Title 30 - Banks and trust companies
- 30.04 - General provisions.
- 30.04.010 - Definitions.
- 30.04.020 - Use of words indicating bank or trust company -- Penalty.
- 30.04.025 - Financial institutions -- Loan charges -- Out-of-state national banks.
- 30.04.030 - Rules -- Administration and interpretation of title.
- 30.04.045 - Director -- Powers under chapter 19.144 RCW.
- 30.04.050 - Duty to comply -- Violations -- Penalty.
- 30.04.060 - Examinations directed -- Cooperative agreements and actions.
- 30.04.070 - Cost of examination.
- 30.04.075 - Examination reports and information -- Confidentiality -- Disclosure -- Penalty.
- 30.04.111 - Limit on loans and extensions of credit to one person -- Exceptions -- Definitions -- Rules.
- 30.04.112 - "Loans or obligations" and "liabilities" limited for purposes of RCW 30.04.111.
- 30.04.120 - Loans on own stock prohibited -- Shares of other corporations.
- 30.04.125 - Investment in corporations -- Authorized businesses.
- 30.04.127 - Formation, incorporation, or investment in corporations or other entities authorized -- Approval -- Exception.
- 30.04.129 - Investment in obligations issued or guaranteed by multilateral development bank.
- 30.04.130 - Defaulted debts, judgments to be charged off -- Valuation of assets.
- 30.04.140 - Pledge of securities or assets prohibited -- Exceptions.
- 30.04.180 - Dividends.
- 30.04.210 - Real estate holdings.
- 30.04.212 - Real property and improvements thereon.
- 30.04.214 - Qualifying community investments.
- 30.04.215 - Engaging in other business activities.
- 30.04.217 - Additional powers -- Powers and authorities of savings bank -- Restrictions.
- 30.04.220 - Corporations existing under former laws.
- 30.04.225 - Contributions and gifts.
- 30.04.230 - Authority of corporation or association to acquire stock of bank, trust company, or national banking association.
- 30.04.232 - Additional authority of out-of-state holding company to acquire stock or assets of bank, trust company, or national banking association.
- 30.04.238 - Purchase of own capital stock authorized.
- 30.04.240 - Trust business to be kept separate -- Authorized deposit of securities.
- 30.04.260 - Legal services, advertising of -- Penalty.
- 30.04.280 - Compliance enjoined -- Banking, trust business, branches.
- 30.04.285 - Director's approval of a branch -- Satisfactory financial condition -- Affiliated commercial locations.
- 30.04.295 - Agency agreements -- Written notice to director.
- 30.04.300 - Foreign branch banks.
- 30.04.330 - Saturday closing authorized.
- 30.04.375 - Investment in stock, participation certificates, and other evidences of participation.
- 30.04.380 - Investment in paid-in capital stock and surplus of banks or corporations engaged in international or foreign banking.
- 30.04.390 - Acquisition of stock of banks organized under laws of foreign country, etc.
- 30.04.395 - Continuing authority for investments.
- 30.04.400 - Bank acquisition or control -- Definitions.
- 30.04.405 - Bank acquisition or control -- Notice or application -- Registration statement -- Violations -- Penalties.
- 30.04.410 - Bank acquisition or control -- Disapproval by director -- Change of officers.
- 30.04.450 - Notice of charges -- Reasons for issuance -- Contents -- Hearing -- Cease and desist order.
- 30.04.455 - Temporary cease and desist order -- Reasons for issuance.
- 30.04.460 - Temporary cease and desist order -- Injunction to set aside, limit, or suspend temporary order.
- 30.04.465 - Violations or unsafe or unsound practices -- Injunction to enforce temporary order.
- 30.04.470 - Order to refrain from violations or practices -- Administrative hearing or judicial review.
- 30.04.475 - Order to refrain from violations or practices -- Jurisdiction of courts in enforcement or issuance of orders, injunctions, or judicial review.
- 30.04.500 - Fairness in lending act -- Short title.
- 30.04.505 - Fairness in lending act -- Definitions.
- 30.04.510 - Fairness in lending act -- Unlawful practices.
- 30.04.515 - Fairness in lending act -- Sound underwriting practices not precluded.
- 30.04.550 - Reorganization as subsidiary of bank holding company -- Authority.
- 30.04.555 - Reorganization as subsidiary of bank holding company -- Procedure.
