New Hampshire Statutes

TITLE XXXV — BANKS AND BANKING; LOAN ASSOCIATIONS; CREDIT UNIONS (Includes Chapters 383 - 397-B)

CHAPTER 383 — BANK COMMISSIONER
- Section 383:1 Commissioner and Deputy.
- Section 383:10 Methods of Examination.
- Section 383:10-a Other Accountants or Experts.
- Section 383:10-b Confidential Information.
- Section 383:10-c Qualifications of Bank Examiners.
- Section 383:10-d Consumer Complaints and Restitution.
- Section 383:10-e Confidentiality of Consumer Complaints.
- Section 383:10-f Consumer Complaint Administrator.
- Section 383:11 Payment of Cost of Examination.
- Section 383:11-a Contract Services.
- Section 383:12 Oaths.
- Section 383:13 Bank Reports.
- Section 383:13-a Requirement to Display Information.
- Section 383:14 Fidelity Bond Coverage.
- Section 383:15 Commissioner's Reports.
- Section 383:16 Irregularities.
- Section 383:17 Disposal of Papers.
- Section 383:18 Printing of Laws.
- Section 383:19 Established.
- Section 383:2 Commissioner Pro tem.
- Section 383:20 Appointment and Term.
- Section 383:21 Compensation.
- Section 383:22 Public Deposit Investment Pool.
- Section 383:23 Rulemaking.
- Section 383:24 Advisory Committee.
- Section 383:3 Removal.
- Section 383:4 Vacancy Filled for Unexpired Term.
- Section 383:5 Assistant Bank Commissioner.
- Section 383:6 Qualifications.
- Section 383:7 Compensation; Assistants.
- Section 383:7-a Delegation of Duties and Responsibilities.
- Section 383:8 Office.
- Section 383:9 Duties.
- Section 383:9-a Joint Examination.
- Section 383:9-b New Hampshire Charitable Foundation Common Trust Funds.
- Section 383:9-c Educational Lending Institutions.
- Section 383:9-d Examination of Highly Rated Institutions; Nondepository Trust Companies.
- Section 383:9-e Corporations as Small Business Lenders.
- Section 383:9-f Other Nonbank Lenders.
- Section 383:9-g Bank Holding Companies.
- Section 383:9-h Change in Control of Nondepository Financial Institution.
CHAPTER 384 — GENERAL PROVISIONS AS TO SAVINGS BANKS, TRUST COMPANIES, AND DEPOSITORIES
- Section 384:1 Application of Title.
- Section 384:1-a Procedure on Appeal.
- Section 384:1-b Powers and Inconsistent Charter Provisions.
- Section 384:10 Vacancies.
- Section 384:11 Notice of Election.
- Section 384:12 Irregularities.
- Section 384:12-a Cease and Desist Order.
- Section 384:12-b Temporary Cease and Desist Order.
- Section 384:12-c Enforcement by Superior Court.
- Section 384:12-d Notice to Federal Authorities.
- Section 384:13 Record.
- Section 384:14 Prohibited Collateral.
- Section 384:14-a Capital Debentures.
- Section 384:15 Loans to Executive Officers and Others.
- Section 384:16 Borrowing.
- Section 384:16-a Real Estate.
- Section 384:16-b Service Corporations.
- Section 384:16-c Interest on Escrow Accounts.
- Section 384:16-d Manufactured Housing.
- Section 384:16-e Escrow Accounts of Mortgage Companies.
- Section 384:16-f Residential Mortgage Loan Application Fee.
- Section 384:16-g Payment of Note.
- Section 384:17 False Statements.
- Section 384:18 Prohibited Fees, etc.
- Section 384:19 Penalty.
- Section 384:2 Managing Board.
- Section 384:20 Embezzlement; False Entries.
- Section 384:21 Report of Irregularities.
- Section 384:22 General Penalty.
- Section 384:22-a False Rumors Concerning Banks.
- Section 384:22-b Penalty.
- Section 384:23 Requirement.
- Section 384:24 Prohibited; Forfeiture.
- Section 384:25 Recovery of Forfeiture.
- Section 384:26 Injunctions.
- Section 384:27 Deposit of Collateral.
- Section 384:28 On Death of Depositor.
- Section 384:29 Scope of Provision.
- Section 384:3 Responsibilities of Directors or Trustees and Officers; Qualifications.
- Section 384:30 Application of Subdivision.
- Section 384:31 Construction.
- Section 384:32 Effect on Other Legislation.
- Section 384:33 Lost Passbooks and Lost Certificates.
- Section 384:34 Petition to Court.
- Section 384:35 Pledge of Savings Account in Joint Tenancy.
- Section 384:36 Reports of Proscribed Activity.
- Section 384:37 Penalty.
- Section 384:38 Authority to Act.
- Section 384:39 Recognition and Termination.
- Section 384:4 Investment Committee; Officers.
- Section 384:40 Delivery of Passbook or Certificate of Deposit.
- Section 384:41 Unenforceable Against Institution Prior to Service of Written Notice.
