Alabama Statutes

Title 27 — INSURANCE.

Chapter 1 — GENERAL PROVISIONS.
- Section 27-1-1 Short title.
- Section 27-1-10 Payment for health services of chiropractor; insured to have exclusive right to select practitioner of healing arts.
- Section 27-1-10.1 Insurance coverage for drugs to treat life-threatening illnesses.
- Section 27-1-11 Dentists and dental hygienists as "physicians" under health or accident insurance policies.
- Section 27-1-11.1 Appropriations to certain universities not to be considered in patient care reimbursement.
- Section 27-1-12 Penalty for violation of title.
- Section 27-1-13 Existing forms and filings.
- Section 27-1-14 Preservation of prior rights, obligations, etc.
- Section 27-1-15 Payment for services of podiatrist.
- Section 27-1-16 Standard health insurance claim form; electronic claims form; various claim forms.
- Section 27-1-17 Limitation periods for payment of claims; overdue claims; retroactive denials, adjustments, etc.; penalties.
- Section 27-1-18 Contract providing for mental health services to entitle insured to reimbursement for outpatient and inpatient services by qualified psychiatrist or psychologist.
- Section 27-1-19 Reimbursement of health care providers.
- Section 27-1-2 Definitions.
- Section 27-1-20 Patient Right to Know Act.
- Section 27-1-21 Uniformity of limits applied to fulfillment of certain drug prescriptions.
- Section 27-1-22 Uniform prescription drug information card or technology.
- Section 27-1-23 Motor vehicle accidents by certain public safety officers.
- Section 27-1-24 Alabama Insurance Underwriting Association.
- Section 27-1-3 Applicability of title - Generally.
- Section 27-1-4 Applicability of title - Exemptions.
- Section 27-1-5 Compliance requirement.
- Section 27-1-6 Prevalence of particular over general provisions.
- Section 27-1-7 Effect of captions or headings.
- Section 27-1-8 Life insurance companies may invest in notes secured by mortgages or deeds of trust.
- Section 27-1-9 Life insurance companies may invest in loans guaranteed under Service Men's Readjustment Act.
Chapter 2 — DEPARTMENT AND COMMISSIONER OF INSURANCE.
- Section 27-2-1 Department of Insurance.
- Section 27-2-10 Appointment, etc., of State Fire Marshal, assistants, etc.; compensation and bond thereof; contracting for professional services.
- Section 27-2-11 Assignment of assistant attorney general.
- Section 27-2-12 Travel expenses.
- Section 27-2-13 Conflicts of interest; additional compensation, etc.
- Section 27-2-14 Records, documents and files - Custody; inspection; reproduction; destruction.
- Section 27-2-15 Records, documents and files - Use as evidence.
- Section 27-2-16 Publication of materials relating to insurance.
- Section 27-2-17 Rules and regulations.
- Section 27-2-17.1 Regulations to provide for biennial renewal of licenses.
- Section 27-2-18 Orders and notices of commissioner.
- Section 27-2-19 Enforcement of insurance code.
- Section 27-2-2 Commissioner of Insurance - Appointment; term; qualifications.
- Section 27-2-20 Examinations - Power generally.
- Section 27-2-21 Examinations - Affairs, etc., of insurers and surplus line brokers.
- Section 27-2-22 Examinations - Examiners.
- Section 27-2-23 Examinations - How conducted.
- Section 27-2-24 Examinations - Report.
- Section 27-2-25 Examinations - Expenses.
- Section 27-2-26 Witnesses and evidence for examination, investigation or hearing - Generally.
- Section 27-2-27 Witnesses and evidence for examination, investigation or hearing - Compelling testimony or production of documents, etc.; immunity from prosecution.
- Section 27-2-28 Hearings - Power to hold.
- Section 27-2-29 Hearings - Notice.
- Section 27-2-3 Commissioner of Insurance - Oath; bond.
- Section 27-2-30 Hearings - How conducted.
- Section 27-2-31 Hearings - Order.
- Section 27-2-32 Hearings - Appeals.
- Section 27-2-33 Order of supervision - Authority of commissioner; reasons for issuance.
- Section 27-2-34 Order of supervision - Appointment of supervisor; acts which may be prohibited during period of supervision.
- Section 27-2-35 Order of supervision - Withdrawal of order; duration of order.
- Section 27-2-36 Order of supervision - Effect on rehabilitation, liquidation and delinquency proceedings.
- Section 27-2-37 Order of supervision - Form and content; appeal.
- Section 27-2-38 Order of supervision - Notice and hearing as to issuance.
- Section 27-2-39 Creation of Insurance Department Fund; payment of fees, etc.
- Section 27-2-4 Commissioner of Insurance - Salary; duty generally.
- Section 27-2-5 Commissioner of Insurance - Official seal.
- Section 27-2-50 Established; appointment, term of office and compensation of chief.
- Section 27-2-51 Bond of chief.
- Section 27-2-52 Offices, equipment and personnel; operating expenses.
- Section 27-2-53 Appointment of chief as receiver - Generally.
- Section 27-2-54 Appointment of chief as receiver - Existing receiverships.
- Section 27-2-55 Assumption by receiver of certain former powers, duties, etc., of commissioner.
- Section 27-2-6 Commissioner of Insurance - Offices.
- Section 27-2-7 Commissioner of Insurance - Powers and duties.
- Section 27-2-7.1 Commissioner of Insurance - Hearings on automobile insurance rate increases.
- Section 27-2-8 Commissioner of Insurance - Delegation of powers, etc.
- Section 27-2-9 Commissioner of Insurance - Annual report.
Chapter 2A — DISCLOSURE OF MATERIAL TRANSACTIONS.
- Section 27-2A-1 Short title.
- Section 27-2A-2 Report of material acquisitions and dispositions; confidential treatment.
- Section 27-2A-3 Materiality; scope; information to be reported.
- Section 27-2A-4 Nonrenewals, cancellations, or revisions of ceded reinsurance agreements.
Chapter 2B — RISK-BASED CAPITAL FOR INSURERS.
- Section 27-2B-1 Short title.
- Section 27-2B-10 Relationship to other laws; adoption of rules; exemptions.
- Section 27-2B-11 Foreign insurers; submission of RBC report or plan; application for liquidation of property.
- Section 27-2B-12 Liability of commissioner or Department of Insurance.
- Section 27-2B-13 Effectiveness of notice to insurer.
- Section 27-2B-14 RBC reports with respect to 1996.
- Section 27-2B-2 Definitions.
- Section 27-2B-3 Preparation and submission of RBC report; formulas; desirability of excess capital; adjustment of inaccurate RBC report.
- Section 27-2B-4 Company action level event; preparation and submission of RBC plan or revised RBC plan; notification of unsatisfactory filing; copies of plans.
- Section 27-2B-5 Regulatory action level event; commissioner's duties; determination of corrective actions; retention of consultants.
- Section 27-2B-6 Authorized control level event; commissioner's duties.
- Section 27-2B-7 Mandatory control level event; commissioner's duties.
- Section 27-2B-8 Right to departmental hearing; notification of request for hearing.
- Section 27-2B-9 Confidentiality of reports and plans; prohibition against publication of RBC levels; use of reports and plans by commissioner.
Chapter 3 — AUTHORIZATION OF INSURERS.
- Section 27-3-1 Certificate of authority - Requirement.
- Section 27-3-10 Application of capital surplus to reduction or elimination of deficit by domestic stock insurers.
- Section 27-3-11 Deposit requirements - Generally.
- Section 27-3-12 Deposit requirements - Special deposit - Surety insurers.
- Section 27-3-13 Deposit requirements - Special deposit - Title insurers.
- Section 27-3-14 Deposit requirements - Alien insurers - Generally.
- Section 27-3-15 Deposit requirements - Alien insurers - Trusteed assets.
- Section 27-3-16 Lloyd's insurers.
- Section 27-3-17 Application for certificate of authority - Filing.
- Section 27-3-18 Application for certificate of authority - Issuance or refusal; ownership of certificate.
- Section 27-3-19 Continuance, expiration, reinstatement and amendment of certificates.
- Section 27-3-2 Certificate of authority - Exceptions - Generally.
- Section 27-3-20 Suspension or revocation of certificates - Mandatory grounds; notice and hearing.
- Section 27-3-21 Suspension or revocation of certificates - Additional grounds; notice and hearing.
- Section 27-3-22 Suspension or revocation of certificates - Order and notices.
- Section 27-3-23 Suspension or revocation of certificates - Duration of suspension; obligations of insurer during suspension; reinstatement.
- Section 27-3-24 Service of process on insurers - Appointment of commissioner as agent.
- Section 27-3-25 Service of process on insurers - How served; time to answer or plead.
- Section 27-3-26 Annual statement of insurers; furnishing of other information on request.
