Title 21 - INSURANCE
- Chapter 21.03. - SCOPE OF CODE
- Sec. 21.03.010. - Insurance regulated.
- Sec. 21.03.020. - Application of Code as to particular types of insurers. [Repealed, Sec. 2 ch 234 SLA 1968].
- Sec. 21.03.021. - Application of title.
- Sec. 21.03.030. - 21.03.050. - Existing certificates of authority and licenses; existing forms and filings; existing domestic insurers. [Repealed, Sec. 47 ch 29 SLA 1987].
- Sec. 21.03.060. - Pre-emption.
- Sec. 21.03.070. - Exemption for qualified charitable gift annuities.
- Chapter 21.05. - ADMINISTRATION
- Chapter 21.06. - THE DIRECTOR OF INSURANCE
- Sec. 21.06.010. - Appointment of director.
- Sec. 21.06.020. - Division of insurance.
- Sec. 21.06.030. - Deputies and assistants; volunteers.
- Sec. 21.06.040. - Prohibited interests, rewards. [Repealed, Sec. 47 ch 29 SLA 1987].
- Sec. 21.06.050. - Delegation of authority.
- Sec. 21.06.060. - Records.
- Sec. 21.06.070. - Evidence.
- Sec. 21.06.080. - General powers, duties; catastrophes.
- Sec. 21.06.085. - Uniform data and procedures for health claims.
- Sec. 21.06.087. - Insurance report.
- Sec. 21.06.090. - Regulations.
- Sec. 21.06.100. - Orders, notices.
- Sec. 21.06.110. - Director's annual report.
- Sec. 21.06.115. - Duty to inform public.
- Sec. 21.06.120. - Examination of insurers.
- Sec. 21.06.130. - Examination of producers, adjusters, and promoters.
- Sec. 21.06.140. - Conduct of examination.
- Sec. 21.06.150. - Examination reports.
- Sec. 21.06.160. - Examination expense.
- Sec. 21.06.165. - Immunity for director and others.
- Sec. 21.06.170. - Witnesses, evidence, and contempt.
- Sec. 21.06.180. - Hearings.
- Sec. 21.06.190. - Stay of action.
- Sec. 21.06.200. - Notice of hearing.
- Sec. 21.06.210. - Hearing procedure.
- Sec. 21.06.220. - Order on hearing.
- Sec. 21.06.230. - Appeals from the director.
- Sec. 21.06.240. - Hearings inapplicable to rate making.
- Sec. 21.06.250. - Fees and licenses.
- Sec. 21.06.255. - Information for child support purposes.
- Sec. 21.06.260. - Accounting and disposition of fees. [Repealed, Sec. 28 ch 90 SLA 1991].
- Chapter 21.07. - REGULATION OF MANAGED CARE INSURANCE PLANS
- Sec. 21.07.010. - Patient and health care provider protection.
- Sec. 21.07.020. - Required contract provisions for managed care plans.
- Sec. 21.07.030. - Choice of health care provider.
- Sec. 21.07.040. - Confidentiality of managed care information.
- Sec. 21.07.050. - External health care appeals.
- Sec. 21.07.060. - Qualifications of external appeal agencies.
- Sec. 21.07.070. - Limitation on liability of reviewers.
- Sec. 21.07.080. - Religious nonmedical providers.
- Sec. 21.07.090. - Construction.
- Sec. 21.07.250. - Definitions.
- Chapter 21.09. - AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS
- Sec. 21.09.010. - Certificate of authority required.
- Sec. 21.09.020. - Exceptions, certificate of authority requirement.
- Sec. 21.09.030. - Admission for investment only.
- Sec. 21.09.040. - General eligibility of insurers.
- Sec. 21.09.050. - Name of insurer.
- Sec. 21.09.060. - Combinations of insuring powers in one insurer.
- Sec. 21.09.070. - Capital funds required of foreign insurers and new domestic insurers.
- Sec. 21.09.080. - Capital funds required of old domestic insurers.
- Sec. 21.09.090. - Deposit requirement.
- Sec. 21.09.100. - Management and affiliations.
- Sec. 21.09.110. - Application for certificate of authority.
- Sec. 21.09.120. - Issuance, refusal, and ownership of certificate.
- Sec. 21.09.130. - Continuance, expiration, reinstatement, and amendment of certificate.
- Sec. 21.09.135. - Voluntary surrender of certificate of authority.
- Sec. 21.09.140. - Mandatory revocation or suspension of certificate.
- Sec. 21.09.150. - Suspension or revocation for violations and special grounds.
- Sec. 21.09.160. - Notice of suspension or revocation and effect upon agent's authority.
- Sec. 21.09.170. - Duration of suspension, insurer's obligations, and reinstatements.
- Sec. 21.09.175. - Determination of impairment.
- Sec. 21.09.180. - Director attorney for service of process.
- Sec. 21.09.190. - Service of process.
- Sec. 21.09.200. - Annual statement; audited financial report.
- Sec. 21.09.205. - Quarterly statement.
- Sec. 21.09.207. - Statement of actuarial opinion and supporting documentation.
- Sec. 21.09.210. - Tax.
- Sec. 21.09.220. - 21.09.240 - l Resident agent's counter signature; exception; affidavit requirement. [Repealed, Sec. 2 ch 41 SLA 1984].
- Sec. 21.09.242. - Cooperation with the Department of Health and Social Services.
- Sec. 21.09.245. - Required notice.
- Sec. 21.09.250. - Prohibited acts.
- Sec. 21.09.260. - Penalties.
- Sec. 21.09.270. - Retaliation.
- Sec. 21.09.280. - General agents. [Repealed, Sec. 47 ch 51 SLA 1990].
- Sec. 21.09.290. - Risk retention groups.
- Sec. 21.09.300. - Disclosure of material transactions.
- Sec. 21.09.310. - Authorization of United States branches of alien insurers and general requirements.
- Sec. 21.09.320. - Maintenance of records.
- Chapter 21.10. - TRANSACTION OF INSURANCE BUSINESS
- Chapter 21.12. - KINDS OF INSURANCE, LIMITS OF RISK, AND REINSURANCE
- Sec. 21.12.010. - Limit of risk.
- Sec. 21.12.020. - Reinsurance credit allowed a domestic ceding insurer.