- Section 384:42 Application.
- Section 384:43 Annual Audits.
- Section 384:44-55 Repealed.
- Section 384:5 Election; Oath.
- Section 384:5-a Limitation.
- Section 384:56 Prejudgment Attachments Prohibited.
- Section 384:57 Definitions.
- Section 384:58 Interstate Acquisition of a Bank by a Bank Holding Company.
- Section 384:59 Interstate Bank Merger.
- Section 384:6 Removal by Bank Commissioner.
- Section 384:60 Interstate Establishment or Acquisition of Branches by a New Hampshire Bank.
- Section 384:60-a Examination of Out-of-State Banks and Bank Holding Companies.
- Section 384:60-b Examination of Out-of-State Branches of New Hampshire Banks.
- Section 384:60-c Application and Investigation Fee Required.
- Section 384:61 Penalties.
- Section 384:62 Insurance Not Affected.
- Section 384:63 Monopolies Prohibited.
- Section 384:63-a Trust Activities.
- Section 384:63-b Interim Banks.
- Section 384:64 Disclosure of Fees for Use of Electronic Customer Service Terminals.
- Section 384:65 Banks Authorized to Invest Trust Funds in Affiliated Investments.
- Section 384:66 Inducement Check Disclosure.
- Section 384:67 Unauthorized and Deceptive Use.
- Section 384:68 Enforcement.
- Section 384:69 Jurisdiction.
- Section 384:7 Meetings; Records.
- Section 384:7-a Action Without Meeting.
- Section 384:7-b Participation in Meetings.
- Section 384:8 Absences.
- Section 384:9 Exceptions.
CHAPTER 384-A — TRUST DEPOSITS IN BANKS
CHAPTER 384-B — BRANCH BANKING AND HOLDING COMPANY AFFILIATES
- Section 384-B:1 Definitions.
- Section 384-B:2 Branch Offices.
- Section 384-B:2-a Loan Production Offices.
- Section 384-B:2-b Rulemaking.
- Section 384-B:2-c Branch Closings and Relocations.
- Section 384-B:2-d Account Service Representatives.
- Section 384-B:2-e Exceptions.
- Section 384-B:3 Bank Holding Company Affiliates.
- Section 384-B:4 Penalty for Violation.
- Section 384-B:5 Injunction.
- Section 384-B:6 Existing Branch Offices.
- Section 384-B:7 Electronic Banking.
- Section 384-B:8 Waiver of Deposit Limitation.
CHAPTER 384-C — SUSPENSION OF BANKING ACTIVITIES
- Section 384-C:1 Definitions.
- Section 384-C:2 Power of the Commissioner.
- Section 384-C:3 Powers of Officers.
- Section 384-C:4 Effect of Closing.
- Section 384-C:5 Effect on Existing Statutes.
CHAPTER 384-D — TRUST DEPOSITS IN BANKS
- Section 384-D:1 Deposits by One Person in Trust for Another.
- Section 384-D:2 Deposits in Names of 2 Individual Depositors in Trust for Another.
- Section 384-D:3 Application.
- Section 384-D:4 Construction.
- Section 384-D:5 Effect on Other Legislation.
- Section 384-D:6 Definitions.
- Section 384-D:7 Existing Trust Deposits.
CHAPTER 384-E — COMPLEMENTARY FACILITIES OF BANKS
- Section 384-E:1 Definitions.
- Section 384-E:2 Complementary Facility.
- Section 384-E:3 Location of Complementary Facility.
- Section 384-E:4 Business Transacted at Complementary Facility.
- Section 384-E:5 Complementary Facility Not Branch Office.
CHAPTER 384-F — THE NEW HAMPSHIRE INTERNATIONAL BANKING ACT
- Section 384-F:1 Title and Purposes.
- Section 384-F:10 Application to Establish and Maintain a Branch or Agency; Contents.
- Section 384-F:11 Application to Establish and Maintain a Branch or Agency; Manner of Filing and Determination.
- Section 384-F:12 Application Fee.
- Section 384-F:13 No Concurrent Maintenance of Federal Branches or Agencies.
- Section 384-F:14 Powers of Branch and Agency.
- Section 384-F:15 Fiduciary Activities.
- Section 384-F:16 Authority to Act as Agent.
- Section 384-F:17 Representative Office of Foreign Banks; Necessity of Licensure.
- Section 384-F:18 Representative Office; Application.
- Section 384-F:19 Representative Office; Factors for Approval of Application.
- Section 384-F:2 Definitions.
- Section 384-F:20 Representative Office; Permissible Activities.
- Section 384-F:21 Representative Office; Revocation of License.
- Section 384-F:22 Posting of License.
- Section 384-F:23 Licenses Not Transferable.
- Section 384-F:24 Appointment of Commissioner as Agent for Service of Process.
- Section 384-F:25 Service of Process.
- Section 384-F:26 Filing of Amendments to Articles of Incorporation.
- Section 384-F:27 Amended License to Establish and Maintain a Branch or Agency.