- Section 27-3-26.1 Annual statement to include statement of qualified independent loss reserve specialist.
- Section 27-3-27 Insurers to do business through licensed agents, etc.; exceptions.
- Section 27-3-28 Execution of contracts through countersigning resident agent; exceptions.
- Section 27-3-29 Protection of state insurers against foreign discriminatory or onerous requirements.
- Section 27-3-3 Certificate of authority - Exceptions - Investment in real estate or securities secured thereby.
- Section 27-3-30 Foreign insurer may become domestic insurer; method; certificate and license eligibility; authority and jurisdiction of state; continuation of corporate existence and date of incorpora
- Section 27-3-31 Domestic insurer may transfer domicile to another state and be admitted as foreign insurer if so qualified; approval of Commissioner of Insurance; effect of interests of policyholders.
- Section 27-3-32 Domestic insurer may transfer domicile to another state and be admitted as foreign insurer if so qualified; approval of Commissioner of Insurance; effect of interests of policyholders;
- Section 27-3-33 Rules and regulations.
- Section 27-3-4 Authority to transact insurance - Eligibility.
- Section 27-3-5 Authority to transact insurance - Use of name by insurer.
- Section 27-3-6 Authority to transact insurance - Kind or combinations of kinds - Restrictions.
- Section 27-3-7 Authority to transact insurance - Kind or combinations of kinds - Minimum paid-in capital stock and surplus.
- Section 27-3-8 Authority to transact insurance - Kind or combinations of kinds - Special surplus.
- Section 27-3-9 Minimum capital and surplus for new domestic stock life insurance company.
Chapter 3A — HEALTH CARE SERVICE UTILIZATION REVIEW ACT.
Chapter 4 — FEES AND TAXES.
Chapter 4A — INSURANCE PREMIUM TAX.
Chapter 5 — KINDS OF INSURANCE; LIMITS OF RISK; REINSURANCE.
Chapter 5A — REINSURANCE INTERMEDIARIES.
Chapter 6 — ADMINISTRATION OF DEPOSITS.
Chapter 6A — MANAGING GENERAL AGENTS.
Chapter 6B — BUSINESS TRANSACTED WITH PRODUCER CONTROLLED PROPERTY AND CASUALTY INSURER LAW.
Chapter 7 — PROPERTY, CASUALTY AND SURETY INSURANCE REPRESENTATIVES.
Chapter 8 — LIFE AND DISABILITY INSURANCE REPRESENTATIVES.
Chapter 8A — CONTINUING EDUCATION REQUIREMENTS.
Chapter 9 — ADJUSTERS.
Chapter 10 — UNAUTHORIZED INSURERS AND SURPLUS LINES.
- Section 27-10-1 Representing or aiding unauthorized insurer not allowed; exceptions; validity of contracts.
- Section 27-10-2 Liability of persons violating Section 27-10-1; liability of adjusters.
- Section 27-10-20 Procuring of surplus lines from unauthorized insurers.
- Section 27-10-21 Report of surplus line broker.
- Section 27-10-22 Endorsement of surplus line contract.
- Section 27-10-23 Validity and enforceability of surplus line contracts.
- Section 27-10-24 Licensing of surplus line brokers.
- Section 27-10-25 Acceptance and placement of surplus line business from agents or brokers.
- Section 27-10-26 Eligibility of insurers for placement of surplus line insurance.
- Section 27-10-27 Evidence of surplus line insurance; changes; issuance of false certificate and failure to notify insured of material change.
- Section 27-10-28 Liability of insurer as to losses and unearned premiums.
- Section 27-10-29 Records of surplus line brokers.
- Section 27-10-3 Actions by unauthorized insurers not allowed; exceptions.
- Section 27-10-30 Annual statement of surplus line broker.
- Section 27-10-31 Annual tax of surplus line brokers.
- Section 27-10-32 Revocation or suspension of surplus line broker's license.
- Section 27-10-33 Service of process in action or proceeding against insurer.
- Section 27-10-34 Exemptions from surplus line insurance law.
- Section 27-10-35 Report of, and tax on, independently procured coverages; exceptions.
- Section 27-10-36 Production of policies, etc., for inspection by commissioner.
- Section 27-10-37 Penalty for violation of article.
- Section 27-10-38 Short title.
- Section 27-10-50 Purpose.
- Section 27-10-51 Acts constituting appointment of commissioner as agent for service of process on foreign or alien insurer.
- Section 27-10-52 Service of process upon insurer; judgment by default.
- Section 27-10-53 Defense of action or proceeding by insurer.
- Section 27-10-54 Transaction of insurance business not authorized by article.
- Section 27-10-55 Exemptions.
- Section 27-10-56 Short title; construction of article.
Chapter 11 — MAIL ORDER INSURANCE.
- Section 27-11-1 Purpose of chapter; short title.
- Section 27-11-2 Prohibition against transaction of insurance business, etc., in state without license; exceptions.
- Section 27-11-3 Occurrences and acts deemed to constitute transacting of insurance business in state.
- Section 27-11-4 Actions and proceedings against violating or noncomplying insurers.
- Section 27-11-5 Secretary of State as agent for service of process on insurer; service of process; attachment of jurisdiction; fees for service.
- Section 27-11-6 Validity of acts or contracts of unauthorized insurer; actions against or by same.
- Section 27-11-7 Penalty for violation of chapter.
Chapter 12 — TRADE PRACTICES LAW.
- Section 27-12-1 Purpose of chapter; short title.
- Section 27-12-10 Financial inducements to purchase insurance.
- Section 27-12-11 Life, annuity and disability insurance - Unfair discrimination in rates, etc.
- Section 27-12-12 Life, annuity and disability insurance - Agreements not expressed in contract, rebates and other inducements.
- Section 27-12-13 Life, annuity and disability insurance - Exceptions to discrimination, rebates or special inducements.
- Section 27-12-14 Inducements as to property, casualty or surety insurance.
- Section 27-12-15 Purchase of insurance as condition precedent to sale or loan on property.
- Section 27-12-16 Common ownership, management and directorships.
- Section 27-12-17 Collection of premiums or charges when insurance not provided; excess premium or charge.
- Section 27-12-18 Statement of charges; hearing, order and review thereon.
- Section 27-12-19 Service of statements, notices, orders, and other processes.
- Section 27-12-2 General prohibition against unfair competition, etc.
- Section 27-12-20 Review of commissioner's cease and desist orders.
- Section 27-12-21 Proceedings on unfair competition, etc., not defined under chapter - Generally.
- Section 27-12-22 Proceedings on unfair competition, etc., not defined under chapter - Appeal by intervenor.
- Section 27-12-23 False statements, etc., in insurance application.
- Section 27-12-24 Refusal of insurer to pay or settle claims.
- Section 27-12-6 "Twisting."
- Section 27-12-7 False statements and entries.
- Section 27-12-8 Boycotts, coercion and intimidation.
- Section 27-12-9 Malicious statements on financial condition.
Chapter 13 — RATES AND RATING ORGANIZATIONS.
- Section 27-13-1 Purpose of chapter; construction thereof.
- Section 27-13-100 "Advisory organization" defined.
- Section 27-13-101 Compliance with article and rules, etc., of commissioner.
- Section 27-13-102 Filing with commissioner; orders by commissioner against unfair practices, etc., or violations.
- Section 27-13-103 Advisory organizations deemed subject to examination.
- Section 27-13-104 Enforcement and administration of article.
- Section 27-13-105 Construction of article.
- Section 27-13-120 Premium reduction for completing accident prevention course.
- Section 27-13-121 Approved programs.
- Section 27-13-122 Applicablity.
- Section 27-13-2 Administration of laws relating to rates and rating systems.
- Section 27-13-20 Definitions.
- Section 27-13-21 Applicability of article - Generally.
- Section 27-13-22 Applicability of article - Inland marine insurance.
- Section 27-13-23 Applicability of article - Exemptions.
- Section 27-13-24 Rating organizations - License; application therefor; renewal thereof; fee for same.
- Section 27-13-25 Rating organizations - Provisions for insurers to become members or subscribers.
- Section 27-13-26 Rating organizations - Withdrawal, expulsion, and readmission of members or subscribers.
- Section 27-13-27 Rate-making and making rating systems.
- Section 27-13-28 Annual statistical reports of insurers.
- Section 27-13-29 Filing of rating systems with department by insurers - Requirement.
- Section 27-13-3 Filing of data or information by insurers.
- Section 27-13-30 Filing of rating systems with department by insurers - Examination and approval or disapproval by commissioner.
- Section 27-13-31 Survey of risks rated upon schedule.
- Section 27-13-32 Hearings on applications to reduce rates.
- Section 27-13-33 Applications for uniform percentage increase or decrease of rates by insurers.
- Section 27-13-34 Approval of rates and forms for insuring special types or classes of risks.
