Virginia StatutesTitle 6.2 - FINANCIAL INSTITUTIONS AND SERVICES.
- Chapter 1 - Definitions and General Provisions (6.2-100 thru 6.2-106)
- Chapter 2 - Money and Currency (6.2-200 thru 6.2-204)
- Chapter 3 - Interest and Usury (6.2-300 thru 6.2-329)
- 6.2-300 - (Effective October 1, 2010) Definitions.
- 6.2-301 - (Effective October 1, 2010) Legal rate of interest; when legal rate implied.
- 6.2-302 - (Effective October 1, 2010) Judgment rate of interest.
- 6.2-303 - (Effective October 1, 2010) Contracts for more than legal rate of interest.
- 6.2-304 - (Effective October 1, 2010) Plea of usury; judgment.
- 6.2-305 - (Effective October 1, 2010) Recovery of twice total usurious interest paid; limitation of action; injunction to prevent sale of property pending action; effect of errors in computation.
- 6.2-306 - (Effective October 1, 2010) Waiver of rights violative of public policy.
- 6.2-307 - (Effective October 1, 2010) Assertion of defenses or claims by borrowers; effect of assignment.
- 6.2-308 - (Effective October 1, 2010) Entities not permitted to plead usury.
- 6.2-309 - (Effective October 1, 2010) Charges by banks and savings institutions on installment loans.
- 6.2-310 - (Effective October 1, 2010) Rate of interest chargeable by state banks and savings institutions.
- 6.2-311 - (Effective October 1, 2010) Closed-end installment loans by sellers of goods or services.
- 6.2-312 - (Effective October 1, 2010) Open-end credit plans.
- 6.2-313 - (Effective October 1, 2010) Open-end credit extended by banks or savings institutions.
- 6.2-314 - (Effective October 1, 2010) Motor vehicle purchase loans by subsidiaries and affiliates of banks and savings institutions.
- 6.2-315 - (Effective October 1, 2010) Loans by certain financial institutions or brokers payable on demand or having a term up to one year.
- 6.2-316 - (Effective October 1, 2010) Loans of $5,000 or more made by certain financial institutions.
- 6.2-317 - (Effective October 1, 2010) Loans of $5,000 or more for business or investment purposes.
- 6.2-318 - (Effective October 1, 2010) Loans by credit unions.
- 6.2-319 - (Effective October 1, 2010) Loans by pension plans to participants.
- 6.2-320 - (Effective October 1, 2010) Loans by industrial loan associations.
- 6.2-321 - (Effective October 1, 2010) Loans pursuant to stock option financing programs.
- 6.2-322 - (Effective October 1, 2010) Extensions of credit on pledged securities.
- 6.2-323 - (Effective October 1, 2010) Educational loans by banks or savings institutions.
- 6.2-324 - (Effective October 1, 2010) Educational loans by private college or university.
- 6.2-325 - (Effective October 1, 2010) Certain loans secured by first deed of trust or mortgage.
- 6.2-326 - (Effective October 1, 2010) Fees and charges in connection with loans by real estate lenders.
- 6.2-327 - (Effective October 1, 2010) Certain loans secured by a subordinate deed of trust or mortgage.
- 6.2-328 - (Effective October 1, 2010) Charges allowed on loan secured by subordinate mortgage.
- 6.2-329 - (Effective October 1, 2010) Loans insured or guaranteed by certain governmental agencies.
- Chapter 4 - Certain Lending Practices. (6.2-400 thru 6.2-437)
- 6.2-400 - (Effective October 1, 2010) Amount of late charge; when charge can be made.
- 6.2-401 - (Effective October 1, 2010) Acceleration clause in note evidencing installment loan; effect of acceleration.
- 6.2-402 - (Effective October 1, 2010) Notice of use of Rule of 78 rebate method.
- 6.2-403 - (Effective October 1, 2010) The Rule of 78.
- 6.2-404 - (Effective October 1, 2010) When use of Rule of 78 prohibited or permitted.
- 6.2-405 - (Effective October 1, 2010) References to sections regulating rebates of unearned interest and prepayment penalties.
- 6.2-406 - (Effective October 1, 2010) Disclosure of terms of mortgage application.
- 6.2-407 - (Effective October 1, 2010) Lenders to furnish borrower with copy of appraisal.
- 6.2-408 - (Effective October 1, 2010) Priority of interest on debts secured by mortgage or deed of trust.
- 6.2-409 - (Effective October 1, 2010) Addition of unpaid interest to principal balance.
- 6.2-410 - (Effective October 1, 2010) Borrowers not to be required to employ particular professionals.
- 6.2-411 - (Effective October 1, 2010) Requirements relating to insurance.
- 6.2-412 - (Effective October 1, 2010) Fire insurance coverage under certain loans not to exceed replacement value of improvements.
- 6.2-413 - (Effective October 1, 2010) Obligation of lender to reimburse unused mortgage guaranty insurance premiums.
- 6.2-414 - (Effective October 1, 2010) Obligation of person maintaining escrow account to pay taxes and insurance; penalties.
- 6.2-415 - (Effective October 1, 2010) Lender not to cancel insurance policy at time of refinancing under certain circumstances.
- 6.2-416 - (Effective October 1, 2010) Certain mortgages not to prohibit further encumbrance of real property.
- 6.2-417 - (Effective October 1, 2010) Mortgage or deed of trust to contain notice that debt is subject to call or modification on conveyance of property.
- 6.2-418 - (Effective October 1, 2010) Property owner entitled to written statement of payoff amount.
- 6.2-419 - (Effective October 1, 2010) Disclosure of terms of assumption.
- 6.2-420 - (Effective October 1, 2010) Prepayment penalty not to be collected in certain circumstances.
- 6.2-421 - (Effective October 1, 2010) Certain contracts to permit prepayment; amount of prepayment penalty.
- 6.2-422 - (Effective October 1, 2010) Prepayment penalty for loan secured by home occupied by borrower.
- 6.2-423 - (Effective October 1, 2010) Prepayment of loans secured by certain subordinate mortgages or deeds of trust; rebates for unearned interest.
- 6.2-424 - (Effective October 1, 2010) Definitions.
- 6.2-425 - (Effective October 1, 2010) Cardholder not liable in absence of request for, consent to issuance of, or use of card.
- 6.2-426 - (Effective October 1, 2010) When request, consent, or use not condition precedent to liability.
- 6.2-427 - (Effective October 1, 2010) Costs and attorney fee in suit on card; evidence of request or consent.
- 6.2-428 - (Effective October 1, 2010) Production of credit card number as condition of check cashing or acceptance prohibited.
- 6.2-429 - (Effective October 1, 2010) Improper use of payment device numbers.
- 6.2-430 - (Effective October 1, 2010) Place where transaction occurred; federal Fair Credit Billing Act.
- 6.2-431 - (Effective October 1, 2010) Certain cards excepted.
- 6.2-432 - (Effective October 1, 2010) Credit card account disclosures.
- 6.2-433 - (Effective October 1, 2010) Amendment to open-end credit contract or plan by bank or savings institution.
- 6.2-434 - (Effective October 1, 2010) Law governing open-end credit contract or plan by bank or savings institution.
- 6.2-435 - (Effective October 1, 2010) Law governing open-end credit contract or plan by seller or lender.
- 6.2-436 - (Effective October 1, 2010) Compliance with federal law.
- 6.2-437 - (Effective October 1, 2010) Right of buyer of consumer goods to refinance certain payments; agreements as to fluctuation in schedule of payments.
- Chapter 5 - Equal Credit Opportunities (6.2-500 thru 6.2-513)
- 6.2-500 - (Effective October 1, 2010) Definitions.
- 6.2-501 - (Effective October 1, 2010) Prohibited discrimination.
- 6.2-502 - (Effective October 1, 2010) Notification of action on credit application.
- 6.2-503 - (Effective October 1, 2010) Statement of reasons for adverse action.
- 6.2-504 - (Effective October 1, 2010) Requirement of signatures of both parties to a marriage not discriminatory in a secured transaction.
- 6.2-505 - (Effective October 1, 2010) Remedies for violation.
- 6.2-506 - (Effective October 1, 2010) Commission regulations.
- 6.2-507 - (Effective October 1, 2010) Limitation on liability.
- 6.2-508 - (Effective October 1, 2010) Compliance with Equal Credit Opportunity Act constitutes compliance with chapter.
- 6.2-509 - (Effective October 1, 2010) Public to be informed of rights under chapter.
- 6.2-510 - (Effective October 1, 2010) Commission to investigate complaints; records to be open to public.
- 6.2-511 - (Effective October 1, 2010) Credit standards discoverable.
- 6.2-512 - (Effective October 1, 2010) Election of remedies.
- 6.2-513 - (Effective October 1, 2010) Authority of Attorney General.
- Chapter 6 - Deposits and Accounts (6.2-600 thru 6.2-620)
- 6.2-600 - (Effective October 1, 2010) Checks on consumer deposit accounts to show date account was opened.
- 6.2-601 - (Effective October 1, 2010) Federal insurance of deposits required for all banks or savings institutions.
- 6.2-602 - (Effective October 1, 2010) Adverse claims to accounts.
- 6.2-603 - (Effective October 1, 2010) Medical savings accounts and health savings accounts.
- 6.2-604 - (Effective October 1, 2010) Definitions.
- 6.2-605 - (Effective October 1, 2010) Applicability.
- 6.2-606 - (Effective October 1, 2010) Ownership during lifetime; garnishment, attachment, or levy.
- 6.2-607 - (Effective October 1, 2010) Effect of divorce.
