North Carolina Statutes

Chapter 58 - Insurance.

§ 58-1-1. Title of the Chapter.
§ 58-1-10. Contract of insurance.
§ 58-1-15. Warranties by manufacturers, distributors, or sellers of goods or services.
§ 58-1-20. Real property warranties.
§ 58-1-25: Recodified as G.S. 66-370 by Session Laws 2007-95, ss. 2-5, effective October 1, 2007.
§ 58-1-30: Recodified as G.S. 66-371 by Session Laws 2007-95, ss. 2-5, effective October 1, 2007.
§ 58-1-35: Recodified as G.S. 66-372 by Session Laws 2007-95, ss. 2-5, effective October 1, 2007.
§ 58-1-36: Recodified as G.S. 66-373 by Session Laws 2007-95, ss. 2-5, effective October 1, 2007.
§ 58-1-40: Repealed by Session Laws 1993 (Reg. Sess., 1994), c. 730, s. 3.
§ 58-1-42: Recodified as G.S. 66-374 by Session Laws 2007-95, s. 6, effective October 1, 2007.
§§ 58-1-43, 58-1-50: Repealed by Session Laws 1993 (Reg. Sess., 1994), c. 730, s. 3.
§ 58-1-5. Definitions.
§ 58-10-1. Stock to mutual insurer conversion.
§ 58-10-10. Mutual to stock insurer conversion.
§ 58-10-100. Conservation, rehabilitation, or liquidation of protected cell companies.
§ 58-10-105. No transaction of an insurance business.
§ 58-10-110. Authority to adopt rules.
§ 58-10-12. Conversion plan requirements.
§ 58-10-120. Definitions.
§ 58-10-125. (Effective until July 1, 2011) Policyholders position and capital and surplus requirements.
§ 58-10-130. Unearned premium reserve.
§ 58-10-135. Contingency reserve for mortgage guaranty insurers.
§ 58-10-140. Report of policyholder's position.
§ 58-10-145. Monoline requirement for mortgage guaranty insurers.
§ 58-10-150. Statement of actuarial opinion.
§ 58-10-155. Actuarial opinion summary.
§ 58-10-160. Actuarial report and work papers.
§ 58-10-165. Monetary penalties for failure to provide documents.
§ 58-10-170. Qualified immunity of appointed actuary.
§ 58-10-175. Confidentiality.
§ 58-10-185. Purpose and scope.
§ 58-10-190. Definitions.
§ 58-10-195. General requirements related to filing and extensions for filing of annual audited financial reports and audit committee appointment.
§ 58-10-20. Scope.
§ 58-10-200. Contents of annual audited financial report.
§ 58-10-205. Designation of independent certified public accountant.
§ 58-10-210. Qualifications of independent certified public accountant.
§ 58-10-215. Consolidated or combined audits.
§ 58-10-220. Scope of audit and report of independent certified public accountant.
§ 58-10-225. Notification of adverse financial condition.
§ 58-10-230. Communication of internal control related matters noted in an audit.
§ 58-10-235. Accountant's letter of qualifications.
§ 58-10-240. Definition, availability, and maintenance of independent certified public accountants' work papers.
§ 58-10-245. Requirements for audit committees.
§ 58-10-25. Definitions.
§ 58-10-250. Conduct of insurer in connection with the preparation of required reports and documents.
§ 58-10-255. Management's report of internal control over financial reporting.
§ 58-10-260. Exemptions and effective dates.
§ 58-10-265. Canadian and British companies.
§ 58-10-30. Notice requirements.
§ 58-10-35. Policyholder rights.
§ 58-10-40. Effect of consent.
§ 58-10-45. Commissioner's discretion.
§ 58-10-5. Stock acquired to be turned over to voting trust until all stock acquired; dividends repaid to corporation for beneficiaries.
§ 58-10-55. Report.
§ 58-10-60. Acquisitions and dispositions of assets.
§ 58-10-65. Nonrenewals, cancellations, or revisions of ceded reinsurance agreements.
§ 58-10-75. Purpose and legislative intent.
§ 58-10-80. Definitions.
§ 58-10-85. Establishment of protected cells.
§ 58-10-90. Use and operation of protected cells.
§ 58-10-95. Reach of creditors and other claimants.
§ 58-11-1. Copies of charter and bylaws filed.
§ 58-11-10. "Assessment plan" printed on application and policy.
§ 58-11-15. Revocation for noncompliance.
§ 58-11-20. Deposits and advance assessments required.
§ 58-11-25. Deposits by foreign assessment companies or orders.
§ 58-11-30. Revocation of license.
§ 58-11-35. Mutual life insurance companies; assessments prohibited.
§ 58-11-5. Contracts must accord with charter and bylaws.
§ 58-12-1: Repealed by Session Laws 1993, c. 452, s. 65.
§ 58-12-10. Repealed by Session Laws 1993, c. 452, s. 65.
§ 58-12-11. Company action level event.
§ 58-12-15. Repealed by Session Laws 1993, c. 452, s. 65.
§ 58-12-16. Regulatory action level event.
§ 58-12-2. Definitions.
§ 58-12-20. Repealed by Session Laws 1993, c. 452, s. 65.
§ 58-12-21. Authorized control level event.
§ 58-12-25. Mandatory control level event.
§ 58-12-30. Hearings.
§ 58-12-35. Confidentiality and prohibition on announcements.
§ 58-12-4. Finding; endorsement of additional capital.
§ 58-12-40. Supplemental provisions; rules; exemptions.
§ 58-12-45. Foreign insurers.
§ 58-12-5. Repealed by Session Laws 1993, c. 452, s. 65.
§ 58-12-50. Notices.
§ 58-12-55. Phase-in provision.
§ 58-12-6. Risk-based capital reports.
§ 58-12-60. Property or casualty phase-in provision.
§ 58-12-65. Health organization phase-in provision.
§ 58-12-70. HMO net worth requirements.
§ 58-13-1. Title.
§ 58-13-10. Scope.
§ 58-13-15. Definitions.
§ 58-13-20. Exception.
§ 58-13-25. Prohibition of hypothecation.
§ 58-13-5. Purposes.
§ 58-14-1. Purpose of Article.
§ 58-14-10. Domestic insurers; advertising; exceptions.
§ 58-14-15. Penalties provided for unauthorized acts.
§ 58-14-5. Domestic insurers prohibited from transacting business in foreign states without authorization; exceptions.
§ 58-15-1. Scope.
§ 58-15-10. Kinds of insurance.
§ 58-15-100. Declaration for license.
§ 58-15-105. Attorney's bond.
§ 58-15-110. Deposit in lieu of bond.
§ 58-15-115. Advisory committee.
§ 58-15-120. Subscriber's agreement and power of attorney.
§ 58-15-125. Modification of subscriber's agreement and power of attorney.
§ 58-15-130. Advance of funds.
§ 58-15-135. Assessments.
§ 58-15-140. Duration of liability for assessment.
§ 58-15-145. Distribution of assets after liquidation.
§ 58-15-15. Risk limitations.
§ 58-15-150. Financial impairment; assessment; liquidation.
§ 58-15-20. Eligible contracting persons.
§ 58-15-25. Business name.
§ 58-15-30. License, surplus, and deposit requirements.
§ 58-15-35. Continuation of business under prior requirements.
§ 58-15-40. Certification of foreign and alien reciprocals.
§ 58-15-45. Attorney's domicile.
§ 58-15-5. Definitions.
§ 58-15-50. Contracts and property.
§ 58-15-55. Agent's license.
§ 58-15-60. Subscribers' contingent liability.
§ 58-15-65. Nonassessable policies.
§ 58-15-70. Distribution to subscribers.
§ 58-15-75. Reserves.
§ 58-15-80: Reserved for future codification purposes.
