§ 6-13.1-21 - Credit reports – Notice to individual – Requirements of users of credit reports. - Rhode-island Statutes

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Statutes > Rhode-island > Title-6 > Chapter-6-13-1 > 6-13-1-21

SECTION 6-13.1-21

§ 6-13.1-21 Credit reports – Noticeto individual – Requirements of users of credit reports. – (a) No person or business shall request a credit report in connection with aconsumer's application for credit, employment, or insurance unless a consumeris first informed that a credit report may be requested in connection with theapplication.

(b) Whenever credit or insurance for personal, family, orhousehold purposes, or employment, involving a consumer is denied or the chargefor that credit or insurance is increased either wholly or partly because ofinformation contained in a credit report from a credit bureau, the user of thecredit report shall advise the consumer against whom the adverse action hasbeen taken and supply the name and address of the credit bureau making thereport.

State Codes and Statutes

Statutes > Rhode-island > Title-6 > Chapter-6-13-1 > 6-13-1-21

SECTION 6-13.1-21

§ 6-13.1-21 Credit reports – Noticeto individual – Requirements of users of credit reports. – (a) No person or business shall request a credit report in connection with aconsumer's application for credit, employment, or insurance unless a consumeris first informed that a credit report may be requested in connection with theapplication.

(b) Whenever credit or insurance for personal, family, orhousehold purposes, or employment, involving a consumer is denied or the chargefor that credit or insurance is increased either wholly or partly because ofinformation contained in a credit report from a credit bureau, the user of thecredit report shall advise the consumer against whom the adverse action hasbeen taken and supply the name and address of the credit bureau making thereport.

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State Codes and Statutes

Statutes > Rhode-island > Title-6 > Chapter-6-13-1 > 6-13-1-21

SECTION 6-13.1-21

§ 6-13.1-21 Credit reports – Noticeto individual – Requirements of users of credit reports. – (a) No person or business shall request a credit report in connection with aconsumer's application for credit, employment, or insurance unless a consumeris first informed that a credit report may be requested in connection with theapplication.

(b) Whenever credit or insurance for personal, family, orhousehold purposes, or employment, involving a consumer is denied or the chargefor that credit or insurance is increased either wholly or partly because ofinformation contained in a credit report from a credit bureau, the user of thecredit report shall advise the consumer against whom the adverse action hasbeen taken and supply the name and address of the credit bureau making thereport.