Title 8.4 - COMMERCIAL CODE - BANK DEPOSITS AND COLLECTIONS.
- Part 1 - General Provisions and Definitions (8.4-101 thru 8.4-111)
- 8.4-101 - Short title.
- 8.4-102 - Applicability.
- 8.4-103 - Variation by agreement; measure of damages; action constituting ordinary care.
- 8.4-104 - Definitions and index of definitions.
- 8.4-105 - (Effective until October 1, 2010) "Bank"; "depositary bank"; intermediary bank"; "collecting bank"; "payor bank"; "presenting bank.".
- 8.4-105.1 - Payable through or payable at bank; collecting bank.
- 8.4-106 - Separate office of a bank.
- 8.4-107 - Time of receipt of items.
- 8.4-108 - Delays.
- 8.4-109 - Description unavailable
- 8.4-110 - Electronic presentment.
- 8.4-111 - Statute of limitations.
- Part 2 - Collection of Items: Depositary and Collecting Banks (8.4-201 thru 8.4-214)
- 8.4-201 - Status of collecting bank as agent and provisional status of credits; applicability of title; item endorsed "pay any bank.".
- 8.4-202 - Responsibility for collection or return; when action timely.
- 8.4-203 - Effect of instructions.
- 8.4-204 - Methods of sending and presenting; sending directly to payor bank.
- 8.4-205 - Description unavailable
- 8.4-205.1 - Depositary bank holder of unendorsed item.
- 8.4-206 - Transfer between banks.
- 8.4-207 - Description unavailable
- 8.4-207.1 - Transfer warranties.
- 8.4-207.2 - Presentment warranties.
- 8.4-207.3 - Encoding and retention warranties.
- 8.4-208 - Security interest of collecting bank in items, accompanying documents and proceeds.
- 8.4-209 - When bank gives value for purposes of holder in due course.
- 8.4-210 - Presentment by notice of item not payable by, through or at a bank; liability of drawer or endorser.
- 8.4-211 - Description unavailable
- 8.4-211.1 - Medium and time of settlement by bank.
- 8.4-212 - Right of charge-back or refund; liability of collecting banks; return of item.
- 8.4-213 - Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal.
- 8.4-214 - Insolvency and preference.
- Part 3 - Collection of Items: Payor Banks (8.4-301 thru 8.4-303)
- 8.4-301 - Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank.
- 8.4-302 - Payor bank's responsibility for late return of item.
- 8.4-303 - When items subject to notice, stop-payment order, legal process or setoff; order in which items may be charged or certified.
- Part 4 - Relationship Between Payor Bank and Its Customer (8.4-401 thru 8.4-407)
- 8.4-401 - When bank may charge customer's account.
- 8.4-402 - Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account.
- 8.4-403 - Customer's right to stop payment; burden of proof of loss.
- 8.4-404 - Bank not obligated to pay check more than six months old.
- 8.4-405 - Death or incompetence of customer.
- 8.4-406 - Customer's duty to discover and report unauthorized signature or alteration.
- 8.4-407 - Payor bank's right to subrogation on improper payment.
- Part 5 - Collection of Documentary Drafts (8.4-501 thru 8.4-504)
- 8.4-501 - Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor.
- 8.4-502 - Presentment of "on arrival" drafts.
- 8.4-503 - Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need.
- 8.4-504 - Privilege of presenting bank to deal with goods; security interest for expenses.