§ 58-15-85. Service of process.
§ 58-15-90. Legal proceedings.
§ 58-15-95. Liability on judgments.
§ 58-16-1. Admitted to do business.
§ 58-16-10. Limitation as to kinds of insurance.
§ 58-16-15. Foreign companies; requirements for admission.
§ 58-16-20. Company owned or controlled by foreign government prohibited from doing business.
§ 58-16-25. Retaliatory laws.
§ 58-16-30. Service of legal process upon Commissioner.
§ 58-16-35. Unauthorized Insurers Process Act.
§ 58-16-40. Alternative service of process on insurers.
§ 58-16-45. Commissioner to notify company of service or acceptance of service of process.
§ 58-16-5. Conditions of licensure.
§ 58-16-50. Action to enforce compliance with this Chapter.
§ 58-16-55. Amendments to documents.
§ 58-16-6. Conditions of continued licensure.
§ 58-17-1. "Lloyds" insurance associations may transact business of insurance other than life, on certain conditions.
§§ 58-18-1 through 58-18-25: Repealed by Session Laws 2001-223, s. 15, effective June 15, 2001.
§ 58-19-1. Findings; purpose; legislative intent.
§ 58-19-10. Subsidiaries of insurers.
§ 58-19-15. Acquisition of control of or merger with domestic insurer.
§ 58-19-17. Foreign or alien insurer's report of change of control.
§ 58-19-2. Compliance with federal law.
§ 58-19-20: Repealed by Session Laws 1993, c. 452, s. 65.
§ 58-19-25. Registration of insurers.
§ 58-19-30. Standards and management of an insurer within a holding company system.
§ 58-19-35. Examination.
§ 58-19-40. Confidential treatment.
§ 58-19-45. Injunctions; prohibitions against the voting of securities; sequestration of voting securities.
§ 58-19-5. Definitions.
§ 58-19-50. Sanctions.
§ 58-19-55. Receivership.
§ 58-19-60. Recovery.
§ 58-19-65. Revocation or suspension of insurer's license.
§ 58-19-70. Judicial review; mandatory injunction or writ of mandamus.
§ 58-2-1. Department established.
§ 58-2-10. Salary of Commissioner.
§ 58-2-100. Office of Commissioner a public office; records, etc., subject to inspection.
§ 58-2-105. Confidentiality of medical and credentialing records.
§ 58-2-110. Original documents and certified copies as evidence.
§ 58-2-115. Admissibility of certificate as evidence of agent's authority.
§ 58-2-120. Reports of Commissioner to the Governor and General Assembly.
§ 58-2-125. Authority over all insurance companies; no exemptions from license.
§ 58-2-128. Interagency consultation.
§ 58-2-130: Repealed by Session Laws 1991, c. 681, s. 3.
§ 58-2-131. Examinations to be made; authority, scope, scheduling, and conduct of examinations.
§ 58-2-132. Examination reports.
§ 58-2-133. Conflict of interest; cost of examinations; immunity from liability.
§ 58-2-134. Cost of certain examinations.
§ 58-2-135: Repealed by Session Laws 1991, c. 681, s. 3.
§ 58-2-136. Insurer records sent to Department for examination; expenses.
§ 58-2-140: Repealed by Session Laws 1991, c. 681, s. 3.
§ 58-2-145: Repealed by Session Laws 1997-362, s. 7.
§ 58-2-15. Chief deputy commissioner.
§ 58-2-150. Oath required for compliance with law.
§ 58-2-155. Investigation of charges.
§ 58-2-160. Reporting and investigation of insurance and reinsurance fraud and the financial condition of licensees; immunity from liability.
§ 58-2-161. False statement to procure or deny benefit of insurance policy or certificate.
§ 58-2-162. Embezzlement by insurance agents, brokers, or administrators.
§ 58-2-163. Report to Commissioner.
§ 58-2-164. Rate evasion fraud; prevention programs.
§ 58-2-165. Annual, semiannual, monthly, or quarterly statements to be filed with Commissioner.
§ 58-2-170. Annual statements by professional liability insurers; medical malpractice claim reports.
§ 58-2-171. Qualifications of actuaries.
§ 58-2-175: Repealed by Session Laws 1993, c. 452, s. 65.
§ 58-2-180. Punishment for making false statement.
§ 58-2-185. Record of business kept by companies and agents; Commissioner may inspect.
§ 58-2-190. Commissioner may require special reports.
§ 58-2-195. Commissioner may require records, reports, etc., for agencies, agents and others.
§ 58-2-20. Chief actuary.
§ 58-2-200. Books and papers required to be exhibited.
§ 58-2-205. CPA audits of financial statements.
§ 58-2-210. Rules for mortgage insurance consolidations.
§ 58-2-215. Consumer Protection Fund.
§ 58-2-220. Insurance Regulatory Information System and similar program test data not public records.
§ 58-2-225: Repealed by Session Laws 1995, c. 193, s. 8.
§ 58-2-230. Commissioner to share information with Department of Labor.
§ 58-2-235. Expired.
§ 58-2-240. Market conduct analysis, financial analysis, and related information not public record.
§ 58-2-245. Access to employer taxpayer identification numbers contained in public documents.
§ 58-2-25. Other deputies, actuaries, examiners and employees.
§ 58-2-250. Electronic filings.
§ 58-2-30. Appointments of committees or councils.
§ 58-2-35. Seal of Department.
§ 58-2-40. Powers and duties of Commissioner.
§ 58-2-45. Orders of Commissioner; when writing required.
§ 58-2-46. State of disaster; automatic stay of proof of loss requirements; premium and debt deferrals; loss adjustments for separate windstorm policies.
§ 58-2-47. Incident affecting operations of the Department; stay of deadlines and deemer provisions.
§ 58-2-5. Commissioner's election and term of office.
§ 58-2-50. Examinations, hearings, and investigations.
§ 58-2-52. Appeals and rate-making hearings before the Commissioner.
§ 58-2-53. Filing approvals and disapprovals; clarification of law.
§ 58-2-55. Designated hearing officers.
§ 58-2-60. Restraining orders; criminal convictions.
§ 58-2-65. License surrenders.
§ 58-2-69. Notification of criminal convictions and changes of address; service of notice; contracts for online services, administrative services, or regulatory data systems.
§ 58-2-70. Civil penalties or restitution for violations; administrative procedure.
§ 58-2-75. Court review of orders and decisions.
§ 58-2-80. Court review of rates and classification.
§ 58-2-85. Procedure on appeal under § 58-2-80.
§ 58-2-90. Extent of review under § 58-2-80.
§ 58-2-95. Commissioner to supervise local inspectors.
§ 58-20-1. Short title.
§ 58-20-10. Commercial Fishermen Hull Insurance, and Protection and Indemnity Clubs authorized.
§ 58-20-15. Board of trustees.
§ 58-20-20. Mutual agreement for indemnification.
§ 58-20-25. Termination of Club membership; notice.
§ 58-20-30. Financial monitoring and evaluation of clubs.
§ 58-20-35. Insolvency or impairment of Club.
§ 58-20-40. Immunity of administrators and boards of trustees.
§ 58-20-5. Definitions.
§ 58-21-1. Short title.
§ 58-21-10. Definitions.
§ 58-21-100. Actions against surplus lines insurer; service of process.
§ 58-21-105. Penalties.
§ 58-21-15. Placement of surplus lines insurance.
§ 58-21-2. Relationship to other insurance laws.
§ 58-21-20. Eligible surplus lines insurers required.
§ 58-21-25. Other nonadmitted insurers.
§ 58-21-30. Withdrawal of eligibility from a surplus lines insurer.
§ 58-21-35. Duty to file and retain reports.
§ 58-21-40. Surplus lines regulatory support organization.