- Section 27-13-35 Factors to be considered by commissioner in determining reasonableness, etc., of rates.
- Section 27-13-36 Examination of business, etc., of rating organizations and insurers making own rates.
- Section 27-13-37 Alteration, supplementation and amendment of rating systems.
- Section 27-13-38 Prohibition against premiums not in accord with approved rating systems.
- Section 27-13-39 False or misleading information concerning rates.
- Section 27-13-4 Rules and regulations.
- Section 27-13-40 Suspension of license or certificate of authority.
- Section 27-13-41 Order revoking or suspending licenses.
- Section 27-13-42 Notices, hearings, and orders by commissioner.
- Section 27-13-43 Review of final orders of commissioner.
- Section 27-13-44 Delegation of authority by commissioner.
- Section 27-13-45 Penalty for violation of article.
- Section 27-13-5 Disposition of licenses collected from rating organizations.
- Section 27-13-6 Short title.
- Section 27-13-60 Definitions.
- Section 27-13-61 Applicability of article.
- Section 27-13-62 Rating organizations - License; application therefor; renewal thereof; fee for same.
- Section 27-13-63 Rating organizations - Provisions for insurers to become members or subscribers.
- Section 27-13-64 Rating organizations - Admission, withdrawal, expulsion or readmission of members or subscribers.
- Section 27-13-65 Rate-making and making rating plans.
- Section 27-13-66 Annual statistical reports of insurers; exchange of information; rules and regulations.
- Section 27-13-67 Filing of rating plans with department by insurers - Requirement.
- Section 27-13-68 Filing of rating plans with department by insurers - Examination and approval or disapproval by commissioner.
- Section 27-13-69 Appeals from decisions of rating organizations.
- Section 27-13-70 Furnishing information as to rates.
- Section 27-13-71 Hearings on applications to reduce rates.
- Section 27-13-72 Application for uniform percentage increase or decrease in rates by insurers.
- Section 27-13-73 Factors to be considered in determining reasonableness, etc., of rates.
- Section 27-13-74 Examination of business, etc., of rating organizations and insurers making own rates.
- Section 27-13-75 Alteration, supplementation and amendment of rating plans.
- Section 27-13-76 Prohibition against premiums not in accord with approved rating systems.
- Section 27-13-77 False or misleading information concerning rates.
- Section 27-13-78 Suspension of license or certificate of authority.
- Section 27-13-79 Order revoking or suspending license.
- Section 27-13-80 Notices, hearings and orders by commissioner.
- Section 27-13-81 Review of final orders of commissioner.
- Section 27-13-82 Delegation of authority by commissioner.
- Section 27-13-83 Penalty for violation of article.
Chapter 14 — THE INSURANCE CONTRACT.
- Section 27-14-1 Definitions.
- Section 27-14-10 Standard or uniform provisions; waiver or substitution thereof.
- Section 27-14-11 Contents of policies - Generally.
- Section 27-14-11.1 Contents of policies - Denial or reduction of benefits due to Medicaid eligibility void.
- Section 27-14-12 Contents of policies - Additional provisions.
- Section 27-14-13 Charter, bylaws, etc., of insurer as part of contract.
- Section 27-14-14 Execution of policies.
- Section 27-14-15 Underwriters' and combination policies.
- Section 27-14-16 Noncomplying policies, riders, and endorsements.
- Section 27-14-17 Construction of policies.
- Section 27-14-18 Binders.
- Section 27-14-19 Delivery of policies.
- Section 27-14-2 Applicability of chapter.
- Section 27-14-20 Renewal or extension of policies.
- Section 27-14-21 Assignment of policies.
- Section 27-14-22 Situs of contracts.
- Section 27-14-23 Effect of war on contracts of foreign insurer.
- Section 27-14-24 Effect of payments.
- Section 27-14-25 Receipt and giving of acquittance and discharge for payment by minors.
- Section 27-14-26 Forms for proof of loss.
- Section 27-14-27 Acts not deemed waiver of provisions or defenses.
- Section 27-14-28 Effect of misrepresentations in proof of loss.
- Section 27-14-29 Rights of beneficiaries, etc., under life insurance policies against creditors, etc.
- Section 27-14-3 Insurable interest - Personal insurance; preneed contracts.
- Section 27-14-30 Right to proceeds when same retained by life insurer.
- Section 27-14-31 Exemption from debt of proceeds - Disability.
- Section 27-14-32 Exemption from debt of proceeds - Annuity contracts.
- Section 27-14-4 Insurable interest - Property insurance.
- Section 27-14-5 Power to contract; purchase of insurance by or for minors.
- Section 27-14-6 Application for policy - Requirement; reliance by insurer; admissibility into evidence; alterations.
- Section 27-14-7 Application for policy - Representations and misrepresentations, etc.
- Section 27-14-8 Forms - Filing and approval or disapproval.
- Section 27-14-9 Forms - Grounds for disapproval or withdrawal of previous approval.
Chapter 15 — LIFE INSURANCE AND ANNUITY CONTRACTS.
- Section 27-15-1 Applicability of chapter.
- Section 27-15-10 Life insurance policy provisions - Table of installments.
- Section 27-15-11 Life insurance policy provisions - Reinstatement.
- Section 27-15-12 Life insurance policy provisions - Payment of premiums; increases.
- Section 27-15-13 Life insurance policy provisions - Settlement of claims.
- Section 27-15-14 Life insurance policy provisions - Title.
- Section 27-15-15 Effect of incontestability clause.
- Section 27-15-16 Annuity and pure endowment contract provisions - Generally.
- Section 27-15-17 Annuity and pure endowment contract provisions - Grace period.
- Section 27-15-18 Annuity and pure endowment contract provisions - Incontestability.
- Section 27-15-19 Annuity and pure endowment contract provisions - Entire contract.
- Section 27-15-2 Life insurance policy provisions - Generally.
- Section 27-15-20 Annuity and pure endowment contract provisions - Misstatement of age or sex.
- Section 27-15-21 Annuity and pure endowment contract provisions - Dividends.
- Section 27-15-22 Annuity and pure endowment contract provisions - Reinstatement.
- Section 27-15-23 Standard provisions in contracts for reversionary annuities.
- Section 27-15-24 Exclusions and restrictions in life insurance policies.
- Section 27-15-25 Contestability of reinstated policies.
- Section 27-15-26 Power of life insurer to hold proceeds of policy.
- Section 27-15-27 Deductions in determining amount due under life insurance.
- Section 27-15-28 Standard nonforfeiture law for life insurance.
- Section 27-15-28.1 Standard nonforfeiture law for individual deferred annuities - Annuity contracts issued by election under this section until June 30, 2006.
- Section 27-15-28.2 Standard nonforfeiture law for individual deferred annuities - Annuity contracts issued after June 30, 2006, or by election under this section until June 30, 2006.
- Section 27-15-29 Prohibited policy plans.
- Section 27-15-3 Life insurance policy provisions - Grace period.
- Section 27-15-4 Life insurance policy provisions - Incontestability.
- Section 27-15-5 Life insurance policy provisions - Entire contract; representations.
- Section 27-15-6 Life insurance policy provisions - Misstatement of age or sex.
- Section 27-15-7 Life insurance policy provisions - Dividends.
- Section 27-15-8 Life insurance policy provisions - Loans on policy.
- Section 27-15-8.1 Life insurance policy provisions - Maximum rates of interest on policy loans.
- Section 27-15-9 Life insurance policy provisions - Table of values and benefits.
Chapter 16 — INDUSTRIAL LIFE INSURANCE.
- Section 27-16-1 "Industrial life insurance" defined.
- Section 27-16-10 Policy provisions - Settlement of claims.
- Section 27-16-11 Policy provisions - Waiver, etc., of policy terms or conditions.
- Section 27-16-12 Policy provisions - Beneficiaries; payment to other than designated beneficiary.
- Section 27-16-13 Policy provisions - Nonforfeiture benefits and cash surrender values.
- Section 27-16-14 Policy provisions - Title.
- Section 27-16-15 Policy provisions - Applicability to single premium, etc., policies.
- Section 27-16-16 Policy provisions - Conversion to life insurance with less frequent premium payments.
- Section 27-16-17 Policy provisions - Prohibited provisions.
- Section 27-16-2 Applicability of chapter.
- Section 27-16-3 Policy provisions - Generally.
- Section 27-16-4 Policy provisions - Grace period.
- Section 27-16-5 Policy provisions - Entire contract; representations.
- Section 27-16-6 Policy provisions - Incontestability.
- Section 27-16-7 Policy provisions - Misstatement of age or sex.
- Section 27-16-8 Policy provisions - Dividends.
- Section 27-16-9 Policy provisions - Reinstatement.
Chapter 17 — BURIAL INSURANCE POLICIES.
