TITLE XXXVII - INSURANCE (Ch.624-651)
- Chapter 624 INSURANCE CODE: ADMINISTRATION AND GENERAL PROVISIONS
- PART I SCOPE OF CODE(ss. 624.01-624.231)
- PART II DEPARTMENT OF FINANCIAL SERVICES(ss. 624.302-624.352)
- PART III AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS(ss. 624.401-624.489)
- PART IV FEES, TAXES, AND FUNDS(ss. 624.501-624.523)
- PART V KINDS OF INSURANCE; LIMITS OF RISK; REINSURANCE(ss. 624.601-624.610)
- PART VI ADMINISTRATIVE SUPERVISION; CONFIDENTIALITY; REVIEW(ss. 624.80-624.916)
- Chapter 625 ACCOUNTING, INVESTMENTS, AND DEPOSITS BY INSURERS
- Chapter 626 INSURANCE FIELD REPRESENTATIVES AND OPERATIONS
- PART I INSURANCE REPRESENTATIVES: LICENSING PROCEDURES AND GENERAL REQUIREMENTS(ss. 626.011-626.711)
- PART II GENERAL LINES AGENTS(ss. 626.726-626.754)
- PART III LIFE INSURANCE AGENTS(ss. 626.776-626.798)
- PART IV HEALTH INSURANCE AGENTS(ss. 626.826-626.839)
- PART IX UNFAIR INSURANCE TRADE PRACTICES(ss. 626.951-626.99)
- PART V TITLE INSURANCE AGENTS(ss. 626.841-626.8473)
- PART VI INSURANCE ADJUSTERS(ss. 626.851-626.8797)
- PART VII INSURANCE ADMINISTRATORS(ss. 626.88-626.8991)
- PART VIII UNAUTHORIZED INSURERS AND SURPLUS LINES(ss. 626.901-626.939)
- PART X VIATICAL SETTLEMENTS(ss. 626.991-626.99295)
- PART XI STRUCTURED SETTLEMENTS(s. 626.99296)
- Chapter 627 INSURANCE RATES AND CONTRACTS
- PART I RATES AND RATING ORGANIZATIONS(ss. 627.011-627.381)
- PART II THE INSURANCE CONTRACT(ss. 627.401-627.442)
- PART III LIFE INSURANCE AND ANNUITY CONTRACTS(ss. 627.451-627.482)
- PART IV INDUSTRIAL LIFE INSURANCE POLICIES(ss. 627.501-627.522)
- PART IX CREDIT LIFE AND DISABILITY INSURANCES(ss. 627.676-627.6845)
- PART V GROUP LIFE INSURANCE POLICIES(ss. 627.551-627.575)
- PART VI HEALTH INSURANCE POLICIES(ss. 627.601-627.6499)
- PART VII GROUP, BLANKET, AND FRANCHISE HEALTH INSURANCE POLICIES(ss. 627.651-627.6699)
- PART VIII MEDICARE SUPPLEMENT POLICIES(ss. 627.671-627.675)
- PART X PROPERTY INSURANCE CONTRACTS(ss. 627.701-627.714)
- PART XI MOTOR VEHICLE AND CASUALTY INSURANCE CONTRACTS(ss. 627.7261-627.746)
- PART XII SURETY INSURANCE CONTRACTS(ss. 627.751-627.759)
- PART XIII TITLE INSURANCE CONTRACTS(ss. 627.7711-627.798)
- PART XIV VARIABLE OR INDETERMINATE VALUE CONTRACTS(ss. 627.801-627.807)
- PART XIX PURCHASING GROUPS AND RISK RETENTION GROUPS(ss. 627.941-627.955)
- PART XV PREMIUM FINANCE COMPANIES AND AGREEMENTS(ss. 627.826-627.849)
- PART XVI PREMIUM FINANCING(ss. 627.901-627.904)
- PART XVII INSURER REPORTING(ss. 627.911-627.919)
- PART XVIII LONG-TERM CARE INSURANCE POLICIES(ss. 627.9401-627.9408)
- PART XX FINANCIAL GUARANTY INSURANCE(ss. 627.971-627.975)
- PART XXI MORTGAGE INSURANCE CONSOLIDATIONS(ss. 627.981-627.987)
- Chapter 628 STOCK AND MUTUAL INSURERS; HOLDING COMPANIES
- PART I STOCK AND MUTUAL INSURERS: ORGANIZATION AND CORPORATEPROCEDURES(ss. 628.011-628.535)
- PART II ASSESSABLE MUTUAL INSURERS(ss. 628.6011-628.6018)
- PART III MUTUAL INSURANCE HOLDING COMPANIES(ss. 628.701-628.733)
- PART IV INSURANCE HOLDING COMPANIES(ss. 628.801-628.803)
- PART V CAPTIVE INSURERS(ss. 628.901-628.917)
- Chapter 629 RECIPROCAL INSURERS
- 629.011 “Reciprocal insurance” defined.
