State Codes and Statutes
Statutes > West-virginia > 33
§33-1-1 Insurance.
§33-1-2 Insurer.
§33-1-3 Person.
§33-1-4 Repealed
§33-1-5 Commissioner.
§33-1-6 Domestic insurer.
§33-1-7 Foreign insurer.
§33-1-8 Alien insurer.
§33-1-9 State; United States.
§33-1-10 Kinds of insurance defined.
§33-1-11 Reinsurance.
§33-1-12 Agent.
§33-1-13 Solicitor.
§33-1-14 Broker.
§33-1-15 Reciprocal insurance.
§33-1-16 Policy.
§33-1-17 Premium.
§33-1-18 Stock insurer.
§33-1-19 Mutual insurer.
§33-1-20 Repealed
§33-1-21 Emergency services.
§33-1-22 Repealed
§33-2-1 Office continued; appointment, qualifications and term.
§33-2-2 Compensation and expenses of commissioner and employees; location of office.
§33-2-3 Duties of the commissioner; employment of legal counsel.
§33-2-3a Administrative investigations.
§33-2-4 Authority to take depositions, subpoena witnesses, etc.
§33-2-5 Witness fees.
§33-2-6 Service of subpoena; compelling compliance.
§33-2-7 Immunity of witness.
§33-2-8 Insured to produce records upon request.
§33-2-9 Examination of insurers, agents, brokers and solicitors; access to books, records, etc.
§33-2-9a Imposing a one-time assessment on all insurance carriers.
§33-2-10 Rules and regulations.
§33-2-10a Insurance emergencies -- suspension of deadlines.
§33-2-11 Enforcement of orders; revocation of licenses; court action.
§33-2-12 Notice.
§33-2-13 Hearings.
§33-2-14 Judicial review.
§33-2-15 Annual report by commissioner.
§33-2-15a Annual flood insurance communication to public entities by commissioner.
§33-2-15b Reports to the Legislature.
§33-2-15c Reports to the Legislature.
§33-2-15d Report to the Legislature.
§33-2-16 Office of Consumer Advocacy established; Director of Consumer Advocacy; promulgation of rules.
§33-2-17 Office of Consumer Advocacy.
§33-2-18 Funding.
§33-2-19 Confidentiality of information.
§33-2-20 Authority of Commissioner to allow withdrawal of insurance carriers from doing business in the state.
§33-2-21 Authority of Insurance Commissioner to regulate Workers' Compensation industry; authority of Insurance Commissioner to administer chapter twenty-three of the Code of West Virginia.
§33-2-22 Authority of Insurance Commissioner regarding employers in default to workers' compensation funds; injunctions against defaulting employers.
§33-3-1 License required.
§33-3-2 Qualifications for license.
§33-3-3 Prerequisites to issuance of charter for domestic insurer.
§33-3-4 Charter, documents and information to be filed.
§33-3-5 Repealed
§33-3-5a Repealed
§33-3-5b Capital and surplus requirements.
§33-3-6 Property and casualty, financial guaranty and mortgage guaranty insurers - Deposit requirements.
§33-3-7 Issuance of license to transact insurance; kinds of insurance authorized to be transacted.
§33-3-8 Expiration of license; renewal.
§33-3-9 Refusal to license.
§33-3-10 Mandatory refusal, revocation or suspension.
§33-3-11 Discretionary refusal, revocation or suspension; penalty in lieu thereof; reissuance.
§33-3-12 Deceptive, misleading or conflicting names of insurers.
§33-3-13 Fees and charges.
§33-3-14 Annual financial statement and premium tax return; remittance by insurer of premium tax, less certain deductions; special revenue fund created.
§33-3-14a Additional premium tax.
§33-3-14b Credits against premium tax for investment in West Virginia securities.
§33-3-14c Computation and payment of tax.
§33-3-14d Additional fire and casualty insurance premium tax; allocation of proceeds; effective date.
§33-3-15 Annuity tax.
§33-3-16 Retaliation.
§33-3-17 Minimum tax payable.
§33-3-18 Repealed
§33-3-19 Repealed
§33-3-20 Repealed
§33-3-21 Repealed
§33-3-22 Repealed
§33-3-23 Repealed
§33-3-24 Repealed
§33-3-25 Repealed
§33-3-26 Repealed
§33-3-27 Repealed
§33-3-28 Repealed
§33-3-29 Repealed
§33-3-30 Repealed
§33-3-31 Repealed
§33-3-32 Repealed
§33-3-33 Surcharge on fire and casualty insurance policies to benefit volunteer and part-volunteer fire departments; Public Employees Insurance Agency and municipal pension plans; special fund created
§33-3A-1 Definitions.
§33-3A-2 Scope.
§33-3A-3 Authorization of entry.
§33-3A-4 Maintenance of trust account.
§33-3A-5 Requirements for trust agreement.
§33-3A-6 Reporting requirements for U.S. branches of non-U.S. insurers.
§33-3A-7 Additional requirements for the U.S. branch license.
§33-3A-8 Authority of commissioner.
§33-4-1 Compliance with chapter required.
§33-4-2 Application of chapter to particular types of insurers.
§33-4-3 Expiration of existing licenses.
§33-4-4 Effect of chapter on existing contracts.
§33-4-5 Continuation of existing forms and filings.
§33-4-6 Effect of repealed laws on existing rights, actions or punishments.
§33-4-7 Particular provisions prevail over general provisions.
§33-4-8 General penalty.
§33-4-9 Repeal of inconsistent provisions; prior law not revived.
§33-4-10 Severability.
§33-4-11 Effective date of chapter.
§33-4-12 Service of process on licensed insurers.
§33-4-13 Service of process on unlicensed insurers.
§33-4-14 Financial statement filings; annual and quarterly statements; required format; foreign insurers; agents of the commissioner.
§33-4-15 Reinsurance.
§33-4-15a Credit for reinsurance; definitions; requirements; trust accounts; reductions from liability; security; effective date.
§33-4-15b Reinsurance agreements; reduction of liability; requirements.
§33-4-16 Limit of risk.
§33-4-17 Prohibited interests of officers and directors in certain transactions.
§33-4-18 Representation of unlicensed insurers prohibited; liability; exceptions.
§33-4-19 Domestics to comply with reciprocal state laws.
§33-4-20 Cancellation, nonrenewal or limitation of coverage of life or sickness and accident insurance.
§33-4-21 Deceptive sales on military bases prohibited; rules.
§33-5-1 Scope of article.
§33-5-2 Application of general laws.
§33-5-3 Articles of incorporation.
§33-5-4 Certificate of incorporation.
§33-5-5 Amendment of articles of incorporation.
§33-5-6 Formation of mutuals -- Applications for insurance.
§33-5-7 Formation of mutuals -- Deposit of premiums; filing of trust agreement; issuance and effective date of policies.
§33-5-8 Formation of mutuals -- Assets required; temporary capital stock.
§33-5-9 Mutual bylaws.
§33-5-10 Mutual quorum.
§33-5-11 Mutual membership.
§33-5-12 Corporate rights of mutual members.
§33-5-13 Contingent liability of mutual members.
§33-5-14 Enforcement of contingent liability.
§33-5-15 Mutual nonassessable policies.
§33-5-16 Participating policies.
§33-5-17 Dividends to stockholders.
§33-5-18 Dividends to mutual members.
§33-5-19 Illegal dividends; liability; penalty.
§33-5-20 Borrowing by insurers.
§33-5-21 Management and exclusive agency contracts.
§33-5-22 Impairment of capital or assets.
§33-5-23 Mutualization of stock insurer.
§33-5-24 Converting mutual insurer.
§33-5-25 Mergers and consolidations of stock insurers.
§33-5-26 Reinsurance.
§33-5-27 Redomestication of stock and mutual insurers.
§33-5-28 Mergers and consolidations of mutual insurers.
§33-5-29 Mutual member's share of assets on liquidation.
§33-5-30 Insider trading.
§33-5-31 Proxies, consents and authorizations in respect of any voting security issued by a domestic insurer.
§33-5-32 Principal place of business of domestic insurers.
§33-6-1 Scope of article.
§33-6-2 Insurable interest in one's own life or life of another; actions to recover benefits; insurable interests defined; requirements for charitable institutions.
§33-6-3 Insurable interest in property.
§33-6-4 Who may contract for insurance; competency of minors.
§33-6-5 Application or consent of person insured required; exceptions.
§33-6-5a Application for life or accident and sickness insurance; signatures required; exemptions; right of insured to return policy.
§33-6-6 Application for insurance as evidence.
§33-6-7 Representations in applications.
§33-6-8 Filing of forms.
§33-6-9 Grounds for disapproval of forms.
§33-6-10 Standard provisions.
§33-6-11 Contents of policy.
§33-6-11a Right to return medicare supplement policy, certificate or contract.
§33-6-11b Right to return life or accident and sickness insurance policy, certificate or contract.
§33-6-12 Additional contents of policy.
§33-6-13 Policy provisions as to charter, bylaws, or other documents.
§33-6-14 Certain policy conditions, etc., voided.
§33-6-14a Public liability insurance policies issued to charitable associations to contain provision for waiving of charitable immunity defense.
§33-6-15 Execution of policies.
§33-6-15a Notation of consumer cost savings.
§33-6-16 Underwriters' and combination policies.
§33-6-17 Validity of noncomplying forms.
§33-6-18 Binders.
§33-6-19 Renewal of policy by certificate or endorsement.
§33-6-20 Assignment of policies.
§33-6-21 Annulment of liability policies.
§33-6-22 Payment discharges insurer.
§33-6-23 Repealed
§33-6-24 Simultaneous deaths.
§33-6-25 Proof of loss forms.
§33-6-26 Acts of insurer not constituting waiver of policy provisions or defenses thereunder.
§33-6-27 Life insurance proceeds exempt from creditors.
§33-6-28 Group life insurance proceeds exempt from creditors.
§33-6-29 Motor vehicle policy; injuries to guest passengers; coverage for loaned or leased motor vehicles; exceptions.
§33-6-30 Construction of policies.
§33-6-31 Motor vehicle policy; omnibus clause; uninsured and underinsured motorists' coverage; conditions for recovery under endorsement; rights and liabilities of insurer.
§33-6-31a Rates charged for uninsured motorist coverage.
§33-6-31b Nondiscriminatory automobile insurance rates for handicapped persons.
§33-6-31c Substandard risk motor vehicle insurance policies; definitions; required notices and provisions; promulgation of rules; effective date; money penalty for failure to give required notice.
§33-6-31d Form for making offer of optional uninsured and underinsured coverage.
§33-6-31e Notice of proposed settlement for policy limits to underinsured motorist coverage carrier; waiver of subrogation; time limits.
§33-6-31f Uninsured and underinsured motorists' coverage optional on umbrella and excess type liability policies.
§33-6-32 Newly born children to be covered by all health insurance policies.
§33-6-33 Value of motor vehicle involved in claim.
§33-6-34 Fee for form, rate and rule filing.
§33-6-35 Mass marketed life and health insurance.
§33-6-36 Continuation of coverage under automobile liability policy; selection of coverage; exclusions; notice.
§33-6-37 Cancellation or nonrenewal of a combination insurance policy; offer of optional coverage; date of inception of optional coverage.
§33-6A-1 Cancellation prohibited except for specified reasons; notice.
§33-6A-1a Loss payee defined; notification of cancellation and nonrenewal to loss payee.
§33-6A-2 Cancellation for other reasons void.
§33-6A-3 Insurer to specify reasons for cancellation; immunity from liability or suit.
§33-6A-4 Advance notice of nonrenewal required; assigned risk policies; reasons for nonrenewal; hearing and review after nonrenewal.
§33-6A-4a Alternative method for nonrenewal for automobile liability and physical damage insurance.
§33-6A-4b Manner of making election relating to nonrenewals.
§33-6A-4c Report to the Legislature.
§33-6A-5 Hearings and review by commissioner; action by commissioner; judicial review.
§33-6B-1 Purpose of article.
§33-6B-2 Definitions.
§33-6B-3 Declinations; prohibited reasons.
§33-6B-4 Notification.
§33-6B-5 Hearings and administrative procedure.
§33-6B-6 Sanctions.
§33-6B-7 Severability.
§33-6C-1 Loss ratio guarantees; definitions.
§33-6C-2 Insurance commissioner to establish guaranteed loss ratios; minimum rates; participation by insurer; calculation of ratios; minimum rate; application.
§33-6C-3 Duties of insurance commissioner; promulgation of rules.
§33-6C-4 Form of guarantee; requirements.
§33-6C-5 Premium refunds; calculation of the same; payments.
§33-6C-6 Disclosure of rating practices; renewability provisions.
§33-6C-7 Rejection of guarantees; notice; hearing.
§33-6D-1 Required use of particular companies or locations providing automobile glass replacement or repair services or products prohibited.
§33-6D-2 Intimidation, coercion and other acts prohibited; permissive agreements.
§33-6D-3 Permissible referrals; freedom of choice; payment of costs at prevailing market rates.
§33-6F-1 Privacy; rules.
§33-7-1 Assets defined.
§33-7-2 Deductions from assets and liabilities.
§33-7-3 Assets not allowed.
§33-7-4 Reporting assets not allowed or of doubtful value.
§33-7-5 Liabilities.
§33-7-6 Unearned premium reserve.
§33-7-7 Reserves for accident and sickness insurance.
§33-7-8 Increased reserves.
§33-7-9 Standard valuation law.
§33-7-9a Annuity mortality tables.
§33-7-10 Valuation of bonds.
§33-7-11 Valuation of other securities.
§33-7-12 Valuation of real property.
§33-7-13 Valuation of mortgages or deeds of trust.
§33-8-1 Purpose and scope.
§33-8-2 Definitions.
§33-8-3 General investment qualifications.
§33-8-4 Authorization of investments by the board of directors.
§33-8-5 Prohibited investments.
§33-8-6 Loans to officers and directors.
§33-8-7 Valuation of investments.
§33-8-8 Rules.
§33-8-9 Life and health insurers - Applicability.
§33-8-10 Same - General three percent diversification, medium and lower grade investments and Canadian investments.
§33-8-11 Same - Rated credit instruments.
§33-8-12 Same - Insurer investment pools.
§33-8-13 Same - Equity interests.
§33-8-14 Same - Tangible personal property under lease.
§33-8-15 Same - Mortgage loans and real estate.
§33-8-16 Same - Securities lending, repurchase, reverse repurchase and dollar roll transactions.
§33-8-17 Same - Foreign investments and foreign currency exposure.
§33-8-18 Same - Derivative transactions.
§33-8-19 Same - Policy loans.
§33-8-20 Same - Additional investment authority.
§33-8-21 Property and casualty, financial guaranty and mortgage guaranty insurers - Applicability.
§33-8-22 Same - Reserve requirements.
§33-8-23 Same - General five percent diversification, medium and lower grade investments and Canadian investments.
§33-8-24 Same - Rated credit instruments.
§33-8-25 Same - Insurer investment pools.
§33-8-26 Same - Equity interests.
§33-8-27 Same - Tangible personal property under lease.
§33-8-28 Same - Mortgage loans and real estate.
§33-8-29 Same - Securities lending, repurchase, reverse repurchase and dollar roll transactions.
§33-8-30 Same - Foreign investments and foreign currency exposure.
§33-8-31 Same - Derivative transactions.
§33-8-32 Same - Additional investment authority.
§33-8A-1 Purpose.
§33-8A-2 Definitions.
§33-8A-3 Use of book-entry systems and clearing corporations.
§33-8A-4 Deposit of securities by domestic insurance companies.
§33-8A-5 Deposit of securities by foreign insurance companies.
§33-8A-6 Custody agreements; requirements.
§33-8A-7 Deposit with affiliates; requirements.
§33-8A-8 Repealed
§33-9-1 Deposits of insurers.
§33-9-2 Purpose of deposits.
§33-9-3 Assets eligible for deposit.
§33-9-4 Trust companies as depositories; state responsible for safekeeping and return of deposits.
§33-9-5 Rights of solvent insurer.
§33-9-6 Excess deposits.
§33-9-7 Release of deposits -- Generally.
§33-9-8 Release of deposits -- Order of commissioner required.
§33-9-9 Deposit not subject to levy; exception.
§33-10-1 Definitions.
§33-10-2 Jurisdiction, venue and appeal of delinquency proceedings; exclusive remedy.
§33-10-3 Court's seizure order.
§33-10-4 Injunctions and other orders.
§33-10-4a Commencement of formal delinquency proceeding.
§33-10-4b Return of summons and summary hearing.
§33-10-4c Proceedings for expedited trial, continuances, discovery, evidence.
§33-10-4d Decision and appeals.
§33-10-4e Confidentiality.
§33-10-5 Grounds for rehabilitation of domestic insurers.
§33-10-6 Grounds for liquidation.
§33-10-7 Grounds for conserving assets of foreign insurers.
§33-10-8 Grounds for conserving assets of alien insurers.
§33-10-9 Grounds for ancillary liquidation of foreign insurers.
§33-10-10 Order of rehabilitation.
§33-10-11 Order of liquidation of domestic insurer.
§33-10-12 Order of liquidation of alien insurers.
§33-10-13 Order of conservation or ancillary liquidation of foreign or alien insurers.
§33-10-14 Conduct of delinquency proceedings against domestic or alien insurers.
§33-10-15 Conduct of delinquency proceedings against foreign insurers.
§33-10-16 Claims of nonresidents against domestic insurers.
§33-10-17 Claims against foreign insurers.
§33-10-18 Proof of claims.
§33-10-19 Priority of certain claims.
§33-10-19a Priority of distribution.
§33-10-20 Attachment, garnishment or execution.
§33-10-21 Uniform Insurers Liquidation Act.
§33-10-22 Deposit of moneys collected.
§33-10-23 Exemption of commissioner from fees.
§33-10-24 Borrowing on pledge of assets.
§33-10-25 Date rights fixed on liquidation.
§33-10-26 Voidable preferences and liens.
§33-10-26a Fraudulent transfers prior to petition.
§33-10-26b Recoupment from affiliates.
§33-10-26c Fraudulent transfer after petition.
§33-10-26d Claims of holders of void or voidable rights.
§33-10-27 Repealed
§33-10-28 Setoffs.
§33-10-29 Allowance of certain claims.
§33-10-30 Time within which claims to be filed.
§33-10-31 Report for assessment against members or subscribers of mutual or reciprocal insurers.
§33-10-32 Levy of assessment.
§33-10-33 Order to pay assessment.
§33-10-34 Publication and service of assessment order.
§33-10-35 Judgment upon the assessment.
§33-10-36 Early access to distribution.
§33-10-37 Distribution of assets.
§33-10-38 Unclaimed and withheld funds; termination of proceedings.
§33-10-39 Immunity in receivership proceedings and representation of the special deputy supervisor.
§33-10-40 Applicability of amendments.
§33-10-41 Reinsurer's liability.
§33-11-1 Declaration of purpose.
§33-11-2 Definitions.
§33-11-3 Unfair methods of competition and unfair or deceptive acts or practices prohibited.
§33-11-4 Unfair methods of competition and unfair or deceptive acts or practices defined.
§33-11-4a Complaints by third-party claimants; elimination of private cause of action.
§33-11-4b Unfair Claims Settlement Practice Trust Fund.
§33-11-5 Favored agent or insurer; coercion of debtors.
§33-11-5a Replacement of life insurance.
§33-11-6 Violations, cease and desist and penalty orders and modifications thereof.
§33-11-7 Undefined acts or practices.
§33-11-8 Penalty for violation of cease and desist orders.
§33-11-9 Provisions of article additional to existing law.
§33-11-10 Severability.
§33-11A-1 Short title
§33-11A-5 Licensure requirement for insurance sales
§33-11A-6 Insurance sales separate from loan transaction
§33-11A-7 Referrals by unlicensed persons allowed
§33-11A-8 Tying of products prohibited
§33-11A-10 Repealed
§33-11A-11 Repealed
§33-11A-12 Prohibition of discrimination against agents or brokers.
§33-11A-13 Repealed
§33-11A-14 Repealed
§33-11A-15 Repealed
§33-11A-16 Severability.
§33-12-1 Purpose and scope
§33-12-2 Definitions
§33-12-3 License required.
§33-12-4 Exceptions to licensing
§33-12-5 Application for examination
§33-12-6 Application for license.
§33-12-6a Residency-Individuals-Agencies.
§33-12-6b Licensing of agencies.
§33-12-7 Board of insurance agent education.
§33-12-8 Continuing education required.
§33-12-8a Producer training for long-term care products; record retention requirements.
§33-12-9 Issuance of license.
§33-12-10 Fees.
§33-12-11 Countersignature.
§33-12-12 Nonresident licensing.
§33-12-13 Agent resident in contiguous municipalities.
§33-12-14 Exemption from examination.
§33-12-15 Assumed names.
§33-12-16 Temporary licensing.
§33-12-17 Expiration of license; renewal.
§33-12-18 Individual insurance producer to deal only with licensed insurer or solicitor; appointment as individual insurance producer required.
§33-12-19 Solicitor to act only through appointed agent.
§33-12-20 Personal liability of agent.
§33-12-21 Coverage must be placed with a solvent insurer.
§33-12-22 Person soliciting insurance is agent of insurer.
§33-12-23 Payment of commissions.
§33-12-24 Revocation, suspension or refusal to renew license; penalty.
§33-12-25 Termination of authority to represent insurer.
§33-12-26 Repealed
§33-12-27 Payment of commissions under assigned risk plan.
§33-12-28 Service representative permit.
§33-12-29 Notice of hearing before the commissioner; failure to appear; entry of orders; appeal.
§33-12-30 Termination of contractual relationship prohibited.
§33-12-31 Termination of contractual relationship; continuation of certain commissions; exceptions.
§33-12-32 Limited licenses for rental companies.
§33-12-33 Reciprocity.
§33-12-34 Reporting of actions.
§33-12-35 Regulations.
§33-12-36 Severability.
§33-12-37 Authorization for criminal history record check; fees; rules.
§33-12A-1 Declaration of purpose.
§33-12A-2 Definitions.
§33-12A-3 Termination of contractual relationship; notice; good cause.
§33-12A-4 Notice of cancellation void in certain cases.
§33-12A-5 Violation of provisions of this article; statute of limitations.
§33-12B-1 "Adjuster" defined.
§33-12B-2 "Company" and "public" adjuster defined.
§33-12B-3 Company, public adjusters; concurrency; direct conflict prohibited.
§33-12B-4 License required; exception for emergency adjusters.
§33-12B-5 Qualifications for adjuster's license; examinations; exemptions.
§33-12B-6 Application.
§33-12B-7 Issuance of license.
§33-12B-8 License fee; exemptions.
§33-12B-9 Licensing of nonresident adjusters.
§33-12B-10 Expiration of license; renewal.
§33-12B-11 Revocation, suspension or refusal to renew license; penalty in lieu thereof.
§33-12B-11a Emergency adjusters and insurance emergencies; definitions; authorization of temporary emergency adjusters; applications; limitations and authority.
§33-12B-12 Rules and regulations.
§33-12B-13 Effective date.
§33-12B-14 Current address of adjusters to be filed; effective notice of appearance at hearing before commissioner.
§33-12C-1 Short title.
§33-12C-2 Purpose - necessity for regulation.
§33-12C-3 Definitions.
§33-12C-4 Placement of insurance business.
§33-12C-5 Surplus lines insurance.
§33-12C-6 Withdrawal of eligibility as a surplus lines insurer.
§33-12C-7 Surplus lines tax.
§33-12C-8 Surplus lines licenses.
§33-12C-9 Suspension, revocation or nonrenewal of surplus lines licensee's license.
§33-12C-10 Actions against eligible surplus lines insurers transacting surplus lines business.
§33-12C-11 Duty to file evidence of insurance and affidavits.
§33-12C-12 Evidence of the insurance and subsequent changes to the insurance.
§33-12C-13 Repealed
§33-12C-14 Repealed
§33-12C-15 Surplus lines licensees may accept business from other producers.
§33-12C-16 Records of surplus lines licensee
§33-12C-17 Reports - summary of exported business.
§33-12C-18 Penalties.
§33-12C-19 Violations.
§33-12C-20 Service of process.
§33-12C-21 Legal or administrative procedures.
§33-12C-22 Enforcement.
§33-12C-23 Suits by nonadmitted insurers.
§33-12C-24 Countersignature requirements.
§33-12C-25 Fees.
§33-12C-26 Coverage must be placed in solvent insurer.
§33-12C-27 Change of address.
§33-12C-28 Separability provisions.
§33-12C-29 Hearings.
§33-13-1 Scope of article.
§33-13-2 Standard provisions required.
§33-13-3 Grace period.
§33-13-4 Incontestability.
§33-13-5 Entire contract.
§33-13-6 Misstatement of age.
§33-13-7 Dividends.
§33-13-8 Loans on policies.
§33-13-8a Maximum rate of interest on policy loans.
§33-13-9 Nonforfeiture benefits.
§33-13-10 Table of loan values and options.
§33-13-11 Table of installments.
§33-13-12 Reinstatements.
§33-13-13 Payment of premiums.
§33-13-14 Payment of claims.
§33-13-14a Payment of interest on death claims.
§33-13-15 Title on policy.
§33-13-16 Excluded or restricted coverage.
§33-13-17 Annuity contracts -- Standard provisions.
§33-13-18 Same -- Grace period.
§33-13-19 Same -- Incontestability.
§33-13-20 Same -- Entire contract.
§33-13-21 Same -- Misstatement of age or sex.
§33-13-22 Same -- Dividends.
§33-13-23 Same -- Reinstatement.
§33-13-24 Standard provisions of reversionary annuities.
§33-13-25 Limitation of liability.
§33-13-26 Contestability after reinstatement.
§33-13-27 Power of insurer to hold proceeds of policy under agreement.
§33-13-28 Indebtedness deducted from proceeds.
§33-13-29 Dual or multiple pay policies prohibited.
§33-13-30 Standard nonforfeiture law for life insurance.
§33-13-30a Standard nonforfeiture law for individual deferred annuities.
§33-13-31 Industrial life insurance -- Required provisions.
§33-13-32 Same -- Grace period.
§33-13-33 Same -- Entire contract; statements in application; deemed representations.
§33-13-34 Same -- Incontestability.
§33-13-35 Same -- Misstatement of age.
§33-13-36 Same -- Dividends.
§33-13-37 Same -- Nonforfeiture benefits; cash surrender values.
§33-13-38 Same -- Reinstatement.
§33-13-39 Same -- Settlement.
§33-13-40 Same -- Beneficiary and facility of payment clause.
§33-13-41 Same -- Direct payment of premiums.
§33-13-42 Same -- Conversion of weekly policies.
§33-13-43 Same -- Conversion of monthly policies.
§33-13-44 Same -- Title on policy.
§33-13-45 Same -- Provisions not required in single premium, term, etc., policies.
§33-13-46 Same -- Prohibited provisions.
§33-13-47 Burial insurance.
§33-13-48 Replacement of existing rule with model rule.
§33-13A-1 Establishment of separate accounts.
§33-13A-2 Features and benefits.
§33-13A-3 Qualification of companies, subsidiaries and affiliates.
§33-13A-4 Supervisory powers of insurance commissioner.
§33-13A-5 Application of other insurance laws, valuation of reserves.
§33-13B-1 Definitions.
§33-13B-2 Charitable gift annuity is not insurance.
§33-13B-3 Notice to donor.
§33-13B-4 Notice to Insurance Commission.
§33-13B-5 Failure to provide required notice; penalties.
§33-13B-6 Unfair or deceptive trade practices act not applicable.
§33-13C-1 Short title.
§33-13C-2 Definitions.
§33-13C-3 License and bond requirements.
§33-13C-4 License revocation and denial.
§33-13C-5 Approval of viatical settlement contracts and disclosure statements.
§33-13C-6 Reporting requirements and privacy.
§33-13C-7 Examination or investigation.