- 30.04.560 - Reorganization as subsidiary of bank holding company -- Dissenter's rights -- Conditions.
- 30.04.565 - Reorganization as subsidiary of bank holding company -- Valuation of shares of dissenting shareholders.
- 30.04.570 - Reorganization as subsidiary of bank holding company -- Approval of director -- Certificate of reorganization -- Exchange of shares.
- 30.04.575 - Public hearing prior to approval of reorganization -- Request.
- 30.04.600 - Shareholders -- Actions authorized without meetings -- Written consent.
- 30.04.605 - Directors, committees -- Actions authorized without meetings -- Written consent.
- 30.04.610 - Directors, committees -- Meetings authorized by conference telephone or similar communications equipment.
- 30.04.650 - Automated teller machines and night depositories security.
- 30.04.901 - Severability -- 2003 c 24.
- 30.08 - Organization and powers.
- 30.08.010 - Incorporators -- Paid-in capital stock, surplus, and undivided profits -- Requirements.
- 30.08.020 - Notice of intention to organize -- Proposed articles of incorporation -- Contents.
- 30.08.025 - Limited liability company -- Organization or conversion -- Approval of director -- Conditions -- Application of chapter 25.15 RCW -- Definitions.
- 30.08.030 - Investigation.
- 30.08.040 - Notice to file articles -- Articles approved or refused -- Hearing.
- 30.08.050 - Approved articles to be filed and recorded -- Organization complete.
- 30.08.055 - Amending articles -- Filing with director -- Contents.
- 30.08.060 - Certificate of authority -- Issuance -- Contents.
- 30.08.070 - Failure to commence business -- Effect -- Extension of time.
- 30.08.080 - Extension of existence -- Application -- Investigation -- Certificate -- Appeal -- Winding up for failure to continue existence.
- 30.08.081 - Shares -- Certificates not required.
- 30.08.082 - Authority to issue preferred or special classes of stock.
- 30.08.083 - Authority to divide classes into series -- Rights and preferences -- Filing of statement.
- 30.08.084 - Rights of holders of preferred or special classes of stock -- Preference in dividends and liquidation.
- 30.08.086 - Determination of capital impairment when capital consists of preferred stock.
- 30.08.087 - Authorized but unissued shares of capital stock -- Issuance -- Consideration.
- 30.08.088 - Authorized but unissued shares of capital stock -- When shares become part of capital stock.
- 30.08.090 - Amendment of articles -- Procedure.
- 30.08.092 - Increase or decrease of capital stock authorized.
- 30.08.095 - Schedule of fees to be established.
- 30.08.140 - Corporate powers of banks.
- 30.08.150 - Corporate powers of trust companies.
- 30.08.155 - Powers and authorities of trust companies -- Federally chartered trust companies -- Findings of director.
- 30.08.160 - Report of bond liability -- Collateral.
- 30.08.170 - Securities may be held in name of nominee.
- 30.08.180 - Reports of resources and liabilities.
- 30.08.190 - Time of filing -- Availability -- Penalty.
- 30.12 - Officers, employees, and stockholders.
- 30.12.010 - Directors -- Election -- Meetings -- Oath -- Vacancies.
- 30.12.020 - Meetings, where held -- Corporate records.
- 30.12.025 - Rights of shareholder to examine and make extracts of records -- Penalty -- Financial statements.
- 30.12.030 - Fidelity bonds -- Casualty insurance.
- 30.12.040 - Removal of a board director, officer, or employee -- Prohibiting participation in bank, trust company, or holding company affairs -- Grounds -- Notice.
- 30.12.0401 - Written notice of charges under RCW 30.12.042.
- 30.12.042 - Removal of a director, officer, or employee or prohibiting participation in bank, trust company, or holding company affairs -- Notice contents -- Hearing -- Order of removal or prohibition
- 30.12.044 - Removal of one or more directors of a bank, trust company, or holding company -- Effect upon quorum -- Procedure.
- 30.12.045 - Removal of delinquent officer or employee or prohibiting participation in bank or trust company affairs -- Administrative hearing -- Judicial review.
- 30.12.046 - Removal of delinquent officer or employee or prohibiting participation in bank or trust company affairs -- Jurisdiction of courts in enforcement or issuance of orders, injunctions or judic
- 30.12.047 - Removal of a director, officer, or employee of a bank, trust company, or holding company -- Violation of final order -- Penalty.
- 30.12.060 - Loans to officers or employees.
