Subtitle 3 - Money and Credit
- CHAPTER 535 - MONEY AND INTEREST
- 535.1 - DENOMINATIONS OF MONEY.
- 535.10 - HOME EQUITY LINE OF CREDIT.
- 535.11 - FINANCE CHARGE ON ACCOUNTS RECEIVABLE.
- 535.12 - LOANS BY AGRICULTURAL CREDIT CORPORATION.
- 535.13 - DEFINITION.
- 535.14 - PROMPT CREDITING OF PAYMENT ON LOANS SECURED BY RESIDENTIAL REAL PROPERTY.
- 535.15
- 535.16 - DELIVERY OF COPIES OF DEBT DOCUMENTS.
- 535.17 - REQUIREMENTS OF CREDIT AGREEMENTS -- STATUTE OF FRAUDS -- MODIFICATIONS.
- 535.2 - RATE OF INTEREST.
- 535.3 - INTEREST ON JUDGMENTS AND DECREES.
- 535.4 - ILLEGAL RATE PROHIBITED -- USURY.
- 535.5 - PENALTY FOR USURY.
- 535.6
- 535.7 - ASSIGNEE OF USURIOUS CONTRACT.
- 535.8 - LOAN CHARGES LIMITED.
- 535.9 - PREPAYMENT PENALTIES ON LOANS SECURED BY REAL ESTATE MORTGAGES PROHIBITED.
- CHAPTER 535A - MORTGAGE LOANS == RED=LINING
- 535A.1 - DEFINITIONS.
- 535A.10 AND 535A.11
- 535A.12
- 535A.2 - DISCRIMINATORY -- REAL ESTATE MORTGAGES.
- 535A.3 - DISCRETION OF FINANCIAL INSTITUTION.
- 535A.4 - DISCLOSURE.
- 535A.5 - AGENCY TO ADMINISTER.
- 535A.6 - ACTION FOR DAMAGES.
- 535A.7 - CRIMINAL PENALTY.
- 535A.8 - CIVIL PENALTY.
- 535A.9 - TYING ARRANGEMENTS PROHIBITED.
- CHAPTER 535B - MORTGAGE BANKERS AND BROKERS
- 535B.1 - DEFINITIONS.
- 535B.10 - INVESTIGATIONS AND EXAMINATIONS.
- 535B.11 - SERVICING MORTGAGES AND PAYOFFS.
- 535B.12 - PAYMENT PROCESSING.
- 535B.13 - ENFORCEMENT.
- 535B.14 - RULEMAKING AUTHORITY.
- 535B.15 - LIABILITY OF STATE.
- 535B.16 - NOTICE TO ADMINISTRATOR.
- 535B.17 - POWERS AND DUTIES OF THE ADMINISTRATOR -- WAIVER AUTHORITY.
- 535B.18 - MORTGAGE CALL REPORTS.
- 535B.2 - EXEMPTIONS.
- 535B.3 - REGISTRATION.
- 535B.4 - GENERAL LICENSING REQUIREMENTS.
- 535B.4A - INDIVIDUAL REGISTRATION REQUIREMENTS -- FEES.
- 535B.5 - GRANTING AND DENIAL OF LICENSE.
- 535B.6 - LICENSING OF FOREIGN CORPORATION.
- 535B.6A - CHANGE OF NAME -- CHANGE OF CONTROL -- NOTICE AND APPROVAL REQUIRED.
- 535B.7 - DISCIPLINARY ACTION.
- 535B.7A - PROHIBITED ACTS.
- 535B.8 - OPERATING WITHOUT A LICENSE.
- 535B.9 - BONDS REQUIRED OF LICENSE APPLICANTS.
- 535B.9A - CONTINUING EDUCATION REQUIREMENTS.
- CHAPTER 535C - LOAN BROKERS
- 535C.1 - TITLE.
- 535C.10 - REMEDIES.
- 535C.11 - APPLICABILITY.
- 535C.11A - EXEMPTION -- BURDEN OF PROOF.
- 535C.12 - RECORDS.
- 535C.13
- 535C.14 - MISREPRESENTATION OF GOVERNMENTAL APPROVAL.
- 535C.15
- 535C.16
- 535C.2 - DEFINITIONS.
- 535C.2A - PROHIBITION ON ADVANCE FEES.
- 535C.3 THROUGH 535C.5
- 535C.6 - PENALTY.
- 535C.7 - WRITTEN AGREEMENTS REQUIRED.
- 535C.8 - WAIVER OF RIGHTS.
- 535C.9 - RULES.
- CHAPTER 535D - MORTGAGE LICENSING ACT
- 535D.1 - TITLE.
- 535D.10 - CONTINUING EDUCATION.
- 535D.11 - DUTIES AND POWERS OF SUPERINTENDENT.
- 535D.12 - NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY INFORMATION -- CHALLENGE PROCESS.
- 535D.13 - DISCIPLINARY ACTION AND CIVIL ENFORCEMENT AUTHORITY.
- 535D.14 - SURETY BOND REQUIRED OR RECOVERY FUND.