§33-13C-8 Disclosure to viator.
§33-13C-9 Disclosure to insurer.
§33-13C-10 General rules.
§33-13C-11 Prohibited practices.
§33-13C-12 Prohibited practices and conflicts of interest.
§33-13C-13 Advertising for viatical settlements.
§33-13C-14 Fraud prevention and control.
§33-13C-15 Injunctions; civil remedies; cease and desist.
§33-13C-16 Criminal penalties.
§33-13C-17 Authority to promulgate rules.
§33-13C-18 No preemption of securities laws.
§33-14-1 Requirements.
§33-14-2 Employee groups.
§33-14-3 Debtor groups.
§33-14-4 Labor union groups.
§33-14-5 Trustee groups.
§33-14-5a Credit union groups.
§33-14-6 Limits of Group Life Insurance
§33-14-7 Dependent coverage.
§33-14-8 Group life standard provisions.
§33-14-9 Grace period.
§33-14-10 Incontestability.
§33-14-11 Attachment of application to policy; statements deemed representations; use of statement in contest.
§33-14-12 Insurability.
§33-14-13 Misstatement of age.
§33-14-14 Beneficiary.
§33-14-15 Certificates.
§33-14-16 Conversion on termination of employment or of membership in eligible class.
§33-14-17 Conversion on termination of policy.
§33-14-18 Death pending conversion.
§33-14-19 Certificate or statement of coverage to debtor.
§33-14-20 Notice of conversion rights.
§33-14-21 Application of dividends and rate reductions to cost of insurance.
§33-14-22 Group annuity contracts -- Standard provisions.
§33-14-23 Same -- Grace period.
§33-14-24 Same -- Entire contract.
§33-14-25 Same -- Misstatements.
§33-14-26 Same -- Termination benefits.
§33-14-27 Same -- Group annuity certificates.
§33-14-28 Assignment of incidents of ownership in group life insurance policies including conversion privileges.
§33-14-29 Group annuity plans for employees of county boards of education, the teachers retirement board, the West Virginia board of education, the board of regents and their agencies.
§33-14-30 Payment of claims.
§33-14-30a Payment of interest on death claims.
§33-15-1 Scope of article.
§33-15-1a Premium rate increase requests; loss ratio requirement.
§33-15-1b Rates, individual major medical policies.
§33-15-2 Scope and format of policy.
§33-15-2a Definitions.
§33-15-2b Guaranteed issue; limitation of coverage; election; denial of coverage; network plans.
§33-15-2c Feasibility study for alternatives to guaranteed issue.
§33-15-2d Exceptions to guaranteed renewability.
§33-15-2e Discontinuation of particular type of coverage; uniform termination of all coverage; uniform modification of coverage.
§33-15-2f Certification of creditable coverage.
§33-15-2g Applicability.
§33-15-3 Age limit.
§33-15-4 Required policy provisions.
§33-15-4a Required policy provisions -- Mental illness.
§33-15-4b Policies to cover nursing services; definition.
§33-15-4c Third party reimbursement for mammography, pap smear or human papilloma virus testing.
§33-15-4d Third party reimbursement for rehabilitation services.
§33-15-4e Benefits for mothers and newborns.
§33-15-4f Third party reimbursement for colorectal cancer examination and laboratory testing.
§33-15-4g Required coverage for reconstruction surgery following mastectomies.
§33-15-4h Coverage for patient cost of clinical trials
§33-15-4i Third-party reimbursement for kidney disease screening.
§33-15-4j Required coverage for dental anesthesia services.
§33-15-5 Optional policy provisions.
§33-15-6 Inapplicable or inconsistent provisions.
§33-15-7 Order of certain provisions.
§33-15-8 Third party ownership of policy covering insured.
§33-15-9 Requirements of other jurisdictions.
§33-15-10 Franchise insurance.
§33-15-11 Hospital indemnity policies not to exclude coverage for confinement in government hospital.
§33-15-12 Continuum of care services.
§33-15-13 Policies not to terminate coverage because of diagnosis or treatment of acquired immune deficiency syndrome.
§33-15-14 Policies discriminating among health care providers.
§33-15-15 Repealed
§33-15-16 Policies not to exclude insured's children from coverage; required services; coordination with other insurance.
§33-15-17 Child immunization services coverage.
§33-15-18 Equal treatment of state agency.
§33-15-19 Coordination of benefits with medicaid.
§33-15-20 Individual medical savings accounts; definitions; ownership; trustees; regulations.
§33-15-21 Coverage of emergency services.
§33-15A-1 Short title.
§33-15A-2 Declaration of policy and purpose.
§33-15A-3 Applicability.
§33-15A-4 Definitions.
§33-15A-5 Extraterritorial jurisdiction - Group long-term care insurance.
§33-15A-6 Disclosure and performance standards for long-term care insurance.
§33-15A-7 Severability.
§33-15A-8 Incontestability period.
§33-15A-9 Nonforfeiture benefits.
§33-15A-10 Authority to promulgate rules.
§33-15A-11 Penalties.
§33-15B-1 Legislative findings; purpose.
§33-15B-2 Scope of article.
§33-15B-3 Health care authority to promulgate rules; use of standardized forms and classifications; advisory group.
§33-15B-4 Compliance period; reservation of right to additional information.
§33-15B-5 Penalties for violation.
§33-15B-6 Citation of article.
§33-15C-1 Insurance for diabetics.
§16733-15D-1to33-15D-11 Repealed
§33-15E-1 Short title.
§33-15E-2 Purpose.
§33-15E-3 Definitions.
§33-15E-4 Licensing requirements.
§33-15E-5 Minimum capital requirements.
§33-15E-6 Surety bond requirements.
§33-15E-7 Examinations.
§33-15E-8 Charges and fees; refund requirements; bundling of services.
§33-15E-9 Record filing and retention requirements.
§33-15E-10 Provider agreements; provider listing requirements.
§33-15E-11 Marketing requirements.
§33-15E-12 Annual reports.
§33-15E-13 Discount prescription drug plan organizations.
§33-15E-14 Administrative enforcement actions; injunctions.
§33-15E-15 Criminal penalties.
§33-15E-16 Insurance fraud unit.
§33-15E-17 Rules.
§33-16-1 Scope of article.
§33-16-1a Definitions.
§33-16-1b Applicability.
§33-16-2 Eligible groups.
§33-16-3 Required policy provisions.
§33-16-3a Same -- Mental health.
§33-16-3b Home health care coverage.
§33-16-3c Repealed
§33-16-3d Medicare supplement insurance.
§33-16-3e Policies to cover nursing services.
§33-16-3f Required policy provisions -- Treatment of temporomandibular joint disorder and craniomandibular disorder.
§33-16-3g Third party reimbursement for mammography, pap smear or human papilloma virus testing.
§33-16-3h Third party reimbursement for rehabilitation services.
§33-16-3i Coverage of emergency services.
§33-16-3j Hospital benefits for mothers and newborns.
§33-16-3k Limitations on preexisting condition exclusions for health benefit plans.
§33-16-3m Creditable coverage.
§33-16-3n Eligibility for enrollment.
§33-16-3o Third party reimbursement for colorectal cancer examination and laboratory testing.
§33-16-3p Required coverage for reconstruction surgery following mastectomies.
§33-16-3q Required use of mail-order pharmacy prohibited.
§33-16-3r Coverage for patient cost of clinical trials.
§33-16-3s Third-party reimbursement for kidney disease screening.
§33-16-3t Required coverage for dental anesthesia services.
§33-16-3u Special enrollment period under the American Recovery and Reinvestment Act of 2009.
§33-16-4 Size of type.
§33-16-5 Contingencies for which benefits or reimbursement of expenses permitted.
§33-16-6 Rider changing individual policy to group policy prohibited.
§33-16-7 Hospital indemnity policies not to exclude coverage for confinement in government hospital.
§33-16-8 Continuum of care services.
§33-16-9 Policies not to terminate coverage because of diagnosis or treatment of acquired immune deficiency syndrome.
§33-16-10 Policies discriminating among health care providers.
§33-16-11 Group policies not to exclude insured's children from coverage; required services; coordination with other insurance.
§33-16-12 Child immunization services coverage.
§33-16-13 Equal treatment of state agency.
§33-16-14 Coordination of benefits with medicaid.
§33-16-15 Individual medical savings accounts; definitions; ownership; contributions; trustees; regulations.
§33-16-16 Insurance for diabetics.
§33-16-17 Commissioner to propose rules.
§33-16A-1 Right of insured to convert from group coverage.
§33-16A-2 Issuance of converted policy.
§33-16A-3 Effective date of policy.
§33-16A-4 Coverage of dependents.
§33-16A-5 Persons for whom coverage not required.
§33-16A-6 Inquiries by insurer.
§33-16A-7 Limits of coverage.
§33-16A-8 Preexisting conditions; reduction of benefits.
§33-16A-9 Alternate plans of conversion coverage.
§33-16A-10 Additional coverage.
§33-16A-10a Continuum of care services.
§33-16A-11 Combined policy coverage.
§33-16A-12 Coverage following retirement.
§33-16A-13 Other conversion privileges.
§33-16A-14 Benefit levels; election to provide group coverage; notification of conversion privilege; policy delivered outside state.
§33-16A-15 Child immunization services coverage.
§33-16B-1 Filing and approval of accident and sickness rates.
§33-16B-2 Ratemaking standards.
§33-16B-3 Exceptions.
§33-16B-4 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.
§16733-16C-1to33-16C-10 Repealed
§33-16D-1 Purpose of article.
§33-16D-2 Definitions.
§33-16D-3 Health insurance plans subject to this article.
§33-16D-4 Discrimination prohibited; guaranteed issue; filing with commissioner; violations and penalties.
§33-16D-5 Premium rates for small employers; classes; maximum rates; eligibility for rate increases.
§33-16D-6 Insurance commissioner to promulgate rules.
§33-16D-7 Renewability of coverage; exceptions.
§33-16D-8 Disclosure of rating practices, renewability provisions and availability of health benefit plans.
§33-16D-9 Maintenance of records.
§33-16D-10 Suspension of requirements.
§33-16D-11 Effective date.
§33-16D-12 Equality of terms; preexisting conditions; continuous coverage restrictions, eligibility for enrollment.
§33-16D-13 Obligations of employer; discrimination as to benefits paid.
§33-16D-14 Child immunization services coverage.
§33-16D-15 Continuation of coverage under small plans.
§33-16D-16 Authorization of uninsured small group health benefit plans.
§33-16E-1 Findings; short title.
§33-16E-2 Definitions.
§33-16E-3 Applicability.
§33-16E-4 Parity for contraceptive drugs, devices and outpatient services.
§33-16E-5 Extraordinary surcharges prohibited.
§33-16E-6 Additional prohibitions.
§33-16E-7 Religious employer exemption.
§33-16F-1 Legislative intent.
§33-16F-2 Definitions.
§33-16F-3 Plan proposals; approval of plans.
§33-16F-4 Required plan provisions; grounds for disapproval; alternative plans
§33-16F-5 Eligibility of individuals and groups.
§33-16F-6 Regulation and marketing of plans.
§33-16F-7 Applicability of certain provisions; commissioner's authority to forbear from applying certain provisions.
§33-16F-8 Assessment of the West Virginia program.
§33-16F-9 Nonentitlement.
§33-16F-10 Emergency and legislative rules authorized.
§33-17-1 Scope of article.
§33-17-2 Standard fire policy.
§33-17-3 Arrangement of policy.
§33-17-4 Information as to insurer.
§33-17-5 Insertion of provisions required by law or charter.
§33-17-6 Additional contracts, riders or endorsements.
§33-17-6a Notice of noncoverage of flood damages and the availability of flood insurance.
§33-17-7 Designation as standard policy; agent's name.
§33-17-8 Filing of forms.
§33-17-9 Total or partial fire loss.
§33-17-9a Notice of insurance proceeds.
§33-17-9b Disbursement of insurance proceeds.
§33-17-10 Repealed
§33-17-11 Exclusion of nuclear perils.
§33-17-12 Payment discharges insurer.
§33-17A-1 Purpose of article.
§33-17A-2 Scope of article.
§33-17A-3 Definitions.
§33-17A-4 Notification and reasons for a transfer, declination or termination.
§33-17A-4a Alternative method for nonrenewal for property insurance.
§33-17A-4b Manner of making election relating to nonrenewals.
§33-17A-4c Report to the Legislature.
§33-17A-5 Permissible cancellations.
§33-17A-6 Discriminatory terminations and declinations prohibited.
§33-17A-7 Hearings and administrative procedure.
§33-17A-8 Sanctions.
§33-17A-9 Civil liability and actions.
§33-17A-10 Immunity.
§33-17A-11 Severability.
§33-18-1 Association of volunteer fire departments to obtain casualty insurance.
§33-19-1 Surety required in courts or by governmental bodies to be provided by persons licensed in West Virginia.
§33-20-1 Purpose and interpretation of article.
§33-20-2 Scope of article.
§33-20-3 Ratemaking.
§33-20-4 Rate filings.
§33-20-4a Biannual rate filings for certain insurance lines.
§33-20-5 Disapproval of filings.
§33-20-6 Rating organizations.
§33-20-7 Deviations from filings.
§33-20-8 Appeals by members of or subscribers to rating organization.
§33-20-9 Information to be furnished insureds; hearings and appeals of insureds.
§33-20-10 Advisory organizations.
§33-20-11 Joint underwriting or joint reinsurance.
§33-20-12 Examinations.
§33-20-13 Rate administration.
§33-20-14 False or misleading information.
§33-20-15 Assigned risks.
§33-20-16 Penalties.
§33-20-17 Determination of rates on dwellings.
§33-20-18 Reduction of premium charges for persons fifty-five years of age or older.
§33-20-19 Publication of automobile insurance rates.
§33-20-20 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.
§33-20A-1 Short title.
§33-20A-2 Intent and purpose.
§33-20A-3 West Virginia essential insurance association.
§33-20A-4 Board of directors.
§33-20A-5 General powers.
§33-20A-6 Powers of commissioner and association.
§33-20A-7 Immunity from liability.
§33-20B-1 Scope of article.
§33-20B-2 Rate making.
§33-20B-3 Rate filings.
§33-20B-3a Rate prohibitions.
§33-20B-4 Disapproval of filings.
§33-20B-5 Rating organizations.
§33-20B-6 Rate review and reporting.
§33-20B-7 Studies by the commissioner.
§33-20B-8 Insurers required to report results of civil actions against physicians or podiatrists; penalties for failure to report; notice and hearing.
§33-20B-9 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.
§33-20C-1 Scope of article.
§33-20C-2 Cancellation prohibited except for specified reasons; notice.
§33-20C-3 Insurer to specify reasons for cancellation.
§33-20C-4 Notice period for cancellation; ninety-day notice required for nonrenewal.
§33-20C-5 Hearings and review.
§33-20D-1 Scope of article.
§33-20D-2 Definitions.
§33-20D-3 Tail insurance to be offered upon cancellation; availability of amortization; minimum premium rates; penalties for noncompliance.
§33-20D-4 Insurance commissioner to promulgate rules; establish amortization rates.
§33-20E-1 Short title.
§33-20E-2 Legislative findings.
§33-20E-3 Intent and purpose.
§33-20E-4 Definitions.
§33-20E-5 Joint underwriting association.
§33-20E-6 Board of directors.
§33-20E-7 Association's powers and duties.
§33-20E-8 State board of risk and insurance management to exercise board of directors' powers temporarily; interim plan of operation
§33-20E-9 Final plan of operation.
§33-20E-10 Duties and powers of commissioner
§33-20E-11 Eligibility for coverage.
§33-20E-12 Issuance of policy.
§33-20E-13 Rates; initial filing; basis for rates and premiums.
§33-20E-14 The Medical Professional Liability Insurance Fund; capitalization; transfer of assets and liabilities to board of directors.
§33-20E-15 Deposit of funds; investments; premium tax liability; state not responsible for liabilities or expenses of association.
§33-20E-16 Deficit; recoupment; assessments; reimbursement of members.
§33-20E-17 Commissioner to report to board termination of authority to transact insurance.
§33-20E-18 Examination of association
§33-20E-19 Annual statements.
§33-20E-20 Immunity.
§33-20E-21 Operative date.
§33-20F-1 Short title.
§33-20F-1a Scope of article.
§33-20F-2 Findings and purpose.
§33-20F-3 Definitions.
§33-20F-4 Authorization for creation of company; requirements and limitations; repayment of loan.
§33-20F-5 Governance and organization.
§33-20F-6 Management and administration of the company.
§33-20F-7 Initial capital and surplus; special assessment; failure to pay assessment; disposition of civil penalty collected.
§33-20F-8 Application for license; authority of commissioner.
§33-20F-9 Kinds of coverage authorized; transfer of policies from the State Board of Risk and Insurance Management; risk management practices authorized.
§33-20F-10 Controlling law.
§33-20F-11 Liberal construction.
§33-20F-12 Severability.
§33-21-1 Scope of article.
§33-21-2 General laws applicable.
§33-21-3 Kinds of insurance.
§33-21-4 Name.
§33-21-5 Attorney.
§33-21-6 Application for license.
§33-21-7 Issuance of license; suspension, revocation or renewal.
§33-21-8 Power of attorney.
§33-21-9 Modification of subscribers' agreement or power of attorney.
§33-21-10 Attorney's bond.
§33-21-11 Annual report.
§33-21-12 Process and venue; annual fee.
§33-21-13 Fees and taxes.
§33-21-14 Who may be subscribers.
§33-21-15 Subscribers' advisory committee.
§33-21-16 Subscribers' liability -- Generally.
§33-21-17 Same -- On judgments.
§33-21-18 Assessments -- Generally.
§33-21-19 Same -- Time limit.
§33-21-20 Same -- Maximum liability.
§33-21-21 Nonassessable policies.
§33-21-22 Distribution of unused premiums, savings or credits.
§33-21-23 Advancement and repayment of funds.
§33-21-24 Rules for determining financial condition of reciprocal insurer.
§33-21-25 Distribution of assets to subscribers upon liquidation.
§33-21-26 Merger or conversion.
§33-22-1 Scope of article.
§33-22-2 Applicability of other provisions.
§33-22-2a Repealed
§33-22-3 Incorporation.
§33-22-4 License.
§33-22-5 Corporate organization and procedure.
§33-22-6 Members.
§33-22-7 Filing and approval of policy; setting out terms and conditions; limiting liability; standard forms or provisions.
§33-22-8 Kinds of coverage authorized.
§33-22-9 Premiums, membership fees, assessments and dividends.
§33-22-10 Contingent liability of member.
§33-22-11 Surplus or emergency fund.
§33-22-12 Limit of risk.
§33-22-13 Reinsurance; joint policies.
§33-22-14 Notices to members.
§33-22-15 Termination, cancellation or suspension of membership.
§33-22-16 Fees.
§33-22-17 Member's share of assets upon liquidation.
§33-22-18 Mergers and consolidations.
§33-22-19 Conversion to stock or mutual insurer.
§33-23-1 Scope of article.
§33-23-2 Applicability of other provisions.
§33-23-2a Applicability of insurance fraud prevention act.
§33-23-3 Fraternal benefit societies defined.
§33-23-4 Lodge system defined.
§33-23-5 Representative form of government defined.
§33-23-6 Organization.
§33-23-7 Retention of corporate powers by existing incorporated societies.
§33-23-8 Incorporation of existing voluntary associations.
§33-23-9 Office and meetings of domestic society.
§33-23-10 Consolidations and mergers.
§33-23-11 Conversion of society to mutual life insurer.
§33-23-12 Qualifications for benefit membership.
§33-23-13 Amendment of articles of incorporation, constitution or laws.
§33-23-14 Operation of charitable, benevolent or educational institutions.
§33-23-15 Payment of benefits other than insurance benefits.
§33-23-16 No personal liability for payment of benefits.
§33-23-17 Kinds of benefits authorized.
§33-23-18 Benefits on lives of children.
§33-23-19 Nonforfeiture benefits, cash surrender values, loans and options.
§33-23-20 Beneficiaries.
§33-23-21 Benefits not liable to process.
§33-23-22 Certificates and agreement with members.
§33-23-23 Approval of certificates; standard and prohibited provisions.
§33-23-24 Filing and approval of accident and sickness insurance certificates.
§33-23-25 Waiver of laws and constitution of society.
§33-23-26 Reinsurance.
§33-23-27 Licensing of foreign and alien societies.
§33-23-28 Term of license; renewal, refusal, revocation or suspension; penalty in lieu thereof; reissuance.
§33-23-29 Fees; exemption of funds and assets from taxation.
§33-23-30 Use of funds.
§33-23-31 Investments.
§33-23-32 Reports and synopses of annual statements; valuations.
§33-23-33 Agents.
§33-23-34 Exemption of certain societies.
§33-23-35 Continuum of care services.
§33-24-1 Declaration of policy.
§33-24-2 Definitions.
§33-24-3 Corporations affected by article; eligibility of hospitals, physicians, dentists, chiropodists-podiatrists and chiropractors.
§33-24-4 Exemptions; applicability of insurance laws.
§33-24-4a Coverage for patient cost of clinical trials.
§33-24-4b Applicability of insurance fraud prevention act.
§33-24-5 Licenses; name of corporation.
§33-24-6 Commissioner to enforce article; approval of contracts, forms, rates and fees.
§33-24-7 Required provisions in contracts made by corporations with hospitals, physicians, dentists and other health agencies.
§33-24-7a Contracts to cover nursing service.
§33-24-7b Third party reimbursement for mammography, pap smear or human papilloma virus testing.
§33-24-7c Third party reimbursement for rehabilitation services.
§33-24-7d Required provisions in contracts which include child immunization services in the terms of the contract.
§33-24-7e Coverage of emergency services.
§33-24-7f Third party reimbursement for colorectal cancer examination and laboratory testing.
§33-24-7g Required coverage for reconstruction surgery following mastectomies.
§33-24-7h Required use of mail-order pharmacy prohibited.
§33-24-7i Third-party reimbursement for kidney disease screening.
§33-24-7j Required coverage for dental anesthesia services.
§33-24-8 Contract or certificate to be furnished to policyholders and subscribers; payment for health care rendered needy persons.
§33-24-9 Payroll deduction for governmental employees.
§33-24-10 Investments; bonds of corporate officers and employees, minimum statutory surplus.
§33-24-11 Reciprocity with other service plans; payment authorized.
§33-24-12 Creation of subsidiary corporation or corporations.
§33-24-13 Continuum of care services.
§33-24-14 Delinquency proceedings.
§33-24-15 Repealed
§33-24-16 Repealed
§33-24-17 Repealed
§33-24-18 Repealed
§33-24-19 Repealed
§33-24-21 Repealed
§33-24-22 Repealed
§33-24-23 Repealed
§33-24-24 Repealed
§33-24-25 Repealed
§33-24-26 Repealed
§33-24-27 Repealed
§33-24-28 Repealed
§33-24-29 Repealed
§33-24-30 Repealed
§33-24-31 Repealed
§33-24-32 Repealed
§33-24-33 Repealed
§33-24-34 Repealed
§33-24-35 Repealed
§33-24-36 Repealed
§33-24-37 Repealed
§33-24-38 Repealed
§33-24-39 Repealed
§33-24-40 Repealed
§33-24-41 Repealed
§33-24-42 Repealed
§33-24-43 Policies discriminating among health care providers.
§33-24-44 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.
§33-25-1 Declaration of policy.
§33-25-2 Definitions.
§33-25-3 Incorporation; purposes; name; limitations.
§33-25-4 Board of directors.
§33-25-5 Exemption from taxes.
§33-25-6 Supervision and regulation by insurance commissioner; exemption from insurance laws.
§33-25-6a Applicability of insurance fraud prevention act.
§33-25-7 Licenses.
§33-25-8 Commissioner to enforce article; approval of contracts, forms and rates; reserve fund; membership fee.
§33-25-8a Third party reimbursement for mammography or pap smearor human papilloma virus testing.
§33-25-8b Third party reimbursement for rehabilitation services.
§33-25-8c Third party payment for child immunization services.
§33-25-8d Coverage of emergency services.
§33-25-8e Third party reimbursement for colorectal cancer examination and laboratory testing.
§33-25-8f Required use of mail-order pharmacy prohibited.
§33-25-8g Third-party reimbursement for kidney disease screening.
§33-25-8h Required coverage for dental anesthesia services.
§33-25-9 Annual report.
§33-25-10 Examination of corporation; report of examination; objections to report; access to books, records, etc.; removal of records, etc., from state.
§33-25-11 Rules and regulations.
§33-25-12 Required provisions in contracts made by corporation with physicians, dentists, etc., hospitals and other health agencies.
§33-25-13 Contracts to be furnished to subscribers; payments for subscribers by others; wage deductions.
§33-25-14 Advancement of money to corporation.
§33-25-15 Repealed
§33-25-16 Disposition of fees and charges.
§33-25-17 Bonds of corporation officers and employees.
§33-25-18 Annual audited financial report.
§33-25-19 Administrative supervision.
§33-25-20 Policies discriminating among health care providers.
§33-25-21 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.
§33-25A-1 Short title and purpose.
§33-25A-2 Definitions.
§33-25A-3 Application for certificate of authority.
§33-25A-3a Conditions precedent to issuance or maintenance of a certificate of authority; renewal of certificate of authority; effect of bankruptcy proceedings.
§33-25A-4 Issuance of certificate of authority.
§33-25A-5 Powers of health maintenance organizations.
§33-25A-6 Governing body.
§33-25A-7 Fiduciary responsibilities of officers; fidelity bond; approval of contracts by commissioner.
§33-25A-7a Provider contracts.
§33-25A-8a Third party reimbursement for mammography, pap smear or human papilloma virus testing.
§33-25A-8b Third party reimbursement for rehabilitation services.
§33-25A-8c Third party payment for child immunization services.
§33-25A-8d Coverage of emergency services.
§33-25A-8e Third party reimbursement for colorectal cancer examination and laboratory testing.
§33-25A-8f Required coverage for reconstruction surgery following mastectomies.
§33-25A-8g Required use of mail-order pharmacy prohibited.
§33-25A-8h Third-party reimbursement for kidney disease screening.
§33-25A-8i Third-party reimbursement for dental anesthesia services.
§33-25A-9 Annual report.
§33-25A-10 Information to enrollees.
§33-25A-11 Open enrollment period.
§33-25A-12 Grievance procedure.
§33-25A-13 Investments.
§33-25A-14 Prohibited advertising practices.
§33-25A-14a Other prohibited practices.
§33-25A-15 Agent licensing and appointment required; regulation of marketing.
§33-25A-16 Powers of insurers and hospital and medical service corporations.
§33-25A-17 Examinations.
§33-25A-17a Quality assurance.
§33-25A-18 Suspension or revocation of certificate of authority.
§33-25A-19 Rehabilitation, liquidation or conservation of health maintenance organization.
§33-25A-20 Regulations.
§33-25A-21 Administrative procedures.
§33-25A-22 Fees.
§33-25A-23 Penalties and enforcement
§33-25A-23a Civil penalty imposed by commissioner.
§33-25A-24 Scope of provisions; applicability of other laws.
§33-25A-24a Repealed
§33-25A-24b Repealed
§33-25A-25 Filings and reports as public documents.
§33-25A-26 Confidentiality of medical information.
§33-25A-27 Authority to contract with health maintenance organizations under medicaid.
§33-25A-28 Required health maintenance organization option.
§33-25A-29 Repealed
§33-25A-30 Repealed
§33-25A-31 Policies discriminating among health care providers.
§33-25A-32 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.
§33-25A-33 Guaranty fund.
§33-25A-34 Ambulance services.
§33-25A-35 Rural health maintenance organizations.
§33-25B-1 Definitions.
§33-25B-2 Purpose.
§33-25B-3 General powers.
§33-25B-4 Voucher applications; contents.
§33-25B-5 Duties and responsibilities of corporation.
