Chapter 494 LOAN ORIGINATORS AND MORTGAGE BROKERS
- PART I GENERAL PROVISIONS(ss. 494.001-494.00296)
- 494.001 Definitions.
- 494.0011 Powers and duties of the commission and office.
- 494.00115 Exemptions.
- 494.0012 Investigations; complaints; examinations.
- 494.00125 Public record exemptions.
- 494.0013 Injunction to restrain violations.
- 494.00135 Subpoenas.
- 494.0014 Cease and desist orders; refund orders.
- 494.0015 Evidence; examiner’s worksheets, investigative reports, other related documents.
- 494.0016 Books, accounts, and records; maintenance; examinations by the office.
- 494.00165 Prohibited advertising; record requirements.
- 494.0017 Regulatory Trust Fund.
- 494.00172 Mortgage Guaranty Trust Fund; payment of fees and claims.
- 494.00173 Mortgage Guaranty Trust Fund; creation.
- 494.0018 Penalties.
- 494.0019 Liability in case of unlawful transaction.
- 494.002 Statutory or common-law remedies.
- 494.0022 Applicability of act.
- 494.0023 Conflicting interest.
- 494.0024 Waiver.
- 494.0025 Prohibited practices.
- 494.00255 Administrative penalties and fines; license violations.
- 494.0026 Disposition of insurance proceeds.
- 494.0028 Arbitration.
- 494.0029 Mortgage business schools.
- 494.00295 Professional continuing education.
- 494.00296 Loan modification.
- PART II MORTGAGE BROKERS(ss. 494.0031-494.0043)
- 494.0031 Licensure as a mortgage brokerage business.
- 494.00312 Loan originator license.
- 494.00313 Loan originator license renewal.
- 494.0032 Renewal of mortgage brokerage business license or branch office license.
- 494.00321 Mortgage broker license.
- 494.00322 Mortgage broker license renewal.
- 494.0033 Mortgage broker’s license.
- 494.00331 Loan originator employment.
- 494.0034 Renewal of mortgage broker’s license.
- 494.0035 Principal loan originator and branch manager for mortgage broker.
- 494.0036 Mortgage broker branch office license.
- 494.0038 Loan origination and mortgage broker fees and disclosures.
- 494.0039 Principal place of business requirements.
- 494.004 Requirements of licensees.
- 494.0041 Administrative penalties and fines; license violations.
- 494.0042 Loan origination fees.
- 494.00421 Fees earned upon obtaining a bona fide commitment.
- 494.0043 Requirements for brokering loans to noninstitutional investors.
- PART III MORTGAGE LENDERS(ss. 494.0061-494.0077)
- 494.0061 Mortgage lender’s license requirements.
- 494.00611 Mortgage lender license.
- 494.00612 Mortgage lender license renewal.
- 494.0062 Correspondent mortgage lender’s license requirements.
- 494.0063 Audited financial statements.
- 494.0064 Renewal of mortgage lender’s license; branch office license renewal.
- 494.0065 Saving clause.
- 494.0066 Branch offices.
- 494.00665 Principal loan originator and branch manager for mortgage lender.
- 494.0067 Requirements of mortgage lenders.
- 494.0068 Loan application process.
- 494.0069 Lock-in agreement.
- 494.007 Commitment process.
- 494.0071 Expiration of lock-in agreement or commitment.
- 494.0072 Administrative penalties and fines; license violations.
- 494.00721 Net worth.
- 494.0073 Mortgage lender when acting as a mortgage broker.
- 494.0074 Lender fees and charges.
- 494.0075 Requirements for selling loans to noninstitutional investors.
- 494.0076 Servicing audits.
- 494.0077 Other products and services.
- PART IV FLORIDA FAIR LENDING ACT(ss. 494.0078-494.00797)
- 494.0078 Short title; purposes.
- 494.0079 Definitions.
- 494.00791 Prohibited acts.
- 494.00792 Required disclosures for high-cost home loans.
- 494.00793 Liability of purchasers and assignees.
- 494.00794 Right to cure high-cost home loans.
- 494.00795 Powers and duties of the commission and office; investigations; examinations; injunctions; orders.
- 494.00796 Enforcement.
- 494.00797 General rule.
- PART V LOANS UNDER FLORIDA UNIFORM LAND SALES PRACTICES LAW(s. 494.008)