Ohio Statutes

Title [11] XI FINANCIAL INSTITUTIONS

Chapter 1101: BANKS - GENERAL PROVISIONS
- 1101.01 Banks - general provisions definitions.
- 1101.02 Purpose chapters 1101 through 1127.
- 1101.03 Banks subject to chapters 1101 through 1127.
- 1101.04 to 1101.071 [Repealed].
- 1101.08, 1101.09 Amended and Renumbered RC 1109.69, 1103.21.
- 1101.10 Bank records filed with secretary of state are public records.
- 1101.15 Using bank, banker, banking, trust or state in designation or name.
- 1101.16 Soliciting, receiving, or accepting deposits.
- 1101.99 Penalty.
Chapter 1103: BANKS - CORPORATE GOVERNANCE
- 1103.01 Corporation law applicable to banks.
- 1103.02 Legal existence of banks.
- 1103.03 Authority of bank board of directors.
- 1103.04, 1103.05 [Repealed].
- 1103.06 Articles of incorporation.
- 1103.061, 1103.062 [Repealed].
- 1103.07 Bank name.
- 1103.08 Adoption of amendment to articles or amended articles - approval of superintendent.
- 1103.09 Amendments to bank's articles of incorporation.
- 1103.10 Amended and Renumbered RC 1103.11.
- 1103.11 Code of regulations.
- 1103.12 Amended and Renumbered RC 1113.09.
- 1103.13 Annual meeting - notice.
- 1103.14 Availability of basic financial information.
- 1103.15 Shareholder voting.
- 1103.16 Books and records of account and of proceedings.
- 1103.17 [Repealed].
- 1103.18 Officer equivalent to treasurer.
- 1103.19 Two officer signatures required.
- 1103.20 Filing documents with secretary of state.
- 1103.21 Bank closing.
- 1103.22 to 1103.42, 1103.99 [Repealed].
Chapter 1105: BANKS - BOARD OF DIRECTORS
- 1105.01 Authority, number, terms and classes of directors.
- 1105.02 Qualifications of board members.
- 1105.03 Director oath.
- 1105.04 Individual, schedule, or blanket fidelity bonds.
- 1105.05 [Repealed].
- 1105.06 Executive committee and other board committees.
- 1105.07 Bylaws.
- 1105.08 Board and committee meetings.
- 1105.09 Amended and Renumbered RC 1107.11.
- 1105.10 Removing director - vacancy.
- 1105.11 Personal liability of director.
- 1105.12, 1105.13 [Repealed].
- 1105.14 to 1105.30 [Repealed].
Chapter 1107: BANKS - CAPITAL AND SECURITIES
- 1107.01 Treasury shares defined.
- 1107.02 [Repealed].
- 1107.03 Evaluating adequacy of bank's capital.
- 1107.04 [Repealed].
- 1107.05 Issuing debt securities.
- 1107.06 [Repealed].
- 1107.07 Par value of bank shares.
- 1107.08, 1107.081 Amended and Renumbered RC 1109.07, 1109.73.
- 1107.09 Stock options for employees.
- 1107.10 [Repealed].
- 1107.11 Preemptive rights.
- 1107.12 [Repealed].
- 1107.13 Bank may purchase its own shares.
- 1107.14 [Repealed].
- 1107.15 Declaring dividends and distributions.
- 1107.16 to 1107.19 [Repealed].
- 1107.20, 1107.21 [Repealed].
- 1107.22 Amended and Renumbered RC 1109.23.
- 1107.23 to 1107.25 [Repealed].
- 1107.26 [Repealed].
- 1107.261 [Repealed].
- 1107.262 Amended and Renumbered RC 1109.20.
- 1107.27 [Repealed].
- 1107.28 to 1107.35 [Repealed].
- 1107.36 Amended and Renumbered RC 1109.62.
- 1107.37 [Repealed].
- 1107.38 Amended and Renumbered RC 1109.40.
- 1107.39, 1107.40 [Repealed].
- 1107.99 Amended and Renumbered RC 1111.99.
Chapter 1109: BANKS - POWERS
- 1109.01 Bank powers, rights and privileges generally.
- 1109.02 Additional and incidental powers.
- 1109.021 [Repealed].
- 1109.03 Federal deposit insurance corporation and federal reserve requirements.
- 1109.04 [Repealed].
- 1109.05 Deposit contracts.
- 1109.051 [Repealed].
- 1109.06 Designating on signature card deposit is in trust for another.
- 1109.07 Deposits payable to survivor - deposits payable on death.
- 1109.08 Safes, vaults, safe deposit boxes, night depositories.
- 1109.09 Accounts and safe deposit box rentals for minors.
- 1109.10 Claims adverse to deposits or property.
- 1109.11 Deposits entered as U.S. money.
- 1109.12 to 1109.14 [Repealed].
- 1109.15 Permitted transactions.
- 1109.16 Standards for extensions of credit.
- 1109.17 Accepting drafts or bills of exchange.