§33-25B-6 Duties and responsibilities of department of health and human resources to provide training and other services.
§33-25B-7 Allowable commission for applicant aides; prohibited practices.
§33-25B-8 Activities not deemed the sale of insurance; exemptions from benefits and taxation.
§33-25B-9 Annual report and audits.
§33-25B-10 Tax exemption.
§33-25B-11 Personal liability of members or persons acting on behalf of the corporation.
§33-25C-1 Short title and purpose.
§33-25C-2 Definitions.
§33-25C-3 Notice of certain enrollee rights.
§33-25C-4 Access to appropriate health services.
§33-25C-5 Enrollee complaints; internal grievance procedure.
§33-25C-6 External review of health care disputes.
§33-25C-7 Managed care plan liability.
§33-25C-8 Delegation of duties.
§33-25C-9 Rules.
§33-25C-10 Construction.
§33-25C-11 Effective date.
§33-25D-1 Short title.
§33-25D-2 Definitions.
§33-25D-3 Application for certificate of authority; addition of services.
§33-25D-4 Conditions precedent to issuance or maintenance of a certificate of authority; renewal of certificate of authority; effect of bankruptcy proceedings.
§33-25D-5 Issuance of certificate of authority.
§33-25D-6 Minimum capital.
§33-25D-7 Powers of organization.
§33-25D-8 Governing body; enrollee participation.
§33-25D-9 Fiduciary responsibilities of managers; fidelity bond.
§33-25D-10 Provider contracts.
§33-25D-11 Evidence of coverage; review of enrollee records; charges for limited health services; cancellation of contract by enrollee.
§33-25D-12 Annual and quarterly reports.
§33-25D-13 Annual report to enrollees.
§33-25D-14 Grievance procedure.
§33-25D-15 Prohibited practices.
§33-25D-16 Agent licensing and appointment required; regulation of marketing.
§33-25D-17 Powers of insurers, hospital service corporations, medical service corporations, dental service corporations, health service corporations and health maintenance organizations.
§33-25D-18 Examinations.
§33-25D-19 Quality assurance.
§33-25D-20 Suspension or revocation of certificate of authority.
§33-25D-21 Rehabilitation, liquidation or conservation of prepaid limited health service organization.
§33-25D-22 Rules.
§33-25D-23 Administrative procedures.
§33-25D-24 Fees.
§33-25D-25 Penalties and enforcement.
§33-25D-26 Scope of provisions; applicability of other laws.
§33-25D-27 Filings and reports as public documents.
§33-25D-28 Confidentiality of medical information.
§33-25D-29 Authority to contract with prepaid limited health service organizations under medicaid.
§33-25D-30 Authority of commissioner to propose rules regarding affiliate and subsidiary operating results.
§33-25E-1 Short title.
§33-25E-2 Definitions.
§33-25E-3 Limitations on conditions of coverage.
§33-25E-4 Required disclosure.
§33-25F-1 Definitions.
§33-25F-2 Coverage applicable under this article.
§33-26-1 Short title.
§33-26-2 Purpose.
§33-26-3 Scope.
§33-26-4 Construction.
§33-26-5 Definitions.
§33-26-6 Creation of the association.
§33-26-7 Board of directors.
§33-26-8 Powers and duties of the association.
§33-26-9 Plan of operation.
§33-26-10 Duties and powers of the commissioner.
§33-26-11 Effect of paid claims.
§33-26-12 Nonduplication of recovery.
§33-26-13 Prevention of insolvencies.
§33-26-14 Examination of association; financial report.
§33-26-15 Tax exemption.
§33-26-16 Recognition of assessments in rates.
§33-26-17 Immunity.
§33-26-18 Stay of proceedings; reopening of default judgments.
§33-26-19 Severability.
§33-26A-1 Short title.
§33-26A-2 Purpose of article and association of insurers.
§33-26A-3 Scope of article; policies and contracts covered; exclusions; extent of liability.
§33-26A-4 Construction of article.
§33-26A-5 Definitions.
§33-26A-6 Creation of association; required accounts; supervision of commissioner; meetings and records.
§33-26A-7 Board of directors; members; vacancies; voting rights; appointment and reimbursement.
§33-26A-8 Powers and duties of association.
§33-26A-9 Assessments.
§33-26A-10 Plan of operation.
§33-26A-11 Duties and powers of commissioner of insurance.
§33-26A-12 Prevention of insolvencies; duties of commissioner; coordination with board of directors; duties of the board of directors; requested examinations; procedures and reports.
§33-26A-13 Appointment of special deputy.
§33-26A-14 Miscellaneous provisions.
§33-26A-15 Examination of association; annual report.
§33-26A-16 Tax exemptions.
§33-26A-17 Immunity.
§33-26A-18 Stay of court proceedings; reopening default judgments.
§33-26A-19 Prohibited advertisement of insurance guaranty association act in insurance sales; notice to policyholders.
§33-26B-1 Short title.
§33-26B-2 Purpose.
§33-26B-3 Scope.
§33-26B-4 Construction.
§33-26B-5 Definitions.
§33-26B-6 Creation of association.
§33-26B-7 Board of directors.
§33-26B-8 Powers and duties of the association.
§33-26B-9 Assessments.
§33-26B-10 Plan of operation.
§33-26B-11 Powers and duties of the commissioner.
§33-26B-12 Records.
§33-26B-13 Annual report of the association.
§33-26B-14 Tax exemptions.
§33-26B-15 Immunity.
§33-26B-16 Prohibited advertisements.
§33-27-1 Short title.
§33-27-2 Definitions.
§33-27-2a Subsidiaries of insurers; authorization; investment authority; exemptions; qualifications; cessation of controls.
§33-27-3 Acquisition of control of or merger with domestic insurer; filing requirements; statements; alternative filing material; approval by the commissioner; hearings; notice; mailings to shareholde
§33-27-4 Registration of insurers.
§33-27-5 Standards.
§33-27-6 Examination.
§33-27-7 Confidential treatment.
§33-27-8 Injunctions; prohibitions against voting securities; sequestration of voting securities.
§33-27-9 Criminal proceedings; penalties.
§33-27-10 Receivership.
§33-27-11 Revocation, suspension or nonrenewal of insurer's license.
§33-27-12 Conflict with other laws.
§33-27-13 Recovery.
§33-27-14 Regulatory authority.
§33-28-1 Short title.
§33-28-2 Purpose of article.
§33-28-3 Definition of terms used in article.
§33-28-4 Standards for policy provisions.
§33-28-5 Minimum standards for benefits.
§33-28-5a Home health care coverage.
§33-28-5b Medicare supplement insurance.
§33-28-6 Outline of coverage.
§33-28-7 Preexisting conditions.
§33-29-1 Title.
§33-29-2 Purpose.
§33-29-3 Definitions.
§33-29-4 Applicability and scope.
§33-29-5 Minimum policy language simplification standards.
§33-29-6 Construction.
§33-29-7 Powers of the commissioner.
§33-29-8 Approval of forms.
§33-29-9 Effective dates.
§33-30-1 Legislative findings .
§33-30-2 Purpose.
§33-30-3 Definitions.
§33-30-4 Mine subsidence insurance fund.
§33-30-5 State support for mine subsidence insurance fund.
§33-30-6 Mine subsidence coverage; waivers.
§33-30-7 Limited right of insurers to refuse to provide subsidence coverage.
§33-30-8 Reinsurance agreements.
§33-30-9 Distribution of premium.
§33-30-10 Payment of losses.
§33-30-11 Repealed
§33-30-12 Right of recourse.
§33-30-13 Subrogation.
§33-30-14 Powers of board.
§33-30-15 Rules and regulations.
§33-31-1 Definitions.
§33-31-2 Licensing; authority.
§33-31-3 Names of companies.
§33-31-4 Minimum capital and surplus; letter of credit.
§33-31-5 Dividends.
§33-31-6 Formation of captive insurance companies in this state.
§33-31-7 Reports and statements.
§33-31-8 Examinations and investigations.
§33-31-9 Grounds and procedures for suspension or revocation of license.
§33-31-10 Legal investments.
§33-31-11 Reinsurance.
§33-31-12 Rating organizations; memberships.
§33-31-13 Exemption from compulsory associations.
§33-31-14 Tax on premiums collected.
§33-31-15 Rules and regulations.
§33-31-17 Delinquency.
§33-31-18 Rules for controlled unaffiliated business.
§33-31-19 Conversion to or merger with reciprocal insurer.
§33-31-20 Branch captive insurance company formation.
§33-31-21 Security required.
§33-31-22 Certificate of general good.
§33-31-23 Reports.
§33-31-24 Examination.
§33-31-25 Taxation.
§33-31A-1 Applicability of article.
§33-31A-2 Definitions
§33-31A-3 Formation of sponsored captive insurance companies.
§33-31A-4 Supplemental application materials.
§33-31A-5 Protected cells.
§33-31A-6 Qualification of sponsors.
§33-31A-7 Authorized participants.
§33-31A-8 Investments.
§33-31A-9 Delinquency.
§33-32-1 Purpose and short title.
§33-32-2 Definitions.
§33-32-3 Charter and license requirements for domestic groups.
§33-32-4 Risk retention groups not chartered in this state.
§33-32-5 Tax on premiums collected.
§33-32-6 Compliance with unfair claims settlement practices law.
§33-32-7 Prohibitive, deceptive, false, or fraudulent practices.
§33-32-8 Examination regarding financial condition.
§33-32-9 Notice to purchasers.
§33-32-10 Prohibited acts regarding solicitation or sale.
§33-32-11 Prohibition on ownership by an insurance company.
§33-32-12 Prohibited coverage.
§33-32-13 Delinquency proceedings.
§33-32-14 Compulsory associations.
§33-32-15 Countersignatures not required.
§33-32-16 Purchasing groups; exemption from certain laws relating to the group purchase of insurance.
§33-32-17 Notice and registration requirements of purchasing groups.
§33-32-18 Restrictions on insurance purchased by purchasing groups.
§33-32-19 Administrative and procedural authority regarding risk retention groups and purchasing groups.
§33-32-20 Penalties.
§33-32-21 Duty on agents or brokers to obtain license.
§33-32-22 Binding effect of orders issued in United States district court.
§33-32-23 Rules.
§33-32-24 Operation prior to enactment.
§33-33-1 Declaration of policy and purpose.
§33-33-2 Definitions.
§33-33-3 General requirements related to filing and extensions for filing of annual audited financial reports and audit committee appointment.
§33-33-4 Contents of annual audited financial report.
§33-33-5 Designation of independent certified public accountant.
§33-33-6 Qualifications of independent certified public accountants.
§33-33-8 Scope of audit and report of independent certified public accountant.
§33-33-9 Notification of adverse financial condition.
§33-33-10 Communication of internal control related matters noted in an audit.
§33-33-10a Accountant's letter of qualifications
§33-33-11 Definition, availability and maintenance of independent certified public accountant workpapers.
§33-33-12 Requirements for audit committees.
§33-33-13 Conduct of insurer in connection with the preparation of required reports and documents.
§33-33-14 Canadian and British companies.
§33-33-15 Management's report of internal control over financial reporting.
§33-33-16 Exemptions and effective dates.
§33-34-1 Definitions.
§33-34-2 Applicability.
§33-34-3 Notice to comply with written requirements of commissioner, noncompliance and administrative supervision.
§33-34-4 Confidentiality of certain proceedings and records.
§33-34-5 Prohibited acts during period of supervision.
§33-34-6 Administrative election of proceedings.
§33-34-7 Rules.
§33-34-8 Meetings between the commissioner and the special deputy supervisor.
§33-34-9 Special deputy supervisor appointed and expenses.
§33-34-10 Immunity.
§33-34-11 Severability.
§33-34A-1 Definitions.
§33-34A-2 Purpose.
§33-34A-3 Standards.
§33-34A-4 Commissioner's authority.
§33-34A-5 Election of proceedings.
§33-34A-6 Immunity from liability.
§33-34A-7 Rules.
§33-34A-8 Severability of provisions.
§33-35-1 Definitions.
§33-35-2 Duty to notify.
§33-35-3 Penalty.
§33-36-1 Short title.
§33-36-2 Definitions.
§33-36-3 Applicability.
§33-36-4 Minimum standards.
§33-36-5 Disclosure.
§33-36-6 Penalties.
§33-36-7 Effective date.
§33-37-1 Definitions.
§33-37-2 Licensure.
§33-37-3 Required contract provisions.
§33-37-4 Duties of insurers.
§33-37-5 Examination authority.
§33-37-6 Penalties and liabilities.
§33-37-7 Rules and regulations.
§33-37-8 Effective date.
§33-38-1 Short title.
§33-38-2 Definitions.
§33-38-3 Licensure.
§33-38-3a License applications, issuance, refusal and renewal.
§33-38-4 Required contract provisions; reinsurance intermediary- brokers.
§33-38-5 Books and records; reinsurance intermediary-brokers.
§33-38-6 Duties of insurers utilizing the services of a reinsurance intermediary-broker.
§33-38-7 Required contract provisions; reinsurance intermediary-managers.
§33-38-8 Prohibited acts.
§33-38-9 Duties of reinsurers utilizing the services of a reinsurance intermediary-manager.
§33-38-10 Examination authority.
§33-38-11 Penalties and liabilities.
§33-38-12 Regulatory authority.
§33-38-13 Fees.
§33-38-14 Reciprocity.
§33-39-1 Report.
§33-39-2 Acquisitions and dispositions of assets.
§33-39-3 Nonrenewals, cancellations or revisions of ceded reinsurance programs.
§33-39-4 Effective date.
§33-40-1 Definitions.
§33-40-2 RBC reports.
§33-40-3 Company action level event.
§33-40-4 Regulatory action level event.
§33-40-5 Authorized control level event.
§33-40-6 Mandatory control level event.
§33-40-7 Hearings.
§33-40-8 Confidentiality; prohibition on announcements, prohibition on use in ratemaking.
§33-40-9 Supplemental provisions; rules; exemption.
§33-40-10 Foreign insurers.
§33-40-11 Immunity.
§33-40-12 Notices.
§33-40-13 Effective date.
§33-41-1 Short title; legislative findings and purpose.
§33-41-2 Definitions
§33-41-3 Fraud warning authorized; statement required of nonadmitted insurers.
§33-41-4 Authority of the commissioner; use of special assistant prosecutors.
§33-41-5 Reporting of insurance fraud or criminal offenses otherwise related to the business of insurance.
§33-41-6 Immunity from liability.
§33-41-7 Confidentiality.
§33-41-8 Creation of insurance fraud unit; purpose; duties; personnel qualifications.
§33-41-8a Fingerprinting and background check for applicants for employment with fraud unit.
§33-41-8b Fraud investigators may present complaint directly to magistrate.
§33-41-9 Other law-enforcement or regulatory authority.
§33-41-10 Rules.
§33-41-11 Fraudulent claims to insurance companies.
§33-41-12 Civil penalties; injunctive relief; employment disqualification.
§33-42-1 Short title.
§33-42-2 Legislative findings and purpose.
§33-42-3 Definitions.
§33-42-4 Limitations on conditions of coverage.
§33-42-5 Required disclosure.
§33-42-6 Certain cost-sharing prohibited.
§33-42-7 Limitation on number of women's health care providers.
§33-42-8 Partial-birth abortions prohibited; criminal penalties; exceptions; hearings by state board of medicine.
§33-43-1 Short title.
§33-43-2 Application.
§33-43-3 Definitions.
§33-43-4 Powers of the commissioner.
§33-43-4a Agreements and compromises.
§33-43-5 Limitation on actions.
§33-43-6 Returns.
§33-43-7 Penalties.
§33-43-8 Assessments.
§33-43-9 Hearing and appeal; judicial review.
§33-43-10 Refunds and credits.
§33-43-11 Interest.
§33-43-12 Allocation of payments.
§33-43-13 Overpayments and underpayments.
§33-43-14 Retroactive monetary relief for unconstitutional taxes.
§33-43-15 Taxes collected on behalf of the commissioner.
§33-44-1 Short title.
§33-44-2 Purpose of enactment of provisions regarding unauthorized insurers.
§33-44-3 Definitions.
§33-44-4 Unlawful transaction of insurance.
§33-44-5 Service of process on unauthorized insurers.
§33-44-6 Injunctive relief.
§33-44-7 Administrative relief.
§33-44-8 Civil relief.
§33-44-9 Criminal penalties.
§33-44-10 Defense of action or proceeding by unauthorized insurer; bond requirements.
§33-44-11 Person providing specified coverage; proof of regulation by a federal government agency.
§33-44-12 Collection, maintenance and distribution of restitution to insureds.
§33-44-13 Enforcement of foreign decrees.
§33-45-1 Definitions.
§33-45-2 Minimum fair business standards contract provisions required; processing and payment of health care services; provider claims; commissioner's jurisdiction.
§33-45-3 Damages, attorney fees and costs available to providers upon insurer's violation of article or breach of contract provisions.
§33-45-4 Providers invoking rights protected.
§33-45-5 Commissioner authorized to propose rules.
§33-45-6 Commissioner's authority.
§33-45-7 Contractual alternative reimbursement arrangements.
§33-45-8 Exemptions.
§33-46-1 Short title.
§33-46-2 Definitions.
§33-46-3 Written agreement necessary.
§33-46-4 Payment to administrator.
§33-46-5 Maintenance of information.
§33-46-6 Approval of advertising.
§33-46-7 Responsibilities of the insurer.
§33-46-8 Premium collection and payment of claims.
§33-46-9 Compensation to the administrator.
§33-46-10 Notice to covered individuals; disclosure of charges and fees.
§33-46-11 Delivery of materials to covered individuals.
§33-46-12 Home state certificate of authority or license.
§33-46-13 Registration requirement.
§33-46-14 Nonresident administrator.
§33-46-15 Fees and charges.
§33-46-16 Annual report and filing fee.
§33-46-17 Grounds for denial, suspension or revocation of license.
§33-46-18 Exemption for administrators of public health programs.
§33-46-19 Unauthorized business
§33-46-20 Commissioner authorized to propose rules.
§33-46A-1 Purpose and intent.
§33-46A-2 Definitions.
§33-46A-3 Rights, duties and obligations unaffected by this article.
§33-46A-4 Licensing requirements.
§33-46A-5 Examinations; costs; confidentiality of information.
§33-46A-6 Requirements for provisions of PEO agreements.
§33-46A-7 Workers' compensation.
§33-46A-8 Enforcement; penalties.
§33-46A-9 Study of health plans, taxation, unemployment and labor laws; self-funded plans prohibited.
§33-46A-10 Rule-making authority; fees.
§33-47-1 Purposes.
§33-47-2 Definitions.
§33-47-3 Establishment of the commission and venue.
§33-47-4 Powers of the commission.
§33-47-5 Organization of the commission.
§33-47-6 Meetings and acts of the commission.
§33-47-7 Rules and operating procedures: rule-making functions of the commission and opting out of uniform standards.
§33-47-8 Commission records and enforcement.
§33-47-9 Dispute resolution.
§33-47-10 Product filing and approval.
§33-47-11 Review of commission decisions regarding filings.
§33-47-12 Finance.
§33-47-13 Compacting states, effective date and amendment.
§33-47-14 Withdrawal, default and termination.
§33-47-15 Severability and construction.
§33-47-16 Binding effect of compact and other laws.
§33-47-17 Filing of rules by the insurance commissioner.
§33-48-1 Definitions.
§33-48-2 Operation of the plan.
§33-48-3 Establishment of rules.
§33-48-4 Eligibility.
§33-48-5 Unfair referral to plan.
§33-48-6 Plan administrator.
§33-48-7 Funding of the plan.
§33-48-7a Special revenue account created.
§33-48-7b Surplus available to subsidize premiums.
§33-48-8 Benefits.
§33-48-9 Collective action.
§33-48-10 Taxation.
§33-48-11 Repealed
§33-48-12 Effective date.
State Codes and Statutes
Statutes > West-virginia > 33
§33-1-1 Insurance.
§33-1-2 Insurer.
§33-1-3 Person.
§33-1-4 Repealed
§33-1-5 Commissioner.
§33-1-6 Domestic insurer.
§33-1-7 Foreign insurer.
§33-1-8 Alien insurer.
§33-1-9 State; United States.
§33-1-10 Kinds of insurance defined.
§33-1-11 Reinsurance.
§33-1-12 Agent.
§33-1-13 Solicitor.
§33-1-14 Broker.
§33-1-15 Reciprocal insurance.
§33-1-16 Policy.
§33-1-17 Premium.
§33-1-18 Stock insurer.
§33-1-19 Mutual insurer.
§33-1-20 Repealed
§33-1-21 Emergency services.
§33-1-22 Repealed
§33-2-1 Office continued; appointment, qualifications and term.
§33-2-2 Compensation and expenses of commissioner and employees; location of office.
§33-2-3 Duties of the commissioner; employment of legal counsel.
§33-2-3a Administrative investigations.
§33-2-4 Authority to take depositions, subpoena witnesses, etc.
§33-2-5 Witness fees.
§33-2-6 Service of subpoena; compelling compliance.
§33-2-7 Immunity of witness.
§33-2-8 Insured to produce records upon request.
§33-2-9 Examination of insurers, agents, brokers and solicitors; access to books, records, etc.
§33-2-9a Imposing a one-time assessment on all insurance carriers.
§33-2-10 Rules and regulations.
§33-2-10a Insurance emergencies -- suspension of deadlines.
§33-2-11 Enforcement of orders; revocation of licenses; court action.
§33-2-12 Notice.
§33-2-13 Hearings.
§33-2-14 Judicial review.
§33-2-15 Annual report by commissioner.
§33-2-15a Annual flood insurance communication to public entities by commissioner.
§33-2-15b Reports to the Legislature.
§33-2-15c Reports to the Legislature.
§33-2-15d Report to the Legislature.
§33-2-16 Office of Consumer Advocacy established; Director of Consumer Advocacy; promulgation of rules.
§33-2-17 Office of Consumer Advocacy.
§33-2-18 Funding.
§33-2-19 Confidentiality of information.
§33-2-20 Authority of Commissioner to allow withdrawal of insurance carriers from doing business in the state.
§33-2-21 Authority of Insurance Commissioner to regulate Workers' Compensation industry; authority of Insurance Commissioner to administer chapter twenty-three of the Code of West Virginia.
§33-2-22 Authority of Insurance Commissioner regarding employers in default to workers' compensation funds; injunctions against defaulting employers.
§33-3-1 License required.
§33-3-2 Qualifications for license.
§33-3-3 Prerequisites to issuance of charter for domestic insurer.
§33-3-4 Charter, documents and information to be filed.
§33-3-5 Repealed
§33-3-5a Repealed
§33-3-5b Capital and surplus requirements.
§33-3-6 Property and casualty, financial guaranty and mortgage guaranty insurers - Deposit requirements.
§33-3-7 Issuance of license to transact insurance; kinds of insurance authorized to be transacted.
§33-3-8 Expiration of license; renewal.
§33-3-9 Refusal to license.
§33-3-10 Mandatory refusal, revocation or suspension.
§33-3-11 Discretionary refusal, revocation or suspension; penalty in lieu thereof; reissuance.
§33-3-12 Deceptive, misleading or conflicting names of insurers.
§33-3-13 Fees and charges.
§33-3-14 Annual financial statement and premium tax return; remittance by insurer of premium tax, less certain deductions; special revenue fund created.
§33-3-14a Additional premium tax.
§33-3-14b Credits against premium tax for investment in West Virginia securities.
§33-3-14c Computation and payment of tax.
§33-3-14d Additional fire and casualty insurance premium tax; allocation of proceeds; effective date.
§33-3-15 Annuity tax.
§33-3-16 Retaliation.
§33-3-17 Minimum tax payable.
§33-3-18 Repealed
§33-3-19 Repealed
§33-3-20 Repealed
§33-3-21 Repealed
§33-3-22 Repealed
§33-3-23 Repealed
§33-3-24 Repealed
§33-3-25 Repealed
§33-3-26 Repealed
§33-3-27 Repealed
§33-3-28 Repealed
§33-3-29 Repealed
§33-3-30 Repealed
§33-3-31 Repealed
§33-3-32 Repealed
§33-3-33 Surcharge on fire and casualty insurance policies to benefit volunteer and part-volunteer fire departments; Public Employees Insurance Agency and municipal pension plans; special fund created
§33-3A-1 Definitions.
§33-3A-2 Scope.
§33-3A-3 Authorization of entry.
§33-3A-4 Maintenance of trust account.
§33-3A-5 Requirements for trust agreement.
§33-3A-6 Reporting requirements for U.S. branches of non-U.S. insurers.
§33-3A-7 Additional requirements for the U.S. branch license.
§33-3A-8 Authority of commissioner.
§33-4-1 Compliance with chapter required.
§33-4-2 Application of chapter to particular types of insurers.
§33-4-3 Expiration of existing licenses.
§33-4-4 Effect of chapter on existing contracts.
§33-4-5 Continuation of existing forms and filings.
§33-4-6 Effect of repealed laws on existing rights, actions or punishments.
§33-4-7 Particular provisions prevail over general provisions.
§33-4-8 General penalty.
§33-4-9 Repeal of inconsistent provisions; prior law not revived.
§33-4-10 Severability.
§33-4-11 Effective date of chapter.
§33-4-12 Service of process on licensed insurers.
§33-4-13 Service of process on unlicensed insurers.
§33-4-14 Financial statement filings; annual and quarterly statements; required format; foreign insurers; agents of the commissioner.
§33-4-15 Reinsurance.
§33-4-15a Credit for reinsurance; definitions; requirements; trust accounts; reductions from liability; security; effective date.
§33-4-15b Reinsurance agreements; reduction of liability; requirements.
§33-4-16 Limit of risk.
§33-4-17 Prohibited interests of officers and directors in certain transactions.
§33-4-18 Representation of unlicensed insurers prohibited; liability; exceptions.
§33-4-19 Domestics to comply with reciprocal state laws.
§33-4-20 Cancellation, nonrenewal or limitation of coverage of life or sickness and accident insurance.
§33-4-21 Deceptive sales on military bases prohibited; rules.
§33-5-1 Scope of article.
§33-5-2 Application of general laws.
§33-5-3 Articles of incorporation.
§33-5-4 Certificate of incorporation.
§33-5-5 Amendment of articles of incorporation.
§33-5-6 Formation of mutuals -- Applications for insurance.
§33-5-7 Formation of mutuals -- Deposit of premiums; filing of trust agreement; issuance and effective date of policies.
§33-5-8 Formation of mutuals -- Assets required; temporary capital stock.
§33-5-9 Mutual bylaws.
§33-5-10 Mutual quorum.
§33-5-11 Mutual membership.
§33-5-12 Corporate rights of mutual members.
§33-5-13 Contingent liability of mutual members.
§33-5-14 Enforcement of contingent liability.
§33-5-15 Mutual nonassessable policies.
§33-5-16 Participating policies.
§33-5-17 Dividends to stockholders.
§33-5-18 Dividends to mutual members.
§33-5-19 Illegal dividends; liability; penalty.
§33-5-20 Borrowing by insurers.
§33-5-21 Management and exclusive agency contracts.
§33-5-22 Impairment of capital or assets.
§33-5-23 Mutualization of stock insurer.
§33-5-24 Converting mutual insurer.
§33-5-25 Mergers and consolidations of stock insurers.
§33-5-26 Reinsurance.
§33-5-27 Redomestication of stock and mutual insurers.
§33-5-28 Mergers and consolidations of mutual insurers.
§33-5-29 Mutual member's share of assets on liquidation.
§33-5-30 Insider trading.
§33-5-31 Proxies, consents and authorizations in respect of any voting security issued by a domestic insurer.
§33-5-32 Principal place of business of domestic insurers.
§33-6-1 Scope of article.
§33-6-2 Insurable interest in one's own life or life of another; actions to recover benefits; insurable interests defined; requirements for charitable institutions.
§33-6-3 Insurable interest in property.