- Section 384-F:28 Change of Control of Foreign Bank.
- Section 384-F:29 Relocation of Office; Written Notice Necessary.
- Section 384-F:3 General Rulemaking Authority.
- Section 384-F:30 Examination; Payment of Fees.
- Section 384-F:31 Supervision and Enforcement.
- Section 384-F:32 Reports.
- Section 384-F:33 Confidentiality of Examination Reports.
- Section 384-F:34 Books, Accounts, and Records.
- Section 384-F:35 Separate Assets.
- Section 384-F:36 Disclosure of Lack of Deposit Insurance.
- Section 384-F:37 Limitations on Payment of Interest on Deposits.
- Section 384-F:38 Pledge of Assets.
- Section 384-F:39 Asset Maintenance.
- Section 384-F:4 Severability.
- Section 384-F:40 Voluntary Closure of Branch, Agency, or Representative Office; Application.
- Section 384-F:41 Suspension or Revocation of License; Factors.
- Section 384-F:42 Immediate Suspension or Revocation.
- Section 384-F:43 Seizure of Foreign Bank's Property and Business; Liquidation.
- Section 384-F:44 Purposes.
- Section 384-F:45 Establishment of Interstate Branches in this State by Out-of-State Foreign Banks.
- Section 384-F:5 Purposes.
- Section 384-F:6 Operations in this State of Banks Owned or Controlled by Foreign Banks and other Foreign Persons.
- Section 384-F:7 Citizenship and Residency Requirements for Directors of State Banks.
- Section 384-F:8 Short Title and Purposes.
- Section 384-F:9 Branches and Agencies of Foreign Banks; Necessity of Licensure.
CHAPTER 384-G — REGULATION OF REVOLVING CREDIT PLANS
- Section 384-G:1 Definitions.
- Section 384-G:10 Delinquent Installments.
- Section 384-G:11 Attorney's Fees; Costs.
- Section 384-G:12 Amendment of Agreement.
- Section 384-G:13 Examinations.
- Section 384-G:14 Enforcement.
- Section 384-G:15 Rulemaking.
- Section 384-G:16 Application of Other State Laws.
- Section 384-G:17 Application; Captions.
- Section 384-G:18 Materiality of Terms.
- Section 384-G:19 Governing Law.
- Section 384-G:2 Extension of Credit.
- Section 384-G:20 Severability.
- Section 384-G:3 Periodic Interest.
- Section 384-G:4 Variable Rates.
- Section 384-G:5 Interest Charges.
- Section 384-G:6 Terms for Indebtedness.
- Section 384-G:7 Overdraft Accounts.
- Section 384-G:8 Omitted Installments.
- Section 384-G:9 Insurance.
CHAPTER 385 — SAFE DEPOSIT BOXES
- Section 385:1 Rent Unpaid; Procedure.
- Section 385:2 When Box to be Opened; Storage of Contents.
- Section 385:3 Statement of Proceedings as Evidence.
- Section 385:4 Delivery to State.
- Section 385:5 Disposition of Proceeds.
- Section 385:6 Joint Renters of Safe Deposit Boxes.
- Section 385:7 Surviving Deputies With Authorized Access to Safe Deposit Boxes.
- Section 385:8 Title to Contents of Box Not Affected.
- Section 385:9 Liability Limited.
CHAPTER 386 — SAVINGS BANKS
- Section 386:1 Charters Perpetual.
- Section 386:1-a Powers and Inconsistent Charter Provisions.
- Section 386:1-b Rulemaking.
- Section 386:10 Dividends; Converting Form.
- Section 386:11 Assets for Dividend Purposes.
- Section 386:12 Capital Stock.
- Section 386:13 Guaranty Fund.
- Section 386:14 Increase.
- Section 386:15 Distribution.
- Section 386:16 Preferences.
- Section 386:17 Interest Rates.
- Section 386:18 Minors.
- Section 386:19 Joint Deposits.
- Section 386:2 Records; Accounts.
- Section 386:20 Inapplicability of Deposit Limits.
- Section 386:21 Verification.
- Section 386:24-26 Repealed.
- Section 386:27 Relief on Voluntary Petition.
- Section 386:28-30 Repealed.
- Section 386:3 Report of Stock Ownership.
- Section 386:31-33 Repealed.
- Section 386:34 Sale of Checks.
- Section 386:35-38 Repealed.
- Section 386:39 Retention by Treasurer.
- Section 386:4 Eligibility as Affected by Indebtedness.
- Section 386:40 Power to Cancel Capital Stock.
- Section 386:41 Special Guaranty Fund Established.
- Section 386:42 Operation as Mutual Savings Bank.
- Section 386:43 Savings Department of Trust Company.
- Section 386:44-47 Repealed.
- Section 386:48-50 Repealed.
- Section 386:5 Eligibility as Affected by Occupation.
- Section 386:51-53 Repealed.
- Section 386:54 Savings Accounts Without Passbooks.
- Section 386:55 Trustee Powers.
- Section 386:56 Individual Retirement Accounts.
