TITLE XXXVIII - BANKS AND BANKING (Ch.655-667)
- Chapter 655 FINANCIAL INSTITUTIONS GENERALLY
- 655.001 Purpose; application.
- 655.005 Definitions.
- 655.012 General supervisory powers; rulemaking; seal.
- 655.013 Effect on existing financial institutions.
- 655.015 Construction; standards to be observed by commission and office.
- 655.016 Liability when acting upon rule, order, or declaratory statement.
- 655.0201 Service of process, notice, or demand on financial institutions.
- 655.031 Administrative enforcement guidelines.
- 655.032 Investigations, subpoenas, hearings, and witnesses.
- 655.0321 Restricted access to certain hearings, proceedings, and related documents.
- 655.0322 Prohibited acts and practices; criminal penalties.
- 655.033 Cease and desist orders.
- 655.034 Injunctions.
- 655.037 Removal of a financial institution-affiliated party by the office.
- 655.0385 Disapproval of directors and executive officers.
- 655.0386 Transactions with financial institution-affiliated parties.
- 655.0391 Retention of supervision by office.
- 655.0392 Place of transacting business.
- 655.041 Administrative fines; enforcement.
- 655.043 Articles of incorporation; amendments; approval.
- 655.044 Accounting practices; bad debts ineligible to be carried as assets.
- 655.045 Examinations, reports, and internal audits; penalty.
- 655.047 Assessments; financial institutions.
- 655.049 Deposit of fees and assessments.
- 655.057 Records; limited restrictions upon public access.
- 655.059 Access to books and records; confidentiality; penalty for disclosure.
- 655.061 Competitive equality with federally organized or chartered financial institutions.
- 655.071 International banking facilities; definitions; notice before establishment.
- 655.41 Cross-industry conversions, mergers, consolidations, and acquisitions; definitions used in ss. 655.41-655.419.
- 655.411 Conversion of charter.
- 655.412 Merger and consolidation.
- 655.414 Acquisition of assets; assumption of liabilities.
- 655.416 Book value of assets.
- 655.417 Effect of merger, consolidation, conversion, or acquisition.
- 655.418 Nonconforming activities; cessation.
- 655.4185 Emergency action.
- 655.419 Effect.
- 655.50 Florida Control of Money Laundering in Financial Institutions Act; reports of transactions involving currency or monetary instruments; when required; purpose; definitions; penalties.
- 655.51 Employment information.
- 655.55 Law applicable to deposits in and contracts relating to extensions of credit by a deposit or lending institution located in this state.
- 655.56 Collection of fines, interest, or premiums on loans made by financial institutions.
- 655.60 Appraisals.
- 655.762 Sale of assets.
- 655.769 Definitions of terms used in ss. 655.77-655.91.
- 655.77 Deposits by minors.
- 655.78 Deposit accounts in two or more names.
- 655.79 Deposits and accounts in two or more names; presumption as to vesting on death.
- 655.80 Convenience accounts.
- 655.82 Pay-on-death accounts.
- 655.825 Deposits in trust; applicability of s. 655.82 in place of former s. 655.81.
- 655.83 Adverse claim to a deposit or fiduciary account.
- 655.84 Limitations; statements as correct.
- 655.85 Settlement of checks.
- 655.851 Unclaimed credit balances.
- 655.86 Issuance of postdated checks.
- 655.89 Legal holidays; business days; business and transactions.
- 655.90 Closing during emergencies and other special days.
- 655.91 Records of institutions and copies thereof; retention and destruction.
- 655.921 Transaction of business by out-of-state financial institutions; exempt transactions in the financial institutions codes.
- 655.922 Banking business by unauthorized persons; use of name.
- 655.93 Definitions for ss. 655.93-655.94.
- 655.931 Authority to engage in safe-deposit business.
- 655.932 Lease to minor.
- 655.933 Access by fiduciaries.
- 655.934 Effect of lessee’s death or incapacity.
- 655.935 Search procedure on death of lessee.
- 655.936 Delivery of safe-deposit box contents or property held in safekeeping to personal representative.