- 30.12.070 - Unsafe loans and discounts to directors or officers.
- 30.12.090 - False entries, statements, etc. -- Penalty.
- 30.12.100 - Destroying or secreting records -- Penalty.
- 30.12.110 - Commission, etc., for procuring loan -- Penalty.
- 30.12.115 - Transactions in which director or officer has an interest.
- 30.12.120 - Loans to officers or employees from trust funds -- Penalty.
- 30.12.130 - Trust company as legal representative -- Oath by officer.
- 30.12.180 - Levy of assessments.
- 30.12.190 - General penalty -- Effect of conviction.
- 30.12.205 - Stock purchase options -- Incentive bonus contracts, stock purchase or bonus plans, and profit sharing plans.
- 30.12.220 - Preemptive rights of shareholders to acquire unissued shares -- Articles of incorporation may limit or permit -- Later acquisition.
- 30.12.230 - Immunity of shareholders of bank insured by the federal deposit insurance corporation.
- 30.12.240 - Violations -- Director liability.
- 30.16 - Checks.
- 30.20 - Deposits.
- 30.22 - Financial institution individual account deposit act.
- 30.22.010 - Short title.
- 30.22.020 - Purposes.
- 30.22.030 - Construction.
- 30.22.040 - Definitions.
- 30.22.041 - Definitions.
- 30.22.050 - Types of accounts which financial institution may establish.
- 30.22.060 - Requirements of contract of deposit.
- 30.22.070 - Accounts of minors and incompetents.
- 30.22.080 - Accounts of married persons.
- 30.22.090 - Ownership of funds during lifetime of depositor.
- 30.22.100 - Ownership of funds after death of a depositor.
- 30.22.110 - Controversies between owners.
- 30.22.120 - Right to rely on form of account -- Discharge of financial institutions.
- 30.22.130 - Rights as between individuals preserved.
- 30.22.140 - Payment of funds to a depositor.
- 30.22.150 - Payment to minors and incompetents.
- 30.22.160 - Payment to trust and P.O.D. account beneficiaries.
- 30.22.170 - Payment to agents of depositors.
- 30.22.180 - Payment to personal representatives.
- 30.22.190 - Payment to heirs and creditors of a deceased depositor.
- 30.22.200 - Payment to foreign personal representative -- Release of financial institution.
- 30.22.210 - Authority to withhold payment -- Vulnerable adults.
- 30.22.220 - Adverse claim bond.
- 30.22.230 - Authority to charge a customer for furnishing items or copies of items.
- 30.22.240 - Records -- Disclosure -- Requests by law enforcement -- Fees.
- 30.22.245 - Records -- Admission as evidence -- Certificate.
- 30.22.250 - No duty to request information.
- 30.22.900 - Effective date -- 1981 c 192.
- 30.22.901 - Severability -- 1995 c 186.
- 30.22.902 - Construction -- Chapter applicable to state registered domestic partnerships -- 2009 c 521.
- 30.24 - Investment of trust funds.
- 30.32 - Dealings with federal loan agencies.
- 30.36 - Capital notes or debentures.
- 30.38 - Interstate banking.
- 30.38.005 - Definitions.
- 30.38.010 - Out-of-state bank may engage in banking in this state -- Conditions -- Director's approval of interstate combination.
- 30.38.015 - Out-of-state bank without a branch in this state -- Options -- Director's approval required -- State reciprocity.
- 30.38.020 - Out-of-state bank with host branches -- Relocation of head office -- Reincorporation -- Application -- Director's approval required.
- 30.38.030 - Out-of-state bank may maintain and operate branches -- Powers and authorities.
- 30.38.040 - Examinations of any branch of an out-of-state state bank -- Reporting requirements for any branch of an out-of-state bank -- Supervisory agreements -- Joint examinations or enforcement act
- 30.38.050 - Branch of out-of-state state bank -- Violations -- Unsafe and unsound operations -- Enforcement actions -- Notice to home state regulator.
- 30.38.060 - Rules.
- 30.38.070 - Out-of-state state bank becomes resulting bank--Branches in this state -- RCW 30.49.125(5) does not apply--When established and maintained -- Notice to director.
- 30.38.080 - Application of Washington laws -- Declaration of invalidity.
- 30.38.900 - Severability -- 1996 c 2.
- 30.42 - Alien banks.
- 30.42.010 - Purpose.