- Section 386:57 Security for Certain Deposits of Public Funds.
- Section 386:58 Demand Deposits.
- Section 386:59 Duties of Trustees of Mutual Savings Banks.
- Section 386:6 Compensation.
- Section 386:60 Duties of Corporators of Mutual Savings Banks.
- Section 386:61 Rights of Depositors of Mutual Savings Banks.
- Section 386:62 Dividends to Depositors of Mutual Savings Banks.
- Section 386:63 Authority to Invest in Other Mutual Savings Banks.
- Section 386:7 Loans to Officers.
- Section 386:8 Restrictions.
- Section 386:9 Guaranty Funds.
CHAPTER 386-A — INCORPORATION OF SAVINGS BANKS
- Section 386-A:1 Incorporators.
- Section 386-A:1-a Limited Liability Company.
- Section 386-A:10 Waiver.
- Section 386-A:11 Incorporators' Powers.
- Section 386-A:12 Organization.
- Section 386-A:13 Certificate.
- Section 386-A:14 Approval of.
- Section 386-A:15 Record of.
- Section 386-A:16 Certificate of Incorporation.
- Section 386-A:17 Certificate or Record as Evidence.
- Section 386-A:18 When Incorporated; Beginning Business.
- Section 386-A:19 Commencement of Business.
- Section 386-A:19-a Deposit Insurance.
- Section 386-A:2 Articles of Agreement.
- Section 386-A:20 Vesting of Power.
- Section 386-A:21 Minimum Capital Requirements.
- Section 386-A:22 Capital Debentures and Special Deposit.
- Section 386-A:23 Deposits.
- Section 386-A:24 Voluntary Dissolution.
- Section 386-A:25 Application of Chapter.
- Section 386-A:26 Amendment of Articles of Agreement or Charter.
- Section 386-A:27 Procedure for Corporate Adoption.
- Section 386-A:28 Petition to Board of Trust Company Incorporation.
- Section 386-A:29 Approval of Petition; Filing With Secretary of State.
- Section 386-A:3 Signing Articles.
- Section 386-A:4 Petition.
- Section 386-A:5 Notice.
- Section 386-A:6 Considerations.
- Section 386-A:7 Decision.
- Section 386-A:7-a Rejection of Proposals for Conversions.
- Section 386-A:8 First Meeting.
- Section 386-A:9 Notice.
CHAPTER 386-B — REORGANIZATION OF MUTUAL SAVINGS BANKS INTO MUTUAL HOLDING COMPANIES
- Section 386-B:1 Definitions.
- Section 386-B:10 Filing of Amended Charter.
- Section 386-B:11 Supervision and Examinations.
- Section 386-B:12 Rulemaking.
- Section 386-B:2 Reorganization of a Mutual Savings Bank as a Mutual Holding Company.
- Section 386-B:2-a Reorganization of Mutual Savings Bank by Merger.
- Section 386-B:3 Procedure for Adopting a Plan of Reorganization.
- Section 386-B:4 Notice to Bank Commissioner.
- Section 386-B:5 Notice to Depositors.
- Section 386-B:6 Retention of Capital Assets at Holding Company Level.
- Section 386-B:7 Entity of Mutual Savings Bank Continued in Mutual Holding Company.
- Section 386-B:8 Ownership, Governance and Powers of Mutual Holding Companies.
- Section 386-B:9 Chartering of Subsidiary Guaranty Savings Bank.
CHAPTER 387 — INVESTMENTS OF SAVINGS BANKS
- Section 387:1 Definition of Terms.
- Section 387:10 Telegraph and Telephone Company Securities.
- Section 387:11 New Hampshire Companies Securities.
- Section 387:12 Insurance Company Stock.
- Section 387:13 Bank Stock.
- Section 387:13-a Capital Debentures.
- Section 387:14 Investment Trust Shares.
- Section 387:15 Industrial Securities.
- Section 387:15-a Oil Industry Securities.
- Section 387:16 Other Legal Investments.
- Section 387:17 Participating Loans.
- Section 387:17-a Other Institutions.
- Section 387:17-b Industrial Development Authority.
- Section 387:18 Prudent Investments.
- Section 387:19 Safe Deposit Business; Buildings.
- Section 387:19-a Charter Provisions.
- Section 387:2 Requirements; Exception.
- Section 387:2-a Savings Departments.
- Section 387:20 Real Estate.
- Section 387:20-a Investments in the Securities of Certain Real Estate Development Corporations.
- Section 387:21 Escrow Powers.
- Section 387:21-a Purchase, Sale and Servicing of Loans.
- Section 387:22 Deposits of Cash.
- Section 387:23 Officers' and Trustees' Liability.
- Section 387:24 Registration of Certificates, Etc.
- Section 387:24-a Nominee.
- Section 387:24-b Loan of Securities.
- Section 387:25 List of Legal Investments.
- Section 387:26 General Lending Authority.
- Section 387:27 Retention of Securities.
- Section 387:3 Limitations.