§ 58-21-45. Evidence of the insurance; changes; penalty.
§ 58-21-5. Purposes; necessity for regulation.
§ 58-21-50. Duty to notify insured.
§ 58-21-55. Valid surplus lines insurance.
§ 58-21-60. Effect of payment to surplus lines licensee.
§ 58-21-65. Licensing of surplus lines licensee.
§ 58-21-70. Surplus lines licensees may accept business from other agents or brokers; countersignatures required; remittance of premium tax.
§ 58-21-75. Records of surplus lines licensee.
§ 58-21-80. Quarterly reports; summary of exported business.
§ 58-21-85. Surplus lines tax.
§ 58-21-90. Collection of tax.
§ 58-21-95. Suspension, revocation or nonrenewal of surplus lines licensee's license.
§ 58-22-1. Purpose.
§ 58-22-10. Definitions.
§ 58-22-15. Risk retention groups chartered in this State.
§ 58-22-20. Risk retention groups not chartered in this State.
§ 58-22-25. Compulsory association.
§ 58-22-30. Countersignature not required.
§ 58-22-35. Purchasing groups; exemption from certain laws relating to the group purchase of insurance.
§ 58-22-40. Notice and registration requirements of purchasing groups.
§ 58-22-45. Restriction on insurance purchased by purchasing groups.
§ 58-22-5: Reserved for future codification purposes.
§ 58-22-50. Administrative and procedural authority regarding risk retention groups and purchasing groups.
§ 58-22-55. Penalties.
§ 58-22-60. Duty of agents or brokers to obtain license.
§ 58-22-65. Binding effect of orders issued in U.S. District Court.
§ 58-22-70. Registration and renewal fees.
§ 58-23-1. Short title; definition.
§ 58-23-10. Board of trustees.
§ 58-23-15. Contract.
§ 58-23-20. Termination.
§ 58-23-25: Repealed by Session Laws 1993, c. 452, s. 65.
§ 58-23-26. Financial monitoring and evaluation of pools.
§ 58-23-30. Insolvency or impairment of pool.
§ 58-23-35. Immunity of administrators and boards of trustees.
§ 58-23-40. Pools not covered by guaranty associations.
§ 58-23-45. Relationship to other insurance laws.
§ 58-23-5. Local government pooling of property, liability and workers' compensation coverages.
§ 58-24-1. Fraternal benefit societies.
§ 58-24-10. Representative form of government.
§ 58-24-100. Investments.
§ 58-24-105. Funds.
§ 58-24-110. Exemptions.
§ 58-24-115. Taxation.
§ 58-24-120. Valuation.
§ 58-24-125. Reports.
§ 58-24-130. Perpetual license.
§ 58-24-135. Examination of societies; no adverse publications.
§ 58-24-140. Foreign or alien society Admission.
§ 58-24-145. Injunction - Liquidation - Receivership of domestic society.
§ 58-24-15. Terms used.
§ 58-24-150. Suspension, revocation or refusal of license of foreign or alien society.
§ 58-24-155. Injunction.
§ 58-24-160. Licensing of agents.
§ 58-24-165. Unfair methods of competition and unfair and deceptive acts and practices.
§ 58-24-170. Service of process.
§ 58-24-175. Review.
§ 58-24-180. Penalties.
§ 58-24-185. Exemption of certain societies, orders, and associations.
§ 58-24-190. Severability.
§ 58-24-20. Purposes and powers.
§ 58-24-25. Qualifications for membership.
§ 58-24-30. Location of office, meetings, communications to members, grievance procedures.
§ 58-24-35. No personal liability.
§ 58-24-40. Waiver.
§ 58-24-45. Organization.
§ 58-24-5. Lodge system.
§ 58-24-50. Amendments to laws.
§ 58-24-55. Institutions.
§ 58-24-60. Reinsurance.
§ 58-24-65. Consolidations and mergers.
§ 58-24-70. Conversion of fraternal benefit society into mutual life insurance company.
§ 58-24-75. Benefits.
§ 58-24-80. Beneficiaries.
§ 58-24-85. Benefits not attachable.
§ 58-24-90. The benefit contract.
§ 58-24-95. Nonforfeiture benefits, cash surrender values, certificate loans and other options.
§ 58-25-1. General insurance law not applicable.
§ 58-25-10. Funds derived from assessments and dues.
§ 58-25-15. Appointment of member as receiver or collector; appointee as agent for order or society; rights of members.
§ 58-25-20. Meetings of governing body; principal office.
§ 58-25-25. Conditions precedent to doing business.
§ 58-25-30. Certain lodge systems exempt.
§ 58-25-35. Insurance on children.
§ 58-25-40. Medical examination; certificates and contributions.
§ 58-25-45. Reserve fund; exchange of certificates.
§ 58-25-5. Fraternal orders defined.
§ 58-25-50. Separation of funds.
§ 58-25-55. Payments to expense or general fund.
§ 58-25-60. Continuation of certificates.
§ 58-25-65. Appointment of trustees to hold property.
§ 58-25-70. Unauthorized wearing of badges, etc.
§ 58-26-1. Purpose of organization; formation; insuring closing services; premium rates; combined premiums for lenders' coverages.
§ 58-26-10. Financial statements and licenses required.
§ 58-26-15. Limitation of risk.
§ 58-26-20. Statutory premium reserve.
§ 58-26-25. Amount of unearned [statutory] premium reserve.
§ 58-26-30: Repealed by Session Laws 2002-187, s. 7.7, effective October 31, 2002.
§ 58-26-31. Statutory premium reserve held in trust or as a deposit.
§ 58-26-35. Maintenance of the statutory premium reserve.
§ 58-26-40: Repealed by Session Laws 2002-187, s. 7.10, effective October 31, 2002.
§ 58-26-5. Certificate of authority to do business.
§ 58-27-1. Issuance of collateral loan certificates; security.
§ 58-27-10. Licenses.
§ 58-27-15. Annual statements furnished.
§ 58-27-5. Prohibition against payment or receipt of title insurance kickbacks, rebates, commissions and other payments.
§ 58-28-1. Purpose of Article.
§ 58-28-10: Repealed by Session Laws 2008-124, s. 3.5, effective July 28, 2008, and applicable to violations that occur on or after that date.
§ 58-28-12. Transacting insurance business in this State.
§ 58-28-13. Placement of insurance business.
§ 58-28-14. Monetary penalty; factors to be considered.
§ 58-28-15. Validity of acts or contracts of unauthorized company shall not impair obligation of contract as to the company; maintenance of suits; right to defend.
§ 58-28-20. Cease and desist orders; judicial review.
§ 58-28-25: Repealed by Session Laws 2005-217, s. 2, effective October 1, 2005, and applicable to orders issued on or after that date.
§ 58-28-30. Penalty.
§ 58-28-35. Provisions of Article additional to existing law; application.
§ 58-28-40. Service of process on Secretary of State as agent for unauthorized company.
§ 58-28-45. Unauthorized Insurers; prohibited acts.
§ 58-28-5. Transacting business without a license prohibited; exceptions.
§ 58-29-1. Purpose; construction.
§ 58-29-10. Unlawful advertising; notice to unauthorized insurer and domiciliary insurance supervisory official.
§ 58-29-15. Action by Commissioner under Unfair Trade Practice Act.
§ 58-29-20. Acts appointing Commissioner as attorney for service of statement of charges, notices and process; manner of service; limitation on entry of order or judgment.
§ 58-29-25. Short title.
§ 58-29-5. Definitions.
§ 58-3-1. State law governs insurance contracts.
§ 58-3-10. Statements in application not warranties.
§ 58-3-100. Insurance company licensing provisions.
§ 58-3-102. Request for determination of coverage for transplants under health benefit payment mechanisms; required response time; penalties.
