17:9A-14.Ā  Certificate of authority
A.Ā  When the bank or savings bank shall have proved to the satisfaction of the commissioner, by affidavit of two of its officers, and when the commissioner shall have verified by examination that

(1) The certificate of incorporation has been filed as specified in sectionĀ  12;

(2) In the case of a bank, the entire capital stock, surplus, and reserve fund for organization expense, stated in the certificate of incorporation, haveĀ  been fully paid in cash, unconditionally and without reservation;Ā  or

(3) In the case of a savings bank, the entire capital deposits stated in the certificate of incorporation have been fully paid in cash, unconditionally and without reservation;Ā  and

(4) The cash paid in for the capital stock and surplus or capital deposits,Ā  as the case may be, is on deposit in a banking institution in this State,Ā  without offset, claim or demand whatsoever, and subject to withdrawal uponĀ  demand,

and when the bank or savings bank shall have proved to the satisfaction ofĀ  the commissioner that the proposed officers who will have control or supervision of the bank's operations possess the qualifications, experience andĀ  character required for the duties and responsibilities with which they will beĀ  charged, the commissioner shall issue a certificate of authority to the bank orĀ  savings bank wherein it shall be stated that the bank or savings bank thereinĀ  named has complied with the provisions of this act and is authorized to beginĀ  the transaction of the business specified in the certificate of incorporation. A copy of the certificate of authority shall be filed in the department.

B.Ā  Upon the issuance of the certificate of authority, the bank or savings bank shall be authorized to begin the transaction of business.

L.1948, c. 67, p. 190, s. 14.Ā  Amended by L.1970, c. 165, s. 2.
Ā