ISC - Insurance
- Article 1 - (101 - 110) GENERAL PROVISIONS
- 101 - Short title.
- 102 - Declaration.
- 103 - Explanation of order of provisions.
- 104 - Continuation of existing offices, licenses, approvals and proceedings.
- 106 - Construction of references.
- 107 - Definitions of terms of general use in this chapter.
- 108 - Applicability of business corporation law to insurers.
- 109 - Penalties; civil actions.
- 110 - Cooperation with other regulatory agencies.
- Article 2 - (201 - 214) ORGANIZATION OF THE INSURANCE DEPARTMENT
- 201 - Insurance department; superintendent.
- 202 - Deputies; employees.
- 203 - Offices of department.
- 204 - Prohibited activities and investments of department personnel.
- 205 - Gratuities; prohibited payments to department personnel.
- 206 - Annual report of superintendent; pamphlets.
- 208 - Transfer or destruction of records.
- 209 - Special reports.
- 210 - Annual consumer guide of health insurers, and entities certified pursuant to article forty-four of the public health law.
- 210-A - Consumer information on the availability of long term care insurance.
- 211 - *NO SECTION HEADING*
- 212 - Report on healthy New York program.
- 213 - New York state health care quality and cost containment commission.
- 214 - Report on insurance agent licensing examinations.
- Article 3 - (301 - 341) ADMINISTRATIVE AND PROCEDURAL PROVISIONS
- 301 - Regulations by superintendent.
- 302 - Orders of superintendent; when writing required.
- 303 - Notice; how given.
- 304 - Hearings; conduct; findings and report.
- 305 - Attendance of witnesses; production of documents and records.
- 306 - Immunity from prosecution.
- 307 - Annual statements; audited financial statements.
- 308 - Special reports.
- 309 - Examinations of insurers; when authorized or required.
- 310 - Examinations; how conducted.
- 311 - Filing of report on examination.
- 312 - Report on examination to be forwarded.
- 313 - Expenses of examination.
- 314 - Public retirement and pension systems.
- 315 - Professional malpractice or misconduct; reporting requirements.
- 316 - Electronic filings.
- 317 - Compliance with reporting requirements of the financial security act.
- 318 - Reports of fire losses; availability of information.
- 319 - Release of information resulting from insurers' investigation of fires.
- 320 - Records to be made available by organizations subject to the provisions of this chapter.
- 321 - Medical information exchange centers.
- 322 - Prohibited referral payment to licensees by motor vehicle repairers.
- 325 - Records of domestic insurers.
- 326 - Judicial review of orders, regulations and decisions of superintendent.
- 327 - Injunction to restrain violation of this chapter.
- 329 - Certificates as evidence; affirmation of documents and testimony.
- 330 - Rating services available to other states.
- 331 - Superintendent to maintain index of tax districts; insurers' requirements.
- 332 - Assessments to defray operating expenses of department.
- 333 - Assessments to defray expenses of Committee on Valuation of Securities of the National Association of Insurance Commissioners.
- 335 - Implementation of hospital reimbursement methodology.
- 336 - War risk exclusion; notification.
- 337 - Annual consumer guide on automobile insurance.
- 338 - Biennial report on the automobile insurance plan.
- 339 - Report on gap insurance.
- 340 - Report of claims that may result in a monetary award.
- 341 - Notification regarding qualified health insurance plans.
- Article 4 - (401 - 411) INSURANCE FRAUDS PREVENTION
- 401 - Title; legislative declaration and purpose.
- 402 - Insurance frauds bureau.
- 403 - Prohibitions.
- 404 - Procedures.
- 405 - Reports.
- 406 - Immunity.
- 407 - Other law enforcement authority, powers and duties not affected or impaired.
- 407-A - Special fraud studies.
- 409 - Fraud prevention plans and special investigations units.
- 410 - Superintendent's report on health insurance fraud.
- 411 - Life settlements fraud prevention plans.
- Article 11 - (1101 - 1123) LICENSING OF INSURERS
- 1101 - Definitions; doing an insurance business.
- 1102 - Insurer's license required; issuance.
- 1103 - Duration of licenses.
- 1104 - Revocation or suspension of license; restriction of license authority or limitation on premiums written.
- 1105 - Voluntarily ceasing to maintain license.
- 1106 - Additional requirements for foreign or alien insurer's license.
- 1107 - Licenses for unincorporated insurers.
- 1108 - Insurers exempt from licensing and other requirements.
- 1109 - Limited exemption for health maintenance organizations.
- 1110 - Charitable annuity societies exempt; special permits.
- 1111 - Compulsory insurance; bonds of surety companies; certificates of qualification.
- 1112 - Reciprocal provisions as to taxes, license fees, deposits, and other requirements.
- 1112-A - Reports.
- 1113 - Kinds of insurance authorized.
- 1114 - Reinsurance business.
- 1115 - Limitation of risk, in general.
- 1116 - Prepaid legal services plans and legal services insurance.
- 1117 - Health insurance plans for long term care.
- 1118 - Regional pilot projects for the uninsured.
- 1119 - Limited exemption for continuing care retirement communities.
- 1120 - Child health insurance plan.
- 1121 - Voucher insurance program.
- 1122 - New York state health insurance continuation assistance demonstration project.
- 1123 - Health insurance demonstration program for independent workers.
- Article 12 - (1201 - 1221) ORGANIZATION AND CORPORATE PROCEDURE
- 1201 - Incorporation of stock or mutual insurance companies.
- 1202 - Number of directors; independent directors and committees of the board of directors; duty of directors.
- 1203 - Non-use of corporate charter.
- 1204 - Sale of insurance securities.
- 1205 - Existing corporations.
- 1206 - Amendments to charters and increase of capital of insurance corporations.
- 1207 - Options for the purchase of shares.
- 1208 - Method of amending mutual company charters.
- 1209 - Management and by-laws of mutual insurance corporations.
- 1210 - By-laws of domestic stock life insurance companies.
- 1211 - Mutual insurance corporations; membership and dividends.
- 1212 - Service of process upon superintendent as attorney.
- 1213 - Service of process on superintendent as attorney for unauthorized insurers.
- 1214 - Acting for foreign corporation which has not designated superintendent as attorney.
- 1215 - Forfeiture of office by director or trustee of a domestic mutual insurer.
- 1216 - Notice of indemnification of directors and officers of insurance corporations.
- 1217 - Vouchers for disbursements.
- 1218 - Regulation of stock ownership, interlocking directors and common management.
- 1219 - Misconduct by directors; insolvency.
- 1220 - Misconduct by officers and directors of co-operative fire insurance companies and of fraternal benefit societies.
- 1221 - Transactions by officers, directors and certain shareowners in the insurer's shares.
- Article 13 - (1301 - 1325) ASSETS AND DEPOSITS
- 1301 - Admitted assets.