- Section 387:4 Real Estate and Tangible Personal Property.
- Section 387:5 Collateral and Unsecured Loans.
- Section 387:6 Public Obligations.
- Section 387:6-a Corporate Securities.
- Section 387:7 Railroad Securities.
- Section 387:8 Utility Company Securities.
- Section 387:9 Water Company Securities.
CHAPTER 388 — CONSOLIDATION OF BANKS
- Section 388:1 Petition.
- Section 388:10 Contract for Union.
- Section 388:11 Notice to Depositors.
- Section 388:12 Assent of Depositors.
- Section 388:13 Dissenting Stockholders.
- Section 388:14 Name and Charter Powers.
- Section 388:15 Subrogation on Dissolution.
- Section 388:16 Branches.
- Section 388:2 Notice; Reference.
- Section 388:3 Hearing.
- Section 388:4 Report.
- Section 388:5 Decree.
- Section 388:6 Assent of Depositors.
- Section 388:7 Other Orders.
- Section 388:8 Petition to Commissioner.
- Section 388:9 Authority to Contract for Union.
CHAPTER 389 — CONVERSION BETWEEN STATE AND NATIONAL BANKS
- Section 389:1 State Bank May Become National Bank by Merger or Conversion.
- Section 389:2 National Bank May Become State Bank by Merger.
- Section 389:3 National Bank May Convert Into State Bank.
- Section 389:4 Application for State Charter.
- Section 389:5 Approval of Application.
CHAPTER 389-A — CONVERSION BETWEEN MUTUAL SAVINGS BANKS, COOPERATIVE BANKS,<br>BUILDING AND LOAN ASSOCIATIONS, GUARANTY SAVINGS BANKS,<br>COMMERCIAL BANKS, TRUST COMPANIES, AND SAVIN
- Section 389-A:1 Procedure for Conversion.
- Section 389-A:2 Application for Certificate.
- Section 389-A:3 Approval of Application.
- Section 389-A:4 Assent.
- Section 389-A:5 Conversion to and From Federal Charter.
CHAPTER 390 — REGULATION OF TRUST AND BANKING COMPANIES
- Section 390:1 Organization.
- Section 390:10 Stockholder's Liability.
- Section 390:11 Reports.
- Section 390:11-a Rulemaking.
- Section 390:12 Form; Publication.
- Section 390:12-a Accounts of Minors.
- Section 390:13 Power to Act as Fiduciary.
- Section 390:14 Bonds.
- Section 390:15 Limitation.
- Section 390:16 Trust Funds, Loaning.
- Section 390:17 Segregation.
- Section 390:18 Nominees.
- Section 390:18-a Depositing Securities.
- Section 390:19 Penalty.
- Section 390:2 Prohibitions.
- Section 390:20-22 Repealed.
- Section 390:23 Statement of Account Final, When.
- Section 390:24 Due Diligence.
- Section 390:3 Dividends.
- Section 390:4 Voting Dividends.
- Section 390:5 Director's Liability.
- Section 390:6 Reserves.
- Section 390:7 Federal Bank Membership.
- Section 390:8 Surplus Funds.
- Section 390:9 Time and Savings Deposits.
CHAPTER 391 — UNIFORM COMMON TRUST FUND ACT
- Section 391:1 Establishment of Common Trust Funds.
- Section 391:1-a Establishment and Use of Common Trust by Bank Holding Company Affiliates.
- Section 391:2 Court Accountings.
- Section 391:3 Taxability.
- Section 391:4 Uniformity of Interpretation.
- Section 391:5 Short Title.
- Section 391:6 Severability.
- Section 391:7 Repeal.
- Section 391:8 Applicability.
CHAPTER 392 — INCORPORATION AND MANAGEMENT OF TRUST COMPANIES
- Section 392:1 Incorporation Board.
- Section 392:1-a Definitions.
- Section 392:10 First Meeting.
- Section 392:11 Notice.
- Section 392:12 Waiver of.
- Section 392:13 Organizers' Powers.
- Section 392:14 Organization.
- Section 392:15 Certificate.
- Section 392:16 Approval of.
- Section 392:17 Record of Organizational Instrument.
- Section 392:18 Certificate of Organization.
- Section 392:19 Certificate or Record as Evidence.
- Section 392:2 Organizers.
- Section 392:2-a Limited Liability Company.
- Section 392:20 When Organized; Beginning Business.
- Section 392:21 Payment of Par Value and Surplus.
- Section 392:22 List of Owners.
- Section 392:23 Authorizing Business.
- Section 392:24 Unauthorized Acts.
- Section 392:25 Minimum Capital Requirements; Investment of Capital.
- Section 392:26 Change in Par Value.
- Section 392:27 Petition.
- Section 392:28 Procedure; Effect.
- Section 392:29 Fees for Recording.
- Section 392:3 Organizational Instrument.
- Section 392:30 Election.
- Section 392:31 Treasurer.
- Section 392:32 Directors.
- Section 392:33 In General.
- Section 392:34 Pledge of Assets.