§ 58-3-105. Limitation of risk.
§ 58-3-110. Limitation of liability assumed.
§ 58-3-115. Twisting with respect to insurance policies; penalties.
§ 58-3-120. Discrimination forbidden.
§ 58-3-121. Discrimination against coverage of certain bones and joints prohibited.
§ 58-3-122. Anesthesia and hospital charges necessary for safe and effective administration of dental procedures for young children, persons with serious mental or physical conditions, and persons wit
§ 58-3-125. Repealed by Session Laws 1999-132, s. 1.1.
§ 58-3-130. Agent, adjuster, etc., acting without a license or violating insurance law.
§ 58-3-135. Certain insurance activities by lenders with customers prohibited.
§ 58-3-140. Temporary contracts of insurance permitted.
§ 58-3-145. Solicitation, negotiation or payment of premiums on insurance policies.
§ 58-3-147. Credit card guaranty or collateral prohibited.
§ 58-3-15. Additional or coinsurance clause.
§ 58-3-150. Forms to be approved by Commissioner.
§ 58-3-151. Deemer provisions.
§ 58-3-152. Excess liability policies; uninsured and underinsured motorist coverages.
§ 58-3-155. Business transacted with insurer-controlled brokers.
§ 58-3-160. Sale of company or major reorganization; license to be restricted.
§ 58-3-165. Business transacted with producer-controlled property or casualty insurers.
§ 58-3-167. Applicability of acts of the General Assembly to health benefit plans.
§ 58-3-168. Coverage for postmastectomy inpatient care.
§ 58-3-169. Required coverage for minimum hospital stay following birth.
§ 58-3-170. Requirements for maternity coverage.
§ 58-3-171. Uniform claim forms.
§ 58-3-172. Notice of claim denied.
§ 58-3-173: Repealed by Session Laws 1997-259, s. 24.
§ 58-3-174. Coverage for bone mass measurement for diagnosis and evaluation of osteoporosis or low bone mass.
§ 58-3-175. Direct payment to government agencies.
§ 58-3-176. Treatment discussions not limited.
§ 58-3-177. Uniform prescription drug identification cards.
§ 58-3-178. Coverage for prescription contraceptive drugs or devices and for outpatient contraceptive services; exemption for religious employers.
§ 58-3-179. Coverage for colorectal cancer screening.
§ 58-3-180. Motor vehicle repairs; selection by claimant.
§ 58-3-185. Lien created for payment of past-due child support obligations.
§ 58-3-190. Coverage required for emergency care.
§ 58-3-191. Managed care reporting and disclosure requirements.
§ 58-3-20. Group plans other than life, annuity or accident and health.
§ 58-3-200. Miscellaneous insurance and managed care coverage and network provisions.
§ 58-3-215. Genetic information in health insurance.
§ 58-3-220. Mental illness benefits coverage.
§ 58-3-221. Access to nonformulary and restricted access prescription drugs.
§ 58-3-223. Managed care access to specialist care.
§ 58-3-225. Prompt claim payments under health benefit plans.
§ 58-3-227. (See Editor's note for effective date and applicability) Health plans fee schedules.
§ 58-3-228. Coverage for extra prescriptions during a state of emergency or disaster.
§ 58-3-230. Uniform provider credentialing.
§ 58-3-235. Selection of specialist as primary care provider.
§ 58-3-240. Direct access to pediatrician for minors.
§ 58-3-245. Provider directories.
§ 58-3-247. Insurance identification card.
§ 58-3-25. Discriminatory practices prohibited.
§ 58-3-250. Payment obligations for covered services.
§ 58-3-255. Coverage of clinical trials.
§ 58-3-260. Insurance coverage for newborn hearing screening mandated.
§ 58-3-265. Prohibition on managed care provider incentives.
§ 58-3-270. Coverage for surveillance tests for women at risk for ovarian cancer.
§ 58-3-275. Closure of a block of business.
§ 58-3-276. Notice relating to the North Carolina Health Insurance Risk Pool.
§ 58-3-280. Coverage for the diagnosis and treatment of lymphedema.
§ 58-3-30. Meaning of terms "accident", "accidental injury", and "accidental means".
§ 58-3-33. Insurer conditionally required to provide information.
§ 58-3-35. Stipulations as to jurisdiction and limitation of actions.
§ 58-3-40. Proof of loss forms required to be furnished.
§ 58-3-45. Insurance as security for a loan by the company.
§ 58-3-5. No insurance contracts except under Articles 1 through 64 of this Chapter.
§ 58-3-50. Companies must do business in own name; emblems, insignias, etc.
§ 58-3-55. Must not pay death benefits in services.
§ 58-3-6. Charitable gift annuities.
§ 58-3-60. Publication of assets and liabilities; penalty for failure.
§ 58-3-65. Publication of financial information.
§ 58-3-70: Repealed by Session Laws 1993, c. 452, s. 65.
§ 58-3-71. Unearned premium reserves.
§ 58-3-72. Premium deficiency reserves.
§ 58-3-75. Loss and loss expense reserves of fire and marine insurance companies.
§ 58-3-80: Repealed by Session Laws 1993, c. 452, s. 65.
§ 58-3-81. Loss and loss expense reserves of casualty insurance and surety companies.
§ 58-3-85. Corporation or association maintaining office in State required to qualify and secure license.
§ 58-3-90: Repealed by Session Laws 2001-223, s. 2.1.
§ 58-3-95: Repealed by Session Laws 1991, c. 720, s. 71.
§ 58-30-1. Construction and purpose.
§ 58-30-10. Definitions.
§ 58-30-100. Grounds for liquidation.
§ 58-30-105. Liquidation orders.
§ 58-30-110. Continuance of coverage.
§ 58-30-115. Dissolution of insurer.
§ 58-30-12. Duty to report insurer impairment; violations; penalties.
§ 58-30-120. Powers of liquidator.
§ 58-30-125. Notice to creditors and others.
§ 58-30-127. Duties of agents.
§ 58-30-130. Actions by and against liquidator.
§ 58-30-135. Collection and list of assets.
§ 58-30-140. Fraudulent transfers prior to petition.
§ 58-30-145. Fraudulent transfer after petition.
§ 58-30-15. Jurisdiction and venue.
§ 58-30-150. Voidable preferences and liens.
§ 58-30-155. Claims of holders of void or voidable rights.
§ 58-30-160. Setoffs.
§ 58-30-165. Assessments.
§ 58-30-170. Reinsurer's liability.
§ 58-30-175. Recovery of premiums owed.
§ 58-30-180. Domiciliary liquidator's proposal to distribute assets.
§ 58-30-185. Filing of claims.
§ 58-30-190. Proof of claim.
§ 58-30-195. Special claims.
§ 58-30-20. Injunctions and orders.
§ 58-30-200. Special provisions for third party claims.
§ 58-30-205. Disputed claims.
§ 58-30-210. Claims of surety.
§ 58-30-215. Secured creditor's claims.
§ 58-30-22. Powers of Commissioner and receiver to examine or audit books or records.
§ 58-30-220. Priority of distribution.
§ 58-30-225. Liquidator's recommendations to the Court.
§ 58-30-230. Distribution of assets.
§ 58-30-235. Unclaimed and withheld funds.
§ 58-30-240. Termination of proceedings.
§ 58-30-245. Reopening liquidation.
§ 58-30-25. Cooperation of officers, owners and employees.
§ 58-30-250. Disposition of records during and after termination of liquidation.
§ 58-30-255. External audit of the receiver's books.
§ 58-30-260. Conservation of property of foreign or alien insurers found in this State.
§ 58-30-265. Liquidation of property of foreign or alien insurers found in this State.
§ 58-30-270. Domiciliary liquidators in other states.