- 655.937 Access to safe-deposit boxes leased in two or more names.
- 655.938 Adverse claims to contents of safe-deposit box.
- 655.939 Limiting right of access for failure to comply with security procedures.
- 655.94 Special remedies for nonpayment of rent.
- 655.942 Standards of conduct; institutions.
- 655.943 Applications; verification.
- 655.946 Single interest insurance placed by financial institutions.
- 655.947 Debt cancellation products.
- 655.948 Significant events; notice required.
- 655.949 Personnel; qualifications.
- 655.954 Financial institution loans; credit cards.
- 655.960 Definitions; ss. 655.960-655.965.
- 655.961 Violation of specified provisions not negligence per se.
- 655.962 Lighting; mirrors; landscaping.
- 655.963 Access devices.
- 655.964 Application.
- 655.965 Preemption; prohibition.
- 655.966 Automated teller machine; surcharge disclosure.
- 655.967 State-funded endowments.
- Chapter 657 CREDIT UNIONS
- 657.001 Short title.
- 657.002 Definitions.
- 657.003 Purposes.
- 657.005 Application for authority to organize a credit union; investigation.
- 657.0061 Amendments to bylaws.
- 657.008 Place of doing business.
- 657.021 Board of directors; executive committee.
- 657.022 Executive officers.
- 657.023 Membership.
- 657.024 Membership meetings.
- 657.026 Supervisory or audit committee.
- 657.0265 Liability of credit union directors, supervisory committee members, or audit committee members.
- 657.027 Credit committee and credit manager.
- 657.028 Activities of directors, officers, committee members, employees, and agents.
- 657.031 Powers.
- 657.033 Accounts.
- 657.0335 Additional power to restrict withdrawals.
- 657.038 Loan powers.
- 657.039 Loan powers; extension of credit to directors and certain others.
- 657.041 Insurance.
- 657.042 Investment powers and limitations.
- 657.043 Reserves.
- 657.053 Assessments; state credit unions.
- 657.062 Conservatorship.
- 657.063 Involuntary liquidation.
- 657.064 Voluntary liquidation.
- 657.065 Merger.
- 657.066 Conversion from state credit union to federal credit union and conversely.
- Chapter 658 BANKS AND TRUST COMPANIES
- 658.12 Definitions.
- 658.16 Creation of banking or trust corporation.
- 658.165 Banker’s banks; formation; applicability of financial institutions codes; exceptions.
- 658.19 Application for authority to organize a bank or trust company.
- 658.20 Investigation by office.
- 658.21 Approval of application; findings required.
- 658.22 Coordination with federal agencies.
- 658.23 Submission of articles of incorporation; contents; form; approval; filing; commencement of corporate existence; bylaws.
- 658.235 Subscriptions for stock; approval of major shareholders.
- 658.24 Organizational procedures.
- 658.25 Opening for business.
- 658.26 Places of transacting business; branches; facilities.
- 658.27 Control of bank or trust company; definitions and related provisions.
- 658.28 Acquisition of control of a bank or trust company.
- 658.285 Acquisition or ownership of state banks by international banking corporations.
- 658.295 Interstate banking.
- 658.2953 Interstate branching.
- 658.296 Control of deposit-taking institutions.
- 658.30 Application of the Florida Business Corporation Act.
- 658.32 Annual meetings.
- 658.33 Directors, number, qualifications; officers.
- 658.34 Shares of capital stock.
- 658.35 Share options; warrants.
- 658.36 Changes in capital.
- 658.37 Dividends and surplus.
- 658.38 Deposit insurance.
- 658.39 Stockholders; examination of records.
- 658.40 Definitions for merger and consolidation.
- 658.41 Merger; resulting state or national bank.
- 658.42 Plan of merger and merger agreement.
- 658.43 Approval by office; valuation of assets; emergency action.
- 658.44 Approval by stockholders; rights of dissenters; preemptive rights.
- 658.45 Certificate of merger and effective date; effect on charters and powers.