§33-6-4 Who may contract for insurance; competency of minors.
§33-6-5 Application or consent of person insured required; exceptions.
§33-6-5a Application for life or accident and sickness insurance; signatures required; exemptions; right of insured to return policy.
§33-6-6 Application for insurance as evidence.
§33-6-7 Representations in applications.
§33-6-8 Filing of forms.
§33-6-9 Grounds for disapproval of forms.
§33-6-10 Standard provisions.
§33-6-11 Contents of policy.
§33-6-11a Right to return medicare supplement policy, certificate or contract.
§33-6-11b Right to return life or accident and sickness insurance policy, certificate or contract.
§33-6-12 Additional contents of policy.
§33-6-13 Policy provisions as to charter, bylaws, or other documents.
§33-6-14 Certain policy conditions, etc., voided.
§33-6-14a Public liability insurance policies issued to charitable associations to contain provision for waiving of charitable immunity defense.
§33-6-15 Execution of policies.
§33-6-15a Notation of consumer cost savings.
§33-6-16 Underwriters' and combination policies.
§33-6-17 Validity of noncomplying forms.
§33-6-18 Binders.
§33-6-19 Renewal of policy by certificate or endorsement.
§33-6-20 Assignment of policies.
§33-6-21 Annulment of liability policies.
§33-6-22 Payment discharges insurer.
§33-6-23 Repealed
§33-6-24 Simultaneous deaths.
§33-6-25 Proof of loss forms.
§33-6-26 Acts of insurer not constituting waiver of policy provisions or defenses thereunder.
§33-6-27 Life insurance proceeds exempt from creditors.
§33-6-28 Group life insurance proceeds exempt from creditors.
§33-6-29 Motor vehicle policy; injuries to guest passengers; coverage for loaned or leased motor vehicles; exceptions.
§33-6-30 Construction of policies.
§33-6-31 Motor vehicle policy; omnibus clause; uninsured and underinsured motorists' coverage; conditions for recovery under endorsement; rights and liabilities of insurer.
§33-6-31a Rates charged for uninsured motorist coverage.
§33-6-31b Nondiscriminatory automobile insurance rates for handicapped persons.
§33-6-31c Substandard risk motor vehicle insurance policies; definitions; required notices and provisions; promulgation of rules; effective date; money penalty for failure to give required notice.
§33-6-31d Form for making offer of optional uninsured and underinsured coverage.
§33-6-31e Notice of proposed settlement for policy limits to underinsured motorist coverage carrier; waiver of subrogation; time limits.
§33-6-31f Uninsured and underinsured motorists' coverage optional on umbrella and excess type liability policies.
§33-6-32 Newly born children to be covered by all health insurance policies.
§33-6-33 Value of motor vehicle involved in claim.
§33-6-34 Fee for form, rate and rule filing.
§33-6-35 Mass marketed life and health insurance.
§33-6-36 Continuation of coverage under automobile liability policy; selection of coverage; exclusions; notice.
§33-6-37 Cancellation or nonrenewal of a combination insurance policy; offer of optional coverage; date of inception of optional coverage.
§33-6A-1 Cancellation prohibited except for specified reasons; notice.
§33-6A-1a Loss payee defined; notification of cancellation and nonrenewal to loss payee.
§33-6A-2 Cancellation for other reasons void.
§33-6A-3 Insurer to specify reasons for cancellation; immunity from liability or suit.
§33-6A-4 Advance notice of nonrenewal required; assigned risk policies; reasons for nonrenewal; hearing and review after nonrenewal.
§33-6A-4a Alternative method for nonrenewal for automobile liability and physical damage insurance.
§33-6A-4b Manner of making election relating to nonrenewals.
§33-6A-4c Report to the Legislature.
§33-6A-5 Hearings and review by commissioner; action by commissioner; judicial review.
§33-6B-1 Purpose of article.
§33-6B-2 Definitions.
§33-6B-3 Declinations; prohibited reasons.
§33-6B-4 Notification.
§33-6B-5 Hearings and administrative procedure.
§33-6B-6 Sanctions.
§33-6B-7 Severability.
§33-6C-1 Loss ratio guarantees; definitions.
§33-6C-2 Insurance commissioner to establish guaranteed loss ratios; minimum rates; participation by insurer; calculation of ratios; minimum rate; application.
§33-6C-3 Duties of insurance commissioner; promulgation of rules.
§33-6C-4 Form of guarantee; requirements.
§33-6C-5 Premium refunds; calculation of the same; payments.
§33-6C-6 Disclosure of rating practices; renewability provisions.
§33-6C-7 Rejection of guarantees; notice; hearing.
§33-6D-1 Required use of particular companies or locations providing automobile glass replacement or repair services or products prohibited.
§33-6D-2 Intimidation, coercion and other acts prohibited; permissive agreements.
§33-6D-3 Permissible referrals; freedom of choice; payment of costs at prevailing market rates.
§33-6F-1 Privacy; rules.
§33-7-1 Assets defined.
§33-7-2 Deductions from assets and liabilities.
§33-7-3 Assets not allowed.
§33-7-4 Reporting assets not allowed or of doubtful value.
§33-7-5 Liabilities.
§33-7-6 Unearned premium reserve.
§33-7-7 Reserves for accident and sickness insurance.
§33-7-8 Increased reserves.
§33-7-9 Standard valuation law.
§33-7-9a Annuity mortality tables.
§33-7-10 Valuation of bonds.
§33-7-11 Valuation of other securities.
§33-7-12 Valuation of real property.
§33-7-13 Valuation of mortgages or deeds of trust.
§33-8-1 Purpose and scope.
§33-8-2 Definitions.
§33-8-3 General investment qualifications.
§33-8-4 Authorization of investments by the board of directors.
§33-8-5 Prohibited investments.
§33-8-6 Loans to officers and directors.
§33-8-7 Valuation of investments.
§33-8-8 Rules.
§33-8-9 Life and health insurers - Applicability.
§33-8-10 Same - General three percent diversification, medium and lower grade investments and Canadian investments.
§33-8-11 Same - Rated credit instruments.
§33-8-12 Same - Insurer investment pools.
§33-8-13 Same - Equity interests.
§33-8-14 Same - Tangible personal property under lease.
§33-8-15 Same - Mortgage loans and real estate.
§33-8-16 Same - Securities lending, repurchase, reverse repurchase and dollar roll transactions.
§33-8-17 Same - Foreign investments and foreign currency exposure.
§33-8-18 Same - Derivative transactions.
§33-8-19 Same - Policy loans.
§33-8-20 Same - Additional investment authority.
§33-8-21 Property and casualty, financial guaranty and mortgage guaranty insurers - Applicability.
§33-8-22 Same - Reserve requirements.
§33-8-23 Same - General five percent diversification, medium and lower grade investments and Canadian investments.
§33-8-24 Same - Rated credit instruments.
§33-8-25 Same - Insurer investment pools.
§33-8-26 Same - Equity interests.
§33-8-27 Same - Tangible personal property under lease.
§33-8-28 Same - Mortgage loans and real estate.
§33-8-29 Same - Securities lending, repurchase, reverse repurchase and dollar roll transactions.
§33-8-30 Same - Foreign investments and foreign currency exposure.
§33-8-31 Same - Derivative transactions.
§33-8-32 Same - Additional investment authority.
§33-8A-1 Purpose.
§33-8A-2 Definitions.
§33-8A-3 Use of book-entry systems and clearing corporations.
§33-8A-4 Deposit of securities by domestic insurance companies.
§33-8A-5 Deposit of securities by foreign insurance companies.
§33-8A-6 Custody agreements; requirements.
§33-8A-7 Deposit with affiliates; requirements.
§33-8A-8 Repealed
§33-9-1 Deposits of insurers.
§33-9-2 Purpose of deposits.
§33-9-3 Assets eligible for deposit.
§33-9-4 Trust companies as depositories; state responsible for safekeeping and return of deposits.
§33-9-5 Rights of solvent insurer.
§33-9-6 Excess deposits.
§33-9-7 Release of deposits -- Generally.
§33-9-8 Release of deposits -- Order of commissioner required.
§33-9-9 Deposit not subject to levy; exception.
§33-10-1 Definitions.
§33-10-2 Jurisdiction, venue and appeal of delinquency proceedings; exclusive remedy.
§33-10-3 Court's seizure order.
§33-10-4 Injunctions and other orders.
§33-10-4a Commencement of formal delinquency proceeding.
§33-10-4b Return of summons and summary hearing.
§33-10-4c Proceedings for expedited trial, continuances, discovery, evidence.
§33-10-4d Decision and appeals.
§33-10-4e Confidentiality.
§33-10-5 Grounds for rehabilitation of domestic insurers.
§33-10-6 Grounds for liquidation.
§33-10-7 Grounds for conserving assets of foreign insurers.
§33-10-8 Grounds for conserving assets of alien insurers.
§33-10-9 Grounds for ancillary liquidation of foreign insurers.
§33-10-10 Order of rehabilitation.
§33-10-11 Order of liquidation of domestic insurer.
§33-10-12 Order of liquidation of alien insurers.
§33-10-13 Order of conservation or ancillary liquidation of foreign or alien insurers.
§33-10-14 Conduct of delinquency proceedings against domestic or alien insurers.
§33-10-15 Conduct of delinquency proceedings against foreign insurers.
§33-10-16 Claims of nonresidents against domestic insurers.
§33-10-17 Claims against foreign insurers.
§33-10-18 Proof of claims.
§33-10-19 Priority of certain claims.
§33-10-19a Priority of distribution.
§33-10-20 Attachment, garnishment or execution.
§33-10-21 Uniform Insurers Liquidation Act.
§33-10-22 Deposit of moneys collected.
§33-10-23 Exemption of commissioner from fees.
§33-10-24 Borrowing on pledge of assets.
§33-10-25 Date rights fixed on liquidation.
§33-10-26 Voidable preferences and liens.
§33-10-26a Fraudulent transfers prior to petition.
§33-10-26b Recoupment from affiliates.
§33-10-26c Fraudulent transfer after petition.
§33-10-26d Claims of holders of void or voidable rights.
§33-10-27 Repealed
§33-10-28 Setoffs.
§33-10-29 Allowance of certain claims.
§33-10-30 Time within which claims to be filed.
§33-10-31 Report for assessment against members or subscribers of mutual or reciprocal insurers.
§33-10-32 Levy of assessment.
§33-10-33 Order to pay assessment.
§33-10-34 Publication and service of assessment order.
§33-10-35 Judgment upon the assessment.
§33-10-36 Early access to distribution.
§33-10-37 Distribution of assets.
§33-10-38 Unclaimed and withheld funds; termination of proceedings.
§33-10-39 Immunity in receivership proceedings and representation of the special deputy supervisor.
§33-10-40 Applicability of amendments.
§33-10-41 Reinsurer's liability.
§33-11-1 Declaration of purpose.
§33-11-2 Definitions.
§33-11-3 Unfair methods of competition and unfair or deceptive acts or practices prohibited.
§33-11-4 Unfair methods of competition and unfair or deceptive acts or practices defined.
§33-11-4a Complaints by third-party claimants; elimination of private cause of action.
§33-11-4b Unfair Claims Settlement Practice Trust Fund.
§33-11-5 Favored agent or insurer; coercion of debtors.
§33-11-5a Replacement of life insurance.
§33-11-6 Violations, cease and desist and penalty orders and modifications thereof.
§33-11-7 Undefined acts or practices.
§33-11-8 Penalty for violation of cease and desist orders.
§33-11-9 Provisions of article additional to existing law.
§33-11-10 Severability.
§33-11A-1 Short title
§33-11A-5 Licensure requirement for insurance sales
§33-11A-6 Insurance sales separate from loan transaction
§33-11A-7 Referrals by unlicensed persons allowed
§33-11A-8 Tying of products prohibited
§33-11A-10 Repealed
§33-11A-11 Repealed
§33-11A-12 Prohibition of discrimination against agents or brokers.
§33-11A-13 Repealed
§33-11A-14 Repealed
§33-11A-15 Repealed
§33-11A-16 Severability.
§33-12-1 Purpose and scope
§33-12-2 Definitions
§33-12-3 License required.
§33-12-4 Exceptions to licensing
§33-12-5 Application for examination
§33-12-6 Application for license.
§33-12-6a Residency-Individuals-Agencies.
§33-12-6b Licensing of agencies.
§33-12-7 Board of insurance agent education.
§33-12-8 Continuing education required.
§33-12-8a Producer training for long-term care products; record retention requirements.
§33-12-9 Issuance of license.
§33-12-10 Fees.
§33-12-11 Countersignature.
§33-12-12 Nonresident licensing.
§33-12-13 Agent resident in contiguous municipalities.
§33-12-14 Exemption from examination.
§33-12-15 Assumed names.
§33-12-16 Temporary licensing.
§33-12-17 Expiration of license; renewal.
§33-12-18 Individual insurance producer to deal only with licensed insurer or solicitor; appointment as individual insurance producer required.
§33-12-19 Solicitor to act only through appointed agent.
§33-12-20 Personal liability of agent.
§33-12-21 Coverage must be placed with a solvent insurer.
§33-12-22 Person soliciting insurance is agent of insurer.
§33-12-23 Payment of commissions.
§33-12-24 Revocation, suspension or refusal to renew license; penalty.
§33-12-25 Termination of authority to represent insurer.
§33-12-26 Repealed
§33-12-27 Payment of commissions under assigned risk plan.
§33-12-28 Service representative permit.
§33-12-29 Notice of hearing before the commissioner; failure to appear; entry of orders; appeal.
§33-12-30 Termination of contractual relationship prohibited.
§33-12-31 Termination of contractual relationship; continuation of certain commissions; exceptions.
§33-12-32 Limited licenses for rental companies.
§33-12-33 Reciprocity.
§33-12-34 Reporting of actions.
§33-12-35 Regulations.
§33-12-36 Severability.
§33-12-37 Authorization for criminal history record check; fees; rules.
§33-12A-1 Declaration of purpose.
§33-12A-2 Definitions.
§33-12A-3 Termination of contractual relationship; notice; good cause.
§33-12A-4 Notice of cancellation void in certain cases.
§33-12A-5 Violation of provisions of this article; statute of limitations.
§33-12B-1 "Adjuster" defined.
§33-12B-2 "Company" and "public" adjuster defined.
§33-12B-3 Company, public adjusters; concurrency; direct conflict prohibited.
§33-12B-4 License required; exception for emergency adjusters.
§33-12B-5 Qualifications for adjuster's license; examinations; exemptions.
§33-12B-6 Application.
§33-12B-7 Issuance of license.
§33-12B-8 License fee; exemptions.
§33-12B-9 Licensing of nonresident adjusters.
§33-12B-10 Expiration of license; renewal.
§33-12B-11 Revocation, suspension or refusal to renew license; penalty in lieu thereof.
§33-12B-11a Emergency adjusters and insurance emergencies; definitions; authorization of temporary emergency adjusters; applications; limitations and authority.
§33-12B-12 Rules and regulations.
§33-12B-13 Effective date.
§33-12B-14 Current address of adjusters to be filed; effective notice of appearance at hearing before commissioner.
§33-12C-1 Short title.
§33-12C-2 Purpose - necessity for regulation.
§33-12C-3 Definitions.
§33-12C-4 Placement of insurance business.
§33-12C-5 Surplus lines insurance.
§33-12C-6 Withdrawal of eligibility as a surplus lines insurer.
§33-12C-7 Surplus lines tax.
§33-12C-8 Surplus lines licenses.
§33-12C-9 Suspension, revocation or nonrenewal of surplus lines licensee's license.
§33-12C-10 Actions against eligible surplus lines insurers transacting surplus lines business.
§33-12C-11 Duty to file evidence of insurance and affidavits.
§33-12C-12 Evidence of the insurance and subsequent changes to the insurance.
§33-12C-13 Repealed
§33-12C-14 Repealed
§33-12C-15 Surplus lines licensees may accept business from other producers.
§33-12C-16 Records of surplus lines licensee
§33-12C-17 Reports - summary of exported business.
§33-12C-18 Penalties.
§33-12C-19 Violations.
§33-12C-20 Service of process.
§33-12C-21 Legal or administrative procedures.
§33-12C-22 Enforcement.
§33-12C-23 Suits by nonadmitted insurers.
§33-12C-24 Countersignature requirements.
§33-12C-25 Fees.
§33-12C-26 Coverage must be placed in solvent insurer.
§33-12C-27 Change of address.
§33-12C-28 Separability provisions.
§33-12C-29 Hearings.
§33-13-1 Scope of article.
§33-13-2 Standard provisions required.
§33-13-3 Grace period.
§33-13-4 Incontestability.
§33-13-5 Entire contract.
§33-13-6 Misstatement of age.
§33-13-7 Dividends.
§33-13-8 Loans on policies.
§33-13-8a Maximum rate of interest on policy loans.
§33-13-9 Nonforfeiture benefits.
§33-13-10 Table of loan values and options.
§33-13-11 Table of installments.
§33-13-12 Reinstatements.
§33-13-13 Payment of premiums.
§33-13-14 Payment of claims.
§33-13-14a Payment of interest on death claims.
§33-13-15 Title on policy.
§33-13-16 Excluded or restricted coverage.
§33-13-17 Annuity contracts -- Standard provisions.
§33-13-18 Same -- Grace period.
§33-13-19 Same -- Incontestability.
§33-13-20 Same -- Entire contract.
§33-13-21 Same -- Misstatement of age or sex.
§33-13-22 Same -- Dividends.
§33-13-23 Same -- Reinstatement.
§33-13-24 Standard provisions of reversionary annuities.
§33-13-25 Limitation of liability.
§33-13-26 Contestability after reinstatement.
§33-13-27 Power of insurer to hold proceeds of policy under agreement.
§33-13-28 Indebtedness deducted from proceeds.
§33-13-29 Dual or multiple pay policies prohibited.
§33-13-30 Standard nonforfeiture law for life insurance.
§33-13-30a Standard nonforfeiture law for individual deferred annuities.
§33-13-31 Industrial life insurance -- Required provisions.
§33-13-32 Same -- Grace period.
§33-13-33 Same -- Entire contract; statements in application; deemed representations.
§33-13-34 Same -- Incontestability.
§33-13-35 Same -- Misstatement of age.
§33-13-36 Same -- Dividends.
§33-13-37 Same -- Nonforfeiture benefits; cash surrender values.
§33-13-38 Same -- Reinstatement.
§33-13-39 Same -- Settlement.
§33-13-40 Same -- Beneficiary and facility of payment clause.
§33-13-41 Same -- Direct payment of premiums.
§33-13-42 Same -- Conversion of weekly policies.
§33-13-43 Same -- Conversion of monthly policies.
§33-13-44 Same -- Title on policy.
§33-13-45 Same -- Provisions not required in single premium, term, etc., policies.
§33-13-46 Same -- Prohibited provisions.
§33-13-47 Burial insurance.
§33-13-48 Replacement of existing rule with model rule.
§33-13A-1 Establishment of separate accounts.
§33-13A-2 Features and benefits.
§33-13A-3 Qualification of companies, subsidiaries and affiliates.
§33-13A-4 Supervisory powers of insurance commissioner.
§33-13A-5 Application of other insurance laws, valuation of reserves.
§33-13B-1 Definitions.
§33-13B-2 Charitable gift annuity is not insurance.
§33-13B-3 Notice to donor.
§33-13B-4 Notice to Insurance Commission.
§33-13B-5 Failure to provide required notice; penalties.
§33-13B-6 Unfair or deceptive trade practices act not applicable.
§33-13C-1 Short title.
§33-13C-2 Definitions.
§33-13C-3 License and bond requirements.
§33-13C-4 License revocation and denial.
§33-13C-5 Approval of viatical settlement contracts and disclosure statements.
§33-13C-6 Reporting requirements and privacy.
§33-13C-7 Examination or investigation.
§33-13C-8 Disclosure to viator.
§33-13C-9 Disclosure to insurer.
§33-13C-10 General rules.
§33-13C-11 Prohibited practices.
§33-13C-12 Prohibited practices and conflicts of interest.
§33-13C-13 Advertising for viatical settlements.
§33-13C-14 Fraud prevention and control.
§33-13C-15 Injunctions; civil remedies; cease and desist.
§33-13C-16 Criminal penalties.
§33-13C-17 Authority to promulgate rules.
§33-13C-18 No preemption of securities laws.
§33-14-1 Requirements.
§33-14-2 Employee groups.
§33-14-3 Debtor groups.
§33-14-4 Labor union groups.
§33-14-5 Trustee groups.
§33-14-5a Credit union groups.
§33-14-6 Limits of Group Life Insurance
§33-14-7 Dependent coverage.
§33-14-8 Group life standard provisions.
§33-14-9 Grace period.
§33-14-10 Incontestability.
§33-14-11 Attachment of application to policy; statements deemed representations; use of statement in contest.
§33-14-12 Insurability.
§33-14-13 Misstatement of age.
§33-14-14 Beneficiary.
§33-14-15 Certificates.
§33-14-16 Conversion on termination of employment or of membership in eligible class.
§33-14-17 Conversion on termination of policy.
§33-14-18 Death pending conversion.
§33-14-19 Certificate or statement of coverage to debtor.
§33-14-20 Notice of conversion rights.
§33-14-21 Application of dividends and rate reductions to cost of insurance.
§33-14-22 Group annuity contracts -- Standard provisions.
§33-14-23 Same -- Grace period.
§33-14-24 Same -- Entire contract.
§33-14-25 Same -- Misstatements.
§33-14-26 Same -- Termination benefits.
§33-14-27 Same -- Group annuity certificates.
§33-14-28 Assignment of incidents of ownership in group life insurance policies including conversion privileges.
§33-14-29 Group annuity plans for employees of county boards of education, the teachers retirement board, the West Virginia board of education, the board of regents and their agencies.
§33-14-30 Payment of claims.
§33-14-30a Payment of interest on death claims.
§33-15-1 Scope of article.
§33-15-1a Premium rate increase requests; loss ratio requirement.
§33-15-1b Rates, individual major medical policies.
§33-15-2 Scope and format of policy.
§33-15-2a Definitions.
§33-15-2b Guaranteed issue; limitation of coverage; election; denial of coverage; network plans.
§33-15-2c Feasibility study for alternatives to guaranteed issue.
§33-15-2d Exceptions to guaranteed renewability.
§33-15-2e Discontinuation of particular type of coverage; uniform termination of all coverage; uniform modification of coverage.
§33-15-2f Certification of creditable coverage.
§33-15-2g Applicability.
§33-15-3 Age limit.
§33-15-4 Required policy provisions.
§33-15-4a Required policy provisions -- Mental illness.
§33-15-4b Policies to cover nursing services; definition.
§33-15-4c Third party reimbursement for mammography, pap smear or human papilloma virus testing.
§33-15-4d Third party reimbursement for rehabilitation services.
§33-15-4e Benefits for mothers and newborns.
§33-15-4f Third party reimbursement for colorectal cancer examination and laboratory testing.
§33-15-4g Required coverage for reconstruction surgery following mastectomies.
§33-15-4h Coverage for patient cost of clinical trials
§33-15-4i Third-party reimbursement for kidney disease screening.
§33-15-4j Required coverage for dental anesthesia services.
§33-15-5 Optional policy provisions.
§33-15-6 Inapplicable or inconsistent provisions.
§33-15-7 Order of certain provisions.
§33-15-8 Third party ownership of policy covering insured.
§33-15-9 Requirements of other jurisdictions.
§33-15-10 Franchise insurance.
§33-15-11 Hospital indemnity policies not to exclude coverage for confinement in government hospital.
§33-15-12 Continuum of care services.
§33-15-13 Policies not to terminate coverage because of diagnosis or treatment of acquired immune deficiency syndrome.
§33-15-14 Policies discriminating among health care providers.
§33-15-15 Repealed
§33-15-16 Policies not to exclude insured's children from coverage; required services; coordination with other insurance.
§33-15-17 Child immunization services coverage.
§33-15-18 Equal treatment of state agency.
§33-15-19 Coordination of benefits with medicaid.
§33-15-20 Individual medical savings accounts; definitions; ownership; trustees; regulations.
§33-15-21 Coverage of emergency services.
§33-15A-1 Short title.
§33-15A-2 Declaration of policy and purpose.
§33-15A-3 Applicability.
§33-15A-4 Definitions.
§33-15A-5 Extraterritorial jurisdiction - Group long-term care insurance.
§33-15A-6 Disclosure and performance standards for long-term care insurance.
§33-15A-7 Severability.
§33-15A-8 Incontestability period.
§33-15A-9 Nonforfeiture benefits.
§33-15A-10 Authority to promulgate rules.
§33-15A-11 Penalties.
§33-15B-1 Legislative findings; purpose.
§33-15B-2 Scope of article.
§33-15B-3 Health care authority to promulgate rules; use of standardized forms and classifications; advisory group.
§33-15B-4 Compliance period; reservation of right to additional information.
§33-15B-5 Penalties for violation.
§33-15B-6 Citation of article.
§33-15C-1 Insurance for diabetics.
§16733-15D-1to33-15D-11 Repealed
§33-15E-1 Short title.
§33-15E-2 Purpose.
§33-15E-3 Definitions.
§33-15E-4 Licensing requirements.
§33-15E-5 Minimum capital requirements.
§33-15E-6 Surety bond requirements.
§33-15E-7 Examinations.
§33-15E-8 Charges and fees; refund requirements; bundling of services.
§33-15E-9 Record filing and retention requirements.
§33-15E-10 Provider agreements; provider listing requirements.
§33-15E-11 Marketing requirements.
§33-15E-12 Annual reports.
§33-15E-13 Discount prescription drug plan organizations.
§33-15E-14 Administrative enforcement actions; injunctions.
§33-15E-15 Criminal penalties.
§33-15E-16 Insurance fraud unit.
§33-15E-17 Rules.
§33-16-1 Scope of article.
§33-16-1a Definitions.
§33-16-1b Applicability.
§33-16-2 Eligible groups.
§33-16-3 Required policy provisions.
§33-16-3a Same -- Mental health.
§33-16-3b Home health care coverage.
§33-16-3c Repealed
§33-16-3d Medicare supplement insurance.
§33-16-3e Policies to cover nursing services.
§33-16-3f Required policy provisions -- Treatment of temporomandibular joint disorder and craniomandibular disorder.
§33-16-3g Third party reimbursement for mammography, pap smear or human papilloma virus testing.
§33-16-3h Third party reimbursement for rehabilitation services.
§33-16-3i Coverage of emergency services.
§33-16-3j Hospital benefits for mothers and newborns.
§33-16-3k Limitations on preexisting condition exclusions for health benefit plans.
§33-16-3m Creditable coverage.
§33-16-3n Eligibility for enrollment.
§33-16-3o Third party reimbursement for colorectal cancer examination and laboratory testing.
§33-16-3p Required coverage for reconstruction surgery following mastectomies.
§33-16-3q Required use of mail-order pharmacy prohibited.
§33-16-3r Coverage for patient cost of clinical trials.
§33-16-3s Third-party reimbursement for kidney disease screening.
§33-16-3t Required coverage for dental anesthesia services.
§33-16-3u Special enrollment period under the American Recovery and Reinvestment Act of 2009.
§33-16-4 Size of type.
§33-16-5 Contingencies for which benefits or reimbursement of expenses permitted.
§33-16-6 Rider changing individual policy to group policy prohibited.
§33-16-7 Hospital indemnity policies not to exclude coverage for confinement in government hospital.
§33-16-8 Continuum of care services.
§33-16-9 Policies not to terminate coverage because of diagnosis or treatment of acquired immune deficiency syndrome.
§33-16-10 Policies discriminating among health care providers.
§33-16-11 Group policies not to exclude insured's children from coverage; required services; coordination with other insurance.
§33-16-12 Child immunization services coverage.
§33-16-13 Equal treatment of state agency.
§33-16-14 Coordination of benefits with medicaid.
