State Codes and Statutes

Statutes > Rhode-island > Title-9 > Chapter-9-26 > 9-26-4

SECTION 9-26-4

   § 9-26-4  Property exempt from attachment.– The following goods and property shall be exempt from attachment on any warrantof distress or on any other writ, original, mesne, or judicial:

   (1) The necessary wearing apparel of a debtor or of thedebtor's family, if he or she has a family.

   (2) The working tools of a debtor necessary in the debtor'susual occupation, not exceeding in value the sum of one thousand five hundreddollars ($1,500), and the professional library of any professional person inactual practice.

   (3) The household furniture, clothing, and family stores of ahousekeeper in the whole, including beds and bedding, not exceeding in valuethe sum of nine thousand six hundred dollars ($9,600).

   (4) The bibles, school books, and other books in use in thefamily, not exceeding in value the sum of three hundred dollars ($300).

   (5) The debtor's interest in one lot or right of burial, asthe case may be, in any cemetery.

   (6) Wages due or accruing to any sailor.

   (7) Debts secured by bills of exchange or negotiablepromissory notes.

   (8) The entire salary or wages of any debtor due or payablefrom any charitable corporation, or from any person or corporation engaged inthe disbursement or administration of any public charitable fund or money,whenever the salaries or wages are to be paid or supplied, directly orindirectly, from any fund or money appropriated or contributed for the reliefof the poor or in aid of unemployment, and the debtor is the object of therelief or aid.

   (ii) The entire wages or salary of any debtor due or payablefrom any employer, where the debtor has been the object of relief from anystate, federal, or municipal corporation or agency for a period of one yearfrom and after the time when the debtor ceases to be the object of such relief.

   (iii) The salary or wages due or payable to any other debtor,not exceeding the sum of fifty dollars ($50.00).

   (9) The salary and wages of the wife and the minor childrenof any debtor.

   (10) Such other property, real, personal, or mixed, inpossession or actions as is or shall be exempted from attachment and execution,either permanently or temporarily, by general or special acts, charters ofincorporation, or by the policy of the law.

   (11) An individual retirement account or individualretirement annuity as defined in sections 408 and 408A of the Internal RevenueCode, 26 U.S.C. §§ 408 and 408A, and the payments or distributionsfrom such an account or annuity, except that this exemption does not apply toany of the following:

   (i) An order of a court pursuant to a judgment of divorce orseparate maintenance.

   (ii) An order of a court concerning child support.

   (iii) Contributions to an individual retirement account orpremiums on an individual retirement annuity, including the earnings orbenefits from those contributions or premiums, that constitute an excesscontribution within the meaning of Section 4973 of the Internal Revenue Code[26 U.S.C. § 4973].

   (12) The right or interest of a person in an annuity,pension, profit sharing, or other retirement plan protected by the EmployeeRetirement Income Security Act of 1974, Public Law 93-406, 29 U.S.C. §1001 et seq. This exemption shall also apply to the operation of the FederalBankruptcy Code, as permitted by Section 522(d)(10)(E) of Title 11 of theUnited States Code, 11 U.S.C. § 522(d)(10)(E). This exemption shall notapply to the right or interest of a person in an annuity, pension, profitsharing, or other retirement plan to the extent that that right or interest issubject to any of the following:

   (i) An order of the court pursuant to a judgment of divorceor separated maintenance.

   (ii) An order of a court concerning child support.

   This exemption shall not apply to contributions to and theearnings of any of the retirement plans enumerated in this subdivision that arenot qualified retirement plans as defined by Section 401 of the InternalRevenue Code, 26 U.S.C. § 401.

   (13) Any and all motor vehicles owned by the debtor not toexceed an aggregate total of twelve thousand dollars ($12,000).

   (14) Any and all jewelry owned by the debtor not to exceed anaggregate total of two thousand dollars ($2,000).

   (15) An account balance, right, or interest of a person in a"prepaid tuition program" or a "tuition savings program" as defined in §16-57-3(10) and (16), respectively. This exemption shall not apply to abalance, right, or interest to the extent that the balance, right, or interestis subject to any of the following:

   (i) An order of a court pursuant to a judgment of divorce orseparate maintenance;

   (ii) An order of a court concerning child support.

   (16) In addition to the exemptions herein, a debtor inbankruptcy may exempt an additional five thousand dollars ($5,000) in anyassets.

