Title [39] XXXIX INSURANCE
- Chapter 3901: SUPERINTENDENT OF INSURANCE
- 3901.01 Department of insurance.
- 3901.011 Superintendent of insurance - powers and duties.
- 3901.02 Appointment or hiring of employees.
- 3901.021 Department of insurance operating fund.
- 3901.03 Warden - duties - office of warden.
- 3901.04 Superintendent - specific powers.
- 3901.041 Rule-making and adjudicating powers of superintendent.
- 3901.042 Service and transaction fees.
- 3901.043 Fees for services or transactions performed by department of insurance.
- 3901.044 Rules for implementing health insurance portability and accountability act.
- 3901.045 Receiving confidential or privileged documents and information.
- 3901.05 Deputy superintendent - duties.
- 3901.051 Assistant superintendent - duties.
- 3901.06 Instruments under seal of the superintendent.
- 3901.07 Examination of financial affairs of insurer.
- 3901.071 Superintendent's examination fund.
- 3901.08 Information from banks.
- 3901.09 Duty of bank officers.
- 3901.10 Deficiency of company assets.
- 3901.11 Acquisition of stock of other insurers.
- 3901.12 Interlocking directorate.
- 3901.13 Hearing by superintendent.
- 3901.14 Record and report of superintendent.
- 3901.15 Application of law.
- 3901.16 Forfeiture.
- 3901.17 Personal jurisdiction over foreign or alien insurer.
- 3901.18 Requirements for unauthorized foreign or alien insurer to enter an appearance.
- 3901.19 Unfair and deceptive practices definitions.
- 3901.20 Prohibition against unfair or deceptive acts.
- 3901.21 Unfair and deceptive acts or practices in business of insurance defined.
- 3901.211 Lending of money, extension of credit - prohibited acts.
- 3901.22 Hearings on violation - orders - administrative remedies.
- 3901.221 Cease-and-desist orders.
- 3901.23 Self-incrimination.
- 3901.24 Unlawful advertising.
- 3901.25 Action by superintendent against insurer.
- 3901.26 Acts by insurer which constitute appointment of superintendent as attorney - service of statement.
- 3901.27 Adoption of emergency bylaws.
- 3901.28 Provisions effective if no emergency bylaws.
- 3901.29 Succession list.
- 3901.30 Emergency business location.
- 3901.31 Filing statements indicating ownership.
- 3901.32 Insurance holding company system definitions.
- 3901.321 Mergers and acquisitions of domestic insurers.
- 3901.322 Procedure for violations.
- 3901.323 Jurisdiction.
- 3901.33 Registration.
- 3901.34 Material transactions standards.
- 3901.341 Prior review of proposed transactions.
- 3901.35 Requiring production of records.
- 3901.36 Confidential and privileged treatment of documents and information - exceptions.
- 3901.37 Suspension, revocation or refusal to renew license - civil forfeiture.
- 3901.38 Prompt payments to health care providers definitions.
- 3901.381 [Effective Until 10/16/2010] Third-party payers processing claims for payment for health care services.
- 3901.3810 Complaints by provider or beneficiary - retaliation by payer.
- 3901.3811 Failure to comply by third-party payer.
- 3901.3812 Administrative remedies.
- 3901.3813 Rules.
- 3901.3814 Exceptions to provisions.
- 3901.382 Electronic submission of claims.
- 3901.383 Contractual agreements for payments by third-party payers.
- 3901.384 Untimely claim process.
- 3901.385 Third-party payer - prohibited acts.
- 3901.386 Reimbursement contract - reimbursements to be made directly to hospital - assignment of benefits.
- 3901.387 Duplicative claims - claim information system.
- 3901.388 Payments considered final - overpayment.
- 3901.389 Computation of interest.
- 3901.40 Payment or reimbursement to unlicensed or unaccredited hospital prohibited.
- 3901.41 [Repealed].
- 3901.42 Annual filing with national association of insurance commissioners.
- 3901.43 [Repealed].
- 3901.44 Records of insurance fraud investigation.
- 3901.45 Effect of sexual orientation, HIV, or AIDS or related condition.
- 3901.46 Requiring HIV testing.
- 3901.47 Administration of claims unpaid due to insolvency of insurer.
- 3901.48 Disclosing work papers resulting from conduct of audit.
- 3901.49 [Repealed].
- 3901.491 Genetic screening or testing.
- 3901.50 [Repealed].
- 3901.501 Genetic screening or testing for self-insurance plans.
- 3901.51 Uncertified securities as deposits definitions.
- 3901.52 Insurance company may place securities in clearing corporation or federal reserve book-entry system.
- 3901.53 Placement of securities shall satisfy deposit requirements.
- 3901.54 Securities may not be used for other purposes.
- 3901.55 Rules.
- 3901.61 Credit for reinsurance ceded definitions.
- 3901.62 Credit for reinsurance ceded as asset or reduction of liability.
- 3901.63 Credit for reinsurance ceded as reduction of liability.
- 3901.64 Terms of reinsurance or security agreement.
- 3901.65 Rules.
- 3901.67 Disclosure of material transactions model act definitions.
- 3901.68 Provisions application.
- 3901.69 Insurer to report material transactions.
- 3901.70 Confidentiality of reports - exceptions.
- 3901.71 Application of mandated health benefits.
- 3901.72 Money advanced to insurance company or health insuring corporation.
- 3901.73 Department to forward copy of late filing notice to board of directors.
- 3901.74 Notice of life insurance company discontinuing business.
- 3901.75 Notice of insurance companies other than life discontinuing business.
- 3901.76 Security valuation expense fund.
- 3901.77 Forms, instructions, manuals - determination of accounting practices and methods.
- 3901.78 Certificate of compliance.
- 3901.781 [Repealed].
- 3901.782 [Repealed].
- 3901.783 [Repealed].
- 3901.784 [Repealed].
- 3901.80 Accrediting independent review organizations.
- 3901.81 Utilizing services of clinical peers.
- 3901.82 Annual report of independent review organization.
- 3901.83 Confidentiality of records - exceptions.
- 3901.84 Immunity.
- 3901.86 Retaliatory provisions - moneys collected paid to state fire marshal's fund.
- 3901.99 Penalty.
- Chapter 3902: INSURANCE POLICIES AND CONTRACTS
- 3902.01 Purpose of sections.
- 3902.02 Insurance policy and contract definitions.
- 3902.03 Policies to which sections apply - exceptions - non-English language policies.
- 3902.04 Requirements for policy forms.
- 3902.05 Construction.
- 3902.06 Superintendent may authorize lower test score.
- 3902.07 Approval of policy form notwithstanding provisions of other laws.
- 3902.08 Policy forms compliance date.
- 3902.11 Coordination of benefits definitions.
- 3902.12 Primary or secondary health coverage.
- 3902.13 Order of benefits for health coverage plan.
- 3902.14 Rules.
- 3902.21 Standard claim form definitions.