- 6.2-608 - (Effective October 1, 2010) Right of survivorship.
- 6.2-609 - (Effective October 1, 2010) Change of form of account upon written order to financial institution.
- 6.2-610 - (Effective October 1, 2010) Transfers arising from right of survivorship nontestamentary.
- 6.2-611 - (Effective October 1, 2010) Liability of surviving party for debts and other liabilities of decedent's estate.
- 6.2-612 - (Effective October 1, 2010) Financial institution duties; multiple-party accounts.
- 6.2-613 - (Effective October 1, 2010) Payment of sums in joint account.
- 6.2-614 - (Effective October 1, 2010) Payment of P.O.D. account.
- 6.2-615 - (Effective October 1, 2010) Payment of trust account.
- 6.2-616 - (Effective October 1, 2010) Discharge of financial institution upon payment.
- 6.2-617 - (Effective October 1, 2010) Setoff by financial institution against account.
- 6.2-618 - (Effective October 1, 2010) Identification of joint accounts.
- 6.2-619 - (Effective October 1, 2010) Certain duties of parties to joint accounts in financial institutions.
- 6.2-620 - (Effective October 1, 2010) Application of article to accounts existing on July 1, 1980.
- Chapter 7 - Acquisitions of Interests in Financial Institutions (6.2-700 thru 6.2-715)
- 6.2-700 - (Effective October 1, 2010) Definitions.
- 6.2-701 - (Effective October 1, 2010) Presumptions regarding control of entities, ownership of shares, and activities of subsidiaries or other entities.
- 6.2-702 - (Effective October 1, 2010) Registration; authority to transact business.
- 6.2-703 - (Effective October 1, 2010) Acquisition of interest in entity other than financial institution by financial institutions.
- 6.2-704 - (Effective October 1, 2010) Acquisition of interests in financial institutions and financial institution holding companies; application; notice; Commission approval required.
- 6.2-705 - (Effective October 1, 2010) Investigation of application.
- 6.2-706 - (Effective October 1, 2010) Cooperative agreements with other regulatory authorities.
- 6.2-707 - (Effective October 1, 2010) Reports and examinations.
- 6.2-708 - (Effective October 1, 2010) Unsafe or unsound practices; cease and desist orders.
- 6.2-709 - (Effective October 1, 2010) Conformity with federal forms.
- 6.2-710 - (Effective October 1, 2010) Regulations excluding financial institution holding companies from this chapter.
- 6.2-711 - (Effective October 1, 2010) Civil penalties; injunction.
- 6.2-712 - (Effective October 1, 2010) A savings institution holding company seeking to acquire a bank or bank holding company deemed a bank holding company.
- 6.2-713 - (Effective October 1, 2010) Applicable laws and regulations.
- 6.2-714 - (Effective October 1, 2010) Examinations of out-of-state bank holding companies and subsidiaries; reports; joint actions.
- 6.2-715 - (Effective October 1, 2010) Notice of intent to acquire out-of-state bank.
- Chapter 8 - Banks (6.2-800 thru 6.2-946)
- 6.2-800 - (Effective October 1, 2010) Definitions.
- 6.2-801 - (Effective October 1, 2010) Application of chapter.
- 6.2-802 - (Effective October 1, 2010) Effect of chapter on certain banks.
- 6.2-803 - (Effective October 1, 2010) Entities authorized to engage in banking business.
- 6.2-804 - (Effective October 1, 2010) Amendment of powers of state banks by regulation of the Commission.
- 6.2-805 - (Effective October 1, 2010) Commission authorized to confer on state banks power to make charges comparable to those permitted to national banking associations.
- 6.2-806 - (Effective October 1, 2010) Saturday closing of banks.
- 6.2-807 - (Effective October 1, 2010) Discoverability or admissibility of compliance review committee documents.
- 6.2-808 - (Effective October 1, 2010) Incorporation; corporate powers.
- 6.2-809 - (Effective October 1, 2010) Bankers' banks.
- 6.2-810 - (Effective October 1, 2010) Effect of chapter on charter powers.
- 6.2-811 - (Effective October 1, 2010) Membership in Federal Reserve Bank System or Federal Home Loan Bank System.
- 6.2-812 - (Effective October 1, 2010) Inspection of records, reports, and information of insured banks.
- 6.2-813 - (Effective October 1, 2010) Participation by banks in school thrift or savings plans.
- 6.2-814 - (Effective October 1, 2010) Powers of banks.
- 6.2-815 - (Effective October 1, 2010) Suspension of business during emergency.
- 6.2-816 - (Effective October 1, 2010) Banks to obtain certificate of authority.
- 6.2-817 - (Effective October 1, 2010) Capital stock subscriptions.
- 6.2-818 - (Effective October 1, 2010) Commissions or other compensation for sale of stock not permitted.
- 6.2-819 - (Effective October 1, 2010) Authority to engage in trust business; permission of Commission required.
- 6.2-820 - (Effective October 1, 2010) Powers of national banks as fiduciaries.
- 6.2-821 - (Effective October 1, 2010) Separation of banking and trust functions; establishment of trust department.
- 6.2-822 - (Effective October 1, 2010) Merger and share exchange by state banks.
- 6.2-823 - (Effective October 1, 2010) Conversion of national banking association to state bank; certificate of authority.
- 6.2-824 - (Effective October 1, 2010) Status of converted bank.
- 6.2-825 - (Effective October 1, 2010) State bank becoming national bank; notice required; effect on liabilities.
- 6.2-826 - (Effective October 1, 2010) Effect of conversion of state bank to national bank.
- 6.2-827 - (Effective October 1, 2010) Rights of national bank stockholders dissenting from conversion.
- 6.2-828 - (Effective October 1, 2010) Conversion of state bank to federal savings institution.
- 6.2-829 - (Effective October 1, 2010) Conversion from state savings bank to state bank; conversion from state bank to state savings bank.
- 6.2-830 - (Effective October 1, 2010) Conversion from stock association to bank; conversion from bank to stock association.
- 6.2-831 - (Effective October 1, 2010) Establishment of branch banks; redesignation of main office.
- 6.2-832 - (Effective October 1, 2010) Establishment of electronic terminals.
- 6.2-833 - (Effective October 1, 2010) Bank agent for depository institution.
- 6.2-834 - (Effective October 1, 2010) Operation of branch office under different name; civil penalty.
- 6.2-835 - (Effective October 1, 2010) Banking facilities in certain hospitals or federal areas.
- 6.2-836 - (Effective October 1, 2010) Definitions.
- 6.2-837 - (Effective October 1, 2010) Interstate branching by Virginia state banks.
- 6.2-838 - (Effective October 1, 2010) Interstate branching.
- 6.2-839 - (Effective October 1, 2010) Interstate branching through the acquisition of a branch.
- 6.2-840 - (Effective October 1, 2010) Filing requirements.
- 6.2-841 - (Effective October 1, 2010) Conditions for approval.
- 6.2-842 - (Effective October 1, 2010) Powers.
- 6.2-843 - (Effective October 1, 2010) Examination; periodic reports; cooperative agreements; assessment of fees.
- 6.2-844 - (Effective October 1, 2010) Enforcement.
- 6.2-845 - (Effective October 1, 2010) Additional branches.
- 6.2-846 - (Effective October 1, 2010) Regulations; fees.
- 6.2-847 - (Effective October 1, 2010) Notice of subsequent merger or other transaction.
- 6.2-848 - (Effective October 1, 2010) Nonseverability.
- 6.2-849 - (Effective October 1, 2010) Definitions.
- 6.2-850 - (Effective October 1, 2010) Authority to branch outside the Commonwealth by merger.
- 6.2-851 - (Effective October 1, 2010) Interstate merger transactions and branching permitted.
- 6.2-852 - (Effective October 1, 2010) Filing requirements.
- 6.2-853 - (Effective October 1, 2010) Conditions for interstate merger.
- 6.2-854 - (Effective October 1, 2010) Powers.
- 6.2-855 - (Effective October 1, 2010) Examinations and periodic reports.
- 6.2-856 - (Effective October 1, 2010) Cooperative agreements; assessment of fees.
- 6.2-857 - (Effective October 1, 2010) Enforcement.
- 6.2-858 - (Effective October 1, 2010) Regulations; fees.
- 6.2-859 - (Effective October 1, 2010) Notice of subsequent merger.
- 6.2-860 - (Effective October 1, 2010) Bank to be managed by board of directors; number of directors.
- 6.2-861 - (Effective October 1, 2010) Application of Virginia Stock Corporation Act.
- 6.2-862 - (Effective October 1, 2010) Directors to own stock in bank.
- 6.2-863 - (Effective October 1, 2010) Oaths of directors.
- 6.2-864 - (Effective October 1, 2010) Report to Commission of election of director.
- 6.2-865 - (Effective October 1, 2010) Removal of director or officer; appeals; penalty.
- 6.2-866 - (Effective October 1, 2010) Meetings of board of directors.
- 6.2-867 - (Effective October 1, 2010) Discount by officer, director, or employee of paper refused by bank.
- 6.2-868 - (Effective October 1, 2010) Bonds required of officers and employees; blanket bond.
- 6.2-869 - (Effective October 1, 2010) Dividends; surplus; undivided profits.
- 6.2-870 - (Effective October 1, 2010) Limitation of amount invested in bank premises.
- 6.2-871 - (Effective October 1, 2010) Investment in stock or securities of bank service corporations.
- 6.2-872 - (Effective October 1, 2010) For what purpose banks may purchase, hold, and convey real estate.
