645F.365  “Loan modification consultant” defined.  “Loan modification consultant” means a person who, directly or indirectly, makes any solicitation, representation or offer to a homeowner to perform for compensation, or who, for compensation, performs any act that the person represents will adjust the terms of a mortgage loan in a manner not provided for in the original or previously modified mortgage loan. Such an adjustment includes, without limitation:

1.  A change in the payment amount;

2.  A change in the loan amount;

3.  A loan forbearance;

4.  A change in the loan maturity; and

5.  A change in the interest rate.

(Added to NRS by 2009, 1457)