- 30.42.020 - Definitions.
- 30.42.030 - Authorization and compliance with chapter required.
- 30.42.040 - More than one office prohibited.
- 30.42.050 - Acquisition or serving on board of directors or trustees of other financial institutions prohibited.
- 30.42.060 - Conditions to be met before opening office in state.
- 30.42.070 - Allocated paid-in capital -- Requirements.
- 30.42.080 - Separate assets -- Books and records -- Priority as to assets.
- 30.42.090 - Approval of application -- Criteria -- Reciprocity.
- 30.42.100 - Notice of approval -- Filing -- Time period for commencing business.
- 30.42.105 - Power to make loans and to guarantee obligations.
- 30.42.115 - Solicitation and acceptance of deposits.
- 30.42.120 - Requirements for accepting deposits or transacting business.
- 30.42.130 - Taking possession by director -- Reasons -- Disposition of deposits -- Claims -- Priorities.
- 30.42.140 - Investigations -- Examinations.
- 30.42.145 - Examination reports and information -- Confidential -- Privileged -- Penalty.
- 30.42.150 - Loans subject to usury laws.
- 30.42.155 - Powers and activities.
- 30.42.160 - Powers as to real estate.
- 30.42.170 - Advertising, status of federal insurance on deposits to be included -- Gifts for new deposits.
- 30.42.180 - Approved agencies -- Powers and activities.
- 30.42.190 - Bonding requirements for officers and employees.
- 30.42.200 - Books and accounts -- English language.
- 30.42.210 - Bureaus -- Application procedure.
- 30.42.220 - Bureaus -- Approval -- Certificate of authority -- Time limit for commencing business.
- 30.42.230 - Bureaus -- Number -- Powers.
- 30.42.240 - Bureaus -- Examinations.
- 30.42.250 - Temporary facilities at trade fairs, etc.
- 30.42.260 - Reports.
- 30.42.270 - Taxation.
- 30.42.280 - Directors, officers, and employees -- Duties, responsibilities and restrictions -- Removal.
- 30.42.290 - Compliance -- Violations -- Penalties.
- 30.42.300 - Suspension or revocation of certificate to operate -- Grounds.
- 30.42.310 - Change of location.
- 30.42.320 - Rules.
- 30.42.330 - Fees.
- 30.42.340 - Alien banks or branches in business on or before effective date.
- 30.42.900 - Severability -- 1973 1st ex.s. c 53.
- 30.43 - Satellite facilities.
- 30.44 - Insolvency and liquidation.
- 30.44.010 - Notice to correct unsafe conditions -- Possession may be taken under specified circumstances.
- 30.44.020 - Director may order levy of assessment.
- 30.44.030 - Director's right to take possession may be contested.
- 30.44.040 - Notice of taking possession.
- 30.44.050 - Powers and duties of director.
- 30.44.060 - Notice to creditors -- Claims.
- 30.44.070 - Inventory -- List of claims.
- 30.44.080 - Objections to approved claims.
- 30.44.090 - Dividends.
- 30.44.100 - Receiver prohibited except in emergency.
- 30.44.110 - Preferences prohibited -- Penalty.
- 30.44.120 - Receiving deposits when insolvent -- Penalty.
- 30.44.130 - Expense of liquidation.
- 30.44.140 - Liquidation after claims are paid.
- 30.44.150 - Unclaimed dividends -- Disposition.
- 30.44.160 - Voluntary closing -- Possession of the director -- Notice.
- 30.44.170 - Voluntary liquidation -- Notice to creditors.
- 30.44.180 - Unclaimed dividends on voluntary liquidation.
- 30.44.190 - Disposition of unclaimed personal property.
- 30.44.200 - Duty of director -- Notice to owner.
- 30.44.210 - Final notice after two years -- Sale.
- 30.44.220 - Disposition of proceeds -- Escheat.
- 30.44.230 - Procedure as to papers, documents, etc.
- 30.44.240 - Transfer of assets and liabilities to another bank or trust company.
- 30.44.250 - Reopening.
- 30.44.260 - Destruction of records after liquidation.
- 30.44.270 - Federal deposit insurance corporation as receiver or liquidator -- Appointment -- Powers and duties.
- 30.44.280 - Payment or acquisition of deposit liabilities by federal deposit insurance corporation -- Not hindered by judicial review -- Liability.
- 30.46 - Supervisory direction -- Conservatorship.
