TITLE 55 - BANKS AND RELATED ORGANIZATIONS
- Chapter 657 - General Provisions
- Chapter 658 - Supervision and Control
- 658.015 - Administration of provisions of title.
- 658.021 - Commissioner: Qualifications; restrictions on other employment.
- 658.025 - Commissioner prohibited from having interest in bank or regulated corporation.
- 658.035 - Oath of Commissioner.
- 658.045 - Office.
- 658.055 - Deputy commissioners; other employees; independent audits and examinations; assessments; account for auditing financial institutions.
- 658.065 - Oath of deputy commissioners.
- 658.085 - Advisory capacity of State Board of Finance.
- 658.091 - Deposit, use and disposition of money; Commissioner to administer account.
- 658.096 - Fees charged by Commissioner; regulations.
- 658.098 - Assessment for cost of legal services provided to Commissioner and Division of Financial Institutions; deposit of money in State Treasury. [Effective through June 30, 2010.]
- 658.101 - Rates charged by Commissioner for supervision and examination.
- 658.105 - Powers of Commissioner.
- 658.115 - Summary orders of Commissioner.
- 658.125 - Appeals to State Board of Finance.
- 658.135 - Attestation of licenses, orders and certificates.
- 658.145 - Power of Commissioner to offer rewards.
- 658.151 - Power of Commissioner to take possession of business and property of depository institution; grounds.
- 658.155 - Penalty: Neglect of duty under title; false or injurious statement concerning bank; malfeasance or corruption in office.
- 658.165 - Officers and employees of Division of Financial Institutions prohibited from having interest in certain banks; exceptions; termination of interest.
- 658.175 - State Board of Finance bound by limitations imposed on Commissioner as to certification of new banks and establishment of branch banks.
- 658.185 - Incidental powers of Commissioner.
- 658.190 - Regulations concerning nontraditional mortgage loan products and certain lending practices.
- 658.195 - Right to sue and defend in actions involving banks; liability to suit.
- 658.200 - Nontraditional mortgage loan products; disclosures required.
- 658.210 - Residential mortgage loan originator acting on behalf of privately insured institution or organization required to be licensed as mortgage agent.
- Chapter 659 - Organization and Licensing of Banks
- 659.015 - Requirements for organization by person, existing corporation or existing limited-liability company.
- 659.025 - Articles of incorporation or organization: Contents.
- 659.035 - Delivery of articles of incorporation or organization for filing; delivery of certificate of amendment of articles by existing corporation or limited-liability company for filing; restrictio
- 659.045 - Examination and certification of proposed bank by Commissioner; payment and deposit of fees and expenses; regulations.
- 659.047 - Payment of assessment; cooperation with audits and examinations.
- 659.055 - Appeal from refusal to make certification.
- 659.065 - Filing of articles of incorporation or organization; filing of certificate of amendment of articles; effect of filing; admissibility of articles as evidence; limitation on validity.
- 659.075 - Payment of initial stockholders’ or members’ equity; sale of stock or solicitation of contributions to bank in process of organization.
- 659.085 - Filing of statement regarding directors, managers and officers and proof of federal deposit insurance.
- 659.095 - Examination of affairs of bank by Commissioner; issuance of certificate authorizing commencement of business.
- 659.105 - Restriction on transaction of business.
- 659.115 - Unlawful transaction of banking business without license; penalty.
- 659.125 - Unlawful use of words “bank,” “banking” or “banker” in name; exceptions; penalty.
- Chapter 660 - Branch Offices; Electronic Terminals; Automated Tellers
- Chapter 661 - Organizational Requirements
- Chapter 662 - Powers and Miscellaneous Provisions
- Chapter 663 - Deposits
- 663.025 - Deposits in trust.
- 663.045 - Depository collateral not required for insured deposits.
- 663.055 - Unlawful to receive deposit after revocation of authority to transact banking business.
- 663.065 - Deposits and safe-deposit boxes of minors.
- 663.075 - School thrift or savings plans.
- 663.085 - Safe-deposit boxes: Notice of overdue rental; opening of box; retention of contents in general vaults; delivery of contents to State Treasurer.
- Chapter 664 - Withdrawals and Collections
- Chapter 665 - Examinations and Reports
- Chapter 666 - Major Organizational Changes; Bank Holding Companies; Interstate Banking
- Chapter 666A - Foreign Banks
- Chapter 667 - Liquidation and Reorganization
- Chapter 668 - Prohibited Practices and Penalties
- 668.015 - False or deceptive financial statements: Criminal penalty; liability for damages; removal from office.
- 668.045 - Receiving deposits in insolvent banks with knowledge of insolvency; unfair preference to creditor; penalty.
- 668.055 - Embezzlement; willful misapplication of money; penalties.
- 668.065 - False oath or affirmation of officer, director, manager or employee; penalty.
- 668.075 - Limitation on advertising or publishing statement of stock.
- 668.085 - Unauthorized disclosure of confidential information; penalty.
- 668.095 - Penalties for making, aiding in making, or suppressing evidence of false or fraudulent report.
- 668.112 - Administrative fines.
- Chapter 669 - Trust Companies
- Chapter 669A - Family Trust Companies
- Chapter 670 - Development Corporations
- 670.010 - Definitions.
- 670.020 - “Board of directors” defined.
- 670.030 - “Corporation” defined.
- 670.040 - “Financial institution” defined.
- 670.050 - “Loan limit” defined.
- 670.067 - Regulations.
- 670.070 - Formation.