- 1109.18 Extending credit pursuant to revolving credit agreement.
- 1109.19 [Repealed].
- 1109.20 Interest and finance charge rates.
- 1109.21 [Repealed].
- 1109.22 Total loans and extensions of credit to person outstanding at any one time.
- 1109.23 Extending credit to executive officers, directors, principal shareholders or to related interests.
- 1109.24 Extending credit to executive officer - reports.
- 1109.25 Bank's own stock as security or payment.
- 1109.26 Owning or holding real estate or stock acquired in satisfaction of debt.
- 1109.27 to 1109.30 [Repealed].
- 1109.31 Real estate investments.
- 1109.32 Bonds, notes and other debt securities as investments.
- 1109.33 Investing in stock of federally chartered banks.
- 1109.34 Investing in securities of domestic insurance company.
- 1109.35 Investing in venture capital firms, small businesses and economic development corporations.
- 1109.36 Underwriting and dealing in guaranteed and acceptable debt securities.
- 1109.37, 1109.38 [Repealed].
- 1109.39 Additional stock investments.
- 1109.40 Additional authority for loans and investments.
- 1109.41, 1109.42 [Repealed].
- 1109.43 Investing in bankers' bank or holding company.
- 1109.44 Investing in bank subsidiary corporations and bank service corporations.
- 1109.45 Investing in clearing corporation.
- 1109.47 Limiting investing in one issuer.
- 1109.48 Investing in firms owned and controlled by minorities or women.
- 1109.49 Furnishing financial information to superintendent.
- 1109.53 Transactions with affiliates definitions.
- 1109.54 Conditions for engage in covered transaction with affiliate.
- 1109.55 Permitted transactions with affiliate.
- 1109.56 Rules for transactions with affiliates.
- 1109.59 Authority to borrow.
- 1109.60 Authority to transmit money.
- 1109.61 Paying management and consulting fees.
- 1109.62 [Repealed].
- 1109.63 Coin and bullion.
- 1109.64 Travel services.
- 1109.65 Tax certificate purchase.
- 1109.68 Using copying or reproduction processes.
- 1109.69 Record retention.
- 1109.73 Proceeding for partition.
- 1109.75 Securitization.
Chapter 1111: TRUST COMPANIES
- 1111.01 Trust company definitions.
- 1111.02 Authority to solicit or engage in trust business.
- 1111.03 Authority of national bank or federal savings association.
- 1111.04 Trust company pledging securities.
- 1111.05 Individual, schedule, or blanket fidelity bonds for employees and officers.
- 1111.06 Applying for trust company license.
- 1111.07 No transferring or assigning license.
- 1111.08 Transferring fiduciary account or relationship.
- 1111.09 Trust service offices.
- 1111.10 [Repealed].
- 1111.11 Trust company - powers and duties.
- 1111.12 Use of trust companies by courts.
- 1111.13 Investing of trust funds.
- 1111.14 Collective investments.
- 1111.15 Purchase of services or products.
- 1111.16 Fiduciary capacity for holding money and property.
- 1111.17 Will, trust instrument or other authority governs.
- 1111.18 Separating fiduciary assets and records.
- 1111.19 [Repealed].
- 1111.20 [Repealed].
- 1111.21 Stated capital security for faithful discharge of duties.
- 1111.22 Records kept separate.
- 1111.23 Requirements for oaths, affidavits and signatures.
- 1111.24, 1111.25 [Repealed].
- 1111.26 Regulation by superintendent and division of financial institutions.
- 1111.27 Reporting to superintendent.
- 1111.28 Court order for investigation of trust.
- 1111.29 [Repealed].
- 1111.31 Ceasing trust business.
- 1111.32 Revoking or suspending license.
- 1111.33 Liquidating assets.
- 1111.99 [Repealed].
Chapter 1113: BANKS - FORMATION
- 1113.01 Incorporating a bank.
- 1113.02 [Repealed].
- 1113.03 Notice of the proposed incorporation.
- 1113.04 [Repealed].
- 1113.05 Amendments to articles of incorporation.
- 1113.06 Share subscriptions - election of directors.
- 1113.07 [Repealed].
- 1113.08 Certificate of authority to commence business.
- 1113.09 Superintendent of financial institutions to issue certificate of authority to commence business.
- 1113.10 to 1113.20 [Repealed].
- 1113.21 to 1113.29 [Repealed].
Chapter 1115: BANKS - ACQUISITIONS AND REORGANIZATIONS
- 1115.01 Converting state bank into national.
- 1115.02, 1115.021 Amended and Renumbered RC 1105.01, 1105.02.
- 1115.03 [Repealed].
- 1115.04 Amended and Renumbered RC 1105.03.
- 1115.05 Interstate acquisitions and branch banks.
- 1115.06 Notifying superintendent of proposed acquisition.
- 1115.07 Report of outstanding credit.
- 1115.08, 1115.09 [Repealed].
- 1115.10 Amended and Renumbered RC 1105.04.