- Sec. 21.12.025. - Assumption reinsurance.
- Sec. 21.12.030. - Definitions not mutually exclusive.
- Sec. 21.12.040. - Life insurance defined.
- Sec. 21.12.050. - Health and health care insurance defined.
- Sec. 21.12.052. - Disability insurance defined.
- Sec. 21.12.055. - Annuities and annuity contract defined.
- Sec. 21.12.060. - Property insurance defined.
- Sec. 21.12.070. - Casualty insurance defined.
- Sec. 21.12.080. - Surety insurance defined.
- Sec. 21.12.090. - Marine, wet marine, and transportation insurance defined.
- Sec. 21.12.100. - Title insurance defined. [Repealed, Sec. 8 ch 120 SLA 1974. For current law see AS 21.66.480 ].
- Sec. 21.12.110. - Mortgage guaranty insurance defined.
- Sec. 21.12.120. - [Renumbered as AS 21.12.020 (g)].
- Sec. 21.12.130. - Commercial insurance defined.
- Chapter 21.14. - RISK BASED CAPITAL FOR INSURERS
- Sec. 21.14.010. - Risk based capital reports.
- Sec. 21.14.015. - Other powers and duties not limited.
- Sec. 21.14.020. - Company action level event.
- Sec. 21.14.030. - Regulatory action level event.
- Sec. 21.14.040. - Authorized control level event.
- Sec. 21.14.050. - Mandatory control level event.
- Sec. 21.14.060. - Risk based capital plan.
- Sec. 21.14.070. - Foreign insurers.
- Sec. 21.14.080. - Hearings.
- Sec. 21.14.090. - Confidentiality; restrictions on use.
- Sec. 21.14.100. - Penalty for violation.
- Sec. 21.14.200. - Definitions.
- Chapter 21.15. - THE INSURANCE CONTRACT
- Chapter 21.18. - ASSETS AND LIABILITIES
- Sec. 21.18.010. - Allowable assets.
- Sec. 21.18.020. - Assets as deductions from liabilities.
- Sec. 21.18.030. - Assets not allowed.
- Sec. 21.18.040. - Disallowance of transactions; deceptions.
- Sec. 21.18.050. - Reserves and liabilities, in general.
- Sec. 21.18.060. - Unearned premium reserve.
- Sec. 21.18.070. - Unearned premium reserve for marine and transportation insurance.
- Sec. 21.18.073. - Unearned premium reserve for title insurance.
- Sec. 21.18.075. - Bail bond reserve.
- Sec. 21.18.080. - Reserve standards for health insurance.
- Sec. 21.18.082. - Policy reserves for health insurance.
- Sec. 21.18.084. - Claim reserves for health insurance.
- Sec. 21.18.086. - Premium reserves for health insurance.
- Sec. 21.18.090. - Loss reserves, liability insurance, and workers' compensation. [Repealed, Sec. 53 ch 96 SLA 2004].
- Sec. 21.18.100. - Increase of reserves.
- Sec. 21.18.110. - Standard valuation law - Life insurance.
- Sec. 21.18.120. - 21.18.150. - Valuation of bonds; other securities, property, and purchase money mortgages. [Repealed, Sec. 84 ch 81 SLA 2001].
- Sec. 21.18.160. - Regulations.
- Sec. 21.18.170. - Valuation of investments.
- Sec. 21.18.900. - Definitions.
- Chapter 21.20. - CLASSES OF INSURERS
- Chapter 21.21. - INVESTMENTS
- Sec. 21.21.010. - Scope.
- Sec. 21.21.020. - Eligible investments.
- Sec. 21.21.030. - 21.21.250. - [Repealed, Sec. 84 ch 81 SLA 2001].
- Sec. 21.21.255. - Regulation of securities held by insurers.
- Sec. 21.21.260. - 21.21.400. - [Repealed, Sec. 84 ch 81 SLA 2001].
- Sec. 21.21.410. - Custodian of insurer assets.
- Sec. 21.21.420. - Regulations.
- Sec. 21.21.600. - Definitions. [Repealed, Sec. 84 ch 81 SLA 2001].
- Chapter 21.22. - INSURANCE HOLDING COMPANIES
- Sec. 21.22.010. - Filing requirements for acquisition of control of or merger with domestic insurer.
- Sec. 21.22.020. - Content of statement for acquisition or merger filing.
- Sec. 21.22.030. - Hearing, findings, and approval.
- Sec. 21.22.040. - Mailings to shareholders and expenses.
- Sec. 21.22.050. - Jurisdiction and consent to service.
- Sec. 21.22.060. - Registration required.
- Sec. 21.22.065. - Acquisitions involving change of control.
- Sec. 21.22.070. - Review by director.
- Sec. 21.22.080. - Transactions with affiliates.
- Sec. 21.22.085. - Transactions involving a domestic insurer requiring director review.
- Sec. 21.22.090. - Adequacy of surplus.
- Sec. 21.22.100. - Dividends and other distributions.
- Sec. 21.22.105. - Management of domestic insurers subject to registration.
- Sec. 21.22.110. - Examination.
- Sec. 21.22.120. - Confidentiality.
- Sec. 21.22.130. - Regulations.
- Sec. 21.22.140. - Injunctions.
- Sec. 21.22.150. - Voting of certain securities prohibited.
- Sec. 21.22.160. - Sequestration of voting securities.
- Sec. 21.22.170. - Civil penalties for violations.
- Sec. 21.22.180. - Receivership.
- Sec. 21.22.190. - Revocation, suspension, or nonrenewal of insurer's authority.
- Sec. 21.22.200. - Definitions.
- Chapter 21.24. - ADMINISTRATION OF DEPOSITS
- Sec. 21.24.010. - Authorized deposits of insurers.
- Sec. 21.24.020. - Purpose of deposit.
- Sec. 21.24.030. - Securities eligible for deposit.
- Sec. 21.24.040. - Depositary or custodian.
- Sec. 21.24.050. - Record of deposits.
- Sec. 21.24.060. - Liability of director and state.
- Sec. 21.24.070. - Assignment, conveyance of assets or securities.
- Sec. 21.24.080. - Appraisal.
- Sec. 21.24.090. - Rights of insurer during solvency.
- Sec. 21.24.100. - Excess deposits.
