Kansas Statutes

Chapter 40 INSURANCE

Article 1 INSURANCE DEPARTMENT
- 40-101. Name.
- 40-102. Insurance department; creation; commissioner of insurance, duties and salary.
- 40-103. Supervision of commissioner.
- 40-104. Supervision over transactions.
- 40-105. Powers, duties, authority and jurisdiction conferred on commissioner of insurance.
- 40-105a
- 40-105b
- 40-105c, 40-105d
- 40-106. Commissioner, election, term; vacancy.
- 40-107. Oath of commissioner.
- 40-108. Annual report of commissioner; record of proceedings.
- 40-109. Qualifications; personal attention to duties; interest in insurance company.
- 40-110. Assistants and employees; salaries; oaths; authority of assistants; responsibility.
- 40-111. Seal of commissioner of insurance.
- 40-112. Insurance department service regulation fund; disposition of fees and certain taxes; assessments for maintenance and expenses of department; credit for payments to other states; exemptions; pe
- 40-112a
- 40-113. Criminal anti-fraud division; powers and duties.
Article 2 GENERAL PROVISIONS
- 40-201. Insurance company defined.
- 40-201a. Service contract; exempt from regulation.
- 40-202. Code inapplicable to certain lodges, societies, persons and associations.
- 40-203. Name of company or society; submission of name to commissioner.
- 40-204. Unlawful to offer stock for sale without permit from commissioner; void shares, when.
- 40-205. Application for permit to offer stock for sale; contents; duties of commissioner; findings; issuance or denial of permit; terms of permit; report by insurer; amendment or suspension of permit;
- 40-205a. Application for license to sell stock of insurance company or health maintenance organization, fee.
- 40-205b. Denial of application to sell stock as agent; hearing.
- 40-205c. Revocation of agent's license; hearing.
- 40-205d. Appeal of commission's decision.
- 40-205e. Penalty.
- 40-206
- 40-207. Secretary and certain officers to give bond.
- 40-208. Examination by commissioner before issuance of certificate.
- 40-209. Foreign companies; requirements to transact business, waiver thereof; certificate of authority; application of corporation code and other laws.
- 40-209a
- 40-209b. Same; act supplemental.
- 40-210. Foreign companies outside United States; permission to transact business; assets; condition.
- 40-211. Amount of deposit of foreign company outside United States.
- 40-212. Credit for reinsured risks.
- 40-213. Unlawful transfer of premium notes.
- 40-214. Conditions under which insurance may be written; certificate of authority; revocation, when; unlawful acts.
- 40-215. Duration of licenses and certificates.
- 40-216. Business prohibited until certain filings made; contracts effective on filing; filing of contracts on behalf of insurer by rating organization or another insurer; contracts written in foreign
- 40-217. Contents of policies of foreign company.
- 40-218. Actions and garnishment proceedings against insurance companies; process; venue; procedure; fee; record of commissioner.
- 40-219. Failure of company to pay judgment.
- 40-220. Action against insurance company to be brought in this state; injunction.
- 40-221
- 40-221a. Reinsurance of risks of and by Kansas companies.
- 40-222. Examination of condition of company, when; report, disclosure; suspension or revocation of certificate; notice and hearing.
- 40-222a. Examination of corporations organizing domestic insurance companies.
- 40-222b. Insurance company in hazardous financial condition; order of commissioner, notice and hearing; requirements which may be imposed; transfer of special deposit to guaranty fund, when.
- 40-222c. Same; insurance company defined.
- 40-222d. Same; company deemed to be in hazardous financial condition, when.
- 40-222e. Same; suspension, revocation or refusal to renew certificate.
- 40-222f. Examination of condition of company; definitions.
- 40-223. Fees for examinations; compensation and expenses for examiners.
- 40-223a. Insurance company annual statement examination fund established; purpose.
- 40-223b. Same; compensation and expenses of examiners.
- 40-223c. Same; duties of commissioner; warrants of director of accounts and reports.
- 40-223d. Same; insufficiency of fund; transfer from general fund, limitation; files.
- 40-223e. Training insurance company examiners; establishment of revolving fund for financing training.
- 40-223f. Same; compensation and expenses of persons receiving training.
- 40-223g. Same; payments from revolving fund.
- 40-223h. Property and casualty actuarial opinion letter law; citation of act.
- 40-223i. Same; actuarial opinion, contents; procedure.
- 40-223j. Same; authority of commissioner; rules and regulations.
- 40-224. When disbursements to be made only on voucher or affidavit.
- 40-225. Company participation in insurance regulatory information system; annual statements of condition to be filed with commissioner; authority of commission to require annual audit and financial re
- 40-226
- 40-227
- 40-227a
- 40-228
- 40-229. Valuation of securities.
- 40-229a. Security deposits; deposit with financial institution; custodian and arrangements acceptable to commissioner; release and exchange of assets; income; forms prescribed and provided by commissi
- 40-230
- 40-230a. Deposit of securities purchased from sale of stock during organization period.
- 40-231. Dealing in goods, wares and merchandise prohibited; exceptions.
- 40-232. Sale of stock with insurance.
- 40-233. Dividends, interest or bonus; payment from earned surplus.
- 40-234. Unearned premium reserves of insurance companies; domestic title insurance companies; noncancelable policies, additional reserves.
- 40-234a. Reserves required for accident and health policies; unearned premium reserves.
- 40-234b. Unearned premium reserves required for domestic title insurance companies.
- 40-234c. Unearned premium reserves required of foreign title insurance company.
- 40-235. Misrepresentations regarding policy terms; title insurance policies, search and examination requirements.
- 40-236. Statements made with intent to injure company.
- 40-237. Contracts and promissory notes by minors.
- 40-238. Resident general agents of foreign companies.
- 40-239. Definition; insurance agent.
- 40-240
- 40-240a
- 40-240b
- 40-240c, 40-240d
- 40-240e
- 40-240f
- 40-240g. Rules and regulations.
- 40-241. Examination of individual applicants for agents' licenses; fee; classes of insurance; issuance of license, when; record of licenses issued and companies agents certified to represent; auto
- 40-241a
- 40-241b
- 40-241c
- 40-241d
- 40-241e
- 40-241f
- 40-241g
- 40-241h. Waiver of examination in certain cases.
- 40-241i
- 40-241j. Annual report of agents contracted with and payment of certification fees; audit.
- 40-241k. Rules and regulations; establishing fees for agents.
- 40-242
- 40-243
- 40-244. Representations without complying with code.
- 40-245
- 40-246
- 40-246a. Penalties for violating 40-246; hearings.
- 40-246b. Excess coverage license to effect insurance or reinsurance in nonadmitted companies; application; fee; affidavit; records; revocation or suspension of license; agent authorized to place busin
- 40-246c. Excess coverage license to effect insurance or reinsurance in nonadmitted companies; accounting of gross premiums and tax thereon; penalty.
- 40-246d. Same; revocation or suspension of license, when.
- 40-246e. List of nonadmitted insurers authorized to write excess coverage on Kansas risks; requirements; removal from list.
- 40-246f
- 40-247. Insurance agent or broker failing to pay premium to company; penalty.
- 40-248. Discontinuance of business.
- 40-249. Policies to be issued within two years.
- 40-250. Companies subject to act.
- 40-251. Insurance commissioner; legal representation; judicial review of actions.
- 40-252. Schedules of fees and taxes for insurance companies and fraternal benefit societies; credits; deductions; returns; time for payment.
- 40-252a. Insurance company tax and fee refund revolving fund; use; duties of commissioner and director of accounts and reports; procedure.
- 40-252b. Fees, charges and taxes under 40-252; in lieu of all other license fees and taxes; exceptions.
- 40-252c. Same; credits; definitions.
- 40-252d. Credit against premium tax for salaries paid to Kansas employees.