- 6.2-873 - (Effective October 1, 2010) Additional permissible investments in real estate.
- 6.2-874 - (Effective October 1, 2010) Prohibited uses of bank's own stock; other investments or loans.
- 6.2-875 - (Effective October 1, 2010) Limitations on obligations of borrowers.
- 6.2-876 - (Effective October 1, 2010) Loans to executive officers or directors.
- 6.2-877 - (Effective October 1, 2010) Overdrafts by bank officer or director.
- 6.2-878 - (Effective October 1, 2010) Loans secured by real estate generally.
- 6.2-879 - (Effective October 1, 2010) Certain loans not considered loans secured by real estate.
- 6.2-880 - (Effective October 1, 2010) Construction loans.
- 6.2-881 - (Effective October 1, 2010) Investment in reverse annuity mortgages.
- 6.2-882 - (Effective October 1, 2010) Bank borrowing money or rediscounting its notes.
- 6.2-883 - (Effective October 1, 2010) Acceptance of drafts or bills of exchange; issuance of letters of credit.
- 6.2-884 - (Effective October 1, 2010) Ownership and lease of personal property.
- 6.2-885 - (Effective October 1, 2010) Investment in stock or securities of controlled subsidiary corporations.
- 6.2-886 - (Effective October 1, 2010) Regulation of controlled subsidiary corporations by Commission.
- 6.2-887 - (Effective October 1, 2010) Insurance business of controlled subsidiary.
- 6.2-888 - (Effective October 1, 2010) Real estate brokerage business of controlled subsidiary.
- 6.2-889 - (Effective October 1, 2010) Required reserves.
- 6.2-890 - (Effective October 1, 2010) Preferences by pledging assets.
- 6.2-891 - (Effective October 1, 2010) Perfection of certain security interests.
- 6.2-892 - (Effective October 1, 2010) Federal deposit insurance a credit towards certain required bonds.
- 6.2-893 - (Effective October 1, 2010) Payment of balance of deceased person or person under disability.
- 6.2-894 - (Effective October 1, 2010) Deposits in and withdrawals from accounts of convicts.
- 6.2-895 - Description unavailable
- 6.2-896 - (Effective October 1, 2010) Deposits of minors.
- 6.2-897 - (Effective October 1, 2010) Bank need not inquire as to fiduciary funds deposited in fiduciary's personal account.
- 6.2-898 - (Effective October 1, 2010) Examinations.
- 6.2-899 - (Effective October 1, 2010) Examination of affiliates.
- 6.2-900 - (Effective October 1, 2010) Special examinations.
- 6.2-901 - (Effective October 1, 2010) Assistance in making examinations.
- 6.2-902 - (Effective October 1, 2010) Notice of examination.
- 6.2-903 - (Effective October 1, 2010) Revaluation of assets after examination.
- 6.2-904 - (Effective October 1, 2010) Report of examination; inspection and dissemination to directors.
- 6.2-905 - (Effective October 1, 2010) Communications to board or executive committee.
- 6.2-906 - (Effective October 1, 2010) Disclosure of irregularities; Commission's powers.
- 6.2-907 - (Effective October 1, 2010) Reports of condition and other statements.
- 6.2-908 - (Effective October 1, 2010) Fees for supervision and regulation and for certain examinations and investigations.
- 6.2-909 - (Effective October 1, 2010) Assessment and payment of fees; lien.
- 6.2-910 - (Effective October 1, 2010) Reduction of fees.
- 6.2-911 - (Effective October 1, 2010) Examination of national banks.
- 6.2-912 - (Effective October 1, 2010) Definition.
- 6.2-913 - (Effective October 1, 2010) Closing bank upon insolvency; appointment of receiver.
- 6.2-914 - (Effective October 1, 2010) Merger or transfer of assets of insolvent bank.
- 6.2-915 - (Effective October 1, 2010) Protection of state deposits upon insolvency.
- 6.2-916 - (Effective October 1, 2010) Appointment of receiver.
- 6.2-917 - (Effective October 1, 2010) Execution of powers of sale by receivers.
- 6.2-918 - (Effective October 1, 2010) Rights and powers of receivers generally.
- 6.2-919 - (Effective October 1, 2010) Interest on deposits; distribution of surplus remaining after payment of depositors.
- 6.2-920 - (Effective October 1, 2010) Proceedings to bar certain claims against banks in liquidation.
- 6.2-921 - (Effective October 1, 2010) When publication of list of creditors unnecessary.
- 6.2-922 - (Effective October 1, 2010) When publication once in two newspapers sufficient.
- 6.2-923 - (Effective October 1, 2010) When claims barred.
- 6.2-924 - (Effective October 1, 2010) Power of receivers to contract for loans and make investments.
- 6.2-925 - (Effective October 1, 2010) Definitions.
- 6.2-926 - (Effective October 1, 2010) Appointment of FDIC as receiver.
- 6.2-927 - (Effective October 1, 2010) Transfer of title to bank assets.
- 6.2-928 - (Effective October 1, 2010) Posting of notice; effect of posting notice.
- 6.2-929 - (Effective October 1, 2010) Powers of receiver.
- 6.2-930 - (Effective October 1, 2010) Emergency sale of assets.
- 6.2-931 - (Effective October 1, 2010) Notice and proof of claim; notice of rejection of claim; petition for hearing.
- 6.2-932 - (Effective October 1, 2010) Payment of claims filed after prescribed period.
- 6.2-933 - (Effective October 1, 2010) Distribution of assets.
- 6.2-934 - (Effective October 1, 2010) Receivership procedures involving assets held by closed bank as fiduciary.
- 6.2-935 - (Effective October 1, 2010) Termination of executory contracts and leases; liability; extension of statute of limitations.
- 6.2-936 - (Effective October 1, 2010) Subrogation to rights of bank depositors.
- 6.2-937 - (Effective October 1, 2010) Destruction of records.
- 6.2-938 - (Effective October 1, 2010) Engaging in banking business without authority; Commission may examine accounts of suspected person; penalty.
- 6.2-939 - (Effective October 1, 2010) Unlawful use of terms indicating that business is bank; penalty.
- 6.2-940 - (Effective October 1, 2010) Making derogatory statements affecting banks; penalty.
- 6.2-941 - (Effective October 1, 2010) Use of bank name, logo, or symbol for marketing purposes; penalty.
- 6.2-942 - (Effective October 1, 2010) False certification of checks; penalty.
- 6.2-943 - (Effective October 1, 2010) Offenses by officer, director, agent, or employee of bank; penalties.
- 6.2-944 - (Effective October 1, 2010) Officers, directors, agents, and employees violating or causing bank to violate laws; civil liability not affected.
- 6.2-945 - (Effective October 1, 2010) Receiving deposit knowing bank to be insolvent; penalty.
- 6.2-946 - (Effective October 1, 2010) Civil penalties for violation of Commission's orders.
- Chapter 10 - Entities Conducting Trust Business. (6.2-1000 thru 6.2-1099)
- 6.2-1000 - (Effective October 1, 2010) Definitions.
- 6.2-1001 - (Effective October 1, 2010) Entities authorized to engage in trust business.
- 6.2-1002 - (Effective October 1, 2010) Powers of trust institutions.
- 6.2-1003 - (Effective October 1, 2010) When security not required; payment of probate taxes and fees.
- 6.2-1004 - (Effective October 1, 2010) Who may take oath for corporate fiduciary.
- 6.2-1005 - (Effective October 1, 2010) Deposit or other use of trust funds.
- 6.2-1006 - (Effective October 1, 2010) Custody of trust securities to be kept separate; federal securities and obligations.
- 6.2-1007 - (Effective October 1, 2010) Investment of trust funds.
- 6.2-1008 - (Effective October 1, 2010) Dealings with self or affiliates.
- 6.2-1009 - (Effective October 1, 2010) Common trust and collective investment funds.
- 6.2-1010 - (Effective October 1, 2010) Holding stock or other securities as fiduciary.
- 6.2-1011 - (Effective October 1, 2010) Voting of bank shares held by trust institution as fiduciary; when disqualified.
- 6.2-1012 - (Effective October 1, 2010) Suspension or prohibition of trust institutions.
- 6.2-1013 - (Effective October 1, 2010) Definitions.
- 6.2-1014 - (Effective October 1, 2010) Certificate required.
- 6.2-1015 - (Effective October 1, 2010) Application for certificate; fee.
- 6.2-1016 - (Effective October 1, 2010) Bond required.
- 6.2-1017 - (Effective October 1, 2010) Procedure for granting or denying certificate.
- 6.2-1018 - (Effective October 1, 2010) Minimum capital; state of incorporation; form of entity.
- 6.2-1019 - (Effective October 1, 2010) Issuance of shares; subscriptions to stock; stock option plans.
- 6.2-1020 - (Effective October 1, 2010) Certain transactions by affiliated trust companies prohibited.
- 6.2-1021 - (Effective October 1, 2010) Commissions or fees for sale of stock not permitted.
- 6.2-1022 - (Effective October 1, 2010) Reacquisition of shares; dividends.
- 6.2-1023 - (Effective October 1, 2010) Acquisition of stock; application.
- 6.2-1024 - (Effective October 1, 2010) Restrictions on control, officers and directors.
- 6.2-1025 - (Effective October 1, 2010) Report to Commission of election of director.
- 6.2-1026 - (Effective October 1, 2010) Removal of director or officer; appeals; penalty.
- 6.2-1027 - (Effective October 1, 2010) Bonds required of officers and employees; blanket bond.
