16a-3-304

Chapter 16a.--CONSUMER CREDIT CODE

Part 3 LIMITATIONS ON AGREEMENTS AND PRACTICES
Article 3.--REGULATION OF AGREEMENTS AND PRACTICES

     
16a-3-304.   (UCCC) Use of multiple
agreements.
(1) A creditor may not engage in a pattern or practice of
using multiple agreements to obtain a
higher finance charge than would otherwise be permitted by the
provisions of the article on finance charges and related provisions
(article 2).

     
(2)   The excess amount of finance charge provided for in this section
is an excess charge for the purposes of the provisions on rights of
parties (K.S.A. 16a-5-201, and amendments
thereto) and the provisions on civil actions by
administrator (K.S.A. 16a-6-113, and amendments
thereto).

     
History:   L. 1973, ch. 85, § 50; L. 1977, ch. 71, § 2;
L. 1999, ch. 107, § 23;
L. 2005, ch. 144, § 14; July 1.