- 1302 - Assets not admitted.
- 1303 - Loss or claim reserves.
- 1304 - Valuation reserves.
- 1305 - Unearned premium reserves.
- 1306 - Miscellaneous liabilities.
- 1307 - Contingent liability for borrowings.
- 1308 - Reinsurance, when permitted; effect on reserves.
- 1309 - Insolvency of an insurer.
- 1310 - Impairment of a stock insurer.
- 1311 - Impairment of a mutual or reciprocal insurer.
- 1312 - Trusteed surplus of alien insurers; impairment.
- 1313 - Contents of advertisements and other public announcements concerning financial condition of insurers.
- 1314 - Deposits; custody, beneficiaries, exchanges, inspection and income.
- 1315 - Trusteed assets of alien insurers.
- 1316 - Voluntary deposits.
- 1317 - Release of deposits.
- 1318 - Deposits, securities eligible.
- 1319 - Deposits by foreign insurers.
- 1320 - Deposits by alien insurers; statutory deposits.
- 1321 - Commutation of reinsurance agreements.
- 1322 - Risk-based capital for life and accident and health insurance companies.
- 1323 - Issuance of capital notes by domestic life insurance companies
- 1324 - Risk-based capital for property/casualty insurance companies.
- 1325 - Exemption.
- Article 14 - (1401 - 1414) INVESTMENTS
- 1401 - Definitions and rules of general application.
- 1402 - Minimum capital or minimum surplus to policyholder investments.
- 1403 - Reserve and other investments; certain requirements.
- 1404 - Types of reserve investments permitted for non-life insurers.
- 1405 - Investments of life insurers.
- 1406 - Policy loans.
- 1407 - Non-reserve and prohibited investments for property/casualty and certain other insurers.
- 1408 - Acquisition of insurance company shares; limitations thereon.
- 1409 - Limitation of investments.
- 1410 - Derivative transactions and derivative instruments.
- 1411 - Authorization of, and restrictions on, investments.
- 1412 - Disposal or deduction of investments unlawfully acquired.
- 1413 - Investments of foreign and alien insurers.
- 1414 - Valuation of investments.
- Article 15 - (1501 - 1510) HOLDING COMPANIES
- 1501 - Definitions; determinations.
- 1502 - Exemptions.
- 1503 - Registration.
- 1504 - Reporting; examination; publication.
- 1505 - Transactions within a holding company system affecting controlled insurers.
- 1506 - Acquisition or retention of control of insurers.
- 1507 - Management of controlled insurers.
- 1508 - Acceptance of reports filed with government agencies.
- 1509 - Prohibition of indirect action.
- 1510 - Violations; penalties; jurisdiction over non-domiciliaries.
- Article 16 - (1601 - 1612) SUBSIDIARIES OF DOMESTIC PROPERTY/CASUALTY INSURANCE COMPANIES AND CERTAIN OTHER ENTITIES
- 1601 - Authority to invest in subsidiaries; businesses of subsidiaries.
- 1602 - Minimum ownership of subsidiaries' shares.
- 1603 - Notice of intent to acquire.
- 1605 - When corporation is deemed a subsidiary.
- 1606 - Valuation of shares of subsidiary.
- 1607 - Subsidiary's name not to mislead.
- 1608 - Relationships and transactions between parent and subsidiary.
- 1609 - Prohibitions on investments of subsidiaries.
- 1610 - Authority to conduct certain business directly instead of through subsidiary.
- 1611 - Aggregate limitations.
- 1612 - Regulations.
- Article 17 - (1701 - 1716) SUBSIDIARIES OF DOMESTIC LIFE INSURANCE COMPANIES AND CERTAIN OTHER ENTITIES
- 1701 - Authority to invest in subsidiaries; businesses of subsidiaries.
- 1702 - Meaning of "subsidiary" and "parent corporation"; certain types of subsidiaries defined.
- 1703 - Standard of care for investments in subsidiaries.
- 1704 - Exemptions applicable to subsidiaries; limitations generally.
- 1705 - Quantitative limitations.
- 1706 - Exemptions applicable to parent corporation.
- 1707 - Regulations to restrict pyramiding.
- 1708 - Information reports.
- 1709 - Confidentiality of information reports.
- 1710 - Superintendent's power to order disposition of subsidiaries.
- 1711 - Subsidiary's name not to mislead.
- 1712 - Relationships and transactions between parent corporation and subsidiary.
- 1713 - Prohibitions on investments of subsidiaries.
- 1714 - Authority to conduct certain business directly instead of through subsidiary.
- 1715 - Valuation of shares of subsidiaries.
- 1716 - Regulations.
- Article 21 - (2101 - 2137) AGENTS, BROKERS, ADJUSTERS, CONSULTANTS AND INTERMEDIARIES
- 2101 - Definitions.
- 2102 - Acting without a license.
- 2103 - Insurance agents; licensing.
- 2104 - Insurance brokers; licensing.
- 2105 - Excess line brokers; licensing.
- 2106 - Reinsurance intermediaries; licensing.
- 2107 - Insurance consultants; licensing and duties.
- 2108 - Adjusters; licensing and duties.
- 2109 - Agents and brokers; temporary license in case of death, service in armed forces or disability.
- 2110 - Revocation or suspension of license of insurance producer, insurance consultant, adjuster or life settlement broker.
- 2111 - Revoked licensees.
- 2112 - Certificate of appointment of an insurance producer to act as an agent and notice of termination of an insurance producer.
- 2114 - Life, accident and health insurance agents; commissions.
- 2115 - Property/casualty insurance agents; commissions.
- 2116 - Insurance brokers; commissions.
- 2117 - Acting for or aiding unlicensed or unauthorized insurers or health maintenance organizations.
- 2118 - Excess line brokers; duties.
- 2119 - Insurance agents, brokers, consultants, and life settlement brokers; written contract for compensation; excess charges prohibited.
- 2120 - Fiduciary capacity of insurance agents, insurance brokers and reinsurance intermediaries.
- 2121 - Broker authorized to receive premium, when.
- 2122 - Advertising by insurance agents and brokers.
- 2123 - Misrepresentations, misleading statements and incomplete comparisons.
- 2124 - Stay or suspension of superintendent's determination.
- 2125 - Marine insurance; acting as agent, broker or insurer of persons without insurable interest.
- 2126 - Impersonation at examinations prohibited.
- 2127 - Penalties for violations.
- 2128 - Commission and fee sharing prohibited.
- 2129 - Duty to have an agent or broker at each place of business.
- 2130 - Excess line association.
- 2131 - Limited license for rental vehicle companies, wireless communications equipm ent vendors and self-service storage companies.
- 2132 - Continuing education.
- 2133 - Forged insurance identification cards.
- 2134 - Change of address.
- 2135 - Administration of certain functions.
