45:22-5.Ā  Pawnbroker must be insured
Each pawnbroker licensed pursuant to the provisions of this article shall beĀ  required by the commissioner of banking and insurance to furnish proof that heĀ  is adequately covered by insurance, bond or cash surplus to cover any pledgorĀ  in the event of loss by fire, theft, burglary or otherwise, or his liability toĀ  the pledgor.
Ā