Chapter 598C - Consumer Reporting
- ADMINISTRATION AND ENFORCEMENT
- 598C.180 - Commissioner of Consumer Affairs to administer chapter; duties of Attorney General. [Effective July 1, 2011.]
- 598C.190 - Remedies of consumer for willful failure of reporting agency to comply with provisions of chapter.
- 598C.200 - Remedies of consumer for negligent failure of reporting agency to comply with provisions of chapter.
- GENERAL PROVISIONS
- 598C.010 - Definitions.
- 598C.020 - “Adverse action” defined.
- 598C.030 - “Commissioner” defined. [Effective July 1, 2011.]
- 598C.040 - “Consumer” defined.
- 598C.050 - “Consumer credit” defined.
- 598C.060 - “Consumer report” defined.
- 598C.070 - “File” defined.
- 598C.080 - “Medical information” defined.
- 598C.090 - “Person” defined.
- 598C.100 - “Reporting agency” defined.
- GENERAL RIGHTS AND OBLIGATIONS
- 598C.110 - Duties of reporting agency.
- 598C.120 - Person shall not procure consumer report to resell or disclose information in report; exception.
- 598C.130 - Disclosures to consumer regarding consumer report.
- 598C.140 - Furnishing consumer report for determination of whether to extend credit.
- 598C.150 - Purging of information from files of reporting agency; disclosure of purged information.
- 598C.160 - Duties of reporting agency when consumer disputes accuracy of information in its files.
- 598C.170 - Person who takes adverse action based on consumer report to provide certain information to consumer.
- SECURITY FREEZES
- 598C.300 - Duty of reporting agency to place security freeze in file of consumer upon request; procedures; use of personal identification number or password; security freeze must not be considered adv
- 598C.310 - Duty of reporting agency to provide written disclosure of rights of consumer regarding security freeze; form of written disclosure.
- 598C.320 - Fees.
- 598C.330 - Duty of reporting agency to provide notice of changes made to consumer file; exceptions.
- 598C.340 - Reporting agency prohibited from providing consumer report when security freeze in effect; third party may deem credit application incomplete under certain circumstances.
- 598C.350 - Temporary release of consumer report upon request of consumer.
- 598C.360 - Removal of security freeze upon request of consumer.
- 598C.370 - Removal of security freeze by reporting agency; notice to consumer.
- 598C.380 - Release of consumer report by reporting agency to authorized persons.
- 598C.390 - Companies not required to place security freeze in file of consumer.