- 2136 - Reciprocity.
- 2137 - Life settlement brokers; licensing.
- Article 22 - (2201 - 2209) CERTIFICATION OF EMPLOYEES OF INSURERS AND SAVINGS BANKS OFFERING LIFE INSURANCE
- Article 23 - (2301 - 2351) PROPERTY/CASUALTY INSURANCE RATES
- 2301 - Purpose.
- 2302 - Applicability.
- 2303 - Standards for rates.
- 2304 - Rate making and supporting information.
- 2305 - Rates or rating plans; no prior approval; prior approval.
- 2306 - Delegation of rate filing obligation.
- 2307 - Rating classifications or territories; policy forms.
- 2308 - Imposition of prior approval.
- 2309 - Excess rate.
- 2310 - Informational filings.
- 2311 - Suspension of filing requirement.
- 2313 - Rate service organization; defined.
- 2314 - Charging of rates.
- 2315 - Recording and reporting of experience; statistical plans.
- 2316 - Prohibition of anti-competitive behavior.
- 2317 - Joint underwriting or joint reinsurance.
- 2318 - Risk sharing plans.
- 2319 - Information to be furnished insureds; aggrieved person.
- 2320 - Enforcement and penalties; where prior approval is not required.
- 2321 - Enforcement and penalties; where prior approval is required.
- 2322 - Final determination; procedure on orders without hearing.
- 2323 - Profitability and rates of return; where prior approval is not required.
- 2324 - Rebating and discrimination.
- 2325 - Accounts and statistics.
- 2326 - Evaluation of competitive rating provisions.
- 2328 - Certain motor vehicle insurance rates; prior approval.
- 2329 - Motor vehicle insurance rates; excess profits.
- 2330 - No fault motor vehicle insurance rates; reflection of reduced exposure to loss.
- 2331 - Motor vehicle comprehensive insurance rates; age, sex or marital status.
- 2332 - Non-commercial private passenger automobile insurance rates; experienced and inexperienced principal operators.
- 2333 - Non-commercial private passenger automobile insurance rates; apportionment of expenses.
- 2334 - Non-commercial private passenger automobile insurance rates; merit rating plans.
- 2335 - Motor vehicle liability insurance rates; prohibition of surcharges for certain accidents and traffic infractions.
- 2335-A - Prohibition of rate increases for persons involved in emergency use of vehicles.
- 2336 - Motor vehicle liability, comprehensive and collision insurance rates; premium reductions in certain cases.
- 2336-A - Snowmobile liability insurance rates; premium reductions in certain cases.
- 2337 - Private passenger automobile physical damage insurance; statistics on use of anti-theft devices and the maximum discount for all anti-theft devices.
- 2338 - Appeal from rate service organization action.
- 2339 - Charging or receiving of rates; deviations.
- 2340 - Credit property insurance.
- 2341 - Consumers advisory council; business advisory council.
- 2342 - Expiration of certain provisions.
- 2343 - Medical malpractice insurance rates; special additional provisions regarding such rates.
- 2344 - Flexible rate limitations in problem markets.
- 2345 - Disclosure of premium reductions and surcharges.
- 2346 - Reduction in rates of fire insurance or homeowners insurance premiums for residential property.
- 2346-A - Reduction in rates of certain commercial risk insurance premiums for real property.
- 2347 - Workers' compensation rate changes.
- 2348 - Anti-theft and fraud savings.
- 2349 - Multi-tier program.
- 2350 - Flexible rating for nonbusiness automobile insurance policies.
- 2351 - Homeowners' insurance policies.
- Article 24 - (2401 - 2409) UNFAIR METHODS OF COMPETITION AND UNFAIR AND DECEPTIVE ACTS AND PRACTICES
- 2401 - Purpose.
- 2402 - Definitions.
- 2403 - Unfair methods of competition or unfair and deceptive acts or practices prohibited.
- 2404 - Power of superintendent.
- 2405 - Hearings and reports on defined violations and determined violations.
- 2406 - Procedure after report; defined violation.
- 2407 - Procedure after report; determined violation.
- 2408 - Judicial review by intervenor.
- 2409 - Effect on other powers and laws.
- Article 25 - (2502 - 2505) PROHIBITIONS AGAINST CONTROLLED BUSINESS
- 2502 - Designation of particular insurer, agent or broker in property financing transactions and other unfair practices.
- 2503 - Designation of particular insurer, agent, broker or fund for insurance provided to discharge statutory requirement.
- 2504 - Designation of particular insurer, agent or broker for insurance in certain public construction contracts.
- 2505 - Designation of particular insurer, agent or broker for construction contracts generally.
- Article 26 - (2601 - 2615) UNFAIR CLAIM SETTLEMENT PRACTICES; OTHER MISCONDUCT; DISCRIMINATION
- 2601 - Unfair claim settlement practices; penalties.
- 2602 - Rebates on life insurance; witnesses' immunity.
- 2603 - Issue or circulation of false literature.
- 2604 - False statements as to insurers.
- 2605 - Penalty for violating workers' compensation law.
- 2606 - Discrimination because of race, color, creed, national origin, or disability.
- 2607 - Discrimination because of sex or marital status.
- 2608 - Discrimination because of treatment for a mental disability.
- 2608-A - Discrimination in enrollment against certain children.
- 2609 - Discrimination in the issuance of performance or surety bonds.
- 2610 - Collision or comprehensive coverage on motor vehicles; claims; repairs.
- 2610-A - Rental vehicle reimbursement coverage.
- 2611 - HIV written informed consent.
- 2612 - Discrimination based on being a victim of domestic violence.
- 2613 - Eligibility for life and disability insurance for persons with a history of any type of cancer.
- 2614 - Discrimination because of past lawful travel.
- 2615 - Genetic testing written informed consent.
- Article 27 - (2701 - 2711) HOLOCAUST VICTIMS INSURANCE ACT OF 1998
- 2701 - Definitions.
- 2702 - Holocaust claims assistance.
- 2703 - Insurer claims handling.
- 2704 - Rights of action.
- 2705 - Reports from insurers.
- 2706 - Reports to the govenor and the legislature.
- 2707 - Penalty.
- 2708 - Application of section four thousand two hundred twenty-four.
- 2709 - Substantial compliance.
- 2710 - Rules and regulations.
- 2711 - Severability.
- Article 28 - (2801 - 2809) USE OF CREDIT INFOMATION
- Article 31 - (3101 - 3113) INSURANCE CONTRACTS - GENERAL
- 3101 - Simplified comprehensive policies of insurance.
- 3102 - Requirements for the use of readable and understandable insurance policies.
- 3103 - Non-conforming contracts.
- 3104 - Contract provisions required by laws of other jurisdictions.
- 3105 - Representations by the insured.
- 3106 - Warranty defined; effect of breach.