- 670.075 - Minimum stockholders’ equity required.
- 670.080 - Articles of incorporation: Contents.
- 670.085 - Articles of incorporation: Approval of Commissioner prerequisite to filing with Secretary of State.
- 670.090 - Articles of incorporation: Filing.
- 670.100 - Articles of incorporation: Prerequisites to authorization to commence business.
- 670.110 - Articles of incorporation: Amendment.
- 670.115 - License to conduct business: Requirement; form; fee; regulations; withdrawal of application.
- 670.120 - First meeting of corporation: Notice; duties of incorporators; quorum.
- 670.130 - Powers of corporation.
- 670.155 - Exercise of powers of corporation for economic revitalization and diversification: Requirements.
- 670.180 - General powers of stockholders of corporation.
- 670.200 - Officers and board of directors to manage corporation; number, powers, election and terms of directors; vacancies; responsibility for losses.
- 670.220 - Receipt of money on deposit prohibited.
- 670.230 - Fiscal year.
- 670.240 - Licenses: Expiration; renewal; reinstatement; fees; regulations.
- 670.250 - Examination by Commissioner; annual reports by corporation; regulations; costs of examination; authority of Commissioner.
- 670.260 - Credit of State not to be pledged.
- 670.270 - Tax exemptions, credits and privileges granted to corporation.
- 670.280 - Status of corporation as state development company under federal legislation.
- 670.290 - Duration of corporation.
- 670.300 - Dissolution of corporation.
- 670.310 - Deposit of money collected pursuant to provisions of chapter.
- 670.320 - Failure to submit required report; fees; regulations.
- 670.330 - Administrative fines.
- Chapter 670A - Corporations for Economic Revitalization and Diversification
- 670A.010 - Definitions.
- 670A.020 - “Board of directors” defined.
- 670A.030 - “Corporation” defined.
- 670A.040 - “Financial institution” defined.
- 670A.050 - “Loan limit” defined.
- 670A.060 - Regulations.
- 670A.070 - Formation.
- 670A.080 - Articles of incorporation: Contents.
- 670A.090 - Articles of incorporation: Approval of Commissioner prerequisite to filing with Secretary of State.
- 670A.100 - Articles of incorporation: Filing.
- 670A.110 - Articles of incorporation: Prerequisites to authorization to commence business.
- 670A.120 - Articles of incorporation: Amendment.
- 670A.130 - License to conduct business: Requirement; form; fee; regulations; withdrawal of application.
- 670A.140 - First meeting of corporation: Notice; duties of incorporators; quorum.
- 670A.150 - Powers of corporation.
- 670A.160 - Corporation to be operated in manner consistent with State Plan for Economic Development.
- 670A.170 - General powers of stockholders of corporation.
- 670A.180 - Officers and board of directors to manage corporation; number, powers, election and terms of directors; vacancies; responsibility for losses.
- 670A.190 - Eligibility for membership in corporation; membership effective upon acceptance by board of directors.
- 670A.200 - Members required to loan money to corporation; limits.
- 670A.210 - Calls for money to be prorated.
- 670A.220 - Withdrawal from membership.
- 670A.230 - Stock of corporation: Minimum required to transact business; acquisition.
- 670A.240 - Required amount of earned surplus; limits on obligations; restrictions on deposits and loans.
- 670A.250 - License fees; regulations.
- 670A.260 - Examination by Commissioner; annual reports by corporations; costs of examination; authority of Commissioner.
- 670A.270 - Credit of state not to be pledged.
- 670A.280 - Tax exemptions, credits and privileges granted to corporation.
- 670A.290 - Status of corporation as state development company under federal legislation.
- 670A.300 - Dissolution of corporation.
- 670A.310 - Failure to submit required report; fees; regulations.
- 670A.320 - Administrative fines.
- Chapter 671 - Issuers of Instruments for Transmission or Payment of Money
- 671.010 - Definitions.
- 671.020 - Applicability of chapter.
- 671.030 - Regulations.
- 671.040 - License required.
- 671.050 - Application for license: Contents; bond or securities; financial statement; fees; regulations; withdrawal of application.
- 671.055 - Application for license: Additional requirements.
- 671.060 - Investigation of applicant; issuance of license.
- 671.070 - Expiration and renewal of license; fees; regulations.
- 671.080 - License not transferable or assignable; business must be conducted at specified location by agent of licensee; changes in location, name or operation of business.
- 671.090 - Agents of licensees: When license required; application; fees; regulations; withdrawal of application.
- 671.100 - Bond: Amounts; form; notice to Commissioner; replenishment; liability of surety; increase in amount; cancellation or alteration.
- 671.110 - Deposits in lieu of bond.
- 671.120 - Examination of licensee by Commissioner; entry upon premises and access to documents; fee; audit in lieu of examination.
- 671.140 - Schedule of rates: Posting; excess fees prohibited.
- 671.150 - Deposit of receipts; commingling prohibited; deposit if license suspended or terminated; assets must cover liabilities.
- 671.160 - Discontinuance of licensee’s business: Notice; surrender of license; order of Commissioner; possession of business and property by Commissioner; appointment of receiver.
- 671.170 - Investigations and hearings; confidential communications.
- 671.180 - Suspension, revocation or denial of renewal of license: Notice; hearing; order; grounds; judicial review.
- 671.183 - Failure to submit required report; fees; regulations.
- 671.185 - Administrative fines.
- 671.190 - Unlawful acts; penalty; other remedies.