§ 58-30-275. Ancillary formal proceedings.
§ 58-30-280. Ancillary summary proceedings.
§ 58-30-285. Claims of nonresidents against insurers domiciled in this State.
§ 58-30-290. Claims of residents against insurers domiciled in reciprocal states.
§ 58-30-295. Attachment, garnishment and levy of execution.
§ 58-30-30. Bonds.
§ 58-30-300. Interstate priorities.
§ 58-30-305. Subordination of claims for noncooperation.
§ 58-30-310. Exemption from filing fees.
§ 58-30-35. Executory contracts and unexpired leases.
§ 58-30-40. Turnover of property by a custodian.
§ 58-30-45. Utility service.
§ 58-30-5. Persons covered.
§ 58-30-50. Continuation of delinquency proceedings.
§ 58-30-55. Condition on release from delinquency proceedings.
§ 58-30-60. Commissioner's summary orders and supervision proceedings.
§ 58-30-62. Administrative supervision of insurers.
§ 58-30-65. Court's seizure order.
§ 58-30-70. Confidentiality of hearings.
§ 58-30-71. Immunity and indemnification of the receiver and employees.
§ 58-30-75. Grounds for rehabilitation.
§ 58-30-80. Rehabilitation orders.
§ 58-30-85. Powers and duties of the rehabilitator.
§ 58-30-90. Actions by and against rehabilitator.
§ 58-30-95. Termination of rehabilitation.
§ 58-31-1. State Property Fire Insurance Fund created.
§ 58-31-10. Payment of losses on basis of actual cost of restoration or replacement; rules; insurance and reinsurance; sprinkler leakage insurance.
§ 58-31-12. Policy forms.
§ 58-31-13. Hazardous conditions in State-owned buildings.
§ 58-31-15. Extended coverage insurance.
§ 58-31-20. Use and occupancy and business interruption insurance.
§ 58-31-25. Professional liability insurance for officials and employees of the State.
§ 58-31-30: Expired at the end of the 1993-94 fiscal year by its own terms.
§ 58-31-35. Information furnished Commissioner by officers in charge.
§ 58-31-40. Commissioner to inspect State property.
§ 58-31-45. Report required of Commissioner.
§ 58-31-5. Appropriations; fund to pay administrative expenses.
§ 58-31-50. Liability insurance required for state-owned vehicles.
§ 58-31-52. State motor vehicle safety program.
§ 58-31-55. Insurance and official fidelity bonds for State agencies to be placed by Department; exception; costs of placement.
§ 58-31-60. Competitive selection of payroll deduction insurance products paid for by State employees.
§ 58-31-65. Owner-controlled or wrap-up insurance authorized.
§ 58-31-66. Public construction contract surety bonds.
§ 58-32-1. Commission created; membership.
§ 58-32-10. Powers and duties of Commission.
§ 58-32-15. Professional liability insurance for State officials.
§ 58-32-20. Commission to act as liaison; meetings of Commission.
§ 58-32-25. Contract conditions.
§ 58-32-30. Payment a public purpose.
§ 58-32-5. Meetings of Commission; compensation.
§ 58-33-1. Scope.
§ 58-33-10. Definitions.
§ 58-33-100. Payment of premium to agent valid; obtaining by fraud a crime.
§ 58-33-105. False statements in applications for insurance.
§ 58-33-110. Agents signing certain blank policies.
§ 58-33-115. Adjuster acting for unauthorized company.
§ 58-33-120. Agent, adjuster, etc., acting without a license or violating insurance law.
§ 58-33-125. Fees.
§ 58-33-130. Continuing education program for licensees.
§ 58-33-132. Qualifications of instructors.
§ 58-33-133. Continuing education course provider fees.
§ 58-33-135. Continuing education advisory committee.
§ 58-33-15. Restricted license for overseas military agents.
§ 58-33-17. Limited license for rental car companies.
§ 58-33-18. Limited license for self-service storage companies.
§ 58-33-20. Representation.
§ 58-33-25: Repealed by Session Laws 2001-203, s. 5, effective July 1, 2002.
§ 58-33-26. General license requirements.
§ 58-33-30. License requirements.
§ 58-33-31. Application for license.
§ 58-33-32. Interstate reciprocity in producer licensing.
§ 58-33-35: Repealed by Session Laws 2009-566, s. 6(a), effective August 28, 2009.
§ 58-33-40. Appointment of agents.
§ 58-33-45: Repealed by Session Laws 2001-203, s. 15.
§ 58-33-46. Suspension, probation, revocation, or nonrenewal of licenses.
§ 58-33-48. (Effective October 1, 2010) Criminal history record checks.
§ 58-33-5. License required.
§ 58-33-50. Notices; loss of residency; duplicate licenses.
§ 58-33-55: Repealed by Session Laws 2001-203, s. 17.
§ 58-33-56. Notification to Commissioner of termination.
§ 58-33-60. Countersignature and related laws.
§ 58-33-65: Repealed by Session Laws 2001-203, s. 19.
§ 58-33-66. Temporary licensing.
§ 58-33-70. Special provisions for adjusters and motor vehicle damage appraisers.
§ 58-33-75. Twisting with respect to insurance policies; penalties.
§ 58-33-76. Referral of business to repair source; prohibitions.
§ 58-33-80. Discrimination forbidden.
§ 58-33-82. Commissions.
§ 58-33-83. Assumed names.
§ 58-33-85. Rebates and charges in excess of premium prohibited; exceptions.
§ 58-33-90. Rebate of premiums on credit life and credit accident and health insurance; retention of funds by agent.
§ 58-33-95. Agents personally liable; representing unlicensed company prohibited; penalty.
§ 58-33A-1. (Effective July 1, 2010) Purpose and scope.
§ 58-33A-10. (Effective July 1, 2010) License required.
§ 58-33A-15. (Effective July 1, 2010) Application for license.
§ 58-33A-20. (Effective July 1, 2010) Resident license.
§ 58-33A-25. (Effective July 1, 2010) Examination.
§ 58-33A-30. (Effective July 1, 2010) Exemptions from examination.
§ 58-33A-35. (Effective July 1, 2010) Nonresident license reciprocity.
§ 58-33A-40. (Effective July 1, 2010) License.
§ 58-33A-45. (Effective July 1, 2010) License denial, nonrenewal, or revocation.
§ 58-33A-5. (Effective July 1, 2010) Definitions.
§ 58-33A-50. (Effective July 1, 2010) Bond or letter of credit.
§ 58-33A-55. (Effective July 1, 2010) Continuing education.
§ 58-33A-60. (Effective July 1, 2010) Public adjuster fees.
§ 58-33A-65. (Effective July 1, 2010) Contract between public adjuster and insured.
§ 58-33A-70. (Effective July 1, 2010) Escrow or trust accounts.
§ 58-33A-75. (Effective July 1, 2010) Record retention.
§ 58-33A-80. (Effective July 1, 2010) Standards of conduct of public adjusters.
§ 58-33A-90. (Effective July 1, 2010) Reporting of actions.
§ 58-33A-95. (Effective July 1, 2010) Rules.
§ 58-34-1: Repealed by Session Laws 1991, c. 681, s. 50.
§ 58-34-10. Management contracts.
§ 58-34-15. Grounds for disapproval.
§ 58-34-2. Managing general agents.
§ 58-34-20: Repealed by Session Laws 1993, c. 452, s. 65.
§ 58-34-5. Retrospective compensation agreements.
§ 58-35-1. Definitions.
§ 58-35-10. Exceptions to license requirements.
§ 58-35-100. Fees are nonrefundable.
§ 58-35-15. Issuance or refusal of license; bond; duration of license; renewal; one office per license; display of license; notice of change of location.