- Section 27-17-1 Applicability of chapter; "burial insurance" defined.
- Section 27-17-10 Policy provisions - Beneficiary.
- Section 27-17-11 Policy provisions - Payment of cash benefits.
- Section 27-17-12 Policy provisions - Waiver, etc., of policy terms or conditions.
- Section 27-17-13 Policy provisions - Nonforfeiture benefits and cash surrender values.
- Section 27-17-14 Policy provisions - Title.
- Section 27-17-15 Applicability of other provisions to chapter.
- Section 27-17-16 Valuation of life insurance reserve liabilities for burial insurance policies; increase in amount of insurance; minimum standards for valuation; notice to commissioner as to change in
- Section 27-17-2 Policy provisions - Generally.
- Section 27-17-3 Policy provisions - Grace period.
- Section 27-17-4 Policy provisions - Entire contract; representations.
- Section 27-17-5 Policy provisions - Incontestability.
- Section 27-17-6 Policy provisions - Reinstatement.
- Section 27-17-7 Policy provisions - Authorized funeral director or monument dealer.
- Section 27-17-8 Policy provisions - Furnishing of merchandise and services - Generally.
- Section 27-17-9 Policy provisions - Furnishing of merchandise and services - Cash benefit in lieu thereof.
Chapter 17A — Preneed Funeral and Cemetery Act.
- Section 27-17A-1 Short title.
- Section 27-17A-10 Certificate required.
- Section 27-17A-11 Application for certificate; statements; issuance; expiration; transfer.
- Section 27-17A-12 Preneed contract forms; disclosure; approval.
- Section 27-17A-13 Moneys to be placed in trust; compliance by preexisting preneed contracts.
- Section 27-17A-14 Surety bond.
- Section 27-17A-15 Examination by commissioner.
- Section 27-17A-16 Inactive certificate holder; surrender of license.
- Section 27-17A-17 Dissolution or liquidation of certificate holder.
- Section 27-17A-18 Preneed sales agent.
- Section 27-17A-19 Prohibited activities.
- Section 27-17A-2 Definitions.
- Section 27-17A-20 Hearing; procedures; penalties.
- Section 27-17A-21 Fine in lieu of suspension or revocation of certificate.
- Section 27-17A-22 Violations.
- Section 27-17A-23 Civil actions; liability.
- Section 27-17A-24 Construction of chapter.
- Section 27-17A-25 Disposition of funds.
- Section 27-17A-3 Funding with insurance contract.
- Section 27-17A-30 Applicability of article.
- Section 27-17A-31 Deposits into trust; trustee responsibilities; interests in funds.
- Section 27-17A-32 Rights of seller; powers and duties of trustee.
- Section 27-17A-33 Rights of purchaser; cancellation of contract; revocability.
- Section 27-17A-34 Disbursement of funds.
- Section 27-17A-4 Sale of funeral merchandise, etc.
- Section 27-17A-40 Applicability of article.
- Section 27-17A-41 Trust fund; trustee; interests of purchaser; seller.
- Section 27-17A-42 Trust contributions; trustee responsibilities; withdrawals; analysis and certification by seller.
- Section 27-17A-43 Cancellation of contract; withdrawal from trust fund.
- Section 27-17A-44 Rights of seller.
- Section 27-17A-45 Endowment care fund.
- Section 27-17A-46 Endowment care cemeteries.
- Section 27-17A-47 Establishment and management of endowment care fund.
- Section 27-17A-48 Maintenance of records.
- Section 27-17A-49 Endowment care fund deposits; qualification as endowment care cemetery.
- Section 27-17A-50 Financial interest in asset or business in which endowment care trust invests, etc.; use of income.
- Section 27-17A-51 Propriety of expenditures; income payments to cemetery authority.
- Section 27-17A-52 Disclosure of activities and statement of investments.
- Section 27-17A-53 Disposal of assets or investments.
- Section 27-17A-54 Annual report.
- Section 27-17A-55 Construction of mausoleum, etc.
- Section 27-17A-56 Rules and regulations.
Chapter 18 — GROUP LIFE INSURANCE.
- Section 27-18-1 Applicability of chapter.
- Section 27-18-10 Policy provisions - Individual certificates.
- Section 27-18-11 Policy provisions - Conversion - Termination of eligibility.
- Section 27-18-12 Policy provisions - Conversion - Termination of policy.
- Section 27-18-13 Policy provisions - Conversion - Death during conversion period.
- Section 27-18-14 Notice as to conversion rights.
- Section 27-18-15 Employee life insurance.
- Section 27-18-16 Assignment of rights and benefits under group policies.
- Section 27-18-2 Policy provisions - Generally.
- Section 27-18-3 Policy provisions - Grace period.
- Section 27-18-4 Policy provisions - Incontestability.
- Section 27-18-5 Policy provisions - Copy of application; representations; statements as evidence.
- Section 27-18-6 Policy provisions - Insurability.
- Section 27-18-7 Policy provisions - Adjustment of premiums and/or benefits.
- Section 27-18-8 Policy provisions - Furnishing of statement to debtors.
- Section 27-18-9 Policy provisions - Payment of benefits.
Chapter 19 — DISABILITY INSURANCE POLICIES.
- Section 27-19-1 Applicability of article.
- Section 27-19-10 Mandatory policy provisions - Proofs of loss.
- Section 27-19-100 Purpose of article.
- Section 27-19-101 Applicability of article.
- Section 27-19-102 Short title.
- Section 27-19-103 Definitions.
- Section 27-19-104 Coverage under policy issued in other state.
- Section 27-19-105 Regulations for long-term care policies; outline of coverage, policy summary, and monthly report.
- Section 27-19-106 Effect of misrepresentation; field issuance.
- Section 27-19-107 Nonforfeiture benefits.
- Section 27-19-108 Promulgation of rules and regulations.
- Section 27-19-109 Penalties.
- Section 27-19-11 Mandatory policy provisions - Time of payment of claims.
- Section 27-19-110 Relation to Chapter 2.
- Section 27-19-12 Mandatory policy provisions - Payment of claims.
- Section 27-19-13 Mandatory policy provisions - Physical examination and autopsy.
- Section 27-19-14 Mandatory policy provisions - Legal actions.
- Section 27-19-15 Mandatory policy provisions - Change of beneficiary.
- Section 27-19-16 Optional policy provisions - Generally.
- Section 27-19-17 Optional policy provisions - Change of occupation.
- Section 27-19-18 Optional policy provisions - Misstatement of age.
- Section 27-19-19 Optional policy provisions - Other insurance in this insurer.
- Section 27-19-2 Scope and format of policy.
- Section 27-19-20 Optional policy provisions - Insurance with other insurers - Expense-incurred benefits.
- Section 27-19-21 Optional policy provisions - Insurance with other insurers - Other benefits.
- Section 27-19-22 Optional policy provisions - Relation of earnings to insurance.
- Section 27-19-23 Optional policy provisions - Unpaid premiums.
- Section 27-19-24 Optional policy provisions - Conformity with state statutes.
- Section 27-19-25 Optional policy provisions - Illegal occupation.
- Section 27-19-26 Optional policy provisions - Intoxicants and narcotics.
- Section 27-19-27 Order of provisions in policy.
- Section 27-19-28 Exclusion of hospitalization benefits for mental patients in tax-supported institutions.
- Section 27-19-29 Ownership in person other than insured.
- Section 27-19-3 Mandatory policy provisions - Generally.
- Section 27-19-30 Provisions of other jurisdictions.
- Section 27-19-31 Renewability.
- Section 27-19-32 Examination and return of policy.
- Section 27-19-33 Addition of endorsements or riders to existing policies.
- Section 27-19-34 Compliance with article by rider or endorsement.
- Section 27-19-35 Construction of policy provisions.
- Section 27-19-36 Age limit or date for termination of coverage.
- Section 27-19-37 Disability insurance on franchise plan.
- Section 27-19-38 Coverage of newly born children in health insurance policies.
- Section 27-19-39 Policies, etc., providing for reimbursement for visual service.
- Section 27-19-4 Mandatory policy provisions - Entire contract; changes.
- Section 27-19-5 Mandatory policy provisions - Time limit on certain defenses.
- Section 27-19-50 Short title.
- Section 27-19-51 Purpose of article.
- Section 27-19-52 Definitions.
- Section 27-19-52.1 Applicability of article.
- Section 27-19-53 Standards for policy provisions; limitations of benefits.
- Section 27-19-54 Minimum standards for benefits, compensation arrangement, etc.; conformity with federal provisions.
- Section 27-19-55 Standards for loss ratios.
- Section 27-19-56 Outline of coverage; disclosure of information.
- Section 27-19-57 Right of return and refund.
- Section 27-19-57.1 Review of advertisements.
- Section 27-19-57.2 Additional penalties for violation of article.
