§287-7  Exceptions.  Sections 287-5 and
287-6 shall not apply under the conditions stated in section 287-8 nor:



(1)  To the driver or registered owner if the
registered owner had in effect at the time of the accident an automobile
liability policy with respect to the motor vehicle involved in the accident;



(2)  To the driver, if not the registered owner of the
motor vehicle if there was in effect at the time of the accident an automobile
liability policy or bond with respect to the driver's operation of motor
vehicles not owned by the driver;



(3)  To the driver or registered owner if the
liability of the operator or registered owner for damages resulting from such
action is, in the judgment of the administrator, covered by any other form of
liability insurance policy or bond;



(4)  To any person qualifying as a self-insurer under
section 287-42, or to any driver of a motor vehicle for the self-insurer where
the self-insurer is responsible for the acts of the driver.



No automobile liability policy or bond shall be
effective under this section unless issued by an insurance company or surety
company authorized to do business in the State, except that if the motor
vehicle is registered elsewhere than in this State at the effective date of the
policy or bond, or the most recent renewal thereof, the policy or bond shall
not be effective under this section unless the insurance company or surety
company, if not authorized to do business in the State, executes a power of
attorney authorizing the insurance commissioner to accept service on its behalf
of notice of process in any action upon the policy or bond arising out of the
action; provided every such policy or bond is subject to a limit, exclusive of
interest and costs, of not less than the liability coverages stated in section
294-10(a). [L 1949, c 393, pt of §1; RL 1955, §160-86; am L 1963, c 98, §1; HRS
§287-7; am L 1970, c 164, §3; am L 1980, c 84, pt of §1; am L 1982, c 210, §3;
gen ch 1985]



 



Note



 



  Section 294-10(a) referred to in text is repealed.  For
present provision, see §431:10C-301.



 



Law Journals and Reviews



 



  Tort and Insurance "Reform" in a Common Law Court. 
14 UH L. Rev. 55.



 



Case Notes



 



  Under this section and §431-448 insurer must provide a
minimum of $10,000 uninsured motorist coverage for each vehicle under a single
liability insurance policy.  59 H. 44, 575 P.2d 477.