- 30.46.010 - Definitions.
- 30.46.020 - Grounds for determining need for supervisory direction -- Abatement of determination -- Supervisory direction, procedure -- Conservator.
- 30.46.030 - Supervisory direction -- Appointment of representative to supervise -- Restrictions on operations.
- 30.46.040 - Conservator -- Appointment -- Grounds -- Powers, duties, and functions.
- 30.46.050 - Costs as charge against bank's assets.
- 30.46.060 - Request for review of action -- Stay of action -- Orders subject to review.
- 30.46.070 - Suits against bank or conservator, where brought -- Suits by conservator.
- 30.46.080 - Duration of conservator's term -- Rehabilitated banks -- Management.
- 30.46.090 - Authority of director.
- 30.46.100 - Rules.
- 30.49 - Merger, consolidation, and conversion.
- 30.49.010 - Definitions.
- 30.49.020 - State bank to resulting national bank -- Laws applicable -- Vote required -- Termination of franchise.
- 30.49.030 - State or national bank to resulting state bank -- Law applicable to nationals.
- 30.49.040 - Merger to resulting state bank -- Exception -- Agreement, contents, approval, amendment.
- 30.49.050 - Merger to resulting state bank -- Stockholders' vote -- Notice of meeting -- Waiver of notice.
- 30.49.060 - Merger to resulting state bank -- Effective date -- Termination of charters -- Certificate of merger.
- 30.49.070 - Conversion of national to state bank -- Requirements -- Procedure.
- 30.49.080 - Resulting bank as same business and corporate entity -- Use of name of merging, converting bank.
- 30.49.090 - Rights of dissenting shareholder -- Appraisal -- Amount due as debt.
- 30.49.100 - Provision for successors to fiduciary positions.
- 30.49.110 - Assets, business -- Time for conformance with state law.
- 30.49.120 - Resulting state bank -- Valuation of certain assets limited.
- 30.49.125 - Resulting bank has branches inside and outside of state -- Application -- Definitions -- Combination or purchase and assumption requires director's approval -- Deposit concentration li
- 30.49.130 - Severability -- 1955 c 33.
- 30.53 - Merging trust companies.
- 30.53.010 - Definitions.
- 30.53.020 - Approval by director -- Required.
- 30.53.030 - Contents of merger agreement -- Approval by each board of directors -- Requirements for director's approval.
- 30.53.040 - Approval by stockholders -- Voting -- Notice.
- 30.53.050 - Effective date of merger -- Certificate of merger.
- 30.53.060 - Resulting trust company -- Property, rights, powers, and duties.
- 30.53.070 - Dissenting shareholders -- May receive value in cash -- Appraisal.
- 30.53.080 - Valuation of assets -- Books of merging trust company.
- 30.56 - Bank stabilization act.
- 30.56.010 - "Bank" and "directors" defined.
- 30.56.020 - Postponement of payments on deposits -- Order -- Posting.
- 30.56.030 - Business during postponement.
- 30.56.040 - Deposits received during postponement.
- 30.56.050 - Plan for reorganization -- Conditions.
- 30.56.060 - Approval of plan -- Unsecured claims.
- 30.56.070 - No dividends until reductions paid.
- 30.56.080 - Failure to pay in excess of plan, effect.
- 30.56.090 - New bank may be authorized.
- 30.56.100 - Chapter designated "bank stabilization act."
- 30.60 - Community credit needs.
- 30.60.010 - Examinations -- Investigation and assessment of performance record in meeting community credit needs.
- 30.60.020 - Approval and disapproval of applications -- Consideration of performance record in meeting community credit needs.
- 30.60.030 - Adoption of rules.
- 30.60.900 - Severability -- 1985 c 329.
- 30.60.901 - Effective date -- 1985 c 329.
- 30.98 - Construction.
- RCW Dispositions
- 30.30 - Trustees' accounting act
- 30.42 - Alien banks
- 30.52 - Bank collection code
- 30.40 - Branch banks
- 30.16 - Checks
- 30.28 - Common trust funds
- 30.48 - Consolidation
- 30.23 - Depository accounts
- 30.20 - Deposits
- 30.04 - General provisions
- 30.24 - Investment of trust funds
- 30.12 - Officers, employees, and stockholders
- 30.08 - Organization and powers
- 30.43 - Satellite facilities
- 30.99 - Washington trust act
- Notes