- 1115.11 State bank consolidations or mergers.
- 1115.111 Management or consulting fees.
- 1115.12 [Repealed].
- 1115.121 Amended and Renumbered RC 1121.50.
- 1115.13 [Repealed].
- 1115.14 Transferring assets and liabilities.
- 1115.15 Transferring assets and liabilities in an emergency.
- 1115.16, 1115.17 [Repealed].
- 1115.18 Notice of consummation of reorganization.
- 1115.19 Paying fair cash value of shares to dissenting shareholders.
- 1115.20 Protecting rights of creditors.
- 1115.21, 1115.22 [Repealed].
- 1115.23 Interim banks.
- 1115.24 [Repealed].
- 1115.25 Public hearing regarding fairness of terms and conditions of exchange of shares.
- 1115.26 [Repealed].
- 1115.27 Merging with affiliate.
- 1115.30 [Repealed].
- 1115.99 [Repealed].
Chapter 1117: BANKS - OFFICES
- 1117.01 Banking office locations.
- 1117.02 Application for establishing banking office.
- 1117.03 Banking office schedules.
- 1117.04 Relocating a banking office.
- 1117.05 Providing services at another institution's offices.
- 1117.06 Limited operations - extension of structures.
- 1117.061, 1117.07 [Repealed].
Chapter 1119: FOREIGN BANKS
- 1119.01 Foreign bank definitions.
- 1119.02 Foreign bank license.
- 1119.03, 1119.04 [Repealed].
- 1119.05 Applying for preliminary approval of representative office.
- 1119.06 Prohibited and authorized activities.
- 1119.08 Applying for preliminary approval of agency or branch.
- 1119.09 Pledging assets.
- 1119.10 Complying with asset maintenance requirement.
- 1119.11 Permitted activities.
- 1119.13 Branch defined.
- 1119.14 Transferring or assigning license.
- 1119.16 Licensee's duties.
- 1119.17 Reporting income and condition.
- 1119.18 Approving or taking action.
- 1119.21 Regulatory powers.
- 1119.22 Revoking or suspending license.
- 1119.23 Liquidation.
- 1119.24 Priority of Ohio creditors.
- 1119.26 Voluntary liquidation and surrender of license.
Chapter 1121: BANKS - SUPERINTENDENT'S POWERS
- 1121.01 Banks - superintendent's powers definitions.
- 1121.02 Superintendent and deputy superintendent for banks - powers and duties.
- 1121.021 [Repealed].
- 1121.03 Adoption of administrative rules.
- 1121.031, 1121.04 [Repealed].
- 1121.05 Granting rights to financial institutions.
- 1121.051 Amended and Renumbered RC 1115.25.
- 1121.06 Reducing disadvantage to Ohio bank or trust company.
- 1121.07 Amended and Renumbered RC 1115.20.
- 1121.08 [Repealed].
- 1121.09 Amended and Renumbered RC 1115.19.
- 1121.10 Examining records and affairs.
- 1121.11 Alternate, joint or concurrent examinations.
- 1121.12 Examining controlling shareholder.
- 1121.13 Examining other corporate controlling shareholders.
- 1121.15 Maintaining books and accounts.
- 1121.16 Prohibited acts - violations.
- 1121.17 Executing documents.
- 1121.18 Confidentiality.
- 1121.21 Reporting condition and income.
- 1121.23 Criminal records check to be requested by superintendent.
- 1121.24 Incomplete application or notice of proposed action or transaction.
- 1121.25 Request for confidentiality.
- 1121.26 Considering impact of proposed action or transaction.
- 1121.27 Reasonable and necessary conditions.
- 1121.29 Schedule of assessments and fees.
- 1121.30 Banks fund.
- 1121.32 Notice of charges and intent to issue cease and desist order.
- 1121.33 Notice of charges and intent to remove regulated person from office or prohibit further participation.
- 1121.34 Issuing order suspending regulated person or temporarily prohibiting further participation.
- 1121.35 Civil penalty.
- 1121.37 Serving notice.
- 1121.38 Administrative hearing.
- 1121.39 Notice served within 6 years of resignation, termination or separation.
- 1121.41 Notice of charges and intent to issue supervision order.
- 1121.43 Monthly publication by superintendent of violations.
- 1121.45 Meeting with regulated persons.
- 1121.47 Superintendent - order and subpoena powers.
- 1121.48 Suits and court proceedings.
- 1121.50 Independent auditor.
- 1121.51 Action to secure condition of assets.
- 1121.52 Impaired capital.
- 1121.56 Immunity.
Chapter 1123: BANKING COMMISSION
- 1123.01 Banking commission.
- 1123.02 Organization and procedures of banking commission.
- 1123.03 Banking commission - duties.
- 1123.04 Immunity of banking commission members.
- 1123.05, 1123.06, 1123.07 Amended and Renumbered RC 1133.05, 1133.06, 1133.07.