- 658.48 Loans.
- 658.49 Loans by banks not exceeding $50,000.
- 658.491 Commercial loans by financial institutions.
- 658.51 Banks authorized to make commodity loans.
- 658.53 Borrowing; limits of indebtedness.
- 658.60 Depositories of public moneys and pledge of assets.
- 658.65 Remote financial service units.
- 658.67 Investment powers and limitations.
- 658.73 Fees and assessments.
- 658.79 Taking possession of insolvent state banks or trust companies.
- 658.80 Appointment of receiver or liquidator.
- 658.81 Office action; notice and court confirmation.
- 658.82 Receiver; powers and duties.
- 658.83 Liquidator; powers and duties.
- 658.84 Transfers by banks and other acts in contemplation of insolvency.
- 658.90 Receivers or liquidators under supervision of office.
- 658.94 Prima facie evidence.
- 658.95 Voluntary liquidation.
- 658.96 Procedure in voluntary liquidation.
- 658.995 Credit Card Bank Act.
- Chapter 660 TRUST BUSINESS
- 660.25 Definitions.
- 660.26 Trust department licensing.
- 660.265 Examination fees.
- 660.27 Deposit of securities with Chief Financial Officer.
- 660.28 Exemption from bond and other security as fiduciary.
- 660.29 Use of personnel and facilities.
- 660.30 Segregation of books, records, and assets; fiduciary assets not liable.
- 660.31 General trust business by trust companies and departments.
- 660.33 Trust service offices.
- 660.34 General powers.
- 660.35 Oaths, affidavits, and acknowledgments.
- 660.36 Fiduciary agency contracts.
- 660.37 Security for deposit of fiduciary funds.
- 660.38 Loans by and to fiduciary accounts.
- 660.39 Sales between fiduciary accounts.
- 660.40 Self dealing.
- 660.41 Corporations; certain fiduciary functions prohibited.
- 660.415 Investment by trust companies, trust departments, trustees, and fiduciaries.
- 660.417 Investment of fiduciary funds in investment instruments; permissible activity under certain circumstances; limitations.
- 660.418 Investment of fiduciary funds in syndicate securities.
- 660.42 Establishment of common trust funds.
- 660.43 Common trust fund investments.
- 660.431 Prudent investor rule.
- 660.44 Common trust fund to be audited annually.
- 660.45 Common trust fund court accountings.
- 660.46 Substitution of fiduciaries.
- 660.47 Surrender of fiduciary powers.
- 660.48 Receivership or voluntary liquidation.
- Chapter 663 INTERNATIONAL BANKING
- Chapter 665 ASSOCIATIONS
- 665.012 Definitions.
- 665.013 Applicability of chapter 658.
- 665.0211 Name.
- 665.0315 Reorganization, merger, or consolidation with a foreign association.
- 665.033 Conversion of state or federal mutual association to capital stock association.
- 665.0335 Supervisory case; emergency conversion, reorganization, merger; consolidation; acquisition of assets.
- 665.034 Acquisition of assets of or control over an association.
- 665.0345 Regulatory supervision of foreign associations.
- 665.0501 Powers of association generally.
- 665.0711 Loans.
- 665.074 Loan expenses.
- 665.075 Dealing with successors in interest.
- 665.1001 Foreign associations.
- 665.1011 Federal associations.
- Chapter 667 SAVINGS BANKS
- 667.001 Short title.
- 667.002 Definitions.
- 667.003 Applicability of chapter 658.
- 667.004 Name.
- 667.005 Reorganization, merger, or consolidation with a foreign savings bank.
- 667.006 Conversion of state or federal mutual savings bank or state or federal mutual association to capital stock savings bank.
- 667.007 Supervisory case; emergency conversion, reorganization, merger; consolidation; acquisition of assets.
- 667.008 Acquisition of assets of or control over a savings bank.
- 667.009 Powers of savings bank generally.
- 667.010 Loans.
- 667.011 Loan expenses.
- 667.012 Dealing with successors in interest.
- 667.013 Foreign savings banks.