§ 58-35-20. Grounds for refusal, suspension or revocation of licenses; surrender of licenses; reinstatement.
§ 58-35-22. Notification of criminal or administrative actions.
§ 58-35-25. Investigations; hearings.
§ 58-35-30. Licensee's books and records; reports; refusing to exhibit records; making false statements.
§ 58-35-35. Excessive insurance premium finance charges; penalty.
§ 58-35-40. Rebates and inducements prohibited; assignment of insurance premium finance agreements.
§ 58-35-45. Filing and approval of forms and service charges.
§ 58-35-5. License required; fees.
§ 58-35-50. Form, contents and execution of insurance premium finance agreements.
§ 58-35-55. Limitations on service charges; computation; minimum charges.
§ 58-35-60. Prohibited provisions in insurance premium finance agreements.
§ 58-35-65. Delivery of copy of insurance premium finance agreement to insured.
§ 58-35-70. Payments by insured without notice of assignment of agreement.
§ 58-35-75. Statement of account; release on payment in full.
§ 58-35-80. Credit upon anticipation of payments.
§ 58-35-85. Procedure for cancellation of insurance contract upon default; return of unearned premiums; collection of cash surrender value.
§ 58-35-90. Violations; penalties.
§ 58-35-95. Disposition of fees.
§ 58-36-1. North Carolina Rate Bureau created.
§ 58-36-10. Method of rate making; factors considered.
§ 58-36-100. Prospective loss costs filings and final rate filings for workers' compensation and employers' liability insurance.
§ 58-36-105. Certain workers' compensation insurance policy cancellations prohibited.
§ 58-36-110. Notice of nonrenewal, premium rate increase, or change in workers' compensation insurance coverage required.
§ 58-36-115. Prohibitions on using inquiries to terminate a policy, refuse to issue or renew a policy, or to subject a policy to consent to rate.
§ 58-36-120. Public notice of certain filings.
§ 58-36-15. Filing loss costs, rates, plans with Commissioner; public inspection of filings.
§ 58-36-16. Bureau to share information with Department of Labor.
§ 58-36-2. Private passenger motor vehicles; number of nonfleet policies.
§ 58-36-20. Disapproval; hearing, order; adjustment of premium, review of filing.
§ 58-36-25. Appeal of Commissioner's order.
§ 58-36-3. Limitation of scope; motorcycle endorsements allowed; Department of Insurance report.
§ 58-36-30. Deviations.
§ 58-36-35. Appeal to Commissioner from decision of Bureau.
§ 58-36-4. Statistical organizations; licensing; recording and reporting; examination; suspension of license; financial disclosure.
§ 58-36-40. Existing rates, rating systems, territories, classifications and policy forms.
§ 58-36-41. Development of policy endorsement for exclusive use of original equipment manufactured crash parts.
§ 58-36-45. Notice of coverage or rate change.
§ 58-36-5. Membership as a prerequisite for writing insurance; governing committee; rules and regulations; expenses.
§ 58-36-50. Limitation.
§ 58-36-55. Policy forms.
§ 58-36-60. Payment of dividends not prohibited or regulated; plan for payment into rating system.
§ 58-36-65. Classifications and Safe Driver Incentive Plan for nonfleet private passenger motor vehicle insurance.
§ 58-36-70. Rate filings and hearings for motor vehicle insurance.
§ 58-36-75. At-fault accidents and certain moving traffic violations under the Safe Driver Incentive Plan.
§ 58-36-80. Coverage for damage to rental vehicles authorized.
§ 58-36-85. Termination of a nonfleet private passenger motor vehicle insurance policy.
§ 58-36-90. Prohibitions on using credit scoring to rate noncommercial private passenger motor vehicle and residential property insurance; exceptions.
§ 58-36-95. Use of nonoriginal crash repair parts.
§ 58-37-1. Definitions.
§ 58-37-10. Obligations after termination of membership.
§ 58-37-15. Insolvency.
§ 58-37-20. Merger, consolidation or cession.
§ 58-37-25. General obligations of insurers.
§ 58-37-30. General obligations of agents.
§ 58-37-35. The Facility; functions; administration.
§ 58-37-40. Plan of operation.
§ 58-37-45. Procedure for cession provided in plan of operation.
§ 58-37-5. North Carolina Motor Vehicle Reinsurance Facility; creation; membership.
§ 58-37-50. Termination of insurance.
§ 58-37-55. Exemption from requirements of this Article of companies and their agents.
§ 58-37-60. Physical damage insurance availability.
§ 58-37-65. Hearings; review.
§ 58-37-70: Repealed by Session Laws 1991, c. 720, s. 6.
§ 58-37-75. Repealed by Session Laws 1999-132, s. 8.9.
§ 58-38-1. Title.
§ 58-38-10. Scope of application.
§ 58-38-15. Definitions.
§ 58-38-20. Format requirements.
§ 58-38-25. Flesch scale analysis readability score; procedures.
§ 58-38-30. Filing requirements; duties of the Commissioner.
§ 58-38-35. Application to policies; dates; duties of the Commissioner.
§ 58-38-40. Construction.
§ 58-38-5. Purpose.
§ 58-39-1. Short titles.
§ 58-39-10. Scope.
§ 58-39-100. Appeal of right.
§ 58-39-105. Individual remedies.
§ 58-39-110. Immunity.
§ 58-39-115. Obtaining information under false pretenses.
§ 58-39-120. Rights.
§ 58-39-125. Powers of the Commissioner.
§ 58-39-130. Purpose.
§ 58-39-135. Scope.
§ 58-39-140. Definitions.
§ 58-39-145. Information security program.
§ 58-39-15. Definitions.
§ 58-39-150. Objectives of information security program.
§ 58-39-155. Rules.
§ 58-39-160. Violation.
§ 58-39-165. Effective date.
§ 58-39-20. Pretext interviews.
§ 58-39-25. Notice of insurance information practices.
§ 58-39-26. Federal privacy disclosure notice requirements.
§ 58-39-27. Privacy notice and disclosure requirement exceptions.
§ 58-39-28. Exception for title and mortgage guaranty insurance.
§ 58-39-30. Marketing and research surveys.
§ 58-39-35. Content of disclosure authorization forms.
§ 58-39-40. Investigative consumer reports.
§ 58-39-45. Access to recorded personal information.
§ 58-39-5. Purpose.
§ 58-39-50. Correction, amendment, or deletion of recorded personal information.
§ 58-39-55. Reasons for adverse underwriting decisions.
§ 58-39-60. Information concerning previous adverse underwriting decisions.
§ 58-39-65. Previous adverse underwriting decisions.
§ 58-39-70: Recodified as G.S. 58-39-125 by Session Laws 2003-262, s. 2(3), effective June 26, 2003.
§ 58-39-75. Disclosure limitations and conditions.
§ 58-39-76. Limits on sharing account number information for marketing purposes.
§ 58-39-80. Hearings and procedures.
§ 58-39-85. Service of process; insurance-support organizations.
§ 58-39-90. Cease and desist orders.
§ 58-39-95. Penalties.
§ 58-4-1. Scope.
§ 58-4-10. Immunity.
§ 58-4-15. Revocation or suspension of license.
§ 58-4-20: Recodified as § 58-2-220 pursuant to Session Laws 1989 (Regular Session, 1990), c. 0121, s. 7.
§ 58-4-25. Insurance Regulatory Information System and similar program test data records.
§ 58-4-5. Filing requirements.
§ 58-40-1. Purposes.
§ 58-40-10. Other definitions.
§ 58-40-100. Request for review of rate, rating plan, rating system or underwriting rule.
§ 58-40-105. Hearing and judicial review.
§ 58-40-110. Suspension of license.
§ 58-40-115. Existing rates, rating systems, territories, classifications and policy forms.