- Section 27-19-58 Applicability of provisions of title to regulations promulgated pursuant to article.
- Section 27-19-59 Fines.
- Section 27-19-6 Mandatory policy provisions - Grace period.
- Section 27-19-7 Mandatory policy provisions - Reinstatement.
- Section 27-19-8 Mandatory policy provisions - Notice of claim; notice of disability continuance.
- Section 27-19-9 Mandatory policy provisions - Claim forms.
Chapter 19A — DENTAL CARE SERVICES.
- Section 27-19A-1 Scope of chapter.
- Section 27-19A-10 Duty of commissioner to enforce chapter.
- Section 27-19A-11 Penalty for violations.
- Section 27-19A-2 Definitions.
- Section 27-19A-3 Prohibited provisions.
- Section 27-19A-4 Required provisions.
- Section 27-19A-5 Provisions contrary to chapter.
- Section 27-19A-6 Dental benefits not required.
- Section 27-19A-7 Contracting directly with patient; distribution of information about policy or plan; payment and reimbursement procedures.
- Section 27-19A-8 Plans not in conformance with chapter unlawful.
- Section 27-19A-9 Nonconforming policies and plans not to be approved by commissioner.
Chapter 20 — GROUP AND BLANKET DISABILITY INSURANCE.
- Section 27-20-1 Group disability insurance - Eligible groups.
- Section 27-20-2 Group disability insurance - Mandatory policy provisions.
- Section 27-20-3 Group disability insurance - Direct payment of those rendering services.
- Section 27-20-4 Blanket disability insurance - Eligible groups.
- Section 27-20-5 Blanket disability insurance - Power to issue; filing requirement; mandatory policy provisions.
- Section 27-20-6 Blanket disability insurance - Applications and certificates.
- Section 27-20-7 Blanket disability insurance - Payment of benefits.
Chapter 20A — ALCOHOLISM TREATMENT IN GROUP PLANS.
- Section 27-20A-1 Definitions.
- Section 27-20A-2 Chapter applicable to group, etc., policies.
- Section 27-20A-3 Benefits required.
- Section 27-20A-4 Extent of coverage.
Chapter 21 — ALABAMA HEALTH CARE PLAN.
- Section 27-21-1 Purpose of chapter.
- Section 27-21-2 Offering of insurance.
- Section 27-21-3 Premium rates and administration expenses.
- Section 27-21-4 Exemption from premium tax; deduction of losses therefrom.
- Section 27-21-5 Qualifications for plan; examinations; public hearings; employment of consultants, etc.
- Section 27-21-6 Short title.
Chapter 21A — HEALTH MAINTENANCE ORGANIZATIONS.
- Section 27-21A-1 Definitions.
- Section 27-21A-10 Complaint system.
- Section 27-21A-11 Investments.
- Section 27-21A-12 Protection against insolvency.
- Section 27-21A-13 Prohibited practices.
- Section 27-21A-14 Regulation of producers.
- Section 27-21A-15 Powers of insurers and health care service plans.
- Section 27-21A-16 Examination.
- Section 27-21A-17 Suspension or revocation of certificate of authority.
- Section 27-21A-18 Rehabilitation, liquidation, or conservation of a health maintenance organization.
- Section 27-21A-19 Regulations.
- Section 27-21A-2 Establishment of health maintenance organizations.
- Section 27-21A-20 Administrative procedures.
- Section 27-21A-21 Fees.
- Section 27-21A-22 Penalties and enforcement.
- Section 27-21A-23 Statutory construction and relationship to other laws.
- Section 27-21A-24 Filings and reports as public documents.
- Section 27-21A-25 Confidentiality of medical information.
- Section 27-21A-26 State Health Officer's and commissioner's authority to contract.
- Section 27-21A-27 Acquisition of control of or merger of a health maintenance organization.
- Section 27-21A-28 Taxes.
- Section 27-21A-29 Existing health maintenance organizations.
- Section 27-21A-3 Issuance of certificate of authority.
- Section 27-21A-30 Coordination of benefits.
- Section 27-21A-31 Health maintenance organization advisory council.
- Section 27-21A-32 HMO enrollment requirements.
- Section 27-21A-4 Powers of health maintenance organizations.
- Section 27-21A-5 Governing body.
- Section 27-21A-6 Fiduciary responsibilities of directors, officers, employees, and partners.
- Section 27-21A-7 Evidence of coverage and charges for health care services.
- Section 27-21A-8 Reporting requirements.
- Section 27-21A-9 Information to enrollees.
Chapter 21B — MEDICAL SUPPORT HEALTH CARE ACCESS ACT.
- Section 27-21B-1 Short title.
- Section 27-21B-10 Enforcement of health care coverage for certain employers.
- Section 27-21B-2 Definitions.
- Section 27-21B-3 Power to conduct investigations.
- Section 27-21B-4 Enrollment of child.
- Section 27-21B-5 Health coverage through insurer.
- Section 27-21B-6 Health coverage through employer.
- Section 27-21B-7 Imposition of additional requirements.
- Section 27-21B-8 Coverage through insurer of non-custodial parent.
- Section 27-21B-9 Garnishment of wages.
Chapter 22 — PROPERTY INSURANCE CONTRACTS.
- Section 27-22-1 Insurance of building in name of less than all owners.
- Section 27-22-2 Industrial fire insurance policies.
Chapter 23 — CASUALTY INSURANCE CONTRACTS.
- Section 27-23-1 When insurer's liability absolute.
- Section 27-23-2 Rights of judgment creditors.
- Section 27-23-20 Definitions.
- Section 27-23-21 Reasons for cancellation.
- Section 27-23-22 Effect of renewal.
- Section 27-23-23 Notice of cancellation - Time; reasons.
- Section 27-23-24 Notice of cancellation - Availability of assigned risk plan notification.
- Section 27-23-25 Notice of cancellation - Proof of notice.
- Section 27-23-26 Specification of reasons for cancellation upon insured's request.
- Section 27-23-27 Liability of insurer, etc., for statements, etc.
- Section 27-23-28 Applicability of article to nonrenewal.
Chapter 24 — SURETY INSURANCE CONTRACTS.
- Section 27-24-1 Applicability of chapter.
- Section 27-24-2 Sole surety - Corporations.
- Section 27-24-3 Sole surety - Mutual or reciprocal surety insurers.
- Section 27-24-4 Sole surety - Cosureties on bond of State Treasurer.
- Section 27-24-5 Additional bond upon insolvency, etc., of surety.
- Section 27-24-6 Venue of actions on bonds or undertakings.
- Section 27-24-7 Estoppel of insurer to deny its power, etc.
- Section 27-24-8 Rights and remedies of insurers.
Chapter 25 — TITLE INSURANCE.
- Section 27-25-1 Enjoining of certain acts; revocation of charter for violating same.
- Section 27-25-1.1 Short title.
- Section 27-25-10 Construction of chapter.
- Section 27-25-2 Applicability of chapter.
- Section 27-25-3 Definitions.
- Section 27-25-4 Issuance of policy; certificate of authority.
- Section 27-25-5 Duties of title insurer, etc.
- Section 27-25-6 Companies to file rates.
- Section 27-25-7 Notice of availability of owner's title insurance.
- Section 27-25-8 Rules and regulations.
- Section 27-25-9 Violations; enforcement of chapter; penalties.
Chapter 26 — MEDICAL LIABILITY INSURANCE.
- Section 27-26-1 Definitions.
- Section 27-26-2 Purpose of chapter.
- Section 27-26-20 Purpose.
- Section 27-26-21 Creation; composition.
- Section 27-26-22 Board of directors.
- Section 27-26-23 Powers and duties generally.
- Section 27-26-24 Cooperation with board and policyholders.
- Section 27-26-25 Plan of operation.
- Section 27-26-26 When underwriting operations commenced.
- Section 27-26-27 Stabilization reserve fund - Generally.
- Section 27-26-28 Stabilization reserve fund - Charge.
- Section 27-26-29 Recoupment of shares of deficit.
- Section 27-26-3 When sale condition of doing business in state.
- Section 27-26-30 Holding in trust and investing of funds.
- Section 27-26-31 Insufficiency of funds.
- Section 27-26-32 Application for coverage.
- Section 27-26-33 Policies generally.
- Section 27-26-34 Issuance of policy.
- Section 27-26-35 Cancellation of policies.
- Section 27-26-36 Rating plans.
- Section 27-26-37 Proration of participation in writings, expenses, etc.
- Section 27-26-38 Annual statements.
- Section 27-26-39 Examination of association's affairs.
- Section 27-26-4 Annual reports of carriers.
- Section 27-26-40 Liability for statements made during proceedings, etc.
- Section 27-26-41 Effect of public officer's or employee's membership on board or directors of fund.
- Section 27-26-42 Appeal to commissioner.
- Section 27-26-43 Judicial review of commissioner's orders.