- 1123.08, 1123.09, 1123.10 Amended and Renumbered RC 1133.08, 1133.09, 1133.10.
- 1123.11, 1123.12, 1123.13 Amended and Renumbered RC 1133.11, 1133.12, 1133.13.
- 1123.14, 1123.15, 1123.16 Amended and Renumbered RC 1133.14, 1133.15, 1133.16.
Chapter 1125: BANKS - LIQUIDATIONS AND CONSERVATORSHIPS
- 1125.01 Jurisdiction of court.
- 1125.02 Amended and Renumbered RC 1121.02.
- 1125.03 Voluntary liquidation.
- 1125.04 Superintendent's consent to voluntary liquidation.
- 1125.05 Continued supervision of voluntary dissolution.
- 1125.06 Submission of documents after completion of voluntary liquidation.
- 1125.061 to 1125.08 [Repealed].
- 1125.09 Conditions necessary for appointment of conservator.
- 1125.10 Appointment of conservator.
- 1125.11 Filing certified copy of certificate of appointment.
- 1125.12 Powers of conservator.
- 1125.13 Conduct of business during conservatorship.
- 1125.14 Recommendation of conservator.
- 1125.15, 1125.151, 1125.16 [Repealed].
- 1125.17 Full and exclusive powers and procedures for liquidation of banks.
- 1125.18 Conditions necessary for taking possession of bank property and business.
- 1125.181 Amended and Renumbered RC 1103.14.
- 1125.19 [Effective Until 9/13/2010] Filing certified copy of certificate of appointment.
- 1125.20 Appointment as receiver to federal deposit insurance corporation.
- 1125.21 Title vested in receiver.
- 1125.22 Powers of receiver.
- 1125.23 Presenting and disposing of claims.
- 1125.24 Paying claims.
- 1125.25 Election to reject or ratify and assign executory contract.
- 1125.26 Subrogation rights of federal deposit insurance corporation.
- 1125.27 Receiver may appoint successor.
- 1125.28 [Effective Until 9/13/2010] Filing operates as automatic stay.
- 1125.29 Order declaring bank properly wound up and dissolved.
- 1125.30 Receiver may destroy records.
- 1125.33 Damages - immunity.
- 1125.99 [Repealed].
Chapter 1127: BANKS - CRIMES AND PROHIBITED ACTIVITIES
- 1127.01 Actions by a regulated person constituting criminal offense.
- 1127.02 Insolvent bank receiving deposit.
- 1127.03 Unlawful fees for procuring bank or trust company services.
- 1127.04 [Repealed].
- 1127.05 Amended and Renumbered RC 1123.04.
- 1127.06 Violation of superintendent of financial institutions order.
- 1127.08 false, misleading, forged, or counterfeit documents.
- 1127.09 False or misleading communications.
- 1127.11 Concealing assets.
- 1127.99 Penalty.
Chapter 1129: BANKS - OFFENSES [REPEALED]
- 1129.01 to 1129.03 [Repealed].
- 1129.04 Amended and Renumbered RC 1127.02.
- 1129.05 Amended and Renumbered RC 1315.17.
- 1129.06 [Repealed].
- 1129.11 [Repealed].
- 1129.12 Amended and Renumbered RC 1127.03.
- 1129.99 [Repealed].
Chapter 1133: SOCIETIES FOR SAVING
- 1133.01 Societies for saving definitions.
- 1133.02 Incorporating society for savings - contents of articles of incorporation.
- 1133.03 Superintendent of financial institutions examination and certification - recording articles.
- 1133.04 Guaranty fund.
- 1133.05 Deposits - investments - division of profits.
- 1133.06 Loans - obligations - reserves.
- 1133.07 Investment and loan authority.
- 1133.08 Amortized real estate loans.
- 1133.09 Additional investments and loans.
- 1133.10 Surplus fund balance.
- 1133.11 Capital notes and debentures.
- 1133.12 No loans to officers or trustees.
- 1133.13 Federal reserve membership.
- 1133.14 Provisions applicable to societies for savings.
- 1133.15 No investment in capital stock of bank.
- 1133.16 Investments and dividends of certain societies.
Chapter 1151: SAVINGS AND LOAN ASSOCIATIONS - GENERALLY
- 1151.01 Savings and loan associations - general definitions.
- 1151.02 Incorporation.
- 1151.03 Examination and certification by superintendent.
- 1151.04 Recording of articles of incorporation by secretary of state.
- 1151.05 Superintendent's approval required to establish, maintain or relocate branch - permissible locations.
- 1151.051 Temporary quarters - advance notice to superintendent.
- 1151.052 Foreign federal association branches.
- 1151.053 Providing services to another financial institution's customers.
- 1151.06 Articles void for failure to begin business within one year.
- 1151.07 Utilization of words suggesting that person or entity is engaged in savings and loan association business.
- 1151.08 Capital and other requirements for commencement of business.
- 1151.081 Converting building and loan association to mutual deposit building and loan association.
- 1151.09 Certificate of authority to commence business.