State Codes and Statutes

Statutes > Rhode-island > Title-9 > Chapter-9-26 > 9-26-4

SECTION 9-26-4

   § 9-26-4  Property exempt from attachment.– The following goods and property shall be exempt from attachment on any warrantof distress or on any other writ, original, mesne, or judicial:

   (1) The necessary wearing apparel of a debtor or of thedebtor's family, if he or she has a family.

   (2) The working tools of a debtor necessary in the debtor'susual occupation, not exceeding in value the sum of one thousand five hundreddollars ($1,500), and the professional library of any professional person inactual practice.

   (3) The household furniture, clothing, and family stores of ahousekeeper in the whole, including beds and bedding, not exceeding in valuethe sum of nine thousand six hundred dollars ($9,600).

   (4) The bibles, school books, and other books in use in thefamily, not exceeding in value the sum of three hundred dollars ($300).

   (5) The debtor's interest in one lot or right of burial, asthe case may be, in any cemetery.

   (6) Wages due or accruing to any sailor.

   (7) Debts secured by bills of exchange or negotiablepromissory notes.

   (8) The entire salary or wages of any debtor due or payablefrom any charitable corporation, or from any person or corporation engaged inthe disbursement or administration of any public charitable fund or money,whenever the salaries or wages are to be paid or supplied, directly orindirectly, from any fund or money appropriated or contributed for the reliefof the poor or in aid of unemployment, and the debtor is the object of therelief or aid.

   (ii) The entire wages or salary of any debtor due or payablefrom any employer, where the debtor has been the object of relief from anystate, federal, or municipal corporation or agency for a period of one yearfrom and after the time when the debtor ceases to be the object of such relief.

   (iii) The salary or wages due or payable to any other debtor,not exceeding the sum of fifty dollars ($50.00).

   (9) The salary and wages of the wife and the minor childrenof any debtor.

   (10) Such other property, real, personal, or mixed, inpossession or actions as is or shall be exempted from attachment and execution,either permanently or temporarily, by general or special acts, charters ofincorporation, or by the policy of the law.

   (11) An individual retirement account or individualretirement annuity as defined in sections 408 and 408A of the Internal RevenueCode, 26 U.S.C. §§ 408 and 408A, and the payments or distributionsfrom such an account or annuity, except that this exemption does not apply toany of the following:

   (i) An order of a court pursuant to a judgment of divorce orseparate maintenance.

   (ii) An order of a court concerning child support.

   (iii) Contributions to an individual retirement account orpremiums on an individual retirement annuity, including the earnings orbenefits from those contributions or premiums, that constitute an excesscontribution within the meaning of Section 4973 of the Internal Revenue Code[26 U.S.C. § 4973].

   (12) The right or interest of a person in an annuity,pension, profit sharing, or other retirement plan protected by the EmployeeRetirement Income Security Act of 1974, Public Law 93-406, 29 U.S.C. §1001 et seq. This exemption shall also apply to the operation of the FederalBankruptcy Code, as permitted by Section 522(d)(10)(E) of Title 11 of theUnited States Code, 11 U.S.C. § 522(d)(10)(E). This exemption shall notapply to the right or interest of a person in an annuity, pension, profitsharing, or other retirement plan to the extent that that right or interest issubject to any of the following:

   (i) An order of the court pursuant to a judgment of divorceor separated maintenance.

   (ii) An order of a court concerning child support.

   This exemption shall not apply to contributions to and theearnings of any of the retirement plans enumerated in this subdivision that arenot qualified retirement plans as defined by Section 401 of the InternalRevenue Code, 26 U.S.C. § 401.

   (13) Any and all motor vehicles owned by the debtor not toexceed an aggregate total of twelve thousand dollars ($12,000).

   (14) Any and all jewelry owned by the debtor not to exceed anaggregate total of two thousand dollars ($2,000).

   (15) An account balance, right, or interest of a person in a"prepaid tuition program" or a "tuition savings program" as defined in §16-57-3(10) and (16), respectively. This exemption shall not apply to abalance, right, or interest to the extent that the balance, right, or interestis subject to any of the following:

   (i) An order of a court pursuant to a judgment of divorce orseparate maintenance;

   (ii) An order of a court concerning child support.

   (16) In addition to the exemptions herein, a debtor inbankruptcy may exempt an additional five thousand dollars ($5,000) in anyassets.