- 40-252e. Small insurance company credit against premium tax.
- 40-252f. Credit for insurance companies for certain business investment expenses in qualified business facilities; eligibility; definitions.
- 40-252g. Same; expiration of act.
- 40-253. Payment of fees and taxes in other states by Kansas companies; retaliatory measures, when.
- 40-253a. Payment of fees and taxes in other states by Kansas companies; retaliatory measures; effect of certain tax credits.
- 40-254. Violations of act; penalty.
- 40-255
- 40-256. Attorney fees in actions on insurance policies; exception.
- 40-257. Invalidity of code of 1927.
- 40-258. Actions to recover death benefits based on certain policies; distribution.
- 40-259. Continuity of management of domestic companies in national emergency; declaration of purpose.
- 40-260. Same; adoption of emergency bylaws; effect.
- 40-261. Same; effective provisions of law if emergency bylaws not adopted at time emergency occurs.
- 40-262. Same; succession national emergency lists; basis; conditions.
- 40-263. Same; home or principal office; alternate locations.
- 40-264. Statement of ownership of equity shares in domestic stock companies filed with commissioner, when; changes.
- 40-265. Profits from sale or purchase of equity securities to inure to benefit of company, when; actions for recovery; exemption.
- 40-266. Unlawful acts in connection with sale of equity securities.
- 40-267. Provisions of 40-265, 40-266 inapplicable to certain sales; rules and regulations.
- 40-268. Provisions of 40-264 to 40-266 inapplicable to arbitrage transactions; exception.
- 40-269. Equity security defined.
- 40-270. Provisions of 40-264 to 40-266 inapplicable to equity securities of domestic companies, when.
- 40-271. Rules and regulations by commissioner.
- 40-272. Regulations regarding proxies, consents or authorization concerning securities of domestic companies.
- 40-273. Joint underwriting and joint reinsurance; filing requirements; changes; prohibitions.
- 40-274. Same; solicitation; countersignature requirements.
- 40-275. Advance or partial payment not admissible as admission against interest or admission of liability; credit; no recovery; limitation of actions.
- 40-276. Cancellation of automobile liability insurance; definitions.
- 40-276a. Automobile liability insurance policies; denial of renewal; notice; conditions; exceptions.
- 40-277. Automobile liability insurance policies; limitations on policy conditions for cancellation.
- 40-278. Cancellation or nonrenewal of automobile liability policy; notice of availability of Kansas automobile insurance plan.
- 40-279, 40-280
- 40-281. Hearings by commissioner on any matter relating to insurance; procedure; subpoena.
- 40-282. Extension of credit to policyholder by insurance agent; conditions; request for cancellation of insurance for nonpayment of policyholder's account; exceptions.
- 40-283. Same; interest not subject to certain provisions.
- 40-283a. Premium financing or extension of credit for term exceeding one year prohibited; renewal of agreement at expiration of term.
- 40-284. Uninsured motorist coverage and underinsured motorist coverage; rejection; antistacking provision; exclusions or limitations of coverage; subrogation rights of underinsured motorist coverage i
- 40-285. Same; uninsured motor vehicle includes vehicle whose insurer is insolvent.
- 40-286. Same; extent of insurer's insolvency protection.
- 40-287. Same; subrogation rights.
- 40-288. Same; provisions of article 22 of chapter 40 not required.
- 40-289 to 40-293
- 40-293a. Kansas riot reinsurance reimbursement fund abolished; transfer of moneys therein to general fund.
- 40-294
- 40-295. Automobile insurance policies; discrimination on basis of age of insured prohibited in issuance, extension or renewal.
- 40-296. Same; offer of insurance by one of group of affiliated insurors, effect.
- 40-297. Same; group of affiliated insurors defined.
- 40-298. Sale of insurance in connection with sale and financing of automobile; definitions.
- 40-299. Sale of physical damage insurance in connection with sale and financing of automobile; acknowledgment by purchaser, form; suspension, or revocation of license.
- 40-2,100. Insurance coverage to include reimbursement or indemnity for services performed by optometrist, dentist or podiatrist.
- 40-2,101. No policies, contracts or agreements for medical service shall deny reimbursement or indemnification for any service within scope of practice licensed under Kansas healing arts act.
- 40-2,102. Coverage for newly born and adopted children; coverage for immunizations; notification of birth or adoption; mandatory option to cover delivery expenses of birth mother of adopted child.
- 40-2,103. Application of designated statutes.
- 40-2,104. Insurance coverage to include reimbursement for services performed by licensed psychologist.
- 40-2,105. Insurance coverage under individual or small employer group policies for services rendered in treatment of mental illness, alcoholism, drug abuse or substance use disorders; limitations; exc
- 40-2,105a. Kansas mental health parity act; insurance coverage for services rendered in the treatment of mental illnesses, alcoholism, drug abuse or substance use disorders; limitations.
- 40-2,105b. Same; insurance coverage for psychotherapeutic drugs used for treatment of mental illness.
- 40-2,105c. Same; exemption.
- 40-2,105d. Citation of act.
- 40-2,106. Definitions.
- 40-2,107. Minimum notice requirements for cancellation of insurance agency contract by insurance company.
- 40-2,108. Same; rules and regulations by commissioner.
- 40-2,109. Mental or physical handicaps; rate discrimination prohibited; enforcement.
- 40-2,110. Reporting fire losses; rules and regulations; report forms.
- 40-2,111. Definitions.
- 40-2,112. Adverse underwriting decisions; reasons required to be furnished; refunds of premiums; time for making decision.
- 40-2,113. Nonliability for information relating to adverse underwriting decision.
- 40-2,114. Insurance coverage to include reimbursement for services performed by licensed specialist social worker.
- 40-2,115. Liability insurance coverage for punitive damages assessed against certain persons.
- 40-2,116. Definitions.
- 40-2,117. Provision of health services by professional provider; allowable charges.
- 40-2,118. Fraudulent insurance act defined; penalty; notification of commissioner, when; antifraud plan.
- 40-2,119. Same; immunity from civil liability for certain persons.
- 40-2,120. Business or professional property or casualty insurance; cancellation, when.
- 40-2,121. Same; nonrenewal; notice required.
- 40-2,122. Cancellation or nonrenewal of policy; written explanation required.
- 40-2,123. Insurers authorized to discontinue certain business in state, when; enforcement.
- 40-2,124. Certain property and casualty rate filings not affected by certain rate regulation statutes.
- 40-2,125. Violation of insurance laws; failure to file reports; penalties; emergency temporary cease and desist orders; definitions.
- 40-2,126. Interest due on insurance settlements, when.
- 40-2,127. Same; application to multiple payments.
- 40-2,128. Same; rules and regulations.
- 40-2,129. Managing general agents; title of act.
- 40-2,130. Managing general agents; definitions.
- 40-2,131. Same; licensure requirements; bond.
- 40-2,132. Same; written contract to be in force prior to placement of business with insurer, minimum provisions governing relationship.
- 40-2,133. Same; utilization by insurer; acts required to be performed by and prohibitions on insurer.
- 40-2,134. Same; acts deemed to be acts of insurer; examination.
- 40-2,135. Same; sanctions for violations; rights of policyholders, claimants and auditors not restricted.
- 40-2,136. Same; rules and regulations.
- 40-2,137. Assessment of costs of certain administrative hearings, guidelines, procedure.
- 40-2,138. Investments by insurance companies governed by state law notwithstanding federal preemption.
- 40-2,139
- 40-2,140 to 40-2,152
- 40-2,153. Insurance coverage to allow choice of pharmacy providers.
- 40-2,154. Medicaid eligibility and coverage; prohibitions.
- 40-2,155. Motor vehicle glass replacement; prohibitions; rights of the insured.
- 40-2,156. Acquisitions and dispositions of assets or nonrenewals, cancellations or revisions of reinsurance agreements; report; confidential.