- 3107 - Sale of insurance policies by vending machine.
- 3108 - Reinsurance contracts excepted.
- 3109 - False statements in applications for membership in fraternal benefit societies.
- 3110 - Withdrawal of approval of any policy form.
- 3111 - Special provisions relating to senior citizens.
- 3112 - Automatic bank withdrawal agreements; notification required.
- 3113 - Consent of and notification of an irrevocable beneficiary under a court order of divorce or separation.
- Article 32 - (3201 - 3239) INSURANCE CONTRACTS - LIFE, ACCIDENT AND HEALTH, ANNUITIES
- 3201 - Approval of life, accident and health, credit unemployment, and annuity policy forms.
- 3202 - Withdrawal of approval of policy forms.
- 3203 - Individual life insurance policies; standard provisions as to contractual rights and responsibilities of policyholders and insurers.
- 3204 - Policy to contain entire contract; statements of applicant to be representations and not warranties; alterations.
- 3205 - Insurable interest in the person; consent required; exceptions.
- 3206 - Policies which provide for an adjustable maximum rate of interest on policy loans.
- 3207 - Life insurance contracts by or for the benefit of minors; on the lives of minors, limitations on amount.
- 3208 - Antedating of life insurance policies and burial agreements prohibited.
- 3209 - Life insurance, annuities and funding agreements disclosure requirements.
- 3210 - Incontestability after reinstatement.
- 3211 - Notice of premium due under life or disability insurance policy; notice to assignees of non-payment of premium.
- 3212 - Exemption of proceeds and avails of certain insurance and annuity contracts.
- 3213 - Payment of proceeds.
- 3214 - Interest upon proceeds of life insurance policies and annuity contracts.
- 3215 - Disability benefits in connection with life insurance and annuities.
- 3216 - Individual accident and health insurance policy provisions.
- 3217 - Minimum standards in the form, content and sale of accident and health insurance; policies and subscriber contracts.
- 3217-A - Disclosure of information.
- 3217-B - Prohibitions.
- 3217-C - Primary and preventive obstetric and gynecologic care.
- 3217-D - Grievance procedure and access to specialty care.
- 3218 - Medicare supplemental insurance policies.
- 3219 - Annuity and pure endowment contracts and certain group annuity certificates; standard provisions as to contractual rights and responsibilities of cont
- 3220 - Group life insurance policies; standard provisions.
- 3221 - Group or blanket accident and health insurance policies; standard provisions.
- 3222 - Funding agreements.
- 3223 - Group annuity contracts; standard provisions as to contractual rights and responsibilities of contract holders, certificate holders and annuitants, an
- 3224 - Standard claim forms; accident and health insurance.
- 3224-A - Standards for prompt, fair and equitable settlement of claims for health care and payments for health care services.
- 3224-B - Rules relating to the processing of health claims and overpayments to physicians.
- 3224-C - Coordination of benefits.
- 3225 - Eligibility for health insurance in cases of exposure to DES.
- 3226 - Reinsurance contracts excepted.
- 3227 - Interest upon surrenders, policy loans and other funds.
- 3228 - Individual accident and health insurance policies; premium refund at death of insured.
- 3229 - Minimum benefit standards for certain long term care plans.
- 3230 - Accelerated payment of the death benefit or special surrender value under a life insurance policy.
- 3231 - Rating of individual and small group health insurance policies; approval of superintendent.
- 3231*2 - Health insurance policies and subscriber contracts; prohibited claims.
- 3232 - Pre-existing condition provisions in health policies.
- 3232-A - Certification of creditable coverage.
- 3233 - Stabilization of health insurance markets and premium rates.
- 3234 - Pre-existing condition provisions in group and blanket disability policies.
- 3234*2 - Limitations on administrative services and stop-loss coverage.
- 3234*3 - Explanation of benefits forms relating to claims under certain accident and health insurance policies.
- 3235 - Explanation of benefits forms relating to claims under medicare supplemental insurance policies and limited benefits health insurance policies or cert
- 3235-A - Payment for early intervention services.
- 3236 - Public health law assessments.
- 3237 - Health insurance coverage for full-time students on medical leaves of absence.
- 3238 - Pre-authorization of health care services.
- 3239 - Wellness programs.
- Article 34 - (3401 - 3454) INSURANCE CONTRACTS-PROPERTY/CASUALTY
- 3401 - Insurable interest in property.
- 3402 - Executory contract not a change in interest, title or possession.
- 3403 - Anti-arson application.
- 3404 - Fire insurance contracts; standard policy provisions; permissible variations.
- 3405 - Fire insurance contract; losses from nuclear reaction or radiation.
- 3406 - Copy of examination of insured to be delivered to insured.
- 3407 - Property insurance; proofs of loss; notice of loss.
- 3407-A - Property/casualty insurance contract and policy standard provisions.
- 3408 - Fire insurance; appraisal of loss; procedure for selection of umpire on failure to agree.
- 3409 - Distribution of hazardous material report forms.
- 3410 - Fire insurance contract; payment of liens on proceeds; certain cases.
- 3411 - Automobile physical damage insurance covering private passenger automobiles; standard provisions; required inspections; duties of insurers and insured
- 3412 - Automobile physical damage insurance covering private passenger automobiles; salvage; total losses; thefts; duties of insurers.
- 3413 - Standard claim forms for fire losses.
- 3414 - Reports by insurers of certain casualty loss on property owned or operated by religious organizations.
- 3415 - Supplemental claim form to be submitted for certain fire loss claims in excess of ten thousand dollars in a city with a population of one million or m
- 3420 - Liability insurance; standard provisions; right of injured person.
- 3425 - Certain property/casualty insurance policies; cancellation and renewal provisions; agents' contracts and brokers' accounts.
- 3426 - Commercial lines insurance; cancellation and renewal provisions.
- 3427 - Gap insurance; cancellation, renewal and other provisions.
- 3428 - Cancellation of insurance contracts; return premiums; financed insurance premiums.
- 3429 - Geographical location of risks; fire, fire and extended coverage policies; private passenger automobile insurance policies.
- 3429-A - Geographical location of risks in area serviced by a volunteer fire department; fire, fire and extended coverage policies.
- 3430 - Right of insured, agent or broker aggrieved on basis of geographical location of property or risks.
- 3431 - Immunity; insurers' reports to insureds, to applicants for insurance and to terminated agents or brokers.
- 3432 - Immunity; reports to certain public officials and to designated organizations.
- 3433 - Termination of contracts or accounts of licensed agents or brokers; prohibition; geographical location.
- 3434 - Motor vehicle insurance policies; disabled persons; prohibitions against cancelling, refusing to issue or renew policies.
- 3435 - Group property/casualty insurance.
- 3435-A - Motor vehicle insurance policies; New York state licensed drivers; prohibitions against refusing to issue policies or renew policies.