- 1151.091 Interim savings and loan association.
- 1151.10 Stock records - list of shareholders exhibited.
- 1151.11 Notice of meeting of shareholders.
- 1151.12 Terms of office of directors.
- 1151.13 Quorum of board of directors.
- 1151.14 Meetings of board of directors - committees.
- 1151.15 Compensation of directors and officers.
- 1151.151 [Repealed].
- 1151.16 Directors, officers, and employees shall not receive fees.
- 1151.17 Oaths required of directors and officers.
- 1151.18 Removal of director or officer by superintendent.
- 1151.19 Receiving of deposits.
- 1151.191 Building and loan association may serve as trustee.
- 1151.192 Recognizing adverse claims.
- 1151.20 Issuance of stock, capital notes, and debentures.
- 1151.201 Building and loan association may purchase its own shares of permanent stock.
- 1151.21 Assessments.
- 1151.22 Repurchase of stock credits.
- 1151.23 Withdrawal of deposits.
- 1151.231 Permitting withdrawal of deposits through another domestic association or foreign association.
- 1151.24 Transfer of credit.
- 1151.25 Cancellation of shares.
- 1151.26 Dealings with minors.
- 1151.27 Investing in real estate.
- 1151.28 Borrowing power.
- 1151.29 Authority to loan.
- 1151.291 Limitation on loans.
- 1151.2910 Commercial and standby letters of credit.
- 1151.292 Procedures for real estate loans.
- 1151.293 Procedures for loans for acquisition and development of undeveloped or partially developed land for primarily residential use.
- 1151.294 Investment in mobile home chattel paper.
- 1151.295 Home improvement loans.
- 1151.296 Loans on securities.
- 1151.297 Student loans.
- 1151.298 Consumer loans, commercial paper, and corporate debt securities.
- 1151.299 Credit card operations.
- 1151.30 Loans for commercial, corporate, business, or agricultural purposes.
- 1151.301 [Repealed].
- 1151.31 Loans guaranteed by federal administrator of veterans' affairs and other federal agencies.
- 1151.311 Participating interests in real estate loans.
- 1151.312 Issuing and selling mortgage-backed securities.
- 1151.32 Blanket mortgage loans authorized - limitation.
- 1151.321 Canceling loans - debt suspension or cancellation agreement.
- 1151.323 Loans for housing suitable primarily for occupancy for persons over fifty-five.
- 1151.33 Reserve funds.
- 1151.34 Investment and deposit of idle funds.
- 1151.341 Federal national mortgage association stock.
- 1151.342 Community improvement corporations loans.
- 1151.343 Loans and investments not exceeding percentage of assets.
- 1151.344 Loans to and investments in capital stock, obligations, and other securities of service corporations.
- 1151.345 Preneed cemetery merchandise and services contracts.
- 1151.346 Other loans and investments.
- 1151.347 Reporting investments in venture capital firms.
- 1151.348 License required to engage in trust business.
- 1151.349 Leasing activities.
- 1151.35 Membership in federal home loan bank.
- 1151.36 Conversion into federal savings and loan association.
- 1151.361 Federal savings and loan associations have equal rights.
- 1151.37 Purchase of shares in federal savings and loan association - joint occupancy of offices.
- 1151.38 Conversion of federal association into state association.
- 1151.39 Filing and recording of papers concerning federal association.
- 1151.40 Powers of association when in dissolution or receivership.
- 1151.41 Insurance of stock and deposits.
- 1151.411 Notice of noninsured status.
- 1151.42 Purchase and sale of loans.
- 1151.43 [Repealed].
- 1151.44 Change of name, authorized capital, or par value of shares.
- 1151.45 Dissolution.
- 1151.46 Amendment of articles and constitution.
- 1151.47 Constitution and bylaws - amendments.
- 1151.471 Borrowers may be members.
- 1151.48 Deposit of funds in banks.
- 1151.49 Bond of officers and employees.
- 1151.50 [Repealed].
- 1151.51 Accounting procedure in certain transactions.
- 1151.52 Dividend or interest payments.
- 1151.521 [Repealed].
- 1151.53 Losses.
- 1151.54 Appraisal of real estate and delinquent mortgages.
- 1151.55 Impairment of capital or overvaluation of assets.
- 1151.60 Acquisitions and mergers.
- 1151.61 Reorganization.
- 1151.62 Sale or transfer of substandard or unacceptable assets.
- 1151.63 Dissolution or consolidation.
- 1151.64 Conversion of bank or savings bank into savings and loan association.
- 1151.66 Prior written approval of acquisition of controlling interest.
- 1151.71 Foreign savings and loan chartering or acquiring Ohio savings and loan.
- 1151.72 Examining acquiring institution.
- 1151.80 to 1151.92 [Repealed].
- 1151.99 Penalty.
Chapter 1153: SAVINGS AND LOAN ASSOCIATIONS - MISCELLANEOUS PROVISIONS
- 1153.01 [Repealed].