§33-16-15 Individual medical savings accounts; definitions; ownership; contributions; trustees; regulations.
§33-16-16 Insurance for diabetics.
§33-16-17 Commissioner to propose rules.
§33-16A-1 Right of insured to convert from group coverage.
§33-16A-2 Issuance of converted policy.
§33-16A-3 Effective date of policy.
§33-16A-4 Coverage of dependents.
§33-16A-5 Persons for whom coverage not required.
§33-16A-6 Inquiries by insurer.
§33-16A-7 Limits of coverage.
§33-16A-8 Preexisting conditions; reduction of benefits.
§33-16A-9 Alternate plans of conversion coverage.
§33-16A-10 Additional coverage.
§33-16A-10a Continuum of care services.
§33-16A-11 Combined policy coverage.
§33-16A-12 Coverage following retirement.
§33-16A-13 Other conversion privileges.
§33-16A-14 Benefit levels; election to provide group coverage; notification of conversion privilege; policy delivered outside state.
§33-16A-15 Child immunization services coverage.
§33-16B-1 Filing and approval of accident and sickness rates.
§33-16B-2 Ratemaking standards.
§33-16B-3 Exceptions.
§33-16B-4 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.
§16733-16C-1to33-16C-10 Repealed
§33-16D-1 Purpose of article.
§33-16D-2 Definitions.
§33-16D-3 Health insurance plans subject to this article.
§33-16D-4 Discrimination prohibited; guaranteed issue; filing with commissioner; violations and penalties.
§33-16D-5 Premium rates for small employers; classes; maximum rates; eligibility for rate increases.
§33-16D-6 Insurance commissioner to promulgate rules.
§33-16D-7 Renewability of coverage; exceptions.
§33-16D-8 Disclosure of rating practices, renewability provisions and availability of health benefit plans.
§33-16D-9 Maintenance of records.
§33-16D-10 Suspension of requirements.
§33-16D-11 Effective date.
§33-16D-12 Equality of terms; preexisting conditions; continuous coverage restrictions, eligibility for enrollment.
§33-16D-13 Obligations of employer; discrimination as to benefits paid.
§33-16D-14 Child immunization services coverage.
§33-16D-15 Continuation of coverage under small plans.
§33-16D-16 Authorization of uninsured small group health benefit plans.
§33-16E-1 Findings; short title.
§33-16E-2 Definitions.
§33-16E-3 Applicability.
§33-16E-4 Parity for contraceptive drugs, devices and outpatient services.
§33-16E-5 Extraordinary surcharges prohibited.
§33-16E-6 Additional prohibitions.
§33-16E-7 Religious employer exemption.
§33-16F-1 Legislative intent.
§33-16F-2 Definitions.
§33-16F-3 Plan proposals; approval of plans.
§33-16F-4 Required plan provisions; grounds for disapproval; alternative plans
§33-16F-5 Eligibility of individuals and groups.
§33-16F-6 Regulation and marketing of plans.
§33-16F-7 Applicability of certain provisions; commissioner's authority to forbear from applying certain provisions.
§33-16F-8 Assessment of the West Virginia program.
§33-16F-9 Nonentitlement.
§33-16F-10 Emergency and legislative rules authorized.
§33-17-1 Scope of article.
§33-17-2 Standard fire policy.
§33-17-3 Arrangement of policy.
§33-17-4 Information as to insurer.
§33-17-5 Insertion of provisions required by law or charter.
§33-17-6 Additional contracts, riders or endorsements.
§33-17-6a Notice of noncoverage of flood damages and the availability of flood insurance.
§33-17-7 Designation as standard policy; agent's name.
§33-17-8 Filing of forms.
§33-17-9 Total or partial fire loss.
§33-17-9a Notice of insurance proceeds.
§33-17-9b Disbursement of insurance proceeds.
§33-17-10 Repealed
§33-17-11 Exclusion of nuclear perils.
§33-17-12 Payment discharges insurer.
§33-17A-1 Purpose of article.
§33-17A-2 Scope of article.
§33-17A-3 Definitions.
§33-17A-4 Notification and reasons for a transfer, declination or termination.
§33-17A-4a Alternative method for nonrenewal for property insurance.
§33-17A-4b Manner of making election relating to nonrenewals.
§33-17A-4c Report to the Legislature.
§33-17A-5 Permissible cancellations.
§33-17A-6 Discriminatory terminations and declinations prohibited.
§33-17A-7 Hearings and administrative procedure.
§33-17A-8 Sanctions.
§33-17A-9 Civil liability and actions.
§33-17A-10 Immunity.
§33-17A-11 Severability.
§33-18-1 Association of volunteer fire departments to obtain casualty insurance.
§33-19-1 Surety required in courts or by governmental bodies to be provided by persons licensed in West Virginia.
§33-20-1 Purpose and interpretation of article.
§33-20-2 Scope of article.
§33-20-3 Ratemaking.
§33-20-4 Rate filings.
§33-20-4a Biannual rate filings for certain insurance lines.
§33-20-5 Disapproval of filings.
§33-20-6 Rating organizations.
§33-20-7 Deviations from filings.
§33-20-8 Appeals by members of or subscribers to rating organization.
§33-20-9 Information to be furnished insureds; hearings and appeals of insureds.
§33-20-10 Advisory organizations.
§33-20-11 Joint underwriting or joint reinsurance.
§33-20-12 Examinations.
§33-20-13 Rate administration.
§33-20-14 False or misleading information.
§33-20-15 Assigned risks.
§33-20-16 Penalties.
§33-20-17 Determination of rates on dwellings.
§33-20-18 Reduction of premium charges for persons fifty-five years of age or older.
§33-20-19 Publication of automobile insurance rates.
§33-20-20 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.
§33-20A-1 Short title.
§33-20A-2 Intent and purpose.
§33-20A-3 West Virginia essential insurance association.
§33-20A-4 Board of directors.
§33-20A-5 General powers.
§33-20A-6 Powers of commissioner and association.
§33-20A-7 Immunity from liability.
§33-20B-1 Scope of article.
§33-20B-2 Rate making.
§33-20B-3 Rate filings.
§33-20B-3a Rate prohibitions.
§33-20B-4 Disapproval of filings.
§33-20B-5 Rating organizations.
§33-20B-6 Rate review and reporting.
§33-20B-7 Studies by the commissioner.
§33-20B-8 Insurers required to report results of civil actions against physicians or podiatrists; penalties for failure to report; notice and hearing.
§33-20B-9 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.
§33-20C-1 Scope of article.
§33-20C-2 Cancellation prohibited except for specified reasons; notice.
§33-20C-3 Insurer to specify reasons for cancellation.
§33-20C-4 Notice period for cancellation; ninety-day notice required for nonrenewal.
§33-20C-5 Hearings and review.
§33-20D-1 Scope of article.
§33-20D-2 Definitions.
§33-20D-3 Tail insurance to be offered upon cancellation; availability of amortization; minimum premium rates; penalties for noncompliance.
§33-20D-4 Insurance commissioner to promulgate rules; establish amortization rates.
§33-20E-1 Short title.
§33-20E-2 Legislative findings.
§33-20E-3 Intent and purpose.
§33-20E-4 Definitions.
§33-20E-5 Joint underwriting association.
§33-20E-6 Board of directors.
§33-20E-7 Association's powers and duties.
§33-20E-8 State board of risk and insurance management to exercise board of directors' powers temporarily; interim plan of operation
§33-20E-9 Final plan of operation.
§33-20E-10 Duties and powers of commissioner
§33-20E-11 Eligibility for coverage.
§33-20E-12 Issuance of policy.
§33-20E-13 Rates; initial filing; basis for rates and premiums.
§33-20E-14 The Medical Professional Liability Insurance Fund; capitalization; transfer of assets and liabilities to board of directors.
§33-20E-15 Deposit of funds; investments; premium tax liability; state not responsible for liabilities or expenses of association.
§33-20E-16 Deficit; recoupment; assessments; reimbursement of members.
§33-20E-17 Commissioner to report to board termination of authority to transact insurance.
§33-20E-18 Examination of association
§33-20E-19 Annual statements.
§33-20E-20 Immunity.
§33-20E-21 Operative date.
§33-20F-1 Short title.
§33-20F-1a Scope of article.
§33-20F-2 Findings and purpose.
§33-20F-3 Definitions.
§33-20F-4 Authorization for creation of company; requirements and limitations; repayment of loan.
§33-20F-5 Governance and organization.
§33-20F-6 Management and administration of the company.
§33-20F-7 Initial capital and surplus; special assessment; failure to pay assessment; disposition of civil penalty collected.
§33-20F-8 Application for license; authority of commissioner.
§33-20F-9 Kinds of coverage authorized; transfer of policies from the State Board of Risk and Insurance Management; risk management practices authorized.
§33-20F-10 Controlling law.
§33-20F-11 Liberal construction.
§33-20F-12 Severability.
§33-21-1 Scope of article.
§33-21-2 General laws applicable.
§33-21-3 Kinds of insurance.
§33-21-4 Name.
§33-21-5 Attorney.
§33-21-6 Application for license.
§33-21-7 Issuance of license; suspension, revocation or renewal.
§33-21-8 Power of attorney.
§33-21-9 Modification of subscribers' agreement or power of attorney.
§33-21-10 Attorney's bond.
§33-21-11 Annual report.
§33-21-12 Process and venue; annual fee.
§33-21-13 Fees and taxes.
§33-21-14 Who may be subscribers.
§33-21-15 Subscribers' advisory committee.
§33-21-16 Subscribers' liability -- Generally.
§33-21-17 Same -- On judgments.
§33-21-18 Assessments -- Generally.
§33-21-19 Same -- Time limit.
§33-21-20 Same -- Maximum liability.
§33-21-21 Nonassessable policies.
§33-21-22 Distribution of unused premiums, savings or credits.
§33-21-23 Advancement and repayment of funds.
§33-21-24 Rules for determining financial condition of reciprocal insurer.
§33-21-25 Distribution of assets to subscribers upon liquidation.
§33-21-26 Merger or conversion.
§33-22-1 Scope of article.
§33-22-2 Applicability of other provisions.
§33-22-2a Repealed
§33-22-3 Incorporation.
§33-22-4 License.
§33-22-5 Corporate organization and procedure.
§33-22-6 Members.
§33-22-7 Filing and approval of policy; setting out terms and conditions; limiting liability; standard forms or provisions.
§33-22-8 Kinds of coverage authorized.
§33-22-9 Premiums, membership fees, assessments and dividends.
§33-22-10 Contingent liability of member.
§33-22-11 Surplus or emergency fund.
§33-22-12 Limit of risk.
§33-22-13 Reinsurance; joint policies.
§33-22-14 Notices to members.
§33-22-15 Termination, cancellation or suspension of membership.
§33-22-16 Fees.
§33-22-17 Member's share of assets upon liquidation.
§33-22-18 Mergers and consolidations.
§33-22-19 Conversion to stock or mutual insurer.
§33-23-1 Scope of article.
§33-23-2 Applicability of other provisions.
§33-23-2a Applicability of insurance fraud prevention act.
§33-23-3 Fraternal benefit societies defined.
§33-23-4 Lodge system defined.
§33-23-5 Representative form of government defined.
§33-23-6 Organization.
§33-23-7 Retention of corporate powers by existing incorporated societies.
§33-23-8 Incorporation of existing voluntary associations.
§33-23-9 Office and meetings of domestic society.
§33-23-10 Consolidations and mergers.
§33-23-11 Conversion of society to mutual life insurer.
§33-23-12 Qualifications for benefit membership.
§33-23-13 Amendment of articles of incorporation, constitution or laws.
§33-23-14 Operation of charitable, benevolent or educational institutions.
§33-23-15 Payment of benefits other than insurance benefits.
§33-23-16 No personal liability for payment of benefits.
§33-23-17 Kinds of benefits authorized.
§33-23-18 Benefits on lives of children.
§33-23-19 Nonforfeiture benefits, cash surrender values, loans and options.
§33-23-20 Beneficiaries.
§33-23-21 Benefits not liable to process.
§33-23-22 Certificates and agreement with members.
§33-23-23 Approval of certificates; standard and prohibited provisions.
§33-23-24 Filing and approval of accident and sickness insurance certificates.
§33-23-25 Waiver of laws and constitution of society.
§33-23-26 Reinsurance.
§33-23-27 Licensing of foreign and alien societies.
§33-23-28 Term of license; renewal, refusal, revocation or suspension; penalty in lieu thereof; reissuance.
§33-23-29 Fees; exemption of funds and assets from taxation.
§33-23-30 Use of funds.
§33-23-31 Investments.
§33-23-32 Reports and synopses of annual statements; valuations.
§33-23-33 Agents.
§33-23-34 Exemption of certain societies.
§33-23-35 Continuum of care services.
§33-24-1 Declaration of policy.
§33-24-2 Definitions.
§33-24-3 Corporations affected by article; eligibility of hospitals, physicians, dentists, chiropodists-podiatrists and chiropractors.
§33-24-4 Exemptions; applicability of insurance laws.
§33-24-4a Coverage for patient cost of clinical trials.
§33-24-4b Applicability of insurance fraud prevention act.
§33-24-5 Licenses; name of corporation.
§33-24-6 Commissioner to enforce article; approval of contracts, forms, rates and fees.
§33-24-7 Required provisions in contracts made by corporations with hospitals, physicians, dentists and other health agencies.
§33-24-7a Contracts to cover nursing service.
§33-24-7b Third party reimbursement for mammography, pap smear or human papilloma virus testing.
§33-24-7c Third party reimbursement for rehabilitation services.
§33-24-7d Required provisions in contracts which include child immunization services in the terms of the contract.
§33-24-7e Coverage of emergency services.
§33-24-7f Third party reimbursement for colorectal cancer examination and laboratory testing.
§33-24-7g Required coverage for reconstruction surgery following mastectomies.
§33-24-7h Required use of mail-order pharmacy prohibited.
§33-24-7i Third-party reimbursement for kidney disease screening.
§33-24-7j Required coverage for dental anesthesia services.
§33-24-8 Contract or certificate to be furnished to policyholders and subscribers; payment for health care rendered needy persons.
§33-24-9 Payroll deduction for governmental employees.
§33-24-10 Investments; bonds of corporate officers and employees, minimum statutory surplus.
§33-24-11 Reciprocity with other service plans; payment authorized.
§33-24-12 Creation of subsidiary corporation or corporations.
§33-24-13 Continuum of care services.
§33-24-14 Delinquency proceedings.
§33-24-15 Repealed
§33-24-16 Repealed
§33-24-17 Repealed
§33-24-18 Repealed
§33-24-19 Repealed
§33-24-21 Repealed
§33-24-22 Repealed
§33-24-23 Repealed
§33-24-24 Repealed
§33-24-25 Repealed
§33-24-26 Repealed
§33-24-27 Repealed
§33-24-28 Repealed
§33-24-29 Repealed
§33-24-30 Repealed
§33-24-31 Repealed
§33-24-32 Repealed
§33-24-33 Repealed
§33-24-34 Repealed
§33-24-35 Repealed
§33-24-36 Repealed
§33-24-37 Repealed
§33-24-38 Repealed
§33-24-39 Repealed
§33-24-40 Repealed
§33-24-41 Repealed
§33-24-42 Repealed
§33-24-43 Policies discriminating among health care providers.
§33-24-44 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.
§33-25-1 Declaration of policy.
§33-25-2 Definitions.
§33-25-3 Incorporation; purposes; name; limitations.
§33-25-4 Board of directors.
§33-25-5 Exemption from taxes.
§33-25-6 Supervision and regulation by insurance commissioner; exemption from insurance laws.
§33-25-6a Applicability of insurance fraud prevention act.
§33-25-7 Licenses.
§33-25-8 Commissioner to enforce article; approval of contracts, forms and rates; reserve fund; membership fee.
§33-25-8a Third party reimbursement for mammography or pap smearor human papilloma virus testing.
§33-25-8b Third party reimbursement for rehabilitation services.
§33-25-8c Third party payment for child immunization services.
§33-25-8d Coverage of emergency services.
§33-25-8e Third party reimbursement for colorectal cancer examination and laboratory testing.
§33-25-8f Required use of mail-order pharmacy prohibited.
§33-25-8g Third-party reimbursement for kidney disease screening.
§33-25-8h Required coverage for dental anesthesia services.
§33-25-9 Annual report.
§33-25-10 Examination of corporation; report of examination; objections to report; access to books, records, etc.; removal of records, etc., from state.
§33-25-11 Rules and regulations.
§33-25-12 Required provisions in contracts made by corporation with physicians, dentists, etc., hospitals and other health agencies.
§33-25-13 Contracts to be furnished to subscribers; payments for subscribers by others; wage deductions.
§33-25-14 Advancement of money to corporation.
§33-25-15 Repealed
§33-25-16 Disposition of fees and charges.
§33-25-17 Bonds of corporation officers and employees.
§33-25-18 Annual audited financial report.
§33-25-19 Administrative supervision.
§33-25-20 Policies discriminating among health care providers.
§33-25-21 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.
§33-25A-1 Short title and purpose.
§33-25A-2 Definitions.
§33-25A-3 Application for certificate of authority.
§33-25A-3a Conditions precedent to issuance or maintenance of a certificate of authority; renewal of certificate of authority; effect of bankruptcy proceedings.
§33-25A-4 Issuance of certificate of authority.
§33-25A-5 Powers of health maintenance organizations.
§33-25A-6 Governing body.
§33-25A-7 Fiduciary responsibilities of officers; fidelity bond; approval of contracts by commissioner.
§33-25A-7a Provider contracts.
§33-25A-8a Third party reimbursement for mammography, pap smear or human papilloma virus testing.
§33-25A-8b Third party reimbursement for rehabilitation services.
§33-25A-8c Third party payment for child immunization services.
§33-25A-8d Coverage of emergency services.
§33-25A-8e Third party reimbursement for colorectal cancer examination and laboratory testing.
§33-25A-8f Required coverage for reconstruction surgery following mastectomies.
§33-25A-8g Required use of mail-order pharmacy prohibited.
§33-25A-8h Third-party reimbursement for kidney disease screening.
§33-25A-8i Third-party reimbursement for dental anesthesia services.
§33-25A-9 Annual report.
§33-25A-10 Information to enrollees.
§33-25A-11 Open enrollment period.
§33-25A-12 Grievance procedure.
§33-25A-13 Investments.
§33-25A-14 Prohibited advertising practices.
§33-25A-14a Other prohibited practices.
§33-25A-15 Agent licensing and appointment required; regulation of marketing.
§33-25A-16 Powers of insurers and hospital and medical service corporations.
§33-25A-17 Examinations.
§33-25A-17a Quality assurance.
§33-25A-18 Suspension or revocation of certificate of authority.
§33-25A-19 Rehabilitation, liquidation or conservation of health maintenance organization.
§33-25A-20 Regulations.
§33-25A-21 Administrative procedures.
§33-25A-22 Fees.
§33-25A-23 Penalties and enforcement
§33-25A-23a Civil penalty imposed by commissioner.
§33-25A-24 Scope of provisions; applicability of other laws.
§33-25A-24a Repealed
§33-25A-24b Repealed
§33-25A-25 Filings and reports as public documents.
§33-25A-26 Confidentiality of medical information.
§33-25A-27 Authority to contract with health maintenance organizations under medicaid.
§33-25A-28 Required health maintenance organization option.
§33-25A-29 Repealed
§33-25A-30 Repealed
§33-25A-31 Policies discriminating among health care providers.
§33-25A-32 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.
§33-25A-33 Guaranty fund.
§33-25A-34 Ambulance services.
§33-25A-35 Rural health maintenance organizations.
§33-25B-1 Definitions.
§33-25B-2 Purpose.
§33-25B-3 General powers.
§33-25B-4 Voucher applications; contents.
§33-25B-5 Duties and responsibilities of corporation.
§33-25B-6 Duties and responsibilities of department of health and human resources to provide training and other services.
§33-25B-7 Allowable commission for applicant aides; prohibited practices.
§33-25B-8 Activities not deemed the sale of insurance; exemptions from benefits and taxation.
§33-25B-9 Annual report and audits.
§33-25B-10 Tax exemption.
§33-25B-11 Personal liability of members or persons acting on behalf of the corporation.
§33-25C-1 Short title and purpose.
§33-25C-2 Definitions.
§33-25C-3 Notice of certain enrollee rights.
§33-25C-4 Access to appropriate health services.
§33-25C-5 Enrollee complaints; internal grievance procedure.
§33-25C-6 External review of health care disputes.
§33-25C-7 Managed care plan liability.
§33-25C-8 Delegation of duties.
§33-25C-9 Rules.
§33-25C-10 Construction.
§33-25C-11 Effective date.
§33-25D-1 Short title.
§33-25D-2 Definitions.
§33-25D-3 Application for certificate of authority; addition of services.
§33-25D-4 Conditions precedent to issuance or maintenance of a certificate of authority; renewal of certificate of authority; effect of bankruptcy proceedings.
§33-25D-5 Issuance of certificate of authority.
§33-25D-6 Minimum capital.
§33-25D-7 Powers of organization.
§33-25D-8 Governing body; enrollee participation.
§33-25D-9 Fiduciary responsibilities of managers; fidelity bond.
§33-25D-10 Provider contracts.
§33-25D-11 Evidence of coverage; review of enrollee records; charges for limited health services; cancellation of contract by enrollee.
§33-25D-12 Annual and quarterly reports.
§33-25D-13 Annual report to enrollees.
§33-25D-14 Grievance procedure.
§33-25D-15 Prohibited practices.
§33-25D-16 Agent licensing and appointment required; regulation of marketing.
§33-25D-17 Powers of insurers, hospital service corporations, medical service corporations, dental service corporations, health service corporations and health maintenance organizations.
§33-25D-18 Examinations.
§33-25D-19 Quality assurance.
§33-25D-20 Suspension or revocation of certificate of authority.
§33-25D-21 Rehabilitation, liquidation or conservation of prepaid limited health service organization.
§33-25D-22 Rules.
§33-25D-23 Administrative procedures.
§33-25D-24 Fees.
§33-25D-25 Penalties and enforcement.
§33-25D-26 Scope of provisions; applicability of other laws.
§33-25D-27 Filings and reports as public documents.
§33-25D-28 Confidentiality of medical information.
§33-25D-29 Authority to contract with prepaid limited health service organizations under medicaid.
§33-25D-30 Authority of commissioner to propose rules regarding affiliate and subsidiary operating results.
§33-25E-1 Short title.
§33-25E-2 Definitions.
§33-25E-3 Limitations on conditions of coverage.
§33-25E-4 Required disclosure.
§33-25F-1 Definitions.
§33-25F-2 Coverage applicable under this article.
§33-26-1 Short title.
§33-26-2 Purpose.
§33-26-3 Scope.
§33-26-4 Construction.
§33-26-5 Definitions.
§33-26-6 Creation of the association.
§33-26-7 Board of directors.
§33-26-8 Powers and duties of the association.
§33-26-9 Plan of operation.
§33-26-10 Duties and powers of the commissioner.
§33-26-11 Effect of paid claims.
§33-26-12 Nonduplication of recovery.
§33-26-13 Prevention of insolvencies.
§33-26-14 Examination of association; financial report.
§33-26-15 Tax exemption.
§33-26-16 Recognition of assessments in rates.
§33-26-17 Immunity.
§33-26-18 Stay of proceedings; reopening of default judgments.
§33-26-19 Severability.
§33-26A-1 Short title.
§33-26A-2 Purpose of article and association of insurers.
§33-26A-3 Scope of article; policies and contracts covered; exclusions; extent of liability.
§33-26A-4 Construction of article.
§33-26A-5 Definitions.
§33-26A-6 Creation of association; required accounts; supervision of commissioner; meetings and records.
§33-26A-7 Board of directors; members; vacancies; voting rights; appointment and reimbursement.
§33-26A-8 Powers and duties of association.
§33-26A-9 Assessments.
§33-26A-10 Plan of operation.
§33-26A-11 Duties and powers of commissioner of insurance.
§33-26A-12 Prevention of insolvencies; duties of commissioner; coordination with board of directors; duties of the board of directors; requested examinations; procedures and reports.
§33-26A-13 Appointment of special deputy.
§33-26A-14 Miscellaneous provisions.
§33-26A-15 Examination of association; annual report.
§33-26A-16 Tax exemptions.
§33-26A-17 Immunity.
§33-26A-18 Stay of court proceedings; reopening default judgments.
§33-26A-19 Prohibited advertisement of insurance guaranty association act in insurance sales; notice to policyholders.
§33-26B-1 Short title.
§33-26B-2 Purpose.
§33-26B-3 Scope.
§33-26B-4 Construction.
§33-26B-5 Definitions.
§33-26B-6 Creation of association.
§33-26B-7 Board of directors.
§33-26B-8 Powers and duties of the association.
§33-26B-9 Assessments.
§33-26B-10 Plan of operation.
§33-26B-11 Powers and duties of the commissioner.
§33-26B-12 Records.
§33-26B-13 Annual report of the association.
§33-26B-14 Tax exemptions.
§33-26B-15 Immunity.
§33-26B-16 Prohibited advertisements.
§33-27-1 Short title.
§33-27-2 Definitions.
§33-27-2a Subsidiaries of insurers; authorization; investment authority; exemptions; qualifications; cessation of controls.
§33-27-3 Acquisition of control of or merger with domestic insurer; filing requirements; statements; alternative filing material; approval by the commissioner; hearings; notice; mailings to shareholde
§33-27-4 Registration of insurers.
§33-27-5 Standards.
§33-27-6 Examination.
§33-27-7 Confidential treatment.
§33-27-8 Injunctions; prohibitions against voting securities; sequestration of voting securities.
§33-27-9 Criminal proceedings; penalties.
§33-27-10 Receivership.
§33-27-11 Revocation, suspension or nonrenewal of insurer's license.
§33-27-12 Conflict with other laws.
§33-27-13 Recovery.
§33-27-14 Regulatory authority.
§33-28-1 Short title.
§33-28-2 Purpose of article.
§33-28-3 Definition of terms used in article.
§33-28-4 Standards for policy provisions.
§33-28-5 Minimum standards for benefits.
§33-28-5a Home health care coverage.
§33-28-5b Medicare supplement insurance.
§33-28-6 Outline of coverage.
§33-28-7 Preexisting conditions.
§33-29-1 Title.
§33-29-2 Purpose.
§33-29-3 Definitions.
§33-29-4 Applicability and scope.
§33-29-5 Minimum policy language simplification standards.
§33-29-6 Construction.
§33-29-7 Powers of the commissioner.
§33-29-8 Approval of forms.
§33-29-9 Effective dates.
§33-30-1 Legislative findings .
§33-30-2 Purpose.
§33-30-3 Definitions.
§33-30-4 Mine subsidence insurance fund.
§33-30-5 State support for mine subsidence insurance fund.
§33-30-6 Mine subsidence coverage; waivers.
§33-30-7 Limited right of insurers to refuse to provide subsidence coverage.
§33-30-8 Reinsurance agreements.
§33-30-9 Distribution of premium.
§33-30-10 Payment of losses.
§33-30-11 Repealed
§33-30-12 Right of recourse.
§33-30-13 Subrogation.
§33-30-14 Powers of board.
§33-30-15 Rules and regulations.
§33-31-1 Definitions.
§33-31-2 Licensing; authority.
§33-31-3 Names of companies.
§33-31-4 Minimum capital and surplus; letter of credit.
§33-31-5 Dividends.
§33-31-6 Formation of captive insurance companies in this state.
§33-31-7 Reports and statements.
§33-31-8 Examinations and investigations.
§33-31-9 Grounds and procedures for suspension or revocation of license.
§33-31-10 Legal investments.
§33-31-11 Reinsurance.
§33-31-12 Rating organizations; memberships.
§33-31-13 Exemption from compulsory associations.
§33-31-14 Tax on premiums collected.
§33-31-15 Rules and regulations.