- 535D.15 - CONFIDENTIALITY.
- 535D.16 - INVESTIGATION AND EXAMINATION AUTHORITY.
- 535D.17 - PROHIBITED ACTS AND PRACTICES.
- 535D.18 - REPORT TO NATIONWIDE MORTGAGE LICENSING SYSTEM AND REGISTRY.
- 535D.19 - UNIQUE IDENTIFIER SHOWN.
- 535D.2 - LEGISLATIVE FINDINGS AND PURPOSE.
- 535D.20 - OPERATING WITHOUT A LICENSE -- PENALTY.
- 535D.21 - ADMINISTRATIVE AUTHORITY.
- 535D.22 - COMPLIANCE WITH FEDERAL LAW.
- 535D.3 - DEFINITIONS.
- 535D.4 - LICENSE AND REGISTRATION REQUIRED.
- 535D.4A - EXEMPTIONS.
- 535D.5 - LICENSE AND REGISTRATION -- APPLICATION AND ISSUANCE.
- 535D.6 - CONDITIONS OF LICENSURE.
- 535D.7 - PRELICENSING EDUCATION OF LOAN ORIGINATORS.
- 535D.8 - TEST REQUIREMENTS.
- 535D.9 - STANDARDS FOR LICENSE RENEWAL AND NONRENEWAL.
- CHAPTER 536 - REGULATED LOANS
- 536.1 - TITLE -- LICENSE REQUIRED.
- 536.10 - EXAMINATION OF BUSINESS -- FEE.
- 536.11 - RECORDS -- ANNUAL REPORT BY LICENSEE.
- 536.12 - RESTRICTIONS ON PRACTICES.
- 536.13 - LOAN CLASSIFICATIONS, INTEREST RATES, AND CHARGES -- REPORT, PENALTY, AND CONSUMER CREDIT CODE APPLICABILITY.
- 536.14 - RIGHTS OF BORROWER -- PAYMENTS.
- 536.15 - LIMITATION ON PRINCIPAL AMOUNT OVER TWENTY-FIVE THOUSAND DOLLARS.
- 536.16 - NONRESIDENT LICENSEES -- FACE-TO-FACE SOLICITATION.
- 536.17 AND 536.18
- 536.19 - VIOLATIONS.
- 536.2 - APPLICATION -- FEES.
- 536.20 - NONAPPLICABILITY OF STATUTE.
- 536.21 - RULES.
- 536.22 - ASSISTANTS.
- 536.23 - JUDICIAL REVIEW.
- 536.24 - LIST OF LICENSEES BY BANKING SUPERINTENDENT.
- 536.25 - STATEMENT OF INDEBTEDNESS OF BORROWER.
- 536.26 - INSURED LOANS.
- 536.27 - INSURANCE RELATED TO PROPERTY OF BORROWER.
- 536.28 - DEFINITIONS.
- 536.29 - ENFORCEMENT OF IOWA CONSUMER CREDIT CODE.
- 536.3 - BOND.
- 536.30 - POWERS AND DUTIES OF THE SUPERINTENDENT -- NATIONWIDE SYSTEM.
- 536.4 - GRANT OR REFUSAL OF LICENSE.
- 536.5 - LICENSE -- FORM -- POSTING.
- 536.6 - ADDITIONAL BOND -- AVAILABLE ASSETS.
- 536.7 - SEPARATE LICENSE -- CHANGE OF NAME OR PLACE OF BUSINESS.
- 536.7A - CHANGE IN CONTROL -- APPROVAL.
- 536.8 - ANNUAL FEE -- PAYMENT.
- 536.9 - DISCIPLINARY ACTION.
- CHAPTER 536A - INDUSTRIAL LOANS
- 536A.1 - TITLE.
- 536A.10 - ISSUANCE OF LICENSE.
- 536A.11 - DENIAL OF LICENSE.
- 536A.12 - CONTINUING LICENSE -- ANNUAL FEE -- CHANGE OF NAME OR LOCATION -- CHANGE OF CONTROL.
- 536A.13 - BOOKS AND RECORDS.
- 536A.14 - REPORTS.
- 536A.15 - EXAMINATION OF LICENSEES.
- 536A.16 - CEASE AND DESIST ORDERS.
- 536A.17 - INJUNCTIONS.
- 536A.18 - DISCIPLINARY ACTION.
- 536A.19 - RECEIVERSHIP -- LIQUIDATION.
- 536A.2 - DEFINITIONS.
- 536A.20 - REAL ESTATE LOANS.
- 536A.21 - OTHER BUSINESS IN SAME OFFICE.
- 536A.22 - THRIFT CERTIFICATES.
- 536A.23 - POWERS OF INDUSTRIAL LOAN COMPANIES.
- 536A.24 - ELECTRONIC TRANSACTIONS.
- 536A.25 - RESTRICTIONS.
- 536A.26 - PREPAYMENT.
- 536A.27 - PENALTY.
- 536A.28 - RULES.
