Chapter 13 - Tennessee Residential Lending, Brokerage and Servicing Act
- Part 1 - General Provisions
- 45-13-101 - Short title.
- 45-13-102 - Purpose.
- 45-13-103 - Administrative authority.
- 45-13-104 - Provisions remedial.
- 45-13-105 - Chapter definitions.
- 45-13-106 - Certificates of registration and registration certificates.
- 45-13-107 - Lost licenses Substitutions.
- 45-13-108 - Filing of written report with commissioner Events impacting activities of licensee.
- Part 2 - Licensing of Mortgage Lenders, Mortgage Loan Brokers and Mortgage Loan Servicers
- 45-13-201 - License required Exceptions.
- 45-13-202 - Application for license Investigation fee.
- 45-13-203 - Licensing Posting Renewal Abatement of fees.
- 45-13-204 - Surety bond required.
- 45-13-205 - Change of address or officers Annual report including past officers and directors.
- 45-13-206 - Records and financial statements Deposits and periodic payments Disclosure.
- 45-13-207 - Preservation of records Reproduction Maintenance location.
- 45-13-208 - Minimum information Annual report.
- 45-13-209 - Statement of account.
- 45-13-210 - Change of control.
- 45-13-211 - Managing principals and branch managers.
- Part 3 - Mortgage Loan Originators
- 45-13-301 - Mortgage loan originator License required.
- 45-13-302 - Issuance of mortgage loan originator license.
- 45-13-303 - Mortgage loan originator sponsorship required.
- 45-13-304 - Pre-licensing education of loan originators.
- 45-13-305 - Testing of loan originators.
- 45-13-306 - Standards for mortgage loan originator license renewal.
- 45-13-307 - Continuing education for mortgage loan originators.
- 45-13-308 - Provisional mortgage loan originator license.
- Part 4 - Prohibitions and Enforcement
- 45-13-401 - Prohibited acts and practices.
- 45-13-402 - False or misleading advertising unlawful Exceptions.
- 45-13-403 - Payments to contractor from proceeds of mortgage loan for home improvement.
- 45-13-404 - Investigation and examinations.
- 45-13-405 - Violations Cease and desist orders Penalties.
- 45-13-406 - Consent orders.
- 45-13-407 - Bar from industry.
- Part 5 - Nationwide Mortgage Licensing System and Registry
- 45-13-501 - Authority to participate in the Nationwide Mortgage Licensing System and Registry.
- 45-13-502 - Nationwide Mortgage Licensing System and Registry as agent.
- 45-13-503 - Mortgage call reports.
- 45-13-504 - Nationwide Mortgage Licensing System and Registry information challenge process.
- 45-13-505 - Confidentiality.
- 45-13-506 - Report to Nationwide Mortgage Licensing System and Registry.