- 629.021 “Reciprocal insurer” defined.
- 629.031 Scope of chapter.
- 629.041 Insuring powers of reciprocals.
- 629.051 Name; suits.
- 629.061 Attorney.
- 629.071 Surplus funds required.
- 629.081 Organization of reciprocal insurer.
- 629.091 Certificate of authority.
- 629.101 Power of attorney.
- 629.111 Modifications.
- 629.121 Attorney’s bond.
- 629.131 Deposit in lieu of bond.
- 629.141 Action on bond.
- 629.161 Contributions to insurer.
- 629.171 Annual statement.
- 629.181 Financial condition; method of determining.
- 629.191 Who may be subscribers.
- 629.201 Subscribers’ advisory committee.
- 629.211 Subscribers’ liability.
- 629.221 Subscribers’ liability; on judgment.
- 629.231 Assessments.
- 629.241 Time limit for assessments.
- 629.251 Aggregate liability.
- 629.261 Nonassessable policies.
- 629.271 Distribution of savings.
- 629.281 Subscribers’ share in assets.
- 629.291 Merger or conversion.
- 629.301 Impaired reciprocal insurers.
- 629.401 Insurance exchange.
- 629.5011 Tax on premiums.
- 629.520 Authority of a limited reciprocal insurer.
- Chapter 630 ALIEN INSURERS: TRUSTEED ASSETS; DOMESTICATION
- 630.011 Scope of chapter.
- 630.021 Required deposit of assets.
- 630.031 Existing trusts.
- 630.041 Purpose and duration.
- 630.051 Trust agreement; approval; amendment.
- 630.061 Authority to execute trust agreement.
- 630.071 Requirements and contents of trust agreement.
- 630.081 Withdrawal of assets, in general.
- 630.091 Statement of trustee.
- 630.101 Examination of assets.
- 630.111 Canadian insurers.
- 630.121 Domestication of alien insurer; definitions.
- 630.131 Domestication procedure.
- 630.141 Domestication agreement; authorization; execution.
- 630.151 Office approval of domestication agreement.
- 630.161 Consummation of domestication; transfer of assets and deposits.
- Chapter 631 INSURER INSOLVENCY; GUARANTY OF PAYMENT
- PART I INSURER INSOLVENCY: REHABILITATION AND LIQUIDATION(ss. 631.001-631.399)
- PART II FLORIDA INSURANCE GUARANTY OF PAYMENTS(ss. 631.50-631.70)
- PART III LIFE AND HEALTH INSURANCE GUARANTY OF PAYMENTS(ss. 631.711-631.737)
- PART IV HEALTH MAINTENANCE ORGANIZATION CONSUMER ASSISTANCE PLAN(ss. 631.811-631.828)
- PART V FLORIDA WORKERS’ COMPENSATION INSURANCE GUARANTY ASSOCIATION(ss. 631.901-631.932)
- Chapter 632 FRATERNAL BENEFIT SOCIETIES
- 632.601 “Fraternal benefit society” defined.
- 632.602 “Lodge system” defined.
- 632.603 “Representative form of government” defined.
- 632.604 Terms used.
- 632.605 Purposes and powers.
- 632.606 Qualifications for membership.
- 632.607 Location of office; meetings; communications to members; grievance procedures.
- 632.608 No personal liability.
- 632.609 Waiver prohibited.
- 632.611 Organization.
- 632.612 Amendments to laws.