- 536A.29 - ENFORCEMENT OF IOWA CONSUMER CREDIT CODE.
- 536A.3 - LICENSE.
- 536A.30 - NONRESIDENT LICENSEES -- FACE-TO-FACE SOLICITATION.
- 536A.31 - APPLICABILITY OF IOWA CONSUMER CREDIT CODE.
- 536A.32 - POWERS AND DUTIES OF THE SUPERINTENDENT -- NATIONWIDE SYSTEM.
- 536A.33 AND 536A.34
- 536A.4 - LIMITATIONS.
- 536A.5 - EXEMPTIONS.
- 536A.6 - ADMINISTRATION BY SUPERINTENDENT.
- 536A.7 - APPLICATION FOR LICENSE.
- 536A.7A - BONDS.
- 536A.8 - CAPITAL STOCK REQUIREMENT.
- 536A.9 - INVESTIGATION OF APPLICATION.
- CHAPTER 536B - RESERVED
- CHAPTER 536C - LENDER CREDIT CARDS
- 536C.1 - TITLE.
- 536C.10 - INJUNCTIONS.
- 536C.11 - WAIVER UNENFORCEABLE.
- 536C.12 - PENALTY.
- 536C.13 - RULES.
- 536C.14 - ENFORCEMENT.
- 536C.2 - DEFINITIONS.
- 536C.3 - EXEMPTIONS.
- 536C.4 - NOTIFICATION.
- 536C.5 - FEES.
- 536C.6 - APPLICABILITY OF IOWA CONSUMER CREDIT CODE.
- 536C.7 - BOOKS AND RECORDS.
- 536C.8 - INVESTIGATIONS.
- 536C.9 - CEASE AND DESIST ORDERS.
- CHAPTER 537 - CONSUMER CREDIT CODE
- 537.1101 - SHORT TITLE.
- 537.1102 - PURPOSES -- RULES OF CONSTRUCTION.
- 537.1103 - LAW APPLICABLE.
- 537.1104 - CONSTRUCTION.
- 537.1105 AND 537.1106
- 537.1107 - WAIVER -- AGREEMENT -- SETTLEMENT.
- 537.1108 - EFFECT ON ORGANIZATIONS.
- 537.1109
- 537.1110 - OBLIGATION OF GOOD FAITH.
- 537.1201 - TERRITORIAL APPLICATION.
- 537.1202 - EXCLUSIONS.
- 537.1203 - JURISDICTION -- SERVICE OF PROCESS.
- 537.1301 - GENERAL DEFINITIONS.
- 537.1302 - DEFINITION -- TRUTH IN LENDING ACT.
- 537.1303 - OTHER DEFINED TERMS.
- 537.2101 - SHORT TITLE.
- 537.2102 - SCOPE.
- 537.2201 - FINANCE CHARGE FOR CONSUMER CREDIT SALES NOT PURSUANT TO OPEN END CREDIT.
- 537.2202 - FINANCE CHARGE FOR CONSUMER CREDIT SALES PURSUANT TO OPEN END CREDIT.
- 537.2301 - AUTHORITY TO MAKE SUPERVISED LOANS.
- 537.2302
- 537.2303 - REVOCATION OR SUSPENSION OF LICENSE.
- 537.2304 - RECORDS -- ANNUAL REPORTS.
- 537.2305 - EXAMINATIONS AND INVESTIGATIONS.
- 537.2306
- 537.2307 - RESTRICTIONS ON INTEREST IN LAND AS SECURITY.
- 537.2308 - REGULAR SCHEDULE OF PAYMENTS -- MAXIMUM LOAN TERM.
- 537.2309 - NO OTHER BUSINESS FOR PURPOSE OF EVASION.
- 537.2310 - CONDUCT OF BUSINESS OTHER THAN MAKING LOANS.
- 537.2401 - FINANCE CHARGE FOR CONSUMER LOANS NOT PURSUANT TO OPEN-END CREDIT.
- 537.2402 - FINANCE CHARGE FOR CONSUMER LOANS PURSUANT TO OPEN-END CREDIT.
- 537.2403 - FINANCE CHARGE FOR CONSUMER LOANS SECURED BY A MOTOR VEHICLE.
- 537.2501 - ADDITIONAL CHARGES.
- 537.2502 - DELINQUENCY CHARGES.
- 537.2503 - DEFERRAL CHARGES.
- 537.2504 - FINANCE CHARGE ON REFINANCING.
- 537.2505 - FINANCE CHARGE ON CONSOLIDATION.
- 537.2506 - ADVANCES TO PERFORM COVENANTS OF CONSUMER.
- 537.2507 - ATTORNEY'S FEES.
- 537.2508 - CONVERSION TO OPEN END CREDIT.
- 537.2509 - RIGHT TO PREPAY.
- 537.2510 - REBATE UPON PREPAYMENT.
- 537.2601 - CHARGES FOR OTHER CREDIT TRANSACTIONS.
- 537.2602
- 537.3101 - SHORT TITLE.
- 537.3102 - SCOPE.