TITLE 7 - BANKING AND FINANCE
- CHAPTER 1 - FINANCIAL INSTITUTIONS
- ARTICLE 1 - PROVISIONS APPLICABLE TO DEPARTMENT OF BANKING AND FINANCE AND FINANCIAL INSTITUTIONS GENERALLY
- ARTICLE 2 - BANKS AND TRUST COMPANIES
- ARTICLE 3 - CREDIT UNIONS
- ARTICLE 4 - SALE OF CHECKS OR MONEY ORDERS
- ARTICLE 4A - CASHING CHECKS, DRAFTS, OR MONEY ORDERS FOR CONSIDERATION
- ARTICLE 5 - INTERNATIONAL BANKING CORPORATIONS AND BANK AGENCIES
- ARTICLE 5A - DOMESTIC INTERNATIONAL BANKING FACILITIES
- ARTICLE 6 - BUSINESS DEVELOPMENT CORPORATIONS
- ARTICLE 7 - BUILDING AND LOAN ASSOCIATIONS AND SAVINGS AND LOAN ASSOCIATIONS
- ARTICLE 8 - MULTIPLE-PARTY ACCOUNTS
- ARTICLE 9 - CRIMINAL AND RELATED PROVISIONS
- ARTICLE 10 - TRANSITION PROVISIONS; FEES OF SECRETARY OF STATE
- ARTICLE 11 - RECORDS AND REPORTS OF CURRENCY TRANSACTIONS
- ARTICLE 12 - SMALL MINORITY BUSINESS DEVELOPMENT CORPORATIONS
- ARTICLE 13 - LICENSING OF MORTGAGE LENDERS AND MORTGAGE BROKERS
- CHAPTER 2 - CREDIT UNION DEPOSIT INSURANCE CORPORATION
- § 7-2-1 - Incorporation procedures
- § 7-2-10 - Conduct of business by incorporators and directors
- § 7-2-11 - Exclusive supervision by department; rules and regulations
- § 7-2-12 - Copies of members' reports sent to corporation; additional examinations or audits; ordering corrective action or revoking membership
- § 7-2-13 - Administrative review of corporation or department decision; exhaustion of remedies
- § 7-2-14 - Tax exemption
- § 7-2-2 - Amendments to articles
- § 7-2-3 - Adoption and amendment of bylaws
- § 7-2-4 - Powers
- § 7-2-5 - Membership -- Acquisition and termination
- § 7-2-6 - Membership -- Financial institutions which are ineligible to be federally insured or which were chartered prior to July 1, 1981
- § 7-2-6.1 - Powers and privileges of members
- § 7-2-7 - Membership fees; refunds of fees, assessments, and premiums; distribution of undivided corporate earnings preceding voluntary cessation of business
- § 7-2-8 - Premiums and special assessments; distribution of assets on liquidation
- § 7-2-9 - Insurance of deposits and shares
- CHAPTER 3 - INDUSTRIAL LOANS
- § 7-3-1 - Short title
- § 7-3-10 - License required for each location; display; duration; annual fee; moving office within county
- § 7-3-11 - Failure to begin business or suspending activities after license issued
- § 7-3-12 - Books, records, and reports
- § 7-3-13 - False advertising prohibited
- § 7-3-14 - Maximum loan amount, period, and charges
- § 7-3-15 - Limitation on further charges
- § 7-3-16 - Loans to pay contracts acquired by licensee restricted
- § 7-3-17 - Payment before maturity; refund of prepaid interest; continuing insurance
- § 7-3-18 - Delivery of copy of contract or itemized statement; receipts
- § 7-3-19 - Tax on interest -- Levy; penalty for tax to charges
- § 7-3-2 - Purpose of chapter
- § 7-3-20 - Tax on interest -- Payment; inspection of records; rules and regulations
- § 7-3-21 - Tax on interest -- Penalties for late or fraudulent tax payments
- § 7-3-22 - Examinations, investigations, and hearings
- § 7-3-23 - Cease and desist orders; enjoining violations
- § 7-3-24 - Suspension or revocation of license -- Grounds; procedure; effect of loss of license on contracts
- § 7-3-25 - Suspension or revocation of license -- Unreasonable collection tactics
- § 7-3-26 - Probation and civil penalties for violations
- § 7-3-27 - Judicial review of Commissioner's decisions
- § 7-3-28 - Code Section 7-4-4 not repealed
- § 7-3-29 - Criminal penalties; void loans; civil penalty to borrower for violation; violation not subject of class action; defense of good faith; limitation on remedies for voidness
- § 7-3-3 - Definitions
- § 7-3-4 - Applicability of chapter -- Generally; effect on existing lenders
- § 7-3-5 - Applicability of chapter -- Transactions by which money is paid others
- § 7-3-6 - Exemptions from chapter
- § 7-3-7 - Industrial Loan Commissioner; powers and duties generally; employees; deputy; training programs for licensees
- § 7-3-8 - License required; application; fees
- § 7-3-9 - Investigation of application; issuance or denial of license; purchase of licensed location
- CHAPTER 4 - INTEREST AND USURY
- CHAPTER 5 - CREDIT CARDS AND CREDIT CARD BANKS
- CHAPTER 6 - CREDIT OR LOAN DISCRIMINATION
- CHAPTER 6A - GEORGIA FAIR LENDING ACT
- § 7-6A-1 - Short title
- § 7-6A-10 - Severability of chapter
- § 7-6A-11 - Municipality or county not able to regulate terms of home loans
- § 7-6A-12 - Application; preemption by federal law
- § 7-6A-13 - Promulgation of rules and regulations; creditor's good faith reliance on guidance from department constituting prima-facie evidence of compliance
- § 7-6A-2 - Definitions
- § 7-6A-3 - Limitations of home loans
- § 7-6A-4 - "Flipping" a home loan; costs and fees
- § 7-6A-5 - Limitations of high-cost home loans
- § 7-6A-6 - Affirmative claims and defenses against creditors; conditions for relief; actions intending to evade chapter prohibited
- § 7-6A-7 - Violation of chapter
- § 7-6A-8 - Enforcement of chapter; penalties for violations
- § 7-6A-9 - Terms of insurer providing insurance through financed premiums
- CHAPTER 7 - LOAN BROKERS
- CHAPTER 8 - SAFE USE OF REMOTE SERVICE TERMINALS
- § 7-8-1 - Definitions
- § 7-8-2 - Procedures for evaluating safety of remote service terminals
- § 7-8-3 - Date of compliance; provision of adequate lighting
- § 7-8-4 - Notices to customers of basic safety precautions
- § 7-8-5 - Terminals to which chapter not applicable
- § 7-8-6 - Rules and regulations
- § 7-8-7 - Inapplicability to persons or entities that are not a financial depository institution or operator
- § 7-8-8 - Preemption