- 6.2-1028 - (Effective October 1, 2010) Offices.
- 6.2-1029 - (Effective October 1, 2010) Directors.
- 6.2-1030 - (Effective October 1, 2010) Discount by officer, director, or employee of refused paper.
- 6.2-1031 - (Effective October 1, 2010) Reports.
- 6.2-1032 - (Effective October 1, 2010) Investigations; examinations.
- 6.2-1033 - (Effective October 1, 2010) Fees.
- 6.2-1034 - (Effective October 1, 2010) Regulations.
- 6.2-1035 - (Effective October 1, 2010) Audits.
- 6.2-1036 - (Effective October 1, 2010) Commission's remedial powers.
- 6.2-1037 - (Effective October 1, 2010) Effect of surrender or revocation of certificate.
- 6.2-1038 - (Effective October 1, 2010) Appointment of receiver.
- 6.2-1039 - (Effective October 1, 2010) Engaging in trust business without authority; Commission may examine accounts of suspected person; penalty.
- 6.2-1040 - (Effective October 1, 2010) Unlawful use of terms indicating that business is trust company; penalty.
- 6.2-1041 - (Effective October 1, 2010) Civil penalties for failure to comply with § 6.2-1031 or 6.2-1032.
- 6.2-1042 - (Effective October 1, 2010) Making derogatory statements affecting trust companies; penalty.
- 6.2-1043 - (Effective October 1, 2010) Use of trust company name, logo, or symbol for marketing purposes; penalty.
- 6.2-1044 - (Effective October 1, 2010) Offenses by officer, director, agent or employee of trust company; penalties.
- 6.2-1045 - (Effective October 1, 2010) Officers, directors, agents and employees violating or causing trust company to violate laws; civil liability not affected.
- 6.2-1046 - (Effective October 1, 2010) Civil penalties for violation of Commission's orders.
- 6.2-1047 - (Effective October 1, 2010) Definitions.
- 6.2-1048 - (Effective October 1, 2010) Organization of subsidiary trust companies.
- 6.2-1049 - (Effective October 1, 2010) Permissible business.
- 6.2-1050 - (Effective October 1, 2010) Directors.
- 6.2-1051 - (Effective October 1, 2010) Report to Commission of election of director.
- 6.2-1052 - (Effective October 1, 2010) Removal of director or officer; appeals; penalty.
- 6.2-1053 - (Effective October 1, 2010) Bonds required of officers and employees; blanket bond.
- 6.2-1054 - (Effective October 1, 2010) Certificate required.
- 6.2-1055 - (Effective October 1, 2010) Trust offices.
- 6.2-1056 - (Effective October 1, 2010) When security not required of trust subsidiaries.
- 6.2-1057 - (Effective October 1, 2010) Deposits held or received by trust subsidiaries or subsidiary bank with affiliate banks.
- 6.2-1058 - (Effective October 1, 2010) Substitution of trust subsidiary as fiduciary.
- 6.2-1059 - (Effective October 1, 2010) Substitution of subsidiary bank under common ownership as fiduciary.
- 6.2-1060 - (Effective October 1, 2010) Trust subsidiaries to have same powers and restrictions as bank trust departments.
- 6.2-1061 - (Effective October 1, 2010) Reports; investigations and examinations; civil penalties.
- 6.2-1062 - (Effective October 1, 2010) Offenses by officer, director, agent or employee of trust subsidiary; penalties.
- 6.2-1063 - (Effective October 1, 2010) Officers, directors, agents and employees violating or causing trust subsidiary to violate laws; civil liability not affected.
- 6.2-1064 - (Effective October 1, 2010) Civil penalties for violation of Commission's orders.
- 6.2-1065 - (Effective October 1, 2010) Definitions.
- 6.2-1066 - (Effective October 1, 2010) Interstate trust offices by Virginia state banks.
- 6.2-1067 - (Effective October 1, 2010) Trust business of out-of-state trust institution.
- 6.2-1068 - (Effective October 1, 2010) Establishing or acquiring an interstate trust office; additional trust offices; notice of closure.
- 6.2-1069 - (Effective October 1, 2010) Filing requirements.
- 6.2-1070 - (Effective October 1, 2010) Conditions for approval.
- 6.2-1071 - (Effective October 1, 2010) Examinations; periodic reports; cooperative agreements; assessment of fees.
- 6.2-1072 - (Effective October 1, 2010) Enforcement.
- 6.2-1073 - (Effective October 1, 2010) Regulations; fees.
- 6.2-1074 - (Effective October 1, 2010) Definitions.
- 6.2-1075 - (Effective October 1, 2010) Organization; minimum capital; notice to Bureau; control.
- 6.2-1076 - (Effective October 1, 2010) Operation and powers.
- 6.2-1077 - (Effective October 1, 2010) Reacquisition of shares or interests; dividends.
- 6.2-1078 - (Effective October 1, 2010) Offices.
- 6.2-1079 - (Effective October 1, 2010) Directors or managers.
- 6.2-1080 - (Effective October 1, 2010) Limitation on powers.
- 6.2-1081 - (Effective October 1, 2010) Definitions.
- 6.2-1082 - (Effective October 1, 2010) Applications for permission to offer trust services.
- 6.2-1083 - (Effective October 1, 2010) Commission to issue certificate; powers of associations authorized to offer trust services.
- 6.2-1084 - (Effective October 1, 2010) Continuation of trust powers in the event of consolidation or merger of two or more associations.
- 6.2-1085 - (Effective October 1, 2010) When security not required.
- 6.2-1086 - (Effective October 1, 2010) Association's operation and supervision of trust department.
- 6.2-1087 - (Effective October 1, 2010) Books and accounts.
- 6.2-1088 - (Effective October 1, 2010) Investment of funds and assets held as fiduciary.
- 6.2-1089 - (Effective October 1, 2010) Funds awaiting investment or distribution.
- 6.2-1090 - (Effective October 1, 2010) Dealings with self or affiliates.
- 6.2-1091 - (Effective October 1, 2010) Voting of financial institution stock held by association as fiduciary; when association disqualified from voting.
- 6.2-1092 - (Effective October 1, 2010) Transactions between trust accounts.
- 6.2-1093 - (Effective October 1, 2010) Custody of assets and investments held in trust.
- 6.2-1094 - (Effective October 1, 2010) Establishment of common trust funds and collective investment funds; court accountings.
- 6.2-1095 - (Effective October 1, 2010) Compensation of association acting as fiduciary.
- 6.2-1096 - (Effective October 1, 2010) Surrender of trust powers by association.
- 6.2-1097 - (Effective October 1, 2010) Effect on trust accounts of appointment of receiver for association or of voluntary dissolution of association.
- 6.2-1098 - (Effective October 1, 2010) Revocation of trust powers.
- 6.2-1099 - (Effective October 1, 2010) Trust powers of state savings banks.
- Chapter 11 - Savings Institutions (6.2-1100 thru 6.2-1205)
- 6.2-1100 - (Effective October 1, 2010) Definitions.
- 6.2-1101 - (Effective October 1, 2010) Construction and application of chapter.
- 6.2-1102 - (Effective October 1, 2010) Associations operating share accumulation loan plans; continued operation.
- 6.2-1103 - (Effective October 1, 2010) Prohibitions on conduct of savings institution business; exceptions; penalty.
- 6.2-1104 - (Effective October 1, 2010) False statements and similar actions prohibited; penalty.
- 6.2-1105 - (Effective October 1, 2010) Use of savings institution name, logo, or symbol for marketing purposes; penalty.
- 6.2-1106 - (Effective October 1, 2010) Prohibitions on the use of certain terms; exceptions; penalty.
- 6.2-1107 - (Effective October 1, 2010) Defamation of savings institutions and certain federal agencies prohibited; penalty.
- 6.2-1108 - (Effective October 1, 2010) Membership in Federal Home Loan Bank and Federal Deposit Insurance Corporation authorized; insurance required as a condition to receiving deposits; representatio
- 6.2-1109 - (Effective October 1, 2010) Representations that accounts are insured; misleading advertisements.
- 6.2-1110 - (Effective October 1, 2010) Membership in facilitating organizations or instrumentalities.
- 6.2-1111 - (Effective October 1, 2010) Authority to purchase, convey or manage property in which state savings institution has a security interest; time limitation.
- 6.2-1112 - (Effective October 1, 2010) Applicability of Virginia Uniform Commercial Code to commercial paper and depository activities of savings institutions.
- 6.2-1113 - (Effective October 1, 2010) Discoverability or admissibility of compliance review committee documents.
- 6.2-1114 - (Effective October 1, 2010) Application of Virginia Stock Corporation Act and Virginia Nonstock Corporation Act.
- 6.2-1115 - (Effective October 1, 2010) Formation of state savings institutions.
- 6.2-1116 - (Effective October 1, 2010) Corporation name.
- 6.2-1117 - (Effective October 1, 2010) Par value of shares; payment of shares; reacquisitions of shares or acceptance thereof as security; how subscriptions to stock to be paid; disposition of money r
- 6.2-1118 - (Effective October 1, 2010) Certificate of authority to do business.
- 6.2-1119 - (Effective October 1, 2010) Commissions and other fees for sale of stock not permitted.
- 6.2-1120 - (Effective October 1, 2010) Minimum capital requirement.
- 6.2-1121 - (Effective October 1, 2010) Board of directors.
- 6.2-1122 - (Effective October 1, 2010) Meetings of board of directors.
- 6.2-1123 - (Effective October 1, 2010) Notice of meetings of members; determining members entitled to notice or to vote.