- Sec. 21.24.110. - Levy upon deposit. [Repealed, Sec. 14 ch 62 SLA 1982. For current law see AS 09.38.025 (b)].
- Sec. 21.24.120. - Deficiency of deposit.
- Sec. 21.24.130. - Duration and release of deposit.
- Chapter 21.25. - CLASSES OF INSURANCE
- Chapter 21.27. - PRODUCERS, AGENTS, ADMINISTRATORS, BROKERS, ADJUSTERS, AND MANAGERS
- Article 01 - LICENSING
- Article 02 - INSURANCE PRODUCERS
- Article 03 - MANAGING GENERAL AGENTS
- Article 04 - THIRD-PARTY ADMINISTRATORS
- Article 05 - REINSURANCE INTERMEDIARY BROKERS
- Article 06 - REINSURANCE INTERMEDIARY MANAGERS
- Article 07 - SURPLUS LINES BROKERS
- Article 08 - INDEPENDENT ADJUSTERS
- Article 09 - GENERAL PROVISIONS
- Chapter 21.33. - UNAUTHORIZED INSURERS
- Sec. 21.33.010. - Unauthorized insurers (unadmitted companies). [Repealed, Sec. 2 ch 234 SLA 1968].
- Sec. 21.33.011. - Purpose.
- Sec. 21.33.015. - Unauthorized insurance prohibited. [Repealed, Sec. 26 ch 117 SLA 1984].
- Sec. 21.33.020. - Unauthorized Insurers Process Act. [Repealed, Sec. 2 ch 234 SLA 1968].
- Sec. 21.33.021. - Service of process on director.
- Sec. 21.33.025. - Service of process on lieutenant governor.
- Sec. 21.33.030. - Director process agent. [Repealed, Sec. 2 ch 234 SLA 1968].
- Sec. 21.33.031. - Defendant's duties and rights.
- Sec. 21.33.035. - Attorney fees.
- Sec. 21.33.037. - Acting for or aiding nonadmitted insurers prohibited.
- Sec. 21.33.040. - Service of process. [Repealed, Sec. 2 ch 234 SLA 1968].
- Sec. 21.33.041. - Contract validity. [Repealed, Sec. 26 ch 117 SLA 1984].
- Sec. 21.33.042. - Suits by nonadmitted insurers.
- Sec. 21.33.045. - Investigation and disclosure of insurance contracts.
- Sec. 21.33.050. - Exemptions from service of process provisions. [Repealed, Sec. 2 ch 234 SLA 1968].
- Sec. 21.33.051. - Reporting of unauthorized insurance. [Repealed, Sec. 26 ch 117 SLA 1984].
- Sec. 21.33.055. - Unauthorized insurance premium tax.
- Sec. 21.33.060. - Defense of action by unauthorized insurer. [Repealed, Sec. 2 ch 234 SLA 1968].
- Sec. 21.33.061. - Independently procured insurance; premium tax.
- Sec. 21.33.065. - Penalties.
- Sec. 21.33.068. - Venue. [Repealed, Sec. 26 ch 117 SLA 1984].
- Sec. 21.33.070. - Attorney fees. [Repealed, Sec. 2 ch 234 SLA 1968].
- Sec. 21.33.071. - , 21.33.075. Insurer and insurance business defined; exceptions. [Repealed, Sec. 26 ch 117 SLA 1984].
- Sec. 21.33.080. - 21.33.300 - l Surplus Lines Insurance Law. [Repealed, Sec. 26 ch 117 SLA 1984].
- Sec. 21.33.310. - Exemptions from surplus line law. [Repealed, Sec. 13 ch 21 SLA 1985].
- Sec. 21.33.320. - [Renumbered as AS 21.33.900 ].
- Sec. 21.33.330. - Surplus line broker defined. [Repealed, Sec. 13 ch 21 SLA 1985].
- Sec. 21.33.900. - Records of insureds.
- Sec. 21.33.910. - Definitions.
- Chapter 21.34. - SURPLUS LINES INSURANCE
- Sec. 21.34.010. - Purpose.
- Sec. 21.34.020. - Placement of surplus lines insurance.
- Sec. 21.34.025. - Subscription policies or joint underwriting in combination with admitted insurers.
- Sec. 21.34.030. - Workers' compensation insurance.
- Sec. 21.34.035. - Health care insurance.
- Sec. 21.34.040. - Eligible surplus lines insurers required.
- Sec. 21.34.050. - Listing eligible surplus lines insurers.
- Sec. 21.34.060. - Other nonadmitted insurers.
- Sec. 21.34.070. - Declaration of ineligibility.
- Sec. 21.34.080. - Transaction report; evidence of insurance.
- Sec. 21.34.090. - Surplus lines association.
- Sec. 21.34.100. - Evidence of insurance.
- Sec. 21.34.110. - Surplus lines broker's duty to notify insured.
- Sec. 21.34.120. - Validity of surplus lines contracts.
- Sec. 21.34.130. - Effect of payment to surplus lines broker.
- Sec. 21.34.140. - Licensing of surplus lines brokers. [Repealed, Sec. 223 ch 67 SLA 1992].
- Sec. 21.34.150. - Surplus lines brokers may accept business from other brokers.
- Sec. 21.34.160. - Records of surplus lines broker. [Repealed, Sec. 223 ch 67 SLA 1992].
- Sec. 21.34.170. - Monthly reports, summary of exported business.
- Sec. 21.34.180. - Surplus lines tax.
- Sec. 21.34.190. - Filing fee.
- Sec. 21.34.200. - Collection of taxes and fees.
- Sec. 21.34.210. - Suspension, revocation, or non-renewal of surplus lines broker license. [Repealed, Sec. 223 ch 67 SLA 1992].
- Sec. 21.34.220. - Actions against surplus lines insurer; service of process.
- Sec. 21.34.230. - Penalties.
- Sec. 21.34.240. - Severability.
- Sec. 21.34.250. - Regulations.
- Sec. 21.34.900. - Definitions.
- Chapter 21.36. - TRADE PRACTICES AND FRAUDS
- Sec. 21.36.010. - Purpose.
- Sec. 21.36.020. - Unfair methods, deceptive acts prohibited.
- Sec. 21.36.025. - Unfair marketing practices prohibited.
