45-1037.Violations; penalty.Any person violating sections 45-1025 to 45-1031 is guilty of a Class II misdemeanor.SourceLaws 1941, c. 90, § 27, p. 356; C.S.Supp.,1941, § 45-155; Laws 1943, c. 107, § 6, p. 373; R.S.1943, § 45-153; Laws 1977, LB 40, § 250; Laws 1993, LB 121, § 270; R.S.1943, (1998), § 45-153; Laws 2001, LB 53, § 65. AnnotationsPublic policy as to effect of violation of Installment Loan Act has been fixed by Legislature. McNish v. General Credit Corp., 164 Neb. 526, 83 N.W.2d 1 (1957).Penalty applies to both licensees and nonlicensees. State ex rel. Beck v. Associates Discount Corp., 162 Neb. 683, 77 N.W.2d 215 (1956).Violation, whether by licensee or nonlicensee, is a misdemeanor. Powell v. Edwards, 162 Neb. 11, 75 N.W.2d 122 (1956).