17:25-2.Ā  Stipulations in stock subscriptions
Every subscription to the capital stock of a stock company shall contain theĀ  stipulation that no sum shall be used for commission, promotion or organizationĀ  expenses in excess of a per cent of the amount paid upon the stockĀ  subscriptions, to be named in the stipulation, not exceeding fifteen per cent. Every subscription for stock and every application for insurance in theĀ  company made prior to the granting to the company by the commissioner of theĀ  certificate of authority shall contain the stipulation that the money advancedĀ  by the applicant shall be returned to him without any deduction if the companyĀ  fails to complete its organization or procure the certificate or issue theĀ  policy applied for in the application.
Ā