Title 70C - Utah Consumer Credit Code
- Chapter 01 - General Provisions and Definitions
- 70C-1-101 - Short title.
- 70C-1-102 - Purposes -- Rules of construction.
- 70C-1-103 - General principles of law apply -- Treatment of charge or fee.
- 70C-1-104 - Construction against implied repeal.
- 70C-1-105 - Limitations by other laws not displaced.
- 70C-1-106 - Determination of interest rate.
- 70C-1-201 - Covered transactions.
- 70C-1-202 - Exempted transactions.
- 70C-1-203 - Limitation on creditor's remedies in out-of-state transactions.
- 70C-1-301 - Interpretation consistent with federal law.
- 70C-1-302 - Definitions.
- Chapter 02 - Finance Charges and Related Provisions
- 70C-2-101 - Finance and other charges.
- 70C-2-102 - Delinquency charges.
- 70C-2-103 - Deferral charges.
- 70C-2-104 - Advances to perform covenants of buyer.
- 70C-2-105 - Attorney's fees.
- 70C-2-201 - Authorization to confess judgment prohibited.
- 70C-2-202 - Assignment of earnings prohibited.
- 70C-2-203 - Additional security in consumer leases prohibited.
- 70C-2-204 - Certain negotiable instruments prohibited.
- 70C-2-205 - Assignee subject to defenses.
- 70C-2-206 - Settlement of claims.
- 70C-2-207 - Referral sales.
- Chapter 03 - Closed-end Consumer Credit Debt
- Chapter 04 - Open-end Consumer Credit Contract
- Chapter 05 - Home Solicitation Sales
- Chapter 06 - Insurance
- 70C-6-101 - Scope -- Relation to credit insurance -- Applicability to parties.
- 70C-6-102 - Definition -- Consumer credit insurance.
- 70C-6-103 - Creditor's provision of and charge for insurance -- Excess amount of charge.
- 70C-6-104 - Conditions applying to insurance to be provided by creditor.
- 70C-6-105 - Maximum charge by creditor for insurance.
- 70C-6-106 - Refund or credit required -- Amount.
- 70C-6-107 - Existing insurance -- Choice of insurer.
- 70C-6-108 - Charge for insurance in connection with a deferral, refinancing, or consolidation -- Duplicate charges.
- 70C-6-201 - Term of insurance.
- 70C-6-202 - Maximum amount of insurance.
- 70C-6-203 - Filing and approval of rates and forms.
- 70C-6-301 - Property insurance.
- 70C-6-302 - Insurance on creditor's interest only.
- 70C-6-303 - Liability insurance.
- 70C-6-304 - Cancellation by creditor.
- Chapter 07 - Remedies and Penalties
- 70C-7-101 - Restriction on deficiency judgments in consumer credit sales.
- 70C-7-102 - No garnishment before judgment.
- 70C-7-103 - Definitions -- Limitation on garnishment.
- 70C-7-104 - No discharge from employment for garnishment.
- 70C-7-105 - Extortionate extensions of credit.
- 70C-7-106 - Unconscionability.
- 70C-7-107 - Notice of negative credit report required.
- 70C-7-201 - Effect of violations by creditors -- Penalties -- Debtor's rights.
- 70C-7-202 - Assignees of creditor.
- 70C-7-203 - Refunds and penalties as setoff to obligation.
- 70C-7-204 - Attorney's fees.
- 70C-7-205 - Statute of limitations.
- 70C-7-206 - Creditor's defenses.
- Chapter 08 - Administration
- 70C-8-101 - Administration of title.
- 70C-8-102 - Powers of department -- Conformity with federal law -- Reliance on rules -- Consumer education.
- 70C-8-103 - Investigatory powers -- Evidence.
- 70C-8-104 - Enforcement proceedings.
- 70C-8-105 - Judicial review.
- 70C-8-106 - Debtor's remedies not affected.
- 70C-8-107 - Temporary or injunctive relief against unconscionable and fraudulent conduct.
- 70C-8-201 - Applicability.
- 70C-8-202 - Notification.
- 70C-8-203 - Fees -- Examinations.