- Section 27-26-5 Reports of judgments and settlements; confidentiality; penalty.
Chapter 27 — ORGANIZATION AND CORPORATE PROCEDURES OF STOCK AND MUTUAL INSURERS.
- Section 27-27-1 Definitions.
- Section 27-27-10 Solicitation permit - Bond or deposit in lieu thereof; waiver of same.
- Section 27-27-11 Licensing of securities salesmen.
- Section 27-27-12 Deposit of solicitation permit funds in escrow - Requirement.
- Section 27-27-13 Deposit of solicitation permit funds in escrow - Withdrawal and refund.
- Section 27-27-14 Solicitation permit for subsequent financing.
- Section 27-27-15 Domestic mutual insurers - Authorization to transact insurance.
- Section 27-27-16 Domestic mutual insurers - Bond or deposit in lieu thereof.
- Section 27-27-17 Domestic mutual insurers - Solicitation of qualifying applications for insurance.
- Section 27-27-18 Domestic mutual insurers - Deposit in trust of premiums or fees on qualifying applications.
- Section 27-27-19 Domestic mutual insurers - Failure to complete organization.
- Section 27-27-2 Applicability of chapter.
- Section 27-27-20 Domestic mutual insurers - Authorization to transact additional kinds of insurance.
- Section 27-27-21 Domestic mutual insurers - Membership.
- Section 27-27-22 Domestic mutual insurers - Bylaws.
- Section 27-27-23 Directors of domestic insurers - Number; election; qualifications.
- Section 27-27-24 Directors of domestic insurers - Removal; vacancies.
- Section 27-27-25 Corrupt or dishonest practices in meeting of stockholders or members.
- Section 27-27-26 Pecuniary interests of officers, etc., of domestic insurers.
- Section 27-27-27 Exclusive management and production of business contracts by domestic insurers.
- Section 27-27-28 Notice of change of directors, etc.
- Section 27-27-29 Principal place of business and home office of domestic insurers; maintenance of assets in state; removal of records or assets; exceptions.
- Section 27-27-3 Power of domestic insurers to indemnify directors, etc.
- Section 27-27-30 Voucher or other document for disbursements.
- Section 27-27-31 Contingent liability of members of domestic mutual insurers - Generally.
- Section 27-27-32 Contingent liability of members of domestic mutual insurers - Levy of assessments.
- Section 27-27-33 Collection of assessments by insurers.
- Section 27-27-34 Nonassessable policies in mutual insurers - Generally.
- Section 27-27-35 Nonassessable policies in mutual insurers - Revocation of domestic insurers authority to issue.
- Section 27-27-36 Issuance of participating or nonparticipating policies by domestic insurers.
- Section 27-27-37 Dividends - Domestic stock insurers.
- Section 27-27-38 Dividends - Domestic mutual insurers.
- Section 27-27-39 Dividends - Liability for illegal dividends by domestic insurers.
- Section 27-27-4 Solicitation permit - Requirement.
- Section 27-27-40 Loans by domestic insurers.
- Section 27-27-41 Deficiencies in stock insurer's capital or assets of mutual insurers - Generally.
- Section 27-27-42 Deficiencies in stock insurer's capital or assets of mutual insurers - Curing of deficiency.
- Section 27-27-43 Mutualization of stock insurers.
- Section 27-27-44 Conversion of mutual insurer into stock insurer.
- Section 27-27-45 Merger and consolidations - Domestic stock insurers.
- Section 27-27-46 Merger and consolidations - Domestic mutual insurers.
- Section 27-27-47 Bulk reinsurance - Domestic stock insurers.
- Section 27-27-48 Bulk reinsurance - Domestic mutual insurers.
- Section 27-27-49 Distribution of assets upon liquidation of domestic mutual insurer.
- Section 27-27-49.1 Recovery.
- Section 27-27-5 Solicitation permit - Application.
- Section 27-27-50 Extinguishment and nullification of domestic insurers' corporate charter.
- Section 27-27-51 Rules and regulations as to securities of domestic stock insurers.
- Section 27-27-52 Insider trading of domestic stock insurer equity securities - Short title.
- Section 27-27-53 Insider trading of domestic stock insurer equity securities - Ownership statements.
- Section 27-27-54 Insider trading of domestic stock insurer equity securities - Recovery of certain profits by company.
- Section 27-27-55 Insider trading of domestic stock insurer equity securities - Unlawful sales.
- Section 27-27-56 Insider trading of domestic stock insurer equity securities - Exemptions from Sections 27-27-54 and 27-27-55; prescription of terms and conditions thereon.
- Section 27-27-57 Insider trading of domestic stock insurer equity securities - Applicability of Sections 27-27-53 through 27-27-55.
- Section 27-27-58 Insider trading of domestic stock insurer equity securities - Equity securities - Defined.
- Section 27-27-59 Insider trading of domestic stock insurer equity securities - Equity securities - Applicability of Sections 27-27-53 through 27-27-55.
- Section 27-27-6 Solicitation permit - Approval or denial.
- Section 27-27-60 Insider trading of domestic stock insurer equity securities - Rules and regulations.
- Section 27-27-61 Applicability of corporation statutes to domestic insurers.
- Section 27-27-7 Solicitation permit - Issuance; contents; compliance with terms.
- Section 27-27-8 Solicitation permit - Effect of granting permit.
- Section 27-27-9 Solicitation permit - Modification or revocation.
Chapter 28 — HOLDING COMPANIES.
- Section 27-28-1 Plan for exchange of stock, etc., between domestic stock insurer and holding company - Authority.
- Section 27-28-2 Plan for exchange of stock, etc., between domestic stock insurer and holding company - Procedure for exchange.
- Section 27-28-3 Plan for exchange of stock, etc., between domestic stock insurer and holding company - Fees, etc., for promotion of plan.
- Section 27-28-4 Effect of chapter on powers of commissioner and authority to engage in insurance business.
- Section 27-28-5 Applicability of Alabama Business Corporation Act.
Chapter 29 — INSURANCE HOLDING COMPANY SYSTEMS.
- Section 27-29-1 Definitions.
- Section 27-29-10 Criminal proceedings.
- Section 27-29-11 Delinquency proceedings and rehabilitation.
- Section 27-29-12 Suspension, revocation or nonrenewal of insurer's license or authority to do business.
- Section 27-29-13 Judicial review of actions by commissioner; petition for mandamus against same.
- Section 27-29-14 Short title.
- Section 27-29-2 Subsidiaries and affiliates of domestic insurers.
- Section 27-29-3 Acquisition of control of, or merger with, domestic insurers.
- Section 27-29-4 Registration of insurers.
- Section 27-29-5 Transactions of insurers with affiliates; adequacy of surplus; dividends and other distributions.
- Section 27-29-6 Registered insurers - Examination of records, etc., of insurer or affiliates.
- Section 27-29-7 Confidential treatment of information, etc., examined or reported.
- Section 27-29-8 Rules, regulations, and orders.
- Section 27-29-9 Injunctions; prohibitions against voting securities; sequestration of voting securities.
Chapter 30 — MUTUAL AID ASSOCIATIONS.
- Section 27-30-1 "Mutual aid association" defined.
- Section 27-30-10 Certificate of authority - Expiration; renewal.
- Section 27-30-11 Certificate of authority - Suspension or revocation - Grounds.
- Section 27-30-12 Certificate of authority - Suspension or revocation - Procedure.
- Section 27-30-13 Commissioner as agent for process; service of process; notice of change of address.
- Section 27-30-14 Contracts - Issuance; contents; approval by commissioner.
- Section 27-30-15 Contracts - Limits of risk.
- Section 27-30-16 Contracts - Annual valuation - Benefits payable in cash.
- Section 27-30-17 Contracts - Annual valuation - Benefits, aid or services other than cash.
- Section 27-30-18 Deposit - Amounts; purpose; kind.
- Section 27-30-19 Deposit - Administration.
- Section 27-30-2 Applicability of chapter - Generally.
- Section 27-30-20 Funds of association.
- Section 27-30-21 Accounts and records.
- Section 27-30-22 Annual statement; furnishing of other information.
- Section 27-30-23 Duty of officers and agents.
- Section 27-30-24 Examinations by commissioner.
- Section 27-30-25 Exemption of resident members', etc., interest from process.
- Section 27-30-26 Incorporation and financing of new associations.
- Section 27-30-27 Qualification of corporation for original certificate of authority.
- Section 27-30-28 Increase or decrease of capital stock.
- Section 27-30-29 Membership; meetings of members; voting rights.
- Section 27-30-3 Applicability of chapter - Exceptions.
- Section 27-30-30 Directors or trustees.
- Section 27-30-32 Applicability of Chapters 7 and 8A.
- Section 27-30-33 Applicability of other provisions.
