Vermont StatutesChapter 103 - LIFE INSURANCE POLICIES AND ANNUITY CONTRACTS (Contains: §§ 3701 – 3859)
- § 3701 - Discriminations prohibited
- § 3702 - Other prohibited practices
- § 3703 - Penalties
- § 3704 - Trust agreements
- § 3705 - Spendthrift provisions; creditors of beneficiary
- § 3706 - Exemption of proceeds-Life insurance
- § 3707 - -Disability benefits
- § 3708 - -Group insurance
- § 3709 - -Annuity contracts-Assignability of rights
- § 3710 - Power to contract-Purchase of annuities or insurance by minors
- § 3711 - Charitable life gifts
- § 3712 - Payment discharges insurer
- § 3713 - Assignment of insurance policies or annuity contracts
- § 3714 - Life policy as separate property of married woman
- § 3715 - Forms for proof of loss to be furnished
- § 3716 - Claims administration not waiver
- § 3717 - Annuity contracts
- § 3718 - Annuity considerations
- § 3718a - Charitable gift annuities
- § 3719 - Valuation of bonds, etc.
- § 3731 - Standard provisions required
- § 3732 - 'Industrial life insurance' defined
- § 3733 - Excluded or restricted coverage in life insurance policies
- § 3734 - Incontestability and limitation of liability after reinstatement
- § 3735 - Application as evidence
- § 3736 - Representations in applications
- § 3741 - Short title
- § 3742 - Required policy terms
- § 3743 - Cash surrender value
- § 3744 - Nonforfeiture and cash surrender benefits
- § 3745 - Calculation of adjusted premiums
- § 3746 - Calculation of uniform amount of insurance and adjusted premiums for supplemental benefits
- § 3747 - Mortality tables used in calculation of adjusted premiums and present values
- § 3747a - Date of issue; rated age
- § 3747b - Future premium determinations
- § 3748 - Factors used in calculation of nonforfeiture benefits and cash surrender value
- § 3748a - Policies issued on or after January 1, 1987
- § 3749 - Application of subchapter
- § 3750 - Standard nonforfeiture law for individual deferred annuities
- § 3781 - Short title
- § 3782 - Valuation of reserves; foreign valuations
- § 3783 - Minimum standards of valuation for policies issued prior to the use of Commissioners 1941 Standard Ordinary Mortality Table
- § 3784 - Minimum standards of valuation for all other policies
- § 3784a - Applicable interest rates
- § 3785 - Commissioners reserve valuation method
- § 3786 - Minimum limitation on reserves
- § 3787 - Optional method for calculating reserves
- § 3788 - Minimum reserves
- § 3788a - Commissioner's authority to approve certain plans
- § 3789 - Commissioners annuity reserve valuation method
- § 3801 - Scope of subchapter-Short title
- § 3802 - Group contracts must meet group requirements
- § 3803 - Employee groups
- § 3804 - Labor union groups
- § 3805 - Debtor groups
- § 3806 - Licensed lenders; charges for insurance
- § 3807 - Public employee groups
- § 3808 - Trustee groups
- § 3809 - Association of employers groups
- § 3810 - Credit union groups
- § 3810a - Associations and discretionary groups
- § 3811 - Dependents' coverage
- § 3812 - Provisions required in group contracts
- § 3813 - Grace period
- § 3814 - Incontestability
- § 3815 - Application; statements deemed representations
- § 3816 - Insurability
- § 3817 - Misstatement of age
- § 3818 - Payment of benefits
- § 3819 - Certificate
- § 3820 - Conversion on termination of eligibility
- § 3821 - Conversion on termination of policy
- § 3822 - Death pending conversion
- § 3823 - Notice as to conversion right
- § 3824 - Readjustment of premium
- § 3825 - Application of dividends, rate reductions
- § 3826 - 3826-3834. Repealed. 2009, No. 53, § 5, eff. January 1, 2010.
- § 3835 - Definitions
- § 3836 - License and bond requirements
- § 3837 - License revocation and denial
- § 3838 - Approval of life settlement contracts, disclosure statements, and related forms
- § 3839 - Reporting requirements and privacy
- § 3840 - Investigations and examinations
- § 3841 - Disclosure to policy owner
- § 3842 - Disclosure to insurer
- § 3843 - General rules
- § 3844 - Prohibited practices
- § 3845 - Prohibited practices and conflicts of interest
- § 3846 - Advertising for life settlements
- § 3847 - Fraud prevention and control
- § 3848 - Civil remedies, penalties, and enforcement
- § 3849 - Adoption of rules
- § 3855 - Establishment of accounts
- § 3856 - Required contents of policy
- § 3857 - Licensing
- § 3858 - Powers of commissioner
- § 3859 - Grace; reinstatement; nonforfeiture