§ 58-40-120. Payment of dividends not prohibited or regulated; plan for payment into rating system.
§ 58-40-125. Limitation.
§ 58-40-130. Financial disclosure; rate modifications; reporting requirements.
§ 58-40-135. Good faith immunity for operation of market assistance programs.
§ 58-40-140. Extended reporting.
§ 58-40-15. Scope of application.
§ 58-40-20. Rate standards.
§ 58-40-25. Rating methods.
§ 58-40-30. Filing of rates and supporting data.
§ 58-40-35. Filing open to inspection.
§ 58-40-40. Delegation of rate making and rate filing obligation.
§ 58-40-45. Disapproval of rates; interim use of rates.
§ 58-40-5. Definitions.
§ 58-40-50. Statistical organizations.
§ 58-40-55: Repealed by Session Laws 2005-210, s. 8, effective October 1, 2005.
§ 58-40-60. Joint underwriting and joint reinsurance organizations.
§ 58-40-65. Insurers authorized to act in concert.
§ 58-40-70. Insurers authorized to act in concert; admitted insurers with common ownership or management; matters relating to co-surety bonds.
§ 58-40-75. Agreements to adhere.
§ 58-40-80. Exchange of information or experience data; consultation with statistical organizations and insurers.
§ 58-40-85. Recording and reporting of experience.
§ 58-40-90. Examination of rating, joint underwriting, and joint reinsurance organizations.
§ 58-40-95. Apportionment agreements among insurers.
§ 58-41-1. Short title.
§ 58-41-10. Scope.
§ 58-41-15. Certain policy cancellations prohibited.
§ 58-41-20. Notice of nonrenewal, premium rate increase, or change in coverage required.
§ 58-41-25. Notice of renewal of policies with premium rate or coverage changes.
§ 58-41-30. Loss of reinsurance.
§ 58-41-35. Repealed by Session Laws 1999-219, s. 9.
§ 58-41-40. No liability for statements or communications made in good faith; prior notice to agents or brokers.
§ 58-41-45. Termination of writing kind of insurance.
§ 58-41-5. Legislative findings and intent.
§ 58-41-50. Policy form and rate filings; punitive damages; data required to support filings.
§ 58-41-55. Penalties; restitution.
§ 58-42-1. Establishment of plans.
§ 58-42-10. Persons required to participate.
§ 58-42-15. Voluntary participation.
§ 58-42-20. Classification and rates.
§ 58-42-25. Basis for participation.
§ 58-42-30. Duty to provide information.
§ 58-42-35. Provision of marketing facilities.
§ 58-42-40. Voluntary risk sharing plans.
§ 58-42-45. Article subject to Administrative Procedure Act; legislative oversight of plans.
§ 58-42-5. Purposes, contents, and operation of risk sharing plans.
§ 58-42-50. Immunity of Commissioner and plan participants.
§ 58-42-55: Repealed by Session Laws 2001-122, s. 1.
§ 58-43-1. Performance of contracts as to devices not prohibited.
§ 58-43-10. Limit of liability on total loss.
§ 58-43-15. Policies for the benefit of mortgagees.
§ 58-43-20: Repealed by Session Laws 1995 (Regular Session, 1996), c. 752, s. 1.
§ 58-43-25. Limitation of fire insurance risks.
§ 58-43-30. Agreements restricting agent's commission; penalty.
§ 58-43-35. Punishment for issuing fire policies contrary to law.
§ 58-43-40. Expired.
§ 58-43-5. Limitation as to amount and term; indemnity contracts for difference in actual value and cost of replacement; functional replacement.
§ 58-44-1. Terms and conditions must be set out in policy.
§ 58-44-10: Repealed by Session Laws 1995, c. 517, s. 27.
§ 58-44-100. Conduct of the mediation conference.
§ 58-44-105. Post mediation.
§ 58-44-110. Nonparticipation in mediation program.
§ 58-44-115. Commissioner's review.
§ 58-44-120. Relation to Administrative Procedure Act.
§ 58-44-15: Repealed by Session Laws 2009-171, s. 6, effective January 1, 2010, and applicable to fire insurance policies issued or renewed on and after that date.
§ 58-44-16. Fire insurance policies; standard fire insurance policy provisions.
§ 58-44-20. Standard policy; permissible variations.
§ 58-44-25. Optional provisions as to loss or damage from nuclear reaction, nuclear radiation or radioactive contamination.
§ 58-44-30. Notice by insured or agent as to increase of hazard, unoccupancy and other insurance.
§ 58-44-35. Judge to select umpire.
§ 58-44-40. Effect of failure to give notice of encumbrance.
§ 58-44-45. Policy issued to husband or wife on joint property.
§ 58-44-5. Items to be expressed in policies.
§ 58-44-50. Bar to defense of failure to render timely proof of loss.
§ 58-44-55. Farmowners' and other property policies; ice, snow, or sleet damage.
§ 58-44-60. Notice to property insurance policyholder about flood, earthquake, mudslide, mudflow, and landslide insurance coverage.
§ 58-44-70. Purpose and scope.
§ 58-44-75. Definitions.
§ 58-44-80. Notification of right to mediate.
§ 58-44-85. Request for mediation.
§ 58-44-90. Mediation fees.
§ 58-44-95. Scheduling of mediation; qualification of mediator.
§ 58-45-1. Declarations and purpose of Article.
§ 58-45-10. North Carolina Insurance Underwriting Association created.
§ 58-45-15. Powers and duties of Association.
§ 58-45-20. Temporary directors of Association.
§ 58-45-25. Each member of Association to participate in nonrecoupable assessments.
§ 58-45-30. Directors to submit plan of operation to Commissioner; review and approval; amendments; appeal from Commissioner to superior court.
§ 58-45-35. Persons eligible to apply to Association for coverage; contents of application.
§ 58-45-36. Temporary contracts of insurance.
§ 58-45-40. Association members may cede insurance to Association.
§ 58-45-41. Coverage limits.
§ 58-45-45. Rates, rating plans, rating rules, and forms applicable.
§ 58-45-46. Unearned premium, loss, and loss expense reserves.
§ 58-45-47. Deficit event.
§ 58-45-5. Definition of terms.
§ 58-45-50. Appeal from acts of Association to Commissioner; appeal from Commissioner to superior court.
§ 58-45-55. Reports of inspection made available.
§ 58-45-6. Persons who can be insured by the Association.
§ 58-45-60. Association and Commissioner immune from liability.
§ 58-45-65. Association to file annual report with Commissioner.
§ 58-45-65.1. Association to be audited.
§ 58-45-70. Commissioner may examine affairs of Association.
§ 58-45-71. Report of member companies to Commissioner.
§ 58-45-75. Commissioner authorized to promulgate reasonable rules and regulations.
§ 58-45-80. Premium taxes to be paid through Association.
§ 58-45-85. Assessment; inability to pay.
§ 58-45-90. Open meetings.
§ 58-45-95. Information availability.
§ 58-45-96. Succession and dissolution.
§ 58-46-1. Purpose and geographic coverage of Article.
§ 58-46-10. Participation in association.
§ 58-46-15. Requirements of Plan and authority of Association.
§ 58-46-2. Persons who can be insured by the Association.
§ 58-46-20. Authority of Commissioner.
§ 58-46-25. Temporary directors of association.
§ 58-46-30. Appeals; judicial review.
§ 58-46-35. Reports of inspection made available; immunity from liability.
§ 58-46-40. Assessment; inability to pay.
§ 58-46-41. Unearned premium, loss, and loss expense reserves.
§ 58-46-45. Premium taxes to be paid through Association.
§ 58-46-5. Organization of underwriting association.
§ 58-46-50. Annual reports.
§ 58-46-55. Rates, rating plans, rating rules, and forms applicable.