- 3902.22 Superintendent to develop standard claim form.
- 3902.23 Use of form mandatory.
- Chapter 3903: RESERVE VALUATION; REHABILITATION AND LIQUIDATION
- 3903.01 Reserve valuation - rehabilitation and liquidation definitions.
- 3903.02 Citing of act - purpose of act.
- 3903.03 Application of sections.
- 3903.04 Jurisdiction.
- 3903.05 Temporary restraining orders - injunctions.
- 3903.06 Duty of persons exercising control to cooperate with superintendent.
- 3903.07 Responsibilities of superintendent and deputies.
- 3903.08 Effect on pending proceedings.
- 3903.09 Correction orders issued by superintendent.
- 3903.10 Complaint - court may issue ex parte seizure or other order.
- 3903.11 Confidentiality of information - exceptions.
- 3903.12 Grounds for rehabilitation order.
- 3903.13 Rehabilitation orders.
- 3903.14 Employment of special deputies.
- 3903.15 Stay of actions - statute of limitations - standing.
- 3903.16 Motion for order of liquidation - order terminating rehabilitation of insurer.
- 3903.17 Basis for liquidation order.
- 3903.18 Liquidation orders.
- 3903.19 Effect of liquidation order on policies.
- 3903.20 Dissolution of corporate existence.
- 3903.21 Liquidator - powers and duties.
- 3903.22 Notice of liquidation order.
- 3903.23 [Repealed].
- 3903.24 Civil action against liquidator or insurer.
- 3903.25 Duplicate list of insurer's assets.
- 3903.26 Transfers and obligations incurred one year prior to proceeding.
- 3903.27 Transfers made after filing of complaint.
- 3903.28 Preferences.
- 3903.29 Allowance of claims.
- 3903.30 Allowance of setoffs and counterclaims.
- 3903.31 Report of liquidator to court.
- 3903.32 Reducing recovery from reinsurer.
- 3903.33 Payment of unpaid earned premiums.
- 3903.34 Proposal to disburse assets to guaranty associations - contents - application for approval.
- 3903.35 Proof of claims to be filed with liquidator.
- 3903.36 Proof of claim contents.
- 3903.37 Contingent claims- absolute claims.
- 3903.38 Third party-party claims.
- 3903.39 Written notice of denial of claim.
- 3903.40 Claims secured by undertaking of another person.
- 3903.41 Methods of determining value of security held by secured creditor.
- 3903.42 Priority of distribution of claims.
- 3903.421 Medicaid health insuring corporation bond and securities.
- 3903.43 Review and investigation of claims.
- 3903.44 Court payment of distributions.
- 3903.45 Distribution of unclaimed and withheld funds.
- 3903.46 Discharge of liquidator.
- 3903.47 Motion to reopen proceedings.
- 3903.48 Court to direct retention or destruction of insurer's records.
- 3903.49 Audit of books of proceeding.
- 3903.50 Order appointing conservator.
- 3903.51 Order directing liquidation.
- 3903.52 Power of domiciliary liquidator.
- 3903.53 Appointing ancillary receiver.
- 3903.54 Discretion of superintendent to commence proceedings.
- 3903.55 Foreign claimants.
- 3903.56 Ohio residents claiming against foreign insurers.
- 3903.57 Attachment, garnishment or execution proceedings blocked.
- 3903.58 Distribution order among claimants from reciprocal states.
- 3903.59 Failure to transfer assets to Ohio liquidator by ancillary receiver.
- 3903.71 Unsound company, suspension of authority to do business.
- 3903.72 Superintendent to annually value reserves for life insurance policies, annuity and pure endowment contracts.
- 3903.721 Determination of valuation interest rate.
- 3903.73 Deposit of securities with treasurer of state.
- 3903.74 Sale and distribution of securities of defaulting companies.
- 3903.75 Notice to claimants.
- 3903.76 Court procedure.
- 3903.77 [Effective 10/16/2010].
- 3903.81 Risk-based capital for insurers model act definitions.
- 3903.82 Annual report.
- 3903.83 Duty to submit plan.
- 3903.84 Regulatory action level event duties of superintendent and insurer.
- 3903.85 Authorized control level event duties of superintendent and insurer.
- 3903.86 Mandatory control level event duties of superintendent and insurer.
- 3903.87 Right to request hearing.
- 3903.88 Confidential information.
- 3903.89 Effectiveness of notice.
- 3903.90 Annual report by foreign insurer.
- 3903.91 Regulatory officials - immunity.
- 3903.92 Requirements for exempting insurer from sections.
- 3903.93 Rules.
- 3903.99 Penalty.
- Chapter 3904: INSURANCE INFORMATION PRACTICES
- 3904.01 Insurance information practices definitions.
- 3904.02 Applicability of chapter.
- 3904.03 Pretext interviews.
- 3904.04 Institution or agent to provide notice of information practices to applicants and policyholders.
- 3904.05 Marketing or research questions.
- 3904.06 Disclosure authorization form.
- 3904.07 Investigative consumer report.
- 3904.08 Written request for access to recorded personal information.
- 3904.09 Correction, amendment or deletion of information.
- 3904.10 Written reason for adverse underwriting decision summary of rights.
- 3904.11 Inquiry concerning previous adverse underwriting decision.
- 3904.12 Prohibited bases for adverse underwriting decision.
- 3904.13 Disclosure of personal or privileged information.
- 3904.14 Obtaining information under false pretenses.
- 3904.15 Superintendent may examine and investigate conduct.
- 3904.16 Superintendent to issue and serve statement of charges and notice of hearing.
- 3904.17 Organization transacting business outside state - superintendent of insurance to accept service of process.
- 3904.18 Cease and desist order or report finding no violation - petition for review.
- 3904.19 Penalties for knowing violation or violation of cease and desist order.
- 3904.20 Review of order or report of superintendent by court of common pleas.
- 3904.21 Action by person whose rights are violated.
- 3904.22 Authorized disclosures of personal or privileged information - immunity.
- Chapter 3905: INSURANCE PRODUCERS LICENSING ACT
- 3905.01 Insurance producers licensing act definitions.
- 3905.011 [Repealed].
- 3905.012 Amended and Renumbered RC 3905.16.
- 3905.013 [Repealed].
- 3905.02 License required.
- 3905.03 Exceptions to licensing requirement.
- 3905.04 Written examination of applicant for agent license.
- 3905.041 Exceptions to program of insurance education or examination requirement.
- 3905.05 Application for resident insurance agent license.
- 3905.051 Criminal records check; fingerprinting; confidentiality.
- 3905.06 Issuance and contents of license - lines of authority.
- 3905.061 Agent to file of change of address.
- 3905.07 Nonresident insurance agent or surplus lines broker license; renewal.
- 3905.071 Nonresident to file change of address.
- 3905.072 Nonresident limited lines insurance agent license.
- 3905.08 Reciprocity.
- 3905.081 Waiving licensing requirement for nonresident persons in violation of federal reciprocity requirements.