- 3436 - Medical malpractice insurance; type of coverage.
- 3436*2 - Group credit unemployment insurance and individual credit unemployment insurance.
- 3439 - Reinsurance contracts excepted.
- 3440 - Insurance covering private passenger motor vehicles; rental vehicle coverage.
- 3442 - Credit card, debit card, or checking account group policies.
- 3443 - Workers' compensation and employers' liability insurance; optional policyholder deductibles.
- 3444 - Flood insurance notice.
- 3445 - Windstorm insurance notice.
- 3446 - Product or system group insurance policies.
- 3447 - Qualification of environmental remediation insurance for tax credit.
- 3448 - Involuntary unemployment insurance policies.
- 3449 - Wireless communications equipment insurance policies.
- 3450 - Insurance for expenses incurred as a result of an act or threatened act of violence.
- 3451 - Identity theft group insurance policies.
- 3451*2 - Regulations.
- 3452 - Group property travel insurance policies.
- 3453 - Group policy for service providers listed in a commercial directory.
- 3453*2 - Self-service storage company group insurance policies.
- 3453*3 - Employer sponsored group personal excess insurance.
- 3454 - Sponsored group personal insurance.
- Article 41 - (4101 - 4121) PROPERTY/CASUALTY INSURANCE COMPANIES
- 4101 - Definitions.
- 4102 - Powers.
- 4103 - Stock companies; financial requirements.
- 4104 - Deposits.
- 4105 - Domestic stock companies; declaration and payment of dividends.
- 4106 - Stock companies; participating policies.
- 4107 - Domestic mutual companies; financial and other requirements.
- 4108 - Foreign and alien mutual companies; licensing.
- 4109 - Mutual companies; special contingent surplus.
- 4110 - Domestic mutual companies; expense limits.
- 4111 - Mutual companies; assessments.
- 4112 - Mutual companies; protection against assessments.
- 4113 - Mutual companies; non-assessable policies.
- 4114 - Mutual companies; dividends.
- 4115 - Certain mutual companies existing prior to January first, nineteen hundred forty.
- 4116 - Domestic mutual companies; voting rights of members.
- 4117 - Loss and loss expense reserves.
- 4118 - Limitation of risks; fidelity and surety; fire; hospital mutuals.
- 4119 - Foreign and alien companies; license qualification.
- 4121 - Security may be required from banking officers and employees.
- Article 42 - (4202 - 4241) LIFE INSURANCE COMPANIES AND ACCIDENT AND HEALTH INSURANCE COMPANIES AND LEGAL SERVICES INSURANCE COMPANIES
- 4202 - Capital and surplus requirements of life insurance companies.
- 4203 - Transfer of shares of domestic life insurance company.
- 4204 - Financial requirements for the organization of stock accident and health insurance companies and stock legal services insurance companies.
- 4205 - Life, accident and health, and legal services insurance companies; engaging in other business.
- 4206 - Deposits by life, accident and health, and legal services insurance companies.
- 4207 - Dividends to shareholders of life, and accident and health insurance companies.
- 4208 - Financial and additional requirements for the organization of mutual life, accident and health, and legal services insurance companies.
- 4209 - Mutual life insurance companies, mutual accident and health insurance companies; assessments.
- 4210 - Election of directors of domestic mutual life insurance companies.
- 4211 - Election of directors of domestic stock life insurance companies.
- 4212 - Stock life insurance companies; voting power of policyholders.
- 4213 - Industrial life insurance.
- 4214 - Industrial accident and industrial health insurance.
- 4215 - Contracts with industrial life insurance agents; prohibitions.
- 4216 - Group life insurance; premium requirements; notice of conversion; filing of compensation.
- 4217 - Valuation of insurance policies and contracts.
- 4218 - When actual premium is less than net premium; minimum reserve.
- 4219 - Limitation on accumulation of surplus of life insurance companies.
- 4220 - Life insurance and annuities; nonforfeiture benefits under defaulted contracts.
- 4221 - Standard nonforfeiture law.
- 4222 - Policy loans.
- 4223 - Standard nonforfeiture law for annuities.
- 4224 - Life, accident and health insurance; discrimination and rebating; prohibited inducements and interdependent sales.
- 4225 - Domestic life insurance companies; discrimination as to brokers.
- 4226 - Misrepresentations, misleading statements and incomplete comparisons by insurers.
- 4228 - Life insurance and annuity business; limitations of expenses.
- 4230 - Salaries and pensions to officers and employees.
- 4231 - Policyholder's participation in surplus of life insurance companies.
- 4232 - Amounts credited on certain contracts or life insurance policies.
- 4233 - Annual statements of life insurance companies.
- 4235 - Group accident and health insurance.
- 4236 - Joint underwriting of group health insurance for persons aged sixty-five and over.
- 4237 - Blanket accident and health insurance.
- 4237-A - Stop-loss insurance.
- 4238 - Group annuity contracts.
- 4239 - Allocation and reporting of income and expenses of life insurers.
- 4240 - Separate accounts; fixed and variable life insurance and annuities and funding agreements.
- 4241 - Penalty for violation of filing requirements.
- Article 43 - (4301 - 4327) NON-PROFIT MEDICAL AND DENTAL INDEMNITY, OR HEALTH AND HOSPITAL SERVICE CORPORATIONS
- 4301 - Organization of corporation; purposes; board of directors.
- 4302 - Permit and license to do business.
- 4303 - Benefits.
- 4304 - Individual contracts.
- 4305 - Group contracts.
- 4306 - Required contract provisions.
- 4306-A - Health insurance coverage for full-time students on medical leaves of absence.
- 4306-B - Primary and preventive obstetric and gynecologic care.
- 4306-C - Grievance procedure and access to specialty care.
- 4307 - Providers of services.
- 4308 - Supervision of superintendent.
- 4309 - Limitation on expenses.
- 4310 - Investments; financial conditions; reserves.
- 4312 - Employment of solicitors; pension plans.
- 4313 - Applicability of other provisions of this chapter.
- 4314 - Not to affect provisions of workers' compensation law.
- 4315 - Arbitration; judicial review.
- 4316 - Individual contracts; premium refund at death of insured.
- 4317 - Rating of individual and small group health insurance contracts.
- 4318 - Pre-existing condition provisions.
- 4318-A - Certification of creditable coverage by corporations organized under this article.
- 4320 - Limitations on administrative services and stop-loss coverage.
- 4321 - Standardization of individual enrollee direct payment contracts offered by health maintenance organizations.
- 4321-A - Fund for standardized individual enrollee direct payment contracts.
- 4322 - Standardization of individual enrollee direct payment contracts offered by health maintenance organizations which provide out-of-plan benefits.
- 4322-A - Fund for standardized individual enrollee direct payment contracts which provide out-of-plan benefits.