- 40-2,156a. Reporting requirements for material nonrenewal, cancellation of revision of ceded reinsurance agreements.
- 40-2,157. Material acquisitions or dispositions of assets, defined; assets subject to act; information required to be disclosed.
- 40-2,158
- 40-2,159. Reports on a nonconsolidated basis; exception.
- 40-2,160. Coverage for minimum inpatient care following birth of child.
- 40-2,161. Coverage for children in the custody of the commissioner of juvenile justice.
- 40-2,162. Change of domicile of insurer or mutual holding company, requirements; continuation of certificate of authority, agent appointments, licenses, rates and other items; rules and regulations.
- 40-2,162a
- 40-2,163. Coverage for certain expenses relating to care and treatment of diabetes; educational expenses; exceptions.
- 40-2,164. Coverage of prostate cancer screening.
- 40-2,165. Coverage of general anesthesia in conjunction with dental care for certain individuals.
- 40-2,166. Coverage of reconstructive breast surgery.
- 40-2,166a. Coverage for osteoporosis.
- 40-2,167. Off-label use of prescription drugs; definitions.
- 40-2,168. Same; coverage for cancer treatment; exclusion from coverage prohibited.
- 40-2,169. Same; commissioner of insurance, powers.
- 40-2,170. Same; coverage not affected, when.
- 40-2,171 to 40-2,183
Article 2a INVESTMENTS BY OTHER THAN LIFE INSURANCE COMPANIES
- 40-2a01. United States government obligations; call options.
- 40-2a02. State, District of Columbia, territorial and municipal obligations.
- 40-2a03. Canadian government, provincial and municipal obligations.
- 40-2a04. Foreign government obligations.
- 40-2a05. Corporate obligations; definitions.
- 40-2a06. Equipment trust obligations or conditional sales contract.
- 40-2a07. Preferred and guaranteed stocks; definitions.
- 40-2a08. Common stocks; call options.
- 40-2a09. Stock in any insurance company, health maintenance organization, incorporated insurance agency or holding corporation.
- 40-2a10. Bank certificates of deposit.
- 40-2a11. Savings and loan shares or deposits.
- 40-2a12. Real estate bonds and mortgages.
- 40-2a13. Real estate.
- 40-2a14. Collateral loans.
- 40-2a15
- 40-2a16. Leeway clause.
- 40-2a17. International bank for reconstruction and development, inter-American development bank and African development bank.
- 40-2a18. Real estate investment trusts.
- 40-2a19. Prior lawful investments.
- 40-2a20. Adoption of nominee name; designation of bank as trustee.
- 40-2a21. Securities lending, repurchase and reverse repurchase transactions; requirements; definitions.
- 40-2a22. Investment companies; money market mutual funds.
- 40-2a23
- 40-2a24. Financial futures contracts; definitions; use for hedging purposes; definitions.
- 40-2a25. Mortgage related securities.
- 40-2a26. Medium and lower grade obligations; definitions.
- 40-2a27. Same; limitations; exceptions; insurance company required to adopt written investment plan.
- 40-2a28. Investment in asset-backed securities; conditions; definitions.
Article 2b INVESTMENTS BY LIFE INSURANCE COMPANIES
- 40-2b01. United States government obligations; call options.
- 40-2b02. State, District of Columbia, territorial and municipal obligations.
- 40-2b03. Canadian government, provincial and municipal obligations.
- 40-2b04. Investments in foreign jurisdictions and currencies; definitions.
- 40-2b05. Corporate obligations; definitions.
- 40-2b06. Preferred and guaranteed stocks; definitions.
- 40-2b07. Common stocks; call options.
- 40-2b08. Equipment trust obligations or conditional sales contracts.
- 40-2b09. Real estate bonds, mortgages, tax lien certificates.
- 40-2b10. Real estate.
- 40-2b11. Policy loans.
- 40-2b12. Collateral loans.
- 40-2b13. Leeway clause.
- 40-2b14
- 40-2b15. Savings and loan shares or deposits.
- 40-2b16. Bank certificates of deposit.
- 40-2b17. International bank for reconstruction and development, inter-American development bank and African development bank.
- 40-2b18. Real estate investment trusts.
- 40-2b19. Prior lawful investments.
- 40-2b20. Adoption of nominee name; designation of bank as trustee; defining clearing corporation.
- 40-2b21. Securities lending, repurchase and reverse repurchase transactions; requirements; definitions.
- 40-2b22
- 40-2b23. Stock in any insurance company, health maintenance organization, incorporated insurance agency or holding corporation.
- 40-2b24. Investment companies; money market mutual funds.
- 40-2b25. Financial futures contracts; definitions; use for hedging purposes; replication transactions; rules and regulations.
- 40-2b26. Mortgage related securities.
- 40-2b27. Medium and lower grade obligations; definitions.
- 40-2b28. Same; limitations; exceptions; insurance company required to adopt written investment plan.
- 40-2b29. Investment in asset-backed securities; conditions; definitions.
Article 2c RISK-BASED CAPITAL REQUIREMENTS
- 40-2c01. Risk-based capital requirements; definitions.
- 40-2c01a
- 40-2c02. Risk-based capital report.
- 40-2c03. Determination of risk-based capital.
- 40-2c04. Risk-based capital report; adjustment.
- 40-2c05. Risk-based capital; company action level event; defined.
- 40-2c06. Risk-based capital; company action level event; submission of RBC plan.
- 40-2c07. Risk-based capital plan; submission.
- 40-2c08. Risk-based capital plan; notification by commissioner.
- 40-2c09. Risk-based capital plan; notification a regulatory action level event.
- 40-2c10. Domestic insurer to file RBC plan in any state authorized to do business.
- 40-2c11. Regulatory action level event; defined.
- 40-2c12. Regulatory action level event; commissioner's duties.
- 40-2c13. Corrective actions; submission of RBC plans, when.
- 40-2c14. Review of RBC plans; expenses.
- 40-2c15. Authorized control level event; defined.
- 40-2c16. Authorized control level event; commissioner's duties.
- 40-2c17. Mandatory control event; defined.
- 40-2c18. Mandatory control level event; commissioner's actions.
- 40-2c19. Hearing under Kansas administrative procedure act.
- 40-2c20. RBC reports, plans and corrective orders are confidential; not to be used by commissioner for rate making.
- 40-2c21. Comparison of insurer's total adjusted capital to RBC levels, prohibited generally.
- 40-2c22. Provisions of act supplemental to other provisions of law.
- 40-2c23. Foreign insurer RBC report, when.
- 40-2c24. Commissioner may require foreign insurer to file RBC plan, when.
- 40-2c25. Mandatory control level event; foreign insurer; liquidation of property.
- 40-2c26. Notices by commissioner; effective, when.
- 40-2c27. Invalidity of act.
- 40-2c28. Property and casualty insurer exempt; when.
- 40-2c29. RBC; rules and regulations; conditions.
Article 2d HEALTH ORGANIZATION RISK-BASED CAPITAL REQUIREMENTS
- 40-2d01. Risk-based capital requirements; definitions.
- 40-2d02. Risk-based capital report.
- 40-2d03. Determination of risk-based capital.
- 40-2d04. Risk-based capital report; adjustment.
- 40-2d05. Risk-based capital; company action level event; defined.
- 40-2d06. Risk-based capital; company action level event; submission of RBC plan.
- 40-2d07. Risk-based capital report; submission.
- 40-2d08. Risk-based capital plan; notification by commissioner.
- 40-2d09. Risk-based capital plan; notification of a regulatory action event.
- 40-2d10. Domestic health organization to file RBC plan in any state authorized to do business.
- 40-2d11. Regulatory action level event.
- 40-2d12. Regulatory action level event; commissioner's duties.
- 40-2d13. Corrective actions; submission of RBC plans, when.