- 6.2-1124 - (Effective October 1, 2010) Voting rights; proxies.
- 6.2-1125 - (Effective October 1, 2010) Access to books and records; communication with members.
- 6.2-1126 - (Effective October 1, 2010) Audit of savings institution; report.
- 6.2-1127 - (Effective October 1, 2010) Bonds of officers and employees.
- 6.2-1128 - (Effective October 1, 2010) Loans to executive officers or directors.
- 6.2-1129 - (Effective October 1, 2010) Overdrafts by savings institution officers, directors or employees.
- 6.2-1130 - (Effective October 1, 2010) Reserves; surplus and undivided profits.
- 6.2-1131 - (Effective October 1, 2010) Liability of members of mutual savings institutions.
- 6.2-1132 - (Effective October 1, 2010) Mutual capital certificates.
- 6.2-1133 - (Effective October 1, 2010) Offices and other facilities of state and foreign savings institutions; approval of branch offices required.
- 6.2-1134 - (Effective October 1, 2010) Facilities associated with branch office.
- 6.2-1135 - (Effective October 1, 2010) Change of branch office location.
- 6.2-1136 - (Effective October 1, 2010) Remote service units.
- 6.2-1137 - (Effective October 1, 2010) Off premises financial services.
- 6.2-1138 - (Effective October 1, 2010) Suspension of business during actual or threatened emergency.
- 6.2-1139 - (Effective October 1, 2010) Conversion from mutual savings institution to stock institution.
- 6.2-1140 - (Effective October 1, 2010) Reorganization of mutual association into mutual holding company; approval by Commissioner; powers; issuance of stock.
- 6.2-1141 - (Effective October 1, 2010) Conversion of state savings institution into federal financial institution.
- 6.2-1142 - (Effective October 1, 2010) Conversion of federal financial institution into state savings institution or state bank.
- 6.2-1143 - (Effective October 1, 2010) Conversion from state savings bank to state association; conversion from state association to state savings bank.
- 6.2-1144 - (Effective October 1, 2010) Conversion from stock savings institution to bank.
- 6.2-1145 - (Effective October 1, 2010) Merger or consolidation of savings institutions.
- 6.2-1146 - (Effective October 1, 2010) State association or association holding company acquiring bank; association acquired by bank or bank holding company; merger or consolidation of association and
- 6.2-1147 - (Effective October 1, 2010) Acquisition of control of state stock institution requires Commission approval.
- 6.2-1148 - (Effective October 1, 2010) Definitions.
- 6.2-1149 - (Effective October 1, 2010) Foreign savings institutions; certificate of authority.
- 6.2-1150 - (Effective October 1, 2010) When operation of foreign savings institution in the Commonwealth is prohibited.
- 6.2-1151 - (Effective October 1, 2010) Applicability of Virginia Stock and Nonstock Corporation Acts.
- 6.2-1152 - (Effective October 1, 2010) Law applicable to contracts of foreign savings institutions.
- 6.2-1153 - (Effective October 1, 2010) Examination and supervision of foreign savings institutions.
- 6.2-1154 - (Effective October 1, 2010) Revocation of certificate of authority of foreign savings institution.
- 6.2-1155 - (Effective October 1, 2010) Unapproved foreign savings institutions.
- 6.2-1156 - (Effective October 1, 2010) Activities that are not considered doing business.".
- 6.2-1157 - (Effective October 1, 2010) Acquisitions by out-of-state savings institution holding company.
- 6.2-1158 - (Effective October 1, 2010) Acquisitions by out-of-state savings institution.
- 6.2-1159 - (Effective October 1, 2010) Investigation of application; prescribed investigation period; shortening, lengthening or waiving of period; hearing; appeals.
- 6.2-1160 - (Effective October 1, 2010) Notice of intent to acquire out-of-state savings institution.
- 6.2-1161 - (Effective October 1, 2010) Applicable laws and regulations; enforcement by Commission.
- 6.2-1162 - (Effective October 1, 2010) Periodic reports; interstate agreements.
- 6.2-1163 - (Effective October 1, 2010) Application of article to bank or bank holding company.
- 6.2-1164 - (Effective October 1, 2010) Acquisitions of state savings bank or holding companies by out-of-state financial institutions.
- 6.2-1165 - (Effective October 1, 2010) Nonseverability.
- 6.2-1166 - (Effective October 1, 2010) Accounts of state savings institutions.
- 6.2-1167 - (Effective October 1, 2010) Rules governing withdrawal.
- 6.2-1168 - (Effective October 1, 2010) Redemption.
- 6.2-1169 - (Effective October 1, 2010) Accounts of savings institutions as legal investments and as security.
- 6.2-1170 - (Effective October 1, 2010) Deposits of federal taxes and U.S. Treasury tax and loan accounts.
- 6.2-1171 - (Effective October 1, 2010) Accounts under federal Self-Employed Individuals Tax Retirement Act and federal Employee Retirement Income Security Act of 1974 (P.L. 93-406, 88 Stat. 829).
- 6.2-1172 - (Effective October 1, 2010) Accounts issued in name of minor.
- 6.2-1173 - (Effective October 1, 2010) Powers of attorney on accounts.
- 6.2-1174 - (Effective October 1, 2010) Accounts of deceased or incompetent persons.
- 6.2-1175 - Description unavailable
- 6.2-1176 - (Effective October 1, 2010) Accounts of fiduciaries.
- 6.2-1177 - (Effective October 1, 2010) Savings institution need not inquire as to fiduciary funds deposited in fiduciary's personal account.
- 6.2-1178 - (Effective October 1, 2010) Accounts held by various trustees for same beneficiary.
- 6.2-1179 - (Effective October 1, 2010) Real estate loans; required investment.
- 6.2-1180 - (Effective October 1, 2010) Appraisals; loan-to-value ratios.
- 6.2-1181 - (Effective October 1, 2010) Initial repayments on real estate loans.
- 6.2-1182 - (Effective October 1, 2010) Adjustable real estate loans.
- 6.2-1183 - (Effective October 1, 2010) Special provisions for home loans.
- 6.2-1184 - (Effective October 1, 2010) Dealing with successors in interest.
- 6.2-1185 - (Effective October 1, 2010) Trustees on loans secured by deed of trust.
- 6.2-1186 - (Effective October 1, 2010) General investment authority of state savings institutions.
- 6.2-1187 - (Effective October 1, 2010) Investment authority of state savings banks.
- 6.2-1188 - (Effective October 1, 2010) Effect of repeal or amendment of statute or regulation on existing loan or investment.
- 6.2-1189 - (Effective October 1, 2010) Limitation on liability of savings institutions making loans for certain purposes.
- 6.2-1190 - (Effective October 1, 2010) Perfection of certain security interests.
- 6.2-1191 - (Effective October 1, 2010) General supervisory powers of Commission.
- 6.2-1192 - (Effective October 1, 2010) Regulations.
- 6.2-1193 - (Effective October 1, 2010) Statements to be furnished by Commission to directors of savings institutions.
- 6.2-1194 - (Effective October 1, 2010) State savings institutions to furnish financial statements and reports.
- 6.2-1195 - (Effective October 1, 2010) Examination of state savings institutions and affiliates by Commissioner; report of examination.
- 6.2-1196 - (Effective October 1, 2010) Access to books and evidence of debt; examination of directors, officers, and employees under oath.
- 6.2-1197 - (Effective October 1, 2010) False statements; penalty.
- 6.2-1198 - (Effective October 1, 2010) Audits.
- 6.2-1199 - (Effective October 1, 2010) Powers of Commission in case of nonobservance of law, noncompliance with orders, insufficient reserves or insolvency; appointment of Federal Deposit Insurance Co
- 6.2-1200 - (Effective October 1, 2010) Removal of director or officer; appeal; penalty for acting after removal.
- 6.2-1201 - (Effective October 1, 2010) Special examinations.
- 6.2-1202 - (Effective October 1, 2010) Fees for supervision and regulation; investigations.
- 6.2-1203 - (Effective October 1, 2010) Examination of persons believed to be doing business without authority; doing business without authority; penalty.
- 6.2-1204 - (Effective October 1, 2010) Compliance by savings institution holding companies with federal regulations constitutes compliance with Commission regulations.
- 6.2-1205 - (Effective October 1, 2010) Merger, consolidation or transfer of assets of insolvent or financially unstable savings institution; notice and hearing; final order; priorities; examinations o
- Chapter 13 - Credit Unions (6.2-1300 thru 6.2-1380)
- 6.2-1300 - (Effective October 1, 2010) Definitions.
- 6.2-1301 - (Effective October 1, 2010) Effect of ownership of a share account; priority of shares.
- 6.2-1302 - (Effective October 1, 2010) Powers.
- 6.2-1303 - (Effective October 1, 2010) Regulations.
- 6.2-1304 - (Effective October 1, 2010) Franchise tax exemption.
- 6.2-1305 - (Effective October 1, 2010) Making or circulating derogatory statements affecting credit unions; penalty.
- 6.2-1306 - (Effective October 1, 2010) Unlawful use of words "credit union.".
- 6.2-1307 - (Effective October 1, 2010) Use of credit union name, logo, or symbol for marketing purposes; penalty.
- 6.2-1308 - (Effective October 1, 2010) Supervision and regulation by Commission.
- 6.2-1309 - (Effective October 1, 2010) Examinations.
- 6.2-1310 - (Effective October 1, 2010) Fees for examination, supervision, and regulation.
- 6.2-1311 - (Effective October 1, 2010) Reports to Commission; penalty for failure to make reports.