- 1153.02 [Repealed].
- 1153.03 Declaration of excessive dividend.
- 1153.04 [Repealed].
- 1153.05 Discrimination in trade practices.
- 1153.06 Failure to make reports - unlawful solicitation of business.
- 1153.07 Civil liability for violations.
- 1153.99 Penalty.
Chapter 1155: REGULATION OF SAVINGS AND LOAN ASSOCIATIONS
- 1155.01 Regulation of savings and loan association definitions.
- 1155.011 Superintendent and deputy superintendent for savings and loan associations and savings banks - powers and duties.
- 1155.02 Cease-and-desist order.
- 1155.021 Requiring supervisory conference.
- 1155.03 Criminal records check to be requested by superintendent.
- 1155.031 [Repealed].
- 1155.04 [Repealed].
- 1155.05 Expenses to be paid from appropriations.
- 1155.06 [Repealed].
- 1155.07 Reports - accounts - audits - preservation or destruction of records.
- 1155.071 Notice of independent auditor.
- 1155.08 Form, contents, and time of filing reports.
- 1155.09 Examination.
- 1155.091 Cooperative examinations.
- 1155.10 Special examination.
- 1155.11 Powers of examiners and superintendent.
- 1155.12 Superintendent may publish results of examination.
- 1155.13 Assessments and fees.
- 1155.131 [Repealed].
- 1155.14 [Repealed].
- 1155.15 Securities to be deposited with treasurer of state.
- 1155.16 Confidentiality.
- 1155.17 Forfeiture for noncompliance.
- 1155.18 Adopting rules giving federal rights to state associations.
- 1155.19 [Repealed].
- 1155.20 Superintendent issuing rules and standards.
- 1155.21 False statements prohibited.
- 1155.22 [Repealed].
- 1155.23 Purpose of savings and loan assurance corporation.
- 1155.24 Savings and loan assurance corporation.
- 1155.25 Utilization of assets, deposits and loan proceeds.
- 1155.26 Authority of board of trustees where closed association unlikely to qualify for federal insurance.
- 1155.27 Converting to stock form.
- 1155.28 Assumption of liabilities by acquiring institution.
- 1155.29, 1155.30 [Repealed].
- 1155.31 Provisions prevail - depository institution defined.
- 1155.35 Issuing administrative guidelines.
- 1155.37 Examining holding company, affiliate or subsidiary.
- 1155.41 Policy on depositor assistance corporations.
- 1155.42 Depositor assistance corporation definitions.
- 1155.43 Creation of depositor assistance corporation.
- 1155.44 Acquiring insolvent depository institution.
- 1155.45 Converting savings and loan into bank.
- 1155.46 Acquiring bank by foreign bank holding company.
- 1155.47 Foreign acquisition time limits.
- 1155.99 [Repealed].
Chapter 1157: POSSESSION OF SAVINGS AND LOAN ASSOCIATIONS BY SUPERINTENDENT
- 1157.01 [Effective Until 9/13/2010] Appointing conservator and ordering closing of books.
- 1157.02 Superintendent may take possession of savings and loan association - procedure.
- 1157.03 [Effective Until 9/13/2010] Proceedings in court.
- 1157.04 [Effective Until 9/13/2010] Effect of posting notice.
- 1157.05 [Effective Until 9/13/2010] Notice to debtors of association.
- 1157.06 [Effective Until 9/13/2010] Inventory of assets - lists of liabilities and claims - report of liquidation.
- 1157.07 Rejection of claims by superintendent.
- 1157.08 Objections to claims not rejected by superintendent.
- 1157.09 [Effective Until 9/13/2010] Appraisal of assets.
- 1157.10 [Effective Until 9/13/2010] Powers of superintendent in liquidation.
- 1157.11 [Effective Until 9/13/2010] Hearing of superintendent's application to exercise powers.
- 1157.12 [Effective Until 9/13/2010] Optional powers in disposition of assets.
- 1157.13 [Effective Until 9/13/2010] Additional powers and duties of superintendent in liquidation.
- 1157.14 [Effective Until 9/13/2010] Special deputies and assistants.
- 1157.15 Application to court for instructions.
- 1157.16 Deposit of moneys collected.
- 1157.17 [Effective Until 9/13/2010] Expenses of liquidation including legal services.
- 1157.18 [Effective Until 9/13/2010] Dividends - priorities in liquidation.
- 1157.19 [Effective Until 9/13/2010] Preferences as to dividends in liquidation.
- 1157.20 [Effective Until 9/13/2010] Unclaimed dividends and deposits.
- 1157.21 [Effective Until 9/13/2010] Disposition of books and papers.
- 1157.22 [Effective Until 9/13/2010] Disposition of contents of safes, vaults, and boxes.
- 1157.23 [Effective Until 9/13/2010] Self-liquidation by order of superintendent.
- 1157.24 [Effective Until 9/13/2010] Rehabilitation or reorganization by order of superintendent.