- 40-2d14. Review of RBC plans; expenses.
- 40-2d15. Authorized control level event; defined.
- 40-2d16. Authorized control level event; commissioner's duties.
- 40-2d17. Mandatory control event; defined.
- 40-2d18. Mandatory control level event; commissioner's actions.
- 40-2d19. Hearing under Kansas administrative procedure act.
- 40-2d20. RBC reports, plans and corrective orders are confidential; not to be used for rate making.
- 40-2d21. Comparison of health organization's total adjusted capital to RBC levels, prohibited generally.
- 40-2d22. Provisions of act supplemental to other provisions of law.
- 40-2d23. Foreign health organization; RBC report.
- 40-2d24. Commissioner may require foreign health insurer to file RBC plan, when.
- 40-2d25. Mandatory control level event; foreign health organization; liquidation of property.
- 40-2d26. Notices by commissioner; effective, when.
- 40-2d27. Invalidity of act.
- 40-2d28. Regulatory action provisions; phase in.
- 40-2d29. Rules and regulations.
- 40-2d30. Health organization risk-based capital act; citation.
Article 3 ORGANIZATION, MERGER OR CONSOLIDATION OF STOCK COMPANIES
- 40-301. Definition of insurance company.
- 40-302. Minimum capital; par value of stock.
- 40-303. Powers of board of directors.
- 40-304. Subscription of stock.
- 40-305. Directors; numbers; election; oath.
- 40-306. Officers and agents; signatures to contracts.
- 40-307. Amendment of charter; increase or decrease of capital.
- 40-308. Transfer of stock; application of dividends on notes or obligations of stockholders.
- 40-309. Union, merger or consolidation; reinsurance.
- 40-310. Additional kinds of insurance authorized; surplus and deposit requirements.
Article 4 GENERAL PROVISIONS RELATING TO LIFE INSURANCE COMPANIES
- 40-401. Formation of company on stock or mutual plan; powers of companies; combination policies; organizational requirements; guaranty funds; deposits with joint custodians; withdrawals, when; paid-up
- 40-402. Paid-up capital stock, surplus; deposit of securities.
- 40-403
- 40-403a
- 40-403b. Same; foreign companies.
- 40-403c
- 40-404
- 40-404a
- 40-404b
- 40-404c
- 40-405
- 40-406
- 40-407
- 40-408
- 40-409. Valuation of policies; compensation of actuary; standard valuation law; commissioners' reserve valuation method; lapse rates; aggregate reserves; calculations; Kansas companies doing busin
- 40-410. Cancellation of policy for nonpayment of premiums; notice, when; policyowner defined.
- 40-411. Notice of intention to cancel policy for nonpayment of premium; time for payment.
- 40-412. When action to be maintained on insurance contract.
- 40-413. Death of beneficiary in policy; duties of insurance company.
- 40-414. Exemption of interests in policies; exceptions.
- 40-414a. Trust provisions in contracts; restrictions on alienation; exemptions.
- 40-415. Insurance to go to estate of insured when beneficiary dies before insured.
- 40-416. Subsequent agreements.
- 40-417. Fraud and perjury; penalty.
- 40-418. Materiality of misrepresentation in obtaining policy.
- 40-419. Tender of premiums with defense of misrepresentation.
- 40-419a. Refund upon cancellation of individual term policy; calculation.
- 40-420. Contents of insurance policy; exceptions.
- 40-420a. Policy loan interest rates; purpose.
- 40-420b. Same; definitions.
- 40-420c. Same; methods to determine interest rates; definitions.
- 40-420d. Same; applicability to policies.
- 40-421. Provisions insurance policy not to contain.
- 40-422. Industrial life insurance; definitions.
- 40-423. Same; contents of industrial life insurance policy; exceptions; surrender.
- 40-424. Same; designation of beneficiary; change of; payments.
- 40-425. Same; cash surrender value and value of stipulated form to be equal.
- 40-426. Same; commissioner may authorize policies more favorable.
- 40-427. Nonforfeiture benefits and cash surrender values in life policies issued prior to the operative date of 40-428.
- 40-428. Standard nonforfeiture law.
- 40-428a
- 40-429. Loan provisions in policies.
- 40-430
- 40-431. Definition of due date for the payment of premiums and of when premium in default.
- 40-432. Invalidity of part.
- 40-433. Group life insurance; types of policies and requirements.
- 40-433a. Same; provision granting employee right of assignment of benefits.
- 40-434. Same; policy provisions required.
- 40-435. Group life insurance; conversion privileges; notice.
- 40-436. Establishment of separate accounts; investment and handling; contracts for benefits in variable amounts; limitation and regulation of issuance; authority of commissioner; rules and regulations
- 40-437. Establishment of separate accounts; application of other laws; variable life contracts, provisions required; reserve liability requirements.
- 40-438. Same; severability.
- 40-439. Assignment of rights and privileges under life and accident and health insurance policies.
- 40-440. Same; act acknowledges existing right of assignment.
- 40-441. Designation of trustee under will as beneficiary of life insurance policy.
- 40-442. Issuance of life insurance policy; filing of form prior to issuance.
- 40-443. Same; approval of commissioner.
- 40-444. Same; disapproval of policy form; notice, requirements; hearing.
- 40-445. Same; withdrawal of approval; notice and hearing; unlawful for insurer to issue or use such form.
- 40-446
- 40-447. Payment of life insurance proceeds; interest required to be paid, when.
- 40-448. Transfer of domicile of domestic company; approval of commissioner; admittance as foreign insurer; deposit of securities; certificate of secretary of state; continuation of existing authority
- 40-449. Policies covering debtors, replacement by creditor; limitation on contestation.
- 40-450. Life insurance; insurable interests; assignments to charitable, benevolent, educational and religious institutions.
- 40-451. Coverage temporarily effective, when; written receipt for premium may exclude, void or limit coverage; refund of unearned premium.
- 40-452. Life insurance; employer's insurable interest in employees; when.
- 40-453. Life insurance; insurable interest.
- 40-454 to 40-460. Reserved.
- 40-461. Structured settlement protection act; definitions.
- 40-462. Same; disclosure statement, contents.
- 40-463. Same; approval of transfer; required findings.
- 40-464. Same; discharge of structured settlement obligor and annuity issuer, when; liability of transferee.
- 40-465. Same; application for approval of transfer of structured settlement payment rights; procedure.
- 40-466. Same; limitations on provisions of transfer agreement.
- 40-467. Same; citation of act; applicability to workers compensation.
- 40-468 to 40-4,100. Reserved.
- 40-4,101. Standard nonforfeiture law for individual deferred annuities; citation of act.
- 40-4,102. Same; application.
- 40-4,103. Same; nonforfeiture requirements.
- 40-4,104. Same; minimum values; rules and regulations.
- 40-4,105. Same; computation of present value.
- 40-4,106. Same; calculation of cash surrender value.
- 40-4,107. Same; calculation of paid-up annuity benefits.
- 40-4,108. Same; maturity date.
- 40-4,109. Same; disclosure of death benefits.
- 40-4,110. Same; inclusion of lapse of time considerations.
- 40-4,111. Same; proration of values; additional benefits.
- 40-4,112. Same; rules and regulations.
- 40-4,113. Same; effective date.
Article 5 MUTUAL LIFE INSURANCE COMPANIES
- 40-501. Formation.
- 40-502. Directors and officers; vacancies; elections.
- 40-503. Seal; bylaws.
- 40-504. Certificate of authority; procedure and fee; duties of attorney general.
- 40-505. Suspension of business.
- 40-506. Issuance of participating and nonparticipating insurance and annuities by mutual life insurance companies.
- 40-507. Merger or consolidation; order of commissioner directing delivery of assets.
- 40-508. Same; merger and consolidation defined.
- 40-509. Same; resolution of boards of directors.