- 3905.09 Temporary insurance agent license.
- 3905.10 [Repealed] Appointment of solicitors by agent.
- 3905.11 Agent's use of assumed name.
- 3905.12 Rules.
- 3905.13 Amended and Renumbered RC 3901.783.
- 3905.14 Disciplinary actions.
- 3905.15 Hearing to determine administrative action modification.
- 3905.16 Surrender of license.
- 3905.17 [Repealed].
- 3905.18 Paying unlawful consideration.
- 3905.181 Accepting consideration without license.
- 3905.182 Sale of shares of capital stock of life insurance company or agency.
- 3905.19 [Repealed].
- 3905.20 Appointment of insurance agent to act as agent of insurer.
- 3905.201 Limited line credit insurance program of instruction.
- 3905.21 Notice of terminating relationship with insurance agent.
- 3905.211 Immunity.
- 3905.212 Sanctions.
- 3905.22 Agent to provide notice of administrative action or of prosecution and disposition.
- 3905.221 [Repealed].
- 3905.23 [Repealed].
- 3905.24 Confidentiality of records and information - exceptions.
- 3905.25 Amended and Renumbered RC 3901.75.
- 3905.26 Centralized agent license registry.
- 3905.27 Amended and Renumbered RC 3905.41.
- 3905.28 Rules.
- 3905.29 Mutual protective associations exempted.
- 3905.30 Resident and nonresident surplus line broker's license.
- 3905.31 Prohibitions.
- 3905.32 License fees.
- 3905.33 Unauthorized insurers.
- 3905.34 Separate accounts.
- 3905.35 Bond.
- 3905.36 Taxing firms dealing with unauthorized foreign insurers.
- 3905.37 Prohibited acts.
- 3905.38 Exemptions.
- 3905.39 Continuation of certificates and licenses.
- 3905.40 Fees paid to superintendent of insurance.
- 3905.401 Valuation fee not applicable to reinsurance ceded to affiliated companies.
- 3905.41 Accounts for fees.
- 3905.42 Insurance business must be authorized.
- 3905.421 Vehicle protection product warranty.
- 3905.422 Homes service contract are consumer transactions.
- 3905.423 Consumer goods contracts to be covered by reimbursement insurance.
- 3905.424 Waiver of customer obligation not insurance matter.
- 3905.425 Requirements for tire or wheel road hazard contracts.
- 3905.426 Requirements for ancillary product protection contracts.
- 3905.43 Advertising limitations.
- 3905.44 Limitation upon domestic companies.
- 3905.45 Payment of funeral or burial expenses policy.
- 3905.451 Funeral or burial goods or services coverage not subject to preneed provisions.
- 3905.46 Application of law.
- 3905.47 Amended and Renumbered RC 3905.49.
- 3905.48 [Repealed].
- 3905.481 Continuing education requirements.
- 3905.482 [Repealed] License suspension or revocation.
- 3905.483 Insurance agent education advisory council.
- 3905.484 Establishing criteria for course or program of study for license examination.
- 3905.485 Establishing schedule of fees for course or program of study for license examination.
- 3905.486 Rules - insurance agent education advisory council rule recommendations.
- 3905.49 Prohibiting false representation as independent agent.
- 3905.491, 3905.492 Amended and Renumbered RC 3905.15, 3905.24.
- 3905.50 Terminating independent insurance agent contract.
- 3905.51 [Repealed].
- 3905.52 Amended and Renumbered RC 3905.401.
- 3905.53 Effect of child support default on license.
- 3905.54 [Repealed].
- 3905.55 Agent fees.
- 3905.56 Compensation by public entity for placement of insurance.
- 3905.61 Controlled insurers definitions.
- 3905.62 Application of sections.
- 3905.63 Limits on business placed with controlled insurer by controlling producer.
- 3905.64 Notice to prospective insured by controlling producer.
- 3905.65 Remedies for noncompliance.
- 3905.71 Managing general agent definitions.
- 3905.72 Managing general agent license requirement.
- 3905.73 Responsibilities of managing general agent.
- 3905.74 Independent financial examination of each managing general agent.
- 3905.75 Acts of agent deemed acts of insurer - examinations.
- 3905.76 Prohibition.
- 3905.77 Penalties for violations.
- 3905.78 Rights not limited or restricted.
- 3905.79 Rules.
- 3905.81 Reinsurance intermediary-broker or intermediary-manager license required - rules.
- 3905.83 Surety bail bond agent definitions.
- 3905.84 Surety bail bond agent to be qualified, licensed, and appointed.
- 3905.841 Persons or classes of persons not to act as agents.
- 3905.85 Surety bail bond agent license.
- 3905.851 No imposition of local licensing fees.
- 3905.86 Appointment of agent by insurer.
- 3905.861 Extending appointments to affiliated agents.
- 3905.862 Expiration or cancellation of appointment; fee.
- 3905.87 Registration of agent with court clerks; list of court-registered surety bail bond agents.
- 3905.88 Continuing education.
- 3905.89 Notice of change of principal business address or telephone number.
- 3905.90 Records of surety bonds to be maintained - furnishing of information.
- 3905.901 Determination of direct written premiums for bail bonds.
- 3905.91 Build-up funds.
- 3905.92 Requirements for acceptance of collateral security or other indemnity.
- 3905.921 Discharge of bond where collateral security or other indemnity accepted.
- 3905.93 Bail bond - charges and fees.
- 3905.931 Furnishing of forms and other supplies.
- 3905.932 Prohibited acts.
- 3905.933 Signing or countersigning agent's name to a bond.
- 3905.934 Advertising requirements.
- 3905.94 License suspension or revocation.
- 3905.941 Designation of successor agent.
- 3905.95 Rules.
- 3905.99 Penalty.
- Chapter 3907: DOMESTIC LEGAL RESERVE LIFE INSURANCE COMPANIES
- 3907.01 Formation of insurance company.
- 3907.02 Articles of incorporation.
- 3907.03 Approval by attorney general.
- 3907.04 Organization of company.
- 3907.05 Escrowing amount for paid-in capital and contributed surplus.
- 3907.06 Increase of capital stock.
- 3907.07 Deposit of securities with superintendent of insurance.
- 3907.08 Commencement of business.
- 3907.09 Consolidation or merger.
- 3907.10 Petition for consolidation.
- 3907.11 Commission to hear and determine petition.
- 3907.12 Reinsurance.
- 3907.13 Costs.
- 3907.14 Investment of capital, surplus, and accumulations.
- 3907.141 Federal limitations on investments.
- 3907.15 Allocating premiums.
- 3907.16 [Repealed].
- 3907.17 Certain action authorized.
- 3907.18 Dividends.
- 3907.19 Annual statements.
- 3907.20 Valuation of securities.
- 3907.21 Companies previously organized.
- Chapter 3909: FOREIGN LIFE INSURANCE COMPANIES
- 3909.01 Certificate of authority or license to do business.