- 632.613 Institutions.
- 632.614 Reinsurance.
- 632.615 Consolidations and mergers.
- 632.616 Conversion of fraternal benefit society into mutual life insurance company.
- 632.617 Benefits.
- 632.618 Beneficiaries.
- 632.619 Benefits not attachable.
- 632.621 The benefit contract.
- 632.622 Nonforfeiture benefits, cash surrender values, certificate loans, and other options.
- 632.623 Investments.
- 632.624 Funds.
- 632.625 Exemptions.
- 632.626 Taxation.
- 632.627 Valuation.
- 632.628 Reports.
- 632.629 Annual license.
- 632.631 Examination of societies; no adverse publications.
- 632.632 Foreign or alien society; admission.
- 632.633 Additional grounds for suspension, revocation, or denial of certificate of authority; receivership; insolvency.
- 632.634 Licensing and appointment of agents.
- 632.635 Unfair and deceptive acts and practices.
- 632.636 Violations; penalties.
- 632.637 Exemption of certain societies.
- 632.638 Applicability of other code provisions.
- Chapter 633 FIRE PREVENTION AND CONTROL
- 633.01 State Fire Marshal; powers and duties; rules.
- 633.02 Agents; powers and duties; compensation.
- 633.021 Definitions.
- 633.0215 Florida Fire Prevention Code.
- 633.022 Uniform firesafety standards.
- 633.024 Legislative findings and intent; ensuring effective fire protection of vulnerable nursing home residents essential; retrofit of existing nursing homes expedited by limited state loan guarantee
- 633.0245 State Fire Marshal Nursing Home Fire Protection Loan Guarantee Program.
- 633.025 Minimum firesafety standards.
- 633.026 Legislative intent; informal interpretations of the Florida Fire Prevention Code.
- 633.027 Buildings with light-frame truss-type construction; notice requirements; enforcement.
- 633.03 Investigation of fire; reports.
- 633.042 Reduced Cigarette Ignition Propensity Standard and Firefighter Protection Act.
- 633.0421 Preemption of reduced cigarette ignition propensity standard by state.
- 633.052 Ordinances relating to firesafety; definitions; penalties.
- 633.061 Fire suppression equipment; license to install or maintain.
- 633.065 Requirements for installation, inspection, and maintenance of fire suppression equipment.
- 633.071 Standard service tag required on all fire extinguishers and preengineered systems; serial number required on all portable fire extinguishers; standard inspection tags required on all fire prot
- 633.081 Inspection of buildings and equipment; orders; firesafety inspection training requirements; certification; disciplinary action.
- 633.082 Inspection of fire control systems, fire hydrants, and fire protection systems.
- 633.083 Sale or use of certain types of fire extinguishers prohibited; penalty.
- 633.085 Inspections of state buildings and premises; tests of firesafety equipment; building plans to be approved.
- 633.101 Hearings; investigations; investigatory powers of State Fire Marshal; costs of service and witness fees.
- 633.111 State Fire Marshal to keep records of fires; reports of agents.
- 633.115 Fire and Emergency Incident Information Reporting Program; duties; fire reports.
- 633.121 Persons authorized to enforce laws and rules of State Fire Marshal.
- 633.13 State Fire Marshal; authority of agents.
- 633.14 Agents; powers to make arrests, conduct searches and seizures, serve summonses, and carry firearms.
- 633.15 State Fire Marshal; chapter and rules; force and effect.
- 633.151 Impersonating State Fire Marshal, firefighters, or firesafety inspector; criminal penalties.
- 633.161 Violations; orders to cease and desist, correct hazardous conditions, preclude occupancy, or vacate; enforcement; penalties.
- 633.162 Fire suppression system contractors; disciplinary action.
- 633.163 Administrative fine in lieu of suspension, revocation, or refusal to issue a license, permit, or certificate.
- 633.167 Probation.
- 633.171 Penalty for violation of law, rule, or order to cease and desist or for failure to comply with corrective order.
- 633.175 Investigation of fraudulent insurance claims and crimes; immunity of insurance companies supplying information.
- 633.18 State Fire Marshal; hearings and investigations; subpoena of witnesses; orders of circuit court.