- 40-510. Same; merger or consolidation of companies; filing agreement with commissioner; hearing; disapproval, grounds; notice of disapproval.
- 40-511. Same; approval by two-thirds vote of policyholders; notice of meeting; summary of agreement.
- 40-512. Same; impaired insurer.
- 40-513. Same; articles of merger or consolidation, requirements.
- 40-514. Same; articles of merger or consolidation, examination by commissioner; approval; filings; effect of commissioner's approval.
- 40-515. Same; compensation of directors and officers; criminal penalties.
- 40-516. Same; act supplemental to insurance code; severability.
Article 6 MUTUAL ASSESSMENT LIFE ASSOCIATIONS
- 40-601. Mutual assessment life associations; types of insurance permitted; liability of policyholders; deposit of securities.
- 40-602. Formation; directors and officers; annual meeting.
- 40-603. What policy to state.
- 40-604. Regulations and restrictions.
- 40-605. Policy not contestable; assessment to pay policy on maturity; payment to beneficiary.
- 40-606. Suspension of business and reinsurance.
- 40-607. Regulations and restrictions of foreign mutual assessment life associations.
- 40-608. Reserve funds; reports.
- 40-609. Act not to apply to certain associations.
Article 7 FRATERNAL BENEFIT SOCIETIES
- 40-701
- 40-702
- 40-703
- 40-704
- 40-705
- 40-706
- 40-706a
- 40-707
- 40-708
- 40-709
- 40-710
- 40-711
- 40-712
- 40-713
- 40-714
- 40-715
- 40-716
- 40-717
- 40-718
- 40-719, 40-720
- 40-721
- 40-722
- 40-723, 40-724
- 40-725
- 40-726 to 40-737
- 40-738. Definitions.
- 40-739. Operation on lodge system; subordinate lodges required to hold regular meetings; lodges for children.
- 40-740. Representative form of government; election and voting criteria.
- 40-741. Definitions.
- 40-742. Operation for benefit of members; authorized insurance business and purposes; specification of persons who may be covered; adoption of laws and rules governing society's operation.
- 40-743. Laws and rules; provisions relating to membership to be specified.
- 40-744. Location of principal office; supreme governing body, location of meetings, minutes of proceedings; official publication for notices; mailings; grievance or complaint procedures.
- 40-745. Personal liability of supreme governing body officers and members; indemnification and reimbursement for expenses and liabilities of directors, officers, employees and agents of society and ot
- 40-746. Society's laws nonwaivable by subordinate bodies, officers or members.
- 40-747. Beneficiary designations; payment of funeral benefits to persons incurring expense therefor; payment of proceeds when no lawful beneficiary.
- 40-748. Benefits not subject to attachment, garnishment or process.
- 40-749. Benefit contracts; certificate to be issued to owners; statements on application representations; effect of amendments to society's laws; contracts on lives of minors; impairment of reserv
- 40-750. Valuation of paid-up nonforfeiture benefits, cash surrender values and loan or other options.
- 40-751. Investment of funds.
- 40-752. Holding of assets; creation of special funds; establishment of separate accounts; issuance of contracts on variable basis.
- 40-753. Insurance laws application to societies.
- 40-754. Standards of valuation for certificates; mortality tables; maintenance of reserves in excess of those required.
- 40-755. Annual statement to include valuation of certificates in force; certification or verification of actuary.
- 40-756. Licenses continued in force upon payment of fees; certified copy of license prima facie evidence licensee is society.
- 40-757. Examinations; notice and opportunity to respond; payment of expenses.
- 40-758. Foreign and alien societies to procure license to transact business in state; filing and other requirements.
- 40-759. Deficiencies in operation by domestic society; notice to correct; show cause requirement upon failure to correct; injunction or quo warranto action by attorney general; recommencement of busin
- 40-760. Deficiencies in operation by foreign or alien society; notice to correct; show cause requirement upon failure to correct; suspension, revocation or refusal of authority to do business; certain
- 40-761. Application or petition for injunction required to be made by attorney general on request of commissioner.
- 40-762. Agents, licensing, certification and examination; exemption therefrom for certain agents, representatives and members; society to maintain record of exempted representatives; information there
- 40-763. Societies and agents subject to law regulating trade practices; construction and application thereof.
- 40-764. Formation requirements; incorporators; articles of incorporation; documents to be filed with commissioner; bond; preliminary certificate of authority, expiration; solicitation of members upon
- 40-765. Amendment of domestic society's laws; procedures; approval by commissioner; amendments or synopsis thereof to be furnished to members; amendments and additions to be furnished to commissio
- 40-766. Establishment and operation of not for profit institutions to further purposes of society; compensation for institutions' services; annual statement to include property held for such purpo
- 40-767. Reinsurance; limitations; credit for reserves on ceded risks.
- 40-768. Consolidation or merger of domestic society; documents and evidence to be filed with commissioner; approval of commissioner; effective date; societies incorporated under laws of foreign state;
- 40-769. Conversion of society into mutual or stock life insurance company.
- 40-770. Same; submission of proposal to supreme legislative body; notice to be furnished members and policyholders; meeting of subordinate lodges or branches on proposal; election of delegates to supr
- 40-771. Same; adoption of resolution by delegates to supreme legislative body; certificate to be filed with commissioner by directors of society; contents.
- 40-772. Same; report of meeting to be filed with commissioner.
- 40-773. Same; conversion into stock company; purchase of stock; notice to members or policyholders of right to purchase; preference; limitation; nonmembers of society.
- 40-774. Same; status of corporation upon conversion; reserves on policies issued prior to conversion; succession to rights and property of society; power of commissioner to order divestiture or revalu
- 40-775. Same; preservation of rights of members, policyholders and creditors of society as obligations of new corporation; appointment of commissioner as process agent.
- 40-776. Same; obligation of new corporation to perform obligations of society; preservation of pending legal actions.
- 40-777. Appointment of commissioner as process agent; time for society to file pleadings after receiving copy of notice.
- 40-778. Review of commissioner's decisions.
- 40-779. Penalties for violations.
- 40-780. Application of act to exempted societies and organizations; information required by commissioner.
- 40-781. Rules and regulations.
- 40-782. Severability of act.
Article 8 BURIAL INSURANCE
- 40-801
- 40-802, 40-803
- 40-804
- 40-805
- 40-806. Continued transactions by burial insurance corporations engaging in business on January 1, 1961; conditions; limitation on risks.
Article 9 GENERAL PROVISIONS RELATING TO FIRE INSURANCE COMPANIES
- 40-901. Kinds of business authorized; paid-up capital and surplus requirements; limitations on size of a single risk.
- 40-902. Deposit of securities by stock insurance company.
- 40-903
- 40-904
- 40-905. Statement of value in policy; evidence of ownership of property; exceptions.
- 40-906. Inspection and description of premises.
- 40-907. Vacancy of premises.
- 40-908. Attorney fees in certain actions.
- 40-909
- 40-910
- 40-911
- 40-912
- 40-913
- 40-914 to 40-916
- 40-917
- 40-918
- 40-919
- 40-920
- 40-921
- 40-922
- 40-923
- 40-924. Proof of loss by fire or tornado; insurer to furnish blanks and directions.
- 40-925
- 40-926
- 40-927
- 40-928
- 40-928a
- 40-929
- 40-929a
- 40-930
- 40-931
- 40-932 to 40-936
- 40-937
- 40-938. Same; false or misleading information; penalties.
- 40-939
- 40-940
- 40-941 to 40-943
- 40-944, 40-945
- 40-946 to 40-950. Reserved.
- 40-951. Fire and casualty insurance rates; purpose of act.
- 40-952. Same; application of act.
- 40-953. Same; excessive, inadequate or unfairly discriminatory rates or rates resulting in destruction of competition, standards.
- 40-954. Same; determining factors; expense provisions; classification of risks; modification for individual risks; contingencies and allowances for profit; exemptions; mandatory rating plan use.