- 3909.02 Capital stock requirement.
- 3909.03 Deposit of securities.
- 3909.04 Filing copy of charter and statement.
- 3909.05 Appointment of agent by foreign insurance company - procedure.
- 3909.06 Annual statement.
- 3909.07 Premium notice to policyholders.
- 3909.08 Renewal certificates of authority.
- 3909.09 Requirements for foreign companies.
- 3909.10 Statements to be filed.
- 3909.11 Certificate of authority.
- 3909.12 Renewal certificates of authority.
- 3909.13 Failure to make statement.
- 3909.14 Duration of licenses.
- 3909.15 Appointment of agents to receive service.
- 3909.16 [Repealed].
- 3909.17 Interest on securities and their exchange.
- Chapter 3911: DOMESTIC AND FOREIGN LIFE INSURANCE COMPANIES
- 3911.01 Authorized types of business.
- 3911.011 Variable or fixed and variable benefits or contractual payments.
- 3911.012 Reserves for line of sickness and accident insurance.
- 3911.02 Annual statements to superintendent of insurance.
- 3911.021 Report on measures to detect stranger-originated insurance.
- 3911.03 Copies of applications and documents.
- 3911.04 Copies of applications to accompany policies issued.
- 3911.05 Language of application.
- 3911.06 False answer.
- 3911.07 Defenses limited.
- 3911.08 Minor's contract for insurance.
- 3911.09 Beneficiaries.
- 3911.091 Proceeds or avails free from claims of creditors.
- 3911.10 Exemption of proceeds from claims of creditors.
- 3911.11 Married person may insure life of spouse.
- 3911.12 Policy assigned to a married person.
- 3911.13 Beneficiary in case of death of spouse.
- 3911.14 Proceeds of policy.
- 3911.15 Policy to defraud creditors.
- 3911.16 Discrimination against persons of African descent prohibited.
- 3911.17 Prohibition against discrimination.
- 3911.18 Discriminations by agent of life insurance company prohibited.
- 3911.19 Premium discriminations.
- 3911.20 Prohibition against rebates and special favors - bonuses and industrial insurance excepted.
- 3911.21 Revocation of license for discrimination.
- 3911.22 Solicitor is agent of company.
- 3911.23 Misrepresentation prohibited.
- 3911.24 Revocation of license for misrepresentation.
- 3911.99 Penalty.
- Chapter 3913: CHANGES IN CORPORATE ORGANIZATION OR STATUS
- 3913.01 Conversion of domestic stock life insurance corporation into a mutual life insurance corporation.
- 3913.02 Acquisition of stock.
- 3913.03 Rights and privileges of dissenting stockholder.
- 3913.04 Appointment of trustees - deposit retained by superintendent of insurance.
- 3913.05 Officers and directors.
- 3913.06 Board of directors or trustees - corporate powers.
- 3913.07 Term of directors or trustees.
- 3913.08 Meetings.
- 3913.09 Executive committee.
- 3913.10 Code of regulations.
- 3913.11 Conversion from mutual life to stock life company.
- 3913.12 Consideration to policyholders in effecting conversion.
- 3913.13 Appeal of policyholder adversely affected.
- 3913.20 Conversion to stock insurance corporation other than life definitions.
- 3913.21 Stock insurance conversion definitions.
- 3913.22 Rights of mutual policyholders in effecting conversion.
- 3913.23 Appeal of policyholder adversely affected.
- 3913.25 Reorganization of mutual insurance company as stock insurance company definitions.
- 3913.26 Reorganization of mutual insurance company as stock insurance company.
- 3913.27 Vote on reorganization plan.
- 3913.28 Approving reorganization plan.
- 3913.29 Amendments to articles of incorporation.
- 3913.30 Continuation of corporate existence, directors and officers.
- 3913.31 Payment or reimbursement of costs and expenses.
- 3913.32 Reorganization by merging or consolidating membership interests.
- 3913.33 Rights and status of membership.
- 3913.34 Applying other insurance laws.
- 3913.35 Reorganization, dissolution, liquidation.
- 3913.36 Time limit for challenges.
- 3913.37 Rules.
- 3913.38 Attorney general may review transactions involving nonprofit health care entities.
- 3913.40 Transfer of domicile.
- Chapter 3915: LIFE INSURANCE POLICY PROVISIONS
- 3915.01 Company defined.
- 3915.02 Application of law.
- 3915.03 Unauthorized policies not to be issued.
- 3915.04 Preliminary term insurance.
- 3915.05 Policy provisions to be included.
- 3915.051 Policy loan interest rates.
- 3915.052 Interest payable on policy proceeds.
- 3915.053 Policy of military reservist not to lapse for nonpayment of premiums.
- 3915.06 Nonforfeiture benefit and cash value.
- 3915.07 Standard nonforfeiture law.
- 3915.071 Paid-up nonforfeiture benefit or alternative nonforfeiture benefit.
- 3915.072 Cash surrender value - nonforfeiture factors.
- 3915.073 Standard nonforfeiture law for individual deferred annuities.
- 3915.08 Loan, reserve, and cash surrender value.
- 3915.09 Provisions prohibited.
- 3915.10 Time extension for premium payments.
- 3915.11 Interest added to principal debt.
- 3915.12 Exchange, alteration, or conversion of policy.
- 3915.13 Back-dating policies.
- 3915.14 Filing of forms of policies.
- 3915.141 Filing of form of indorsement or rider providing accelerated benefits.
- 3915.15 Provisions of policies of foreign companies.
- 3915.16 Interstate insurance product regulation code adopted.
- 3915.21 Accelerated benefits definitions.
- 3915.22 Application of chapter.
- 3915.23 Accelerated benefits calculated on mortality risks.
- 3915.24 Rules.
- Chapter 3916: VIATICAL SETTLEMENTS MODEL ACT
- 3916.01 Viatical settlements model act definitions.
- 3916.02 Viatical settlement provider or broker license.
- 3916.03 Application for license - issuance, renewal - new or revised information.
- 3916.031 Licensed broker business to maintain licensed individual.
- 3916.04 Broker deemed to represent viator - fiduciary duty.
- 3916.05 Forms to be approved by superintendent - fees.
- 3916.06 Required disclosures with application.
- 3916.07 Viatical settlement provider - duties - confidentiality of medical information.
- 3916.08 Right to rescind contract after receipt of proceeds.
- 3916.09 Independent escrow agent.
- 3916.10 Limiting contact with insured after settlement has occurred.
- 3916.11 Records - examinations.
- 3916.12 Annual statement - financial statements.
- 3916.13 Permitted disclosures.
- 3916.14 Examination by superintendent.
- 3916.15 Prohibitions.
- 3916.16 Conditions permitting entering into viatical settlement contract within two-year period commencing with date of issuance of insurance policy or certificate.
- 3916.17 Advertising of viatical settlement contracts.
- 3916.171 Fraudulent viatical settlement acts prohibited.