- 1157.25 [Effective Until 9/13/2010] Action to be taken by directors and members - failure to submit or execute plan.
- 1157.26 [Effective Until 9/13/2010] Transfer of liquidation from superintendent to association.
- 1157.27 [Effective Until 9/13/2010] Resumption of business - restoration of corporate rights.
- 1157.28 [Effective Until 9/13/2010] Appointment of receiver or filing deed of assignment for benefit of creditors prohibited.
- 1157.29 [Effective Until 9/13/2010] Review by court of action by superintendent.
- 1157.30 [Effective 9/13/2010] Destruction of records.
- 1157.33 [Effective 9/13/2010] Actions for damages; limitations on liability.
Chapter 1161: SAVINGS BANKS - ORGANIZATION
- 1161.01 Savings bank - organization definitions.
- 1161.02 Application of corporation laws.
- 1161.03 Certification by superintendent to secretary of state.
- 1161.04 Recording of articles of incorporation.
- 1161.05 Approval required for establishment or relocation.
- 1161.06 Advance written notice of use of temporary quarters.
- 1161.07 Branches of foreign savings bank.
- 1161.071 Providing services to another financial institution's customers.
- 1161.08 Commencing business.
- 1161.09 Utilization of words suggesting that person or entity is engaged in savings bank business.
- 1161.10 Authorized capital.
- 1161.11 Savings bank organized as mutual savings bank without stock.
- 1161.111 Converting to stock form.
- 1161.12 Authorization to commence business.
- 1161.13 Interim savings bank.
- 1161.14 Maintaining books and records.
- 1161.15 Notice of shareholder meeting.
- 1161.16 Directors' terms.
- 1161.17 Quorum.
- 1161.18 Meetings of board of directors - committees.
- 1161.19 Compensating directors and officers.
- 1161.20 Receiving unlawful fee, commission or gift.
- 1161.21 Oaths.
- 1161.22 Removal of director or officer.
- 1161.23 Receiving deposits.
- 1161.24 Serving as trustee.
- 1161.25 Recognizing claim to account or property.
- 1161.26 Issuing stock.
- 1161.27 Purchasing own shares of permanent stock.
- 1161.28 Assessments.
- 1161.29 Withdrawals.
- 1161.30 Withdrawals through other savings banks.
- 1161.31 Tendering credit to deposit account.
- 1161.32 Cancelling shares.
- 1161.33 Transactions with minors.
- 1161.34 Real estate investments.
- 1161.35 Borrowing.
- 1161.36 Real estate loans.
- 1161.37 Other loans.
- 1161.38 Procedures for real estate loans.
- 1161.39 Loans secured by real estate for acquisition and development of undeveloped or partially developed land for primarily residential use.
- 1161.40 Investment in mobile home chattel paper.
- 1161.41 Home improvement loans.
- 1161.42 Student loans.
- 1161.43 Consumer loans, commercial paper, and corporate debt securities.
- 1161.44 Credit card operations.
- 1161.45 Issuing commercial and standby letters of credit.
- 1161.46 Loans for commercial, corporate, business, or agricultural purposes.
- 1161.47 Loans federally approved, insured or guaranteed.
- 1161.48 Participating in loans with supervised lenders.
- 1161.49 Trust certificates or securities backed by federal programs.
- 1161.50 Loans secured by mortgage on two or more properties.
- 1161.51 Canceling loans - debt suspension or cancellation agreement.
- 1161.52 Loans for housing suitable primarily for occupancy for persons over fifty-five.
- 1161.53 Establishing and maintaining reserve and net worth accounts.
- 1161.54 Authorized investments.
- 1161.55 Federal national mortgage association stock.
- 1161.56 Community improvement corporations loans.
- 1161.57 Other loan and investment authority.
- 1161.58 Loans to and investments in capital stock, obligations, and other securities of service corporations.
- 1161.59 Preneed cemetery merchandise and services contracts.
- 1161.60 Loans or investments authorized by directors.
- 1161.601 License required to engage in trust business.
- 1161.61 Additional capital requirements.
- 1161.62 Federal home loan bank relationships.
- 1161.63 Savings and loan converting into savings bank.
- 1161.631 Bank converting into savings bank.
- 1161.64 Buying and selling loans.
- 1161.65 Changing name, capital or stock.
- 1161.66 Dissolution.
- 1161.67 Amending articles and constitution.
- 1161.68 Conduct and management of affairs.
- 1161.69 Borrowers as members with voting rights.
- 1161.70 Designating of depositories.
- 1161.71 Blanket fidelity bond coverage.
- 1161.72 Expenses.
- 1161.73 Dividends - interest.
- 1161.74 Losses.
- 1161.75 Appraising real estate owned by savings bank.
- 1161.76 Acquisitions and mergers.
- 1161.77 Consolidation.
- 1161.78 Acquiring controlling interest.
- 1161.79 Deposit authority of foreign savings bank.
- 1161.80 Examination associated with acquisition.
- 1161.81 Penalties.