- Section 27-30-34 Provision of domestic life and disability insurance pursuant to Chapter 3.
- Section 27-30-4 Authorization to act as, or for, association - Generally.
- Section 27-30-5 Authorization to act as, or for, association - Requirements.
- Section 27-30-6 Capital stock or surplus requirements for existing associations.
- Section 27-30-6.1 Authority to increase paid-in capital stock and paid-in surplus; contracts or policies on any one life and accidental death benefits.
- Section 27-30-7 Name of association.
- Section 27-30-8 Certificate of authority - Application.
- Section 27-30-9 Certificate of authority - Issuance or refusal.
Chapter 31 — RECIPROCAL INSURERS.
- Section 27-31-1 Definitions.
- Section 27-31-10 Modifications of subscribers' agreement or power of attorney of domestic insurer.
- Section 27-31-11 Bond of attorney of domestic insurer - Requirements.
- Section 27-31-12 Bond of attorney of domestic insurer - Deposit in lieu thereof.
- Section 27-31-13 Action on bond or deposit in lieu thereof.
- Section 27-31-14 Service of process on domestic insurer; judgment thereon.
- Section 27-31-15 Advancement of funds to domestic insurers.
- Section 27-31-16 Annual statement; supplemental information.
- Section 27-31-17 Determination of financial condition.
- Section 27-31-18 Subscribers; exchange of insurance contracts; liability of representatives.
- Section 27-31-19 Subscribers' advisory committee of domestic insurer.
- Section 27-31-2 Applicability of chapter.
- Section 27-31-20 Liability of subscribers - Generally.
- Section 27-31-21 Liability of subscribers - Judgment.
- Section 27-31-22 Levy of assessments on subscribers of domestic insurers - Generally.
- Section 27-31-23 Levy of assessments on subscribers of domestic insurers - Time limit.
- Section 27-31-24 Levy of assessments on subscribers of domestic insurers - Aggregate liability.
- Section 27-31-25 Nonassessable policies.
- Section 27-31-26 Distribution of unused premiums, etc.
- Section 27-31-27 Distribution of assets upon liquidation of domestic insurer.
- Section 27-31-28 Merger or conversion of domestic insurer.
- Section 27-31-29 Proceedings when assets of insurer insufficient.
- Section 27-31-3 Powers generally.
- Section 27-31-4 Business name; actions.
- Section 27-31-5 Attorneys.
- Section 27-31-6 Surplus funds of domestic insurer.
- Section 27-31-7 Certificate of authority - Application by domestic insurer; contents of declaration.
- Section 27-31-8 Certificate of authority - Issuance; refusal, suspension, or revocation.
- Section 27-31-9 Power of attorney.
Chapter 31A — RISK RETENTION ACT.
- Section 27-31A-1 Short title and purpose.
- Section 27-31A-10 Purchasing group taxation.
- Section 27-31A-11 Administrative and procedural authority regarding risk retention groups and purchasing groups.
- Section 27-31A-12 Duty of producers to obtain license.
- Section 27-31A-13 Binding effect of orders issued in U.S. district court.
- Section 27-31A-14 County self-insurance funds.
- Section 27-31A-15 Rules and regulations.
- Section 27-31A-2 Definitions.
- Section 27-31A-3 Risk retention groups chartered in this state.
- Section 27-31A-4 Risk retention groups not chartered in this state.
- Section 27-31A-5 Compulsory associations.
- Section 27-31A-6 Countersignatures not required.
- Section 27-31A-7 Purchasing groups - Exemption from certain laws.
- Section 27-31A-8 Notice and registration requirements of purchasing groups.
- Section 27-31A-9 Restrictions on insurance purchased by purchasing groups.
Chapter 31B — ALABAMA CAPTIVE INSURERS ACT.
- Section 27-31B-1 Short title.
- Section 27-31B-10 Examinations and investigations.
- Section 27-31B-11 Grounds and procedures for suspension or revocation of license.
- Section 27-31B-12 Legal investments.
- Section 27-31B-13 Reinsurance.
- Section 27-31B-14 Rating organizations; memberships.
- Section 27-31B-15 Exemption from compulsory associations.
- Section 27-31B-16 Tax on premiums collected.
- Section 27-31B-17 Rules.
- Section 27-31B-18 Laws applicable.
- Section 27-31B-19 Delinquency.
- Section 27-31B-2 Definitions.
- Section 27-31B-20 Rules for controlled unaffiliated business.
- Section 27-31B-21 Conversion to or merger with reciprocal insurer.
- Section 27-31B-22 Sponsored captive insurance companies.
- Section 27-31B-23 Qualification of sponsors.
- Section 27-31B-24 Participants in sponsored captive insurance companies.
- Section 27-31B-3 Licensing.
- Section 27-31B-4 Fees.
- Section 27-31B-5 Names of companies.
- Section 27-31B-6 Minimum capital and surplus.
- Section 27-31B-7 Dividends.
- Section 27-31B-8 Formation of captive insurance companies in this state.
- Section 27-31B-9 Reports and statements.
Chapter 31C — ALABAMA COASTAL CAPTIVE INSURANCE ACT.
- Section 27-31C-1 Short title.
- Section 27-31C-2 Definitions.
- Section 27-31C-3 License to provide homeowners insurance; exemptions; powers and duties.
- Section 27-31C-4 Issuance of license - Requirements.
- Section 27-31C-5 Formation requirements.
- Section 27-31C-6 Exemptions from chapter.
- Section 27-31C-7 Confidentiality of information.
- Section 27-31C-8 Application notice and acknowledgement.
- Section 27-31C-9 Findings of the commissioner.
Chapter 31D — HOMEOWNERS INSURANCE DISCOUNT FOR WINDSTORM MITIGATION.
- Section 27-31D-1 Premium discount or insurance rate reduction - Construction and certification.
- Section 27-31D-2 Premium discount or insurance rate reduction - Fortified existing homes.
- Section 27-31D-3 Insurable property.
- Section 27-31D-4 Applicability.
- Section 27-31D-5 Rules and regulations.
Chapter 32 — REHABILITATION, REORGANIZATION, CONSERVATION, AND LIQUIDATION OF INSURERS.
- Section 27-32-1 Definitions.
- Section 27-32-10 Grounds - Ancillary liquidation of foreign insurers.
- Section 27-32-11 Orders - Rehabilitation of domestic insurers.
- Section 27-32-12 Orders - Liquidation - Domestic insurers.
- Section 27-32-13 Orders - Liquidation - Alien insurers.
- Section 27-32-14 Conservation or liquidation of property.
- Section 27-32-15 Conduct of delinquency proceedings - Domestic and alien insurers.
- Section 27-32-16 Conduct of delinquency proceedings - Foreign insurers.
- Section 27-32-17 Claims in delinquency proceedings - Nonresidents against domestic insurers.
- Section 27-32-18 Claims in delinquency proceedings - Residents against foreign insurers.
- Section 27-32-19 Claims in delinquency proceedings - Form; time; notice and hearing; order.
- Section 27-32-2 Purpose of chapter; construction thereof.
- Section 27-32-20 Claims in delinquency proceedings - Priorities.
- Section 27-32-21 Attachment, garnishment, and execution.
- Section 27-32-22 Uniform Insurers Liquidation Act.
- Section 27-32-23 Deposit of moneys collected.
- Section 27-32-24 Exemption of commissioner from fees.
- Section 27-32-25 Loans to facilitate rehabilitation, etc., of insurer.
- Section 27-32-26 Fixation of rights and liabilities on liquidation of insurer.
- Section 27-32-27 Voidable transfers and liens.
- Section 27-32-28 Priority of compensation owing employees of insurer.
- Section 27-32-29 Setoff of credits and debts.
- Section 27-32-3 Delinquency proceedings - Jurisdiction; venue; appeal.
- Section 27-32-30 Claims upon liquidation of insurer - Allowance.
- Section 27-32-31 Claims upon liquidation of insurer - Time to file.
- Section 27-32-32 Assessments - Commissioner's report.
- Section 27-32-33 Assessments - Levy.
- Section 27-32-34 Assessments - Order to pay - Generally.
- Section 27-32-35 Assessments - Order to pay - Publication and service.
- Section 27-32-36 Assessments - Order to pay - Judgment.
- Section 27-32-37 Priority of claims of policyholders and beneficiaries - Established.
- Section 27-32-38 Priority of claims of policyholders and beneficiaries - Payment of claims.
- Section 27-32-39 Priority of claims of policyholders and beneficiaries - Reinsuring of policies.
- Section 27-32-4 Delinquency proceedings - Commencement; grant or denial of application.
- Section 27-32-40 Priority of claims of policyholders and beneficiaries - Classification of policyholders and beneficiaries.
- Section 27-32-41 Priority of claims of policyholders and beneficiaries - Liability of receiver.
