State Codes and Statutes
Statutes > Rhode-island > Title-19 > Chapter-19-3 > 19-3-13SECTION 19-3-13
§ 19-3-13 Use of electronic devices andmachines. – (a) Any financial institution, or credit union, may make available for use byits customers one or more electronic devices or machines (customer-bankcommunications terminals/automated teller machines). These devices or machinesshall not be deemed to be the establishment of a branch of the particularfinancial institution or credit union. All surcharges chargeable for use ofthese devices shall be disclosed prior to completion of any transaction.Disclosure of the surcharge shall be displayed electronically by the electronicdevice or machine and shall not be disclosed by means of any stickers orplacards placed on the exterior of the electronic device or machine.
(b) The establishment and use of these devices are subject toapproval by the director or the director's designee which approval shall not beunreasonably withheld. Any request to establish a customer-bank communicationsterminal/automated teller machine must be sent to the director or thedirector's designee by certified mail, return receipt requested. Any requestwhich is received by the director or the director's designee shall be deemedapproved, if within five (5) business days of receipt by the director or thedirector's designee of the request, the director or the director's designee hasnot issued a notice of intent to deny the request. The director or thedirector's designee may promulgate rules and regulations not inconsistent withthis section.
(c) To the extent consistent with the antitrust laws, eachfinancial institution or credit union, chartered by this or any other state, ispermitted but not required to share these devices with one or more otherfinancial institutions or credit unions, chartered by the state or federalgovernment.
(d) Each financial institution or credit union shall adoptand maintain safeguards on each electronic device or machine consistent withthe minimum requirements specified under the federal Bank Protection Act, 12U.S.C. § 1881 et seq.