- 3916.172 Transactions in furtherance of stranger-originated insurance void.
- 3916.173 Trusts to give appearance of insurable interest illegal.
- 3916.18 Prohibiting fraudulent acts.
- 3916.19 Injunctions.
- 3916.20 Rules.
- 3916.21 Prohibition.
- 3916.99 Penalty.
- Chapter 3917: GROUP LIFE INSURANCE
- 3917.01 Group life insurance definitions.
- 3917.02 Insurance program not qualifying as group plan - notice to prospective insureds.
- 3917.03 Extension of policy to employee's or member's dependents.
- 3917.04 Deducting premiums from salary or wages.
- 3917.05 Exemption of policy proceeds from attachment.
- 3917.06 Required policy provisions.
- 3917.07 Assigning policy rights.
- Chapter 3918: CREDIT LIFE AND ACCIDENT AND HEALTH INSURANCE
- 3918.01 Consumer credit insurance.
- 3918.02 Credit life and accident and health insurance definitions.
- 3918.03 Form of policies.
- 3918.04 Amount of credit life insurance not to exceed initial indebtedness.
- 3918.05 Coverage date.
- 3918.06 Delivery of policy or group certificate of insurance to debtor.
- 3918.07 Filing policies with superintendent of insurance.
- 3918.08 Filing schedules of premium rates with superintendent of insurance.
- 3918.09 Authorized insurers.
- 3918.10 Reporting and payment of claims.
- 3918.11 Debtor has option of furnishing additional security through existing policies.
- 3918.12 Rules and regulations - enforcement.
- 3918.13 Judicial review.
- 3918.99 Penalty.
- Chapter 3919: MUTUAL PROTECTIVE INSURANCE UPON PERSONS
- 3919.01 Mutual protective associations.
- 3919.02 Reserves for insurance contracts.
- 3919.03 Additional contributions.
- 3919.04 Reserves are a distinct fund.
- 3919.05 Mortality experience or table.
- 3919.06 Provisions for disability benefits.
- 3919.07 Provisions for cash surrender and loan values.
- 3919.08 Report on outstanding contracts.
- 3919.09 Associations exempted.
- 3919.10 Foreign companies and associations.
- 3919.11 Bylaws.
- 3919.12 Amendment to constitution or bylaws.
- 3919.13 Amendment of articles to change plan of insurance.
- 3919.14 Separate annual statements.
- 3919.15 Prohibition against assessment plan companies.
- 3919.16 Annual statement.
- 3919.17 Failure to file a statement.
- 3919.18 Compliance with requirements of mutual life companies.
- 3919.19 Examination by superintendent.
- 3919.20 [Repealed].
- 3919.21 Admission of foreign insurance companies.
- 3919.22 Certificate of authority.
- 3919.23 Revocation of authority.
- 3919.24 Prohibition against agents of foreign companies.
- 3919.25 Annual statement by foreign company.
- 3919.26 Fees - exceptions.
- 3919.27 Life and accident business on assessment plan.
- 3919.28 Action brought - service of summons.
- 3919.29 Restrictions on issuance of policies.
- 3919.30 Expenses.
- 3919.31 Organization of accident and health insurance companies.
- 3919.32 Restriction against new accident and health companies.
- 3919.33 Expenses - separation of funds.
- 3919.34 Bond.
- 3919.35 Bond of accident insurance only company.
- 3919.36 Investment of reserve fund.
- 3919.37 Release of security.
- 3919.38 Annual statement by accident insurance company.
- 3919.39 Mutual benefit societies excepted.
- 3919.40 Mutual benefit societies subject to insurance laws.
- 3919.41 Bond of treasurer.
- Chapter 3921: FRATERNAL BENEFIT SOCIETIES
- 3921.01 Fraternal benefit society definitions.
- 3921.02 Fraternal benefit society requirements.
- 3921.03 Lodge system.
- 3921.04 Representative form of government.
- 3921.05 Purpose of fraternal benefit society.
- 3921.06 Membership rights.
- 3921.07 Organization of society.
- 3921.08 Nonindividual liability - indemnification or reimbursement.
- 3921.09 Limitation on powers or authority.
- 3921.10 Formation of society after 1-1-97.
- 3921.11 Amendment of laws.
- 3921.12 Operating charitable, benevolent, or educational institutions for benefit of members.
- 3921.13 Reinsurance agreements.
- 3921.14 Consolidation or merger of societies.
- 3921.15 Fraternal society converted and licensed as mutual life insurance company.
- 3921.16 Contractual benefits provided by society.
- 3921.17 Designation of beneficiaries.
- 3921.18 Exemption of benefits from attachment or garnishment.
- 3921.19 Certificate specifying amount of benefits provided under benefit contract.
- 3921.20 Paid-up nonforfeiture benefit - cash surrender value.
- 3921.21 Investment of funds.
- 3921.22 No individual right to assets.
- 3921.23 Societies exempt from insurance laws.
- 3921.24 Tax exemption.
- 3921.25 Standards of valuation for certificates.
- 3921.26 Annual financial statement - valuation of certificates.
- 3921.27 Renewal of license - fee.
- 3921.28 Examination of domestic and foreign societies.
- 3921.281 Amended and Renumbered RC 3921.331.
- 3921.29 Foreign or alien benefit society license.
- 3921.30 Notice of deficiency.
- 3921.31 Notice and correction of deficiency of society.
- 3921.32 [Repealed].
- 3921.33 Licensing of agents - exceptions.
- 3921.331 Effect of child support default on license.
- 3921.34 Application of deceptive act or practice prohibitions.
- 3921.35 Service of process upon superintendent.
- 3921.36 False or misleading statements.
- 3921.37 Exceptions to chapter.
- 3921.38 Review of superintendent's decisions and findings.
- 3921.39 [Repealed].
- 3921.40, 3921.41, 3921.42 Amended and Renumbered RC 3921.24, 3921.23, 3921.37.
- 3921.43, 3921.44 [Repealed].
- 3921.45, 3921.46 [Repealed].
- 3921.99 Penalty.
- Chapter 3923: SICKNESS AND ACCIDENT INSURANCE
- 3923.01 Policy of sickness and accident insurance defined.
- 3923.011 Sickness and accident insurance definitions.
- 3923.02 Form of policy filed with superintendent.
- 3923.021 Approval or disapproval of premium rates.
- 3923.022 Maximum aggregate administrative expenses.
- 3923.03 Necessary provisions.
- 3923.04 Policy standard provisions.
- 3923.041 [Repealed].
- 3923.05 Provisions to conform to prescribed wording.
- 3923.06 Order of presentation of policy provisions.
- 3923.061 Interest on proceeds payable due to death by sickness or accident.
- 3923.07 Omission or substitution of provisions.
- 3923.071 Policies, applications, riders or indorsements issued prior to 10-1-53.
- 3923.08 Nonconflicting provisions permitted in policy.
- 3923.09 Validity of nonconforming policy.