State Codes and Statutes

State Codes and Statutes

Statutes > Rhode-island > Title-9 > Chapter-9-26 > 9-26-4

SECTION 9-26-4

   § 9-26-4  Property exempt from attachment.– The following goods and property shall be exempt from attachment on any warrantof distress or on any other writ, original, mesne, or judicial:

   (1) The necessary wearing apparel of a debtor or of thedebtor's family, if he or she has a family.

   (2) The working tools of a debtor necessary in the debtor'susual occupation, not exceeding in value the sum of one thousand five hundreddollars ($1,500), and the professional library of any professional person inactual practice.

   (3) The household furniture, clothing, and family stores of ahousekeeper in the whole, including beds and bedding, not exceeding in valuethe sum of nine thousand six hundred dollars ($9,600).

   (4) The bibles, school books, and other books in use in thefamily, not exceeding in value the sum of three hundred dollars ($300).

   (5) The debtor's interest in one lot or right of burial, asthe case may be, in any cemetery.

   (6) Wages due or accruing to any sailor.

   (7) Debts secured by bills of exchange or negotiablepromissory notes.

   (8) The entire salary or wages of any debtor due or payablefrom any charitable corporation, or from any person or corporation engaged inthe disbursement or administration of any public charitable fund or money,whenever the salaries or wages are to be paid or supplied, directly orindirectly, from any fund or money appropriated or contributed for the reliefof the poor or in aid of unemployment, and the debtor is the object of therelief or aid.

   (ii) The entire wages or salary of any debtor due or payablefrom any employer, where the debtor has been the object of relief from anystate, federal, or municipal corporation or agency for a period of one yearfrom and after the time when the debtor ceases to be the object of such relief.

   (iii) The salary or wages due or payable to any other debtor,not exceeding the sum of fifty dollars ($50.00).

   (9) The salary and wages of the wife and the minor childrenof any debtor.

   (10) Such other property, real, personal, or mixed, inpossession or actions as is or shall be exempted from attachment and execution,either permanently or temporarily, by general or special acts, charters ofincorporation, or by the policy of the law.

   (11) An individual retirement account or individualretirement annuity as defined in sections 408 and 408A of the Internal RevenueCode, 26 U.S.C. §§ 408 and 408A, and the payments or distributionsfrom such an account or annuity, except that this exemption does not apply toany of the following:

   (i) An order of a court pursuant to a judgment of divorce orseparate maintenance.

   (ii) An order of a court concerning child support.

   (iii) Contributions to an individual retirement account orpremiums on an individual retirement annuity, including the earnings orbenefits from those contributions or premiums, that constitute an excesscontribution within the meaning of Section 4973 of the Internal Revenue Code[26 U.S.C. § 4973].

   (12) The right or interest of a person in an annuity,pension, profit sharing, or other retirement plan protected by the EmployeeRetirement Income Security Act of 1974, Public Law 93-406, 29 U.S.C. §1001 et seq. This exemption shall also apply to the operation of the FederalBankruptcy Code, as permitted by Section 522(d)(10)(E) of Title 11 of theUnited States Code, 11 U.S.C. § 522(d)(10)(E). This exemption shall notapply to the right or interest of a person in an annuity, pension, profitsharing, or other retirement plan to the extent that that right or interest issubject to any of the following:

   (i) An order of the court pursuant to a judgment of divorceor separated maintenance.

   (ii) An order of a court concerning child support.

   This exemption shall not apply to contributions to and theearnings of any of the retirement plans enumerated in this subdivision that arenot qualified retirement plans as defined by Section 401 of the InternalRevenue Code, 26 U.S.C. § 401.

   (13) Any and all motor vehicles owned by the debtor not toexceed an aggregate total of twelve thousand dollars ($12,000).

   (14) Any and all jewelry owned by the debtor not to exceed anaggregate total of two thousand dollars ($2,000).

   (15) An account balance, right, or interest of a person in a"prepaid tuition program" or a "tuition savings program" as defined in §16-57-3(10) and (16), respectively. This exemption shall not apply to abalance, right, or interest to the extent that the balance, right, or interestis subject to any of the following:

   (i) An order of a court pursuant to a judgment of divorce orseparate maintenance;

   (ii) An order of a court concerning child support.

   (16) In addition to the exemptions herein, a debtor inbankruptcy may exempt an additional five thousand dollars ($5,000) in anyassets.