- Sec. 21.36.030. - Misrepresentation and false advertising of insurance policies.
- Sec. 21.36.035. - Prohibited advertisements and representations. [Repealed, Sec. 46 ch 119 SLA 2000].
- Sec. 21.36.040. - False information, advertising.
- Sec. 21.36.045. - Notice of limited motor vehicle insurance.
- Sec. 21.36.050. - Twisting prohibited.
- Sec. 21.36.055. - Violation of viatical settlement provisions prohibited.
- Sec. 21.36.060. - False or misleading financial statements.
- Sec. 21.36.065. - Limitation on owner controlled and contractor controlled insurance programs.
- Sec. 21.36.070. - Defamation.
- Sec. 21.36.080. - Boycott, coercion, and intimidation.
- Sec. 21.36.090. - Unfair discrimination.
- Sec. 21.36.093. - Genetic information nondiscrimination.
- Sec. 21.36.095. - Coverage of children.
- Sec. 21.36.100. - Rebates.
- Sec. 21.36.110. - Exceptions to discrimination and rebates.
- Sec. 21.36.120. - Unfair discrimination and rebates prohibited in property and casualty insurance.
- Sec. 21.36.122. - Premium financing.
- Sec. 21.36.125. - Unfair claim settlement practices.
- Sec. 21.36.128. - Prompt payment of health care insurance claims.
- Sec. 21.36.130. - Stock operations and advisory board contracts.
- Sec. 21.36.140. - Desist orders for prohibited practices. [Repealed, Sec. 11 ch 163 SLA 1976].
- Sec. 21.36.145. - Unfair financial planning practices.
- Sec. 21.36.150. - Procedures as to undefined practices.
- Sec. 21.36.155. - Health discount plans.
- Sec. 21.36.160. - Right of debtor or borrower to select insurance producer and insurer.
- Sec. 21.36.162. - Nondisclosure of personal financial and personal health information.
- Sec. 21.36.164. - Licensing of persons in a financial institution.
- Sec. 21.36.165. - Anticoercion and antitying.
- Sec. 21.36.167. - Misrepresentation in financial institution sales.
- Sec. 21.36.168. - Disclosures required in financial institution sales.
- Sec. 21.36.169. - Definitions for AS 21.36.164 - 21.36.169.
- Sec. 21.36.170. - Interlocking ownership, management.
- Sec. 21.36.180. - Illegal dealing in premiums. [Repealed, Sec. 22 ch 149 SLA 1984].
- Sec. 21.36.185. - Maintenance of complaint handling records.
- Sec. 21.36.190. - Fictitious groups.
- Sec. 21.36.195. - Surplus lines brokers and insurance producers; prohibited acts.
- Sec. 21.36.200. - False applications, claims, proofs of loss. [Repealed, Sec. 22 ch 149 SLA 1984].
- Sec. 21.36.210. - Limits on cancellation.
- Sec. 21.36.212. - Prohibited denial of claim for causation.
- Sec. 21.36.220. - Notice of cancellation.
- Sec. 21.36.230. - Statement of reasons. [Repealed, Sec. 47 ch 29 SLA 1987].
- Sec. 21.36.235. - Notice of premium or coverage changes upon renewal.
- Sec. 21.36.240. - Failure to renew.
- Sec. 21.36.250. - Notice of eligibility.
- Sec. 21.36.255. - Premium return or credit.
- Sec. 21.36.260. - Proof and method of mailing notice.
- Sec. 21.36.270. - Effect of failure to comply.
- Sec. 21.36.280. - Immunity of insurer, director, and informer.
- Sec. 21.36.290. - Policy period.
- Sec. 21.36.300. - Applicability of AS 21.36.210 - 21.36.310. [Repealed, Sec. 47 ch 29 SLA 1987].
- Sec. 21.36.305. - Premium increases on personal automobile insurance policies.
- Sec. 21.36.307. - Effect of overweight vehicle offenses on personal automobile insurance.
- Sec. 21.36.310. - Definitions.
- Sec. 21.36.320. - Hearings and order on violation.
- Sec. 21.36.330. - Injunctive relief.
- Sec. 21.36.340. - Provisions of this chapter additional to other law.
- Sec. 21.36.350. - Regulations relating to claim settlement practices.
- Sec. 21.36.355. - Felony convictions involving dishonesty or breach of trust.
- Sec. 21.36.360. - Fraudulent or criminal insurance acts.
- Sec. 21.36.365. - Immunity for reports on fraud.
- Sec. 21.36.370. - Exception for collection of certain charges.
- Sec. 21.36.380. - Notice on claim form.
- Sec. 21.36.390. - Notice to director.
- Sec. 21.36.400. - Confidentiality.
- Sec. 21.36.410. - Out-of-state investigations.
- Sec. 21.36.420. - Premium increases on automobile insurance policies. [Repealed, Sec. 112 ch 62 SLA 1995].
- Sec. 21.36.430. - Insurance for domestic violence victims and providers of services to victims; records.
- Sec. 21.36.440. - Required disclosure for failure to provide coverage to an applicant.
- Sec. 21.36.450. - Definition of insurer.
- Sec. 21.36.460. - Uses of and restrictions on credit history or insurance scoring applicable to personal insurance.
- Chapter 21.39. - RATES AND RATING ORGANIZATIONS
- Sec. 21.39.010. - Purpose.
- Sec. 21.39.020. - Applicability.
- Sec. 21.39.030. - Making of rates.
- Sec. 21.39.035. - Required filing of insurance scoring models; personal insurance.
- Sec. 21.39.040. - Rate filings.
- Sec. 21.39.041. - Prior approval.
- Sec. 21.39.043. - Workers' compensation loss cost filings and assigned risk pool rate filings.
- Sec. 21.39.045. - Workers' compensation rate filings.
- Sec. 21.39.050. - Disapproval of filings.
- Sec. 21.39.055. - Cancellation of approved filing.
- Sec. 21.39.060. - Rating organizations.
- Sec. 21.39.070. - Deviations.
- Sec. 21.39.080. - Appeal by minority.
- Sec. 21.39.090. - Rights of insureds.
- Sec. 21.39.100. - Advisory organizations.
- Sec. 21.39.110. - Joint underwriting or joint reinsurance.
- Sec. 21.39.120. - Examinations.