- 633.30 Standards for firefighting; definitions.
- 633.31 Firefighters Employment, Standards, and Training Council.
- 633.32 Organization; meetings; quorum; compensation; seal.
- 633.33 Special powers; firefighter training.
- 633.34 Firefighters; qualifications for employment.
- 633.35 Firefighter training and certification.
- 633.351 Disciplinary action; firefighters; standards for revocation of certification.
- 633.352 Retention of firefighter certification.
- 633.353 Falsification of qualifications.
- 633.37 Payment of tuition by employing agency.
- 633.38 Inservice training and promotion; participation.
- 633.382 Firefighters; supplemental compensation.
- 633.39 Gifts and grants.
- 633.41 Saving clause.
- 633.42 Additional standards authorized.
- 633.43 Florida State Fire College established.
- 633.44 Purpose of fire college.
- 633.445 State Fire Marshal Scholarship Grant Program.
- 633.45 Division of State Fire Marshal; powers, duties.
- 633.46 Fees.
- 633.461 Use of Insurance Regulatory Trust Fund.
- 633.47 Procedure for making expenditures.
- 633.48 Superintendent of college.
- 633.49 Buildings, equipment, and other facilities; use.
- 633.50 Division powers and duties; Florida State Fire College.
- 633.511 Florida Fire Safety Board; membership.
- 633.514 Board duties; meetings; officers; quorum; compensation; seal.
- 633.517 Authority of State Fire Marshal to adopt rules, administer oaths, and take testimony.
- 633.521 Certificate application and issuance; permit issuance; examination and investigation of applicant.
- 633.524 Certificate and permit fees; use and deposit of collected funds.
- 633.527 Records concerning applicant; extent of confidentiality.
- 633.531 Certificate effective statewide; not transferable.
- 633.534 Issuance of certificate to individuals and business organizations.
- 633.537 Certificate; expiration; renewal; inactive certificate; continuing education.
- 633.539 Requirements for installation, inspection, and maintenance of fire protection systems.
- 633.541 Contracting without certificate prohibited; violations; penalty.
- 633.547 Disciplinary action; fire protection system contractors; grounds for denial, nonrenewal, suspension, or revocation of certificate or permit.
- 633.549 Violations subject to injunction.
- 633.551 County and municipal powers; effect of ch. 75-240.
- 633.554 Application of law regulating contracting and contractors.
- 633.557 Exemptions; farm outbuildings; standpipe systems installed by plumbing contractors.
- 633.60 Automatic fire sprinkler systems for one-family dwellings, two-family dwellings, and mobile homes.
- 633.70 Jurisdiction of State Fire Marshal over alarm system contractors and certified unlimited electrical contractors.
- 633.701 Requirements for fire alarm system equipment.
- 633.702 Prohibited acts regarding alarm system contractors or certified unlimited electrical contractors; penalties.
- 633.72 Florida Fire Code Advisory Council.
- 633.801 Short title.
- 633.802 Definitions.
- 633.803 Legislative intent.
- 633.804 Safety inspections and consultations; rules.
- 633.805 Division to make study of firefighter employee occupational diseases.
- 633.806 Investigations by the division; refusal to admit; penalty.
- 633.807 Safety; firefighter employer responsibilities.
- 633.808 Division authority.
- 633.809 Firefighter employers whose firefighter employees have a high frequency of work-related injuries.
- 633.810 Workplace safety committees and safety coordinators.
- 633.811 Firefighter employer penalties.
- 633.812 Division cooperation with Federal Government; exemption from requirements for private firefighter employers.
- 633.813 Failure to implement a safety and health program; cancellations.
- 633.814 Expenses of administration.
- 633.815 Refusal to admit; penalty.
- 633.816 Firefighter employee rights and responsibilities.
- 633.817 Compliance.
- 633.818 False statements to insurers.
- 633.819 Matters within jurisdiction of the division; false, fictitious, or fraudulent acts, statements, and representations prohibited; penalty; statute of limitations.
- 633.820 Volunteer firefighters.
- 633.821 Workplace safety.
- Chapter 634 WARRANTY ASSOCIATIONS
- Chapter 635 MORTGAGE GUARANTY INSURANCE
- 635.011 Definitions.