- 3923.10 Industrial sickness and accident insurance.
- 3923.11 Sickness and accident insurance on a franchise plan.
- 3923.12 Group sickness and accident insurance.
- 3923.121 Association of insurers to provide basic medical coverage to persons 65 or older.
- 3923.122 Option for conversion from group policy to individual policy.
- 3923.123 Association of insurers to provide group health coverage to qualified unemployed persons.
- 3923.13 Blanket sickness and accident insurance.
- 3923.14 False statement in application - alteration of written application.
- 3923.141 Agent of the insurer.
- 3923.15 Unfair discrimination prohibited.
- 3923.16 Misleading or deceptive advertising prohibited.
- 3923.161 Describing cancellability and renewability provisions clearly and with prominence or emphasis.
- 3923.17 Prohibition of rebates not to prohibit commissions or dividends.
- 3923.18 Rights of insurer in defense of claim not waived.
- 3923.19 Benefits exempt from legal process - exception.
- 3923.20 Exemptions for certain insurance policies.
- 3923.21 Prohibition against delivery of policy on disapproved insurance form.
- 3923.22 Appeal - applicability of administrative procedure sections.
- 3923.23 Reimbursement for services of licensed osteopath, optometrist, chiropractor or podiatrist.
- 3923.231 Reimbursement for services of licensed psychologist.
- 3923.232 Reimbursement for services of licensed dentist.
- 3923.233 Reimbursement for services of certified nurse-midwife performing service in collaboration with licensed physician.
- 3923.234 Reimbursement for services of certified mechanotherapist.
- 3923.24 Continuing coverage for dependent children.
- 3923.241 Public employee benefit plans - continuing coverage for dependent children.
- 3923.25 Kidney dialysis benefits.
- 3923.26 Coverage for newly born children from the moment of birth.
- 3923.27 Hospitalization coverage for mental illness.
- 3923.28 Outpatient coverage for mental or emotional disorders.
- 3923.281 Sickness and accident policies - biologically based mental illness.
- 3923.282 Health coverage plans - biologically based mental illness.
- 3923.29 Outpatient, inpatient, and intermediate primary care benefits for alcoholism.
- 3923.30 Requiring provision of coverage of treatment of mental or nervous disorders and alcoholism.
- 3923.301 Requiring provision of coverage for services of certified nurse-midwife performing service in collaboration with licensed physician.
- 3923.31 Right to rescind individual policy of sickness and accident insurance.
- 3923.32 Right of family member to continue coverage after subscriber's death or upon change in marital relation to subscriber.
- 3923.33 Medicare supplement policy definitions.
- 3923.331 Statutes applicable to medicare supplement policies.
- 3923.332 Standards for policy provisions of medicare supplement policies and certificates.
- 3923.333 Benefits to be reasonable in relation to premium charged.
- 3923.334 Outline of coverage delivered at time application is made.
- 3923.335 Right to return policy or certificate and have premium refunded.
- 3923.336 Review and approval of advertisement by superintendent.
- 3923.337 Rules.
- 3923.338 Orders of superintendent.
- 3923.339 Severability.
- 3923.36 Excluding coverage of illness or injury covered by workers' compensation.
- 3923.37 Prohibiting exclusion or reduction of benefits because of benefits payable under supplemental policy.
- 3923.38 Continuing policy upon termination of employment.
- 3923.381 Continuing coverage under group policy when reservist is called or ordered to active duty.
- 3923.382 Continuing coverage under group plan when reservist is called or ordered to active duty.
- 3923.39 Consolidated corporation cancelling individual policy for nonpayment.
- 3923.40 Coverage of adopted children.
- 3923.41 Long-term care insurance definitions.
- 3923.42 Citing provisions - applicability.
- 3923.43 Evidence to be filed by long-term care insurance association.
- 3923.44 Standards for full and fair disclosure for sale of long-term care insurance policies.
- 3923.441 Rescission of long-term care policy for misrepresentation.
- 3923.442 Offer of nonforfeiture benefit option with long-term care policy.
- 3923.443 Training required for agents selling long-term care policies.
- 3923.444 Compensation of agents selling long-term care policies.
- 3923.45 Forms.
- 3923.46 Rates for individual policy.
- 3923.47 Rules.
- 3923.48 Violation is unfair and deceptive insurance practice.
- 3923.49 Establishing outreach program to educate consumers.
- 3923.50 Notifying department of job and family services of long-term care insurance policies that comply with insurance department requirements.
- 3923.51 Group contracts of sickness and accident insurance persons under nineteen who are members of impoverished families.
- 3923.52 Screening mammography and cytologic screening benefits.
- 3923.53 Public employee benefit plan.
- 3923.54 Employee health care benefit plan.
- 3923.55 Policy to include benefits for child health supervision services from moment of birth until age nine.
- 3923.56 Plan to include benefits for child health supervision services from moment of birth until age nine.
- 3923.57 Pre-existing conditions provisions.
- 3923.571 Conditions applying to group policies of sickness and accident insurance sold in connection with employment-related group health plan.
- 3923.58 Open enrollment coverage - insurers in the business of issuing individual policies of sickness and accident insurance.
- 3923.581 Open enrollment coverage - carriers in the business of issuing health benefit plans to individuals or nonemployer groups.
- 3923.582 Open enrollment coverage - responsibilities of superintendent of insurance.
- 3923.59 Open enrollment reinsurance program.
- 3923.60 Standard medical reference compendia for coverage of prescription drugs.
- 3923.601 Standardized prescription identification information - pharmacy benefits to be included.
- 3923.61 Public employee benefit plans - prescription drugs.
- 3923.62 Disclosing determination of usual and customary fee for dental benefits.
- 3923.63 Coverage of inpatient care and follow-up care for mother and her newborn.
- 3923.64 Public employee benefit plans - maternity benefits.
- 3923.65 Coverage for emergency services.
- 3923.651 [Repealed].
- 3923.66 Review of denials of health care coverage.
- 3923.67 Request for external review of coverage denial.
- 3923.68 Establishing reasonable external, independent review process.
- 3923.681 Sanctions for violations.
- 3923.69 No creation of cause of action.
- 3923.70 Admissibility of decision, opinion, or medicare reimbursement standard.
- 3923.75 Review of denials of health care coverage - public employee benefit plan.
- 3923.76 Request for external review of coverage denial - public employee benefit plan.
- 3923.77 Establishing reasonable external, independent review process - public employee benefit plan.
- 3923.78 No creation of cause of action - public employee benefit plan.
- 3923.79 Admissibility of decision, opinion, or medicare reimbursement standard - public employee benefit plan.
- 3923.80 Denial of coverage to cancer clinical trial participant.
- 3923.81 Covered person's payments not to exceed insurer payments.
- 3923.82 Coverage for alcohol or drug related losses or expenses.
- 3923.83 Standardized prescription identification information - pharmacy benefits to be included - public employee benefit plan.