- Sec. 21.39.130. - Rate administration.
- Sec. 21.39.140. - False or misleading information.
- Sec. 21.39.150. - Assigned risks.
- Sec. 21.39.155. - Assigned risk pool.
- Sec. 21.39.160. - Penalties.
- Sec. 21.39.170. - Hearing procedure and judicial review.
- Sec. 21.39.175. - Statistics. [Repealed, Sec. 19 ch 6 SLA 1998].
- Sec. 21.39.180. - [Renumbered as AS 21.39.030 (c)].
- Sec. 21.39.210. - Flex-rating.
- Sec. 21.39.220. - File and use, filing of rates, supplementary rate information, and supporting information.
- Chapter 21.40. - INSIDER TRADING OF DOMESTIC STOCK INSURANCE COMPANY EQUITY SECURITIES
- Sec. 21.40.010. - Filing statement of ownership of equity securities.
- Sec. 21.40.020. - Suit to recover profits realized on unfair use of information.
- Sec. 21.40.030. - Unlawful sales of equity securities.
- Sec. 21.40.040. - Exemption of certain sales of equity securities.
- Sec. 21.40.050. - Arbitrage transactions exempted.
- Sec. 21.40.060. - Exemption of registered or closely held equity securities.
- Sec. 21.40.070. - Enforcement.
- Sec. 21.40.080. - Definitions.
- Chapter 21.42. - THE INSURANCE CONTRACT
- Chapter 21.45. - LIFE INSURANCE AND ANNUITIES
- Sec. 21.45.010. - Applicability.
- Sec. 21.45.020. - Standard provisions required.
- Sec. 21.45.030. - Grace period.
- Sec. 21.45.040. - Incontestability.
- Sec. 21.45.050. - Entire contract.
- Sec. 21.45.060. - Misstatement of age.
- Sec. 21.45.070. - Dividends.
- Sec. 21.45.080. - Policy loan.
- Sec. 21.45.090. - Table of values.
- Sec. 21.45.100. - Table of installments.
- Sec. 21.45.110. - Reinstatement.
- Sec. 21.45.120. - Payment of premiums.
- Sec. 21.45.130. - Payment of claims.
- Sec. 21.45.140. - Beneficiary, industrial policies.
- Sec. 21.45.150. - Title.
- Sec. 21.45.160. - Excluded or restricted coverage.
- Sec. 21.45.170. - Standard provisions: annuity and pure endowment contracts.
- Sec. 21.45.180. - Grace period: annuities.
- Sec. 21.45.190. - Incontestability: annuities.
- Sec. 21.45.200. - Entire contract.
- Sec. 21.45.210. - Misstatement of age or sex: annuities.
- Sec. 21.45.220. - Dividends: annuities.
- Sec. 21.45.230. - Reinstatement: annuities.
- Sec. 21.45.240. - Standard provisions: reversionary annuities.
- Sec. 21.45.250. - Limitation of liability.
- Sec. 21.45.260. - Prohibited provisions: industrial life insurance.
- Sec. 21.45.270. - Incontestability, limitation of liability after reinstatement.
- Sec. 21.45.280. - Policy settlements.
- Sec. 21.45.290. - Indebtedness deducted from proceeds.
- Sec. 21.45.300. - Standard nonforfeiture law for life insurance.
- Sec. 21.45.305. - Standard nonforfeiture law for individual deferred annuities.
- Sec. 21.45.310. - Prohibited policy plans.
- Sec. 21.45.320. - Industrial life insurance defined. [Repealed, Sec. 17 ch 21 SLA 1985].
- Chapter 21.48. - GROUP LIFE INSURANCE
- Sec. 21.48.010. - Group requirements for group contracts.
- Sec. 21.48.020. - 21.48.050 - l Employee, union, trustee, and public employee groups. [Repealed, Sec. 3 ch 30 SLA 1984].
- Sec. 21.48.060. - Debtor groups.
- Sec. 21.48.070. - Credit union group.
- Sec. 21.48.090. - Dependents' coverage. [Repealed, Sec. 3 ch 30 SLA 1984].
- Sec. 21.48.100. - Provisions required in group contracts.
- Sec. 21.48.110. - Grace period.
- Sec. 21.48.120. - Incontestability.
- Sec. 21.48.130. - Application.
- Sec. 21.48.140. - Insurability.
- Sec. 21.48.150. - Misstatement of age.
- Sec. 21.48.160. - Payment of benefits.
- Sec. 21.48.170. - Certificate.
- Sec. 21.48.180. - Conversion on termination of eligibility.
- Sec. 21.48.190. - Conversion on termination of policy.
- Sec. 21.48.200. - Death pending conversion.
- Sec. 21.48.210. - Notice as to conversion right.
- Sec. 21.48.220. - Employee life insurance.
- Sec. 21.48.230. - Violations.
- Chapter 21.51. - HEALTH INSURANCE POLICIES
- Sec. 21.51.010. - Applicability.
- Sec. 21.51.020. - Scope, format of policy.
- Sec. 21.51.030. - Required provisions.
- Sec. 21.51.040. - Entire contract.
- Sec. 21.51.050. - Time limit on certain defenses.
- Sec. 21.51.060. - Grace period.
- Sec. 21.51.070. - Reinstatement.
- Sec. 21.51.080. - Notice of claim.
- Sec. 21.51.090. - Claim forms.
- Sec. 21.51.100. - Proofs of loss.
- Sec. 21.51.110. - Time of payment of claims. [Repealed, Sec. 49 ch 80 SLA 2006].
- Sec. 21.51.120. - Payment of claims.
- Sec. 21.51.130. - Physical examination, autopsy.
- Sec. 21.51.140. - Legal actions.
- Sec. 21.51.150. - Change of beneficiary.
- Sec. 21.51.160. - Optional policy provisions.
- Sec. 21.51.170. - Change of occupation.
- Sec. 21.51.180. - Misstatement of age.
- Sec. 21.51.190. - Other insurance in this insurer.
- Sec. 21.51.200. - Insurance with other insurers providing benefits for loss on a provision of service or expense incurred basis.
- Sec. 21.51.210. - Insurance with other insurers providing benefits for loss on other than an expense incurred basis.
- Sec. 21.51.220. - Relation of earnings to insurance.
- Sec. 21.51.230. - Unpaid premiums.