- Section 392:35 Transfer Agent, Acting as.
- Section 392:36 Requirements.
- Section 392:37 Real Estate.
- Section 392:38 Prohibited Loans and Purchases.
- Section 392:38-a Redemption of Shares or Interests.
- Section 392:39 Limitations on Loans, and Holdings of Corporate Securities.
- Section 392:4 Signing Organizational Instrument.
- Section 392:40 Limitations Qualified.
- Section 392:40-a Definitions; Exemption From Certain Laws.
- Section 392:40-b Requirements to Apply for and Maintain Status as a Family Fiduciary Services Company.
- Section 392:40-c Conversion to Nondepository Public Trust Company Transacting Business With the General Public.
- Section 392:41 Stock Assessments.
- Section 392:42 Neglect to Pay.
- Section 392:43 Voluntary Dissolution of Nondepository Trust Company.
- Section 392:44 Voluntary Dissolution by Liquidation.
- Section 392:45 Voluntary Dissolution by Reorganization.
- Section 392:46 Approval of Voluntary Dissolution; Filing Fee.
- Section 392:47 Procedure; Effect; Recording Fee.
- Section 392:5 Petition.
- Section 392:5-a Investigations.
- Section 392:6 Notice.
- Section 392:6-a Hearing.
- Section 392:7 Form.
- Section 392:8 Decision.
- Section 392:9 New Agreement.
- Section 392:9-a Confidentiality.
CHAPTER 392-A — MERCHANT BANKING
- Section 392-A:1 Definitions.
- Section 392-A:2 Organization.
- Section 392-A:3 Capital; Other Funds.
- Section 392-A:4 Business of Merchant Banks.
- Section 392-A:5 Policy for Business Activities.
- Section 392-A:6 Reports; Change in Control.
- Section 392-A:7 Rules.
CHAPTER 393 — BUILDING AND LOAN ASSOCIATIONS
- Section 393:1 Incorporators.
- Section 393:1-a Incorporators; Investment by.
- Section 393:1-b Definitions.
- Section 393:10 Minors.
- Section 393:11 Voting.
- Section 393:12 Joint Accounts.
- Section 393:13 Limitations Upon.
- Section 393:13-a Rulemaking.
- Section 393:14 Dues.
- Section 393:15 Loans.
- Section 393:15-a Unsecured Loans and Collateral Loans.
- Section 393:15-b Other Loans.
- Section 393:16 To Officers and Directors.
- Section 393:17 Reduction of.
- Section 393:18 Limitations on the Amount of Real Estate Loans and Investments.
- Section 393:18-a Advance of Taxes and Other Charges and Prepayment of Same.
- Section 393:18-b Loans on Buildings Situated on Leased or Rented Land.
- Section 393:19 Applications for Mortgage Loans.
- Section 393:2 Articles of Agreement.
- Section 393:20 Fines and Service Charges.
- Section 393:21 Lien on Shares.
- Section 393:22 Borrowing.
- Section 393:23 Sales and Assignments.
- Section 393:24 Real Estate Investments.
- Section 393:25 Membership in, and Investment in Securities of, Home Loan Bank.
- Section 393:26 Guaranty Fund.
- Section 393:27 Other Investments.
- Section 393:28 Surplus.
- Section 393:29 Division of Profits.
- Section 393:3 Name.
- Section 393:30 Withdrawals.
- Section 393:31 Limitation.
- Section 393:32 Amount.
- Section 393:33 Retirement of Shares.
- Section 393:34 On Death of Shareholder.
- Section 393:35 Issue.
- Section 393:36 Amount.
- Section 393:37 Withdrawal of Paid-up Shares.
- Section 393:38 Retirement of Paid-up Shares.
- Section 393:39 Investment Shares.
- Section 393:4 Record of Articles.
- Section 393:40 Single-Payment Shares, Authority to Issue; Value; Rights.
- Section 393:41 Procedure.
- Section 393:42 Liquidity.
- Section 393:43 Books.
- Section 393:44 Foreign Associations.
- Section 393:45 Liquidation.
- Section 393:45-a Safe Deposit Business.
- Section 393:46 Conversion Into Federal Savings and Loan Associations.
- Section 393:47 Filing of Charter.
- Section 393:48 Corporate Existence Continued.
- Section 393:49 Previous Conversion.
- Section 393:5 Amendments to Articles.
- Section 393:50 Conversion Into State-Chartered Association.
- Section 393:51 Filing of Minutes.
- Section 393:52 Applicability of Statute to Converted Association.
- Section 393:53 Rulemaking.
- Section 393:54 Federal Conversion.
- Section 393:55 Power to Merge or Consolidate.
- Section 393:55-a Power to Merge; Federal Savings and Loan Associations.
- Section 393:56 Insurance of Accounts With the Savings Association Insurance Fund.
- Section 393:57 Fiscal Agent.
- Section 393:58 Power to Provide Insurance Incentive Plans, Deferred Compensation Plans and Other Retirement Benefits for Officers and Employees.