- 6.2-1312 - (Effective October 1, 2010) Cease and desist orders; right to hearing.
- 6.2-1313 - (Effective October 1, 2010) Powers of Commission in case of nonobservance of law, noncompliance with orders, insufficient reserves, or insolvency; appointment of receiver.
- 6.2-1314 - (Effective October 1, 2010) Penalties for violation of orders of Commission.
- 6.2-1315 - (Effective October 1, 2010) Removal of director or officer; penalty for acting after removal.
- 6.2-1316 - (Effective October 1, 2010) Offenses; penalty.
- 6.2-1317 - (Effective October 1, 2010) Supervisory merger or transfer of assets of insolvent credit union.
- 6.2-1318 - (Effective October 1, 2010) Consolidation or merger.
- 6.2-1319 - (Effective October 1, 2010) Involuntary dissolution.
- 6.2-1320 - (Effective October 1, 2010) Incorporation.
- 6.2-1321 - (Effective October 1, 2010) Certificate of authority.
- 6.2-1322 - (Effective October 1, 2010) Contents of bylaws; amendments to bylaws generally.
- 6.2-1323 - (Effective October 1, 2010) Amendments to articles of incorporation and bylaws.
- 6.2-1324 - (Effective October 1, 2010) Bylaws amended by Commission.
- 6.2-1325 - (Effective October 1, 2010) Fiscal year.
- 6.2-1326 - (Effective October 1, 2010) Establishing, moving, and closing offices.
- 6.2-1327 - (Effective October 1, 2010) Membership defined; field of membership.
- 6.2-1328 - (Effective October 1, 2010) Expansion of field of membership.
- 6.2-1329 - (Effective October 1, 2010) Membership meetings; voting.
- 6.2-1330 - (Effective October 1, 2010) Special meetings.
- 6.2-1331 - (Effective October 1, 2010) Definitions.
- 6.2-1332 - (Effective October 1, 2010) Insurance of shares.
- 6.2-1333 - (Effective October 1, 2010) Establishment of corporation; purposes.
- 6.2-1334 - (Effective October 1, 2010) Contents of corporation bylaws; amendments thereto.
- 6.2-1335 - (Effective October 1, 2010) Application for membership; share insurance required.
- 6.2-1336 - (Effective October 1, 2010) Loss reserve contributions.
- 6.2-1337 - (Effective October 1, 2010) Annual and special assessments.
- 6.2-1338 - (Effective October 1, 2010) Duties and additional powers of corporation.
- 6.2-1339 - (Effective October 1, 2010) Duties and powers of Commission; judicial review.
- 6.2-1340 - (Effective October 1, 2010) Supervision, reports and examinations by Commission.
- 6.2-1341 - (Effective October 1, 2010) Audit by corporation and corrective measures; appeal.
- 6.2-1342 - (Effective October 1, 2010) Tax exemptions.
- 6.2-1343 - (Effective October 1, 2010) Inconsistent laws inapplicable.
- 6.2-1344 - (Effective October 1, 2010) Voluntary merger.
- 6.2-1345 - (Effective October 1, 2010) Voluntary dissolution.
- 6.2-1346 - (Effective October 1, 2010) Conversion of federal credit union to state credit union.
- 6.2-1347 - (Effective October 1, 2010) Conversion of state credit union to federal credit union.
- 6.2-1347.1 - (Effective October 1, 2010) Conversion to a state mutual savings institution.
- 6.2-1348 - (Effective October 1, 2010) Board of directors; number; election; term; appointment of supervisory and credit committees.
- 6.2-1349 - (Effective October 1, 2010) Board of directors; election of officers.
- 6.2-1350 - (Effective October 1, 2010) Executive committee.
- 6.2-1351 - (Effective October 1, 2010) Meetings of directors.
- 6.2-1352 - (Effective October 1, 2010) Compensation of officials.
- 6.2-1353 - (Effective October 1, 2010) Powers and duties of directors.
- 6.2-1354 - (Effective October 1, 2010) Credit committee or loan officers; appeal.
- 6.2-1355 - (Effective October 1, 2010) Supervisory committee; suspension and removal of officials.
- 6.2-1356 - (Effective October 1, 2010) Special audit.
- 6.2-1357 - (Effective October 1, 2010) Qualifications of officials.
- 6.2-1358 - (Effective October 1, 2010) Share accounts.
- 6.2-1359 - (Effective October 1, 2010) Payment for shares; transfers; lien on shares.
- 6.2-1360 - (Effective October 1, 2010) Dividends.
- 6.2-1361 - (Effective October 1, 2010) Ascertaining value of assets.
- 6.2-1362 - (Effective October 1, 2010) Minors' accounts.
- 6.2-1363 - (Effective October 1, 2010) Individual retirement accounts and retirement or pension plans.
- 6.2-1364 - (Effective October 1, 2010) Acceptance of money under Virginia Uniform Transfers to Minors Act.
- 6.2-1365 - (Effective October 1, 2010) Accounts of deceased or incapacitated person.
- 6.2-1366 - Description unavailable
- 6.2-1367 - (Effective October 1, 2010) Application of provisions to federal credit unions.
- 6.2-1368 - (Effective October 1, 2010) Accounts of fiduciaries.
- 6.2-1369 - (Effective October 1, 2010) Credit union need not inquire as to fiduciary funds used to purchase shares in fiduciary's personal account.
- 6.2-1370 - (Effective October 1, 2010) Purpose and condition of loans.
- 6.2-1371 - (Effective October 1, 2010) Other charges.
- 6.2-1372 - (Effective October 1, 2010) Loan limits.
- 6.2-1373 - (Effective October 1, 2010) Loans to members of credit committee; nonmember loans.
- 6.2-1374 - (Effective October 1, 2010) Lines of credit.
- 6.2-1375 - (Effective October 1, 2010) Cooperative loans.
- 6.2-1376 - (Effective October 1, 2010) Authorized investments.
- 6.2-1377 - (Effective October 1, 2010) Maintenance of regular reserves; special reserves.
- 6.2-1378 - (Effective October 1, 2010) Use of reserves.
- 6.2-1379 - (Effective October 1, 2010) Out-of-state credit unions.
- 6.2-1380 - (Effective October 1, 2010) Examinations; periodic reports; cooperative agreements; assessment of fees.
- Chapter 14 - Industrial Loan Associations (6.2-1400 thru 6.2-1421)
- 6.2-1400 - (Effective October 1, 2010) Definitions.
- 6.2-1401 - (Effective October 1, 2010) Powers of associations.
- 6.2-1402 - (Effective October 1, 2010) Use of certain words in name prohibited.
- 6.2-1403 - (Effective October 1, 2010) Directors.
- 6.2-1404 - (Effective October 1, 2010) Commission may regulate issuance of evidences of debt.
- 6.2-1405 - (Effective October 1, 2010) Extent to which associations regarded as banks; conversion of certain associations to banks; new associations not authorized.
- 6.2-1406 - (Effective October 1, 2010) Sale of certificates of investment by certain associations prohibited.
- 6.2-1407 - (Effective October 1, 2010) Prohibitions on associations with certificates issued and outstanding; advertisements.
- 6.2-1408 - (Effective October 1, 2010) Associations to have one office; how office moved.
- 6.2-1409 - (Effective October 1, 2010) Prepayment by borrower from association; rebates for unearned interest; prepayment penalty.
- 6.2-1410 - (Effective October 1, 2010) Amount of loan.
- 6.2-1411 - (Effective October 1, 2010) Retention of books, accounts, and records.
- 6.2-1412 - (Effective October 1, 2010) Annual report.
- 6.2-1413 - (Effective October 1, 2010) Investigations; examinations.
- 6.2-1414 - (Effective October 1, 2010) Annual fees.
- 6.2-1415 - (Effective October 1, 2010) Regulations.
- 6.2-1416 - (Effective October 1, 2010) Prohibited practices.
- 6.2-1417 - (Effective October 1, 2010) Escrow accounts.
- 6.2-1418 - (Effective October 1, 2010) Suspension or revocation of authority.
- 6.2-1419 - (Effective October 1, 2010) Cease and desist orders.
- 6.2-1420 - (Effective October 1, 2010) Notice of proposed suspension or revocation.
- 6.2-1421 - (Effective October 1, 2010) Civil penalties.
- Chapter 15 - Consumer Finance Companies. (6.2-1500 thru 6.2-1543)
- 6.2-1500 - (Effective October 1, 2010) Definitions.
- 6.2-1501 - (Effective October 1, 2010) Compliance with chapter; license required; attempts to evade application of chapter.
- 6.2-1502 - (Effective October 1, 2010) Certain persons ineligible as licensees; exception for subsidiaries.
- 6.2-1503 - (Effective October 1, 2010) Scope of chapter.
- 6.2-1504 - (Effective October 1, 2010) Restrictions on name.
- 6.2-1505 - (Effective October 1, 2010) Application for license; application fee.
- 6.2-1506 - (Effective October 1, 2010) Investigation of application.
- 6.2-1507 - (Effective October 1, 2010) Issuance of license.
- 6.2-1508 - (Effective October 1, 2010) Notices to Commission.
- 6.2-1509 - (Effective October 1, 2010) Contents, posting, transfer, and duration of license.
- 6.2-1510 - (Effective October 1, 2010) Acquisition of control; application.
- 6.2-1511 - (Effective October 1, 2010) Revocation of license.
- 6.2-1512 - (Effective October 1, 2010) Suspension of license.
- 6.2-1513 - (Effective October 1, 2010) Record and notice of revocation or suspension.
