A secured party does not owe a duty based on its status as secured party to


(1) a person who is a debtor or obligor unless the secured party knows


(A) that the person is a debtor or obligor;


(B) the identity of the person; and


(C) how to communicate with the person; or


(2) a secured party or lienholder that has filed a financing statement against a person unless the secured party knows


(A) that the person is a debtor; and


(B) the identity of the person.