- Section 393:59 Escrow Powers.
- Section 393:6 Capital.
- Section 393:60 Branch Offices.
- Section 393:61 Trustee Powers.
- Section 393:7 Value of Serial Shares.
- Section 393:8 Savings Shares.
- Section 393:8-a Savings Accounts Without Passbooks.
- Section 393:9 Individual Holding.
CHAPTER 393-A — CAPITAL STOCK CONVERSION
- Section 393-A:1 Purpose.
- Section 393-A:2 Definitions.
- Section 393-A:3 Powers.
- Section 393-A:4 Conversion of Cooperative Banks, Building and Loan Associations or Savings and Loan Associations; Regulations.
- Section 393-A:5 Existence and Operation.
CHAPTER 394 — CREDIT UNIONS
CHAPTER 394-A — POWERS OF CORRESPONDING FEDERALLY-CHARTERED FINANCIAL INSTITUTIONS
- Section 394-A:1 Purpose; Construction.
- Section 394-A:10 Charter Conversions.
- Section 394-A:11 Reciprocal Powers.
- Section 394-A:2 Definition.
- Section 394-A:3 Corresponding Federal and State Financial Institutions; Classes of State Financial Institutions.
- Section 394-A:4 Savings Banks and Savings and Loan Associations.
- Section 394-A:5 Credit Unions.
- Section 394-A:6 Trust Companies and Commercial Banks.
- Section 394-A:7 Administrative Provisions.
- Section 394-A:8 Branch Banking Not Affected.
- Section 394-A:9 Insurance.
CHAPTER 394-B — CREDIT UNIONS
- Section 394-B:1 Name.
- Section 394-B:10 Notice.
- Section 394-B:11 Voting.
- Section 394-B:12 Supervisory Powers.
- Section 394-B:13 Filling Vacancies.
- Section 394-B:14 Shares.
- Section 394-B:15 Deposits; Loans.
- Section 394-B:16 Use of Funds.
- Section 394-B:17 Limitations.
- Section 394-B:18 Public Obligations.
- Section 394-B:19 Corporate Securities.
- Section 394-B:2 Limitation on Use of Words ""Credit Union''.
- Section 394-B:20 Bank Stock.
- Section 394-B:21 Investment Trust Shares.
- Section 394-B:22 Other Legal Investments.
- Section 394-B:23 Loan of Securities.
- Section 394-B:24 Retention of Securities.
- Section 394-B:25 Minors.
- Section 394-B:26 Trusts.
- Section 394-B:27 Purchase or Lease of Real Estate.
- Section 394-B:28 Elections and Appointments.
- Section 394-B:29 Qualifications.
- Section 394-B:3 Supervision.
- Section 394-B:3-a Rulemaking.
- Section 394-B:30 Oath.
- Section 394-B:31 Terms of Directors and Officials.
- Section 394-B:32 Vacancies.
- Section 394-B:33 Electing Officers.
- Section 394-B:34 Loan Officers.
- Section 394-B:35 Directors' Powers.
- Section 394-B:36 Retirement Accounts.
- Section 394-B:37 Grounds for Expulsion.
- Section 394-B:38 Borrowing.
- Section 394-B:39 Declaring.
- Section 394-B:4 Agreement; Authorization.
- Section 394-B:40 Supervisory Committee.
- Section 394-B:41 Preliminary Audit.
- Section 394-B:42 Report.
- Section 394-B:43 Violations.
- Section 394-B:44 Special Meeting After Suspension.
- Section 394-B:45 Compensation.
- Section 394-B:46 Loans to Officials.
- Section 394-B:47 Credit Committee.
- Section 394-B:47-a No Credit Committee.
- Section 394-B:48 Applications.
- Section 394-B:49 Regular Reserves.
- Section 394-B:5 Contents.
- Section 394-B:50 Order of Payments.
- Section 394-B:51 Dissolution.
- Section 394-B:52 Procedure.
- Section 394-B:52-a Advantageous Federal Powers.
- Section 394-B:53 State to Federal.
- Section 394-B:54 Federal to State.
- Section 394-B:55 Lien and Right of Set-off.
- Section 394-B:56 Corporate Credit Union.
- Section 394-B:57 Purposes.
- Section 394-B:58 Membership.
- Section 394-B:59 Charter and Name Exclusive.
- Section 394-B:6 Approval.
- Section 394-B:60 Application; Organization.
- Section 394-B:61 Powers and Privileges.
- Section 394-B:62 Powers.
- Section 394-B:63 Participation in Central System.
- Section 394-B:64 Right of Set-off; Security Interest.
- Section 394-B:65 Meetings.
- Section 394-B:66 Fees.
- Section 394-B:67 Reserves.
- Section 394-B:68 Exemptions.
- Section 394-B:7 Amendment.
- Section 394-B:8 Annual Meeting.
- Section 394-B:9 Special Meetings.
CHAPTER 395 — LIQUIDATION UNDER SUPERVISION OF THE BANK COMMISSIONER
- Section 395:1 Petition.
