CHAPTER 4. UNIFORM COMMERCIAL CODE BANK DEPOSITS AND COLLECTIONS
- Part 1. General Provisions and Definitions
- 30-4-101. Short title.
- 30-4-102. Applicability.
- 30-4-103. Variation by agreement -- measure of damages -- action constituting ordinary care.
- 30-4-104. Definitions and index of definitions.
- 30-4-105. "Bank" -- "depositary bank" -- "intermediary bank" -- "collecting bank" -- "payor bank" -- "presenting bank".
- 30-4-106. Separate office of a bank.
- 30-4-107. Time of receipt of items.
- 30-4-108. Delays.
- 30-4-109. Repealed.
- 30-4-110. Payable through or payable at bank -- collecting bank.
- 30-4-111. Truncation.
- 30-4-112. Statute of limitations.
- Part 2. Collection of Items Depositary and Collecting Banks
- 30-4-201. Presumption and duration of agency status of collecting banks and provisional status of credits -- applicability of chapter -- item endorsed "pay any bank".
- 30-4-202. Responsibility for collection or return -- when action timely.
- 30-4-203. Effect of instructions.
- 30-4-204. Methods of sending and presenting -- sending directly to payor bank.
- 30-4-205. Depositary bank holder of unindorsed item.
- 30-4-206. Transfer between banks.
- 30-4-207. Transfer warranties.
- 30-4-208. Security interest of collecting bank in items, accompanying documents, and proceeds.
- 30-4-209. When bank gives value for purposes of holder in due course.
- 30-4-210. Presentment by notice of item not payable by, through, or at a bank -- liability of secondary parties.
- 30-4-211. Medium and time of settlement by bank.
- 30-4-212. Right of charge-back or refund -- liability of collecting bank -- return of item.
- 30-4-213. Final payment of item by payor bank -- when provisional debits and credits become final -- when certain credits become available for withdrawal.
- 30-4-214. Insolvency and preference.
- 30-4-215. Presentment warranties.
- 30-4-216. Encoding and retention warranties.
- Part 3. Collection of Items -- Payor Banks
- 30-4-301. Deferred posting -- recovery of payment by return of items -- time of dishonor -- return of items by payor bank.
- 30-4-302. Payor bank's responsibility for late return of item.
- 30-4-303. When items subject to notice, stop order, legal process or setoff -- order in which items may be charged or certified.
- Part 4. Relationship Between Payor Bank and Its Customer
- 30-4-401. When bank may charge customer's account.
- 30-4-402. Bank's liability to customer for wrongful dishonor -- time of determining insufficiency of account.
- 30-4-403. Customer's right to stop payment -- burden of proof of loss.
- 30-4-404. Bank not obligated to pay check more than six months old.
- 30-4-405. Death or incompetence of customer.
- 30-4-406. Customer's duty to discover and report unauthorized signature or alteration.
- 30-4-407. Payor bank's right to subrogation on improper payment.
- Part 5. Collection of Documentary Drafts
- 30-4-501. Handling of documentary drafts -- duty to send for presentment and to notify customer of dishonor.
- 30-4-502. Presentment of "on arrival" drafts.
- 30-4-503. Responsibility of presenting bank for documents and goods -- report of reasons for dishonor -- referee in case of need.
- 30-4-504. Privilege of presenting bank to deal with goods -- security interest for expenses.