- 40-955. Same; rate filings; review and approval of certain lines; effective dates; exemptions from filing.
- 40-955a
- 40-955b. Same; rate filings; premium variance, when allowed.
- 40-956. Same; rating organizations; licensure, fee, suspension or revocation; subscriber discrimination and certain rules prohibited; examinations, costs; authorized cooperation and transactions.
- 40-957. Same; advisory organizations; required filings; insurers and rating organizations prohibited from relying on statistics, when.
- 40-958. Same; deviations from rating organization filings.
- 40-959. Same; appeal of rating organization decision; hearing; order.
- 40-960. Same; information to be furnished insureds; grievance procedures; appeals to commissioner.
- 40-961. Same; statistical plans for reporting loss and expense data; rules and regulations.
- 40-962. Same; withholding or giving false or misleading information prohibited.
- 40-963. Same; violations; penalties.
- 40-964. Same; hearings under administrative procedure act.
- 40-965. Same; review of commissioner's actions; rates pending final determination of court.
- 40-966. Same; premiums; account charged in accordance with act; rebates and other inducements prohibited.
- 40-967. Same; severability.
- 40-968, 40-969. Reserved.
- 40-970. Property/casualty flex-rating regulatory improvement act; rate increase or decrease, limitation on.
- 40-971. Same; rates in excess of limitation of preceding section.
- 40-972. Same; procedure; duties of commissioner.
- 40-973. Same; effect on existing policy, limitation on.
- 40-974. Same; definitions.
- 40-975. Same; citation of act.
Article 10 MUTUAL FIRE AND TORNADO COMPANIES
- 40-1001. Mutual company for insurance against fire, lightning, tornado, hail or explosion; exceptions; extended coverage endorsements; limitations.
- 40-1001a. Authority to insure glass breakage, vandalism and theft in addition to coverage under K.S.A. 40-1001; reserve fund and security deposit; requirements.
- 40-1002. Classification of insurable property.
- 40-1003. No policy issued until required application, premium notes and securities received.
- 40-1004. Directors; election; vacancy.
- 40-1005. Annual meeting of members; proxies.
- 40-1006. Officers; election; term.
- 40-1007. Deposit notes.
- 40-1008. Liability for losses; assessments; indebtedness.
- 40-1009. Recovery of assessments or on notes; cash policies not assessable.
- 40-1010. Suits for collection of assessments; liability of officers and directors; suits against company for losses.
- 40-1011. Property to be assessed and taxed.
- 40-1012. Bylaws.
- 40-1013. Classification of risks.
- 40-1014. Term of policies.
- 40-1015. Withdrawal of member of company; return premium; cancellation of policy, notice.
- 40-1016. Limitation on amount of risk; reinsurance.
- 40-1017. Execution and contents of policy.
- 40-1018. Reserve fund.
- 40-1019. Statement for annual meeting.
- 40-1020. Other corporations as members of company; vote.
- 40-1021. Guarantee fund.
- 40-1022. Creation and investment of such fund; liability.
- 40-1023. Scope of insurance by companies having guarantee fund; foreign companies.
- 40-1024. Cash or notes in payment of premiums; liability of members of company.
- 40-1025. Notice of creation of guarantee fund; examination; certificate of authority.
- 40-1026. Reinsurance of risks; assessment.
- 40-1027. Mutual fire and tornado companies; paid-up capital and surplus requirements.
- 40-1028. Consolidation of business into one class; vote of directors.
- 40-1029. Advances of money and issuance of certificates of indebtedness.
Article 11 GENERAL PROVISIONS RELATIVE TO CASUALTY, SURETY AND FIDELITY COMPANIES
- 40-1101. Insurance company defined.
- 40-1102. Kinds of insurance and reinsurance authorized; limitations; paid-up capital and surplus requirements.
- 40-1103. Paid-up capital stock and surplus required; deposits of securities; amount.
- 40-1104. Regulation of foreign companies; capital stock and surplus required.
- 40-1105. Revocation of certificate of authority, when.
- 40-1106
- 40-1107. Maximum amount of one risk or hazard; exceptions.
- 40-1107a. Same; title insurance company; exceptions.
- 40-1108. Reserves of surety company.
- 40-1109
- 40-1109a, 40-1109b
- 40-1110. Supplemental coverages or endorsements in connection with liability policies.
- 40-1111
- 40-1111a
- 40-1112
- 40-1112a. Discount for motor vehicle insurance, when; conditions.
- 40-1113
- 40-1113a
- 40-1113b
- 40-1113c
- 40-1114
- 40-1114a
- 40-1115
- 40-1116, 40-1117
- 40-1118
- 40-1119. Same; false or misleading information; penalty.
- 40-1120
- 40-1121
- 40-1122
- 40-1123
- 40-1124
- 40-1125
- 40-1126. Reports by insurers of health care providers of any actions to state board of healing arts.
- 40-1127. Same; content of reports.
- 40-1128. Same; disclosure.
- 40-1129. Same; no liability.
- 40-1130
- 40-1131
- 40-1132
- 40-1133
- 40-1134. Title insurance companies; policy requirements.
- 40-1135. Title insurance agencies; purpose.
- 40-1136. Same; definitions.
- 40-1137. Same; agents, authorized activities; use of client funds; escrow accounts, audit.
- 40-1138. Same; agent record requirements; inspection.
- 40-1139. Same; financial responsibility requirements.
- 40-1140. Same; rules and regulations; commissioner's orders.
- 40-1141. Same; violations and penalties.
Article 12 MUTUAL INSURANCE COMPANIES OTHER THAN LIFE
- 40-1201. Authority for formation; directors and officers; elections.
- 40-1202. Articles of incorporation; name.
- 40-1203. Kinds of insurance authorized.
- 40-1204. Certification of authority; conditions for issuance.
- 40-1205. Corporate membership; personal liability.
- 40-1206. Number of votes of members.
- 40-1207. Premiums, premium deposits; limitation on liability of policyholder; acceptance of notes for premiums in certain cases; determination of unearned premium reserves on certain policies.
- 40-1208. Reserves.
- 40-1209. Advancements to company; annual report; commission or promotion expenses prohibited; approval of commissioner to issue or retire certificates of indebtedness.
- 40-1210. Foreign mutual insurance companies; paid-up capital and surplus requirements.
- 40-1211. Premium tax; in lieu of certain other taxes.
- 40-1212
- 40-1213. Certain existing companies or associations.
- 40-1214
- 40-1215. Charter and other papers to be filed; approval; authorization.
- 40-1216. Merger or consolidation of certain mutual companies other than life.
- 40-1217. Merger or consolidation of certain mutual companies other than life; powers of merged company.
- 40-1218. Same; procedure.
- 40-1219. Same; vote of policyholders on agreement; meetings of policyholders, notice; required votes.
- 40-1219a. Same; approval of policyholders of merger or consolidation of certain mutual companies not required.
- 40-1220. Same; application for approval of agreement by commissioner of insurance and policyholders; requirements.
- 40-1221. Same; approval by commissioner.
- 40-1222. Same; filing of approved or disapproved application or agreement; effect of consolidation or merger.
- 40-1223. Same; rights of dissatisfied policyholders; appraisement of interest; award; costs; judgment, when.
- 40-1224. Same; fees of officers or directors, prohibited unless disclosed; penalty.
- 40-1225. Same; construction of act; invalidity of part.
- 40-1226. Additional kinds of insurance authorized; surplus and deposit requirements.
Article 12a MUTUAL INSURANCE COMPANIES ORGANIZED TO PROVIDE HEALTH CARE PROVIDER LIABILITY INSURANCE
- 40-12a01. Definitions.
- 40-12a02. Formation and operation; purpose.
- 40-12a03. Board of directors; selection; officers.
