686A.730 - Consumer reporting agencies: Prohibitions; exemptions.
1. Ā A consumer reporting agency shall not provide or sell data or lists that include any information that in whole or in part was submitted in conjunction with:
(a) An inquiry by or for an insurer about the credit information of an applicant or policyholder; or
(b) A request for a credit report or insurance score.
2. Ā The information described in subsection 1 includes, without limitation:
(a) The expiration date of a policy or any other information that may identify time periods during which a policy of an applicant or policyholder may expire; and
(b) The terms and conditions of the coverage provided by a policy of an applicant or policyholder.
3. Ā The restriction set forth in subsection 1 does not apply to data or lists the consumer reporting agency supplies to the insurer, or an agent or affiliate of the insurer, from whom the information was received.
4. Ā The provisions of this section do not restrict any insurer from being able to obtain a report regarding a motor vehicle or a report of a history of claims.
(Added to NRS by 2003, 2805)
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