§33-31-17 Delinquency.
§33-31-18 Rules for controlled unaffiliated business.
§33-31-19 Conversion to or merger with reciprocal insurer.
§33-31-20 Branch captive insurance company formation.
§33-31-21 Security required.
§33-31-22 Certificate of general good.
§33-31-23 Reports.
§33-31-24 Examination.
§33-31-25 Taxation.
§33-31A-1 Applicability of article.
§33-31A-2 Definitions
§33-31A-3 Formation of sponsored captive insurance companies.
§33-31A-4 Supplemental application materials.
§33-31A-5 Protected cells.
§33-31A-6 Qualification of sponsors.
§33-31A-7 Authorized participants.
§33-31A-8 Investments.
§33-31A-9 Delinquency.
§33-32-1 Purpose and short title.
§33-32-2 Definitions.
§33-32-3 Charter and license requirements for domestic groups.
§33-32-4 Risk retention groups not chartered in this state.
§33-32-5 Tax on premiums collected.
§33-32-6 Compliance with unfair claims settlement practices law.
§33-32-7 Prohibitive, deceptive, false, or fraudulent practices.
§33-32-8 Examination regarding financial condition.
§33-32-9 Notice to purchasers.
§33-32-10 Prohibited acts regarding solicitation or sale.
§33-32-11 Prohibition on ownership by an insurance company.
§33-32-12 Prohibited coverage.
§33-32-13 Delinquency proceedings.
§33-32-14 Compulsory associations.
§33-32-15 Countersignatures not required.
§33-32-16 Purchasing groups; exemption from certain laws relating to the group purchase of insurance.
§33-32-17 Notice and registration requirements of purchasing groups.
§33-32-18 Restrictions on insurance purchased by purchasing groups.
§33-32-19 Administrative and procedural authority regarding risk retention groups and purchasing groups.
§33-32-20 Penalties.
§33-32-21 Duty on agents or brokers to obtain license.
§33-32-22 Binding effect of orders issued in United States district court.
§33-32-23 Rules.
§33-32-24 Operation prior to enactment.
§33-33-1 Declaration of policy and purpose.
§33-33-2 Definitions.
§33-33-3 General requirements related to filing and extensions for filing of annual audited financial reports and audit committee appointment.
§33-33-4 Contents of annual audited financial report.
§33-33-5 Designation of independent certified public accountant.
§33-33-6 Qualifications of independent certified public accountants.
§33-33-8 Scope of audit and report of independent certified public accountant.
§33-33-9 Notification of adverse financial condition.
§33-33-10 Communication of internal control related matters noted in an audit.
§33-33-10a Accountant's letter of qualifications
§33-33-11 Definition, availability and maintenance of independent certified public accountant workpapers.
§33-33-12 Requirements for audit committees.
§33-33-13 Conduct of insurer in connection with the preparation of required reports and documents.
§33-33-14 Canadian and British companies.
§33-33-15 Management's report of internal control over financial reporting.
§33-33-16 Exemptions and effective dates.
§33-34-1 Definitions.
§33-34-2 Applicability.
§33-34-3 Notice to comply with written requirements of commissioner, noncompliance and administrative supervision.
§33-34-4 Confidentiality of certain proceedings and records.
§33-34-5 Prohibited acts during period of supervision.
§33-34-6 Administrative election of proceedings.
§33-34-7 Rules.
§33-34-8 Meetings between the commissioner and the special deputy supervisor.
§33-34-9 Special deputy supervisor appointed and expenses.
§33-34-10 Immunity.
§33-34-11 Severability.
§33-34A-1 Definitions.
§33-34A-2 Purpose.
§33-34A-3 Standards.
§33-34A-4 Commissioner's authority.
§33-34A-5 Election of proceedings.
§33-34A-6 Immunity from liability.
§33-34A-7 Rules.
§33-34A-8 Severability of provisions.
§33-35-1 Definitions.
§33-35-2 Duty to notify.
§33-35-3 Penalty.
§33-36-1 Short title.
§33-36-2 Definitions.
§33-36-3 Applicability.
§33-36-4 Minimum standards.
§33-36-5 Disclosure.
§33-36-6 Penalties.
§33-36-7 Effective date.
§33-37-1 Definitions.
§33-37-2 Licensure.
§33-37-3 Required contract provisions.
§33-37-4 Duties of insurers.
§33-37-5 Examination authority.
§33-37-6 Penalties and liabilities.
§33-37-7 Rules and regulations.
§33-37-8 Effective date.
§33-38-1 Short title.
§33-38-2 Definitions.
§33-38-3 Licensure.
§33-38-3a License applications, issuance, refusal and renewal.
§33-38-4 Required contract provisions; reinsurance intermediary- brokers.
§33-38-5 Books and records; reinsurance intermediary-brokers.
§33-38-6 Duties of insurers utilizing the services of a reinsurance intermediary-broker.
§33-38-7 Required contract provisions; reinsurance intermediary-managers.
§33-38-8 Prohibited acts.
§33-38-9 Duties of reinsurers utilizing the services of a reinsurance intermediary-manager.
§33-38-10 Examination authority.
§33-38-11 Penalties and liabilities.
§33-38-12 Regulatory authority.
§33-38-13 Fees.
§33-38-14 Reciprocity.
§33-39-1 Report.
§33-39-2 Acquisitions and dispositions of assets.
§33-39-3 Nonrenewals, cancellations or revisions of ceded reinsurance programs.
§33-39-4 Effective date.
§33-40-1 Definitions.
§33-40-2 RBC reports.
§33-40-3 Company action level event.
§33-40-4 Regulatory action level event.
§33-40-5 Authorized control level event.
§33-40-6 Mandatory control level event.
§33-40-7 Hearings.
§33-40-8 Confidentiality; prohibition on announcements, prohibition on use in ratemaking.
§33-40-9 Supplemental provisions; rules; exemption.
§33-40-10 Foreign insurers.
§33-40-11 Immunity.
§33-40-12 Notices.
§33-40-13 Effective date.
§33-41-1 Short title; legislative findings and purpose.
§33-41-2 Definitions
§33-41-3 Fraud warning authorized; statement required of nonadmitted insurers.
§33-41-4 Authority of the commissioner; use of special assistant prosecutors.
§33-41-5 Reporting of insurance fraud or criminal offenses otherwise related to the business of insurance.
§33-41-6 Immunity from liability.
§33-41-7 Confidentiality.
§33-41-8 Creation of insurance fraud unit; purpose; duties; personnel qualifications.
§33-41-8a Fingerprinting and background check for applicants for employment with fraud unit.
§33-41-8b Fraud investigators may present complaint directly to magistrate.
§33-41-9 Other law-enforcement or regulatory authority.
§33-41-10 Rules.
§33-41-11 Fraudulent claims to insurance companies.
§33-41-12 Civil penalties; injunctive relief; employment disqualification.
§33-42-1 Short title.
§33-42-2 Legislative findings and purpose.
§33-42-3 Definitions.
§33-42-4 Limitations on conditions of coverage.
§33-42-5 Required disclosure.
§33-42-6 Certain cost-sharing prohibited.
§33-42-7 Limitation on number of women's health care providers.
§33-42-8 Partial-birth abortions prohibited; criminal penalties; exceptions; hearings by state board of medicine.
§33-43-1 Short title.
§33-43-2 Application.
§33-43-3 Definitions.
§33-43-4 Powers of the commissioner.
§33-43-4a Agreements and compromises.
§33-43-5 Limitation on actions.
§33-43-6 Returns.
§33-43-7 Penalties.
§33-43-8 Assessments.
§33-43-9 Hearing and appeal; judicial review.
§33-43-10 Refunds and credits.
§33-43-11 Interest.
§33-43-12 Allocation of payments.
§33-43-13 Overpayments and underpayments.
§33-43-14 Retroactive monetary relief for unconstitutional taxes.
§33-43-15 Taxes collected on behalf of the commissioner.
§33-44-1 Short title.
§33-44-2 Purpose of enactment of provisions regarding unauthorized insurers.
§33-44-3 Definitions.
§33-44-4 Unlawful transaction of insurance.
§33-44-5 Service of process on unauthorized insurers.
§33-44-6 Injunctive relief.
§33-44-7 Administrative relief.
§33-44-8 Civil relief.
§33-44-9 Criminal penalties.
§33-44-10 Defense of action or proceeding by unauthorized insurer; bond requirements.
§33-44-11 Person providing specified coverage; proof of regulation by a federal government agency.
§33-44-12 Collection, maintenance and distribution of restitution to insureds.
§33-44-13 Enforcement of foreign decrees.
§33-45-1 Definitions.
§33-45-2 Minimum fair business standards contract provisions required; processing and payment of health care services; provider claims; commissioner's jurisdiction.
§33-45-3 Damages, attorney fees and costs available to providers upon insurer's violation of article or breach of contract provisions.
§33-45-4 Providers invoking rights protected.
§33-45-5 Commissioner authorized to propose rules.
§33-45-6 Commissioner's authority.
§33-45-7 Contractual alternative reimbursement arrangements.
§33-45-8 Exemptions.
§33-46-1 Short title.
§33-46-2 Definitions.
§33-46-3 Written agreement necessary.
§33-46-4 Payment to administrator.
§33-46-5 Maintenance of information.
§33-46-6 Approval of advertising.
§33-46-7 Responsibilities of the insurer.
§33-46-8 Premium collection and payment of claims.
§33-46-9 Compensation to the administrator.
§33-46-10 Notice to covered individuals; disclosure of charges and fees.
§33-46-11 Delivery of materials to covered individuals.
§33-46-12 Home state certificate of authority or license.
§33-46-13 Registration requirement.
§33-46-14 Nonresident administrator.
§33-46-15 Fees and charges.
§33-46-16 Annual report and filing fee.
§33-46-17 Grounds for denial, suspension or revocation of license.
§33-46-18 Exemption for administrators of public health programs.
§33-46-19 Unauthorized business
§33-46-20 Commissioner authorized to propose rules.
§33-46A-1 Purpose and intent.
§33-46A-2 Definitions.
§33-46A-3 Rights, duties and obligations unaffected by this article.
§33-46A-4 Licensing requirements.
§33-46A-5 Examinations; costs; confidentiality of information.
§33-46A-6 Requirements for provisions of PEO agreements.
§33-46A-7 Workers' compensation.
§33-46A-8 Enforcement; penalties.
§33-46A-9 Study of health plans, taxation, unemployment and labor laws; self-funded plans prohibited.
§33-46A-10 Rule-making authority; fees.
§33-47-1 Purposes.
§33-47-2 Definitions.
§33-47-3 Establishment of the commission and venue.
§33-47-4 Powers of the commission.
§33-47-5 Organization of the commission.
§33-47-6 Meetings and acts of the commission.
§33-47-7 Rules and operating procedures: rule-making functions of the commission and opting out of uniform standards.
§33-47-8 Commission records and enforcement.
§33-47-9 Dispute resolution.
§33-47-10 Product filing and approval.
§33-47-11 Review of commission decisions regarding filings.
§33-47-12 Finance.
§33-47-13 Compacting states, effective date and amendment.
§33-47-14 Withdrawal, default and termination.
§33-47-15 Severability and construction.
§33-47-16 Binding effect of compact and other laws.
§33-47-17 Filing of rules by the insurance commissioner.
§33-48-1 Definitions.
§33-48-2 Operation of the plan.
§33-48-3 Establishment of rules.
§33-48-4 Eligibility.
§33-48-5 Unfair referral to plan.
§33-48-6 Plan administrator.
§33-48-7 Funding of the plan.
§33-48-7a Special revenue account created.
§33-48-7b Surplus available to subsidize premiums.
§33-48-8 Benefits.
§33-48-9 Collective action.
§33-48-10 Taxation.
§33-48-11 Repealed
§33-48-12 Effective date.
State Codes and Statutes
Statutes >
West-virginia >
33§33-1-1 Insurance.§33-1-2 Insurer.§33-1-3 Person.§33-1-4 Repealed§33-1-5 Commissioner.§33-1-6 Domestic insurer.§33-1-7 Foreign insurer.§33-1-8 Alien insurer.§33-1-9 State; United States.§33-1-10 Kinds of insurance defined.§33-1-11 Reinsurance.§33-1-12 Agent.§33-1-13 Solicitor.§33-1-14 Broker.§33-1-15 Reciprocal insurance.§33-1-16 Policy.§33-1-17 Premium.§33-1-18 Stock insurer.§33-1-19 Mutual insurer.§33-1-20 Repealed§33-1-21 Emergency services.§33-1-22 Repealed§33-2-1 Office continued; appointment, qualifications and term.§33-2-2 Compensation and expenses of commissioner and employees; location of office.§33-2-3 Duties of the commissioner; employment of legal counsel.§33-2-3a Administrative investigations.§33-2-4 Authority to take depositions, subpoena witnesses, etc.§33-2-5 Witness fees.§33-2-6 Service of subpoena; compelling compliance.§33-2-7 Immunity of witness.§33-2-8 Insured to produce records upon request.§33-2-9 Examination of insurers, agents, brokers and solicitors; access to books, records, etc.§33-2-9a Imposing a one-time assessment on all insurance carriers.§33-2-10 Rules and regulations.§33-2-10a Insurance emergencies -- suspension of deadlines.§33-2-11 Enforcement of orders; revocation of licenses; court action.§33-2-12 Notice.§33-2-13 Hearings.§33-2-14 Judicial review.§33-2-15 Annual report by commissioner.§33-2-15a Annual flood insurance communication to public entities by commissioner.§33-2-15b Reports to the Legislature.§33-2-15c Reports to the Legislature.§33-2-15d Report to the Legislature.§33-2-16 Office of Consumer Advocacy established; Director of Consumer Advocacy; promulgation of rules.§33-2-17 Office of Consumer Advocacy.§33-2-18 Funding.§33-2-19 Confidentiality of information.§33-2-20 Authority of Commissioner to allow withdrawal of insurance carriers from doing business in the state.§33-2-21 Authority of Insurance Commissioner to regulate Workers' Compensation industry; authority of Insurance Commissioner to administer chapter twenty-three of the Code of West Virginia.§33-2-22 Authority of Insurance Commissioner regarding employers in default to workers' compensation funds; injunctions against defaulting employers.§33-3-1 License required.§33-3-2 Qualifications for license.§33-3-3 Prerequisites to issuance of charter for domestic insurer.§33-3-4 Charter, documents and information to be filed.§33-3-5 Repealed§33-3-5a Repealed§33-3-5b Capital and surplus requirements.§33-3-6 Property and casualty, financial guaranty and mortgage guaranty insurers - Deposit requirements.§33-3-7 Issuance of license to transact insurance; kinds of insurance authorized to be transacted.§33-3-8 Expiration of license; renewal.§33-3-9 Refusal to license.§33-3-10 Mandatory refusal, revocation or suspension.§33-3-11 Discretionary refusal, revocation or suspension; penalty in lieu thereof; reissuance.§33-3-12 Deceptive, misleading or conflicting names of insurers.§33-3-13 Fees and charges.§33-3-14 Annual financial statement and premium tax return; remittance by insurer of premium tax, less certain deductions; special revenue fund created.§33-3-14a Additional premium tax.§33-3-14b Credits against premium tax for investment in West Virginia securities.§33-3-14c Computation and payment of tax.§33-3-14d Additional fire and casualty insurance premium tax; allocation of proceeds; effective date.§33-3-15 Annuity tax.§33-3-16 Retaliation.§33-3-17 Minimum tax payable.§33-3-18 Repealed§33-3-19 Repealed§33-3-20 Repealed§33-3-21 Repealed§33-3-22 Repealed§33-3-23 Repealed§33-3-24 Repealed§33-3-25 Repealed§33-3-26 Repealed§33-3-27 Repealed§33-3-28 Repealed§33-3-29 Repealed§33-3-30 Repealed§33-3-31 Repealed§33-3-32 Repealed§33-3-33 Surcharge on fire and casualty insurance policies to benefit volunteer and part-volunteer fire departments; Public Employees Insurance Agency and municipal pension plans; special fund created§33-3A-1 Definitions.§33-3A-2 Scope.§33-3A-3 Authorization of entry.§33-3A-4 Maintenance of trust account.§33-3A-5 Requirements for trust agreement.§33-3A-6 Reporting requirements for U.S. branches of non-U.S. insurers.§33-3A-7 Additional requirements for the U.S. branch license.§33-3A-8 Authority of commissioner.§33-4-1 Compliance with chapter required.§33-4-2 Application of chapter to particular types of insurers.§33-4-3 Expiration of existing licenses.§33-4-4 Effect of chapter on existing contracts.§33-4-5 Continuation of existing forms and filings.§33-4-6 Effect of repealed laws on existing rights, actions or punishments.§33-4-7 Particular provisions prevail over general provisions.§33-4-8 General penalty.§33-4-9 Repeal of inconsistent provisions; prior law not revived.§33-4-10 Severability.§33-4-11 Effective date of chapter.§33-4-12 Service of process on licensed insurers.§33-4-13 Service of process on unlicensed insurers.§33-4-14 Financial statement filings; annual and quarterly statements; required format; foreign insurers; agents of the commissioner.§33-4-15 Reinsurance.§33-4-15a Credit for reinsurance; definitions; requirements; trust accounts; reductions from liability; security; effective date.§33-4-15b Reinsurance agreements; reduction of liability; requirements.§33-4-16 Limit of risk.§33-4-17 Prohibited interests of officers and directors in certain transactions.§33-4-18 Representation of unlicensed insurers prohibited; liability; exceptions.§33-4-19 Domestics to comply with reciprocal state laws.§33-4-20 Cancellation, nonrenewal or limitation of coverage of life or sickness and accident insurance.§33-4-21 Deceptive sales on military bases prohibited; rules.§33-5-1 Scope of article.§33-5-2 Application of general laws.§33-5-3 Articles of incorporation.§33-5-4 Certificate of incorporation.§33-5-5 Amendment of articles of incorporation.§33-5-6 Formation of mutuals -- Applications for insurance.§33-5-7 Formation of mutuals -- Deposit of premiums; filing of trust agreement; issuance and effective date of policies.§33-5-8 Formation of mutuals -- Assets required; temporary capital stock.§33-5-9 Mutual bylaws.§33-5-10 Mutual quorum.§33-5-11 Mutual membership.§33-5-12 Corporate rights of mutual members.§33-5-13 Contingent liability of mutual members.§33-5-14 Enforcement of contingent liability.§33-5-15 Mutual nonassessable policies.§33-5-16 Participating policies.§33-5-17 Dividends to stockholders.§33-5-18 Dividends to mutual members.§33-5-19 Illegal dividends; liability; penalty.§33-5-20 Borrowing by insurers.§33-5-21 Management and exclusive agency contracts.§33-5-22 Impairment of capital or assets.§33-5-23 Mutualization of stock insurer.§33-5-24 Converting mutual insurer.§33-5-25 Mergers and consolidations of stock insurers.§33-5-26 Reinsurance.§33-5-27 Redomestication of stock and mutual insurers.§33-5-28 Mergers and consolidations of mutual insurers.§33-5-29 Mutual member's share of assets on liquidation.§33-5-30 Insider trading.§33-5-31 Proxies, consents and authorizations in respect of any voting security issued by a domestic insurer.§33-5-32 Principal place of business of domestic insurers.§33-6-1 Scope of article.§33-6-2 Insurable interest in one's own life or life of another; actions to recover benefits; insurable interests defined; requirements for charitable institutions.§33-6-3 Insurable interest in property.§33-6-4 Who may contract for insurance; competency of minors.§33-6-5 Application or consent of person insured required; exceptions.§33-6-5a Application for life or accident and sickness insurance; signatures required; exemptions; right of insured to return policy.§33-6-6 Application for insurance as evidence.§33-6-7 Representations in applications.§33-6-8 Filing of forms.§33-6-9 Grounds for disapproval of forms.§33-6-10 Standard provisions.§33-6-11 Contents of policy.§33-6-11a Right to return medicare supplement policy, certificate or contract.§33-6-11b Right to return life or accident and sickness insurance policy, certificate or contract.§33-6-12 Additional contents of policy.§33-6-13 Policy provisions as to charter, bylaws, or other documents.§33-6-14 Certain policy conditions, etc., voided.§33-6-14a Public liability insurance policies issued to charitable associations to contain provision for waiving of charitable immunity defense.§33-6-15 Execution of policies.§33-6-15a Notation of consumer cost savings.§33-6-16 Underwriters' and combination policies.§33-6-17 Validity of noncomplying forms.§33-6-18 Binders.§33-6-19 Renewal of policy by certificate or endorsement.§33-6-20 Assignment of policies.§33-6-21 Annulment of liability policies.§33-6-22 Payment discharges insurer.§33-6-23 Repealed§33-6-24 Simultaneous deaths.§33-6-25 Proof of loss forms.§33-6-26 Acts of insurer not constituting waiver of policy provisions or defenses thereunder.§33-6-27 Life insurance proceeds exempt from creditors.§33-6-28 Group life insurance proceeds exempt from creditors.§33-6-29 Motor vehicle policy; injuries to guest passengers; coverage for loaned or leased motor vehicles; exceptions.§33-6-30 Construction of policies.§33-6-31 Motor vehicle policy; omnibus clause; uninsured and underinsured motorists' coverage; conditions for recovery under endorsement; rights and liabilities of insurer.§33-6-31a Rates charged for uninsured motorist coverage.§33-6-31b Nondiscriminatory automobile insurance rates for handicapped persons.§33-6-31c Substandard risk motor vehicle insurance policies; definitions; required notices and provisions; promulgation of rules; effective date; money penalty for failure to give required notice.§33-6-31d Form for making offer of optional uninsured and underinsured coverage.§33-6-31e Notice of proposed settlement for policy limits to underinsured motorist coverage carrier; waiver of subrogation; time limits.§33-6-31f Uninsured and underinsured motorists' coverage optional on umbrella and excess type liability policies.§33-6-32 Newly born children to be covered by all health insurance policies.§33-6-33 Value of motor vehicle involved in claim.§33-6-34 Fee for form, rate and rule filing.§33-6-35 Mass marketed life and health insurance.§33-6-36 Continuation of coverage under automobile liability policy; selection of coverage; exclusions; notice.§33-6-37 Cancellation or nonrenewal of a combination insurance policy; offer of optional coverage; date of inception of optional coverage.§33-6A-1 Cancellation prohibited except for specified reasons; notice.§33-6A-1a Loss payee defined; notification of cancellation and nonrenewal to loss payee.§33-6A-2 Cancellation for other reasons void.§33-6A-3 Insurer to specify reasons for cancellation; immunity from liability or suit.§33-6A-4 Advance notice of nonrenewal required; assigned risk policies; reasons for nonrenewal; hearing and review after nonrenewal.§33-6A-4a Alternative method for nonrenewal for automobile liability and physical damage insurance.§33-6A-4b Manner of making election relating to nonrenewals.§33-6A-4c Report to the Legislature.§33-6A-5 Hearings and review by commissioner; action by commissioner; judicial review.§33-6B-1 Purpose of article.§33-6B-2 Definitions.§33-6B-3 Declinations; prohibited reasons.§33-6B-4 Notification.§33-6B-5 Hearings and administrative procedure.§33-6B-6 Sanctions.§33-6B-7 Severability.§33-6C-1 Loss ratio guarantees; definitions.§33-6C-2 Insurance commissioner to establish guaranteed loss ratios; minimum rates; participation by insurer; calculation of ratios; minimum rate; application.§33-6C-3 Duties of insurance commissioner; promulgation of rules.§33-6C-4 Form of guarantee; requirements.§33-6C-5 Premium refunds; calculation of the same; payments.§33-6C-6 Disclosure of rating practices; renewability provisions.§33-6C-7 Rejection of guarantees; notice; hearing.§33-6D-1 Required use of particular companies or locations providing automobile glass replacement or repair services or products prohibited.§33-6D-2 Intimidation, coercion and other acts prohibited; permissive agreements.§33-6D-3 Permissible referrals; freedom of choice; payment of costs at prevailing market rates.§33-6F-1 Privacy; rules.§33-7-1 Assets defined.§33-7-2 Deductions from assets and liabilities.§33-7-3 Assets not allowed.§33-7-4 Reporting assets not allowed or of doubtful value.§33-7-5 Liabilities.§33-7-6 Unearned premium reserve.§33-7-7 Reserves for accident and sickness insurance.§33-7-8 Increased reserves.§33-7-9 Standard valuation law.§33-7-9a Annuity mortality tables.§33-7-10 Valuation of bonds.§33-7-11 Valuation of other securities.§33-7-12 Valuation of real property.§33-7-13 Valuation of mortgages or deeds of trust.§33-8-1 Purpose and scope.§33-8-2 Definitions.§33-8-3 General investment qualifications.§33-8-4 Authorization of investments by the board of directors.§33-8-5 Prohibited investments.§33-8-6 Loans to officers and directors.§33-8-7 Valuation of investments.§33-8-8 Rules.§33-8-9 Life and health insurers - Applicability.§33-8-10 Same - General three percent diversification, medium and lower grade investments and Canadian investments.§33-8-11 Same - Rated credit instruments.§33-8-12 Same - Insurer investment pools.§33-8-13 Same - Equity interests.§33-8-14 Same - Tangible personal property under lease.§33-8-15 Same - Mortgage loans and real estate.§33-8-16 Same - Securities lending, repurchase, reverse repurchase and dollar roll transactions.§33-8-17 Same - Foreign investments and foreign currency exposure.§33-8-18 Same - Derivative transactions.§33-8-19 Same - Policy loans.§33-8-20 Same - Additional investment authority.§33-8-21 Property and casualty, financial guaranty and mortgage guaranty insurers - Applicability.§33-8-22 Same - Reserve requirements.§33-8-23 Same - General five percent diversification, medium and lower grade investments and Canadian investments.§33-8-24 Same - Rated credit instruments.§33-8-25 Same - Insurer investment pools.§33-8-26 Same - Equity interests.§33-8-27 Same - Tangible personal property under lease.§33-8-28 Same - Mortgage loans and real estate.§33-8-29 Same - Securities lending, repurchase, reverse repurchase and dollar roll transactions.§33-8-30 Same - Foreign investments and foreign currency exposure.§33-8-31 Same - Derivative transactions.§33-8-32 Same - Additional investment authority.§33-8A-1 Purpose.§33-8A-2 Definitions.§33-8A-3 Use of book-entry systems and clearing corporations.§33-8A-4 Deposit of securities by domestic insurance companies.§33-8A-5 Deposit of securities by foreign insurance companies.§33-8A-6 Custody agreements; requirements.§33-8A-7 Deposit with affiliates; requirements.§33-8A-8 Repealed§33-9-1 Deposits of insurers.§33-9-2 Purpose of deposits.§33-9-3 Assets eligible for deposit.§33-9-4 Trust companies as depositories; state responsible for safekeeping and return of deposits.§33-9-5 Rights of solvent insurer.§33-9-6 Excess deposits.§33-9-7 Release of deposits -- Generally.§33-9-8 Release of deposits -- Order of commissioner required.§33-9-9 Deposit not subject to levy; exception.§33-10-1 Definitions.§33-10-2 Jurisdiction, venue and appeal of delinquency proceedings; exclusive remedy.§33-10-3 Court's seizure order.§33-10-4 Injunctions and other orders.§33-10-4a Commencement of formal delinquency proceeding.§33-10-4b Return of summons and summary hearing.§33-10-4c Proceedings for expedited trial, continuances, discovery, evidence.§33-10-4d Decision and appeals.§33-10-4e Confidentiality.§33-10-5 Grounds for rehabilitation of domestic insurers.§33-10-6 Grounds for liquidation.§33-10-7 Grounds for conserving assets of foreign insurers.§33-10-8 Grounds for conserving assets of alien insurers.§33-10-9 Grounds for ancillary liquidation of foreign insurers.§33-10-10 Order of rehabilitation.§33-10-11 Order of liquidation of domestic insurer.§33-10-12 Order of liquidation of alien insurers.§33-10-13 Order of conservation or ancillary liquidation of foreign or alien insurers.§33-10-14 Conduct of delinquency proceedings against domestic or alien insurers.§33-10-15 Conduct of delinquency proceedings against foreign insurers.§33-10-16 Claims of nonresidents against domestic insurers.