- Sec. 21.51.240. - Conformity with state statutes.
- Sec. 21.51.250. - Illegal occupation.
- Sec. 21.51.260. - Intoxicants and narcotics.
- Sec. 21.51.270. - Renewal at option of insurer.
- Sec. 21.51.280. - Order of certain provisions.
- Sec. 21.51.290. - Third-party ownership.
- Sec. 21.51.300. - Requirement of other jurisdictions.
- Sec. 21.51.310. - Conforming to statute.
- Sec. 21.51.320. - Age limit.
- Sec. 21.51.330. - Franchise health insurance.
- Sec. 21.51.340. - Violations. [Repealed, Sec. 22 ch 149 SLA 1984].
- Sec. 21.51.400. - Renewability and certification.
- Sec. 21.51.405. - Rate requirements.
- Sec. 21.51.500. - Definitions.
- Chapter 21.53. - LONG-TERM CARE INSURANCE
- Sec. 21.53.010. - Prohibited sale or advertising.
- Sec. 21.53.020. - Disclosure and performance standards.
- Sec. 21.53.030. - Preexisting conditions.
- Sec. 21.53.040. - Prior hospital or institutional care conditions prohibited.
- Sec. 21.53.050. - Right of return; outline of coverage.
- Sec. 21.53.060. - Long-term care benefits under life insurance policies.
- Sec. 21.53.070. - Group long-term care insurance.
- Sec. 21.53.080. - Organizational requirements of associations.
- Sec. 21.53.090. - Required regulations.
- Sec. 21.53.200. - Definitions.
- Chapter 21.54. - HEALTH INSURANCE
- Chapter 21.55. - STATE HEALTH INSURANCE
- Chapter 21.56. - SMALL EMPLOYER HEALTH INSURANCE
- Chapter 21.57. - CONSUMER CREDIT INSURANCE
- Sec. 21.57.010. - Purpose.
- Sec. 21.57.020. - Applicability.
- Sec. 21.57.030. - Authorized types of consumer credit insurance.
- Sec. 21.57.040. - Amount of consumer credit insurance.
- Sec. 21.57.050. - Duration of coverage.
- Sec. 21.57.055. - Disclosure to debtors.
- Sec. 21.57.060. - Provisions of policies and certificates of insurance.
- Sec. 21.57.070. - Requirements for evidence of insurance.
- Sec. 21.57.080. - Filing of forms and rates.
- Sec. 21.57.090. - Premiums and refunds.
- Sec. 21.57.100. - Issuance of policies.
- Sec. 21.57.110. - Claims. [Repealed, Sec. 113 ch 62 SLA 1995].
- Sec. 21.57.120. - Selection rights of insured.
- Sec. 21.57.125. - Duties of an insurer.
- Sec. 21.57.130. - Enforcement.
- Sec. 21.57.140. - Judicial review.
- Sec. 21.57.150. - Penalties.
- Sec. 21.57.160. - Definitions.
- Sec. 21.57.170. - Short title. [Repealed, Sec. 113 ch 62 SLA 1995].
- Chapter 21.59. - AUTOMOBILE SERVICE CORPORATIONS
- Sec. 21.59.010. - Applicability.
- Sec. 21.59.020. - Incorporation and certificate of authority required.
- Sec. 21.59.030. - Qualifications for certificate of authority.
- Sec. 21.59.040. - Certificate of authority.
- Sec. 21.59.050. - Reserves.
- Sec. 21.59.060. - Records and accounts.
- Sec. 21.59.070. - Other provisions applicable.
- Sec. 21.59.900. - Definitions.
- Chapter 21.60. - PROPERTY INSURANCE CONTRACTS
- Chapter 21.63. - SURETY INSURANCE CONTRACTS
- Chapter 21.66. - TITLE INSURANCE COMPANIES
- Sec. 21.66.010. - Paid in capital and reserves.
- Sec. 21.66.020. - Deposits in guaranty fund.
- Sec. 21.66.030. - 21.66.050 - l Securities authorized as deposits; special guaranty fund; title insurance unearned premium reserve fund. [Repealed, Sec. 223 ch 67 SLA 1992].
- Sec. 21.66.060. - Dividends.
- Sec. 21.66.070. - Filing schedule of rates and policy forms. [Repealed, Sec. 8 ch 120 SLA 1974].
- Sec. 21.66.080. - Annual statement.
- Sec. 21.66.085. - Quarterly statement.
- Sec. 21.66.090. - Application for certificate of authority.
- Sec. 21.66.100. - Issuance of certificate of authority by director. [Repealed, Sec. 223 ch 67 SLA 1992].
- Sec. 21.66.110. - Annual tax on title insurance premiums.
- Sec. 21.66.120. - Examination by director.
- Sec. 21.66.130. - , 21.66.140l Expenses of examination; fine or injunction for doing business during suspension of certificate. [Repealed, Sec. 223 ch 67 SLA 1992].
- Sec. 21.66.150. - Application of act. [Repealed, Sec. 8 ch 120 SLA 1974].
- Sec. 21.66.160. - Penalties. [Repealed, Sec. 223 ch 67 SLA 1992].
- Sec. 21.66.170. - Determination of insurability required.
- Sec. 21.66.180. - General powers.
- Sec. 21.66.190. - Limitations on powers.
- Sec. 21.66.200. - Title plant requirements.
- Sec. 21.66.210. - Joint plant companies.
- Sec. 21.66.220. - Net retained liability.
- Sec. 21.66.230. - Power to reinsure.
- Sec. 21.66.240. - Title plants.
- Sec. 21.66.250. - Trust funds.
- Sec. 21.66.260. - Title insurance agents certification. [Repealed, Sec. 223 ch 67 SLA 1992].
- Sec. 21.66.270. - Title insurance limited producers to be licensed.
- Sec. 21.66.280. - Title insurance limited producers, books, and records.
- Sec. 21.66.290. - Title insurance limited producer replies to director inquiries.
- Sec. 21.66.300. - Certain names prohibited.
- Sec. 21.66.310. - Rebates prohibited.
- Sec. 21.66.330. - Examination of records.
- Sec. 21.66.340. - Additional penalty for rebates.
- Sec. 21.66.350. - Division of rates.
- Sec. 21.66.360. - Purpose of title insurance rate regulation.