- 3923.90 Health care coverage and quality council - creation.
- 3923.91 [Effective Until 9/6/2010] Health care coverage and quality council - responsibilities.
- 3923.99 Penalty.
- Chapter 3924: SMALL EMPLOYER HEALTH BENEFIT PLANS; PROVISION OF HEALTH CARE COVERAGE
- 3924.01 Small employer health benefit plans - provision of health care coverage definitions.
- 3924.02 Health care benefit plans covered by chapter.
- 3924.03 Health benefit plans covering small employers subject to conditions.
- 3924.031 Carrier offering health benefit plan in small employer market through network plan.
- 3924.032 Refusing to issue plans in small employer market.
- 3924.033 Information disclosed by carrier to employer.
- 3924.04 Limits on premium rates - low claim rates.
- 3924.05 [Repealed].
- 3924.06 Demonstrating compliance through actuarial certification.
- 3924.07 Ohio health reinsurance program.
- 3924.08 Board of directors - plan of operation.
- 3924.09 General and specific powers and authority of program.
- 3924.10 Recommendations regarding, analysis and adoption of OHC plans.
- 3924.11 Reinsuring small employer groups or individuals.
- 3924.111 Deductible amount and maximum liability amount.
- 3924.12 Premium rates.
- 3924.13 Apportioning assessments.
- 3924.14 Immunity.
- 3924.21 Overcharges.
- 3924.25 Prohibiting exclusion based on health condition.
- 3924.27 Prohibiting premium increase on the basis of any health status-related factor.
- 3924.41 Prohibiting consideration of eligibility for medical assistance.
- 3924.42 Prohibiting imposing different requirements on department of job and family services.
- 3924.46 Prohibiting denial of enrollment of certain children.
- 3924.47 Duties of health insurer of noncustodial parent.
- 3924.48 Parent required by court or administrative order to provide health care coverage for child - duties of health insurer.
- 3924.49 Parent required by court or administrative order to provide health care coverage for child - duties of parent.
- 3924.51 Plan benefits for adopted children.
- 3924.53 Coverage for person in custody or confined in jail.
- 3924.61 Medical savings account definitions.
- 3924.62 Opening of medical savings account.
- 3924.63 Owners of interest in medical savings account.
- 3924.64 Administration of accounts.
- 3924.65 Notice of tax status of deposits.
- 3924.66 Account deducted from Ohio adjusted gross income.
- 3924.67 Withdrawals.
- 3924.68 Procedure upon termination of employment.
- 3924.69 Death of account holder.
- 3924.70 Advances to cover employee's eligible medical expenses.
- 3924.71 Funds disbursed pursuant to bankruptcy protection.
- 3924.72 Brochure explaining operation of medical savings accounts.
- 3924.73 Rights, privileges, or protections of employees or small employers.
- 3924.74 Coordination of benefits.
- Chapter 3925: DOMESTIC INSURANCE COMPANIES OTHER THAN LIFE
- 3925.01 Approval and recording of articles.
- 3925.02 Subscription to stock.
- 3925.03 Election of directors and officers.
- 3925.04 Other officers - bylaws and regulations.
- 3925.05 Investment of capital.
- 3925.06 Additional investments.
- 3925.07 Deposit of securities.
- 3925.08 Investment of accumulated funds or surplus.
- 3925.081 Investing in mortgage related securities.
- 3925.09 Limitations on certain investments.
- 3925.10 Liability of directors.
- 3925.101 Regulation of foreign branches of domestic companies.
- 3925.11 Examination of company - renewal of license.
- 3925.12 Capitalization requirements.
- 3925.13 Annual cash premiums collectible in advance.
- 3925.14 Mutual associations excepted.
- 3925.15 Transfers of stock.
- 3925.16 Increase of capital stock.
- 3925.17 Restriction on dividends - liability of directors.
- 3925.18 Scrip dividends.
- 3925.19 Accumulation of permanent fund.
- 3925.20 Authorized real estate holdings.
- 3925.21 Disposal of real estate.
- 3925.22 Restriction against debts.
- 3925.23 Enforcement of assessments.
- 3925.24 Proof of assessments and notice.
- 3925.25 Accident companies authorized.
- 3925.26 Deposit by accident companies.
- 3925.27 Consolidation.
- 3925.28 Rights and duties of consolidated companies.
- 3925.29 Distribution of new shares of stock - limitation of capital stock.
- 3925.30 Election of directors.
- 3925.31 Filing of certificate of consolidation.
- 3925.32 Approval of official bonds.
- 3925.33 Reinsurance of risks.
- 3925.34 Authorized fields of insurance for fire insurance companies.
- Chapter 3927: FOREIGN INSURANCE COMPANIES OTHER THAN LIFE
- 3927.01 Certificate of authority to transact business.
- 3927.02 Actual capital and minimum surplus of foreign companies.
- 3927.03 Appointment of agent by foreign insurance company - procedure.
- 3927.04 Statement required of foreign company.
- 3927.05 Revocation and recall of license.
- 3927.06 Deposit of securities by alien companies.
- 3927.07 Computation of alien company's capital.
- 3927.08 Filing annual statement of condition and affairs.
- Chapter 3929: DOMESTIC AND FOREIGN INSURANCE COMPANIES OTHER THAN LIFE
- 3929.01 Powers of companies - deposits required of foreign companies.
- 3929.011 Capitalization requirements.
- 3929.012 Reserve requirements.
- 3929.02 Liability incurred on any single risk.
- 3929.03 Employee subrogated to rights of employer.
- 3929.04 Rights and remedies pass to personal representatives.
- 3929.05 Liability of insurance company for bodily injury or death.
- 3929.06 Satisfying final judgment.
- 3929.07 Deposit with superintendent of insurance required.
- 3929.08 Deposits required by other states.
- 3929.09 Maintenance and withdrawal of securities.
- 3929.10 Deposit required of guaranty company.
- 3929.11 Deposit by foreign guaranty company.
- 3929.12, 3929.121 [Repealed].
- 3929.13 Estoppel of company executing bond.
- 3929.14 Sufficiency of bonds executed by guaranty company.
- 3929.141 Surety for guaranteed arrest bond certificates issued by automobile club or association.
- 3929.15 Allowance of premium to surety company.
- 3929.16 Bonds of public officers.
- 3929.17 Payment of premiums on bonds.
- 3929.18 Lien of mutual companies for premium notes.
- 3929.19 Cancellation of policies.
- 3929.20 Rates of cancellation for cash policies.
- 3929.21 Rates of cancellation for policies on the mutual plan.
- 3929.22 Rates of cancellation for policies on installment plan.
- 3929.23 [Repealed].
- 3929.24 Enforcement by superintendent.
- 3929.25 Extent of liability under policy.
- 3929.26 More than one policy on same property.
- 3929.27 Solicitor agent of company.
- 3929.28 Execution of contracts.
- 3929.29 Restrictions in advertisements - forfeiture.