- 635.021 Authority to transact mortgage guaranty insurance.
- 635.031 Additional limitations.
- 635.041 Contingency reserve.
- 635.042 Minimum surplus requirement.
- 635.051 Licensing and appointment of mortgage guaranty insurance agents.
- 635.061 Premium cost.
- 635.071 Filings, approval of forms; rate filings.
- 635.075 Restoration of property.
- 635.081 Administration and enforcement.
- 635.091 Provisions of Florida Insurance Code applicable to mortgage guaranty insurance.
- Chapter 636 PREPAID LIMITED HEALTH SERVICE ORGANIZATIONS AND DISCOUNT MEDICAL PLAN ORGANIZATIONS
- Chapter 641 HEALTH CARE SERVICE PROGRAMS
- Chapter 642 LEGAL EXPENSE INSURANCE
- 642.011 Short title.
- 642.013 Purpose.
- 642.015 Definitions.
- 642.016 Chapter exclusive; applicability of other laws.
- 642.017 Exemptions.
- 642.019 Organization of legal expense insurance corporations.
- 642.021 Certificate of authority.
- 642.022 Insurance business not authorized.
- 642.023 Required deposit or bond.
- 642.024 Levy upon deposit.
- 642.025 Policy and certificate forms.
- 642.0261 Net worth required of applicants.
- 642.0262 Net worth required to maintain certificate of authority.
- 642.027 Premium rates.
- 642.029 Contracts by insurers.
- 642.0301 Filing, license, statement, and miscellaneous fees.
- 642.032 Provisions of general insurance law applicable to legal expense insurance corporations.
- 642.0331 Grounds for suspension or revocation of certificate.
- 642.0334 Order; notice of suspension or revocation of certificate; effect; publication.
- 642.0336 Duration of suspension; obligations during suspension; reinstatement.
- 642.0338 Administrative fine in lieu of suspension or revocation.
- 642.034 License and appointment required.
- 642.036 Sales representatives to be licensed and appointed.
- 642.038 Reporting and accounting for funds.
- 642.041 Grounds for compulsory refusal, suspension, or revocation of license or appointment of contracting sales representatives.
- 642.043 Grounds for discretionary refusal, suspension, or revocation of license or appointment of sales representatives.
- 642.045 Procedure for refusal, suspension, or revocation of license and appointment of sales representative; departmental action upon violation by licensed insurance agent.
- 642.047 Administrative fine in lieu of suspension or revocation of license or appointment.
- 642.0475 Civil remedy.
- 642.048 Prohibited sales.
- 642.049 Construction.
- Chapter 648 BAIL BOND AGENTS
- 648.24 Declaration of public policy.
- 648.25 Definitions.
- 648.26 Department of Financial Services; administration.
- 648.27 Licenses and appointments; general.
- 648.279 Scope of license.
- 648.285 Bond agency; ownership requirements.
- 648.29 Build-up funds posted by bail bond agent.
- 648.295 Reporting and accounting of funds.
- 648.30 Licensure and appointment required.
- 648.31 Appointment taxes and fees.
- 648.315 Number of applications for licensure required.
- 648.33 Bail bond rates.
- 648.34 Bail bond agents; qualifications.
- 648.35 Professional bail bond agent; qualifications.
- 648.355 Temporary limited license as limited surety agent or professional bail bond agent; pending examination.
- 648.36 Bail bond agent’s records.
- 648.365 Statistical reporting requirements; penalty for failure to comply.
- 648.38 Licensure examination for bail bond agents; time; place; fees; scope.
- 648.381 Reexamination.
- 648.382 Appointment of bail bond agents and temporary bail bond agents; effective date of appointment.
- 648.383 Renewal, continuation, reinstatement, and termination of appointment; bail bond agents.
- 648.384 Effect of expiration of appointment; bail bond agents.
- 648.385 Continuing education required; application; exceptions; requirements; penalties.
- 648.386 Qualifications for prelicensing and continuing education schools and instructors.
- 648.387 Primary bail bond agents; duties.
- 648.388 Insurer must appoint managing general agent.
- 648.39 Termination of appointment of managing general agents, bail bond agents, and temporary bail bond agents.