- 40-12a04. Articles of incorporation.
- 40-12a05. Bylaws.
- 40-12a06. Insurance authorized to be written; authority to contract with joint underwriting authority and write insurance under plan.
- 40-12a07. Certificate of authority; issuance; conditions; limitation on amount of risk; surplus; deposit of securities.
- 40-12a08. Liability of insureds; certain distributions precluded.
- 40-12a09. Annual statement; accounting procedures.
Article 13 MUTUAL INDEMNITY ASSOCIATIONS
- 40-1301
- 40-1302
- 40-1303
- 40-1304
- 40-1305 to 40-1311
- 40-1312. Mutual indemnity associations transacting business on June 30, 1961, authorized to continue; conditions.
Article 14 MUTUAL ASSESSMENT HEALTH AND ACCIDENT ASSOCIATIONS
- 40-1401
- 40-1402
- 40-1403
- 40-1404
- 40-1405
- 40-1406 to 40-1408
- 40-1409
- 40-1410
Article 15 MUTUAL HAIL INSURANCE COMPANIES
- 40-1501. Formation of companies; membership fee.
- 40-1502. Statement of incorporators to be filed; contents of charter; deposit of securities; certificate of authority.
- 40-1503. Application for insurance; premium; insured as members of company.
- 40-1504. Assessments; adjustment and payment of losses; losses paid when adjusted, when.
- 40-1505. Recovery of assessments; limitation of liability of member.
- 40-1506. Reserve fund; investment.
- 40-1507. Annual meeting; voting of members.
- 40-1508. Officers; election; term.
- 40-1509. Meetings of directors.
- 40-1510. Powers and duties of directors; bylaws; duties and compensation of officers; rates of insurance and membership fees.
- 40-1511. Directors; election; vacancy.
- 40-1512. Policies; liability; membership.
- 40-1513. Misrepresentations by assured.
- 40-1514. Withdrawal by policyholder.
- 40-1515. Uniform rates for same class of risks.
- 40-1516. Unlawful acts of foreign companies; reinsurance therewith by domestic company prohibited.
- 40-1517. Attorney's fee in actions.
- 40-1518. Reinsurance; approval of commissioner.
- 40-1519. Insuring or reinsuring growing crops against direct loss or damage by fire, when; insuring harvested crops being transported for any loss.
Article 16 RECIPROCAL OR INTERINSURANCE CONTRACTS
- 40-1601. Exchange contracts authorized.
- 40-1602. Execution of contracts by attorney-in-fact.
- 40-1603. Domestic reciprocal; attorney-in-fact; declarations.
- 40-1604. Statements filed by attorney-in-fact with commissioner; amount of indemnity.
- 40-1605. Maintenance of unearned premiums and reserves; surplus funds; conditions.
- 40-1606. Advancements to company; conditions.
- 40-1607. Service of process upon commissioner; fee; suits by and against subscribers.
- 40-1608. Bond of attorney and employees.
- 40-1609. Power of corporation to exchange contracts.
- 40-1610. Certificate of authority; revocation or suspension.
- 40-1611. Levies and taxes on premiums; payment; deductions.
- 40-1612. Certain provisions of code to reciprocals.
- 40-1613. Authority to write fidelity and surety bonds; conditions.
- 40-1614
- 40-1615. Merger of Armed Forces Cooperative Insuring Association with Armed Forces Insurance Exchange; definitions.
- 40-1616. Same; approval; assumption of policies and business by surviving entity.
- 40-1617. Same; merger agreement; approval; submission to insurance commissioner.
- 40-1618. Same; information required to be filed with insurance commissioner; notice and hearing on merger; approval, when; costs.
- 40-1619. Same; construction of act; exemption from certain provisions of law.
- 40-1620. Conversion of insurance company into insurance reciprocal; conversion plan requirements; approval; definitions.
- 40-1621. Same; hearing on conversion plan.
- 40-1622. Same; act supplemental to article 16.
- 40-1623. Definitions.
- 40-1624. Reciprocal; business name.
- 40-1625. Reciprocal; board of directors; requirements on; powers and duties.
- 40-1626. Subscriber's agreement; requirements.
- 40-1627. Modification of power of attorney; filing requirements.
- 40-1628. Reciprocal; return of savings to subscriber accounts.
- 40-1629. Domestic reciprocal; liquidation; requirements on.
- 40-1630. Reciprocal; assessable insurance policies, prohibition against issuance.
Article 17 FIREFIGHTERS RELIEF ACT
- 40-1701. Definitions.
- 40-1702. Return of accounts of premiums by insurance companies; filing of plats of areas provided fire protection.
- 40-1703. Assessment of tax of premiums, payment.
- 40-1704. Books of account; fraud.
- 40-1705
- 40-1706. Financial reports of firefighters relief associations, filing, proceedings for improper expenditures; authorized disposition of tax proceeds; determination and payment of amounts to state and
- 40-1707. Authorized uses of moneys received by firefighters relief associations; cessation of private fire department, transfer of association funds to state firefighters association, inc.
- 40-1708. Citation of act.
Article 18 MUTUAL NONPROFIT HOSPITAL SERVICE CORPORATIONS
- 40-1801
- 40-1802
- 40-1803
- 40-1804
- 40-1805
- 40-1806
- 40-1807, 40-1808
- 40-1809
- 40-1810
- 40-1811
- 40-1812
- 40-1813
- 40-1814, 40-1815
- 40-1816
Article 19 NONPROFIT MEDICAL SERVICE CORPORATIONS
- 40-1901
- 40-1902
- 40-1903
- 40-1904
- 40-1905
- 40-1906
- 40-1907
- 40-1908
- 40-1909
- 40-1910
- 40-1911
- 40-1912
- 40-1913
- 40-1914
- 40-1915
Article 19a NONPROFIT DENTAL SERVICE CORPORATIONS
- 40-19a01. Citation of act.
- 40-19a02. Organization; purposes; function as administrative agent for group programs.
- 40-19a03. Membership of corporation; participating agreements from dentists; board of directors.
- 40-19a04. Contracts; authorization.
- 40-19a05. Certificate of authority; conditions.
- 40-19a06. Subscription agreements.
- 40-19a07
- 40-19a08. Subscription charges.
- 40-19a09. Advance of money; reports.
- 40-19a10. Insurance code sections applicable; medicaid coverage.
- 40-19a11. Disbursement limitations; administrative expenses defined.
- 40-19a12. Surplus; how distributed.
- 40-19a13. Workmen's compensation law unaffected.
- 40-19a14. Transaction of business by foreign corporation.
Article 19b NONPROFIT OPTOMETRIC SERVICE CORPORATIONS
- 40-19b01 to 40-19b06
- 40-19b07
- 40-19b08, 40-19b09
- 40-19b10
- 40-19b11 to 40-19b14
Article 19c NONPROFIT MEDICAL AND HOSPITAL SERVICE CORPORATIONS
- 40-19c01. Citation of act.
- 40-19c02. Merger or consolidation; application and approval by insurance commissioner; penalties.
- 40-19c03. Organization; purposes; board of directors.
- 40-19c04. Contracts.
- 40-19c05. Certificate of authority; conditions.
- 40-19c06. Subscription agreements; contents; continuation of subscription agreements; converted subscription agreements.
- 40-19c07
- 40-19c08. Advance of money; reports.
- 40-19c09. Corporation and insurance code sections applicable; medicaid coverage.
- 40-19c09a
- 40-19c10. Disbursements for soliciting of subscribers and administrative expenses limited; administrative expenses defined; controlling costs.
- 40-19c11. Transaction of business by foreign corporation.
- 40-19c12. Corporations mandated to convert to mutual status; procedure; effective date; existing rights and obligations not impaired.