§ 58-46-60. Open meetings.
§§ 58-47-1 through 58-47-50: Repealed by Session Laws 1997-362, s. 2.
§ 58-47-100. Examinations.
§ 58-47-105. Dividends and other distributions.
§ 58-47-110. Premium rates.
§ 58-47-115. Premium payment requirements.
§ 58-47-120. Board; composition, powers, duties, and prohibitions.
§ 58-47-125. Admission and termination of group members.
§ 58-47-130. Disclosure.
§ 58-47-135. Assessment plan and indemnity agreement.
§ 58-47-140. Other provisions of this Chapter.
§ 58-47-150. Definitions.
§ 58-47-155. TPAs and service companies; authority; qualifications.
§ 58-47-160. Written agreement; composition; restrictions.
§ 58-47-165. Books and records.
§ 58-47-170. Payments to TPA or service company.
§ 58-47-175. Approval of advertising.
§ 58-47-180. Premium collection and payment of claims.
§ 58-47-185. Notices; disclosure.
§ 58-47-190. Compensation.
§ 58-47-195. Examinations.
§ 58-47-200. Unfair trade practices.
§ 58-47-205. Other requirements.
§§ 58-47-210 through 58-47-220: Repealed by Session Laws 2001-223, s. 21.3, effective January 1, 2002.
§ 58-47-60. Definitions.
§ 58-47-65. Licensing; qualification for approval.
§ 58-47-70. License denial; termination; revocation; restrictions.
§ 58-47-75. Reporting and records.
§ 58-47-80. Assets and invested assets.
§ 58-47-85. Surplus requirements.
§ 58-47-90. Deposits.
§ 58-47-95. Excess insurance and reinsurance.
§ 58-48-1. Short title.
§ 58-48-10. Scope.
§ 58-48-100. Statute of repose; guardians ad litem; notice.
§ 58-48-105. Transfer of balance of security funds.
§ 58-48-110. Purpose of the accounts.
§ 58-48-115. Creation of Stock Fund Account; maintenance of Stock Fund Account; and distribution of Stock Fund.
§ 58-48-120. Creation of Mutual Fund Account; maintenance of Mutual Fund Account.
§ 58-48-125. Payments by the Association.
§ 58-48-130. Termination.
§ 58-48-15. Construction.
§ 58-48-20. Definitions.
§ 58-48-25. Creation of the Association.
§ 58-48-30. Board of directors.
§ 58-48-35. Powers and duties of the Association.
§ 58-48-40. Plan of operation.
§ 58-48-42. Procedure for appeal to Commissioner from decision of Association.
§ 58-48-45. Duties and powers of the Commissioner.
§ 58-48-5. Purpose of Article.
§ 58-48-50. Effect of paid claims.
§ 58-48-55. Nonduplication of recovery.
§ 58-48-60. Prevention of insolvencies.
§ 58-48-65. Examination of the Association.
§ 58-48-70. Tax exemption.
§ 58-48-75: Repealed by Session Laws 1991, c. 689, s. 299.
§ 58-48-80. Immunity.
§ 58-48-85. Stay of proceedings; reopening of default judgments.
§ 58-48-90. Termination; distribution of funds.
§ 58-48-95. Use of deposits made by insolvent insurer.
§ 58-49-1. Purposes.
§ 58-49-10. How to show jurisdiction.
§ 58-49-15. Examination.
§ 58-49-20. Subject to State laws.
§ 58-49-25. Disclosure.
§ 58-49-30. Multiple employer welfare arrangements; definition; administrators.
§ 58-49-35. Multiple employer welfare arrangements; license required; penalty.
§ 58-49-40. Qualifications for licensure.
§ 58-49-45. Certain words prohibited in name of MEWA.
§ 58-49-5. Authority and jurisdiction of Commissioner.
§ 58-49-50. Filing of application.
§ 58-49-55. Examinations; deposits; solvency regulation.
§ 58-49-60. Annual reports; actuarial certifications; quarterly reports.
§ 58-49-65. Denial, suspension, or revocation of license.
§ 58-5-1. Deposits; use of master trust.
§ 58-5-10. Amount of deposits required of foreign or alien fidelity, surety and casualty insurance companies.
§ 58-5-100. Deposits by alien companies required and regulated.
§ 58-5-105. Deposits by life companies not chartered in United States.
§ 58-5-110. Registration of bonds deposited in name of Treasurer or Commissioner.
§ 58-5-115. Notation of registration; release.
§ 58-5-120. Expenses of registration.
§ 58-5-125: Repealed by Session Laws 1991, c. 681, s. 21.
§ 58-5-15. Minimum deposit required upon admission.
§ 58-5-20. Type of deposits.
§ 58-5-25. Replacements upon depreciation of securities.
§ 58-5-30. Power of attorney.
§ 58-5-35. Securities held by Treasurer; faith of State pledged therefor; nontaxable.
§ 58-5-40. Authority to increase deposit.
§ 58-5-45: Repealed by Session Laws 1991, c. 681, s. 21.
§ 58-5-5. Amount of deposits required of foreign or alien fire and/or marine insurance companies.
§ 58-5-50. Deposits of foreign life insurance companies.
§ 58-5-55. Deposits of capital and surplus by domestic insurance companies.
§ 58-5-60: Repealed by Session Laws 1995, c. 193, s. 8.
§ 58-5-63. Interest; liquidation of deposits for liabilities.
§ 58-5-65: Repealed by Session Laws 1995, c. 193, s. 8.
§ 58-5-70. Lien of policyholders; action to enforce.
§ 58-5-71. Liens of policyholders; subordination.
§ 58-5-75. Substitution for securities paid.
§ 58-5-80. Return of deposits.
§ 58-5-85: Repealed by Session Laws 1991, c. 681, s. 21.
§ 58-5-90. Deposits held in trust by Commissioner or Treasurer.
§ 58-5-95. Deposits subject to approval and control of Commissioner.
§ 58-50-1. Waiver by insurer.
§ 58-50-10: Repealed by Session Laws 1993, c. 529, s. 4.1.
§ 58-50-100. Title and reference.
§ 58-50-105. Purpose and intent.
§ 58-50-110. Definitions.
§ 58-50-112. Affiliated companies; HMOs.
§ 58-50-113: Repealed by Session Laws 1993, c. 529, s. 3.4.
§ 58-50-115. Health benefit plans subject to Act.
§ 58-50-120: Repealed by Session Laws 2006-154, s. 9, effective July 23, 2006.
§ 58-50-125. Health care plans; formation; approval; offerings.
§ 58-50-126. Alternative coverage permitted.
§ 58-50-127. Small employer carrier plan elections.
§ 58-50-130. Required health care plan provisions.
§ 58-50-135. Elections by carriers.
§ 58-50-140: Repealed by Session Laws 2006-154, s. 9, effective July 23, 2006.
§ 58-50-145: Repealed by Session Laws 2006-154, s. 9, effective July 23, 2006.
§ 58-50-149. Limit on cessions to the Reinsurance Pool.
§ 58-50-15. Conforming to statute.
§ 58-50-150. North Carolina Small Employer Health Reinsurance Pool.
§ 58-50-151. (Recodified as § 58-51-116 effective July 1, 2002) ERISA plans may not require Medicaid to pay first.
§ 58-50-155. Standard and basic health care plan coverages.
§ 58-50-156. Coverage of certain prescribed drugs for cancer treatment.
§ 58-50-175. Definitions.
§ 58-50-180. Risk Pool established; board of directors; plan of operation.
§ 58-50-185. Administrator.
§ 58-50-190. Risk Pool rates and policy forms.
§ 58-50-195. Eligibility for Pool coverage.
§ 58-50-20. Age limit.
§ 58-50-200. Unfair referral to Pool.