- 6.2-1514 - (Effective October 1, 2010) Surrender of license.
- 6.2-1515 - (Effective October 1, 2010) Effect of license revocation, suspension, or surrender.
- 6.2-1516 - (Effective October 1, 2010) Reinstatement of license.
- 6.2-1517 - (Effective October 1, 2010) Place of business generally.
- 6.2-1518 - (Effective October 1, 2010) Notice of conduct of other business in same place of business; fee.
- 6.2-1519 - (Effective October 1, 2010) Changing place of business.
- 6.2-1520 - (Effective October 1, 2010) Rate of interest; late charges; processing fees.
- 6.2-1521 - (Effective October 1, 2010) Post-judgment charges.
- 6.2-1522 - (Effective October 1, 2010) Other limitations on interest.
- 6.2-1523 - (Effective October 1, 2010) Additional charges prohibited; exceptions.
- 6.2-1524 - (Effective October 1, 2010) Required and prohibited activities and conduct.
- 6.2-1525 - (Effective October 1, 2010) Wage purchases.
- 6.2-1526 - (Effective October 1, 2010) Wage assignments.
- 6.2-1527 - (Effective October 1, 2010) Liens on household furniture.
- 6.2-1528 - (Effective October 1, 2010) Exemptions unimpaired.
- 6.2-1529 - (Effective October 1, 2010) Collection of loans made outside Commonwealth.
- 6.2-1530 - (Effective October 1, 2010) Investigations; immunities.
- 6.2-1531 - (Effective October 1, 2010) Examination.
- 6.2-1532 - (Effective October 1, 2010) Fees for examination, supervision and regulation.
- 6.2-1533 - (Effective October 1, 2010) Books, accounts, and records; pledge or deposit of notes and securities.
- 6.2-1534 - (Effective October 1, 2010) Annual reports.
- 6.2-1535 - (Effective October 1, 2010) Regulations and orders.
- 6.2-1536 - (Effective October 1, 2010) Disclosures in connection with sale of securities.
- 6.2-1537 - (Effective October 1, 2010) Authority of Attorney General; impoundment of property and receivership.
- 6.2-1538 - (Effective October 1, 2010) Copies of orders or licenses.
- 6.2-1539 - (Effective October 1, 2010) Review by Commission.
- 6.2-1540 - (Effective October 1, 2010) Criminal penalties.
- 6.2-1541 - (Effective October 1, 2010) Unlawful contracts void; recovery of amounts paid.
- 6.2-1542 - (Effective October 1, 2010) Duty to refund unauthorized or excess charges; liability to borrower for penalty.
- 6.2-1543 - (Effective October 1, 2010) Civil penalties.
- Chapter 16 - Mortgage Lenders and Mortgage Brokers (6.2-1600 thru 6.2-1629)
- 6.2-1600 - (Effective October 1, 2010) Definitions.
- 6.2-1601 - (Effective October 1, 2010) License requirement.
- 6.2-1602 - (Effective October 1, 2010) Persons exempt from chapter.
- 6.2-1603 - (Effective October 1, 2010) Application for license; form; content; fee.
- 6.2-1604 - (Effective October 1, 2010) Bond required.
- 6.2-1605 - (Effective October 1, 2010) Investigation of applications.
- 6.2-1606 - (Effective October 1, 2010) Qualifications.
- 6.2-1607 - (Effective October 1, 2010) Licenses; places of business; changes.
- 6.2-1608 - (Effective October 1, 2010) Acquisition of control; application.
- 6.2-1609 - (Effective October 1, 2010) Retention of books, accounts and records.
- 6.2-1610 - (Effective October 1, 2010) Annual report.
- 6.2-1611 - (Effective October 1, 2010) Investigations; examinations.
- 6.2-1612 - (Effective October 1, 2010) Annual fees.
- 6.2-1613 - (Effective October 1, 2010) Regulations.
- 6.2-1614 - (Effective October 1, 2010) Prohibitions applicable to mortgage lenders and mortgage brokers.
- 6.2-1615 - (Effective October 1, 2010) Other prohibitions applicable to mortgage lenders.
- 6.2-1616 - (Effective October 1, 2010) Other prohibitions applicable to mortgage brokers.
- 6.2-1617 - (Effective October 1, 2010) Application to certain real estate brokers.
- 6.2-1618 - (Effective October 1, 2010) Escrow accounts.
- 6.2-1619 - (Effective October 1, 2010) Suspension or revocation of license.
- 6.2-1620 - (Effective October 1, 2010) Censuring, suspending, or barring persons.
- 6.2-1621 - (Effective October 1, 2010) Filing of written report with Commissioner; events affecting activities of licensee.
- 6.2-1622 - (Effective October 1, 2010) Cease and desist orders.
- 6.2-1623 - (Effective October 1, 2010) Notice of proposed suspension or revocation.
- 6.2-1624 - (Effective October 1, 2010) Civil penalties.
- 6.2-1625 - (Effective October 1, 2010) Criminal penalties.
- 6.2-1626 - (Effective October 1, 2010) Authority of Attorney General; referral by Commission to Attorney General.
- 6.2-1627 - (Effective October 1, 2010) Private actions.
- 6.2-1628 - (Effective October 1, 2010) Enforcement of prohibitions on certain practices; recovery of attorney fees.
- 6.2-1629 - (Effective October 1, 2010) Prohibited practices; authority of the Attorney General.
- Chapter 17 - Mortgage Loan Originators (6.2-1700 thru 6.2-1720)
- 6.2-1700 - (Effective October 1, 2010) Definitions.
- 6.2-1701 - (Effective October 1, 2010) License requirement.
- 6.2-1702 - (Effective October 1, 2010) Application for license; form; content; fee.
- 6.2-1703 - (Effective October 1, 2010) Bond required.
- 6.2-1704 - (Effective October 1, 2010) Mortgage loan originator background checks.
- 6.2-1705 - (Effective October 1, 2010) Coordination of licensing.
- 6.2-1706 - (Effective October 1, 2010) Qualifications.
- 6.2-1707 - (Effective October 1, 2010) Other conditions for mortgage loan originator licensing.
- 6.2-1708 - (Effective October 1, 2010) Pre-licensing education of mortgage loan originators.
- 6.2-1709 - (Effective October 1, 2010) Testing of mortgage loan originator applicants.
- 6.2-1710 - (Effective October 1, 2010) Continuing education requirements.
- 6.2-1711 - (Effective October 1, 2010) Licenses; places of business; changes.
- 6.2-1712 - (Effective October 1, 2010) Provisional mortgage loan originator license.
- 6.2-1713 - (Effective October 1, 2010) Investigations; examinations.
- 6.2-1714 - (Effective October 1, 2010) Annual fees.
- 6.2-1715 - (Effective October 1, 2010) Advertising.
- 6.2-1716 - (Effective October 1, 2010) Suspension or revocation of license.
- 6.2-1717 - (Effective October 1, 2010) Filing of written report with Commissioner; events affecting a licensee.
- 6.2-1718 - (Effective October 1, 2010) Notice of proposed suspension or revocation.
- 6.2-1719 - (Effective October 1, 2010) Civil penalties.
- 6.2-1720 - (Effective October 1, 2010) Regulations; agreements between Commission and Registry.
- Chapter 18 - Payday Lenders (6.2-1800 thru 6.2-1829)
- 6.2-1800 - (Effective October 1, 2010) Definitions.
- 6.2-1801 - (Effective October 1, 2010) License requirement.
- 6.2-1802 - (Effective October 1, 2010) Applicability.
- 6.2-1803 - (Effective October 1, 2010) Application for license; form; content; fee.
- 6.2-1804 - (Effective October 1, 2010) Bond required.
- 6.2-1805 - (Effective October 1, 2010) Investigation of applications.
- 6.2-1806 - (Effective October 1, 2010) Qualifications.
- 6.2-1807 - (Effective October 1, 2010) Licenses; places of offices; changes.
- 6.2-1808 - (Effective October 1, 2010) Acquisition of control; application.
- 6.2-1809 - (Effective October 1, 2010) Retention of books, accounts, and records.
- 6.2-1810 - (Effective October 1, 2010) Payday lending database.
- 6.2-1811 - (Effective October 1, 2010) Annual report.
- 6.2-1812 - (Effective October 1, 2010) Other reporting requirements.
- 6.2-1813 - (Effective October 1, 2010) Investigations; examinations.
- 6.2-1814 - (Effective October 1, 2010) Annual fees.
- 6.2-1815 - (Effective October 1, 2010) Regulations.
- 6.2-1816 - (Effective October 1, 2010) Required and prohibited business methods.
- 6.2-1817 - (Effective October 1, 2010) Rate of interest, loan fee, and verification fee.
- 6.2-1818 - (Effective October 1, 2010) Additional charges.
- 6.2-1819 - (Effective October 1, 2010) Advertising.
- 6.2-1820 - (Effective October 1, 2010) Other business.
- 6.2-1821 - (Effective October 1, 2010) Suspension or revocation of license.
- 6.2-1822 - (Effective October 1, 2010) Cease and desist orders.
- 6.2-1823 - (Effective October 1, 2010) Notice of proposed suspension or revocation.
- 6.2-1824 - (Effective October 1, 2010) Civil penalties.
- 6.2-1825 - (Effective October 1, 2010) Criminal penalties.
- 6.2-1826 - (Effective October 1, 2010) Validity of noncompliant loan agreement; private right of action.
- 6.2-1827 - (Effective October 1, 2010) Application of chapter to Internet loans.