- Sec. 21.66.370. - Rate filing.
- Sec. 21.66.380. - Justification for rates.
- Sec. 21.66.390. - Making of rates.
- Sec. 21.66.400. - Disapproval of filings.
- Sec. 21.66.401. - 21.66.403 - l Title insurance rating organizations; deviations from filings of rating organization; appeal from action of rating organization. [Repealed, Sec. 223 ch 67 SLA 1992].
- Sec. 21.66.410. - Rate administration.
- Sec. 21.66.420. - False or misleading information.
- Sec. 21.66.430. - , 21.66.440l Penalties; existing filings and hearings continued. [Repealed, Sec. 223 ch 67 SLA 1992].
- Sec. 21.66.450. - Forms of policies and other contracts of title insurance.
- Sec. 21.66.460. - Filing required for escrow, settlement, and closing charges.
- Sec. 21.66.470. - Other sections applicable.
- Sec. 21.66.480. - Definitions.
- Chapter 21.69. - ORGANIZATION AND CORPORATE PROCEDURES
- Sec. 21.69.010. - Applicability of chapter.
- Sec. 21.69.020. - Applicability of general corporation statutes.
- Sec. 21.69.030. - Incorporation.
- Sec. 21.69.040. - Articles of incorporation.
- Sec. 21.69.050. - Amendment of articles of incorporation.
- Sec. 21.69.060. - Solicitation permit.
- Sec. 21.69.070. - Application for solicitation permit.
- Sec. 21.69.080. - Procedure upon application.
- Sec. 21.69.090. - Issuance of permit.
- Sec. 21.69.100. - Duration of permit.
- Sec. 21.69.110. - Permit as inducement prohibited.
- Sec. 21.69.120. - Solicitors' licenses.
- Sec. 21.69.130. - Modification, revocation of permit.
- Sec. 21.69.140. - Bond.
- Sec. 21.69.150. - Escrow of funds.
- Sec. 21.69.160. - Liability of organizers.
- Sec. 21.69.170. - Payment for subscriptions.
- Sec. 21.69.180. - Insurance applications.
- Sec. 21.69.190. - Failure to complete organization or to qualify.
- Sec. 21.69.200. - Subsequent financing.
- Sec. 21.69.210. - Penalty for exhibiting false accounts, etc.
- Sec. 21.69.220. - Initial qualifications of domestic mutuals.
- Sec. 21.69.230. - Formation of mutual insurer.
- Sec. 21.69.240. - Applications for insurance in formation of mutual insurer.
- Sec. 21.69.250. - Formation of mutuals.
- Sec. 21.69.260. - Failure to qualify.
- Sec. 21.69.270. - Additional kinds of insurance.
- Sec. 21.69.280. - Membership in mutuals.
- Sec. 21.69.290. - Bylaws of mutual.
- Sec. 21.69.300. - Bylaws of stock insurer.
- Sec. 21.69.310. - Meetings of stockholders or members.
- Sec. 21.69.320. - Proxies.
- Sec. 21.69.330. - Corrupt practices.
- Sec. 21.69.340. - Directors.
- Sec. 21.69.350. - Participation of policyholders in election of directors.
- Sec. 21.69.360. - Bond of officers of mutual.
- Sec. 21.69.370. - Prohibited pecuniary interest of officials.
- Sec. 21.69.380. - Management and exclusive agency contracts.
- Sec. 21.69.390. - Home office and records.
- Sec. 21.69.400. - Vouchers for expenditures.
- Sec. 21.69.410. - Agreement not to sell property prohibited.
- Sec. 21.69.420. - Solicitations in other states.
- Sec. 21.69.430. - Contingent liability of mutual members.
- Sec. 21.69.440. - Levy of contingent liability.
- Sec. 21.69.450. - Enforcement of contingent liability.
- Sec. 21.69.460. - Nonassessable policies, mutual insurers.
- Sec. 21.69.470. - Nonassessable policies.
- Sec. 21.69.480. - Participating policies.
- Sec. 21.69.490. - Dividends to stockholders.
- Sec. 21.69.500. - Dividends to mutual policyholders.
- Sec. 21.69.510. - Illegal dividends.
- Sec. 21.69.520. - Borrowed surplus.
- Sec. 21.69.530. - Impairment of capital or assets.
- Sec. 21.69.540. - Assessment of stockholders or members.
- Sec. 21.69.550. - Directors' liability for losses during deficiency.
- Sec. 21.69.560. - Stock transfer during impairment of capital.
- Sec. 21.69.570. - Mutualization of stock insurers.
- Sec. 21.69.580. - Converting mutual insurer.
- Sec. 21.69.590. - Mergers and consolidations of stock insurers.
- Sec. 21.69.600. - Mergers and consolidations, mutual insurers.
- Sec. 21.69.610. - Reinsurance for stock insurers.
- Sec. 21.69.620. - Reinsurance for mutual insurers.
- Sec. 21.69.630. - Mutual member's share of assets on liquidation.
- Sec. 21.69.640. - Extinguishment of unused corporate charters.
- Sec. 21.69.645. - Redomestication.
- Sec. 21.69.648. - Voluntary surrender of certificate of authority.
- Sec. 21.69.650. - National emergency provisions.
- Sec. 21.69.660. - Adoption of emergency bylaws.
- Sec. 21.69.670. - Provisions in lieu of emergency bylaws.
- Sec. 21.69.680. - Succession of corporate officers during national emergency.
- Sec. 21.69.690. - Relocation of home office during national emergency.
- Sec. 21.69.700. - Stock insurer defined.
- Sec. 21.69.710. - Mutual insurer defined.
- Chapter 21.72. - BENEVOLENT ASSOCIATIONS
- Sec. 21.72.010. - Applicability.
- Sec. 21.72.020. - New benevolent associations prohibited.
- Sec. 21.72.030. - Amendments filed with director.
- Sec. 21.72.040. - Officers.
- Sec. 21.72.050. - Agents license.
- Sec. 21.72.060. - Officers as agents.
- Sec. 21.72.070. - Receipts for payment to association.
- Sec. 21.72.080. - Minimum membership.
- Sec. 21.72.090. - Expenses.
- Sec. 21.72.100. - Payments of death claims.
- Sec. 21.72.110. - Assessment for death benefit.
