State Codes and Statutes
Statutes > New-york > Gbs > Article-34-a > 713§ 713. Required notice in credit account statements; refund of balances. 1. Every statement reflecting a credit balance in favor of the consumer shall contain a clear and conspicuous notice stating the right of the consumer to request and receive a refund of the full credit balance, together with the address to which such request may be sent. 2. Every creditor shall refund the full credit balance by cash or check within thirty days of receipt of such request.