- 3929.30 Annual report.
- 3929.301 [Repealed] Rules requiring property and casualty insurer to file report.
- 3929.302 Annual claims report by medical malpractice insurers - fine - confidentiality.
- 3929.31 Special report.
- 3929.32 Prohibition against failure to make statement.
- 3929.33 Schedule of experience as to liabilities with annual statement.
- 3929.34 Distribution of unallocated payments.
- 3929.35 Determination of indebtedness charged for outstanding losses.
- 3929.36 Schedule requirements for corporations issuing certain policies.
- 3929.37 Action by attorney general.
- 3929.41 Purposes.
- 3929.42 Urban homeowners insurance definitions.
- 3929.43 Ohio fair plan underwriting association.
- 3929.44 Application by person unable to obtain basic property or homeowners insurance.
- 3929.45 Examination into operation of association.
- 3929.46 Superintendent may require reports from insurers.
- 3929.47 Appeals - judicial review.
- 3929.48 Immunity.
- 3929.481 Issuing fair plan policies.
- 3929.482 Contracts to provide administrative and claims adjusting services.
- 3929.49 Furnishing information to show compliance with law.
- 3929.50 Mine subsidence insurance definitions.
- 3929.51 Mine subsidence insurance underwriting association - reinsurance - governing board.
- 3929.52 Mine subsidence insurance fund.
- 3929.53 Proposed plan of operation for economical, fair, and nondiscriminatory administration of mine subsidence insurance fund.
- 3929.54 [Repealed].
- 3929.55 Auditor of state - annual audit of insurance fund.
- 3929.56 Mine subsidence coverage for homeowners in designated counties.
- 3929.57 [Repealed].
- 3929.58 Reinsurance agreement with Ohio mine subsidence insurance underwriting association.
- 3929.59 Distribution of premiums collected.
- 3929.60 Report of amount of mine subsidence insurance premiums.
- 3929.61 No right of recourse except for fraud.
- 3929.62 Definitions.
- 3929.63 Creating medical liability underwriting association.
- 3929.631 Stabilization reserve fund.
- 3929.632 Dissolution or suspension.
- 3929.64 Board of governors.
- 3929.65 Proposing plan of operation.
- 3929.66 Application for medical liability insurance.
- 3929.661 Option of being liable as a co-insurer.
- 3929.67 Reasons for cancellation.
- 3929.68 No liability.
- 3929.681 Appeals.
- 3929.682 Medical liability fund.
- 3929.69 Filing statement of transactions and affairs.
- 3929.70 Exemption from fees and taxes.
- 3929.71 to 3929.73 [Repealed].
- 3929.74 [Repealed].
- 3929.75 to 3929.84 [Repealed].
- 3929.85 Limits on assessments by associations.
- 3929.86 Fire loss claims.
- 3929.87 Determination as to whether loss caused by arson.
- Chapter 3930: COMMERCIAL MARKET ASSISTANCE PLAN; COMMERCIAL INSURANCE JOINT UNDERWRITING ASSOCIATION
- 3930.01 Commercial market assistance plan - commercial insurance joint underwriting association definitions.
- 3930.02 Commercial market assistance plan - written requests for assistance - executive committee - fiscal agent.
- 3930.03 Commercial insurance joint underwriting association - board of governors - plan of operation.
- 3930.04 Applying for commercial insurance policy.
- 3930.05 Proportional participation by member insurers.
- 3930.06 Stabilization reserve fund.
- 3930.07 Certification of insolvency.
- 3930.08 Contributing to financial requirements of association.
- 3930.09 Appeals.
- 3930.10 Immunity.
- 3930.11 Annual statement.
- 3930.12 Superintendent or designee to examine association operation and experience.
- 3930.13 Examination of financial affairs by superintendent.
- 3930.14 Underwriting association is exempt from license fees and taxes.
- 3930.15 Cancellation of policy.
- 3930.16 Program for decreasing overall utilization of association as source of insurance.
- 3930.17 Rules governing cessation or reactivation of operations.
- 3930.18 Association not member insurer of insurance guaranty association.
- Chapter 3931: RECIPROCAL OR INTERINSURANCE CONTRACTS
- 3931.01 Exchange of reciprocal or interinsurance contracts - execution of contracts.
- 3931.011 Reciprocal exchange - real estate powers.
- 3931.02 Schedule of fees.
- 3931.03 Declaration under oath filed with superintendent of insurance.
- 3931.04 Action brought against attorney.
- 3931.05 Maintenance of reserve fund.
- 3931.06 Annual financial statement of attorney.
- 3931.07 Contents of annual statement - payment of tax on premiums.
- 3931.08 Examination of financial affairs by superintendent.
- 3931.09 Right to exchange contracts.
- 3931.10 License to attorneys - revocation.
- 3931.101 Employees primarily performing inspection underwriting, loss prevention engineering and claim services.
- 3931.102 Rules requiring minimum assets.
- 3931.11 List of persons authorized to solicit - revocation of authority.
- 3931.12 Contracts solicited without license during organization.
- 3931.13 Effect of child support default on license.
- 3931.99 Penalty.
- Chapter 3933: REBATES AND SPECIAL ADVANTAGES
- Chapter 3935: RATING BUREAUS
- 3935.01 Effect of sections - liberal interpretation.
- 3935.02 Application of sections - exceptions.
- 3935.03 Rating regulations.
- 3935.04 Filing of rates and schedules with superintendent - procedure.
- 3935.05 Processing of filings.
- 3935.06 Licenses for rating bureaus - discrimination prohibited - review by superintendent.
- 3935.07 Deviation from rates filed by bureau.
- 3935.08 Appeal to superintendent from action of rating bureau.
- Chapter 3937: CASUALTY INSURANCE; MOTOR VEHICLE INSURANCE
- Chapter 3939: MUTUAL PROTECTIVE INSURANCE UPON PROPERTY
- Chapter 3941: OPERATION OF MUTUAL INSURANCE COMPANIES
- Chapter 3943: LIVESTOCK INSURANCE [REPEALED]
- Chapter 3945: CREDIT GUARANTY [REPEALED]
- Chapter 3947: BURGLARY INSURANCE; ROBBERY INSURANCE [REPEALED]
- Chapter 3949: BOND INVESTMENT COMPANIES [REPEALED]
- Chapter 3951: PUBLIC INSURANCE ADJUSTERS
- Chapter 3953: TITLE INSURANCE
- Chapter 3955: PROPERTY AND CASUALTY INSURANCE GUARANTY ASSOCIATION
- Chapter 3956: LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION
- Chapter 3957: HOME WARRANTY COMPANIES [REPEALED]
- Chapter 3959: THIRD-PARTY ADMINISTRATORS
- Chapter 3960: RISK RETENTION
- Chapter 3961: DISCOUNT MEDICAL PLANS
- Chapter 3963: HEALTH CARE CONTRACTS
- Chapter 3999: CRIMES RELATING TO INSURANCE