- 648.40 Application for appointment of professional bail bond agents; termination.
- 648.41 Termination of appointment of temporary bail bond agents.
- 648.42 Registration of bail bond agents.
- 648.421 Notice of change of address or telephone number.
- 648.43 Power of attorney; to be approved by department; filing of copies; notification of transfer bond.
- 648.44 Prohibitions; penalty.
- 648.441 Furnishing supplies to unlicensed bail bond agent prohibited; civil liability and penalty.
- 648.442 Collateral security.
- 648.4425 Notice.
- 648.45 Actions against a licensee; suspension or revocation of eligibility to hold a license.
- 648.46 Procedure for disciplinary action against licensees.
- 648.48 Witnesses and evidence.
- 648.49 Duration of suspension or revocation.
- 648.50 Effect of suspension, revocation upon associated licenses and licensees.
- 648.51 Surrender of license.
- 648.52 Administrative fine.
- 648.525 Civil assessment.
- 648.53 Probation.
- 648.55 All bail bond agents of same agency; licensed by same companies.
- 648.57 Penalty.
- 648.571 Failure to return collateral; penalty.
- 648.58 Injunctive proceedings.
- Chapter 650 SOCIAL SECURITY FOR PUBLIC EMPLOYEES
- 650.01 Declaration of policy.
- 650.02 Definitions.
- 650.03 Federal-state agreement; interstate instrumentalities.
- 650.04 Contributions by state employees.
- 650.05 Plans for coverage of employees of political subdivisions.
- 650.07 Rules and regulations.
- 650.09 Liberal construction.
- 650.10 Referenda and certification.
- Chapter 651 CONTINUING CARE CONTRACTS
- 651.011 Definitions.
- 651.012 Exempted facility; written disclosure of exemption.
- 651.013 Chapter exclusive; applicability of other laws.
- 651.014 Insurance business not authorized.
- 651.015 Administration; forms; fees; rules; fines.
- 651.018 Administrative supervision.
- 651.019 New financing, additional financing, or refinancing.
- 651.021 Certificate of authority required.
- 651.022 Provisional certificate of authority; application.
- 651.023 Certificate of authority; application.
- 651.0235 Validity of provisional certificates of authority and certificates of authority.
- 651.024 Acquisition.
- 651.026 Annual reports.
- 651.0261 Quarterly statements.
- 651.028 Accredited facilities.
- 651.033 Escrow accounts.
- 651.035 Minimum liquid reserve requirements.
- 651.051 Maintenance of assets and records in state.
- 651.055 Contracts; right to rescind.
- 651.061 Dismissal or discharge of resident; refund.
- 651.065 Waiver of statutory protection.
- 651.071 Contracts as preferred claims on liquidation or receivership.
- 651.081 Residents’ council.
- 651.083 Residents’ rights.
- 651.085 Quarterly meetings between residents and the governing body of the provider; resident representation before the governing body of the provider.
- 651.091 Availability, distribution, and posting of reports and records; requirement of full disclosure.
- 651.095 Advertisements; requirements; penalties.
- 651.105 Examination and inspections.
- 651.106 Grounds for discretionary refusal, suspension, or revocation of certificate of authority.
- 651.107 Duration of suspension; obligations during suspension period; reinstatement.
- 651.108 Administrative fines.
- 651.1081 Remedies available in cases of unlawful sale.
- 651.111 Requests for inspections.
- 651.114 Delinquency proceedings; remedial rights.
- 651.1151 Administrative, vendor, and management contracts.
- 651.116 Delinquency proceedings; additional provisions.
- 651.117 Order of liquidation; duties of the Department of Children and Family Services and the Agency for Health Care Administration.
- 651.118 Agency for Health Care Administration; certificates of need; sheltered beds; community beds.
- 651.119 Assistance to persons affected by closure due to liquidation or pending liquidation.
- 651.121 Continuing Care Advisory Council.
- 651.123 Alternative dispute resolution.
- 651.125 Criminal penalties; injunctive relief.
- 651.13 Civil action.
- 651.131 Actions under prior law.
- 651.132 Amendment or renewal of existing contracts.
- 651.134 Investigatory records.