- Section 27-32-5 Injunctions and restraining orders.
- Section 27-32-6 Grounds - Rehabilitation of domestic insurers.
- Section 27-32-7 Grounds - Liquidation of domestic or alien insurers.
- Section 27-32-8 Grounds - Conservation of assets - Foreign insurers.
- Section 27-32-9 Grounds - Conservation of assets - Alien insurers.
Chapter 33 — TRUSTEED ASSETS OF ALIEN INSURERS.
- Section 27-33-1 Applicability of chapter.
- Section 27-33-10 Trusteed assets - Separation; record.
- Section 27-33-11 Trusteed assets - Trustee statements.
- Section 27-33-12 Trusteed assets - Examination.
- Section 27-33-13 Trusteed assets - Withdrawal.
- Section 27-33-14 Trustees - Substitution.
- Section 27-33-15 Trustees - Compensation and expenses.
- Section 27-33-16 Canadian insurers.
- Section 27-33-2 Deposit of assets in trust.
- Section 27-33-3 Existing trusts.
- Section 27-33-4 Purpose and duration of trust.
- Section 27-33-5 Trust agreement - Requirement; approval by commissioner.
- Section 27-33-6 Trust agreement - Authority to make and execute.
- Section 27-33-7 Trust agreement - Amendment.
- Section 27-33-8 Trust agreement - Withdrawal of approval.
- Section 27-33-9 Trusteed assets - Title.
Chapter 34 — FRATERNAL BENEFIT SOCIETIES.
- Section 27-34-1 Definitions.
- Section 27-34-10 Articles of incorporation - Filing with other documents; bond; preliminary certificate.
- Section 27-34-11 Preliminary certificate - Time to complete organization.
- Section 27-34-12 Preliminary certificate - Initial solicitations and qualifications.
- Section 27-34-13 Certificate of compliance.
- Section 27-34-14 Constitution and laws; powers.
- Section 27-34-15 Existing incorporated societies.
- Section 27-34-16 Incorporation of existing unincorporated domestic voluntary associations.
- Section 27-34-17 Amendment of articles of incorporation, constitution, or laws.
- Section 27-34-18 Waiver of societies' laws and constitution.
- Section 27-34-19 Principal office of domestic society; meetings of governing body and minutes thereof.
- Section 27-34-2 Societies deemed operating on lodge system.
- Section 27-34-20 Creation, etc., of charitable, benevolent, or educational institutions.
- Section 27-34-21 Members - Qualifications for membership.
- Section 27-34-22 Members - Payment of equitable part of deficiency.
- Section 27-34-23 Benefits - Generally.
- Section 27-34-24 Benefits - Lives of children.
- Section 27-34-25 Paid-up nonforfeiture benefits, cash surrender values, and certificate loans, etc.
- Section 27-34-26 Beneficiaries.
- Section 27-34-27 Exemption of benefits, etc., from attachment, garnishment, or other process.
- Section 27-34-28 Personal liability for payment of benefits.
- Section 27-34-29 Issuance of certificate to each benefit member; matters constituting agreement.
- Section 27-34-3 When society deemed as having representative form of government.
- Section 27-34-30 Life benefit certificate - Filing with commissioner; standard provisions.
- Section 27-34-31 Life benefit certificate - Prohibited provisions.
- Section 27-34-32 Accident or health and total or permanent disability insurance contracts.
- Section 27-34-33 Reinsurance.
- Section 27-34-34 Assets; funds; expenses.
- Section 27-34-35 Investments.
- Section 27-34-36 Annual statements - Requirements.
- Section 27-34-37 Annual statements - Valuation of certificates; reserves.
- Section 27-34-38 Annual statements - Failure to file.
- Section 27-34-39 Examinations - Domestic societies.
- Section 27-34-4 Applicability of chapter - Generally.
- Section 27-34-40 Examinations - Foreign and alien societies.
- Section 27-34-41 Examinations - Publication of financial statement, report, or finding.
- Section 27-34-42 Exemption from taxation.
- Section 27-34-43 Applicability of Chapters 7 and 8A.
- Section 27-34-44 Agents - Solicitation without license.
- Section 27-34-45 Misrepresentations.
- Section 27-34-46 Discrimination, inducements and rebates.
- Section 27-34-47 Service of process.
- Section 27-34-48 Consolidation or merger - Procedure.
- Section 27-34-49 Consolidation or merger - Effect.
- Section 27-34-5 Applicability of chapter - Exceptions.
- Section 27-34-50 Actions to enjoin or in quo warranto; liquidation; receivership.
- Section 27-34-51 Applications for injunctions.
- Section 27-34-52 Review of decisions and findings of commissioner.
- Section 27-34-53 False statements.
- Section 27-34-54 Applicability of other provisions.
- Section 27-34-6 License - Requirement; renewal; fee; evidence.
- Section 27-34-7 License - Foreign or alien societies - Application; qualifications.
- Section 27-34-8 License - Foreign or alien societies - Suspension, revocation, or refusal.
- Section 27-34-9 Articles of incorporation - Contents.
Chapter 35 — CONVERSION OF FRATERNAL BENEFIT SOCIETIES.
- Section 27-35-1 Conversion into stock or mutual life insurance company - Authority; how effected.
- Section 27-35-10 Conversion into stock or mutual life insurance company - Obligation to holders of policies or certificates; pending actions.
- Section 27-35-11 Conversion into stock or mutual life insurance company - Separate record of premiums; exemption from premium taxes.
- Section 27-35-2 Conversion into stock or mutual life insurance company - Plan of conversion; approval or disapproval thereof.
- Section 27-35-3 Conversion into stock or mutual life insurance company - Notice to subordinate lodges or branches.
- Section 27-35-4 Conversion into stock or mutual life insurance company - Ratification or amendment of articles of incorporation - Generally.
- Section 27-35-5 Conversion into stock or mutual life insurance company - Ratification or amendment of articles of incorporation - Filing.
- Section 27-35-6 Conversion into stock or mutual life insurance company - Certificates of incorporation and authority.
- Section 27-35-7 Conversion into stock or mutual life insurance company - Provisions for certificate holders to subscribe to stock.
- Section 27-35-8 Conversion into stock or mutual life insurance company - Completion; effect.
- Section 27-35-9 Conversion into stock or mutual life insurance company - Preservation of debts, liabilities, and duties.
Chapter 36 — LIABILITIES.
- Section 27-36-1 Liabilities generally.
- Section 27-36-2 Unearned premium reserve - Title insurance.
- Section 27-36-3 Unearned premium reserve - Property, general casualty and surety insurance.
- Section 27-36-4 Unearned premium reserve - Marine and transportation insurance.
- Section 27-36-5 Active life reserve for disability insurance.
- Section 27-36-6 Increase of inadequate loss reserves.
- Section 27-36-7 Standard Valuation Law.
Chapter 37 — ASSETS.
- Section 27-37-1 Assets - Generally.
Chapter 38 — SEPARATE ACCOUNTS AND VARIABLE ANNUITIES.
Chapter 39 — AUTOMOBILE CLUBS AND ASSOCIATIONS.
Chapter 40 — INSURANCE PREMIUM FINANCE COMPANIES.
Chapter 41 — INVESTMENTS OF LIFE, DISABILITY AND BURIAL INSURANCE COMPANIES.
Chapter 42 — INSURANCE GUARANTY ASSOCIATION.
Chapter 43 — LEGAL EXPENSE INSURANCE.
Chapter 44 — LIFE AND DISABILITY INSURANCE GUARANTY ASSOCIATION.
Chapter 45 — PHARMACEUTICAL INSURANCE COVERAGE.
Chapter 46 — CERTIFIED REGISTERED NURSE ANESTHETIST COVERAGE.
Chapter 47 — LONG-TERM CARE INSURANCE CONTRACTS.
Chapter 48 — POSTPARTUM CARE COVERAGE IN HEALTH BENEFIT PLANS.
Chapter 49 — OBSTETRICIANS AND GYNECOLOGISTS AS PRIMARY CARE PHYSICIAN.
Chapter 50 — BREAST CANCER SCREENING ACT.
Chapter 51 — LICENSED PHYSICIAN ASSISTANT SUPERVISION COVERAGE.
Chapter 52 — ALABAMA HEALTH INSURANCE PLAN AND ALABAMA SMALL EMPLOYER ALLOCATION. PROGRAM.
Chapter 53 — GENETIC TESTING FOR CANCER.
Chapter 54 — Mental Illness Coverage in Health Benefit Plans.
Chapter 55 — Domestic Abuse Insurance Protection Act.
Chapter 56 — Access to Eye Care Act.
Chapter 57 — COLORECTAL CANCER EXAMINATIONS.
Chapter 58 — PROSTATE CANCER EARLY DETECTION COVERAGE.
Chapter 59 — Chiropractic Coverage.