- 6.2-1828 - (Effective October 1, 2010) Authority of Attorney General; referral by Commission to Attorney General.
- 6.2-1829 - (Effective October 1, 2010) Violation of the Virginia Consumer Protection Act.
- Chapter 19 - Money Order Sellers and Money Transmitters (6.2-1900 thru 6.2-1921)
- 6.2-1900 - (Effective October 1, 2010) Definitions.
- 6.2-1901 - (Effective October 1, 2010) License required; exception.
- 6.2-1902 - (Effective October 1, 2010) Scope and construction of chapter.
- 6.2-1903 - (Effective October 1, 2010) Application for license; financial statements; application fee.
- 6.2-1904 - (Effective October 1, 2010) Bond required.
- 6.2-1905 - (Effective October 1, 2010) Annual fees; expenses; annual reports; renewal.
- 6.2-1906 - (Effective October 1, 2010) Conditions prerequisite to issuance of license; net worth requirement.
- 6.2-1907 - (Effective October 1, 2010) Investigations; license revocation.
- 6.2-1908 - (Effective October 1, 2010) Notice of proposed revocation.
- 6.2-1909 - (Effective October 1, 2010) Cease and desist orders.
- 6.2-1910 - (Effective October 1, 2010) Examination of books by Commission; reporting violations.
- 6.2-1911 - (Effective October 1, 2010) Conduct of business through authorized delegates of licensee.
- 6.2-1912 - (Effective October 1, 2010) Liability of licensee for payment of money order; money order to bear name of licensee.
- 6.2-1913 - (Effective October 1, 2010) Regulations.
- 6.2-1914 - (Effective October 1, 2010) Acquisition of control; application.
- 6.2-1915 - (Effective October 1, 2010) Sale or issuance of bearer money orders; prohibition.
- 6.2-1916 - (Effective October 1, 2010) Retention of books, accounts, and records.
- 6.2-1917 - (Effective October 1, 2010) Other reporting requirements.
- 6.2-1918 - (Effective October 1, 2010) Maintenance of permissible investments.
- 6.2-1919 - (Effective October 1, 2010) Types of permissible investments.
- 6.2-1920 - (Effective October 1, 2010) Civil penalties.
- 6.2-1921 - (Effective October 1, 2010) Criminal penalty.
- Chapter 20 - Agencies Providing Debt Management Plans (6.2-2000 thru 6.2-2025)
- 6.2-2000 - (Effective October 1, 2010) Definitions.
- 6.2-2001 - (Effective October 1, 2010) License requirement; exceptions.
- 6.2-2002 - (Effective October 1, 2010) Application for license; form; content; fee.
- 6.2-2003 - (Effective October 1, 2010) Bond required.
- 6.2-2004 - (Effective October 1, 2010) Investigation of applications.
- 6.2-2005 - (Effective October 1, 2010) Qualifications.
- 6.2-2006 - (Effective October 1, 2010) Licenses; places of business; changes.
- 6.2-2007 - (Effective October 1, 2010) Acquisition of control; application.
- 6.2-2008 - (Effective October 1, 2010) Retention of books, accounts, and records; responding to Bureau.
- 6.2-2009 - (Effective October 1, 2010) Annual report.
- 6.2-2010 - (Effective October 1, 2010) Other reporting requirements.
- 6.2-2011 - (Effective October 1, 2010) Investigations; examinations.
- 6.2-2012 - (Effective October 1, 2010) Annual fees.
- 6.2-2013 - (Effective October 1, 2010) Regulations.
- 6.2-2014 - (Effective October 1, 2010) Required and prohibited business methods.
- 6.2-2015 - (Effective October 1, 2010) Fees and contributions.
- 6.2-2016 - (Effective October 1, 2010) Additional charges.
- 6.2-2017 - (Effective October 1, 2010) Advertising.
- 6.2-2018 - (Effective October 1, 2010) Suspension or revocation of license.
- 6.2-2019 - (Effective October 1, 2010) Cease and desist orders.
- 6.2-2020 - (Effective October 1, 2010) Notice of proposed suspension or revocation.
- 6.2-2021 - (Effective October 1, 2010) Civil penalties.
- 6.2-2022 - (Effective October 1, 2010) Criminal penalty.
- 6.2-2023 - (Effective October 1, 2010) Private right of action.
- 6.2-2024 - (Effective October 1, 2010) Authority of Attorney General; referral by Commission to Attorney General.
- 6.2-2025 - (Effective October 1, 2010) Violation of the Virginia Consumer Protection Act.
- Chapter 21 - Check Cashers (6.2-2100 thru 6.2-2111)
- 6.2-2100 - (Effective October 1, 2010) Definitions.
- 6.2-2101 - (Effective October 1, 2010) Registration requirement; offices.
- 6.2-2102 - (Effective October 1, 2010) Exempt persons.
- 6.2-2103 - (Effective October 1, 2010) Registration fees; reports.
- 6.2-2104 - (Effective October 1, 2010) Investigations.
- 6.2-2105 - (Effective October 1, 2010) Fees posted; endorsement of items cashed.
- 6.2-2106 - (Effective October 1, 2010) Regulations.
- 6.2-2107 - (Effective October 1, 2010) Prohibited practices.
- 6.2-2108 - (Effective October 1, 2010) Civil penalties; civil action.
- 6.2-2109 - (Effective October 1, 2010) Criminal penalties.
- 6.2-2110 - (Effective October 1, 2010) Revocation of registration.
- 6.2-2111 - (Effective October 1, 2010) Notice of proposed revocation.
- Chapter 22 - Motor Vehicle Title Loans. (6.2-2200 thru 6.2-2227)
- 6.2-2200 - (Effective October 1, 2010) Definitions.
- 6.2-2201 - (Effective October 1, 2010) License required.
- 6.2-2202 - (Effective October 1, 2010) Scope of chapter.
- 6.2-2203 - (Effective October 1, 2010) Application for license; form; content; fee.
- 6.2-2204 - (Effective October 1, 2010) Bond required.
- 6.2-2205 - (Effective October 1, 2010) Investigation of applications.
- 6.2-2206 - (Effective October 1, 2010) Qualifications.
- 6.2-2207 - (Effective October 1, 2010) Licenses; places of business; changes.
- 6.2-2208 - (Effective October 1, 2010) Acquisition of control; application.
- 6.2-2209 - (Effective October 1, 2010) Retention of books, accounts, and records.
- 6.2-2210 - (Effective October 1, 2010) Annual report.
- 6.2-2211 - (Effective October 1, 2010) Other reporting requirements.
- 6.2-2212 - (Effective October 1, 2010) Investigations; examinations.
- 6.2-2213 - (Effective October 1, 2010) Annual fees.
- 6.2-2214 - (Effective October 1, 2010) Regulations.
- 6.2-2215 - (Effective October 1, 2010) Required and prohibited business methods.
- 6.2-2216 - (Effective October 1, 2010) Interest and other charges; term; monthly payments.
- 6.2-2217 - (Effective October 1, 2010) Limited recourse; repossession and sale of motor vehicle.
- 6.2-2218 - (Effective October 1, 2010) Advertising.
- 6.2-2219 - (Effective October 1, 2010) Suspension or revocation of license.
- 6.2-2220 - (Effective October 1, 2010) Cease and desist orders.
- 6.2-2221 - (Effective October 1, 2010) Notice of proposed suspension or revocation.
- 6.2-2222 - (Effective October 1, 2010) Fines for violations.
- 6.2-2223 - (Effective October 1, 2010) Criminal penalty.
- 6.2-2224 - (Effective October 1, 2010) Validity of noncompliant loan agreement.
- 6.2-2225 - (Effective October 1, 2010) Application of chapter to Internet loans.
- 6.2-2226 - (Effective October 1, 2010) Authority of Attorney General; referral by Commission to Attorney General.
- 6.2-2227 - (Effective October 1, 2010) Violation of the Virginia Consumer Protection Act.
- Chapter 23 - Safe Deposit Boxes (6.2-2300 thru 6.2-2314)
- 6.2-2300 - (Effective October 1, 2010) Definitions.
- 6.2-2301 - (Effective October 1, 2010) Access to joint safe deposit box.
- 6.2-2302 - (Effective October 1, 2010) Limited access to safe deposit box upon death of lessee.
- 6.2-2303 - (Effective October 1, 2010) Limited access to safe deposit box upon incapacity of lessee.
- 6.2-2304 - (Effective October 1, 2010) Duty to deny access to safe deposit boxes under certain conditions.
- 6.2-2305 - (Effective October 1, 2010) Notice to lessee upon nonpayment of rent.
- 6.2-2306 - (Effective October 1, 2010) Opening box; marking contents.
- 6.2-2307 - (Effective October 1, 2010) Disposition of contents.
- 6.2-2308 - (Effective October 1, 2010) Certificate of notary public.
- 6.2-2309 - (Effective October 1, 2010) Subsequent right of lessee to contents.
- 6.2-2310 - (Effective October 1, 2010) Sale of contents after two years.
- 6.2-2311 - (Effective October 1, 2010) Disposition of proceeds of sale.
- 6.2-2312 - (Effective October 1, 2010) Rental for storage unpaid for three years.
- 6.2-2313 - (Effective October 1, 2010) Documents having pretium affectionis.
- 6.2-2314 - (Effective October 1, 2010) Provisions confer cumulative remedy.
- Chapter 24 - Securitization Transactions (6.2-2400 thru 6.2-2402)
- Chapter 25 - Refund Anticipation Loans (6.2-2500 thru 6.2-2505)