- 4323 - Marketing materials.
- 4324 - Disclosure of information.
- 4325 - Prohibitions.
- 4326 - Standardized health insurance contracts for qualifying small employers and individuals.
- 4327 - Stop loss funds for standardized health insurance contracts issued to qualifying small employers and qualifying individuals.
- Article 44 - (4401 - 4414) EMPLOYEE WELFARE FUNDS
- 4401 - Declaration of policy.
- 4402 - Definitions.
- 4403 - Registration.
- 4404 - Examinations; requirement.
- 4405 - Examinations; conduct.
- 4406 - Examinations; publication.
- 4407 - Examinations; expenses.
- 4408 - Annual statement.
- 4409 - Special statements.
- 4410 - Annual report.
- 4411 - Account statements by insurance companies, service plans and corporate trustees and agents.
- 4412 - Regulation under other laws.
- 4413 - Prohibitions.
- 4414 - Supplementary regulations; extensions of time; service of process; records; loans; compliance.
- Article 45 - (4501 - 4530) FRATERNAL BENEFIT SOCIETIES
- 4501 - Definitions.
- 4502 - Incorporation and licensing of domestic societies; meeting of supreme governing body.
- 4503 - Licensing of foreign and alien societies.
- 4504 - Amendments to charter, constitution and by-laws; waiver of provisions.
- 4505 - Insurance benefits authorized.
- 4506 - Classes of membership.
- 4507 - Juvenile members.
- 4508 - Beneficiaries.
- 4509 - Certificates; applications; effect of changes in corporate documents.
- 4510 - Life insurance certificates; required and prohibited provisions.
- 4511 - Life insurance certificates and annuity contracts; nonforfeiture benefits and values; requirements and exceptions.
- 4512 - Accident and health and disability insurance certificates; compliance with rules and regulations.
- 4513 - Annuity certificates; compliance with rules and regulations.
- 4514 - Creation and maintenance of separate funds; premiums; assessments and other contributions of members.
- 4515 - Conditions for avoiding separate funds.
- 4516 - Annual statement; valuation report; power of superintendent.
- 4517 - Standard of valuation reserves.
- 4518 - Amounts credited on life insurance certificates.
- 4519 - Impairment of reserves and surplus; order to make good deficiency.
- 4520 - Non-liability of officers and members.
- 4521 - Grounds for revocation or suspension of license.
- 4522 - Exemptions of certain organizations.
- 4523 - Soliciting membership in unauthorized societies; penalties.
- 4524 - Exemption from taxation.
- 4525 - Application of other provisions of this chapter.
- 4526 - Investments of fraternal benefit societies.
- 4527 - Optional authority and regulation.
- 4528 - New business limitations.
- 4529 - Subsidiaries authorized.
- 4530 - Optional Investment Authority.
- Article 46 - (4601 - 4608) RETIREMENT SYSTEMS
- Article 47 - (4701 - 4714) MUNICIPAL COOPERATIVE HEALTH BENEFIT PLANS
- 4701 - Legislative findings.
- 4702 - Definitions.
- 4703 - Application for certificate of authority.
- 4704 - Conditions for issuance of certificate of authority.
- 4705 - Municipal cooperation agreements.
- 4706 - Reserve and surplus requirements.
- 4707 - Stop-loss requirements.
- 4708 - Contingent liability.
- 4709 - Plan benefits and disclosure.
- 4710 - Additional filing requirements and annual report.
- 4711 - Examinations.
- 4712 - Suspension or revocation of certificate of authority.
- 4713 - Plan dissolution.
- 4714 - Transition.
- Article 48 - (4801 - 4805) MANAGED CARE HEALTH INSURANCE CONTRACTS
- Article 49 - UTILIZATION REVIEW AND EXTERNAL APPEAL
- Article 51 - (5101 - 5109) COMPREHENSIVE MOTOR VEHICLE INSURANCE REPARATIONS
- 5101 - Title.
- 5102 - Definitions.
- 5103 - Entitlement to first party benefits; additional financial security required.
- 5104 - Causes of action for personal injury.
- 5105 - Settlement between insurers.
- 5106 - Fair claims settlement.
- 5107 - Coverage for non-resident motorists.
- 5108 - Limit on charges by providers of health services.
- 5109 - Unauthorized providers of health services.
- Article 52 - (5201 - 5225) MOTOR VEHICLE ACCIDENT INDEMNIFICATION CORPORATION
- 5201 - Title and purpose.
- 5202 - Definitions.
- 5203 - Motor vehicle accident indemnification corporation.
- 5204 - Board of directors.
- 5205 - Liability of directors and members.
- 5206 - Powers of corporation.
- 5207 - Assessments against members.
- 5208 - Notice of claim.
- 5209 - Investigation and defense of claims.
- 5210 - Application for payment of judgment.
- 5211 - Hearing on application for payment of judgment.
- 5212 - Order for payment of judgment.
- 5213 - Settlement of claims or actions.
- 5214 - Default and consent judgments.
- 5215 - Collusive judgments.
- 5216 - Assignments of judgments to corporation.
- 5217 - "Hit and run" causes of action.
- 5218 - Procedure for "hit and run" cases.
- 5219 - Disclaimer or denial of coverage cases.
- 5220 - Notice of judgment to commissioner.
- 5221 - "No-fault" benefits to qualified persons.
- 5222 - Examination of corporation.
- 5224 - Penalty for false statements.
- 5225 - Exemption from taxation.
- Article 53 - (5301 - 5304) MOTOR VEHICLE INSURANCE ASSIGNED RISK PLANS
- Article 54 - (5401 - 5414) NEW YORK PROPERTY INSURANCE UNDERWRITING ASSOCIATION
- 5401 - Definitions.
- 5402 - Joint underwriting association.
- 5403 - Procedures.
- 5404 - Rates, rating plans, rules and statistics.
- 5405 - Participation.
- 5406 - Appeals.
- 5407 - Availability of reports; immunity.
- 5408 - Annual statement.
- 5409 - Examinations.
- 5410 - Reimbursement fund.
- 5412 - Additional powers of the association.
- 5414 - Coastal market assistance program (C-MAP).
- Article 55 - (5501 - 5517-A) MEDICAL MALPRACTICE INSURANCE ASSOCIATION
- 5501 - Definitions.
- 5502 - Medical malpractice insurance association.
- 5503 - Plan of operation.
- 5504 - Policies.
- 5505 - Rates.
- 5506 - Procedures.
- 5507 - Participation.
- 5508 - Directors.
- 5509 - Stabilization reserve fund.
- 5510 - Appeals.
- 5511 - Annual statement.
- 5512 - Examinations.
- 5513 - Immunity.
- 5514 - Evaluation.
- 5515 - Federal program.
- 5516-D - Further transfer of association funds.
