13-45-205 - Changes to information in a credit report subject to a security freeze.
13-45-205. Changes to information in a credit report subject to a security freeze.
(1) If a credit report is subject to a security freeze, a consumer reporting agency shallnotify the consumer who is the subject of the credit report within 30 days if the consumerreporting agency changes the consumer's:
(a) name;
(b) date of birth;
(c) Social Security number; or
(d) address.
(2) (a) Notwithstanding Subsection (1), a consumer reporting agency may make technicalmodifications to information in a credit report that is subject to a security freeze withoutproviding notification to the consumer.
(b) Technical modifications under Subsection (2)(a) include:
(i) the addition or subtraction of abbreviations to names and addresses; and
(ii) transpositions or corrections of incorrect numbering or spelling.
(3) When providing notice of a change of address under Subsection (1), the consumerreporting agency shall provide notice to the consumer at both the new address and the formeraddress.
(1) If a credit report is subject to a security freeze, a consumer reporting agency shallnotify the consumer who is the subject of the credit report within 30 days if the consumerreporting agency changes the consumer's:
(a) name;
(b) date of birth;
(c) Social Security number; or
(d) address.
(2) (a) Notwithstanding Subsection (1), a consumer reporting agency may make technicalmodifications to information in a credit report that is subject to a security freeze withoutproviding notification to the consumer.
(b) Technical modifications under Subsection (2)(a) include:
(i) the addition or subtraction of abbreviations to names and addresses; and
(ii) transpositions or corrections of incorrect numbering or spelling.
(3) When providing notice of a change of address under Subsection (1), the consumerreporting agency shall provide notice to the consumer at both the new address and the formeraddress.
Enacted by Chapter 344, 2006 General Session
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