§33-10-17 Claims against foreign insurers.§33-10-18 Proof of claims.§33-10-19 Priority of certain claims.§33-10-19a Priority of distribution.§33-10-20 Attachment, garnishment or execution.§33-10-21 Uniform Insurers Liquidation Act.§33-10-22 Deposit of moneys collected.§33-10-23 Exemption of commissioner from fees.§33-10-24 Borrowing on pledge of assets.§33-10-25 Date rights fixed on liquidation.§33-10-26 Voidable preferences and liens.§33-10-26a Fraudulent transfers prior to petition.§33-10-26b Recoupment from affiliates.§33-10-26c Fraudulent transfer after petition.§33-10-26d Claims of holders of void or voidable rights.§33-10-27 Repealed§33-10-28 Setoffs.§33-10-29 Allowance of certain claims.§33-10-30 Time within which claims to be filed.§33-10-31 Report for assessment against members or subscribers of mutual or reciprocal insurers.§33-10-32 Levy of assessment.§33-10-33 Order to pay assessment.§33-10-34 Publication and service of assessment order.§33-10-35 Judgment upon the assessment.§33-10-36 Early access to distribution.§33-10-37 Distribution of assets.§33-10-38 Unclaimed and withheld funds; termination of proceedings.§33-10-39 Immunity in receivership proceedings and representation of the special deputy supervisor.§33-10-40 Applicability of amendments.§33-10-41 Reinsurer's liability.§33-11-1 Declaration of purpose.§33-11-2 Definitions.§33-11-3 Unfair methods of competition and unfair or deceptive acts or practices prohibited.§33-11-4 Unfair methods of competition and unfair or deceptive acts or practices defined.§33-11-4a Complaints by third-party claimants; elimination of private cause of action.§33-11-4b Unfair Claims Settlement Practice Trust Fund.§33-11-5 Favored agent or insurer; coercion of debtors.§33-11-5a Replacement of life insurance.§33-11-6 Violations, cease and desist and penalty orders and modifications thereof.§33-11-7 Undefined acts or practices.§33-11-8 Penalty for violation of cease and desist orders.§33-11-9 Provisions of article additional to existing law.§33-11-10 Severability.§33-11A-1 Short title§33-11A-5 Licensure requirement for insurance sales§33-11A-6 Insurance sales separate from loan transaction§33-11A-7 Referrals by unlicensed persons allowed§33-11A-8 Tying of products prohibited§33-11A-10 Repealed§33-11A-11 Repealed§33-11A-12 Prohibition of discrimination against agents or brokers.§33-11A-13 Repealed§33-11A-14 Repealed§33-11A-15 Repealed§33-11A-16 Severability.§33-12-1 Purpose and scope§33-12-2 Definitions§33-12-3 License required.§33-12-4 Exceptions to licensing§33-12-5 Application for examination§33-12-6 Application for license.§33-12-6a Residency-Individuals-Agencies.§33-12-6b Licensing of agencies.§33-12-7 Board of insurance agent education.§33-12-8 Continuing education required.§33-12-8a Producer training for long-term care products; record retention requirements.§33-12-9 Issuance of license.§33-12-10 Fees.§33-12-11 Countersignature.§33-12-12 Nonresident licensing.§33-12-13 Agent resident in contiguous municipalities.§33-12-14 Exemption from examination.§33-12-15 Assumed names.§33-12-16 Temporary licensing.§33-12-17 Expiration of license; renewal.§33-12-18 Individual insurance producer to deal only with licensed insurer or solicitor; appointment as individual insurance producer required.§33-12-19 Solicitor to act only through appointed agent.§33-12-20 Personal liability of agent.§33-12-21 Coverage must be placed with a solvent insurer.§33-12-22 Person soliciting insurance is agent of insurer.§33-12-23 Payment of commissions.§33-12-24 Revocation, suspension or refusal to renew license; penalty.§33-12-25 Termination of authority to represent insurer.§33-12-26 Repealed§33-12-27 Payment of commissions under assigned risk plan.§33-12-28 Service representative permit.§33-12-29 Notice of hearing before the commissioner; failure to appear; entry of orders; appeal.§33-12-30 Termination of contractual relationship prohibited.§33-12-31 Termination of contractual relationship; continuation of certain commissions; exceptions.§33-12-32 Limited licenses for rental companies.§33-12-33 Reciprocity.§33-12-34 Reporting of actions.§33-12-35 Regulations.§33-12-36 Severability.§33-12-37 Authorization for criminal history record check; fees; rules.§33-12A-1 Declaration of purpose.§33-12A-2 Definitions.§33-12A-3 Termination of contractual relationship; notice; good cause.§33-12A-4 Notice of cancellation void in certain cases.§33-12A-5 Violation of provisions of this article; statute of limitations.§33-12B-1 "Adjuster" defined.§33-12B-2 "Company" and "public" adjuster defined.§33-12B-3 Company, public adjusters; concurrency; direct conflict prohibited.§33-12B-4 License required; exception for emergency adjusters.§33-12B-5 Qualifications for adjuster's license; examinations; exemptions.§33-12B-6 Application.§33-12B-7 Issuance of license.§33-12B-8 License fee; exemptions.§33-12B-9 Licensing of nonresident adjusters.§33-12B-10 Expiration of license; renewal.§33-12B-11 Revocation, suspension or refusal to renew license; penalty in lieu thereof.§33-12B-11a Emergency adjusters and insurance emergencies; definitions; authorization of temporary emergency adjusters; applications; limitations and authority.§33-12B-12 Rules and regulations.§33-12B-13 Effective date.§33-12B-14 Current address of adjusters to be filed; effective notice of appearance at hearing before commissioner.§33-12C-1 Short title.§33-12C-2 Purpose - necessity for regulation.§33-12C-3 Definitions.§33-12C-4 Placement of insurance business.§33-12C-5 Surplus lines insurance.§33-12C-6 Withdrawal of eligibility as a surplus lines insurer.§33-12C-7 Surplus lines tax.§33-12C-8 Surplus lines licenses.§33-12C-9 Suspension, revocation or nonrenewal of surplus lines licensee's license.§33-12C-10 Actions against eligible surplus lines insurers transacting surplus lines business.§33-12C-11 Duty to file evidence of insurance and affidavits.§33-12C-12 Evidence of the insurance and subsequent changes to the insurance.§33-12C-13 Repealed§33-12C-14 Repealed§33-12C-15 Surplus lines licensees may accept business from other producers.§33-12C-16 Records of surplus lines licensee§33-12C-17 Reports - summary of exported business.§33-12C-18 Penalties.§33-12C-19 Violations.§33-12C-20 Service of process.§33-12C-21 Legal or administrative procedures.§33-12C-22 Enforcement.§33-12C-23 Suits by nonadmitted insurers.§33-12C-24 Countersignature requirements.§33-12C-25 Fees.§33-12C-26 Coverage must be placed in solvent insurer.§33-12C-27 Change of address.§33-12C-28 Separability provisions.§33-12C-29 Hearings.§33-13-1 Scope of article.§33-13-2 Standard provisions required.§33-13-3 Grace period.§33-13-4 Incontestability.§33-13-5 Entire contract.§33-13-6 Misstatement of age.§33-13-7 Dividends.§33-13-8 Loans on policies.§33-13-8a Maximum rate of interest on policy loans.§33-13-9 Nonforfeiture benefits.§33-13-10 Table of loan values and options.§33-13-11 Table of installments.§33-13-12 Reinstatements.§33-13-13 Payment of premiums.§33-13-14 Payment of claims.§33-13-14a Payment of interest on death claims.§33-13-15 Title on policy.§33-13-16 Excluded or restricted coverage.§33-13-17 Annuity contracts -- Standard provisions.§33-13-18 Same -- Grace period.§33-13-19 Same -- Incontestability.§33-13-20 Same -- Entire contract.§33-13-21 Same -- Misstatement of age or sex.§33-13-22 Same -- Dividends.§33-13-23 Same -- Reinstatement.§33-13-24 Standard provisions of reversionary annuities.§33-13-25 Limitation of liability.§33-13-26 Contestability after reinstatement.§33-13-27 Power of insurer to hold proceeds of policy under agreement.§33-13-28 Indebtedness deducted from proceeds.§33-13-29 Dual or multiple pay policies prohibited.§33-13-30 Standard nonforfeiture law for life insurance.§33-13-30a Standard nonforfeiture law for individual deferred annuities.§33-13-31 Industrial life insurance -- Required provisions.§33-13-32 Same -- Grace period.§33-13-33 Same -- Entire contract; statements in application; deemed representations.§33-13-34 Same -- Incontestability.§33-13-35 Same -- Misstatement of age.§33-13-36 Same -- Dividends.§33-13-37 Same -- Nonforfeiture benefits; cash surrender values.§33-13-38 Same -- Reinstatement.§33-13-39 Same -- Settlement.§33-13-40 Same -- Beneficiary and facility of payment clause.§33-13-41 Same -- Direct payment of premiums.§33-13-42 Same -- Conversion of weekly policies.§33-13-43 Same -- Conversion of monthly policies.§33-13-44 Same -- Title on policy.§33-13-45 Same -- Provisions not required in single premium, term, etc., policies.§33-13-46 Same -- Prohibited provisions.§33-13-47 Burial insurance.§33-13-48 Replacement of existing rule with model rule.§33-13A-1 Establishment of separate accounts.§33-13A-2 Features and benefits.§33-13A-3 Qualification of companies, subsidiaries and affiliates.§33-13A-4 Supervisory powers of insurance commissioner.§33-13A-5 Application of other insurance laws, valuation of reserves.§33-13B-1 Definitions.§33-13B-2 Charitable gift annuity is not insurance.§33-13B-3 Notice to donor.§33-13B-4 Notice to Insurance Commission.§33-13B-5 Failure to provide required notice; penalties.§33-13B-6 Unfair or deceptive trade practices act not applicable.§33-13C-1 Short title.§33-13C-2 Definitions.§33-13C-3 License and bond requirements.§33-13C-4 License revocation and denial.§33-13C-5 Approval of viatical settlement contracts and disclosure statements.§33-13C-6 Reporting requirements and privacy.§33-13C-7 Examination or investigation.§33-13C-8 Disclosure to viator.§33-13C-9 Disclosure to insurer.§33-13C-10 General rules.§33-13C-11 Prohibited practices.§33-13C-12 Prohibited practices and conflicts of interest.§33-13C-13 Advertising for viatical settlements.§33-13C-14 Fraud prevention and control.§33-13C-15 Injunctions; civil remedies; cease and desist.§33-13C-16 Criminal penalties.§33-13C-17 Authority to promulgate rules.§33-13C-18 No preemption of securities laws.§33-14-1 Requirements.§33-14-2 Employee groups.§33-14-3 Debtor groups.§33-14-4 Labor union groups.§33-14-5 Trustee groups.§33-14-5a Credit union groups.§33-14-6 Limits of Group Life Insurance§33-14-7 Dependent coverage.§33-14-8 Group life standard provisions.§33-14-9 Grace period.§33-14-10 Incontestability.§33-14-11 Attachment of application to policy; statements deemed representations; use of statement in contest.§33-14-12 Insurability.§33-14-13 Misstatement of age.§33-14-14 Beneficiary.§33-14-15 Certificates.§33-14-16 Conversion on termination of employment or of membership in eligible class.§33-14-17 Conversion on termination of policy.§33-14-18 Death pending conversion.§33-14-19 Certificate or statement of coverage to debtor.§33-14-20 Notice of conversion rights.§33-14-21 Application of dividends and rate reductions to cost of insurance.§33-14-22 Group annuity contracts -- Standard provisions.§33-14-23 Same -- Grace period.§33-14-24 Same -- Entire contract.§33-14-25 Same -- Misstatements.§33-14-26 Same -- Termination benefits.§33-14-27 Same -- Group annuity certificates.§33-14-28 Assignment of incidents of ownership in group life insurance policies including conversion privileges.§33-14-29 Group annuity plans for employees of county boards of education, the teachers retirement board, the West Virginia board of education, the board of regents and their agencies.§33-14-30 Payment of claims.§33-14-30a Payment of interest on death claims.§33-15-1 Scope of article.§33-15-1a Premium rate increase requests; loss ratio requirement.§33-15-1b Rates, individual major medical policies.§33-15-2 Scope and format of policy.§33-15-2a Definitions.§33-15-2b Guaranteed issue; limitation of coverage; election; denial of coverage; network plans.§33-15-2c Feasibility study for alternatives to guaranteed issue.§33-15-2d Exceptions to guaranteed renewability.§33-15-2e Discontinuation of particular type of coverage; uniform termination of all coverage; uniform modification of coverage.§33-15-2f Certification of creditable coverage.§33-15-2g Applicability.§33-15-3 Age limit.§33-15-4 Required policy provisions.§33-15-4a Required policy provisions -- Mental illness.§33-15-4b Policies to cover nursing services; definition.§33-15-4c Third party reimbursement for mammography, pap smear or human papilloma virus testing.§33-15-4d Third party reimbursement for rehabilitation services.§33-15-4e Benefits for mothers and newborns.§33-15-4f Third party reimbursement for colorectal cancer examination and laboratory testing.§33-15-4g Required coverage for reconstruction surgery following mastectomies.§33-15-4h Coverage for patient cost of clinical trials§33-15-4i Third-party reimbursement for kidney disease screening.§33-15-4j Required coverage for dental anesthesia services.§33-15-5 Optional policy provisions.§33-15-6 Inapplicable or inconsistent provisions.§33-15-7 Order of certain provisions.§33-15-8 Third party ownership of policy covering insured.§33-15-9 Requirements of other jurisdictions.§33-15-10 Franchise insurance.§33-15-11 Hospital indemnity policies not to exclude coverage for confinement in government hospital.§33-15-12 Continuum of care services.§33-15-13 Policies not to terminate coverage because of diagnosis or treatment of acquired immune deficiency syndrome.§33-15-14 Policies discriminating among health care providers.§33-15-15 Repealed§33-15-16 Policies not to exclude insured's children from coverage; required services; coordination with other insurance.§33-15-17 Child immunization services coverage.§33-15-18 Equal treatment of state agency.§33-15-19 Coordination of benefits with medicaid.§33-15-20 Individual medical savings accounts; definitions; ownership; trustees; regulations.§33-15-21 Coverage of emergency services.§33-15A-1 Short title.§33-15A-2 Declaration of policy and purpose.§33-15A-3 Applicability.§33-15A-4 Definitions.§33-15A-5 Extraterritorial jurisdiction - Group long-term care insurance.§33-15A-6 Disclosure and performance standards for long-term care insurance.§33-15A-7 Severability.§33-15A-8 Incontestability period.§33-15A-9 Nonforfeiture benefits.§33-15A-10 Authority to promulgate rules.§33-15A-11 Penalties.§33-15B-1 Legislative findings; purpose.§33-15B-2 Scope of article.§33-15B-3 Health care authority to promulgate rules; use of standardized forms and classifications; advisory group.§33-15B-4 Compliance period; reservation of right to additional information.§33-15B-5 Penalties for violation.§33-15B-6 Citation of article.§33-15C-1 Insurance for diabetics.§16733-15D-1to33-15D-11 Repealed§33-15E-1 Short title.§33-15E-2 Purpose.§33-15E-3 Definitions.§33-15E-4 Licensing requirements.§33-15E-5 Minimum capital requirements.§33-15E-6 Surety bond requirements.§33-15E-7 Examinations.§33-15E-8 Charges and fees; refund requirements; bundling of services.§33-15E-9 Record filing and retention requirements.§33-15E-10 Provider agreements; provider listing requirements.§33-15E-11 Marketing requirements.§33-15E-12 Annual reports.§33-15E-13 Discount prescription drug plan organizations.§33-15E-14 Administrative enforcement actions; injunctions.§33-15E-15 Criminal penalties.§33-15E-16 Insurance fraud unit.§33-15E-17 Rules.§33-16-1 Scope of article.§33-16-1a Definitions.§33-16-1b Applicability.§33-16-2 Eligible groups.§33-16-3 Required policy provisions.§33-16-3a Same -- Mental health.§33-16-3b Home health care coverage.§33-16-3c Repealed§33-16-3d Medicare supplement insurance.§33-16-3e Policies to cover nursing services.§33-16-3f Required policy provisions -- Treatment of temporomandibular joint disorder and craniomandibular disorder.§33-16-3g Third party reimbursement for mammography, pap smear or human papilloma virus testing.§33-16-3h Third party reimbursement for rehabilitation services.§33-16-3i Coverage of emergency services.§33-16-3j Hospital benefits for mothers and newborns.§33-16-3k Limitations on preexisting condition exclusions for health benefit plans.§33-16-3m Creditable coverage.§33-16-3n Eligibility for enrollment.§33-16-3o Third party reimbursement for colorectal cancer examination and laboratory testing.§33-16-3p Required coverage for reconstruction surgery following mastectomies.§33-16-3q Required use of mail-order pharmacy prohibited.§33-16-3r Coverage for patient cost of clinical trials.§33-16-3s Third-party reimbursement for kidney disease screening.§33-16-3t Required coverage for dental anesthesia services.§33-16-3u Special enrollment period under the American Recovery and Reinvestment Act of 2009.§33-16-4 Size of type.§33-16-5 Contingencies for which benefits or reimbursement of expenses permitted.§33-16-6 Rider changing individual policy to group policy prohibited.§33-16-7 Hospital indemnity policies not to exclude coverage for confinement in government hospital.§33-16-8 Continuum of care services.§33-16-9 Policies not to terminate coverage because of diagnosis or treatment of acquired immune deficiency syndrome.§33-16-10 Policies discriminating among health care providers.§33-16-11 Group policies not to exclude insured's children from coverage; required services; coordination with other insurance.§33-16-12 Child immunization services coverage.§33-16-13 Equal treatment of state agency.§33-16-14 Coordination of benefits with medicaid.§33-16-15 Individual medical savings accounts; definitions; ownership; contributions; trustees; regulations.§33-16-16 Insurance for diabetics.§33-16-17 Commissioner to propose rules.§33-16A-1 Right of insured to convert from group coverage.§33-16A-2 Issuance of converted policy.§33-16A-3 Effective date of policy.§33-16A-4 Coverage of dependents.§33-16A-5 Persons for whom coverage not required.§33-16A-6 Inquiries by insurer.§33-16A-7 Limits of coverage.§33-16A-8 Preexisting conditions; reduction of benefits.§33-16A-9 Alternate plans of conversion coverage.§33-16A-10 Additional coverage.§33-16A-10a Continuum of care services.§33-16A-11 Combined policy coverage.§33-16A-12 Coverage following retirement.§33-16A-13 Other conversion privileges.§33-16A-14 Benefit levels; election to provide group coverage; notification of conversion privilege; policy delivered outside state.§33-16A-15 Child immunization services coverage.§33-16B-1 Filing and approval of accident and sickness rates.§33-16B-2 Ratemaking standards.§33-16B-3 Exceptions.§33-16B-4 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.§16733-16C-1to33-16C-10 Repealed§33-16D-1 Purpose of article.§33-16D-2 Definitions.§33-16D-3 Health insurance plans subject to this article.§33-16D-4 Discrimination prohibited; guaranteed issue; filing with commissioner; violations and penalties.§33-16D-5 Premium rates for small employers; classes; maximum rates; eligibility for rate increases.§33-16D-6 Insurance commissioner to promulgate rules.§33-16D-7 Renewability of coverage; exceptions.§33-16D-8 Disclosure of rating practices, renewability provisions and availability of health benefit plans.§33-16D-9 Maintenance of records.§33-16D-10 Suspension of requirements.§33-16D-11 Effective date.§33-16D-12 Equality of terms; preexisting conditions; continuous coverage restrictions, eligibility for enrollment.§33-16D-13 Obligations of employer; discrimination as to benefits paid.§33-16D-14 Child immunization services coverage.§33-16D-15 Continuation of coverage under small plans.§33-16D-16 Authorization of uninsured small group health benefit plans.§33-16E-1 Findings; short title.§33-16E-2 Definitions.§33-16E-3 Applicability.§33-16E-4 Parity for contraceptive drugs, devices and outpatient services.§33-16E-5 Extraordinary surcharges prohibited.§33-16E-6 Additional prohibitions.§33-16E-7 Religious employer exemption.§33-16F-1 Legislative intent.§33-16F-2 Definitions.§33-16F-3 Plan proposals; approval of plans.§33-16F-4 Required plan provisions; grounds for disapproval; alternative plans§33-16F-5 Eligibility of individuals and groups.§33-16F-6 Regulation and marketing of plans.§33-16F-7 Applicability of certain provisions; commissioner's authority to forbear from applying certain provisions.§33-16F-8 Assessment of the West Virginia program.§33-16F-9 Nonentitlement.§33-16F-10 Emergency and legislative rules authorized.§33-17-1 Scope of article.§33-17-2 Standard fire policy.§33-17-3 Arrangement of policy.§33-17-4 Information as to insurer.§33-17-5 Insertion of provisions required by law or charter.§33-17-6 Additional contracts, riders or endorsements.§33-17-6a Notice of noncoverage of flood damages and the availability of flood insurance.§33-17-7 Designation as standard policy; agent's name.§33-17-8 Filing of forms.§33-17-9 Total or partial fire loss.§33-17-9a Notice of insurance proceeds.§33-17-9b Disbursement of insurance proceeds.§33-17-10 Repealed§33-17-11 Exclusion of nuclear perils.§33-17-12 Payment discharges insurer.§33-17A-1 Purpose of article.§33-17A-2 Scope of article.§33-17A-3 Definitions.§33-17A-4 Notification and reasons for a transfer, declination or termination.§33-17A-4a Alternative method for nonrenewal for property insurance.§33-17A-4b Manner of making election relating to nonrenewals.§33-17A-4c Report to the Legislature.§33-17A-5 Permissible cancellations.§33-17A-6 Discriminatory terminations and declinations prohibited.§33-17A-7 Hearings and administrative procedure.§33-17A-8 Sanctions.§33-17A-9 Civil liability and actions.§33-17A-10 Immunity.§33-17A-11 Severability.§33-18-1 Association of volunteer fire departments to obtain casualty insurance.§33-19-1 Surety required in courts or by governmental bodies to be provided by persons licensed in West Virginia.§33-20-1 Purpose and interpretation of article.§33-20-2 Scope of article.§33-20-3 Ratemaking.§33-20-4 Rate filings.§33-20-4a Biannual rate filings for certain insurance lines.§33-20-5 Disapproval of filings.§33-20-6 Rating organizations.§33-20-7 Deviations from filings.§33-20-8 Appeals by members of or subscribers to rating organization.§33-20-9 Information to be furnished insureds; hearings and appeals of insureds.§33-20-10 Advisory organizations.§33-20-11 Joint underwriting or joint reinsurance.§33-20-12 Examinations.§33-20-13 Rate administration.§33-20-14 False or misleading information.§33-20-15 Assigned risks.§33-20-16 Penalties.§33-20-17 Determination of rates on dwellings.§33-20-18 Reduction of premium charges for persons fifty-five years of age or older.§33-20-19 Publication of automobile insurance rates.§33-20-20 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.§33-20A-1 Short title.§33-20A-2 Intent and purpose.§33-20A-3 West Virginia essential insurance association.§33-20A-4 Board of directors.§33-20A-5 General powers.§33-20A-6 Powers of commissioner and association.§33-20A-7 Immunity from liability.§33-20B-1 Scope of article.§33-20B-2 Rate making.§33-20B-3 Rate filings.§33-20B-3a Rate prohibitions.§33-20B-4 Disapproval of filings.§33-20B-5 Rating organizations.§33-20B-6 Rate review and reporting.§33-20B-7 Studies by the commissioner.§33-20B-8 Insurers required to report results of civil actions against physicians or podiatrists; penalties for failure to report; notice and hearing.§33-20B-9 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.§33-20C-1 Scope of article.§33-20C-2 Cancellation prohibited except for specified reasons; notice.§33-20C-3 Insurer to specify reasons for cancellation.§33-20C-4 Notice period for cancellation; ninety-day notice required for nonrenewal.§33-20C-5 Hearings and review.§33-20D-1 Scope of article.§33-20D-2 Definitions.§33-20D-3 Tail insurance to be offered upon cancellation; availability of amortization; minimum premium rates; penalties for noncompliance.§33-20D-4 Insurance commissioner to promulgate rules; establish amortization rates.§33-20E-1 Short title.§33-20E-2 Legislative findings.§33-20E-3 Intent and purpose.§33-20E-4 Definitions.§33-20E-5 Joint underwriting association.§33-20E-6 Board of directors.§33-20E-7 Association's powers and duties.§33-20E-8 State board of risk and insurance management to exercise board of directors' powers temporarily; interim plan of operation§33-20E-9 Final plan of operation.§33-20E-10 Duties and powers of commissioner§33-20E-11 Eligibility for coverage.§33-20E-12 Issuance of policy.§33-20E-13 Rates; initial filing; basis for rates and premiums.§33-20E-14 The Medical Professional Liability Insurance Fund; capitalization; transfer of assets and liabilities to board of directors.§33-20E-15 Deposit of funds; investments; premium tax liability; state not responsible for liabilities or expenses of association.§33-20E-16 Deficit; recoupment; assessments; reimbursement of members.§33-20E-17 Commissioner to report to board termination of authority to transact insurance.§33-20E-18 Examination of association§33-20E-19 Annual statements.§33-20E-20 Immunity.§33-20E-21 Operative date.§33-20F-1 Short title.§33-20F-1a Scope of article.§33-20F-2 Findings and purpose.§33-20F-3 Definitions.§33-20F-4 Authorization for creation of company; requirements and limitations; repayment of loan.§33-20F-5 Governance and organization.§33-20F-6 Management and administration of the company.§33-20F-7 Initial capital and surplus; special assessment; failure to pay assessment; disposition of civil penalty collected.§33-20F-8 Application for license; authority of commissioner.§33-20F-9 Kinds of coverage authorized; transfer of policies from the State Board of Risk and Insurance Management; risk management practices authorized.§33-20F-10 Controlling law.§33-20F-11 Liberal construction.§33-20F-12 Severability.§33-21-1 Scope of article.§33-21-2 General laws applicable.§33-21-3 Kinds of insurance.§33-21-4 Name.§33-21-5 Attorney.§33-21-6 Application for license.§33-21-7 Issuance of license; suspension, revocation or renewal.§33-21-8 Power of attorney.§33-21-9 Modification of subscribers' agreement or power of attorney.§33-21-10 Attorney's bond.§33-21-11 Annual report.§33-21-12 Process and venue; annual fee.§33-21-13 Fees and taxes.§33-21-14 Who may be subscribers.§33-21-15 Subscribers' advisory committee.§33-21-16 Subscribers' liability -- Generally.§33-21-17 Same -- On judgments.§33-21-18 Assessments -- Generally.§33-21-19 Same -- Time limit.§33-21-20 Same -- Maximum liability.§33-21-21 Nonassessable policies.§33-21-22 Distribution of unused premiums, savings or credits.§33-21-23 Advancement and repayment of funds.§33-21-24 Rules for determining financial condition of reciprocal insurer.§33-21-25 Distribution of assets to subscribers upon liquidation.§33-21-26 Merger or conversion.§33-22-1 Scope of article.§33-22-2 Applicability of other provisions.§33-22-2a Repealed§33-22-3 Incorporation.§33-22-4 License.§33-22-5 Corporate organization and procedure.§33-22-6 Members.§33-22-7 Filing and approval of policy; setting out terms and conditions; limiting liability; standard forms or provisions.§33-22-8 Kinds of coverage authorized.§33-22-9 Premiums, membership fees, assessments and dividends.§33-22-10 Contingent liability of member.§33-22-11 Surplus or emergency fund.§33-22-12 Limit of risk.§33-22-13 Reinsurance; joint policies.§33-22-14 Notices to members.§33-22-15 Termination, cancellation or suspension of membership.