Chapter 1163: SAVINGS BANKS - REGULATION
- 1163.01 Savings bank - regulation definitions.
- 1163.02 Superintendent and deputy superintendent for savings and loan associations and savings banks - powers and duties.
- 1163.03 Cease-and-desist orders.
- 1163.04 Requiring supervisory conferences.
- 1163.05 Criminal records check to be requested by superintendent.
- 1163.06 [Repealed].
- 1163.07 Expenses.
- 1163.08 [Repealed].
- 1163.09 Reports and accounts.
- 1163.10 Employment or termination of independent auditor.
- 1163.11 Form and contents of reports.
- 1163.12 Examinations.
- 1163.121 Cooperative examination arrangements.
- 1163.13 Special examinations.
- 1163.14 Powers of examiners.
- 1163.15 Publishing results of examination.
- 1163.16 Assessments and fees.
- 1163.17 [Repealed].
- 1163.18 [Repealed].
- 1163.19 Deposits.
- 1163.20 Confidentiality.
- 1163.21 Civil penalties.
- 1163.22 Authorizing savings banks to exercise privileges of bank or savings and loan.
- 1163.23 [Repealed].
- 1163.24 Adopting rules and standards.
- 1163.25 Prohibiting false statements.
- 1163.26 Issuing administrative guidelines.
- 1163.27 Examining holding company or affiliate or subsidiary.
Chapter 1165: SAVINGS BANKS - POSSESSION BY SUPERINTENDENT
- 1165.01 [Effective Until 9/13/2010] Appointing conservator.
- 1165.02 Superintendent taking possession of savings bank.
- 1165.03 [Effective Until 9/13/2010] Application for order requiring superintendent to specify grounds and operative facts for taking possession.
- 1165.04 [Effective Until 9/13/2010] Possession of assets deemed transferred to superintendent.
- 1165.05 [Effective Until 9/13/2010] Notice to debtor in default.
- 1165.06 [Effective Until 9/13/2010] Inventory of assets - record of liabilities.
- 1165.07 [Effective Until 9/13/2010] Rejecting claim.
- 1165.08 [Effective Until 9/13/2010] Objecting to claim.
- 1165.09 [Effective Until 9/13/2010] Appraising assets.
- 1165.10 [Effective Until 9/13/2010] Application to court for authority to perform certain acts.
- 1165.11 [Effective Until 9/13/2010] Hearing on application.
- 1165.12 [Effective Until 9/13/2010] Authorization for additional acts.
- 1165.13 [Effective Until 9/13/2010] Authority of superintendent without court order.
- 1165.14 [Effective Until 9/13/2010] Appointing special deputy superintendents.
- 1165.15 Applying to court for instructions.
- 1165.16 Deposit of money and funds during liquidation.
- 1165.17 [Effective Until 9/13/2010] Liquidation expenses.
- 1165.18 [Effective Until 9/13/2010] Dividends.
- 1165.19 [Effective Until 9/13/2010] Claim for preference in distribution of dividends.
- 1165.20 [Effective Until 9/13/2010] Assets remaining are unclaimed funds.
- 1165.21 [Effective Until 9/13/2010] Books, papers and records after liquidation.
- 1165.22 [Effective Until 9/13/2010] Notice to owners of personal property and lessees of safe, vault or box.
- 1165.23 [Effective Until 9/13/2010] Order to savings bank to liquidate its business and property.
- 1165.24 [Effective Until 9/13/2010] Order to savings bank to rehabilitate or reorganize.
- 1165.25 [Effective Until 9/13/2010] Plan of rehabilitation or reorganization.
- 1165.26 [Effective Until 9/13/2010] Transfer of further liquidation to savings bank.
- 1165.27 [Effective Until 9/13/2010] Resuming business during course of liquidation.
- 1165.28 [Effective Until 9/13/2010] Prohibiting receiver or assignment for benefit of creditors.
- 1165.29 [Effective Until 9/13/2010] Applying to set aside order to liquidate, rehabilitate or reorganize.
- 1165.30 [Effective 9/13/2010] Destruction of records.
- 1165.33 [Effective 9/13/2010] Actions for damages; limitations on liability.
Chapter 1181: DIVISION OF FINANCIAL INSTITUTIONS
- 1181.01 Superintendent is chief executive officer - qualifications - appointment of deputy superintendents.
- 1181.02 Employees.
- 1181.03 Bonds/.
- 1181.04 Immunity.
- 1181.05 Conflicts of interest.
- 1181.06 Financial institutions fund.
- 1181.07 Office facilities for superintendent.
- 1181.08 Adoption of rules.
- 1181.09 Annual report.
- 1181.10 Seal of superintendent.
- 1181.11 Records as evidence.
- 1181.16 Savings and loan associations and savings banks board.
- 1181.17 Powers and duties.
- 1181.18 Savings institutions fund.
- 1181.21 Regulating consumer finance companies.
- 1181.25 Evidence or disclosure of privileged, confidential or other nonpublic information.