- Sec. 21.72.120. - Annual statement.
- Sec. 21.72.125. - Quarterly statements.
- Sec. 21.72.130. - Benevolent association defined.
- Sec. 21.72.140. - Member defined.
- Sec. 21.72.150. - Membership contract.
- Sec. 21.72.160. - Officer defined.
- Sec. 21.72.170. - Other provisions applicable.
- Chapter 21.75. - RECIPROCAL AND COOPERATIVE INSURERS
- Chapter 21.76. - JOINT INSURANCE ARRANGEMENTS
- Sec. 21.76.010. - Authority to establish joint insurance arrangements.
- Sec. 21.76.020. - Regulation by division of insurance and annual report.
- Sec. 21.76.030. - General provisions of cooperative agreements.
- Sec. 21.76.040. - Financial provisions of agreements.
- Sec. 21.76.050. - Contracting with private administrators.
- Sec. 21.76.060. - Delegation of power to settle claims.
- Sec. 21.76.070. - Excess insurance.
- Sec. 21.76.080. - Joint insurance fund.
- Sec. 21.76.090. - Filing of agreement.
- Sec. 21.76.100. - Regulations.
- Sec. 21.76.110. - Subrogation.
- Sec. 21.76.120. - Debt financing.
- Sec. 21.76.900. - Definitions.
- Chapter 21.78. - REHABILITATION AND LIQUIDATION
- Sec. 21.78.010. - Jurisdiction of delinquency proceedings.
- Sec. 21.78.020. - Commencement of delinquency proceedings.
- Sec. 21.78.030. - Injunctions and orders.
- Sec. 21.78.040. - Grounds for rehabilitation.
- Sec. 21.78.050. - Grounds for liquidation.
- Sec. 21.78.060. - Grounds for conservation, foreign insurers.
- Sec. 21.78.070. - Grounds for conservation, alien insurers.
- Sec. 21.78.080. - Grounds for ancillary liquidation.
- Sec. 21.78.090. - Order of rehabilitation.
- Sec. 21.78.100. - Order of liquidation, domestic insurers.
- Sec. 21.78.110. - Order of liquidation, alien insurers.
- Sec. 21.78.120. - Order of conservation or ancillary liquidation of foreign or alien insurers.
- Sec. 21.78.130. - Conduct of delinquency proceedings against domestic and alien insurers.
- Sec. 21.78.140. - Conduct of delinquency proceedings against foreign insurers.
- Sec. 21.78.150. - Claims of nonresidents against domestic insurers.
- Sec. 21.78.160. - Claims against foreign insurers.
- Sec. 21.78.170. - Form of claim.
- Sec. 21.78.180. - Priority of certain claims.
- Sec. 21.78.190. - Attachment and garnishment of assets.
- Sec. 21.78.200. - Uniform Insurers Liquidation Act.
- Sec. 21.78.210. - Deposit of money collected.
- Sec. 21.78.220. - Exemption from fees.
- Sec. 21.78.230. - Borrowing on pledge of assets.
- Sec. 21.78.240. - Date rights fixed on liquidation.
- Sec. 21.78.250. - Fraudulent transfers before petition.
- Sec. 21.78.251. - Fraudulent transfer after petition.
- Sec. 21.78.252. - Voidable preferences and liens.
- Sec. 21.78.253. - Claims of holders of void or voidable rights.
- Sec. 21.78.260. - Priority of distribution.
- Sec. 21.78.270. - Setoffs and counterclaims.
- Sec. 21.78.271. - Recovery of premiums owed.
- Sec. 21.78.272. - Reinsurer's liability.
- Sec. 21.78.280. - Special claims.
- Sec. 21.78.281. - Special provisions for third-party claims.
- Sec. 21.78.290. - Notice to creditors and others.
- Sec. 21.78.291. - Duties of agents.
- Sec. 21.78.292. - Filing of claims.
- Sec. 21.78.293. - Receiver's recommendation to the court.
- Sec. 21.78.294. - Distribution of assets.
- Sec. 21.78.295. - Unclaimed and withheld money.
- Sec. 21.78.296. - Termination of proceedings.
- Sec. 21.78.297. - Reopening liquidation.
- Sec. 21.78.298. - Disposition of records during and after termination of liquidation.
- Sec. 21.78.300. - Report and petition for assessment.
- Sec. 21.78.310. - Order and levy of assessment.
- Sec. 21.78.320. - Assessment prima facie correct.
- Sec. 21.78.325. - Recovery from affiliates.
- Sec. 21.78.330. - Definitions.
- Chapter 21.79. - ALASKA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION ACT
- Sec. 21.79.010. - Purpose.
- Sec. 21.79.020. - Scope.
- Sec. 21.79.025. - Liability limits.
- Sec. 21.79.030. - Construction.
- Sec. 21.79.040. - Association established.
- Sec. 21.79.050. - Board of governors.
- Sec. 21.79.060. - Powers and duties of the association.
- Sec. 21.79.070. - Assessments.
- Sec. 21.79.080. - Plan of operation.
- Sec. 21.79.090. - Powers and duties of the director.
- Sec. 21.79.100. - Prevention of insolvencies.
- Sec. 21.79.110. - Miscellaneous provisions.
- Sec. 21.79.120. - Examination of the association, annual report.
- Sec. 21.79.130. - Tax exemption.
- Sec. 21.79.140. - Civil immunity.
- Sec. 21.79.150. - Stay of proceedings; default judgment.
- Sec. 21.79.160. - Prohibited advertisement of insurance sales; required notice.
- Sec. 21.79.170. - Determination of principal place of business.
- Sec. 21.79.180. - Determination of residency of certain individuals.
- Sec. 21.79.900. - Definitions.
- Sec. 21.79.990. - Short title.
- Chapter 21.80. - ALASKA INSURANCE GUARANTY ASSOCIATION ACT
- Sec. 21.80.010. - Purposes.
- Sec. 21.80.020. - Applicability.
- Sec. 21.80.030. - Construction.
- Sec. 21.80.040. - Creation of association.
- Sec. 21.80.050. - Board of governors.
- Sec. 21.80.060. - Powers and duties of the association.
- Sec. 21.80.070. - Plan of operation.
- Sec. 21.80.080. - Duties and powers of the director.