16a-2-405.   Payday loans to military borrowers;restrictions.(a) Any person who makes a loan under the provisions ofK.S.A. 16a-2-404, andamendments thereto, shall:

      (1)   Not garnish any wages or salary paid to a military borrower for servicein the armedforces.

      (2)   Defer all collection activity against a military borrower who has beendeployed to acombat or combat support posting for the duration of such posting.

      (3)   Not contact any person in the military chain of command of a militaryborrower in anattempt to collect such loan.

      (4)   Honor all terms of any repayment agreement between the person making suchloan and:

      (A)   The military borrower; or

      (B)   any military counselor or third party credit counselor negotiating onbehalf of themilitary borrower.

      (5)   Not make any loan to any military borrower whenever the military basecommanderhas declared such person's place of business off limits to military personnel.

      (b)   For the purposes of this section, "military borrower" means any of thefollowing that havebeen called to active duty:

      (1)   Any member of the armed forces of the United States;

      (2)   any member of the national guard; or

      (3)   any member of the armed forces reserves.

      (c)   This section shall be supplemental to and a part of the uniform consumercredit code.

      History:   L. 2005, ch. 144, § 22; July 1.