- 5516-F - Further transfer of moneys of the association.
- 5517 - Transfer of association funds; reinsurance evaluation.
- 5517-A - Return of association premium.
- Article 56 - (5601 - 5605) HEALTH CARE ARBITRATIONS
- Article 59 - (5901 - 5913) RISK RETENTION GROUPS AND PURCHASING GROUPS
- 5901 - Title and purpose.
- 5902 - Definitions.
- 5903 - Domestic risk retention groups.
- 5904 - Risk retention groups not chartered in this state.
- 5905 - Risk retention groups; notice, prohibited solicitation, coverage and ownership.
- 5906 - Security funds and compulsory associations.
- 5907 - Purchasing groups; exemption from certain laws.
- 5908 - Notice and registration requirements of purchasing groups.
- 5909 - Restrictions on insurance obtained by purchasing groups.
- 5910 - Administrative and procedural authority regarding risk retention groups and purchasing groups.
- 5911 - Insurance agents, insurance brokers and excess line brokers.
- 5912 - Binding effect of orders issued in United States district court.
- 5913 - Financial responsibility.
- Article 61 - (6101 - 6116) RECIPROCAL INSURERS AND LLOYDS UNDERWRITERS
- 6101 - Definitions.
- 6102 - Organization of domestic reciprocal insurers.
- 6103 - Deposits.
- 6104 - Qualifications of subscribers.
- 6105 - Licensing.
- 6106 - Subscriber's agreement.
- 6107 - Changes and amendments.
- 6108 - Contingent liability; non-assessable policies.
- 6109 - Subscriber's operating reserve.
- 6110 - Limitation of risk.
- 6111 - Assets, liabilities and surplus.
- 6112 - Subscribers' accounts.
- 6113 - Foreign or alien reciprocal insurers.
- 6114 - Application of other sections.
- 6115 - Merger.
- 6116 - Lloyds underwriters.
- Article 62 - (6201 - 6203) NEW YORK INSURANCE EXCHANGE
- Article 63 - (6301 - 6304) SPECIAL RISKS; FILING EXEMPTION
- Article 64 - (6401 - 6411) TITLE INSURANCE CORPORATIONS
- 6401 - Definitions.
- 6402 - Organization; financial requirements.
- 6403 - Management and powers of title insurance corporation.
- 6404 - Assets; title plant; valuation.
- 6405 - Reserves.
- 6406 - Investments; exception.
- 6407 - Restrictions on dividends.
- 6408 - Prohibition on engaging in certain business activities.
- 6409 - Filing of policy forms; rates; classification of risks; commissions and rebates prohibited.
- 6410 - Merger.
- 6411 - Merger of parent corporation and wholly-owned subsidiary.
- Article 65 - (6501 - 6508) MORTGAGE GUARANTY INSURANCE COMPANIES
- Article 66 - (6601 - 6626) CO-OPERATIVE PROPERTY/CASUALTY INSURANCE COMPANIES
- 6601 - Scope of article; other provisions.
- 6602 - Classification of insurers; foreign and alien insurers.
- 6603 - Incorporation of co-operative property/casualty insurance companies.
- 6604 - Organization of advance premium corporations.
- 6605 - Organization of assessment corporations.
- 6606 - Reinsurance.
- 6607 - Duration of charter.
- 6608 - Extension of territory.
- 6609 - Policy forms.
- 6610 - Limitation of risk.
- 6611 - Records.
- 6612 - Rebating and discrimination; accounts and statistics; assessment corporations.
- 6613 - Limitation of expenses; co-operative property/casualty insurance companies.
- 6614 - Contingent liability of members; advance premium corporations.
- 6615 - Annual assessments; borrowed money.
- 6616 - Extraordinary assessments; assessment corporations.
- 6617 - Notice of assessment; assessment corporations.
- 6618 - Suits to recover assessments.
- 6619 - Special reserve or emergency funds; co-operative property/casualty insurance companies.
- 6620 - Non-assessable policies; advance premium corporations.
- 6621 - Unabsorbed portions of premium payments.
- 6622 - Refunds from surplus; assessment corporations.
- 6623 - Investments.
- 6624 - Voting by members and meetings of boards of directors; co-operative property/casualty insurance companies.
- 6625 - Merger; consolidation.
- 6626 - Qualification of membership.
- Article 67 - (6701 - 6708) NONPROFIT PROPERTY/CASUALTY INSURANCE COMPANIES
- 6701 - Purpose; construction.
- 6702 - Definitions.
- 6703 - Organization of nonprofit property/casualty insurance companies.
- 6704 - Licensing of nonprofit property/casualty insurance companies.
- 6705 - Relevant criteria.
- 6706 - Applicability of other provisions of this chapter.
- 6707 - Tax exemption; residual market participation exemption; security funds.
- 6708 - Rules and regulations.
- Article 68 - (6801 - 6804) BAIL BONDS
- Article 69 - (6901 - 6909) FINANCIAL GUARANTY INSURANCE CORPORATIONS
- Article 70 - (7001 - 7012) CAPTIVE INSURANCE COMPANIES
- 7001 - Purpose and applicability.
- 7002 - Definitions.
- 7003 - License; power; filing; fees.
- 7004 - Required capital and surplus as regards policyholders.
- 7005 - Organization and corporate procedure.
- 7006 - Annual report.
- 7007 - Examinations.
- 7008 - Suspension or revocation of license.
- 7009 - Investments.
- 7010 - Reinsurance.
- 7011 - Exemption from compulsory associations.
- 7012 - Franchise taxes.
- Article 71 - (7101 - 7121) MERGER, CONSOLIDATION, REDOMESTICATION, ACQUISITION OF ASSETS AND ACQUISITION OF CERTAIN SHARES OF INSURERS
- 7101 - Definitions.
- 7102 - Merger, consolidation and acquisition of assets; when permitted.
- 7103 - Content of merger or consolidation agreement, and of charter of surviving or consolidated company.
- 7104 - Company approval of merger or consolidation agreement.
- 7105 - Approval by superintendent.
- 7106 - Merger or consolidation between domestic and foreign companies; certificate of approval.
- 7107 - Expedited approval; mutual property/casualty insurance companies.
- 7108 - Filing of agreement of merger or consolidation.
- 7109 - Limitation on enlargement of powers.
- 7110 - Fees; certification; prohibitions; penalty.
- 7111 - Proof of proceedings of meeting and action of company.
- 7112 - Vesting of property in surviving or consolidated company; assumption of liabilities.
- 7113 - Transfer of deposits to surviving or consolidated company.
- 7114 - Pending actions.
- 7115 - Shareholders' liability.
- 7116 - Liability of members of assessment company to continue.
- 7117 - Return of shares of constituent company.
- 7118 - Plan for acquisition of minority interests in a subsidiary insurer.
