Chapter 674 UNIFORM COMMERCIAL CODE: BANK DEPOSITS AND COLLECTIONS
- PART I GENERAL PROVISIONS AND DEFINITIONS(ss. 674.101-674.111)
- 674.101 Short title.
- 674.102 Applicability.
- 674.103 Variation by agreement; measure of damages; action constituting ordinary care.
- 674.104 Definitions and index of definitions.
- 674.105 “Bank”; “depositary bank”; “payor bank”; “intermediary bank”; “collecting bank”; “presenting bank”.
- 674.1061 Payable through or payable at bank; collecting bank.
- 674.1071 Separate office of bank.
- 674.1081 Time of receipt of items.
- 674.1091 Delays.
- 674.1101 Electronic presentment.
- 674.111 Statute of limitations.
- PART II COLLECTION OF ITEMS: DEPOSITARY AND COLLECTING BANKS(ss. 674.201-674.216)
- 674.201 Status of collecting bank as agent and provisional status of credits; applicability of chapter; item indorsed “pay any bank.”
- 674.202 Responsibility for collection or return; when action timely.
- 674.203 Effect of instructions.
- 674.204 Methods of sending and presenting; sending directly to payor bank.
- 674.205 Depositary bank holder of unindorsed item.
- 674.206 Transfer between banks.
- 674.207 Transfer warranties.
- 674.2081 Presentment warranties.
- 674.2091 Encoding and retention warranties.
- 674.2101 Security interest of collecting bank in items, accompanying documents, and proceeds.
- 674.2111 When bank gives value for purposes of holder in due course.
- 674.2121 Presentment by notice of item not payable by, through, or at a bank; liability of drawer or indorser.
- 674.2131 Medium and time of settlement by bank.
- 674.2141 Right of charge-back or refund; liability of collecting bank; return of item.
- 674.215 Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal.
- 674.216 Insolvency and preference.
- PART III COLLECTION OF ITEMS: PAYOR BANKS(ss. 674.301-674.303)
- 674.301 Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank.
- 674.302 Payor bank’s responsibility for late return of item.
- 674.303 When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified.
- PART IV RELATIONSHIP BETWEEN PAYOR BANK AND ITS CUSTOMER(ss. 674.401-674.407)
- 674.401 When bank may charge customer’s account.
- 674.402 Bank’s liability to customer for wrongful dishonor; time of determining insufficiency of account.
- 674.403 Customer’s right to stop payment; burden of proof of loss.
- 674.404 Bank not obliged to pay check more than 6 months old.
- 674.405 Death or incompetence of customer.
- 674.406 Customer’s duty to discover and report unauthorized signature or alteration.
- 674.407 Payor bank’s right to subrogation on improper payment.
- PART V COLLECTION OF DOCUMENTARY DRAFTS(ss. 674.501-674.504)
- 674.501 Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor.
- 674.502 Presentment of “on arrival” drafts.
- 674.503 Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need.
- 674.504 Privilege of presenting bank to deal with goods; security interest for expenses.