§33-22-16 Fees.§33-22-17 Member's share of assets upon liquidation.§33-22-18 Mergers and consolidations.§33-22-19 Conversion to stock or mutual insurer.§33-23-1 Scope of article.§33-23-2 Applicability of other provisions.§33-23-2a Applicability of insurance fraud prevention act.§33-23-3 Fraternal benefit societies defined.§33-23-4 Lodge system defined.§33-23-5 Representative form of government defined.§33-23-6 Organization.§33-23-7 Retention of corporate powers by existing incorporated societies.§33-23-8 Incorporation of existing voluntary associations.§33-23-9 Office and meetings of domestic society.§33-23-10 Consolidations and mergers.§33-23-11 Conversion of society to mutual life insurer.§33-23-12 Qualifications for benefit membership.§33-23-13 Amendment of articles of incorporation, constitution or laws.§33-23-14 Operation of charitable, benevolent or educational institutions.§33-23-15 Payment of benefits other than insurance benefits.§33-23-16 No personal liability for payment of benefits.§33-23-17 Kinds of benefits authorized.§33-23-18 Benefits on lives of children.§33-23-19 Nonforfeiture benefits, cash surrender values, loans and options.§33-23-20 Beneficiaries.§33-23-21 Benefits not liable to process.§33-23-22 Certificates and agreement with members.§33-23-23 Approval of certificates; standard and prohibited provisions.§33-23-24 Filing and approval of accident and sickness insurance certificates.§33-23-25 Waiver of laws and constitution of society.§33-23-26 Reinsurance.§33-23-27 Licensing of foreign and alien societies.§33-23-28 Term of license; renewal, refusal, revocation or suspension; penalty in lieu thereof; reissuance.§33-23-29 Fees; exemption of funds and assets from taxation.§33-23-30 Use of funds.§33-23-31 Investments.§33-23-32 Reports and synopses of annual statements; valuations.§33-23-33 Agents.§33-23-34 Exemption of certain societies.§33-23-35 Continuum of care services.§33-24-1 Declaration of policy.§33-24-2 Definitions.§33-24-3 Corporations affected by article; eligibility of hospitals, physicians, dentists, chiropodists-podiatrists and chiropractors.§33-24-4 Exemptions; applicability of insurance laws.§33-24-4a Coverage for patient cost of clinical trials.§33-24-4b Applicability of insurance fraud prevention act.§33-24-5 Licenses; name of corporation.§33-24-6 Commissioner to enforce article; approval of contracts, forms, rates and fees.§33-24-7 Required provisions in contracts made by corporations with hospitals, physicians, dentists and other health agencies.§33-24-7a Contracts to cover nursing service.§33-24-7b Third party reimbursement for mammography, pap smear or human papilloma virus testing.§33-24-7c Third party reimbursement for rehabilitation services.§33-24-7d Required provisions in contracts which include child immunization services in the terms of the contract.§33-24-7e Coverage of emergency services.§33-24-7f Third party reimbursement for colorectal cancer examination and laboratory testing.§33-24-7g Required coverage for reconstruction surgery following mastectomies.§33-24-7h Required use of mail-order pharmacy prohibited.§33-24-7i Third-party reimbursement for kidney disease screening.§33-24-7j Required coverage for dental anesthesia services.§33-24-8 Contract or certificate to be furnished to policyholders and subscribers; payment for health care rendered needy persons.§33-24-9 Payroll deduction for governmental employees.§33-24-10 Investments; bonds of corporate officers and employees, minimum statutory surplus.§33-24-11 Reciprocity with other service plans; payment authorized.§33-24-12 Creation of subsidiary corporation or corporations.§33-24-13 Continuum of care services.§33-24-14 Delinquency proceedings.§33-24-15 Repealed§33-24-16 Repealed§33-24-17 Repealed§33-24-18 Repealed§33-24-19 Repealed§33-24-21 Repealed§33-24-22 Repealed§33-24-23 Repealed§33-24-24 Repealed§33-24-25 Repealed§33-24-26 Repealed§33-24-27 Repealed§33-24-28 Repealed§33-24-29 Repealed§33-24-30 Repealed§33-24-31 Repealed§33-24-32 Repealed§33-24-33 Repealed§33-24-34 Repealed§33-24-35 Repealed§33-24-36 Repealed§33-24-37 Repealed§33-24-38 Repealed§33-24-39 Repealed§33-24-40 Repealed§33-24-41 Repealed§33-24-42 Repealed§33-24-43 Policies discriminating among health care providers.§33-24-44 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.§33-25-1 Declaration of policy.§33-25-2 Definitions.§33-25-3 Incorporation; purposes; name; limitations.§33-25-4 Board of directors.§33-25-5 Exemption from taxes.§33-25-6 Supervision and regulation by insurance commissioner; exemption from insurance laws.§33-25-6a Applicability of insurance fraud prevention act.§33-25-7 Licenses.§33-25-8 Commissioner to enforce article; approval of contracts, forms and rates; reserve fund; membership fee.§33-25-8a Third party reimbursement for mammography or pap smearor human papilloma virus testing.§33-25-8b Third party reimbursement for rehabilitation services.§33-25-8c Third party payment for child immunization services.§33-25-8d Coverage of emergency services.§33-25-8e Third party reimbursement for colorectal cancer examination and laboratory testing.§33-25-8f Required use of mail-order pharmacy prohibited.§33-25-8g Third-party reimbursement for kidney disease screening.§33-25-8h Required coverage for dental anesthesia services.§33-25-9 Annual report.§33-25-10 Examination of corporation; report of examination; objections to report; access to books, records, etc.; removal of records, etc., from state.§33-25-11 Rules and regulations.§33-25-12 Required provisions in contracts made by corporation with physicians, dentists, etc., hospitals and other health agencies.§33-25-13 Contracts to be furnished to subscribers; payments for subscribers by others; wage deductions.§33-25-14 Advancement of money to corporation.§33-25-15 Repealed§33-25-16 Disposition of fees and charges.§33-25-17 Bonds of corporation officers and employees.§33-25-18 Annual audited financial report.§33-25-19 Administrative supervision.§33-25-20 Policies discriminating among health care providers.§33-25-21 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.§33-25A-1 Short title and purpose.§33-25A-2 Definitions.§33-25A-3 Application for certificate of authority.§33-25A-3a Conditions precedent to issuance or maintenance of a certificate of authority; renewal of certificate of authority; effect of bankruptcy proceedings.§33-25A-4 Issuance of certificate of authority.§33-25A-5 Powers of health maintenance organizations.§33-25A-6 Governing body.§33-25A-7 Fiduciary responsibilities of officers; fidelity bond; approval of contracts by commissioner.§33-25A-7a Provider contracts.§33-25A-8a Third party reimbursement for mammography, pap smear or human papilloma virus testing.§33-25A-8b Third party reimbursement for rehabilitation services.§33-25A-8c Third party payment for child immunization services.§33-25A-8d Coverage of emergency services.§33-25A-8e Third party reimbursement for colorectal cancer examination and laboratory testing.§33-25A-8f Required coverage for reconstruction surgery following mastectomies.§33-25A-8g Required use of mail-order pharmacy prohibited.§33-25A-8h Third-party reimbursement for kidney disease screening.§33-25A-8i Third-party reimbursement for dental anesthesia services.§33-25A-9 Annual report.§33-25A-10 Information to enrollees.§33-25A-11 Open enrollment period.§33-25A-12 Grievance procedure.§33-25A-13 Investments.§33-25A-14 Prohibited advertising practices.§33-25A-14a Other prohibited practices.§33-25A-15 Agent licensing and appointment required; regulation of marketing.§33-25A-16 Powers of insurers and hospital and medical service corporations.§33-25A-17 Examinations.§33-25A-17a Quality assurance.§33-25A-18 Suspension or revocation of certificate of authority.§33-25A-19 Rehabilitation, liquidation or conservation of health maintenance organization.§33-25A-20 Regulations.§33-25A-21 Administrative procedures.§33-25A-22 Fees.§33-25A-23 Penalties and enforcement§33-25A-23a Civil penalty imposed by commissioner.§33-25A-24 Scope of provisions; applicability of other laws.§33-25A-24a Repealed§33-25A-24b Repealed§33-25A-25 Filings and reports as public documents.§33-25A-26 Confidentiality of medical information.§33-25A-27 Authority to contract with health maintenance organizations under medicaid.§33-25A-28 Required health maintenance organization option.§33-25A-29 Repealed§33-25A-30 Repealed§33-25A-31 Policies discriminating among health care providers.§33-25A-32 Authority of commissioner to promulgate rules and regulations regarding affiliate and subsidiary operating results.§33-25A-33 Guaranty fund.§33-25A-34 Ambulance services.§33-25A-35 Rural health maintenance organizations.§33-25B-1 Definitions.§33-25B-2 Purpose.§33-25B-3 General powers.§33-25B-4 Voucher applications; contents.§33-25B-5 Duties and responsibilities of corporation.§33-25B-6 Duties and responsibilities of department of health and human resources to provide training and other services.§33-25B-7 Allowable commission for applicant aides; prohibited practices.§33-25B-8 Activities not deemed the sale of insurance; exemptions from benefits and taxation.§33-25B-9 Annual report and audits.§33-25B-10 Tax exemption.§33-25B-11 Personal liability of members or persons acting on behalf of the corporation.§33-25C-1 Short title and purpose.§33-25C-2 Definitions.§33-25C-3 Notice of certain enrollee rights.§33-25C-4 Access to appropriate health services.§33-25C-5 Enrollee complaints; internal grievance procedure.§33-25C-6 External review of health care disputes.§33-25C-7 Managed care plan liability.§33-25C-8 Delegation of duties.§33-25C-9 Rules.§33-25C-10 Construction.§33-25C-11 Effective date.§33-25D-1 Short title.§33-25D-2 Definitions.§33-25D-3 Application for certificate of authority; addition of services.§33-25D-4 Conditions precedent to issuance or maintenance of a certificate of authority; renewal of certificate of authority; effect of bankruptcy proceedings.§33-25D-5 Issuance of certificate of authority.§33-25D-6 Minimum capital.§33-25D-7 Powers of organization.§33-25D-8 Governing body; enrollee participation.§33-25D-9 Fiduciary responsibilities of managers; fidelity bond.§33-25D-10 Provider contracts.§33-25D-11 Evidence of coverage; review of enrollee records; charges for limited health services; cancellation of contract by enrollee.§33-25D-12 Annual and quarterly reports.§33-25D-13 Annual report to enrollees.§33-25D-14 Grievance procedure.§33-25D-15 Prohibited practices.§33-25D-16 Agent licensing and appointment required; regulation of marketing.§33-25D-17 Powers of insurers, hospital service corporations, medical service corporations, dental service corporations, health service corporations and health maintenance organizations.§33-25D-18 Examinations.§33-25D-19 Quality assurance.§33-25D-20 Suspension or revocation of certificate of authority.§33-25D-21 Rehabilitation, liquidation or conservation of prepaid limited health service organization.§33-25D-22 Rules.§33-25D-23 Administrative procedures.§33-25D-24 Fees.§33-25D-25 Penalties and enforcement.§33-25D-26 Scope of provisions; applicability of other laws.§33-25D-27 Filings and reports as public documents.§33-25D-28 Confidentiality of medical information.§33-25D-29 Authority to contract with prepaid limited health service organizations under medicaid.§33-25D-30 Authority of commissioner to propose rules regarding affiliate and subsidiary operating results.§33-25E-1 Short title.§33-25E-2 Definitions.§33-25E-3 Limitations on conditions of coverage.§33-25E-4 Required disclosure.§33-25F-1 Definitions.§33-25F-2 Coverage applicable under this article.§33-26-1 Short title.§33-26-2 Purpose.§33-26-3 Scope.§33-26-4 Construction.§33-26-5 Definitions.§33-26-6 Creation of the association.§33-26-7 Board of directors.§33-26-8 Powers and duties of the association.§33-26-9 Plan of operation.§33-26-10 Duties and powers of the commissioner.§33-26-11 Effect of paid claims.§33-26-12 Nonduplication of recovery.§33-26-13 Prevention of insolvencies.§33-26-14 Examination of association; financial report.§33-26-15 Tax exemption.§33-26-16 Recognition of assessments in rates.§33-26-17 Immunity.§33-26-18 Stay of proceedings; reopening of default judgments.§33-26-19 Severability.§33-26A-1 Short title.§33-26A-2 Purpose of article and association of insurers.§33-26A-3 Scope of article; policies and contracts covered; exclusions; extent of liability.§33-26A-4 Construction of article.§33-26A-5 Definitions.§33-26A-6 Creation of association; required accounts; supervision of commissioner; meetings and records.§33-26A-7 Board of directors; members; vacancies; voting rights; appointment and reimbursement.§33-26A-8 Powers and duties of association.§33-26A-9 Assessments.§33-26A-10 Plan of operation.§33-26A-11 Duties and powers of commissioner of insurance.§33-26A-12 Prevention of insolvencies; duties of commissioner; coordination with board of directors; duties of the board of directors; requested examinations; procedures and reports.§33-26A-13 Appointment of special deputy.§33-26A-14 Miscellaneous provisions.§33-26A-15 Examination of association; annual report.§33-26A-16 Tax exemptions.§33-26A-17 Immunity.§33-26A-18 Stay of court proceedings; reopening default judgments.§33-26A-19 Prohibited advertisement of insurance guaranty association act in insurance sales; notice to policyholders.§33-26B-1 Short title.§33-26B-2 Purpose.§33-26B-3 Scope.§33-26B-4 Construction.§33-26B-5 Definitions.§33-26B-6 Creation of association.§33-26B-7 Board of directors.§33-26B-8 Powers and duties of the association.§33-26B-9 Assessments.§33-26B-10 Plan of operation.§33-26B-11 Powers and duties of the commissioner.§33-26B-12 Records.§33-26B-13 Annual report of the association.§33-26B-14 Tax exemptions.§33-26B-15 Immunity.§33-26B-16 Prohibited advertisements.§33-27-1 Short title.§33-27-2 Definitions.§33-27-2a Subsidiaries of insurers; authorization; investment authority; exemptions; qualifications; cessation of controls.§33-27-3 Acquisition of control of or merger with domestic insurer; filing requirements; statements; alternative filing material; approval by the commissioner; hearings; notice; mailings to shareholde§33-27-4 Registration of insurers.§33-27-5 Standards.§33-27-6 Examination.§33-27-7 Confidential treatment.§33-27-8 Injunctions; prohibitions against voting securities; sequestration of voting securities.§33-27-9 Criminal proceedings; penalties.§33-27-10 Receivership.§33-27-11 Revocation, suspension or nonrenewal of insurer's license.§33-27-12 Conflict with other laws.§33-27-13 Recovery.§33-27-14 Regulatory authority.§33-28-1 Short title.§33-28-2 Purpose of article.§33-28-3 Definition of terms used in article.§33-28-4 Standards for policy provisions.§33-28-5 Minimum standards for benefits.§33-28-5a Home health care coverage.§33-28-5b Medicare supplement insurance.§33-28-6 Outline of coverage.§33-28-7 Preexisting conditions.§33-29-1 Title.§33-29-2 Purpose.§33-29-3 Definitions.§33-29-4 Applicability and scope.§33-29-5 Minimum policy language simplification standards.§33-29-6 Construction.§33-29-7 Powers of the commissioner.§33-29-8 Approval of forms.§33-29-9 Effective dates.§33-30-1 Legislative findings .§33-30-2 Purpose.§33-30-3 Definitions.§33-30-4 Mine subsidence insurance fund.§33-30-5 State support for mine subsidence insurance fund.§33-30-6 Mine subsidence coverage; waivers.§33-30-7 Limited right of insurers to refuse to provide subsidence coverage.§33-30-8 Reinsurance agreements.§33-30-9 Distribution of premium.§33-30-10 Payment of losses.§33-30-11 Repealed§33-30-12 Right of recourse.§33-30-13 Subrogation.§33-30-14 Powers of board.§33-30-15 Rules and regulations.§33-31-1 Definitions.§33-31-2 Licensing; authority.§33-31-3 Names of companies.§33-31-4 Minimum capital and surplus; letter of credit.§33-31-5 Dividends.§33-31-6 Formation of captive insurance companies in this state.§33-31-7 Reports and statements.§33-31-8 Examinations and investigations.§33-31-9 Grounds and procedures for suspension or revocation of license.§33-31-10 Legal investments.§33-31-11 Reinsurance.§33-31-12 Rating organizations; memberships.§33-31-13 Exemption from compulsory associations.§33-31-14 Tax on premiums collected.§33-31-15 Rules and regulations.§33-31-17 Delinquency.§33-31-18 Rules for controlled unaffiliated business.§33-31-19 Conversion to or merger with reciprocal insurer.§33-31-20 Branch captive insurance company formation.§33-31-21 Security required.§33-31-22 Certificate of general good.§33-31-23 Reports.§33-31-24 Examination.§33-31-25 Taxation.§33-31A-1 Applicability of article.§33-31A-2 Definitions§33-31A-3 Formation of sponsored captive insurance companies.§33-31A-4 Supplemental application materials.§33-31A-5 Protected cells.§33-31A-6 Qualification of sponsors.§33-31A-7 Authorized participants.§33-31A-8 Investments.§33-31A-9 Delinquency.§33-32-1 Purpose and short title.§33-32-2 Definitions.§33-32-3 Charter and license requirements for domestic groups.§33-32-4 Risk retention groups not chartered in this state.§33-32-5 Tax on premiums collected.§33-32-6 Compliance with unfair claims settlement practices law.§33-32-7 Prohibitive, deceptive, false, or fraudulent practices.§33-32-8 Examination regarding financial condition.§33-32-9 Notice to purchasers.§33-32-10 Prohibited acts regarding solicitation or sale.§33-32-11 Prohibition on ownership by an insurance company.§33-32-12 Prohibited coverage.§33-32-13 Delinquency proceedings.§33-32-14 Compulsory associations.§33-32-15 Countersignatures not required.§33-32-16 Purchasing groups; exemption from certain laws relating to the group purchase of insurance.§33-32-17 Notice and registration requirements of purchasing groups.§33-32-18 Restrictions on insurance purchased by purchasing groups.§33-32-19 Administrative and procedural authority regarding risk retention groups and purchasing groups.§33-32-20 Penalties.§33-32-21 Duty on agents or brokers to obtain license.§33-32-22 Binding effect of orders issued in United States district court.§33-32-23 Rules.§33-32-24 Operation prior to enactment.§33-33-1 Declaration of policy and purpose.§33-33-2 Definitions.§33-33-3 General requirements related to filing and extensions for filing of annual audited financial reports and audit committee appointment.§33-33-4 Contents of annual audited financial report.§33-33-5 Designation of independent certified public accountant.§33-33-6 Qualifications of independent certified public accountants.§33-33-8 Scope of audit and report of independent certified public accountant.§33-33-9 Notification of adverse financial condition.§33-33-10 Communication of internal control related matters noted in an audit.§33-33-10a Accountant's letter of qualifications§33-33-11 Definition, availability and maintenance of independent certified public accountant workpapers.§33-33-12 Requirements for audit committees.§33-33-13 Conduct of insurer in connection with the preparation of required reports and documents.§33-33-14 Canadian and British companies.§33-33-15 Management's report of internal control over financial reporting.§33-33-16 Exemptions and effective dates.§33-34-1 Definitions.§33-34-2 Applicability.§33-34-3 Notice to comply with written requirements of commissioner, noncompliance and administrative supervision.§33-34-4 Confidentiality of certain proceedings and records.§33-34-5 Prohibited acts during period of supervision.§33-34-6 Administrative election of proceedings.§33-34-7 Rules.§33-34-8 Meetings between the commissioner and the special deputy supervisor.§33-34-9 Special deputy supervisor appointed and expenses.§33-34-10 Immunity.§33-34-11 Severability.§33-34A-1 Definitions.§33-34A-2 Purpose.§33-34A-3 Standards.§33-34A-4 Commissioner's authority.§33-34A-5 Election of proceedings.§33-34A-6 Immunity from liability.§33-34A-7 Rules.§33-34A-8 Severability of provisions.§33-35-1 Definitions.§33-35-2 Duty to notify.§33-35-3 Penalty.§33-36-1 Short title.§33-36-2 Definitions.§33-36-3 Applicability.§33-36-4 Minimum standards.§33-36-5 Disclosure.§33-36-6 Penalties.§33-36-7 Effective date.§33-37-1 Definitions.§33-37-2 Licensure.§33-37-3 Required contract provisions.§33-37-4 Duties of insurers.§33-37-5 Examination authority.§33-37-6 Penalties and liabilities.§33-37-7 Rules and regulations.§33-37-8 Effective date.§33-38-1 Short title.§33-38-2 Definitions.§33-38-3 Licensure.§33-38-3a License applications, issuance, refusal and renewal.§33-38-4 Required contract provisions; reinsurance intermediary- brokers.§33-38-5 Books and records; reinsurance intermediary-brokers.§33-38-6 Duties of insurers utilizing the services of a reinsurance intermediary-broker.§33-38-7 Required contract provisions; reinsurance intermediary-managers.§33-38-8 Prohibited acts.§33-38-9 Duties of reinsurers utilizing the services of a reinsurance intermediary-manager.§33-38-10 Examination authority.§33-38-11 Penalties and liabilities.§33-38-12 Regulatory authority.§33-38-13 Fees.§33-38-14 Reciprocity.§33-39-1 Report.§33-39-2 Acquisitions and dispositions of assets.§33-39-3 Nonrenewals, cancellations or revisions of ceded reinsurance programs.§33-39-4 Effective date.§33-40-1 Definitions.§33-40-2 RBC reports.§33-40-3 Company action level event.§33-40-4 Regulatory action level event.§33-40-5 Authorized control level event.§33-40-6 Mandatory control level event.§33-40-7 Hearings.§33-40-8 Confidentiality; prohibition on announcements, prohibition on use in ratemaking.§33-40-9 Supplemental provisions; rules; exemption.§33-40-10 Foreign insurers.§33-40-11 Immunity.§33-40-12 Notices.§33-40-13 Effective date.§33-41-1 Short title; legislative findings and purpose.§33-41-2 Definitions§33-41-3 Fraud warning authorized; statement required of nonadmitted insurers.§33-41-4 Authority of the commissioner; use of special assistant prosecutors.§33-41-5 Reporting of insurance fraud or criminal offenses otherwise related to the business of insurance.§33-41-6 Immunity from liability.§33-41-7 Confidentiality.§33-41-8 Creation of insurance fraud unit; purpose; duties; personnel qualifications.§33-41-8a Fingerprinting and background check for applicants for employment with fraud unit.§33-41-8b Fraud investigators may present complaint directly to magistrate.§33-41-9 Other law-enforcement or regulatory authority.§33-41-10 Rules.§33-41-11 Fraudulent claims to insurance companies.§33-41-12 Civil penalties; injunctive relief; employment disqualification.§33-42-1 Short title.§33-42-2 Legislative findings and purpose.§33-42-3 Definitions.§33-42-4 Limitations on conditions of coverage.§33-42-5 Required disclosure.§33-42-6 Certain cost-sharing prohibited.§33-42-7 Limitation on number of women's health care providers.§33-42-8 Partial-birth abortions prohibited; criminal penalties; exceptions; hearings by state board of medicine.§33-43-1 Short title.§33-43-2 Application.§33-43-3 Definitions.§33-43-4 Powers of the commissioner.§33-43-4a Agreements and compromises.§33-43-5 Limitation on actions.§33-43-6 Returns.§33-43-7 Penalties.§33-43-8 Assessments.§33-43-9 Hearing and appeal; judicial review.§33-43-10 Refunds and credits.§33-43-11 Interest.§33-43-12 Allocation of payments.§33-43-13 Overpayments and underpayments.§33-43-14 Retroactive monetary relief for unconstitutional taxes.§33-43-15 Taxes collected on behalf of the commissioner.§33-44-1 Short title.§33-44-2 Purpose of enactment of provisions regarding unauthorized insurers.§33-44-3 Definitions.§33-44-4 Unlawful transaction of insurance.§33-44-5 Service of process on unauthorized insurers.§33-44-6 Injunctive relief.§33-44-7 Administrative relief.§33-44-8 Civil relief.§33-44-9 Criminal penalties.§33-44-10 Defense of action or proceeding by unauthorized insurer; bond requirements.§33-44-11 Person providing specified coverage; proof of regulation by a federal government agency.§33-44-12 Collection, maintenance and distribution of restitution to insureds.§33-44-13 Enforcement of foreign decrees.§33-45-1 Definitions.§33-45-2 Minimum fair business standards contract provisions required; processing and payment of health care services; provider claims; commissioner's jurisdiction.§33-45-3 Damages, attorney fees and costs available to providers upon insurer's violation of article or breach of contract provisions.§33-45-4 Providers invoking rights protected.§33-45-5 Commissioner authorized to propose rules.§33-45-6 Commissioner's authority.§33-45-7 Contractual alternative reimbursement arrangements.§33-45-8 Exemptions.§33-46-1 Short title.§33-46-2 Definitions.§33-46-3 Written agreement necessary.§33-46-4 Payment to administrator.§33-46-5 Maintenance of information.§33-46-6 Approval of advertising.§33-46-7 Responsibilities of the insurer.§33-46-8 Premium collection and payment of claims.§33-46-9 Compensation to the administrator.§33-46-10 Notice to covered individuals; disclosure of charges and fees.§33-46-11 Delivery of materials to covered individuals.§33-46-12 Home state certificate of authority or license.§33-46-13 Registration requirement.§33-46-14 Nonresident administrator.§33-46-15 Fees and charges.§33-46-16 Annual report and filing fee.§33-46-17 Grounds for denial, suspension or revocation of license.§33-46-18 Exemption for administrators of public health programs.§33-46-19 Unauthorized business§33-46-20 Commissioner authorized to propose rules.§33-46A-1 Purpose and intent.§33-46A-2 Definitions.§33-46A-3 Rights, duties and obligations unaffected by this article.§33-46A-4 Licensing requirements.§33-46A-5 Examinations; costs; confidentiality of information.§33-46A-6 Requirements for provisions of PEO agreements.§33-46A-7 Workers' compensation.§33-46A-8 Enforcement; penalties.§33-46A-9 Study of health plans, taxation, unemployment and labor laws; self-funded plans prohibited.§33-46A-10 Rule-making authority; fees.§33-47-1 Purposes.§33-47-2 Definitions.§33-47-3 Establishment of the commission and venue.§33-47-4 Powers of the commission.§33-47-5 Organization of the commission.§33-47-6 Meetings and acts of the commission.§33-47-7 Rules and operating procedures: rule-making functions of the commission and opting out of uniform standards.§33-47-8 Commission records and enforcement.§33-47-9 Dispute resolution.§33-47-10 Product filing and approval.§33-47-11 Review of commission decisions regarding filings.§33-47-12 Finance.§33-47-13 Compacting states, effective date and amendment.§33-47-14 Withdrawal, default and termination.§33-47-15 Severability and construction.§33-47-16 Binding effect of compact and other laws.§33-47-17 Filing of rules by the insurance commissioner.§33-48-1 Definitions.§33-48-2 Operation of the plan.§33-48-3 Establishment of rules.§33-48-4 Eligibility.§33-48-5 Unfair referral to plan.§33-48-6 Plan administrator.§33-48-7 Funding of the plan.§33-48-7a Special revenue account created.§33-48-7b Surplus available to subsidize premiums.§33-48-8 Benefits.§33-48-9 Collective action.§33-48-10 Taxation.§33-48-11 Repealed§33-48-12 Effective date.
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