- 7119 - Appraisal of shares of dissenting shareholder on merger or consolidation of domestic company or on acquisition of minority interests in a subsidiary i
- 7120 - Redomestication of foreign insurance companies.
- 7121 - Effects upon guaranty corporations of certain events.
- Article 72 - (7201 - 7205) DOMESTICATION OF THE UNITED STATES BRANCH OF AN ALIEN INSURER
- Article 73 - (7301 - 7317) CONVERSION TO DIFFERENT TYPE OF INSURER
- 7301 - Prohibited conversion.
- 7302 - Conversion of stock life insurance companies into mutual companies.
- 7303 - Conversion of retirement systems into mutual life insurance companies.
- 7304 - Conversion of fraternal benefit societies into mutual life insurance companies.
- 7305 - Conversion of assessment corporations into advance premium corporations.
- 7306 - Conversion of advance premium corporations or assessment corporations into mutual property/casualty insurance companies.
- 7306-A - Reconversion of domestic mutual property/casualty insurance company into advance premium corporation or assessment corporation.
- 7307 - Conversion of domestic mutual property/casualty insurance companies or advance premium corporations into domestic stock property/casualty insurance co
- 7308 - Conversion of domestic reciprocal insurers into stock property/casualty insurance companies.
- 7309 - Conversion of domestic reciprocal insurers into mutual property/casualty insurance companies.
- 7310 - Reorganization of domestic guarantee capital life insurance companies into domestic stock life insurance companies.
- 7311 - Conversion of domestic mutual property/casualty insurance companies or advance premium corporations into domestic stock property/casualty insurance co
- 7312 - Reorganization of a domestic mutual life insurer into a domestic stock life insurer.
- 7315 - Reorganization of domestic life insurance companies.
- 7316 - Conversion of savings banks life insurance into a mutual life insurance company.
- 7317 - Conversion of certain article 43 corporations.
- Article 74 - (7401 - 7436) REHABILITATION, LIQUIDATION, CONSERVATION AND DISSOLUTION OF INSURERS
- 7401 - Application of article; definitions.
- 7402 - Grounds for rehabilitation of domestic insurer.
- 7403 - Order of rehabilitation; advances from property/casualty insurance security fund; termination.
- 7404 - Grounds for liquidation.
- 7405 - Order of liquidation; rights and liabilities.
- 7406 - Grounds for conservation of assets of foreign or alien insurer.
- 7407 - Order of conservation or ancillary liquidation of a foreign or alien insurer.
- 7408 - Uniform insurers liquidation act; title; definitions.
- 7409 - Conduct of delinquency proceedings against insurers domiciled in this state.
- 7410 - Conduct of delinquency proceedings against insurers not domiciled in this state.
- 7411 - Filing and proving of claims of non-residents against delinquent insurers domiciled in this state.
- 7412 - Filing and proving of claims of residents against delinquent insurers domiciled in reciprocal states.
- 7413 - Priority of preferred claims, special deposit claims and secured claims.
- 7414 - Attachment and garnishment of assets.
- 7415 - Uniformity of interpretation.
- 7416 - Grounds for dissolution of domestic insurer.
- 7417 - Commencement of a proceeding.
- 7418 - Service of order to show cause.
- 7419 - Injunctions.
- 7420 - Annual report.
- 7421 - Removal of proceedings.
- 7422 - Appointment of deputies; employment of assistants.
- 7423 - Exemption from filing fees.
- 7424 - Deposit of monies collected; preference.
- 7425 - Voidable transfers.
- 7427 - Offsets.
- 7428 - Disposition of assets and compromise of claims.
- 7429 - Borrowing on the pledge of assets.
- 7430 - Levy of assessments; determination of liability of members.
- 7431 - Determination of liability of members for other indebtedness.
- 7432 - Adjudication of insolvency of insurer; time to file claims.
- 7433 - Proof and allowance of claims.
- 7433-A - Loan to workers' compensation security fund.
- 7434 - Distribution of assets.
- 7435 - Distribution for life insurers.
- 7436 - Claims-made policies; special requirements.
- Article 75 - (7501 - 7507) LIFE INSURANCE GUARANTY FUND
- Article 76 - (7601 - 7614) PROPERTY/CASUALTY SECURITY FUNDS
- 7601 - Property/casualty insurance security fund; public motor vehicle liability security fund.
- 7602 - Definitions.
- 7603 - Property/casualty insurance security fund.
- 7604 - Public motor vehicle liability security fund.
- 7605 - Quarterly returns.
- 7606 - Determination of net value of funds; limits.
- 7607 - Management and investment of funds.
- 7608 - Payments from funds; subrogation; limit on payments.
- 7609 - Rights of funds against insolvent insurers.
- 7610 - Defense of claims.
- 7611 - Expense of administering funds.
- 7612 - Foreign and alien insurers.
- 7613 - Rules and regulations.
- 7614 - Penalties.
- Article 77 - (7701 - 7718) THE LIFE INSURANCE COMPANY GUARANTY CORPORATION OF NEW YORK ACT
- 7701 - Short title.
- 7702 - Purpose.
- 7703 - Scope.
- 7704 - Construction.
- 7705 - Definitions.
- 7706 - Creation of the corporation.
- 7707 - Board of directors.
- 7708 - Powers and duties of the corporation.
- 7709 - Assessments.
- 7710 - Plan of operation.
- 7711 - Powers of the superintendent and the board of directors.
- 7712 - Credits for assessments paid.
- 7713 - Miscellaneous provisions.
- 7714 - Examination of the corporation; annual report.
- 7715 - Tax exemptions.
- 7716 - Immunity and indemnification.
- 7717 - Stay of proceedings; reopening default judgments.
- 7718 - Prohibited advertisement of the corporation in sale of insurance.
- Article 78 - (7801 - 7820) LIFE SETTLEMENTS
- 7801 - Short title.
- 7802 - Definitions.
- 7803 - License requirements for life settlement providers.
- 7804 - Registration requirements for life settlement intermediaries.
- 7805 - License and registration revocation.
- 7806 - Life settlement contract forms.
- 7807 - Reporting requirements.
- 7808 - Examinations and investigations.
- 7809 - Advertising.
- 7810 - Privacy.
- 7811 - Disclosures to owners and insureds.
- 7812 - Life insurance applications.
- 7813 - General rules.
- 7814 - Prohibited practices.
- 7815 - Stranger-originated life insurance.
- 7816 - Penalties and civil remedies.
- 7817 - Authority to promulgate regulations.
- 7818 - Nonconforming contracts.
- 7819 - Applicability and choice of law.
- 7820 - Severability.
- Article 79 - (7901 - 7913) SERVICE CONTRACTS
- Article 91 - (9101 - 9111-C) TAXES AND FEES
- Article 99 - (9901) TIME OF TAKING EFFECT