- Section 395:10 Appointment of Agents.
- Section 395:10-a Authority to Appoint a Federal Regulatory Agency as Liquidating or Receiving Agent.
- Section 395:10-b Emergency Waiver.
- Section 395:11 No Extra Compensation to Commissioner.
- Section 395:12 Agent's Compensation, etc.
- Section 395:13 Notice.
- Section 395:14 Rejection.
- Section 395:15 Suit.
- Section 395:16 Delayed Claims.
- Section 395:17 Reports on Claims.
- Section 395:18 Additional List.
- Section 395:19 Payment of Secured Claims and Dividends.
- Section 395:2 Orders.
- Section 395:20 Payment of.
- Section 395:21 Objections to Claims.
- Section 395:22-25 Repealed.
- Section 395:26 Procedure.
- Section 395:27 By Commissioner.
- Section 395:28 Sharing Assets.
- Section 395:29 New Deposits.
- Section 395:29-a Federal Approval.
- Section 395:3 Resuming Business.
- Section 395:30 Distribution of Assets.
- Section 395:31 Reports by Commissioner.
- Section 395:32 Destruction of Records.
- Section 395:4 Insolvency.
- Section 395:5 Commissioner's Duties.
- Section 395:6 Inventory.
- Section 395:7 Notice.
- Section 395:8 Effect.
- Section 395:9 Commissioner's Authority.
CHAPTER 396 — REGULATION, CONSERVATION, AND REORGANIZATION UNDER DIRECTION OF THE BANK COMMISSIONER
- Section 396:1 Regulation.
- Section 396:10 Federal Benefits.
- Section 396:10-a Open-Bank Assistance.
- Section 396:11 Reorganization.
- Section 396:12 Retirement, Restoration.
- Section 396:13 Other Powers Not Limited.
- Section 396:2 Notice.
- Section 396:3 Violation of Orders.
- Section 396:4 Limitation of Actions.
- Section 396:5 Conservator.
- Section 396:6 Powers and Duties.
- Section 396:7 Removal.
- Section 396:8 Review and Appeal.
- Section 396:9 Preferred Stock or Shares.
CHAPTER 397 — REGULATION OF BANKS IN EMERGENCIES
- Section 397:1 Banking Emergency.
- Section 397:2 Powers of Bank Commissioner.
- Section 397:3 New Deposits.
- Section 397:4 New Deposits--Special.
- Section 397:5 Penalty for Violation of Rules.
- Section 397:6 Suspension of Laws.
CHAPTER 397-A — LICENSING OF NONDEPOSITORY FIRST MORTGAGE BANKERS AND BROKERS
- Section 397-A:1 Definitions.
- Section 397-A:10 Change in Name; Ownership; Location.
- Section 397-A:10-a License Surrender.
- Section 397-A:11 Record Keeping.
- Section 397-A:12 Examinations.
- Section 397-A:12-a Confidentiality.
- Section 397-A:13 Annual Report.
- Section 397-A:14 Lending Practices.
- Section 397-A:14-a Advertising.
- Section 397-A:14-b Compliance With Requirements for Funding of Loans at Real Estate Closings.
- Section 397-A:15 Borrower's Rights.
- Section 397-A:15-a Consumer Inquiries.
- Section 397-A:16 Lender's Rights and Broker's Rights.
- Section 397-A:16-a Lender's and Borrower's Rights; Second Mortgage Debt.
- Section 397-A:17 License Revocation; Suspension.
- Section 397-A:18 Violations.
- Section 397-A:19 Mortgage Lenders Possession; Receivership; Liquidation.
- Section 397-A:2 Application of Chapter.
- Section 397-A:20 Administration by Commissioner; Rulemaking.
- Section 397-A:21 Penalty.
- Section 397-A:22 Records and Filings.
- Section 397-A:23 Severability.
- Section 397-A:3 License Required.
- Section 397-A:4 Exemptions.
- Section 397-A:5 License Application; Requirements; Investigation.
- Section 397-A:6 License Grant.
- Section 397-A:7 License Denial; Appeal.
- Section 397-A:8 License Term; Renewal.
- Section 397-A:9 License Posting.
CHAPTER 397-B — REGULATION OF MORTGAGE LOAN SERVICERS
- Section 397-B:1 Definitions.
- Section 397-B:10 Exemption.
- Section 397-B:11 Records and Filings.
- Section 397-B:12 Severability.
- Section 397-B:2 Application of Chapter.
- Section 397-B:3 Administration by Commissioner; Rulemaking.
- Section 397-B:4 Registration; Fees; Term; Renewal.
- Section 397-B:4-a Record Keeping.
- Section 397-B:4-b Duty to Reply.
- Section 397-B:5 Escrow Accounts.
- Section 397-B:6 Penalties.
- Section 397-B:6-a Violations.
- Section 397-B:7 Consumer Inquiries.
- Section 397-B:8 Surrender.
- Section 397-B:9 Investigations; Subpoenas; Injunctions.
- Section 397-B:9-a Examinations.