Article 19d NONPROFIT PHARMACY SERVICE CORPORATIONS
- 40-19d01 to 40-19d06
- 40-19d07
- 40-19d08, 40-19d09
- 40-19d10
- 40-19d11 to 40-19d14
Article 20 UNAUTHORIZED INSURERS PROCESS ACT
- 40-2001. Purpose; legislative declaration.
- 40-2002. Commissioner as process agent for unauthorized insurer; service of process.
- 40-2003. Bond of unauthorized insurer before pleading in action; continuance; setting aside service.
- 40-2004. Attorney fees.
- 40-2005. Invalidity of part.
- 40-2006. Title of act.
Article 21 MISCELLANEOUS PROVISIONS
- 40-2101. Apportionment agreements among insurers as to persons unable to procure certain insurance.
- 40-2102. Apportionment or assignment of risk of certain motor vehicle bodily injury and property damage liability insurance; filing of plan; requirements; governing board of plan; membership; meetings
- 40-2103. Same; payment of commissions.
- 40-2104. Same; invalidity of part.
- 40-2105. Stock and membership records of stock or mutual life or stock fire or stock casualty companies; inspection.
- 40-2106. Same; demand for examination; specification of mismanagement; hearing; powers and duties of commissioner.
- 40-2107. Same; definitions.
- 40-2108. Apportionment agreements among insurers as to persons unable to procure workmen's compensation and employer liability policies.
- 40-2109. Apportionment or assignment of risk of certain workers compensation and employer's liability insurance; filing of plan; requirements; governing board of plan; membership, meetings, term o
- 40-2110. Same; payment of commissions.
- 40-2111. Apportionment or assignment of risk for certain insurance; filing of plan; requirements; governing board of plan, membership, meetings, terms of office and duties; accident and sickness insur
- 40-2112. Review of plan; approval; disapproval; notice and hearing; order specifying defect in plan; amendment of plan; assignment made under plan.
- 40-2113. Preparation of plan by commissioner, when; unreasonable or unfair activity or practice by insurer or rating organization; hearing; order.
- 40-2114. Participating insurer may pay commission to other participating insurer or agent.
- 40-2115. Hearings; compliance with 40-281 and the Kansas administrative procedure act.
- 40-2116. Rules and regulations.
- 40-2117. Uninsurable health insurance plan; citation of act.
- 40-2118. Same; definitions.
- 40-2119. Same; Kansas health insurance association, membership, board of directors; plan of operation, approval of commissioner; powers and duties of association; reinsurance program for medicare supp
- 40-2120. Same; plan administering carrier, selection, functions.
- 40-2121. Same; member assessments; credit for loss assessments against premium and privilege tax liability.
- 40-2122. Same; persons eligible for plan coverage; termination upon cessation of eligibility; notice of availability of coverage.
- 40-2123. Same; expenses and services covered under plan; exclusions; plan not subject to coverages mandated by other laws.
- 40-2124. Same; deductible and copayment provisions; maximum lifetime benefit; preexisting conditions exclusion; reduction of plan benefits for duplicate coverage; recovery of benefits paid for noncove
- 40-2125. Same; loans to finance plan commencement, repayment.
- 40-2126. Same; uninsurable health insurance plan fund; transfers to fund plan losses; transfer of plan surplus to fund.
- 40-2127. Same; annual financial report to commissioner; financial examination by commissioner.
- 40-2128. Same; submission of financial report to joint committee on health care decisions for the 90's; information required.
- 40-2129. Same; commissioner's recommendations for plan improvements to joint committee, when.
- 40-2130. Same; form directing withholding or withdrawal of life-sustaining procedures to be provided applicants for coverage; retention upon execution.
- 40-2131. Same; health service provider agreements; charge to insured not permitted, when.
- 40-2132. Long-term care partnership act; citation of act.
- 40-2133. Same; definitions.
- 40-2134. Same; Kansas health policy authority duties; long-term care partnership policies, benefits of; duties of certain state agencies.
- 40-2135. Same; duties of commissioner.
- 40-2136. Same; duties of issuers of long-term care partnership policies; exchange of certain long-term policies.
- 40-2137. Same; rules and regulations.
Article 22 UNIFORM POLICY PROVISIONS
- 40-2201. Accident and sickness policy; definition.
- 40-2202. Same; form of policy; policies issued to nonresidents.
- 40-2203. Uniform policy provisions; rules and regulations for filing or submission of policies.
- 40-2204. Conforming to statute; construction of policies in conflict.
- 40-2205. Statements made in application for policy; effect.
- 40-2206. Notice acknowledged by insurer not waiver of rights.
- 40-2207. Age; limit; misstatement by insured.
- 40-2208. Nonapplication to certain policies.
- 40-2209. Group sickness and accident insurance; eligibility for coverage; open enrollment; late enrollment; special enrollment; preexisting conditions; exclusions; renewal or continuation of benefits,
- 40-2209a. Applicability of 1978 amendments to K.S.A. 40-1805, 40-1905 and 40-2209.
- 40-2209b. Small employer health care plans; purpose of act.
- 40-2209c. Same; application of act; construction of 40-2209.
- 40-2209d. Same; definitions.
- 40-2209e. Same; plans subject to act; certain laws inapplicable to plans; individual policies not subject to act.
- 40-2209f. Same; prexisting conditions exclusion, waiver; late enrollee exclusion; underwriting and rating; waiting periods; uniform employer coverage eligibility requirements; minimum participation an
- 40-2209g. Same; establishment of business classes by carrier; limitation.
Article 22a UTILIZATION REVIEW
Article 23 OLD-AGE AND SURVIVORS INSURANCE FOR PUBLIC EMPLOYEES
Article 24 REGULATION OF CERTAIN TRADE PRACTICES
Article 25 AUTOMOBILE CLUB SERVICES
Article 26 INSURANCE PREMIUM FINANCING
Article 27 UNIFORM UNAUTHORIZED INSURERS ACT
Article 28 TAXATION OF COMPANIES
Article 29 KANSAS INSURANCE GUARANTY ASSOCIATION ACT
Article 30 LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION
Article 31 KANSAS AUTOMOBILE INJURY REPARATIONS ACT
Article 32 HEALTH MAINTENANCE ORGANIZATIONS AND MEDICARE PROVIDER ORGANIZATIONS
Article 33 INSURANCE HOLDING COMPANIES
Article 34 HEALTH CARE PROVIDER INSURANCE
Article 35 MORTGAGE GUARANTY INSURANCE COMPANIES
Article 36 IMPAIRED OR INSOLVENT INSURERS
Article 37 INSURANCE BROKERS
Article 37a REGULATION OF BROKER CONTROLLED INSURERS
Article 38 REGULATION AND REGISTRATION OF ADMINISTRATORS
Article 39 CITIES AND COUNTIES, PAYMENT OF PROCEEDS OF FIRE INSURANCE POLICIES
Article 40 CONVERSION OF DOMESTIC MUTUAL INSURER INTO DOMESTIC STOCK INSURER
Article 41 RISK RETENTION AND PURCHASING GROUPS
Article 42 PREPAID LEGAL AND DENTAL SERVICE PLANS
Article 43 CAPTIVE INSURANCE COMPANIES
Article 44 KANSAS HEALTHY KIDS PROGRAM
Article 45 REGULATION OF REINSURANCE INTERMEDIARIES
Article 46 MANAGED CARE
Article 47 KANSAS BUSINESS HEALTH PARTNERSHIP
Article 48 AMUSEMENT RIDES
Article 49 UNIFORM INSURANCE AGENTS LICENSING ACT
Article 50 VIATICAL SETTLEMENTS
Article 51 INSURANCE SCORE ACT
Article 52 ASSUMPTION REINSURANCE AGREEMENTS
Article 53 INTERSTATE INSURANCE COMPACTS
Article 54 CONTROLLED INSURANCE PROGRAMS ACT
Article 55 PUBLIC ADJUSTERS LICENSING ACT